Generic selectors
Exact matches only
Search in title
Search in content
Post Type Selectors
post
Last Updated: March 6, 2026, 2:03 am
Author: Getaka|Social: XLinkedIn
Stock Ticker - BSE: 532974 | NSE: BIRLAMONEY

Aditya Birla Money Ltd: Intrinsic Value & Share Price Analysis

Share Price and Basic Stock Data

Last Updated: March 6, 2026, 2:03 am

Market Cap 716 Cr.
Current Price 128
Intrinsic Value₹226.74
High / Low 209/114
Stock P/E13.9
Book Value 47.4
Dividend Yield0.00 %
ROCE13.1 %
ROE37.2 %
Face Value 1.00
PEG Ratio1.04

Stock P/E, Current Price, and Intrinsic Value Over Time

View Share Price Target for Aditya Birla Money Ltd

Competitors

Stock Name ⇩Market Cap ⇩Current Price ⇩High / Low ⇩Stock P/E ⇩Book Value ⇩Dividend Yield ⇩ROCE ⇩ROE ⇩Face Value ⇩
Aditya Birla Money Ltd 716 Cr. 128 209/11413.9 47.40.00 %13.1 %37.2 % 1.00
NBI Industrial Finance Company Ltd 561 Cr. 1,898 3,321/1,80534.7 10,8870.03 %0.35 %0.27 % 5.00
SIL Investments Ltd 439 Cr. 414 772/3969.92 2,7170.60 %1.53 %1.16 % 10.0
Indiabulls Enterprises Ltd 377 Cr. 19.0 26.8/13.7 9.640.00 %43.2 %483 % 2.00
Nahar Capital & Financial Services Ltd 373 Cr. 223 377/2125.64 9840.67 %3.78 %3.21 % 5.00
Industry Average18,346.41 Cr1,260.17172.033,616.520.46%11.38%25.55%6.58

All Competitor Stocks of Aditya Birla Money Ltd

Quarterly Result

MetricDec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Sales 6766789610111411912710699113107120
Expenses 43434657586566595150586060
Operating Profit 23233239444954685550554760
OPM % 35%35%41%40%43%43%45%54%52%50%49%44%50%
Other Income 4411120010001-3
Interest 14161921242929303235323035
Depreciation 2222222223333
Profit before tax 12101317192022363013211418
Tax % 27%25%28%29%19%19%27%26%28%26%25%29%22%
Net Profit 9791215161627229151014
EPS in Rs 1.551.311.672.112.682.912.904.723.861.652.721.802.52

Last Updated: February 6, 2026, 8:47 pm

Below is a detailed analysis of the quarterly data for Aditya Birla Money Ltd based on the most recent figures (Dec 2025) and their trends compared to the previous period:

  • For Sales, as of Dec 2025, the value is 120.00 Cr.. The value appears strong and on an upward trend. It has increased from 107.00 Cr. (Sep 2025) to 120.00 Cr., marking an increase of 13.00 Cr..
  • For Expenses, as of Dec 2025, the value is 60.00 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2025) which recorded 60.00 Cr..
  • For Operating Profit, as of Dec 2025, the value is 60.00 Cr.. The value appears strong and on an upward trend. It has increased from 47.00 Cr. (Sep 2025) to 60.00 Cr., marking an increase of 13.00 Cr..
  • For OPM %, as of Dec 2025, the value is 50.00%. The value appears strong and on an upward trend. It has increased from 44.00% (Sep 2025) to 50.00%, marking an increase of 6.00%.
  • For Other Income, as of Dec 2025, the value is -3.00 Cr.. The value appears to be declining and may need further review. It has decreased from 1.00 Cr. (Sep 2025) to -3.00 Cr., marking a decrease of 4.00 Cr..
  • For Interest, as of Dec 2025, the value is 35.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 30.00 Cr. (Sep 2025) to 35.00 Cr., marking an increase of 5.00 Cr..
  • For Depreciation, as of Dec 2025, the value is 3.00 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2025) which recorded 3.00 Cr..
  • For Profit before tax, as of Dec 2025, the value is 18.00 Cr.. The value appears strong and on an upward trend. It has increased from 14.00 Cr. (Sep 2025) to 18.00 Cr., marking an increase of 4.00 Cr..
  • For Tax %, as of Dec 2025, the value is 22.00%. The value appears to be improving (decreasing) as expected. It has decreased from 29.00% (Sep 2025) to 22.00%, marking a decrease of 7.00%.
  • For Net Profit, as of Dec 2025, the value is 14.00 Cr.. The value appears strong and on an upward trend. It has increased from 10.00 Cr. (Sep 2025) to 14.00 Cr., marking an increase of 4.00 Cr..
  • For EPS in Rs, as of Dec 2025, the value is 2.52. The value appears strong and on an upward trend. It has increased from 1.80 (Sep 2025) to 2.52, marking an increase of 0.72.

Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: February 18, 2026, 2:16 pm

MetricMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025TTM
Sales 69118117125162172171192233267395453438
Expenses 69103105109141124122140164175225224228
Operating Profit 1151216224849527092170229211
OPM % 1%13%10%13%13%28%29%27%30%35%43%51%48%
Other Income 0010203101209-2
Interest 337612322924285193127132
Depreciation 664322677781011
Profit before tax -87271014162236476910266
Tax % 0%-4%36%12%28%29%27%30%27%27%23%27%
Net Profit -871671012162634537449
EPS in Rs -1.481.280.221.111.301.772.132.804.646.019.3713.138.69
Dividend Payout % 0%0%0%0%0%0%0%0%0%0%0%0%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2014-20152015-20162016-20172017-20182018-20192019-20202020-20212021-20222022-20232023-20242024-2025
YoY Net Profit Growth (%)187.50%-85.71%500.00%16.67%42.86%20.00%33.33%62.50%30.77%55.88%39.62%
Change in YoY Net Profit Growth (%)0.00%-273.21%585.71%-483.33%26.19%-22.86%13.33%29.17%-31.73%25.11%-16.26%

Aditya Birla Money Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.

Growth

Compounded Sales Growth
10 Years:14%
5 Years:22%
3 Years:25%
TTM:3%
Compounded Profit Growth
10 Years:27%
5 Years:44%
3 Years:42%
TTM:22%
Stock Price CAGR
10 Years:25%
5 Years:33%
3 Years:42%
1 Year:14%
Return on Equity
10 Years:37%
5 Years:38%
3 Years:38%
Last Year:37%

Last Updated: September 4, 2025, 10:15 pm

Balance Sheet

Last Updated: December 4, 2025, 12:54 am

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Sep 2025
Equity Capital 6666666666666
Reserves 22202228516264269104157230262
Borrowings 207985452664172443977399001,3991,7031,761
Other Liabilities 149107125187262255273439454355555532549
Total Liabilities 1962122372655396945488831,2671,3632,1162,4712,578
Fixed Assets 218776726242431363942
CWIP 0000110101000
Investments 55662428100436404430717594
Other Assets 1712002242525084055228598069281,6501,7161,942
Total Assets 1962122372655396945488831,2671,3632,1162,4712,578

Below is a detailed analysis of the balance sheet data for Aditya Birla Money Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:

