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Last Updated on: 19 July, 2024
Author: Getaka|Social: Getaka Financial Services X (Earlier Twitter) Profile Getaka Financial Services LinkedIn Logo
Stock Ticker - BSE: 530765 | NSE: AGARWAL

Fundamental Analysis of Agarwal Fortune India Ltd

Basic Stock Data

Last Updated: July 17, 2024, 10:25 pm

Market Cap 8.23 Cr.
Current Price 23.4
High / Low44.6/17.5
Stock P/E82.3
Book Value 1.34
Dividend Yield0.00 %
ROCE19.2 %
ROE24.7 %
Face Value 10.0
PEG Ratio4.51

Data Source: screener.in

Competitors of Agarwal Fortune India Ltd

Stock NameMarket CapCurrent PriceHigh / LowStock P/EBook ValueDividend YieldROCEROEFace Value
Borosil Renewables Ltd 6,542 Cr. 500669/391 66.90.00 %3.95 %8.45 % 1.00
Borosil Ltd 4,300 Cr. 361420/28465.3 50.60.00 %11.3 %9.10 % 1.00
Empire Industries Ltd 654 Cr. 1,0901,247/77517.7 5002.29 %15.5 %12.7 % 10.0
La Opala RG Ltd 3,630 Cr. 327480/29028.4 76.71.53 %19.2 %15.7 % 2.00
Industry Average3,781.50 Cr569.5027.85173.550.96%12.49%11.49%3.50

Quarterly Result

MonthMar 2021Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024
Sales0.000.000.000.000.000.000.002.262.671.322.092.131.83
Expenses0.060.030.060.070.310.020.042.312.731.392.082.131.82
Operating Profit-0.06-0.03-0.06-0.07-0.31-0.02-0.04-0.05-0.06-0.070.010.000.01
OPM %-2.21%-2.25%-5.30%0.48%0.00%0.55%
Other Income0.050.080.000.140.000.000.000.260.000.130.000.010.00
Interest0.010.020.010.020.010.000.000.000.000.000.000.000.00
Depreciation0.000.000.000.000.000.000.000.000.000.000.000.000.00
Profit before tax-0.020.03-0.070.05-0.32-0.02-0.040.21-0.060.060.010.010.01
Tax %0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%-50.00%0.00%0.00%0.00%0.00%
Net Profit-0.020.03-0.070.05-0.32-0.02-0.040.21-0.080.060.010.010.01
EPS in Rs-0.060.09-0.200.14-0.91-0.06-0.110.60-0.230.170.030.030.03

Last Updated: July 10, 2024, 11:51 pm

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: July 10, 2024, 11:51 pm

MonthMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
Sales0.110.080.190.050.030.060.000.000.090.004.927.38
Expenses0.190.130.400.150.170.170.170.240.160.495.107.44
Operating Profit-0.08-0.05-0.21-0.10-0.14-0.11-0.17-0.24-0.07-0.49-0.18-0.06
OPM %-72.73%-62.50%-110.53%-200.00%-466.67%-183.33%-77.78%-3.66%-0.81%
Other Income0.000.000.000.000.00-0.841.090.000.010.220.260.16
Interest0.000.000.000.000.000.000.070.120.110.050.000.00
Depreciation0.020.020.030.000.000.020.020.000.000.000.000.00
Profit before tax-0.10-0.07-0.24-0.10-0.14-0.970.83-0.36-0.17-0.320.080.10
Tax %0.00%14.29%4.17%0.00%0.00%0.00%1.20%0.00%0.00%0.00%25.00%0.00%
Net Profit-0.10-0.07-0.23-0.10-0.15-0.970.82-0.36-0.17-0.320.060.10
EPS in Rs-0.28-0.20-0.66-0.28-0.43-2.762.34-1.03-0.48-0.910.170.28
Dividend Payout %0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2013-20142014-20152015-20162016-20172017-20182018-20192019-20202020-20212021-20222022-20232023-2024
YoY Net Profit Growth (%)30.00%-228.57%56.52%-50.00%-546.67%184.54%-143.90%52.78%-88.24%118.75%66.67%
Change in YoY Net Profit Growth (%)0.00%-258.57%285.09%-106.52%-496.67%731.20%-328.44%196.68%-141.01%206.99%-52.08%

Growth

Compounded Sales Growth
10 Years:57%
5 Years:%
3 Years:334%
TTM:50%
Compounded Profit Growth
10 Years:13%
5 Years:-32%
3 Years:37%
TTM:67%
Stock Price CAGR
10 Years:25%
5 Years:85%
3 Years:104%
1 Year:19%
Return on Equity
10 Years:-9%
5 Years:-32%
3 Years:-31%
Last Year:25%

Last Updated: July 17, 2024, 4:55 pm

Balance Sheet

Last Updated: July 10, 2024, 11:51 pm

MonthMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
Equity Capital3.513.513.453.453.453.453.453.453.453.453.453.44
Reserves-1.61-1.68-1.91-2.01-2.16-3.13-2.30-2.67-2.84-3.15-3.10-2.97
Borrowings2.652.632.632.632.632.630.721.010.48-0.000.110.12
Other Liabilities0.030.050.030.030.040.020.020.140.05-0.000.040.46
Total Liabilities4.584.514.204.103.962.971.891.931.140.300.501.05
Fixed Assets0.120.090.060.060.050.040.020.020.020.020.030.03
CWIP-0.00-0.00-0.00-0.00-0.00-0.00-0.00-0.00-0.00-0.00-0.00-0.00
Investments3.693.693.613.613.612.651.861.861.03-0.00-0.00-0.00
Other Assets0.770.730.530.430.300.280.010.050.090.280.471.02
Total Assets4.584.514.204.103.962.971.891.931.140.300.501.05

Reserves and Borrowings Chart

Cash Flow

MonthMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
Cash from Operating Activity -0.10-0.19-0.170.12-0.17-0.110.03-0.31-0.21-0.44-0.14-0.12
Cash from Investing Activity 0.000.000.120.000.000.160.920.140.861.24-0.010.00
Cash from Financing Activity 0.00-0.010.000.000.000.00-1.030.17-0.65-0.530.11-0.08
Net Cash Flow-0.10-0.20-0.060.12-0.170.05-0.070.000.000.27-0.04-0.20

Free Cash Flow

MonthMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
Free Cash Flow-2.73-2.68-2.84-2.73-2.77-2.74-0.89-1.25-0.55-0.49-0.29-0.18

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
Debtor Days0.000.000.000.000.000.0040.5614.1030.17
Inventory Days0.000.001.6310.53
Days Payable-3.2722.56
Cash Conversion Cycle0.000.000.000.000.000.0040.5618.9918.14
Working Capital Days1,128.182,235.6276.84365.002,676.671,034.17121.6714.1025.72
ROCE %-2.17%-1.55%-5.56%-2.43%-3.50%-3.49%31.54%-13.11%-4.17%-69.06%21.05%

Financial Efficiency Indicators Chart

Share Holding Pattern

MonthJun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024
Promoters47.34%47.34%47.34%48.28%48.28%48.28%48.28%48.28%48.28%48.28%48.28%49.32%
Public52.66%52.66%52.66%51.72%51.72%51.72%51.72%51.72%51.72%51.72%51.72%50.68%
No. of Shareholders1,6851,6821,7001,6751,6671,6651,6561,6501,6401,8081,9072,000

Shareholding Pattern Chart

No. of Shareholders

This stock is not held by any mutual fund

ROCE Trend

EPS Trend

Key Financial Ratios

MonthMar 14Mar 13Mar 12Mar 11Mar 10
FaceValue10.0010.0010.0010.0010.00
Basic EPS (Rs.)-0.18-0.29-0.26-1.16-3.16
Diluted EPS (Rs.)-0.18-0.29-0.26-1.16-3.16
Cash EPS (Rs.)-0.11-0.22-0.19-1.09-3.10
Book Value[Excl.RevalReserv]/Share (Rs.)5.245.425.715.977.08
Book Value[Incl.RevalReserv]/Share (Rs.)5.245.425.715.977.08
Revenue From Operations / Share (Rs.)0.210.300.370.490.25
PBDIT / Share (Rs.)-0.12-0.23-0.20-1.10-2.01
PBIT / Share (Rs.)-0.19-0.30-0.26-1.16-2.08
PBT / Share (Rs.)-0.19-0.30-0.26-1.16-3.17
Net Profit / Share (Rs.)-0.17-0.29-0.26-1.16-3.17
NP After MI And SOA / Share (Rs.)-0.17-0.29-0.26-1.16-3.16
PBDIT Margin (%)-61.47-78.80-53.65-221.33-776.20
PBIT Margin (%)-91.91-99.97-70.74-234.58-801.40
PBT Margin (%)-91.91-99.97-70.74-234.58-1224.12
Net Profit Margin (%)-84.15-96.85-70.30-233.93-1221.25
NP After MI And SOA Margin (%)-84.15-96.85-70.30-233.93-1220.35
Return on Networth / Equity (%)-3.38-5.41-4.61-19.37-44.67
Return on Capital Employeed (%)-1.51-2.33-2.00-8.58-14.04
Return On Assets (%)-1.37-2.25-1.98-8.51-21.22
Long Term Debt / Equity (X)1.431.381.311.251.08
Total Debt / Equity (X)1.431.381.311.251.08
Asset Turnover Ratio (%)0.010.020.020.030.01
Current Ratio (X)15.6641.1736.2731.3932.78
Quick Ratio (X)10.0226.4123.6121.1026.17
Interest Coverage Ratio (X)0.000.000.000.00-1.84
Interest Coverage Ratio (Post Tax) (X)0.000.000.000.00-1.89
Enterprise Value (Cr.)2.932.982.903.913.21
EV / Net Operating Revenue (X)39.6728.0222.0222.5335.91
EV / EBITDA (X)-64.53-35.55-41.05-10.18-4.63
MarketCap / Net Operating Revenue (X)6.746.575.6010.1111.53
Price / BV (X)0.270.360.360.830.42
Price / Net Operating Revenue (X)6.766.595.6110.1211.54
EarningsYield-0.12-0.14-0.12-0.23-1.06

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Fair Value

Fair Value: 27.78

Calculation basis:

  • Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

Undervalued: 18.74% compared to the current price 23.4

Intrinsic Value: 32.85

Calculation basis:

  • Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
  • EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators along with EPS growth.

