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Last Updated: March 6, 2026, 2:59 am
Author: Getaka|Social: XLinkedIn
Stock Ticker - BSE: 532810 | NSE: PFC

Power Finance Corporation Ltd (PFC): Intrinsic Value & Share Price Analysis

Share Price and Basic Stock Data

Last Updated: March 6, 2026, 2:59 am

Market Cap 1,36,509 Cr.
Current Price 414
Intrinsic Value₹408.58
High / Low 444/330
Stock P/E5.41
Book Value 385
Dividend Yield3.82 %
ROCE9.73 %
ROE21.0 %
Face Value 10.0
PEG Ratio0.43

Stock P/E, Current Price, and Intrinsic Value Over Time

View Share Price Target for Power Finance Corporation Ltd (PFC)

Competitors

Stock Name ⇩Market Cap ⇩Current Price ⇩High / Low ⇩Stock P/E ⇩Book Value ⇩Dividend Yield ⇩ROCE ⇩ROE ⇩Face Value ⇩
Power Finance Corporation Ltd (PFC) 1,36,509 Cr. 414 444/3305.41 3853.82 %9.73 %21.0 % 10.0
Housing & Urban Development Corporation Ltd (HUDCO) 35,708 Cr. 178 254/17312.8 90.12.33 %9.62 %15.7 % 10.0
IFCI Ltd 14,689 Cr. 54.5 74.5/35.736.8 32.90.00 %8.08 %2.60 % 10.0
Tourism Finance Corporation of India Ltd 3,171 Cr. 68.5 80.5/27.426.1 27.00.88 %10.7 %8.51 % 2.00
Industry Average47,519.25 Cr178.7520.28133.751.76%9.53%11.95%8.00

All Competitor Stocks of Power Finance Corporation Ltd (PFC)

Quarterly Result

MetricDec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Revenue19,63920,06121,00922,39123,57224,14124,71725,72226,79829,26528,53928,89029,095
Interest 12,12912,63713,67014,31314,82715,15415,52116,00816,56216,58417,20417,31417,572
Expenses 900-339-65-551791-5893103664292,1312121,5141,031
Financing Profit6,6107,7637,4048,6297,9549,5778,8869,3489,80710,55011,12310,06210,492
Financing Margin %34%39%35%39%34%40%36%36%37%36%39%35%36%
Other Income 2413913223520332420901127
Depreciation 14141213141512131516141518
Profit before tax 6,6197,7627,4018,6297,9619,5978,8949,3689,81610,55411,19910,05710,502
Tax % 21%21%19%23%21%21%19%23%21%21%20%22%22%
Net Profit 5,2416,1295,9826,6286,2947,5567,1827,2157,7608,3588,9817,8348,212
EPS in Rs 11.7014.1713.8714.6514.3317.0416.8016.0717.6619.1420.8117.4019.07
Gross NPA %3.91%3.66%3.54%3.40%3.13%3.02%2.97%2.62%2.30%1.64%1.47%1.45%1.26%
Net NPA %1.15%1.03%1.00%0.98%0.86%0.85%0.84%0.80%0.73%0.38%0.31%0.30%0.23%

Last Updated: March 3, 2026, 3:45 pm

Below is a detailed analysis of the quarterly data for Power Finance Corporation Ltd (PFC) based on the most recent figures (Dec 2025) and their trends compared to the previous period:

  • For Interest, as of Dec 2025, the value is 17,572.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 17,314.00 Cr. (Sep 2025) to 17,572.00 Cr., marking an increase of 258.00 Cr..
  • For Expenses, as of Dec 2025, the value is 1,031.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 1,514.00 Cr. (Sep 2025) to 1,031.00 Cr., marking a decrease of 483.00 Cr..
  • For Other Income, as of Dec 2025, the value is 27.00 Cr.. The value appears strong and on an upward trend. It has increased from 11.00 Cr. (Sep 2025) to 27.00 Cr., marking an increase of 16.00 Cr..
  • For Depreciation, as of Dec 2025, the value is 18.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 15.00 Cr. (Sep 2025) to 18.00 Cr., marking an increase of 3.00 Cr..
  • For Profit before tax, as of Dec 2025, the value is 10,502.00 Cr.. The value appears strong and on an upward trend. It has increased from 10,057.00 Cr. (Sep 2025) to 10,502.00 Cr., marking an increase of 445.00 Cr..
  • For Tax %, as of Dec 2025, the value is 22.00%. The value remains steady. There is no change compared to the previous period (Sep 2025) which recorded 22.00%.
  • For Net Profit, as of Dec 2025, the value is 8,212.00 Cr.. The value appears strong and on an upward trend. It has increased from 7,834.00 Cr. (Sep 2025) to 8,212.00 Cr., marking an increase of 378.00 Cr..
  • For EPS in Rs, as of Dec 2025, the value is 19.07. The value appears strong and on an upward trend. It has increased from 17.40 (Sep 2025) to 19.07, marking an increase of 1.67.

Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: February 25, 2026, 10:16 am

MetricMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025TTM
Revenue21,40724,98827,86127,58148,62454,10662,18971,65676,26277,80791,508107,106115,789
Interest 13,05315,45616,65716,76830,28934,62740,84544,68444,70947,01757,96864,67068,674
Expenses 7481,1032,0425,5386,5831,6967,3327,1028,2154,290-333,8334,888
Financing Profit7,6078,4299,1625,27511,75217,78314,01219,87123,33826,50133,57338,60342,227
Financing Margin %36%34%33%19%24%33%23%28%31%34%37%36%36%
Other Income 2325253042941054679476985149
Depreciation 582041151524253552535663
Profit before tax 7,6248,4469,1675,26411,77917,86214,09319,89123,38226,49633,58838,63242,312
Tax % 28%29%33%58%25%29%33%21%20%20%21%21%
Net Profit 5,4626,0046,1842,2368,79712,6409,47715,71618,76821,17926,46130,51433,386
EPS in Rs 16.5518.1918.746.7820.2730.0621.5835.6042.4748.1559.8869.6776.42
Dividend Payout % 22%20%30%59%31%0%35%22%23%22%23%23%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2014-20152015-20162016-20172017-20182018-20192019-20202020-20212021-20222022-20232023-20242024-2025
YoY Net Profit Growth (%)9.92%3.00%-63.84%293.43%43.69%-25.02%65.83%19.42%12.85%24.94%15.32%
Change in YoY Net Profit Growth (%)0.00%-6.93%-66.84%357.27%-249.74%-68.71%90.86%-46.41%-6.57%12.09%-9.62%

Power Finance Corporation Ltd (PFC) has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.

Growth

Compounded Sales Growth
10 Years:16%
5 Years:11%
3 Years:12%
TTM:16%
Compounded Profit Growth
10 Years:14%
5 Years:26%
3 Years:18%
TTM:17%
Stock Price CAGR
10 Years:16%
5 Years:39%
3 Years:61%
1 Year:-30%
Return on Equity
10 Years:19%
5 Years:21%
3 Years:21%
Last Year:21%

Last Updated: September 5, 2025, 12:25 pm

Balance Sheet

Last Updated: December 4, 2025, 1:48 am

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Sep 2025
Equity Capital 1,3201,3201,3202,6402,6402,6402,6402,6402,6402,6403,3003,3003,300
Reserves 26,20231,09134,70834,20537,19444,48146,76058,12769,03681,51897,847114,438123,686
Borrowing159,215187,795200,660202,993441,151539,488596,561659,682660,476751,158861,961971,7581,000,961
Other Liabilities 7,5828,70510,53119,70041,54642,26048,56055,25758,84860,79675,77088,59094,682
Total Liabilities 194,320228,912247,220259,537522,531628,869694,521775,707791,000896,1121,038,8771,178,0861,222,629
Fixed Assets 72102198296161196238341719782764761764
CWIP 124710512919928833653223988105
Investments 275282,2303,1455,4934,6044,4043,4993,7745,97310,97112,79214,283
Other Assets 194,220228,280244,745255,990516,749623,871689,590771,530786,454889,3341,027,1021,164,4451,207,477
Total Assets 194,320228,912247,220259,537522,531628,869694,521775,707791,000896,1121,038,8771,178,0861,222,629

Below is a detailed analysis of the balance sheet data for Power Finance Corporation Ltd (PFC) based on the most recent figures (Sep 2025) and their trends compared to the previous period:

  • For Equity Capital, as of Sep 2025, the value is 3,300.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 3,300.00 Cr..
  • For Reserves, as of Sep 2025, the value is 123,686.00 Cr.. The value appears strong and on an upward trend. It has increased from 114,438.00 Cr. (Mar 2025) to 123,686.00 Cr., marking an increase of 9,248.00 Cr..
  • For Other Liabilities, as of Sep 2025, the value is 94,682.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 88,590.00 Cr. (Mar 2025) to 94,682.00 Cr., marking an increase of 6,092.00 Cr..
  • For Total Liabilities, as of Sep 2025, the value is 1,222,629.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1,178,086.00 Cr. (Mar 2025) to 1,222,629.00 Cr., marking an increase of 44,543.00 Cr..
  • For Fixed Assets, as of Sep 2025, the value is 764.00 Cr.. The value appears strong and on an upward trend. It has increased from 761.00 Cr. (Mar 2025) to 764.00 Cr., marking an increase of 3.00 Cr..
  • For CWIP, as of Sep 2025, the value is 105.00 Cr.. The value appears strong and on an upward trend. It has increased from 88.00 Cr. (Mar 2025) to 105.00 Cr., marking an increase of 17.00 Cr..
  • For Investments, as of Sep 2025, the value is 14,283.00 Cr.. The value appears strong and on an upward trend. It has increased from 12,792.00 Cr. (Mar 2025) to 14,283.00 Cr., marking an increase of 1,491.00 Cr..
  • For Other Assets, as of Sep 2025, the value is 1,207,477.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,164,445.00 Cr. (Mar 2025) to 1,207,477.00 Cr., marking an increase of 43,032.00 Cr..
  • For Total Assets, as of Sep 2025, the value is 1,222,629.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,178,086.00 Cr. (Mar 2025) to 1,222,629.00 Cr., marking an increase of 44,543.00 Cr..

Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.

Reserves and Borrowings Chart

Cash Flow

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Cash from Operating Activity + -22,473-21,455-13,2981,795-57,148-80,252-42,148-59,1434,904-74,717-97,820-92,269
Cash from Investing Activity + 9-491-1,973-6671,409-13,463-731,741-547-1,694-3,409-2,312
Cash from Financing Activity + 17,67126,91610,3831,95052,01893,61643,39960,424-8,37175,537101,26194,258
Net Cash Flow -4,7934,970-4,8883,079-3,720-981,1793,023-4,014-87432-323

Free Cash Flow

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Free Cash Flow589.00-186.00-198.00-197.00-435.00-538.00-589.00-652.00-652.00-747.00-894.00-968.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
ROE % 21%20%18%6%17%23%15%21%21%20%21%21%

Financial Efficiency Indicators Chart

Share Holding Pattern

MonthMar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Promoters 55.99%55.99%55.99%55.99%55.99%55.99%55.99%55.99%55.99%55.99%55.99%55.99%
FIIs 16.49%17.49%16.85%17.85%17.19%17.93%17.74%18.04%18.84%18.66%18.84%18.33%
DIIs 18.63%18.10%17.86%17.47%18.21%17.04%17.43%17.16%16.17%16.11%16.04%15.48%
Public 8.89%8.42%9.29%8.66%8.58%9.04%8.83%8.80%8.97%9.21%9.13%10.18%
No. of Shareholders 4,29,3974,32,0845,33,3755,97,3157,07,57910,04,15210,34,39110,91,10811,26,25911,28,20310,97,21711,30,351

Shareholding Pattern Chart

No. of Shareholders

Power Finance Corporation Ltd (PFC): Intrinsic Value & Share Price Analysis - Shareholder trend analysis

Mutual Fund Holdings

Fund NameNo of SharesAUM (%)Amount Invested (Cr)Previous Number of SharesPrevious DatePercentage Change
Kotak Midcap Fund 24,701,368 1.59 937.05N/AN/AN/A
Nippon India Growth Mid Cap Fund 21,102,514 1.92 800.5220,578,8972026-02-23 07:11:392.54%
HDFC Balanced Advantage Fund 18,500,000 0.66 701.8N/AN/AN/A
Kotak Multicap Fund 12,164,983 2.03 461.4811,114,9832026-02-23 01:32:309.45%
DSP Mid Cap Fund 11,595,035 2.31 439.86N/AN/AN/A
Nippon India ELSS Tax Saver Fund 9,111,111 2.32 345.63N/AN/AN/A
Kotak Multi Asset Allocation Fund 8,549,910 2.68 324.34N/AN/AN/A
Mirae Asset ELSS Tax Saver Fund 6,962,029 1.01 264.1N/AN/AN/A
Mirae Asset Large & Midcap Fund 6,922,450 0.62 262.65,822,4502026-02-23 01:20:4718.89%
Mirae Asset Large Cap Fund 6,632,326 0.62 251.65,999,8842026-02-23 01:16:5410.54%

ROCE Trend

EPS Trend

Key Financial Ratios

MonthMar 25Mar 24Mar 23Mar 22Mar 21
FaceValue 10.0010.0010.0010.0010.00
Basic EPS (Rs.) 69.6759.8860.1953.0844.50
Diluted EPS (Rs.) 69.6759.8860.1953.0844.50
Cash EPS (Rs.) 92.6380.3480.4271.3159.60
Book Value[Excl.RevalReserv]/Share (Rs.) 356.77406.92424.16364.67309.80
Book Value[Incl.RevalReserv]/Share (Rs.) 356.77406.92424.16364.67309.80
Revenue From Operations / Share (Rs.) 322.72276.04293.81288.86271.42
PBDIT / Share (Rs.) 313.20277.58278.64258.13244.66
PBIT / Share (Rs.) 313.03277.42278.45258.00244.57
PBT / Share (Rs.) 117.06101.78100.3688.6575.32
Net Profit / Share (Rs.) 92.4780.1880.2271.1759.51
NP After MI And SOA / Share (Rs.) 69.6759.8860.1953.0844.50
PBDIT Margin (%) 97.04100.5594.8389.3690.14
PBIT Margin (%) 96.99100.4994.7789.3190.10
PBT Margin (%) 36.2736.8734.1530.6827.74
Net Profit Margin (%) 28.6529.0427.3024.6321.92
NP After MI And SOA Margin (%) 21.5821.6920.4818.3716.39
Return on Networth / Equity (%) 19.5219.5318.8819.5519.33
Return on Capital Employeed (%) 65.8667.4465.0912.0911.15
Return On Assets (%) 1.951.901.771.771.51
Long Term Debt / Equity (X) 0.000.000.006.508.17
Total Debt / Equity (X) 8.258.528.939.2110.86
Asset Turnover Ratio (%) 0.090.090.060.060.06
Current Ratio (X) 1.141.141.133.433.90
Quick Ratio (X) 1.141.141.133.433.90
Dividend Payout Ratio (NP) (%) 23.3224.3816.6124.0117.97
Dividend Payout Ratio (CP) (%) 23.2624.3116.5623.9517.93
Earning Retention Ratio (%) 76.6875.6283.3975.9982.03
Cash Earning Retention Ratio (%) 76.7475.6983.4476.0582.07
Interest Coverage Ratio (X) 1.601.581.561.521.45
Interest Coverage Ratio (Post Tax) (X) 1.471.461.451.421.35
Enterprise Value (Cr.) 1136313.101020484.17814942.50708078.39702506.88
EV / Net Operating Revenue (X) 10.6711.2010.519.289.80
EV / EBITDA (X) 10.9911.1411.0810.3910.88
MarketCap / Net Operating Revenue (X) 1.281.410.510.380.41
Retention Ratios (%) 76.6775.6183.3875.9882.02
Price / BV (X) 1.161.270.470.410.49
Price / Net Operating Revenue (X) 1.281.410.510.380.41
EarningsYield 0.160.150.390.470.39

After reviewing the key financial ratios for Power Finance Corporation Ltd (PFC), here is a detailed analysis based on the latest available data and recent trends:

  • For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
  • For Basic EPS (Rs.), as of Mar 25, the value is 69.67. This value is within the healthy range. It has increased from 59.88 (Mar 24) to 69.67, marking an increase of 9.79.
  • For Diluted EPS (Rs.), as of Mar 25, the value is 69.67. This value is within the healthy range. It has increased from 59.88 (Mar 24) to 69.67, marking an increase of 9.79.
  • For Cash EPS (Rs.), as of Mar 25, the value is 92.63. This value is within the healthy range. It has increased from 80.34 (Mar 24) to 92.63, marking an increase of 12.29.
  • For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 356.77. It has decreased from 406.92 (Mar 24) to 356.77, marking a decrease of 50.15.
  • For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 356.77. It has decreased from 406.92 (Mar 24) to 356.77, marking a decrease of 50.15.
  • For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 322.72. It has increased from 276.04 (Mar 24) to 322.72, marking an increase of 46.68.
  • For PBDIT / Share (Rs.), as of Mar 25, the value is 313.20. This value is within the healthy range. It has increased from 277.58 (Mar 24) to 313.20, marking an increase of 35.62.
  • For PBIT / Share (Rs.), as of Mar 25, the value is 313.03. This value is within the healthy range. It has increased from 277.42 (Mar 24) to 313.03, marking an increase of 35.61.
  • For PBT / Share (Rs.), as of Mar 25, the value is 117.06. This value is within the healthy range. It has increased from 101.78 (Mar 24) to 117.06, marking an increase of 15.28.
  • For Net Profit / Share (Rs.), as of Mar 25, the value is 92.47. This value is within the healthy range. It has increased from 80.18 (Mar 24) to 92.47, marking an increase of 12.29.
  • For NP After MI And SOA / Share (Rs.), as of Mar 25, the value is 69.67. This value is within the healthy range. It has increased from 59.88 (Mar 24) to 69.67, marking an increase of 9.79.
  • For PBDIT Margin (%), as of Mar 25, the value is 97.04. This value is within the healthy range. It has decreased from 100.55 (Mar 24) to 97.04, marking a decrease of 3.51.
  • For PBIT Margin (%), as of Mar 25, the value is 96.99. This value exceeds the healthy maximum of 20. It has decreased from 100.49 (Mar 24) to 96.99, marking a decrease of 3.50.
  • For PBT Margin (%), as of Mar 25, the value is 36.27. This value is within the healthy range. It has decreased from 36.87 (Mar 24) to 36.27, marking a decrease of 0.60.
  • For Net Profit Margin (%), as of Mar 25, the value is 28.65. This value exceeds the healthy maximum of 10. It has decreased from 29.04 (Mar 24) to 28.65, marking a decrease of 0.39.
  • For NP After MI And SOA Margin (%), as of Mar 25, the value is 21.58. This value exceeds the healthy maximum of 20. It has decreased from 21.69 (Mar 24) to 21.58, marking a decrease of 0.11.
  • For Return on Networth / Equity (%), as of Mar 25, the value is 19.52. This value is within the healthy range. It has decreased from 19.53 (Mar 24) to 19.52, marking a decrease of 0.01.
  • For Return on Capital Employeed (%), as of Mar 25, the value is 65.86. This value is within the healthy range. It has decreased from 67.44 (Mar 24) to 65.86, marking a decrease of 1.58.
  • For Return On Assets (%), as of Mar 25, the value is 1.95. This value is below the healthy minimum of 5. It has increased from 1.90 (Mar 24) to 1.95, marking an increase of 0.05.
  • For Long Term Debt / Equity (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 0.2. There is no change compared to the previous period (Mar 24) which recorded 0.00.
  • For Total Debt / Equity (X), as of Mar 25, the value is 8.25. This value exceeds the healthy maximum of 1. It has decreased from 8.52 (Mar 24) to 8.25, marking a decrease of 0.27.
  • For Asset Turnover Ratio (%), as of Mar 25, the value is 0.09. There is no change compared to the previous period (Mar 24) which recorded 0.09.
  • For Current Ratio (X), as of Mar 25, the value is 1.14. This value is below the healthy minimum of 1.5. There is no change compared to the previous period (Mar 24) which recorded 1.14.
  • For Quick Ratio (X), as of Mar 25, the value is 1.14. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 1.14.
  • For Dividend Payout Ratio (NP) (%), as of Mar 25, the value is 23.32. This value is within the healthy range. It has decreased from 24.38 (Mar 24) to 23.32, marking a decrease of 1.06.
  • For Dividend Payout Ratio (CP) (%), as of Mar 25, the value is 23.26. This value is within the healthy range. It has decreased from 24.31 (Mar 24) to 23.26, marking a decrease of 1.05.
  • For Earning Retention Ratio (%), as of Mar 25, the value is 76.68. This value exceeds the healthy maximum of 70. It has increased from 75.62 (Mar 24) to 76.68, marking an increase of 1.06.
  • For Cash Earning Retention Ratio (%), as of Mar 25, the value is 76.74. This value exceeds the healthy maximum of 70. It has increased from 75.69 (Mar 24) to 76.74, marking an increase of 1.05.
  • For Interest Coverage Ratio (X), as of Mar 25, the value is 1.60. This value is below the healthy minimum of 3. It has increased from 1.58 (Mar 24) to 1.60, marking an increase of 0.02.
  • For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 1.47. This value is below the healthy minimum of 3. It has increased from 1.46 (Mar 24) to 1.47, marking an increase of 0.01.
  • For Enterprise Value (Cr.), as of Mar 25, the value is 1,136,313.10. It has increased from 1,020,484.17 (Mar 24) to 1,136,313.10, marking an increase of 115,828.93.
  • For EV / Net Operating Revenue (X), as of Mar 25, the value is 10.67. This value exceeds the healthy maximum of 3. It has decreased from 11.20 (Mar 24) to 10.67, marking a decrease of 0.53.
  • For EV / EBITDA (X), as of Mar 25, the value is 10.99. This value is within the healthy range. It has decreased from 11.14 (Mar 24) to 10.99, marking a decrease of 0.15.
  • For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 1.28. This value is within the healthy range. It has decreased from 1.41 (Mar 24) to 1.28, marking a decrease of 0.13.
  • For Retention Ratios (%), as of Mar 25, the value is 76.67. This value exceeds the healthy maximum of 70. It has increased from 75.61 (Mar 24) to 76.67, marking an increase of 1.06.
  • For Price / BV (X), as of Mar 25, the value is 1.16. This value is within the healthy range. It has decreased from 1.27 (Mar 24) to 1.16, marking a decrease of 0.11.
  • For Price / Net Operating Revenue (X), as of Mar 25, the value is 1.28. This value is within the healthy range. It has decreased from 1.41 (Mar 24) to 1.28, marking a decrease of 0.13.
  • For EarningsYield, as of Mar 25, the value is 0.16. This value is below the healthy minimum of 5. It has increased from 0.15 (Mar 24) to 0.16, marking an increase of 0.01.

Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Fair Value

Fair Value of Power Finance Corporation Ltd (PFC) as of March 6, 2026 is: ₹363.29

Calculation basis:

  • Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

As of March 6, 2026, Power Finance Corporation Ltd (PFC) is Overvalued by 12.25% compared to the current share price ₹414.00

Intrinsic Value of Power Finance Corporation Ltd (PFC) as of March 6, 2026 is: ₹408.58

Calculation basis:

  • Intrinsic value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
  • EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.

As of March 6, 2026, Power Finance Corporation Ltd (PFC) is Overvalued by 1.31% compared to the current share price ₹414.00

Last 5 Year EPS CAGR: 12.47%

*Investments are subject to market risks

Strength and Weakness

Unable to fetch valid data for stock valuation.

Stock Analysis

  • Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Power Finance Corporation Ltd (PFC):
    1. Net Profit Margin: 28.65%
      • Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
    2. ROCE: 65.86% (Industry Average ROCE: 9.53%)
      • ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
    3. ROE%: 19.52% (Industry Average ROE: 11.95%)
      • ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
    4. Interest Coverage Ratio (Post Tax): 1.47
      • Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
    5. Quick Ratio: 1.14
      • Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
    6. Stock P/E: 5.41 (Industry average Stock P/E: 20.28)
      • Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
    7. Total Debt / Equity: 8.25
      • Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
    The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
    Stock Rating:

About the Company - Qualitative Analysis

Power Finance Corporation Ltd. is a Public Limited Listed company incorporated on 16/07/1986 and has its registered office in the State of Delhi, India. Company's Corporate Identification Number(CIN) is L65910DL1986GOI024862 and registration number is 024862. Currently Company is involved in the business activities of Other credit granting. Company's Total Operating Revenue is Rs. 53099.22 Cr. and Equity Capital is Rs. 3300.10 Cr. for the Year ended 31/03/2025.
INDUSTRYADDRESSCONTACT
Finance - Term Lending Institutions'Urjanidhi', 1, Barakhamba Lane, New Delhi Delhi 110001Contact not found
Management
NamePosition Held
Mrs. Parminder ChopraChairman & Managing Director
Mr. Rajiv Ranjan JhaDirector - Projects
Mr. Manoj SharmaDirector - Commercial
Mr. Sandeep KumarDirector - Finance
Mr. Prasanna TantriIndependent Director
Mrs. Usha Sajeev NairIndependent Director
Mr. Bhaskar BhattacharyaIndependent Director
Mr. Naresh Dhanrajbhai KellaIndependent Director
Dr. Sudhir MehtaIndependent Director
Mr. Shashank MisraGovernment Nominee Director

FAQ

What is the intrinsic value of Power Finance Corporation Ltd (PFC)?

Power Finance Corporation Ltd (PFC)'s intrinsic value (as of 06 March 2026) is ₹408.58 which is 1.31% lower the current market price of ₹414.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's ₹1,36,509 Cr. market cap, FY2025-2026 high/low of ₹444/330, reserves of ₹123,686 Cr, and liabilities of ₹1,222,629 Cr.

What is the Market Cap of Power Finance Corporation Ltd (PFC)?

The Market Cap of Power Finance Corporation Ltd (PFC) is 1,36,509 Cr..

What is the current Stock Price of Power Finance Corporation Ltd (PFC) as on 06 March 2026?

The current stock price of Power Finance Corporation Ltd (PFC) as on 06 March 2026 is ₹414.

What is the High / Low of Power Finance Corporation Ltd (PFC) stocks in FY 2025-2026?

In FY 2025-2026, the High / Low of Power Finance Corporation Ltd (PFC) stocks is ₹444/330.

What is the Stock P/E of Power Finance Corporation Ltd (PFC)?

The Stock P/E of Power Finance Corporation Ltd (PFC) is 5.41.

What is the Book Value of Power Finance Corporation Ltd (PFC)?

The Book Value of Power Finance Corporation Ltd (PFC) is 385.

What is the Dividend Yield of Power Finance Corporation Ltd (PFC)?

The Dividend Yield of Power Finance Corporation Ltd (PFC) is 3.82 %.

What is the ROCE of Power Finance Corporation Ltd (PFC)?

The ROCE of Power Finance Corporation Ltd (PFC) is 9.73 %.

What is the ROE of Power Finance Corporation Ltd (PFC)?

The ROE of Power Finance Corporation Ltd (PFC) is 21.0 %.

What is the Face Value of Power Finance Corporation Ltd (PFC)?

The Face Value of Power Finance Corporation Ltd (PFC) is 10.0.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in Power Finance Corporation Ltd (PFC). Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE
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