  • For Equity Capital, as of Sep 2025, the value is 6.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 6.00 Cr..
  • For Reserves, as of Sep 2025, the value is 262.00 Cr.. The value appears strong and on an upward trend. It has increased from 230.00 Cr. (Mar 2025) to 262.00 Cr., marking an increase of 32.00 Cr..
  • For Borrowings, as of Sep 2025, the value is 1,761.00 Cr.. The value appears to be increasing, which may not be favorable. However, Borrowings exceed Reserves, which may signal higher financial risk. It has increased from 1,703.00 Cr. (Mar 2025) to 1,761.00 Cr., marking an increase of 58.00 Cr..
  • For Other Liabilities, as of Sep 2025, the value is 549.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 532.00 Cr. (Mar 2025) to 549.00 Cr., marking an increase of 17.00 Cr..
  • For Total Liabilities, as of Sep 2025, the value is 2,578.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 2,471.00 Cr. (Mar 2025) to 2,578.00 Cr., marking an increase of 107.00 Cr..
  • For Fixed Assets, as of Sep 2025, the value is 42.00 Cr.. The value appears strong and on an upward trend. It has increased from 39.00 Cr. (Mar 2025) to 42.00 Cr., marking an increase of 3.00 Cr..
  • For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
  • For Investments, as of Sep 2025, the value is 594.00 Cr.. The value appears to be declining and may need further review. It has decreased from 717.00 Cr. (Mar 2025) to 594.00 Cr., marking a decrease of 123.00 Cr..
  • For Other Assets, as of Sep 2025, the value is 1,942.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,716.00 Cr. (Mar 2025) to 1,942.00 Cr., marking an increase of 226.00 Cr..
  • For Total Assets, as of Sep 2025, the value is 2,578.00 Cr.. The value appears strong and on an upward trend. It has increased from 2,471.00 Cr. (Mar 2025) to 2,578.00 Cr., marking an increase of 107.00 Cr..

However, the Borrowings (1,761.00 Cr.) are higher than the Reserves (262.00 Cr.), which may signal higher financial risk.

Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.

Reserves and Borrowings Chart

Cash Flow

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Cash from Operating Activity + 21-22-2351-169-147257-155-284-77-444-126
Cash from Investing Activity + 17-3321-2-2324100-4-4-1
Cash from Financing Activity + -3357-1-46182122-226127311106402173
Net Cash Flow 53-33-10-132-282726-4546

Free Cash Flow

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Free Cash Flow-19.00-64.00-73.00-29.00-244.00-369.00-195.00-345.00-669.00-808.00169.00228.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Debtor Days 46728241743330024013829271255624
Inventory Days
Days Payable
Cash Conversion Cycle 46728241743330024013829271255624
Working Capital Days -175-187-127-148-435-1,037-56313-564-384-375-346
ROCE %-7%13%9%14%12%13%13%13%10%11%13%13%

Financial Efficiency Indicators Chart

Share Holding Pattern

MonthMar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Promoters 73.60%73.53%73.53%73.53%73.53%73.53%73.53%73.53%73.53%73.53%73.53%73.53%
FIIs 0.00%0.10%0.07%0.00%0.03%0.91%0.02%0.29%0.02%0.03%0.07%0.00%
DIIs 0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.23%0.05%0.05%0.05%0.00%
Public 26.40%26.37%26.39%26.48%26.45%25.57%26.46%25.95%26.40%26.37%26.34%26.47%
No. of Shareholders 42,86042,69441,56541,32942,81943,88045,84143,04144,33343,00643,68643,087

Shareholding Pattern Chart

No. of Shareholders

Aditya Birla Money Ltd: Intrinsic Value & Share Price Analysis - Shareholder trend analysis

This stock is not held by any mutual fund.

ROCE Trend

EPS Trend

Key Financial Ratios

MonthMar 18Mar 17Mar 16Mar 15Mar 14
FaceValue 1.001.001.001.001.00
Basic EPS (Rs.) 1.791.310.601.06-2.12
Diluted EPS (Rs.) 1.781.310.601.06-2.12
Cash EPS (Rs.) 2.181.881.322.13-0.95
Book Value[Excl.RevalReserv]/Share (Rs.) 7.975.814.503.904.36
Book Value[Incl.RevalReserv]/Share (Rs.) 7.975.814.503.904.36
Revenue From Operations / Share (Rs.) 28.8923.6821.6021.4913.57
PBDIT / Share (Rs.) 4.123.012.592.44-0.51
PBIT / Share (Rs.) 3.732.441.881.37-1.68
PBT / Share (Rs.) 2.281.460.721.01-2.12
Net Profit / Share (Rs.) 1.791.310.601.06-2.12
NP After MI And SOA / Share (Rs.) 1.791.310.601.06-2.12
PBDIT Margin (%) 14.2612.7211.9911.35-3.79
PBIT Margin (%) 12.9210.318.686.37-12.39
PBT Margin (%) 7.876.163.354.70-15.61
Net Profit Margin (%) 6.205.542.784.95-15.61
NP After MI And SOA Margin (%) 6.205.542.784.95-15.61
Return on Networth / Equity (%) 22.4922.5913.3427.31-48.64
Return on Capital Employeed (%) 37.4931.3529.0323.50-26.61
Return On Assets (%) 1.882.541.302.58-5.54
Total Debt / Equity (X) 4.971.083.003.200.40
Asset Turnover Ratio (%) 0.390.470.470.520.32
Current Ratio (X) 1.061.071.081.091.04
Quick Ratio (X) 0.811.071.081.091.04
Interest Coverage Ratio (X) 2.823.062.256.81-1.18
Interest Coverage Ratio (Post Tax) (X) 2.232.341.523.97-3.85
Enterprise Value (Cr.) 306.88131.61123.37122.1342.82
EV / Net Operating Revenue (X) 1.891.001.031.030.56
EV / EBITDA (X) 13.267.898.599.03-15.00
MarketCap / Net Operating Revenue (X) 1.741.330.921.110.95
Price / BV (X) 6.305.434.466.132.98
Price / Net Operating Revenue (X) 1.741.330.921.110.95
EarningsYield 0.030.040.020.04-0.16

After reviewing the key financial ratios for Aditya Birla Money Ltd, here is a detailed analysis based on the latest available data and recent trends:

  • For FaceValue, as of Mar 18, the value is 1.00. This value is within the healthy range. There is no change compared to the previous period (Mar 17) which recorded 1.00.
  • For Basic EPS (Rs.), as of Mar 18, the value is 1.79. This value is below the healthy minimum of 5. It has increased from 1.31 (Mar 17) to 1.79, marking an increase of 0.48.
  • For Diluted EPS (Rs.), as of Mar 18, the value is 1.78. This value is below the healthy minimum of 5. It has increased from 1.31 (Mar 17) to 1.78, marking an increase of 0.47.
  • For Cash EPS (Rs.), as of Mar 18, the value is 2.18. This value is below the healthy minimum of 3. It has increased from 1.88 (Mar 17) to 2.18, marking an increase of 0.30.
  • For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 18, the value is 7.97. It has increased from 5.81 (Mar 17) to 7.97, marking an increase of 2.16.
  • For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 18, the value is 7.97. It has increased from 5.81 (Mar 17) to 7.97, marking an increase of 2.16.
  • For Revenue From Operations / Share (Rs.), as of Mar 18, the value is 28.89. It has increased from 23.68 (Mar 17) to 28.89, marking an increase of 5.21.
  • For PBDIT / Share (Rs.), as of Mar 18, the value is 4.12. This value is within the healthy range. It has increased from 3.01 (Mar 17) to 4.12, marking an increase of 1.11.
  • For PBIT / Share (Rs.), as of Mar 18, the value is 3.73. This value is within the healthy range. It has increased from 2.44 (Mar 17) to 3.73, marking an increase of 1.29.
  • For PBT / Share (Rs.), as of Mar 18, the value is 2.28. This value is within the healthy range. It has increased from 1.46 (Mar 17) to 2.28, marking an increase of 0.82.
  • For Net Profit / Share (Rs.), as of Mar 18, the value is 1.79. This value is below the healthy minimum of 2. It has increased from 1.31 (Mar 17) to 1.79, marking an increase of 0.48.
  • For NP After MI And SOA / Share (Rs.), as of Mar 18, the value is 1.79. This value is below the healthy minimum of 2. It has increased from 1.31 (Mar 17) to 1.79, marking an increase of 0.48.
  • For PBDIT Margin (%), as of Mar 18, the value is 14.26. This value is within the healthy range. It has increased from 12.72 (Mar 17) to 14.26, marking an increase of 1.54.
  • For PBIT Margin (%), as of Mar 18, the value is 12.92. This value is within the healthy range. It has increased from 10.31 (Mar 17) to 12.92, marking an increase of 2.61.
  • For PBT Margin (%), as of Mar 18, the value is 7.87. This value is below the healthy minimum of 10. It has increased from 6.16 (Mar 17) to 7.87, marking an increase of 1.71.
  • For Net Profit Margin (%), as of Mar 18, the value is 6.20. This value is within the healthy range. It has increased from 5.54 (Mar 17) to 6.20, marking an increase of 0.66.
  • For NP After MI And SOA Margin (%), as of Mar 18, the value is 6.20. This value is below the healthy minimum of 8. It has increased from 5.54 (Mar 17) to 6.20, marking an increase of 0.66.
  • For Return on Networth / Equity (%), as of Mar 18, the value is 22.49. This value is within the healthy range. It has decreased from 22.59 (Mar 17) to 22.49, marking a decrease of 0.10.
  • For Return on Capital Employeed (%), as of Mar 18, the value is 37.49. This value is within the healthy range. It has increased from 31.35 (Mar 17) to 37.49, marking an increase of 6.14.
  • For Return On Assets (%), as of Mar 18, the value is 1.88. This value is below the healthy minimum of 5. It has decreased from 2.54 (Mar 17) to 1.88, marking a decrease of 0.66.
  • For Total Debt / Equity (X), as of Mar 18, the value is 4.97. This value exceeds the healthy maximum of 1. It has increased from 1.08 (Mar 17) to 4.97, marking an increase of 3.89.
  • For Asset Turnover Ratio (%), as of Mar 18, the value is 0.39. It has decreased from 0.47 (Mar 17) to 0.39, marking a decrease of 0.08.
  • For Current Ratio (X), as of Mar 18, the value is 1.06. This value is below the healthy minimum of 1.5. It has decreased from 1.07 (Mar 17) to 1.06, marking a decrease of 0.01.
  • For Quick Ratio (X), as of Mar 18, the value is 0.81. This value is below the healthy minimum of 1. It has decreased from 1.07 (Mar 17) to 0.81, marking a decrease of 0.26.
  • For Interest Coverage Ratio (X), as of Mar 18, the value is 2.82. This value is below the healthy minimum of 3. It has decreased from 3.06 (Mar 17) to 2.82, marking a decrease of 0.24.
  • For Interest Coverage Ratio (Post Tax) (X), as of Mar 18, the value is 2.23. This value is below the healthy minimum of 3. It has decreased from 2.34 (Mar 17) to 2.23, marking a decrease of 0.11.
  • For Enterprise Value (Cr.), as of Mar 18, the value is 306.88. It has increased from 131.61 (Mar 17) to 306.88, marking an increase of 175.27.
  • For EV / Net Operating Revenue (X), as of Mar 18, the value is 1.89. This value is within the healthy range. It has increased from 1.00 (Mar 17) to 1.89, marking an increase of 0.89.
  • For EV / EBITDA (X), as of Mar 18, the value is 13.26. This value is within the healthy range. It has increased from 7.89 (Mar 17) to 13.26, marking an increase of 5.37.
  • For MarketCap / Net Operating Revenue (X), as of Mar 18, the value is 1.74. This value is within the healthy range. It has increased from 1.33 (Mar 17) to 1.74, marking an increase of 0.41.
  • For Price / BV (X), as of Mar 18, the value is 6.30. This value exceeds the healthy maximum of 3. It has increased from 5.43 (Mar 17) to 6.30, marking an increase of 0.87.
  • For Price / Net Operating Revenue (X), as of Mar 18, the value is 1.74. This value is within the healthy range. It has increased from 1.33 (Mar 17) to 1.74, marking an increase of 0.41.
  • For EarningsYield, as of Mar 18, the value is 0.03. This value is below the healthy minimum of 5. It has decreased from 0.04 (Mar 17) to 0.03, marking a decrease of 0.01.

Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Fair Value

Fair Value of Aditya Birla Money Ltd as of March 9, 2026 is: ₹200.00

Calculation basis:

  • Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

As of March 9, 2026, Aditya Birla Money Ltd is Undervalued by 56.25% compared to the current share price ₹128.00

Intrinsic Value of Aditya Birla Money Ltd as of March 9, 2026 is: ₹226.74

Calculation basis:

  • Intrinsic value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
  • EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.

As of March 9, 2026, Aditya Birla Money Ltd is Undervalued by 77.14% compared to the current share price ₹128.00

Last 5 Year EPS CAGR: 13.37%

*Investments are subject to market risks

Strength and Weakness

StrengthWeakness
  1. The stock is trading at a low valuation with an average P/B ratio of 1.55 and average Dividend Yield of 5.18%.
  2. The stock has a low average Working Capital Days of -274.33, which is a positive sign.
  3. The company has shown consistent growth in sales (224.00 cr) and profit (30.00 cr) over the years.
  1. The stock has a low average ROCE of 10.58%, which may not be favorable.
  2. The stock has a high average Cash Conversion Cycle of 228.75, which may not be favorable.
  3. The company has higher borrowings (619.62) compared to reserves (77.15), which may suggest financial risk.

Stock Analysis

  • Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Aditya Birla Money Ltd:
    1. Net Profit Margin: 6.2%
      • Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
    2. ROCE: 37.49% (Industry Average ROCE: 11.38%)
      • ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
    3. ROE%: 22.49% (Industry Average ROE: 25.55%)
      • ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
    4. Interest Coverage Ratio (Post Tax): 2.23
      • Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
    5. Quick Ratio: 0.81
      • Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
    6. Stock P/E: 13.9 (Industry average Stock P/E: 172.03)
      • Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
    7. Total Debt / Equity: 4.97
      • Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
    The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
    Stock Rating:

About the Company - Qualitative Analysis

Aditya Birla Money Ltd. is a Public Limited Listed company incorporated on 04/07/1995 and has its registered office in the State of Gujarat, India. Company's Corporate Identification Number(CIN) is L65993GJ1995PLC064810 and registration number is 064810. Currently company belongs to the Industry of Finance & Investments. Company's Total Operating Revenue is Rs. 447.61 Cr. and Equity Capital is Rs. 5.65 Cr. for the Year ended 31/03/2025.
INDUSTRYADDRESSCONTACT
Finance & InvestmentsIndian Rayon Compound, Vervala Gujarat 362266Contact not found
Management
NamePosition Held
Mr. Gopi Krishna TulsianChairman & Non-Exe.Director
Mrs. Pinky A MehtaNon Executive Director
Mr. Tushar ShahNon Executive Director
Mr. Shriram JagetiyaNon Executive Director
Dr. Sethurathnam RaviIndependent Director
Mr. Sharadkumar BhatiaIndependent Director

FAQ

What is the intrinsic value of Aditya Birla Money Ltd?

Aditya Birla Money Ltd's intrinsic value (as of 09 March 2026) is ₹226.74 which is 77.14% higher the current market price of ₹128.00, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's ₹716 Cr. market cap, FY2025-2026 high/low of ₹209/114, reserves of ₹262 Cr, and liabilities of ₹2,578 Cr.

What is the Market Cap of Aditya Birla Money Ltd?

The Market Cap of Aditya Birla Money Ltd is 716 Cr..

What is the current Stock Price of Aditya Birla Money Ltd as on 09 March 2026?

The current stock price of Aditya Birla Money Ltd as on 09 March 2026 is ₹128.

What is the High / Low of Aditya Birla Money Ltd stocks in FY 2025-2026?

In FY 2025-2026, the High / Low of Aditya Birla Money Ltd stocks is ₹209/114.

What is the Stock P/E of Aditya Birla Money Ltd?

The Stock P/E of Aditya Birla Money Ltd is 13.9.

What is the Book Value of Aditya Birla Money Ltd?

The Book Value of Aditya Birla Money Ltd is 47.4.

What is the Dividend Yield of Aditya Birla Money Ltd?

The Dividend Yield of Aditya Birla Money Ltd is 0.00 %.

What is the ROCE of Aditya Birla Money Ltd?

The ROCE of Aditya Birla Money Ltd is 13.1 %.

What is the ROE of Aditya Birla Money Ltd?

The ROE of Aditya Birla Money Ltd is 37.2 %.

What is the Face Value of Aditya Birla Money Ltd?

The Face Value of Aditya Birla Money Ltd is 1.00.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in Aditya Birla Money Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE
Explore Industry-wise Stock Analysis Reports