Share Price and Basic Stock Data
Last Updated: November 8, 2025, 5:38 am
| PEG Ratio | 0.95 |
|---|
Analyst Insight & Comprehensive Analysis
Business Overview and Revenue Trends
Aditya Birla Money Ltd operates in the finance and investments sector and has demonstrated notable revenue growth over recent years. For the fiscal year ending March 2025, the company reported sales of ₹453 Cr, an increase from ₹267 Cr in March 2023, indicating a robust growth trajectory. Quarterly sales also reflected this trend, with the latest quarter (Jun 2025) recording ₹113 Cr, up from ₹78 Cr in Jun 2023. This consistent rise in revenue underscores the company’s effective strategies in capitalizing on market opportunities. The operating profit margin (OPM) stood at 51% for the fiscal year 2025, showcasing strong operational efficiency. The company’s ability to maintain a steady increase in sales, particularly in the latter half of the fiscal year, positions it favorably against peers in the finance sector, where average OPMs typically hover around 30-40%. This highlights Aditya Birla Money’s competitive advantage in managing costs while enhancing revenue generation.
Profitability and Efficiency Metrics
Aditya Birla Money Ltd has showcased impressive profitability metrics, particularly with a net profit of ₹74 Cr for the fiscal year 2025, a significant increase from ₹34 Cr in the previous year. The company’s return on equity (ROE) stood at 37.2%, substantially higher than the typical sector average of 15-20%, reflecting effective utilization of shareholders’ equity to generate profits. The interest coverage ratio (ICR) was reported at 2.82x, indicating that the company earns sufficient operating income to cover its interest expenses, though this is on the lower end compared to peers who often maintain ratios above 3. The cash conversion cycle (CCC) was recorded at 24 days, demonstrating efficient management of receivables and payables. However, while the company’s operational performance is strong, the increasing interest expenses, which rose significantly to ₹127 Cr in FY 2025 from ₹51 Cr in FY 2023, could pressure profitability if not managed effectively.
Balance Sheet Strength and Financial Ratios
The financial health of Aditya Birla Money Ltd is reflected in its balance sheet, which recorded total assets of ₹2,471 Cr and total borrowings of ₹1,703 Cr as of March 2025. The debt-to-equity ratio, which stood at 4.04x, indicates a high level of leverage, suggesting potential risks if the company faces downturns. However, the company has maintained solid reserves of ₹230 Cr, which can provide a buffer against economic uncertainties. The price-to-book value (P/BV) ratio was reported at 6.30x, suggesting that the stock may be trading at a premium compared to its book value, indicating investor confidence in future growth. Moreover, the return on capital employed (ROCE) was stable at 13%, aligning well with industry standards. This balance between leveraging debt for growth and maintaining healthy reserves is crucial for sustaining long-term financial stability and operational efficiency.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Aditya Birla Money Ltd reflects a significant degree of control by promoters, who hold 73.53% of the shares, indicating strong management commitment. The public holds 26.34%, while foreign institutional investors (FIIs) and domestic institutional investors (DIIs) account for a minuscule 0.07% and 0.05%, respectively. This low institutional interest may suggest a lack of confidence among institutional investors or a potential opportunity for growth as the company continues to perform well. The number of shareholders has seen fluctuations, with a count of 43,686 as of September 2025. The predominance of promoter holdings coupled with a relatively stable public shareholding can lead to a focused strategic direction, although reliance on a small pool of institutional investment could limit market visibility. Enhancing institutional participation could bolster the company’s credibility and market perception.
Outlook, Risks, and Final Insight
Looking ahead, Aditya Birla Money Ltd is positioned well for growth, buoyed by strong revenue trends and profitability metrics. However, the company faces risks associated with its high leverage, as indicated by the debt-to-equity ratio of 4.04x, which could impact financial flexibility during economic downturns. Additionally, rising interest expenses pose a threat to profitability, necessitating tight cost management and operational efficiencies. The company’s strong promoter backing should provide stability, yet the low FIIs and DIIs participation raises concerns regarding broader investor confidence. The strategic focus on expanding market share while managing debt levels will be critical in navigating potential challenges ahead. Should the company successfully enhance institutional investor engagement and maintain its growth momentum, it could solidify its position as a key player in the finance sector.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Aditya Birla Money Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| MKVentures Capital Ltd | 513 Cr. | 1,336 | 2,400/1,151 | 60.6 | 267 | 0.02 % | 16.6 % | 9.56 % | 10.0 |
| My Money Securities Ltd | 74.7 Cr. | 44.4 | 69.2/19.2 | 15.8 | 0.00 % | 44.0 % | 29.8 % | 10.0 | |
| Nam Securities Ltd | 44.8 Cr. | 83.0 | 170/68.6 | 186 | 21.0 | 0.00 % | 4.48 % | 3.22 % | 10.0 |
| ICDS Ltd | 61.6 Cr. | 47.3 | 76.2/37.0 | 29.3 | 22.2 | 0.00 % | 11.8 % | 6.05 % | 10.0 |
| HCKK Ventures Ltd | 11.6 Cr. | 31.4 | 165/29.0 | 41.6 | 11.8 | 0.00 % | 6.93 % | 5.14 % | 10.0 |
| Industry Average | 21,057.19 Cr | 1,553.06 | 44.92 | 3,659.38 | 0.37% | 11.38% | 25.55% | 6.85 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 62 | 68 | 67 | 66 | 78 | 96 | 101 | 114 | 119 | 126 | 106 | 99 | 113 |
| Expenses | 45 | 45 | 43 | 43 | 46 | 57 | 58 | 65 | 66 | 59 | 51 | 50 | 58 |
| Operating Profit | 17 | 23 | 23 | 23 | 32 | 39 | 44 | 49 | 54 | 67 | 55 | 50 | 55 |
| OPM % | 27% | 34% | 35% | 35% | 41% | 40% | 43% | 43% | 45% | 53% | 52% | 50% | 49% |
| Other Income | 5 | 3 | 4 | 4 | 1 | 1 | 1 | 2 | 0 | 2 | 10 | 0 | 0 |
| Interest | 9 | 11 | 14 | 16 | 19 | 21 | 24 | 29 | 29 | 30 | 32 | 35 | 32 |
| Depreciation | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 3 | 3 |
| Profit before tax | 11 | 14 | 12 | 10 | 13 | 17 | 19 | 20 | 22 | 36 | 30 | 13 | 21 |
| Tax % | 28% | 29% | 27% | 25% | 28% | 29% | 19% | 19% | 27% | 26% | 28% | 26% | 25% |
| Net Profit | 8 | 10 | 9 | 7 | 9 | 12 | 15 | 16 | 16 | 27 | 22 | 9 | 15 |
| EPS in Rs | 1.44 | 1.72 | 1.55 | 1.31 | 1.67 | 2.11 | 2.68 | 2.91 | 2.90 | 4.72 | 3.86 | 1.65 | 2.72 |
Last Updated: August 2, 2025, 12:45 am
Below is a detailed analysis of the quarterly data for Aditya Birla Money Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 113.00 Cr.. The value appears strong and on an upward trend. It has increased from 99.00 Cr. (Mar 2025) to 113.00 Cr., marking an increase of 14.00 Cr..
- For Expenses, as of Jun 2025, the value is 58.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 50.00 Cr. (Mar 2025) to 58.00 Cr., marking an increase of 8.00 Cr..
- For Operating Profit, as of Jun 2025, the value is 55.00 Cr.. The value appears strong and on an upward trend. It has increased from 50.00 Cr. (Mar 2025) to 55.00 Cr., marking an increase of 5.00 Cr..
- For OPM %, as of Jun 2025, the value is 49.00%. The value appears to be declining and may need further review. It has decreased from 50.00% (Mar 2025) to 49.00%, marking a decrease of 1.00%.
- For Other Income, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Interest, as of Jun 2025, the value is 32.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 35.00 Cr. (Mar 2025) to 32.00 Cr., marking a decrease of 3.00 Cr..
- For Depreciation, as of Jun 2025, the value is 3.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 3.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 21.00 Cr.. The value appears strong and on an upward trend. It has increased from 13.00 Cr. (Mar 2025) to 21.00 Cr., marking an increase of 8.00 Cr..
- For Tax %, as of Jun 2025, the value is 25.00%. The value appears to be improving (decreasing) as expected. It has decreased from 26.00% (Mar 2025) to 25.00%, marking a decrease of 1.00%.
- For Net Profit, as of Jun 2025, the value is 15.00 Cr.. The value appears strong and on an upward trend. It has increased from 9.00 Cr. (Mar 2025) to 15.00 Cr., marking an increase of 6.00 Cr..
- For EPS in Rs, as of Jun 2025, the value is 2.72. The value appears strong and on an upward trend. It has increased from 1.65 (Mar 2025) to 2.72, marking an increase of 1.07.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: October 15, 2025, 5:47 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 69 | 118 | 117 | 125 | 162 | 172 | 171 | 192 | 233 | 267 | 395 | 453 | 425 |
| Expenses | 69 | 103 | 105 | 109 | 141 | 124 | 122 | 140 | 164 | 175 | 225 | 224 | 218 |
| Operating Profit | 1 | 15 | 12 | 16 | 22 | 48 | 49 | 52 | 70 | 92 | 170 | 229 | 206 |
| OPM % | 1% | 13% | 10% | 13% | 13% | 28% | 29% | 27% | 30% | 35% | 43% | 51% | 49% |
| Other Income | 0 | 0 | 1 | 0 | 2 | 0 | 3 | 1 | 0 | 12 | 0 | 9 | 11 |
| Interest | 3 | 3 | 7 | 6 | 12 | 32 | 29 | 24 | 28 | 51 | 93 | 127 | 129 |
| Depreciation | 6 | 6 | 4 | 3 | 2 | 2 | 6 | 7 | 7 | 7 | 8 | 10 | 11 |
| Profit before tax | -8 | 7 | 2 | 7 | 10 | 14 | 16 | 22 | 36 | 47 | 69 | 102 | 78 |
| Tax % | 0% | -4% | 36% | 12% | 28% | 29% | 27% | 30% | 27% | 27% | 23% | 27% | |
| Net Profit | -8 | 7 | 1 | 6 | 7 | 10 | 12 | 16 | 26 | 34 | 53 | 74 | 57 |
| EPS in Rs | -1.48 | 1.28 | 0.22 | 1.11 | 1.30 | 1.77 | 2.13 | 2.80 | 4.64 | 6.01 | 9.37 | 13.13 | 10.03 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 187.50% | -85.71% | 500.00% | 16.67% | 42.86% | 20.00% | 33.33% | 62.50% | 30.77% | 55.88% | 39.62% |
| Change in YoY Net Profit Growth (%) | 0.00% | -273.21% | 585.71% | -483.33% | 26.19% | -22.86% | 13.33% | 29.17% | -31.73% | 25.11% | -16.26% |
Aditya Birla Money Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 14% |
| 5 Years: | 22% |
| 3 Years: | 25% |
| TTM: | 3% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 27% |
| 5 Years: | 44% |
| 3 Years: | 42% |
| TTM: | 22% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 25% |
| 5 Years: | 33% |
| 3 Years: | 42% |
| 1 Year: | 14% |
| Return on Equity | |
|---|---|
| 10 Years: | 37% |
| 5 Years: | 38% |
| 3 Years: | 38% |
| Last Year: | 37% |
Last Updated: September 4, 2025, 10:15 pm
Balance Sheet
Last Updated: May 13, 2025, 3:57 pm
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 |
| Reserves | 22 | 20 | 22 | 28 | 5 | 16 | 26 | 42 | 69 | 104 | 157 | 230 |
| Borrowings | 20 | 79 | 85 | 45 | 266 | 417 | 244 | 397 | 739 | 900 | 1,399 | 1,703 |
| Other Liabilities | 149 | 107 | 125 | 187 | 262 | 255 | 273 | 439 | 454 | 355 | 555 | 532 |
| Total Liabilities | 196 | 212 | 237 | 265 | 539 | 694 | 548 | 883 | 1,267 | 1,363 | 2,116 | 2,471 |
| Fixed Assets | 21 | 8 | 7 | 7 | 6 | 7 | 26 | 24 | 24 | 31 | 36 | 39 |
| CWIP | 0 | 0 | 0 | 0 | 1 | 1 | 0 | 1 | 0 | 1 | 0 | 0 |
| Investments | 5 | 5 | 6 | 6 | 24 | 281 | 0 | 0 | 436 | 404 | 430 | 717 |
| Other Assets | 171 | 200 | 224 | 252 | 508 | 405 | 522 | 859 | 806 | 928 | 1,650 | 1,716 |
| Total Assets | 196 | 212 | 237 | 265 | 539 | 694 | 548 | 883 | 1,267 | 1,363 | 2,116 | 2,471 |
Below is a detailed analysis of the balance sheet data for Aditya Birla Money Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2025, the value is 6.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 6.00 Cr..
- For Reserves, as of Mar 2025, the value is 230.00 Cr.. The value appears strong and on an upward trend. It has increased from 157.00 Cr. (Mar 2024) to 230.00 Cr., marking an increase of 73.00 Cr..
- For Borrowings, as of Mar 2025, the value is 1,703.00 Cr.. The value appears to be increasing, which may not be favorable. However, Borrowings exceed Reserves, which may signal higher financial risk. It has increased from 1,399.00 Cr. (Mar 2024) to 1,703.00 Cr., marking an increase of 304.00 Cr..
- For Other Liabilities, as of Mar 2025, the value is 532.00 Cr.. The value appears to be improving (decreasing). It has decreased from 555.00 Cr. (Mar 2024) to 532.00 Cr., marking a decrease of 23.00 Cr..
- For Total Liabilities, as of Mar 2025, the value is 2,471.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 2,116.00 Cr. (Mar 2024) to 2,471.00 Cr., marking an increase of 355.00 Cr..
- For Fixed Assets, as of Mar 2025, the value is 39.00 Cr.. The value appears strong and on an upward trend. It has increased from 36.00 Cr. (Mar 2024) to 39.00 Cr., marking an increase of 3.00 Cr..
- For CWIP, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For Investments, as of Mar 2025, the value is 717.00 Cr.. The value appears strong and on an upward trend. It has increased from 430.00 Cr. (Mar 2024) to 717.00 Cr., marking an increase of 287.00 Cr..
- For Other Assets, as of Mar 2025, the value is 1,716.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,650.00 Cr. (Mar 2024) to 1,716.00 Cr., marking an increase of 66.00 Cr..
- For Total Assets, as of Mar 2025, the value is 2,471.00 Cr.. The value appears strong and on an upward trend. It has increased from 2,116.00 Cr. (Mar 2024) to 2,471.00 Cr., marking an increase of 355.00 Cr..
However, the Borrowings (1,703.00 Cr.) are higher than the Reserves (230.00 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -19.00 | -64.00 | -73.00 | -29.00 | -244.00 | -369.00 | -195.00 | -345.00 | -669.00 | -808.00 | 169.00 | 228.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 467 | 282 | 417 | 433 | 300 | 240 | 138 | 292 | 71 | 25 | 56 | 24 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 467 | 282 | 417 | 433 | 300 | 240 | 138 | 292 | 71 | 25 | 56 | 24 |
| Working Capital Days | -175 | -187 | -127 | -148 | -435 | -1,037 | -563 | 13 | -564 | -384 | -375 | -346 |
| ROCE % | -7% | 13% | 9% | 14% | 12% | 13% | 13% | 13% | 10% | 11% | 13% | 13% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 18 | Mar 17 | Mar 16 | Mar 15 | Mar 14 |
|---|---|---|---|---|---|
| FaceValue | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Basic EPS (Rs.) | 1.79 | 1.31 | 0.60 | 1.06 | -2.12 |
| Diluted EPS (Rs.) | 1.78 | 1.31 | 0.60 | 1.06 | -2.12 |
| Cash EPS (Rs.) | 2.18 | 1.88 | 1.32 | 2.13 | -0.95 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 7.97 | 5.81 | 4.50 | 3.90 | 4.36 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 7.97 | 5.81 | 4.50 | 3.90 | 4.36 |
| Revenue From Operations / Share (Rs.) | 28.89 | 23.68 | 21.60 | 21.49 | 13.57 |
| PBDIT / Share (Rs.) | 4.12 | 3.01 | 2.59 | 2.44 | -0.51 |
| PBIT / Share (Rs.) | 3.73 | 2.44 | 1.88 | 1.37 | -1.68 |
| PBT / Share (Rs.) | 2.28 | 1.46 | 0.72 | 1.01 | -2.12 |
| Net Profit / Share (Rs.) | 1.79 | 1.31 | 0.60 | 1.06 | -2.12 |
| NP After MI And SOA / Share (Rs.) | 1.79 | 1.31 | 0.60 | 1.06 | -2.12 |
| PBDIT Margin (%) | 14.26 | 12.72 | 11.99 | 11.35 | -3.79 |
| PBIT Margin (%) | 12.92 | 10.31 | 8.68 | 6.37 | -12.39 |
| PBT Margin (%) | 7.87 | 6.16 | 3.35 | 4.70 | -15.61 |
| Net Profit Margin (%) | 6.20 | 5.54 | 2.78 | 4.95 | -15.61 |
| NP After MI And SOA Margin (%) | 6.20 | 5.54 | 2.78 | 4.95 | -15.61 |
| Return on Networth / Equity (%) | 22.49 | 22.59 | 13.34 | 27.31 | -48.64 |
| Return on Capital Employeed (%) | 37.49 | 31.35 | 29.03 | 23.50 | -26.61 |
| Return On Assets (%) | 1.88 | 2.54 | 1.30 | 2.58 | -5.54 |
| Total Debt / Equity (X) | 4.97 | 1.08 | 3.00 | 3.20 | 0.40 |
| Asset Turnover Ratio (%) | 0.39 | 0.47 | 0.47 | 0.52 | 0.32 |
| Current Ratio (X) | 1.06 | 1.07 | 1.08 | 1.09 | 1.04 |
| Quick Ratio (X) | 0.81 | 1.07 | 1.08 | 1.09 | 1.04 |
| Interest Coverage Ratio (X) | 2.82 | 3.06 | 2.25 | 6.81 | -1.18 |
| Interest Coverage Ratio (Post Tax) (X) | 2.23 | 2.34 | 1.52 | 3.97 | -3.85 |
| Enterprise Value (Cr.) | 306.88 | 131.61 | 123.37 | 122.13 | 42.82 |
| EV / Net Operating Revenue (X) | 1.89 | 1.00 | 1.03 | 1.03 | 0.56 |
| EV / EBITDA (X) | 13.26 | 7.89 | 8.59 | 9.03 | -15.00 |
| MarketCap / Net Operating Revenue (X) | 1.74 | 1.33 | 0.92 | 1.11 | 0.95 |
| Price / BV (X) | 6.30 | 5.43 | 4.46 | 6.13 | 2.98 |
| Price / Net Operating Revenue (X) | 1.74 | 1.33 | 0.92 | 1.11 | 0.95 |
| EarningsYield | 0.03 | 0.04 | 0.02 | 0.04 | -0.16 |
After reviewing the key financial ratios for Aditya Birla Money Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 18, the value is 1.00. This value is within the healthy range. There is no change compared to the previous period (Mar 17) which recorded 1.00.
- For Basic EPS (Rs.), as of Mar 18, the value is 1.79. This value is below the healthy minimum of 5. It has increased from 1.31 (Mar 17) to 1.79, marking an increase of 0.48.
- For Diluted EPS (Rs.), as of Mar 18, the value is 1.78. This value is below the healthy minimum of 5. It has increased from 1.31 (Mar 17) to 1.78, marking an increase of 0.47.
- For Cash EPS (Rs.), as of Mar 18, the value is 2.18. This value is below the healthy minimum of 3. It has increased from 1.88 (Mar 17) to 2.18, marking an increase of 0.30.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 18, the value is 7.97. It has increased from 5.81 (Mar 17) to 7.97, marking an increase of 2.16.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 18, the value is 7.97. It has increased from 5.81 (Mar 17) to 7.97, marking an increase of 2.16.
- For Revenue From Operations / Share (Rs.), as of Mar 18, the value is 28.89. It has increased from 23.68 (Mar 17) to 28.89, marking an increase of 5.21.
- For PBDIT / Share (Rs.), as of Mar 18, the value is 4.12. This value is within the healthy range. It has increased from 3.01 (Mar 17) to 4.12, marking an increase of 1.11.
- For PBIT / Share (Rs.), as of Mar 18, the value is 3.73. This value is within the healthy range. It has increased from 2.44 (Mar 17) to 3.73, marking an increase of 1.29.
- For PBT / Share (Rs.), as of Mar 18, the value is 2.28. This value is within the healthy range. It has increased from 1.46 (Mar 17) to 2.28, marking an increase of 0.82.
- For Net Profit / Share (Rs.), as of Mar 18, the value is 1.79. This value is below the healthy minimum of 2. It has increased from 1.31 (Mar 17) to 1.79, marking an increase of 0.48.
- For NP After MI And SOA / Share (Rs.), as of Mar 18, the value is 1.79. This value is below the healthy minimum of 2. It has increased from 1.31 (Mar 17) to 1.79, marking an increase of 0.48.
- For PBDIT Margin (%), as of Mar 18, the value is 14.26. This value is within the healthy range. It has increased from 12.72 (Mar 17) to 14.26, marking an increase of 1.54.
- For PBIT Margin (%), as of Mar 18, the value is 12.92. This value is within the healthy range. It has increased from 10.31 (Mar 17) to 12.92, marking an increase of 2.61.
- For PBT Margin (%), as of Mar 18, the value is 7.87. This value is below the healthy minimum of 10. It has increased from 6.16 (Mar 17) to 7.87, marking an increase of 1.71.
- For Net Profit Margin (%), as of Mar 18, the value is 6.20. This value is within the healthy range. It has increased from 5.54 (Mar 17) to 6.20, marking an increase of 0.66.
- For NP After MI And SOA Margin (%), as of Mar 18, the value is 6.20. This value is below the healthy minimum of 8. It has increased from 5.54 (Mar 17) to 6.20, marking an increase of 0.66.
- For Return on Networth / Equity (%), as of Mar 18, the value is 22.49. This value is within the healthy range. It has decreased from 22.59 (Mar 17) to 22.49, marking a decrease of 0.10.
- For Return on Capital Employeed (%), as of Mar 18, the value is 37.49. This value is within the healthy range. It has increased from 31.35 (Mar 17) to 37.49, marking an increase of 6.14.
- For Return On Assets (%), as of Mar 18, the value is 1.88. This value is below the healthy minimum of 5. It has decreased from 2.54 (Mar 17) to 1.88, marking a decrease of 0.66.
- For Total Debt / Equity (X), as of Mar 18, the value is 4.97. This value exceeds the healthy maximum of 1. It has increased from 1.08 (Mar 17) to 4.97, marking an increase of 3.89.
- For Asset Turnover Ratio (%), as of Mar 18, the value is 0.39. It has decreased from 0.47 (Mar 17) to 0.39, marking a decrease of 0.08.
- For Current Ratio (X), as of Mar 18, the value is 1.06. This value is below the healthy minimum of 1.5. It has decreased from 1.07 (Mar 17) to 1.06, marking a decrease of 0.01.
- For Quick Ratio (X), as of Mar 18, the value is 0.81. This value is below the healthy minimum of 1. It has decreased from 1.07 (Mar 17) to 0.81, marking a decrease of 0.26.
- For Interest Coverage Ratio (X), as of Mar 18, the value is 2.82. This value is below the healthy minimum of 3. It has decreased from 3.06 (Mar 17) to 2.82, marking a decrease of 0.24.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 18, the value is 2.23. This value is below the healthy minimum of 3. It has decreased from 2.34 (Mar 17) to 2.23, marking a decrease of 0.11.
- For Enterprise Value (Cr.), as of Mar 18, the value is 306.88. It has increased from 131.61 (Mar 17) to 306.88, marking an increase of 175.27.
- For EV / Net Operating Revenue (X), as of Mar 18, the value is 1.89. This value is within the healthy range. It has increased from 1.00 (Mar 17) to 1.89, marking an increase of 0.89.
- For EV / EBITDA (X), as of Mar 18, the value is 13.26. This value is within the healthy range. It has increased from 7.89 (Mar 17) to 13.26, marking an increase of 5.37.
- For MarketCap / Net Operating Revenue (X), as of Mar 18, the value is 1.74. This value is within the healthy range. It has increased from 1.33 (Mar 17) to 1.74, marking an increase of 0.41.
- For Price / BV (X), as of Mar 18, the value is 6.30. This value exceeds the healthy maximum of 3. It has increased from 5.43 (Mar 17) to 6.30, marking an increase of 0.87.
- For Price / Net Operating Revenue (X), as of Mar 18, the value is 1.74. This value is within the healthy range. It has increased from 1.33 (Mar 17) to 1.74, marking an increase of 0.41.
- For EarningsYield, as of Mar 18, the value is 0.03. This value is below the healthy minimum of 5. It has decreased from 0.04 (Mar 17) to 0.03, marking a decrease of 0.01.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Aditya Birla Money Ltd:
- Net Profit Margin: 6.2%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 37.49% (Industry Average ROCE: 11.38%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 22.49% (Industry Average ROE: 25.55%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 2.23
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0.81
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 15.8 (Industry average Stock P/E: 44.92)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 4.97
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 6.2%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance & Investments | Indian Rayon Compound, Vervala Gujarat 362266 | abml.investorgrievance@adityabirlacapital.com https://stocksandsecurities.adityabirlacapital.com |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Gopi Krishna Tulsian | Chairman & Non-Exe.Director |
| Mrs. Pinky A Mehta | Non Executive Director |
| Mr. Tushar Shah | Non Executive Director |
| Mr. Shriram Jagetiya | Non Executive Director |
| Dr. Sethurathnam Ravi | Independent Director |
| Mr. Sharadkumar Bhatia | Independent Director |
FAQ
What is the intrinsic value of Aditya Birla Money Ltd?
Aditya Birla Money Ltd's intrinsic value (as of 08 November 2025) is 227.34 which is 42.98% higher the current market price of 159.00, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's 897 Cr. market cap, FY2025-2026 high/low of 304/131, reserves of ₹230 Cr, and liabilities of 2,471 Cr.
What is the Market Cap of Aditya Birla Money Ltd?
The Market Cap of Aditya Birla Money Ltd is 897 Cr..
What is the current Stock Price of Aditya Birla Money Ltd as on 08 November 2025?
The current stock price of Aditya Birla Money Ltd as on 08 November 2025 is 159.
What is the High / Low of Aditya Birla Money Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Aditya Birla Money Ltd stocks is 304/131.
What is the Stock P/E of Aditya Birla Money Ltd?
The Stock P/E of Aditya Birla Money Ltd is 15.8.
What is the Book Value of Aditya Birla Money Ltd?
The Book Value of Aditya Birla Money Ltd is 47.4.
What is the Dividend Yield of Aditya Birla Money Ltd?
The Dividend Yield of Aditya Birla Money Ltd is 0.00 %.
What is the ROCE of Aditya Birla Money Ltd?
The ROCE of Aditya Birla Money Ltd is 13.1 %.
What is the ROE of Aditya Birla Money Ltd?
The ROE of Aditya Birla Money Ltd is 37.2 %.
What is the Face Value of Aditya Birla Money Ltd?
The Face Value of Aditya Birla Money Ltd is 1.00.