Share Price and Basic Stock Data
Last Updated: January 3, 2026, 10:49 am
| PEG Ratio | 0.86 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Aditya Birla Money Ltd operates in the Finance & Investments sector, with its stock currently priced at ₹145 and a market capitalization of ₹817 Cr. The company has shown a steady revenue growth trajectory, with sales recorded at ₹267 Cr for the fiscal year ending March 2023, up from ₹233 Cr in March 2022. This upward trend is further evidenced by quarterly sales figures, which rose from ₹68 Cr in September 2022 to ₹96 Cr in September 2023. Notably, the company anticipates reaching ₹395 Cr in sales by March 2024, reflecting a robust growth strategy. The operating profit margin (OPM) is impressive at 44%, indicating effective cost management relative to sales, which remains a strong point. The company’s ability to maintain profitability in a competitive landscape is significant, considering the finance sector’s typical OPM ranges. Overall, Aditya Birla Money’s revenue performance underscores its strategic positioning within the financial services industry and its capability to capitalize on growth opportunities.
Profitability and Efficiency Metrics
Aditya Birla Money Ltd has demonstrated commendable profitability metrics, with a reported net profit of ₹57 Cr for the fiscal year ending March 2023. The return on equity (ROE) stood at a remarkable 37.2%, significantly higher than the industry average, showcasing the company’s efficiency in generating profits from shareholders’ equity. The interest coverage ratio (ICR) is recorded at 2.82x, indicating that the company comfortably meets its interest obligations from operating profits. The company’s OPM has improved over the quarters, reaching 54% in September 2024, suggesting effective operational efficiency. However, the rise in borrowings, which reached ₹1,761 Cr, poses a risk as it may affect future profitability if not managed carefully. Overall, the profitability and efficiency metrics reflect a strong operational framework, although vigilance regarding debt management is essential to sustain these gains.
Balance Sheet Strength and Financial Ratios
The balance sheet of Aditya Birla Money Ltd reveals a mixed picture of strength and vulnerability. Total assets stood at ₹2,471 Cr as of March 2025, with total liabilities amounting to ₹2,578 Cr, indicating a leveraged position. The company’s borrowings, which constitute a significant ₹1,761 Cr, raise concerns regarding financial stability, especially in an environment of rising interest rates. The current ratio of 1.06x indicates adequate short-term liquidity, although it remains close to the baseline of 1.0, suggesting limited buffer capacity. The price-to-book value (P/BV) ratio is reported at 6.30x, which is high compared to typical sector ranges, indicating that the market may have high expectations for future growth. Despite these concerns, the company’s reserves have increased significantly to ₹262 Cr, reflecting a solid foundation for potential reinvestment. The financial ratios thus present a scenario of cautious optimism, balancing growth potential with the need for prudent financial management.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Aditya Birla Money Ltd is predominantly controlled by promoters, who hold 73.53% of the equity as of September 2025. This high promoter stake typically instills confidence among investors, indicating a strong alignment of interests. The public holds 26.34% of shares, with institutional investors (FIIs and DIIs) holding minimal stakes of 0.07% and 0.05%, respectively. The declining number of shareholders from 43,094 in December 2022 to 41,565 in September 2023 may raise concerns about broader investor interest. However, the stability in promoter shareholding suggests a solid commitment to the company’s long-term vision. The low institutional ownership may limit the stock’s appeal to larger investors, which could affect liquidity. Overall, while the promoter dominance offers stability, the lack of institutional investors may pose challenges in terms of market perception and trading volume.
Outlook, Risks, and Final Insight
Aditya Birla Money Ltd is positioned for continued growth, with projected sales reaching ₹453 Cr by March 2025. However, risks associated with high leverage and rising interest expenses could impact profitability. The company’s ability to manage its debt effectively will be crucial, especially as interest payments increase, reflected in the rising interest expense recorded at ₹127 Cr for the fiscal year 2025. Furthermore, the reliance on a small base of institutional investors could hinder stock performance in volatile market conditions. Conversely, the strong ROE and consistent growth in reserves provide a solid foundation for future expansion. In summary, while the company exhibits strong fundamentals and growth potential, careful attention to debt management and broadening its investor base will be essential for sustaining its positive trajectory in the competitive financial services landscape.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| MKVentures Capital Ltd | 423 Cr. | 1,102 | 1,900/1,000 | 54.8 | 287 | 0.02 % | 16.6 % | 9.56 % | 10.0 |
| My Money Securities Ltd | 67.3 Cr. | 40.0 | 55.8/19.2 | 15.6 | 0.00 % | 44.0 % | 29.8 % | 10.0 | |
| Nam Securities Ltd | 45.8 Cr. | 85.0 | 161/68.6 | 191 | 21.6 | 0.00 % | 4.48 % | 3.22 % | 10.0 |
| ICDS Ltd | 58.9 Cr. | 45.2 | 68.5/37.0 | 52.1 | 23.0 | 0.00 % | 11.8 % | 6.05 % | 10.0 |
| HCKK Ventures Ltd | 10.9 Cr. | 29.4 | 165/26.5 | 68.1 | 12.1 | 0.00 % | 6.93 % | 5.14 % | 10.0 |
| Industry Average | 21,226.41 Cr | 1,492.98 | 47.97 | 3,630.28 | 0.38% | 11.38% | 25.55% | 6.85 |
Quarterly Result
| Metric | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 68 | 67 | 66 | 78 | 96 | 101 | 114 | 119 | 127 | 106 | 99 | 113 | 107 |
| Expenses | 45 | 43 | 43 | 46 | 57 | 58 | 65 | 66 | 59 | 51 | 50 | 58 | 60 |
| Operating Profit | 23 | 23 | 23 | 32 | 39 | 44 | 49 | 54 | 68 | 55 | 50 | 55 | 47 |
| OPM % | 34% | 35% | 35% | 41% | 40% | 43% | 43% | 45% | 54% | 52% | 50% | 49% | 44% |
| Other Income | 3 | 4 | 4 | 1 | 1 | 1 | 2 | 0 | 0 | 10 | 0 | 0 | 1 |
| Interest | 11 | 14 | 16 | 19 | 21 | 24 | 29 | 29 | 30 | 32 | 35 | 32 | 30 |
| Depreciation | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 3 | 3 | 3 |
| Profit before tax | 14 | 12 | 10 | 13 | 17 | 19 | 20 | 22 | 36 | 30 | 13 | 21 | 14 |
| Tax % | 29% | 27% | 25% | 28% | 29% | 19% | 19% | 27% | 26% | 28% | 26% | 25% | 29% |
| Net Profit | 10 | 9 | 7 | 9 | 12 | 15 | 16 | 16 | 27 | 22 | 9 | 15 | 10 |
| EPS in Rs | 1.72 | 1.55 | 1.31 | 1.67 | 2.11 | 2.68 | 2.91 | 2.90 | 4.72 | 3.86 | 1.65 | 2.72 | 1.80 |
Last Updated: January 2, 2026, 3:05 pm
Below is a detailed analysis of the quarterly data for Aditya Birla Money Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Sales, as of Sep 2025, the value is 107.00 Cr.. The value appears to be declining and may need further review. It has decreased from 113.00 Cr. (Jun 2025) to 107.00 Cr., marking a decrease of 6.00 Cr..
- For Expenses, as of Sep 2025, the value is 60.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 58.00 Cr. (Jun 2025) to 60.00 Cr., marking an increase of 2.00 Cr..
- For Operating Profit, as of Sep 2025, the value is 47.00 Cr.. The value appears to be declining and may need further review. It has decreased from 55.00 Cr. (Jun 2025) to 47.00 Cr., marking a decrease of 8.00 Cr..
- For OPM %, as of Sep 2025, the value is 44.00%. The value appears to be declining and may need further review. It has decreased from 49.00% (Jun 2025) to 44.00%, marking a decrease of 5.00%.
- For Other Income, as of Sep 2025, the value is 1.00 Cr.. The value appears strong and on an upward trend. It has increased from 0.00 Cr. (Jun 2025) to 1.00 Cr., marking an increase of 1.00 Cr..
- For Interest, as of Sep 2025, the value is 30.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 32.00 Cr. (Jun 2025) to 30.00 Cr., marking a decrease of 2.00 Cr..
- For Depreciation, as of Sep 2025, the value is 3.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 3.00 Cr..
- For Profit before tax, as of Sep 2025, the value is 14.00 Cr.. The value appears to be declining and may need further review. It has decreased from 21.00 Cr. (Jun 2025) to 14.00 Cr., marking a decrease of 7.00 Cr..
- For Tax %, as of Sep 2025, the value is 29.00%. The value appears to be increasing, which may not be favorable. It has increased from 25.00% (Jun 2025) to 29.00%, marking an increase of 4.00%.
- For Net Profit, as of Sep 2025, the value is 10.00 Cr.. The value appears to be declining and may need further review. It has decreased from 15.00 Cr. (Jun 2025) to 10.00 Cr., marking a decrease of 5.00 Cr..
- For EPS in Rs, as of Sep 2025, the value is 1.80. The value appears to be declining and may need further review. It has decreased from 2.72 (Jun 2025) to 1.80, marking a decrease of 0.92.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: October 15, 2025, 5:47 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 69 | 118 | 117 | 125 | 162 | 172 | 171 | 192 | 233 | 267 | 395 | 453 | 425 |
| Expenses | 69 | 103 | 105 | 109 | 141 | 124 | 122 | 140 | 164 | 175 | 225 | 224 | 218 |
| Operating Profit | 1 | 15 | 12 | 16 | 22 | 48 | 49 | 52 | 70 | 92 | 170 | 229 | 206 |
| OPM % | 1% | 13% | 10% | 13% | 13% | 28% | 29% | 27% | 30% | 35% | 43% | 51% | 49% |
| Other Income | 0 | 0 | 1 | 0 | 2 | 0 | 3 | 1 | 0 | 12 | 0 | 9 | 11 |
| Interest | 3 | 3 | 7 | 6 | 12 | 32 | 29 | 24 | 28 | 51 | 93 | 127 | 129 |
| Depreciation | 6 | 6 | 4 | 3 | 2 | 2 | 6 | 7 | 7 | 7 | 8 | 10 | 11 |
| Profit before tax | -8 | 7 | 2 | 7 | 10 | 14 | 16 | 22 | 36 | 47 | 69 | 102 | 78 |
| Tax % | 0% | -4% | 36% | 12% | 28% | 29% | 27% | 30% | 27% | 27% | 23% | 27% | |
| Net Profit | -8 | 7 | 1 | 6 | 7 | 10 | 12 | 16 | 26 | 34 | 53 | 74 | 57 |
| EPS in Rs | -1.48 | 1.28 | 0.22 | 1.11 | 1.30 | 1.77 | 2.13 | 2.80 | 4.64 | 6.01 | 9.37 | 13.13 | 10.03 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 187.50% | -85.71% | 500.00% | 16.67% | 42.86% | 20.00% | 33.33% | 62.50% | 30.77% | 55.88% | 39.62% |
| Change in YoY Net Profit Growth (%) | 0.00% | -273.21% | 585.71% | -483.33% | 26.19% | -22.86% | 13.33% | 29.17% | -31.73% | 25.11% | -16.26% |
Aditya Birla Money Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 14% |
| 5 Years: | 22% |
| 3 Years: | 25% |
| TTM: | 3% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 27% |
| 5 Years: | 44% |
| 3 Years: | 42% |
| TTM: | 22% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 25% |
| 5 Years: | 33% |
| 3 Years: | 42% |
| 1 Year: | 14% |
| Return on Equity | |
|---|---|
| 10 Years: | 37% |
| 5 Years: | 38% |
| 3 Years: | 38% |
| Last Year: | 37% |
Last Updated: September 4, 2025, 10:15 pm
Balance Sheet
Last Updated: December 4, 2025, 12:54 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 |
| Reserves | 22 | 20 | 22 | 28 | 5 | 16 | 26 | 42 | 69 | 104 | 157 | 230 | 262 |
| Borrowings | 20 | 79 | 85 | 45 | 266 | 417 | 244 | 397 | 739 | 900 | 1,399 | 1,703 | 1,761 |
| Other Liabilities | 149 | 107 | 125 | 187 | 262 | 255 | 273 | 439 | 454 | 355 | 555 | 532 | 549 |
| Total Liabilities | 196 | 212 | 237 | 265 | 539 | 694 | 548 | 883 | 1,267 | 1,363 | 2,116 | 2,471 | 2,578 |
| Fixed Assets | 21 | 8 | 7 | 7 | 6 | 7 | 26 | 24 | 24 | 31 | 36 | 39 | 42 |
| CWIP | 0 | 0 | 0 | 0 | 1 | 1 | 0 | 1 | 0 | 1 | 0 | 0 | 0 |
| Investments | 5 | 5 | 6 | 6 | 24 | 281 | 0 | 0 | 436 | 404 | 430 | 717 | 594 |
| Other Assets | 171 | 200 | 224 | 252 | 508 | 405 | 522 | 859 | 806 | 928 | 1,650 | 1,716 | 1,942 |
| Total Assets | 196 | 212 | 237 | 265 | 539 | 694 | 548 | 883 | 1,267 | 1,363 | 2,116 | 2,471 | 2,578 |
Below is a detailed analysis of the balance sheet data for Aditya Birla Money Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 6.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 6.00 Cr..
- For Reserves, as of Sep 2025, the value is 262.00 Cr.. The value appears strong and on an upward trend. It has increased from 230.00 Cr. (Mar 2025) to 262.00 Cr., marking an increase of 32.00 Cr..
- For Borrowings, as of Sep 2025, the value is 1,761.00 Cr.. The value appears to be increasing, which may not be favorable. However, Borrowings exceed Reserves, which may signal higher financial risk. It has increased from 1,703.00 Cr. (Mar 2025) to 1,761.00 Cr., marking an increase of 58.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 549.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 532.00 Cr. (Mar 2025) to 549.00 Cr., marking an increase of 17.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 2,578.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 2,471.00 Cr. (Mar 2025) to 2,578.00 Cr., marking an increase of 107.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 42.00 Cr.. The value appears strong and on an upward trend. It has increased from 39.00 Cr. (Mar 2025) to 42.00 Cr., marking an increase of 3.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 594.00 Cr.. The value appears to be declining and may need further review. It has decreased from 717.00 Cr. (Mar 2025) to 594.00 Cr., marking a decrease of 123.00 Cr..
- For Other Assets, as of Sep 2025, the value is 1,942.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,716.00 Cr. (Mar 2025) to 1,942.00 Cr., marking an increase of 226.00 Cr..
- For Total Assets, as of Sep 2025, the value is 2,578.00 Cr.. The value appears strong and on an upward trend. It has increased from 2,471.00 Cr. (Mar 2025) to 2,578.00 Cr., marking an increase of 107.00 Cr..
However, the Borrowings (1,761.00 Cr.) are higher than the Reserves (262.00 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -19.00 | -64.00 | -73.00 | -29.00 | -244.00 | -369.00 | -195.00 | -345.00 | -669.00 | -808.00 | 169.00 | 228.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 467 | 282 | 417 | 433 | 300 | 240 | 138 | 292 | 71 | 25 | 56 | 24 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 467 | 282 | 417 | 433 | 300 | 240 | 138 | 292 | 71 | 25 | 56 | 24 |
| Working Capital Days | -175 | -187 | -127 | -148 | -435 | -1,037 | -563 | 13 | -564 | -384 | -375 | -346 |
| ROCE % | -7% | 13% | 9% | 14% | 12% | 13% | 13% | 13% | 10% | 11% | 13% | 13% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 18 | Mar 17 | Mar 16 | Mar 15 | Mar 14 |
|---|---|---|---|---|---|
| FaceValue | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Basic EPS (Rs.) | 1.79 | 1.31 | 0.60 | 1.06 | -2.12 |
| Diluted EPS (Rs.) | 1.78 | 1.31 | 0.60 | 1.06 | -2.12 |
| Cash EPS (Rs.) | 2.18 | 1.88 | 1.32 | 2.13 | -0.95 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 7.97 | 5.81 | 4.50 | 3.90 | 4.36 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 7.97 | 5.81 | 4.50 | 3.90 | 4.36 |
| Revenue From Operations / Share (Rs.) | 28.89 | 23.68 | 21.60 | 21.49 | 13.57 |
| PBDIT / Share (Rs.) | 4.12 | 3.01 | 2.59 | 2.44 | -0.51 |
| PBIT / Share (Rs.) | 3.73 | 2.44 | 1.88 | 1.37 | -1.68 |
| PBT / Share (Rs.) | 2.28 | 1.46 | 0.72 | 1.01 | -2.12 |
| Net Profit / Share (Rs.) | 1.79 | 1.31 | 0.60 | 1.06 | -2.12 |
| NP After MI And SOA / Share (Rs.) | 1.79 | 1.31 | 0.60 | 1.06 | -2.12 |
| PBDIT Margin (%) | 14.26 | 12.72 | 11.99 | 11.35 | -3.79 |
| PBIT Margin (%) | 12.92 | 10.31 | 8.68 | 6.37 | -12.39 |
| PBT Margin (%) | 7.87 | 6.16 | 3.35 | 4.70 | -15.61 |
| Net Profit Margin (%) | 6.20 | 5.54 | 2.78 | 4.95 | -15.61 |
| NP After MI And SOA Margin (%) | 6.20 | 5.54 | 2.78 | 4.95 | -15.61 |
| Return on Networth / Equity (%) | 22.49 | 22.59 | 13.34 | 27.31 | -48.64 |
| Return on Capital Employeed (%) | 37.49 | 31.35 | 29.03 | 23.50 | -26.61 |
| Return On Assets (%) | 1.88 | 2.54 | 1.30 | 2.58 | -5.54 |
| Total Debt / Equity (X) | 4.97 | 1.08 | 3.00 | 3.20 | 0.40 |
| Asset Turnover Ratio (%) | 0.39 | 0.47 | 0.47 | 0.52 | 0.32 |
| Current Ratio (X) | 1.06 | 1.07 | 1.08 | 1.09 | 1.04 |
| Quick Ratio (X) | 0.81 | 1.07 | 1.08 | 1.09 | 1.04 |
| Interest Coverage Ratio (X) | 2.82 | 3.06 | 2.25 | 6.81 | -1.18 |
| Interest Coverage Ratio (Post Tax) (X) | 2.23 | 2.34 | 1.52 | 3.97 | -3.85 |
| Enterprise Value (Cr.) | 306.88 | 131.61 | 123.37 | 122.13 | 42.82 |
| EV / Net Operating Revenue (X) | 1.89 | 1.00 | 1.03 | 1.03 | 0.56 |
| EV / EBITDA (X) | 13.26 | 7.89 | 8.59 | 9.03 | -15.00 |
| MarketCap / Net Operating Revenue (X) | 1.74 | 1.33 | 0.92 | 1.11 | 0.95 |
| Price / BV (X) | 6.30 | 5.43 | 4.46 | 6.13 | 2.98 |
| Price / Net Operating Revenue (X) | 1.74 | 1.33 | 0.92 | 1.11 | 0.95 |
| EarningsYield | 0.03 | 0.04 | 0.02 | 0.04 | -0.16 |
After reviewing the key financial ratios for Aditya Birla Money Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 18, the value is 1.00. This value is within the healthy range. There is no change compared to the previous period (Mar 17) which recorded 1.00.
- For Basic EPS (Rs.), as of Mar 18, the value is 1.79. This value is below the healthy minimum of 5. It has increased from 1.31 (Mar 17) to 1.79, marking an increase of 0.48.
- For Diluted EPS (Rs.), as of Mar 18, the value is 1.78. This value is below the healthy minimum of 5. It has increased from 1.31 (Mar 17) to 1.78, marking an increase of 0.47.
- For Cash EPS (Rs.), as of Mar 18, the value is 2.18. This value is below the healthy minimum of 3. It has increased from 1.88 (Mar 17) to 2.18, marking an increase of 0.30.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 18, the value is 7.97. It has increased from 5.81 (Mar 17) to 7.97, marking an increase of 2.16.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 18, the value is 7.97. It has increased from 5.81 (Mar 17) to 7.97, marking an increase of 2.16.
- For Revenue From Operations / Share (Rs.), as of Mar 18, the value is 28.89. It has increased from 23.68 (Mar 17) to 28.89, marking an increase of 5.21.
- For PBDIT / Share (Rs.), as of Mar 18, the value is 4.12. This value is within the healthy range. It has increased from 3.01 (Mar 17) to 4.12, marking an increase of 1.11.
- For PBIT / Share (Rs.), as of Mar 18, the value is 3.73. This value is within the healthy range. It has increased from 2.44 (Mar 17) to 3.73, marking an increase of 1.29.
- For PBT / Share (Rs.), as of Mar 18, the value is 2.28. This value is within the healthy range. It has increased from 1.46 (Mar 17) to 2.28, marking an increase of 0.82.
- For Net Profit / Share (Rs.), as of Mar 18, the value is 1.79. This value is below the healthy minimum of 2. It has increased from 1.31 (Mar 17) to 1.79, marking an increase of 0.48.
- For NP After MI And SOA / Share (Rs.), as of Mar 18, the value is 1.79. This value is below the healthy minimum of 2. It has increased from 1.31 (Mar 17) to 1.79, marking an increase of 0.48.
- For PBDIT Margin (%), as of Mar 18, the value is 14.26. This value is within the healthy range. It has increased from 12.72 (Mar 17) to 14.26, marking an increase of 1.54.
- For PBIT Margin (%), as of Mar 18, the value is 12.92. This value is within the healthy range. It has increased from 10.31 (Mar 17) to 12.92, marking an increase of 2.61.
- For PBT Margin (%), as of Mar 18, the value is 7.87. This value is below the healthy minimum of 10. It has increased from 6.16 (Mar 17) to 7.87, marking an increase of 1.71.
- For Net Profit Margin (%), as of Mar 18, the value is 6.20. This value is within the healthy range. It has increased from 5.54 (Mar 17) to 6.20, marking an increase of 0.66.
- For NP After MI And SOA Margin (%), as of Mar 18, the value is 6.20. This value is below the healthy minimum of 8. It has increased from 5.54 (Mar 17) to 6.20, marking an increase of 0.66.
- For Return on Networth / Equity (%), as of Mar 18, the value is 22.49. This value is within the healthy range. It has decreased from 22.59 (Mar 17) to 22.49, marking a decrease of 0.10.
- For Return on Capital Employeed (%), as of Mar 18, the value is 37.49. This value is within the healthy range. It has increased from 31.35 (Mar 17) to 37.49, marking an increase of 6.14.
- For Return On Assets (%), as of Mar 18, the value is 1.88. This value is below the healthy minimum of 5. It has decreased from 2.54 (Mar 17) to 1.88, marking a decrease of 0.66.
- For Total Debt / Equity (X), as of Mar 18, the value is 4.97. This value exceeds the healthy maximum of 1. It has increased from 1.08 (Mar 17) to 4.97, marking an increase of 3.89.
- For Asset Turnover Ratio (%), as of Mar 18, the value is 0.39. It has decreased from 0.47 (Mar 17) to 0.39, marking a decrease of 0.08.
- For Current Ratio (X), as of Mar 18, the value is 1.06. This value is below the healthy minimum of 1.5. It has decreased from 1.07 (Mar 17) to 1.06, marking a decrease of 0.01.
- For Quick Ratio (X), as of Mar 18, the value is 0.81. This value is below the healthy minimum of 1. It has decreased from 1.07 (Mar 17) to 0.81, marking a decrease of 0.26.
- For Interest Coverage Ratio (X), as of Mar 18, the value is 2.82. This value is below the healthy minimum of 3. It has decreased from 3.06 (Mar 17) to 2.82, marking a decrease of 0.24.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 18, the value is 2.23. This value is below the healthy minimum of 3. It has decreased from 2.34 (Mar 17) to 2.23, marking a decrease of 0.11.
- For Enterprise Value (Cr.), as of Mar 18, the value is 306.88. It has increased from 131.61 (Mar 17) to 306.88, marking an increase of 175.27.
- For EV / Net Operating Revenue (X), as of Mar 18, the value is 1.89. This value is within the healthy range. It has increased from 1.00 (Mar 17) to 1.89, marking an increase of 0.89.
- For EV / EBITDA (X), as of Mar 18, the value is 13.26. This value is within the healthy range. It has increased from 7.89 (Mar 17) to 13.26, marking an increase of 5.37.
- For MarketCap / Net Operating Revenue (X), as of Mar 18, the value is 1.74. This value is within the healthy range. It has increased from 1.33 (Mar 17) to 1.74, marking an increase of 0.41.
- For Price / BV (X), as of Mar 18, the value is 6.30. This value exceeds the healthy maximum of 3. It has increased from 5.43 (Mar 17) to 6.30, marking an increase of 0.87.
- For Price / Net Operating Revenue (X), as of Mar 18, the value is 1.74. This value is within the healthy range. It has increased from 1.33 (Mar 17) to 1.74, marking an increase of 0.41.
- For EarningsYield, as of Mar 18, the value is 0.03. This value is below the healthy minimum of 5. It has decreased from 0.04 (Mar 17) to 0.03, marking a decrease of 0.01.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Aditya Birla Money Ltd:
- Net Profit Margin: 6.2%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 37.49% (Industry Average ROCE: 11.38%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 22.49% (Industry Average ROE: 25.55%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 2.23
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0.81
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 14.4 (Industry average Stock P/E: 47.97)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 4.97
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 6.2%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance & Investments | Indian Rayon Compound, Vervala Gujarat 362266 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Gopi Krishna Tulsian | Chairman & Non-Exe.Director |
| Mrs. Pinky A Mehta | Non Executive Director |
| Mr. Tushar Shah | Non Executive Director |
| Mr. Shriram Jagetiya | Non Executive Director |
| Dr. Sethurathnam Ravi | Independent Director |
| Mr. Sharadkumar Bhatia | Independent Director |
FAQ
What is the intrinsic value of Aditya Birla Money Ltd?
Aditya Birla Money Ltd's intrinsic value (as of 04 January 2026) is ₹207.19 which is 42.89% higher the current market price of ₹145.00, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's ₹817 Cr. market cap, FY2025-2026 high/low of ₹258/131, reserves of ₹262 Cr, and liabilities of ₹2,578 Cr.
What is the Market Cap of Aditya Birla Money Ltd?
The Market Cap of Aditya Birla Money Ltd is 817 Cr..
What is the current Stock Price of Aditya Birla Money Ltd as on 04 January 2026?
The current stock price of Aditya Birla Money Ltd as on 04 January 2026 is ₹145.
What is the High / Low of Aditya Birla Money Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Aditya Birla Money Ltd stocks is ₹258/131.
What is the Stock P/E of Aditya Birla Money Ltd?
The Stock P/E of Aditya Birla Money Ltd is 14.4.
What is the Book Value of Aditya Birla Money Ltd?
The Book Value of Aditya Birla Money Ltd is 47.4.
What is the Dividend Yield of Aditya Birla Money Ltd?
The Dividend Yield of Aditya Birla Money Ltd is 0.00 %.
What is the ROCE of Aditya Birla Money Ltd?
The ROCE of Aditya Birla Money Ltd is 13.1 %.
What is the ROE of Aditya Birla Money Ltd?
The ROE of Aditya Birla Money Ltd is 37.2 %.
What is the Face Value of Aditya Birla Money Ltd?
The Face Value of Aditya Birla Money Ltd is 1.00.