Undervalued: 40.38% compared to the current price 23.4

Last 5 Year EPS CAGR: 18.23%

*Investments are subject to market risks

Strength and Weakness

StrengthWeakness
    1. The stock has a low average ROCE of -4.37%, which may not be favorable.
    2. The stock has a high average Working Capital Days of 50.78, which may not be favorable.
    3. The stock has a high average Cash Conversion Cycle of 6.47, which may not be favorable.
    4. The company has higher borrowings (1.52) compared to reserves (-2.46), which may suggest financial risk.
    5. The company has not shown consistent growth in sales (1.08) and profit (-0.12).

    Stock Analysis

    • Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Agarwal Fortune India Ltd:
      1. Net Profit Margin: -84.15%
        • Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
      2. ROCE: -1.51% (Industry Average ROCE: %)
        • ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
      3. ROE%: -3.38% (Industry Average ROE: %)
        • ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
      4. Interest Coverage Ratio (Post Tax): 0.00
        • Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
      5. Quick Ratio: 10.02
        • Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
      6. Stock P/E: 82.3 (Industry average Stock P/E: )
        • Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
      7. ✗ Total Debt / Equity: 1.43
        • Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
      The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
      Stock Rating:

    About the Company

    Agarwal Fortune India Ltd. is a Public Limited Listed company incorporated on 15/02/1993 and has its registered office in the State of Madhya Pradesh, India. Company’s Corporate Identification Number(CIN) is L74110RJ1993PLC085542 and registration number is 007522. Currently Company is involved in the business activities of Financial Leasing. Company’s Total Operating Revenue is Rs. 0.00 Cr. and Equity Capital is Rs. 3.45 Cr. for the Year ended 31/03/2022.
    INDUSTRYADDRESSCONTACT
    Glass & Glass ProductsS-9-A, 2nd Floor, Sagar Ratna, Jaipur Madhya Pradesh 302019dlflindore@gmail.com
    http://www.agarwalfortune.com
    Management
    NamePosition Held
    Mr. Mahesh Kumar AgarwalManaging Director
    Mrs. Sharda AgarwalNon Executive Woman Director
    Mrs. Archana GuptaInd. Non-Executive Director
    Mrs. Neha SainiInd. Non-Executive Director

    FAQ

    What is the latest fair value of Agarwal Fortune India Ltd?

    The latest fair value of Agarwal Fortune India Ltd is ₹27.78.

    What is the Market Cap of Agarwal Fortune India Ltd?

    The Market Cap of Agarwal Fortune India Ltd is 8.23 Cr..

    What is the current Stock Price of Agarwal Fortune India Ltd as on 19 July 2024?

    The current stock price of Agarwal Fortune India Ltd as on 19 July 2024 is 23.4.

    What is the High / Low of Agarwal Fortune India Ltd stocks in FY 2024?

    In FY 2024, the High / Low of Agarwal Fortune India Ltd stocks is 44.6/17.5.

    What is the Stock P/E of Agarwal Fortune India Ltd?

    The Stock P/E of Agarwal Fortune India Ltd is 82.3.

    What is the Book Value of Agarwal Fortune India Ltd?

    The Book Value of Agarwal Fortune India Ltd is 1.34.

    What is the Dividend Yield of Agarwal Fortune India Ltd?

    The Dividend Yield of Agarwal Fortune India Ltd is 0.00 %.

    What is the ROCE of Agarwal Fortune India Ltd?

    The ROCE of Agarwal Fortune India Ltd is 19.2 %.

    What is the ROE of Agarwal Fortune India Ltd?

    The ROE of Agarwal Fortune India Ltd is 24.7 %.

    What is the Face Value of Agarwal Fortune India Ltd?

    The Face Value of Agarwal Fortune India Ltd is 10.0.

    About the Author

    Author Avatar
    Getaka

    Getaka, CFA, a financial analyst with 15 years of experience in the industry. Getaka holds an MBA degree and the Chartered Financial Analyst designation, demonstrating his profound understanding of financial analysis and investment management. Throughout his career, he has conducted numerous financial analyses and due diligence processes for companies in the industry, and has a strong track record of identifying key trends and opportunities. He leverages his expertise to deliver a thorough financial analysis of a company, encompassing its financial performance, key ratios, future prospects, and risks. Getaka is committed to providing accurate, reliable, and trustworthy information to help readers make informed decisions about their finances and investments.

    Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in Agarwal Fortune India Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE