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Last Updated on: 03 April, 2025
Author: Getaka|Social: Getaka Financial Technology X (Earlier Twitter) Profile Getaka Financial Technology LinkedIn Logo
Stock Ticker - BSE: 532974 | NSE: BIRLAMONEY

Aditya Birla Money Ltd: Intrinsic Value & Share Price Analysis

Share Price and Basic Stock Data

Last Updated: April 3, 2025, 1:50 am

Market Cap 881 Cr.
Current Price 157
High / Low 304/101
Stock P/E10.8
Book Value 36.4
Dividend Yield0.00 %
ROCE12.6 %
ROE39.0 %
Face Value 1.00
PEG Ratio0.28

Stock P/E, Current Price, and Intrinsic Value Over Time

View Share Price Target for Aditya Birla Money Ltd

Competitors of Aditya Birla Money Ltd

Stock Name ⇩Market Cap ⇩Current Price ⇩High / Low ⇩Stock P/E ⇩Book Value ⇩Dividend Yield ⇩ROCE ⇩ROE ⇩Face Value ⇩
My Money Securities Ltd 42.8 Cr. 25.5 69.2/0.004.10 18.50.00 %12.0 %11.3 % 10.0
Nam Securities Ltd 52.4 Cr. 97.1 198/92.5187 21.20.00 %4.16 %3.05 % 10.0
ICDS Ltd 61.6 Cr. 43.9 76.2/32.570.0 22.20.00 %9.12 %7.69 % 10.0
HCKK Ventures Ltd 61.1 Cr. 165 165/77.4291 11.60.00 %8.17 %6.44 % 10.0
Ujjivan Financial Services Ltd 7,179 Cr. 590 593/5118.75 2990.59 %10.3 %32.1 % 10.0
Industry Average16,468.95 Cr1,632.0842.974,559.440.41%9.56%11.97%7.88

All Competitor Stocks of Aditya Birla Money Ltd

Quarterly Result

MetricDec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024
Sales 6060626867667896101114118126106
Expenses 43424545434346575865665951
Operating Profit 17181723232332394449526755
OPM % 28%30%27%34%35%35%41%40%43%43%44%53%52%
Other Income 01534411122210
Interest 78911141619212429293032
Depreciation 2222222222222
Profit before tax 9101114121013171920223630
Tax % 29%20%28%29%27%25%28%29%19%19%27%26%28%
Net Profit 68810979121516162722
EPS in Rs 1.151.351.441.721.551.311.672.112.682.912.904.723.86

Last Updated: February 13, 2025, 3:26 pm

Below is a detailed analysis of the quarterly data for Aditya Birla Money Ltd based on the most recent figures (Dec 2024) and their trends compared to the previous period:

  • For Sales, as of Dec 2024, the value is ₹106.00 Cr.. The value appears to be declining and may need further review. It has decreased from 126.00 Cr. (Sep 2024) to ₹106.00 Cr., marking a decrease of 20.00 Cr..
  • For Expenses, as of Dec 2024, the value is ₹51.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 59.00 Cr. (Sep 2024) to ₹51.00 Cr., marking a decrease of 8.00 Cr..
  • For Operating Profit, as of Dec 2024, the value is ₹55.00 Cr.. The value appears to be declining and may need further review. It has decreased from 67.00 Cr. (Sep 2024) to ₹55.00 Cr., marking a decrease of 12.00 Cr..
  • For OPM %, as of Dec 2024, the value is 52.00%. The value appears to be declining and may need further review. It has decreased from 53.00% (Sep 2024) to 52.00%, marking a decrease of 1.00%.
  • For Other Income, as of Dec 2024, the value is ₹10.00 Cr.. The value appears strong and on an upward trend. It has increased from 2.00 Cr. (Sep 2024) to ₹10.00 Cr., marking an increase of 8.00 Cr..
  • For Interest, as of Dec 2024, the value is ₹32.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 30.00 Cr. (Sep 2024) to ₹32.00 Cr., marking an increase of 2.00 Cr..
  • For Depreciation, as of Dec 2024, the value is ₹2.00 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2024) which recorded 2.00 Cr..
  • For Profit before tax, as of Dec 2024, the value is ₹30.00 Cr.. The value appears to be declining and may need further review. It has decreased from 36.00 Cr. (Sep 2024) to ₹30.00 Cr., marking a decrease of 6.00 Cr..
  • For Tax %, as of Dec 2024, the value is 28.00%. The value appears to be increasing, which may not be favorable. It has increased from 26.00% (Sep 2024) to 28.00%, marking an increase of 2.00%.
  • For Net Profit, as of Dec 2024, the value is ₹22.00 Cr.. The value appears to be declining and may need further review. It has decreased from 27.00 Cr. (Sep 2024) to ₹22.00 Cr., marking a decrease of 5.00 Cr..
  • For EPS in Rs, as of Dec 2024, the value is 3.86. The value appears to be declining and may need further review. It has decreased from 4.72 (Sep 2024) to 3.86, marking a decrease of 0.86.

Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: February 13, 2025, 3:26 pm

MetricMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024TTM
Sales 7169118117125162172171192233267395464
Expenses 7169103105109141124122140164175225240
Operating Profit 01151216224849527092170224
OPM % 1%1%13%10%13%13%28%29%27%30%35%43%48%
Other Income -100102031012015
Interest 5337612322924285193120
Depreciation 8664322677789
Profit before tax -13-872710141622364769109
Tax % 0%0%-4%36%12%28%29%27%30%27%27%23%
Net Profit -13-8716710121626345381
EPS in Rs -2.29-1.481.280.221.111.301.772.132.804.646.019.3714.39
Dividend Payout % 0%0%0%0%0%0%0%0%0%0%0%0%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2013-20142014-20152015-20162016-20172017-20182018-20192019-20202020-20212021-20222022-20232023-2024
YoY Net Profit Growth (%)38.46%187.50%-85.71%500.00%16.67%42.86%20.00%33.33%62.50%30.77%55.88%
Change in YoY Net Profit Growth (%)0.00%149.04%-273.21%585.71%-483.33%26.19%-22.86%13.33%29.17%-31.73%25.11%

Aditya Birla Money Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2013-2014 to 2023-2024.

Growth

Compounded Sales Growth
10 Years:19%
5 Years:18%
3 Years:27%
TTM:36%
Compounded Profit Growth
10 Years:25%
5 Years:40%
3 Years:50%
TTM:85%
Stock Price CAGR
10 Years:19%
5 Years:53%
3 Years:35%
1 Year:42%
Return on Equity
10 Years:36%
5 Years:40%
3 Years:39%
Last Year:39%

Last Updated: Unknown

Balance Sheet

Last Updated: November 15, 2024, 1:46 am

MonthMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Sep 2024
Equity Capital 6666666666666
Reserves 2222202228516264269104157200
Borrowings 59207985452664172443977399001,3991,530
Other Liabilities 73149107125187262255273439454355555646
Total Liabilities 1591962122372655396945488831,2671,3632,1162,382
Fixed Assets 272187767262424313635
CWIP 0000011010100
Investments 255662428100436404430507
Other Assets 1301712002242525084055228598069281,6501,840
Total Assets 1591962122372655396945488831,2671,3632,1162,382

Below is a detailed analysis of the balance sheet data for Aditya Birla Money Ltd based on the most recent figures (Sep 2024) and their trends compared to the previous period:

  • For Equity Capital, as of Sep 2024, the value is ₹6.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 6.00 Cr..
  • For Reserves, as of Sep 2024, the value is ₹200.00 Cr.. The value appears strong and on an upward trend. It has increased from 157.00 Cr. (Mar 2024) to ₹200.00 Cr., marking an increase of 43.00 Cr..
  • For Borrowings, as of Sep 2024, the value is ₹1,530.00 Cr.. The value appears to be increasing, which may not be favorable. However, Borrowings exceed Reserves, which may signal higher financial risk. It has increased from 1,399.00 Cr. (Mar 2024) to ₹1,530.00 Cr., marking an increase of 131.00 Cr..
  • For Other Liabilities, as of Sep 2024, the value is ₹646.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 555.00 Cr. (Mar 2024) to ₹646.00 Cr., marking an increase of 91.00 Cr..
  • For Total Liabilities, as of Sep 2024, the value is ₹2,382.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 2,116.00 Cr. (Mar 2024) to ₹2,382.00 Cr., marking an increase of 266.00 Cr..
  • For Fixed Assets, as of Sep 2024, the value is ₹35.00 Cr.. The value appears to be declining and may need further review. It has decreased from 36.00 Cr. (Mar 2024) to ₹35.00 Cr., marking a decrease of 1.00 Cr..
  • For CWIP, as of Sep 2024, the value is ₹0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
  • For Investments, as of Sep 2024, the value is ₹507.00 Cr.. The value appears strong and on an upward trend. It has increased from 430.00 Cr. (Mar 2024) to ₹507.00 Cr., marking an increase of 77.00 Cr..
  • For Other Assets, as of Sep 2024, the value is ₹1,840.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,650.00 Cr. (Mar 2024) to ₹1,840.00 Cr., marking an increase of 190.00 Cr..
  • For Total Assets, as of Sep 2024, the value is ₹2,382.00 Cr.. The value appears strong and on an upward trend. It has increased from 2,116.00 Cr. (Mar 2024) to ₹2,382.00 Cr., marking an increase of 266.00 Cr..

However, the Borrowings (1,530.00 Cr.) are higher than the Reserves (₹200.00 Cr.), which may signal higher financial risk.

Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.

Reserves and Borrowings Chart

Cash Flow

MonthMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
Cash from Operating Activity +921-22-2351-169-147257-155-284-77-444
Cash from Investing Activity +-1817-3321-2-2324100-4-4
Cash from Financing Activity +-4-3357-1-46182122-226127311106402
Net Cash Flow-1353-33-10-132-282726-45

Free Cash Flow

MonthMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
Free Cash Flow-59.00-19.00-64.00-73.00-29.00-244.00-369.00-195.00-345.00-669.00-808.00169.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
Debtor Days259467282417433300240138292712556
Inventory Days
Days Payable
Cash Conversion Cycle259467282417433300240138292712556
Working Capital Days12-12325105-4665-249-19313-564-384-375
ROCE %-7%-7%13%9%14%12%13%13%13%10%11%13%

Financial Efficiency Indicators Chart

Share Holding Pattern

MonthMar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024
Promoters73.70%73.70%73.70%73.60%73.60%73.53%73.53%73.53%73.53%73.53%73.53%73.53%
FIIs0.15%0.00%0.11%0.06%0.00%0.10%0.07%0.00%0.03%0.91%0.02%0.29%
DIIs0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.23%
Public26.15%26.30%26.19%26.34%26.40%26.37%26.39%26.48%26.45%25.57%26.46%25.95%
No. of Shareholders44,39844,49643,64443,09442,86042,69441,56541,32942,81943,88045,84143,041

Shareholding Pattern Chart

No. of Shareholders

This stock is not held by any mutual fund

ROCE Trend

EPS Trend

Key Financial Ratios

MonthMar 18Mar 17Mar 16Mar 15Mar 14
FaceValue 1.001.001.001.001.00
Basic EPS (Rs.) 1.791.310.601.06-2.12
Diluted EPS (Rs.) 1.781.310.601.06-2.12
Cash EPS (Rs.) 2.181.881.322.13-0.95
Book Value[Excl.RevalReserv]/Share (Rs.) 7.975.814.503.904.36
Book Value[Incl.RevalReserv]/Share (Rs.) 7.975.814.503.904.36
Revenue From Operations / Share (Rs.) 28.8923.6821.6021.4913.57
PBDIT / Share (Rs.) 4.123.012.592.44-0.51
PBIT / Share (Rs.) 3.732.441.881.37-1.68
PBT / Share (Rs.) 2.281.460.721.01-2.12
Net Profit / Share (Rs.) 1.791.310.601.06-2.12
NP After MI And SOA / Share (Rs.) 1.791.310.601.06-2.12
PBDIT Margin (%) 14.2612.7211.9911.35-3.79
PBIT Margin (%) 12.9210.318.686.37-12.39
PBT Margin (%) 7.876.163.354.70-15.61
Net Profit Margin (%) 6.205.542.784.95-15.61
NP After MI And SOA Margin (%) 6.205.542.784.95-15.61
Return on Networth / Equity (%) 22.4922.5913.3427.31-48.64
Return on Capital Employeed (%) 37.4931.3529.0323.50-26.61
Return On Assets (%) 1.882.541.302.58-5.54
Total Debt / Equity (X) 4.971.083.003.200.40
Asset Turnover Ratio (%) 0.390.470.470.520.32
Current Ratio (X) 1.061.071.081.091.04
Quick Ratio (X) 0.811.071.081.091.04
Interest Coverage Ratio (X) 2.823.062.256.81-1.18
Interest Coverage Ratio (Post Tax) (X) 2.232.341.523.97-3.85
Enterprise Value (Cr.) 306.88131.61123.37122.1342.82
EV / Net Operating Revenue (X) 1.891.001.031.030.56
EV / EBITDA (X) 13.267.898.599.03-15.00
MarketCap / Net Operating Revenue (X) 1.741.330.921.110.95
Price / BV (X) 6.305.434.466.132.98
Price / Net Operating Revenue (X) 1.741.330.921.110.95
EarningsYield 0.030.040.020.04-0.16

After reviewing the key financial ratios for Aditya Birla Money Ltd, here is a detailed analysis based on the latest available data and recent trends:

  • For FaceValue, as of Mar 18, the value is 1.00. This value is within the healthy range. There is no change compared to the previous period (Mar 17) which recorded 1.00.
  • For Basic EPS (Rs.), as of Mar 18, the value is 1.79. This value is below the healthy minimum of 5. It has increased from 1.31 (Mar 17) to 1.79, marking an increase of 0.48.
  • For Diluted EPS (Rs.), as of Mar 18, the value is 1.78. This value is below the healthy minimum of 5. It has increased from 1.31 (Mar 17) to 1.78, marking an increase of 0.47.
  • For Cash EPS (Rs.), as of Mar 18, the value is 2.18. This value is below the healthy minimum of 3. It has increased from 1.88 (Mar 17) to 2.18, marking an increase of 0.30.
  • For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 18, the value is 7.97. It has increased from 5.81 (Mar 17) to 7.97, marking an increase of 2.16.
  • For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 18, the value is 7.97. It has increased from 5.81 (Mar 17) to 7.97, marking an increase of 2.16.
  • For Revenue From Operations / Share (Rs.), as of Mar 18, the value is 28.89. It has increased from 23.68 (Mar 17) to 28.89, marking an increase of 5.21.
  • For PBDIT / Share (Rs.), as of Mar 18, the value is 4.12. This value is within the healthy range. It has increased from 3.01 (Mar 17) to 4.12, marking an increase of 1.11.
  • For PBIT / Share (Rs.), as of Mar 18, the value is 3.73. This value is within the healthy range. It has increased from 2.44 (Mar 17) to 3.73, marking an increase of 1.29.
  • For PBT / Share (Rs.), as of Mar 18, the value is 2.28. This value is within the healthy range. It has increased from 1.46 (Mar 17) to 2.28, marking an increase of 0.82.
  • For Net Profit / Share (Rs.), as of Mar 18, the value is 1.79. This value is below the healthy minimum of 2. It has increased from 1.31 (Mar 17) to 1.79, marking an increase of 0.48.
  • For NP After MI And SOA / Share (Rs.), as of Mar 18, the value is 1.79. This value is below the healthy minimum of 2. It has increased from 1.31 (Mar 17) to 1.79, marking an increase of 0.48.
  • For PBDIT Margin (%), as of Mar 18, the value is 14.26. This value is within the healthy range. It has increased from 12.72 (Mar 17) to 14.26, marking an increase of 1.54.
  • For PBIT Margin (%), as of Mar 18, the value is 12.92. This value is within the healthy range. It has increased from 10.31 (Mar 17) to 12.92, marking an increase of 2.61.
  • For PBT Margin (%), as of Mar 18, the value is 7.87. This value is below the healthy minimum of 10. It has increased from 6.16 (Mar 17) to 7.87, marking an increase of 1.71.
  • For Net Profit Margin (%), as of Mar 18, the value is 6.20. This value is within the healthy range. It has increased from 5.54 (Mar 17) to 6.20, marking an increase of 0.66.
  • For NP After MI And SOA Margin (%), as of Mar 18, the value is 6.20. This value is below the healthy minimum of 8. It has increased from 5.54 (Mar 17) to 6.20, marking an increase of 0.66.
  • For Return on Networth / Equity (%), as of Mar 18, the value is 22.49. This value is within the healthy range. It has decreased from 22.59 (Mar 17) to 22.49, marking a decrease of 0.10.
  • For Return on Capital Employeed (%), as of Mar 18, the value is 37.49. This value is within the healthy range. It has increased from 31.35 (Mar 17) to 37.49, marking an increase of 6.14.
  • For Return On Assets (%), as of Mar 18, the value is 1.88. This value is below the healthy minimum of 5. It has decreased from 2.54 (Mar 17) to 1.88, marking a decrease of 0.66.
  • For Total Debt / Equity (X), as of Mar 18, the value is 4.97. This value exceeds the healthy maximum of 1. It has increased from 1.08 (Mar 17) to 4.97, marking an increase of 3.89.
  • For Asset Turnover Ratio (%), as of Mar 18, the value is 0.39. It has decreased from 0.47 (Mar 17) to 0.39, marking a decrease of 0.08.
  • For Current Ratio (X), as of Mar 18, the value is 1.06. This value is below the healthy minimum of 1.5. It has decreased from 1.07 (Mar 17) to 1.06, marking a decrease of 0.01.
  • For Quick Ratio (X), as of Mar 18, the value is 0.81. This value is below the healthy minimum of 1. It has decreased from 1.07 (Mar 17) to 0.81, marking a decrease of 0.26.
  • For Interest Coverage Ratio (X), as of Mar 18, the value is 2.82. This value is below the healthy minimum of 3. It has decreased from 3.06 (Mar 17) to 2.82, marking a decrease of 0.24.
  • For Interest Coverage Ratio (Post Tax) (X), as of Mar 18, the value is 2.23. This value is below the healthy minimum of 3. It has decreased from 2.34 (Mar 17) to 2.23, marking a decrease of 0.11.
  • For Enterprise Value (Cr.), as of Mar 18, the value is 306.88. It has increased from 131.61 (Mar 17) to 306.88, marking an increase of 175.27.
  • For EV / Net Operating Revenue (X), as of Mar 18, the value is 1.89. This value is within the healthy range. It has increased from 1.00 (Mar 17) to 1.89, marking an increase of 0.89.
  • For EV / EBITDA (X), as of Mar 18, the value is 13.26. This value is within the healthy range. It has increased from 7.89 (Mar 17) to 13.26, marking an increase of 5.37.
  • For MarketCap / Net Operating Revenue (X), as of Mar 18, the value is 1.74. This value is within the healthy range. It has increased from 1.33 (Mar 17) to 1.74, marking an increase of 0.41.
  • For Price / BV (X), as of Mar 18, the value is 6.30. This value exceeds the healthy maximum of 3. It has increased from 5.43 (Mar 17) to 6.30, marking an increase of 0.87.
  • For Price / Net Operating Revenue (X), as of Mar 18, the value is 1.74. This value is within the healthy range. It has increased from 1.33 (Mar 17) to 1.74, marking an increase of 0.41.
  • For EarningsYield, as of Mar 18, the value is 0.03. This value is below the healthy minimum of 5. It has decreased from 0.04 (Mar 17) to 0.03, marking a decrease of 0.01.

Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Fair Value

Fair Value of Aditya Birla Money Ltd as of April 3, 2025 is: 125.11

Calculation basis:

  • Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

As of April 3, 2025, Aditya Birla Money Ltd is Overvalued by 20.31% compared to the current share price 157.00

Intrinsic Value of Aditya Birla Money Ltd as of April 3, 2025 is: 173.57

Calculation basis:

  • Intrinsic value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
  • EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.

As of April 3, 2025, Aditya Birla Money Ltd is Undervalued by 10.55% compared to the current share price 157.00

Last 5 Year EPS CAGR: 38.73%

*Investments are subject to market risks

Strength and Weakness

StrengthWeakness
  1. The stock is trading at a low valuation with an average P/B ratio of 1.55 and average Dividend Yield of 5.18%.
  2. The stock has a low average Working Capital Days of -142.83, which is a positive sign.
  3. The company has shown consistent growth in sales (196.62 cr) and profit (24.46 cr) over the years.
  1. The stock has a low average ROCE of 8.92%, which may not be favorable.
  2. The stock has a high average Cash Conversion Cycle of 248.33, which may not be favorable.
  3. The company has higher borrowings (475.38) compared to reserves (56.38), which may suggest financial risk.

Stock Analysis

  • Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Aditya Birla Money Ltd:
    1. Net Profit Margin: 6.2%
      • Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
    2. ROCE: 37.49% (Industry Average ROCE: 9.56%)
      • ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
    3. ROE%: 22.49% (Industry Average ROE: 11.97%)
      • ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
    4. Interest Coverage Ratio (Post Tax): 2.23
      • Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
    5. Quick Ratio: 0.81
      • Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
    6. Stock P/E: 10.8 (Industry average Stock P/E: 42.97)
      • Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
    7. Total Debt / Equity: 4.97
      • Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
    The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
    Stock Rating:

About the Company - Qualitative Analysis

Aditya Birla Money Ltd. is a Public Limited Listed company incorporated on 04/07/1995 and has its registered office in the State of Gujarat, India. Company's Corporate Identification Number(CIN) is L65993GJ1995PLC064810 and registration number is 064810. Currently company belongs to the Industry of Finance & Investments. Company's Total Operating Revenue is Rs. 390.19 Cr. and Equity Capital is Rs. 5.65 Cr. for the Year ended 31/03/2024.
INDUSTRYADDRESSCONTACT
Finance & InvestmentsIndian Rayon Compound, Vervala Gujarat 362266abml.investorgrievance@adityabirlacapital.com
https://stocksandsecurities.adityabirlacapital.com
Management
NamePosition Held
Mr. Gopi Krishna TulsianChairman & Non-Exe.Director
Mrs. Pinky A MehtaNon Executive Director
Mr. Tushar ShahNon Executive Director
Mr. Shriram JagetiyaNon Executive Director
Mr. G VijayaraghavanIndependent Director
Mr. P Sudhir RaoIndependent Director

FAQ

What is the intrinsic value of Aditya Birla Money Ltd?

Aditya Birla Money Ltd's intrinsic value (as of 03 April 2025) is ₹125.11 — 20.31% lower the current market price of ₹157.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 881 Cr. market cap, FY2025-2026 high/low of ₹304/101, reserves of 200 Cr, and liabilities of 2,382 Cr.

What is the Market Cap of Aditya Birla Money Ltd?

The Market Cap of Aditya Birla Money Ltd is 881 Cr..

What is the current Stock Price of Aditya Birla Money Ltd as on 03 April 2025?

The current stock price of Aditya Birla Money Ltd as on 03 April 2025 is 157.

What is the High / Low of Aditya Birla Money Ltd stocks in FY 2025-2026?

In FY 2025-2026, the High / Low of Aditya Birla Money Ltd stocks is ₹304/101.

What is the Stock P/E of Aditya Birla Money Ltd?

The Stock P/E of Aditya Birla Money Ltd is 10.8.

What is the Book Value of Aditya Birla Money Ltd?

The Book Value of Aditya Birla Money Ltd is 36.4.

What is the Dividend Yield of Aditya Birla Money Ltd?

The Dividend Yield of Aditya Birla Money Ltd is 0.00 %.

What is the ROCE of Aditya Birla Money Ltd?

The ROCE of Aditya Birla Money Ltd is 12.6 %.

What is the ROE of Aditya Birla Money Ltd?

The ROE of Aditya Birla Money Ltd is 39.0 %.

What is the Face Value of Aditya Birla Money Ltd?

The Face Value of Aditya Birla Money Ltd is 1.00.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in Aditya Birla Money Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE