Anand Rathi Wealth Ltd: Intrinsic Value & Share Price Analysis

Share Price and Basic Stock Data

Last Updated: June 7, 2025, 3:11 am

Market Cap	16,423 Cr.
Current Price	1,978
High / Low	2,323/1,586
Stock P/E	55.6
Book Value	84.7
Dividend Yield	0.53 %
ROCE	54.0 %
ROE	42.7 %
Face Value	5.00
PEG Ratio	1.60

Stock P/E, Current Price, and Intrinsic Value Over Time

Stock P/E Current Price Intrinsic Value

View Share Price Target for Anand Rathi Wealth Ltd

Competitors of Anand Rathi Wealth Ltd

Stock Name ⇩	Market Cap ⇩	Current Price ⇩	High / Low ⇩	Stock P/E ⇩	Book Value ⇩	Dividend Yield ⇩	ROCE ⇩	ROE ⇩	Face Value ⇩
MKVentures Capital Ltd	607 Cr.	1,580	2,595/1,151	64.7	267	0.06 %	16.5 %	9.56 %	10.0
Modern Shares & Stockbrokers Ltd	14.1 Cr.	48.0	69.4/36.4	64.0	43.5	0.00 %	3.32 %	1.74 %	10.0
Monarch Networth Capital Ltd	2,547 Cr.	324	501/251	17.1	102	0.15 %	33.3 %	26.1 %	10.0
Monotype India Ltd	49.9 Cr.	0.71	2.42/0.66	3.97	0.02	0.00 %	286 %	%	1.00
Multipurpose Trading & Agencies Ltd	5.50 Cr.	11.1	13.3/7.93	32.4	10.3	0.00 %	4.44 %	3.91 %	10.0
Industry Average	6,585.94 Cr	1,404.41		82.03	3,710.54	0.33%	19.34%	13.13%	7.42

All Competitor Stocks of Anand Rathi Wealth Ltd

Quarterly Result

Metric	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025
Sales	109	128	132	133	137	168	175	175	177	229	234	228	213
Expenses	64	73	72	72	78	96	100	97	106	133	132	124	125
Operating Profit	45	55	59	61	59	71	75	78	71	96	102	104	89
OPM %	41%	43%	45%	46%	43%	43%	43%	44%	40%	42%	44%	46%	42%
Other Income	1	1	1	2	3	3	6	4	12	7	6	6	18
Interest	1	1	1	1	1	1	2	2	2	1	3	4	4
Depreciation	2	3	3	3	3	3	3	4	4	4	5	5	6
Profit before tax	43	53	57	58	59	70	76	76	77	97	101	102	98
Tax %	22%	25%	25%	26%	26%	25%	26%	26%	28%	26%	25%	26%	26%
Net Profit	34	39	43	43	43	52	57	57	56	72	75	76	72
EPS in Rs	4.09	4.74	5.11	5.14	5.18	6.28	6.78	6.82	6.63	8.71	9.04	9.12	8.72

Last Updated: May 31, 2025, 7:01 am

Below is a detailed analysis of the quarterly data for Anand Rathi Wealth Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:

For Sales, as of Mar 2025, the value is 213.00 Cr.. The value appears to be declining and may need further review. It has decreased from 228.00 Cr. (Dec 2024) to 213.00 Cr., marking a decrease of 15.00 Cr..
For Expenses, as of Mar 2025, the value is 125.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 124.00 Cr. (Dec 2024) to 125.00 Cr., marking an increase of 1.00 Cr..
For Operating Profit, as of Mar 2025, the value is 89.00 Cr.. The value appears to be declining and may need further review. It has decreased from 104.00 Cr. (Dec 2024) to 89.00 Cr., marking a decrease of 15.00 Cr..
For OPM %, as of Mar 2025, the value is 42.00%. The value appears to be declining and may need further review. It has decreased from 46.00% (Dec 2024) to 42.00%, marking a decrease of 4.00%.
For Other Income, as of Mar 2025, the value is 18.00 Cr.. The value appears strong and on an upward trend. It has increased from 6.00 Cr. (Dec 2024) to 18.00 Cr., marking an increase of 12.00 Cr..
For Interest, as of Mar 2025, the value is 4.00 Cr.. The value remains steady. There is no change compared to the previous period (Dec 2024) which recorded 4.00 Cr..
For Depreciation, as of Mar 2025, the value is 6.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 5.00 Cr. (Dec 2024) to 6.00 Cr., marking an increase of 1.00 Cr..
For Profit before tax, as of Mar 2025, the value is 98.00 Cr.. The value appears to be declining and may need further review. It has decreased from 102.00 Cr. (Dec 2024) to 98.00 Cr., marking a decrease of 4.00 Cr..
For Tax %, as of Mar 2025, the value is 26.00%. The value remains steady. There is no change compared to the previous period (Dec 2024) which recorded 26.00%.
For Net Profit, as of Mar 2025, the value is 72.00 Cr.. The value appears to be declining and may need further review. It has decreased from 76.00 Cr. (Dec 2024) to 72.00 Cr., marking a decrease of 4.00 Cr..
For EPS in Rs, as of Mar 2025, the value is 8.72. The value appears to be declining and may need further review. It has decreased from 9.12 (Dec 2024) to 8.72, marking a decrease of 0.40.

Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: May 15, 2025, 4:30 am

Metric	Mar 2016	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Sales	1	214	275	327	260	408	538	720	943
Expenses	1	136	180	213	185	230	296	400	514
Operating Profit	0	78	95	114	75	178	242	320	429
OPM %	26%	36%	35%	35%	29%	44%	45%	44%	45%
Other Income	0	6	6	1	2	1	0	0	1
Interest	0	9	3	3	3	2	4	6	11
Depreciation	0	4	4	16	12	11	12	14	20
Profit before tax	0	71	94	96	62	166	226	300	398
Tax %	21%	29%	30%	26%	29%	24%	26%	26%	26%
Net Profit	0	50	65	71	44	125	168	221	295
EPS in Rs	4.00	18.71	12.11	13.18	8.03	15.08	20.17	26.46	35.58
Dividend Payout %	0%	0%	0%	0%	31%	36%	30%	26%	39%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year	2018-2019	2019-2020	2020-2021	2021-2022	2022-2023	2023-2024	2024-2025
YoY Net Profit Growth (%)	30.00%	9.23%	-38.03%	184.09%	34.40%	31.55%	33.48%
Change in YoY Net Profit Growth (%)	0.00%	-20.77%	-47.26%	222.12%	-149.69%	-2.85%	1.94%

Anand Rathi Wealth Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 7 years from 2018-2019 to 2024-2025.

Growth

Compounded Sales Growth
10 Years:	%
5 Years:	24%
3 Years:	32%
TTM:	31%

Compounded Profit Growth
10 Years:	%
5 Years:	33%
3 Years:	33%
TTM:	33%

Stock Price CAGR
10 Years:	%
5 Years:	%
3 Years:	82%
1 Year:	1%

Return on Equity
10 Years:	%
5 Years:	37%
3 Years:	40%
Last Year:	43%

Last Updated: Unknown

Balance Sheet

Last Updated: April 13, 2025, 2:21 pm

Month	Mar 2016	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Equity Capital	0.19	13	13	14	14	21	21	21	42
Reserves	6	76	141	212	266	360	484	661	661
Borrowings	0	1	1	42	33	39	36	51	79
Other Liabilities	0	79	58	162	49	82	102	160	187
Total Liabilities	7	169	213	429	362	501	644	894	969
Fixed Assets	0	9	9	32	20	93	110	131	172
CWIP	0	0	0	65	69	0	0	1	0
Investments	4	62	129	193	194	193	195	202	320
Other Assets	3	98	75	139	79	215	338	559	477
Total Assets	7	169	213	429	362	501	644	894	969

Below is a detailed analysis of the balance sheet data for Anand Rathi Wealth Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:

For Equity Capital, as of Mar 2025, the value is 42.00 Cr.. The value appears strong and on an upward trend. It has increased from 21.00 Cr. (Mar 2024) to 42.00 Cr., marking an increase of 21.00 Cr..
For Reserves, as of Mar 2025, the value is 661.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 661.00 Cr..
For Borrowings, as of Mar 2025, the value is 79.00 Cr.. The value appears to be increasing, which may not be favorable. Additionally, since Reserves exceed Borrowings, this is considered a positive sign. It has increased from 51.00 Cr. (Mar 2024) to 79.00 Cr., marking an increase of 28.00 Cr..
For Other Liabilities, as of Mar 2025, the value is 187.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 160.00 Cr. (Mar 2024) to 187.00 Cr., marking an increase of 27.00 Cr..
For Total Liabilities, as of Mar 2025, the value is 969.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 894.00 Cr. (Mar 2024) to 969.00 Cr., marking an increase of 75.00 Cr..
For Fixed Assets, as of Mar 2025, the value is 172.00 Cr.. The value appears strong and on an upward trend. It has increased from 131.00 Cr. (Mar 2024) to 172.00 Cr., marking an increase of 41.00 Cr..
For CWIP, as of Mar 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 1.00 Cr. (Mar 2024) to 0.00 Cr., marking a decrease of 1.00 Cr..
For Investments, as of Mar 2025, the value is 320.00 Cr.. The value appears strong and on an upward trend. It has increased from 202.00 Cr. (Mar 2024) to 320.00 Cr., marking an increase of 118.00 Cr..
For Other Assets, as of Mar 2025, the value is 477.00 Cr.. The value appears to be declining and may need further review. It has decreased from 559.00 Cr. (Mar 2024) to 477.00 Cr., marking a decrease of 82.00 Cr..
For Total Assets, as of Mar 2025, the value is 969.00 Cr.. The value appears strong and on an upward trend. It has increased from 894.00 Cr. (Mar 2024) to 969.00 Cr., marking an increase of 75.00 Cr..

Notably, the Reserves (661.00 Cr.) exceed the Borrowings (79.00 Cr.), indicating a solid financial buffer.

Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.

Reserves and Borrowings Chart

Cash Flow

Month	Mar 2016	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Cash from Operating Activity +	0	97	57	143	-24	147	109	267	352
Cash from Investing Activity +	0	-91	-43	-156	52	-79	-44	-233	-67
Cash from Financing Activity +	0	-7	-3	28	-17	-49	-64	-72	-282
Net Cash Flow	0	-2	11	15	12	19	0	-37	3

Free Cash Flow

Month	Mar 2016	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Free Cash Flow	0.00	77.00	94.00	72.00	42.00	139.00	206.00	269.00	350.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

Month	Mar 2016	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Debtor Days	248	18	12	9	14	13	11	14
Inventory Days
Days Payable
Cash Conversion Cycle	248	18	12	9	14	13	11	14
Working Capital Days	816	22	-36	-48	-24	26	100	192
ROCE %			79%	47%	22%	46%	48%	48%

Financial Efficiency Indicators Chart

Share Holding Pattern

Month	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024
Promoters	48.82%	48.82%	48.82%	48.74%	48.74%	48.74%	48.75%	48.69%	48.20%	48.02%	48.09%
FIIs	1.03%	1.02%	0.90%	0.84%	0.81%	1.71%	2.11%	1.84%	3.01%	4.86%	5.02%
DIIs	11.08%	10.02%	11.32%	11.41%	11.82%	9.99%	9.72%	10.26%	9.16%	8.78%	8.32%
Public	39.07%	40.14%	38.95%	39.01%	38.63%	39.56%	39.42%	39.21%	39.64%	38.35%	38.56%
No. of Shareholders	57,939	45,437	41,960	39,028	36,831	35,643	35,821	37,141	44,369	44,307	68,256

Shareholding Pattern Chart

No. of Shareholders

Mutual Fund Holdings

Fund Name	No of Shares	AUM (%)	Amount Invested (Cr)	Previous Number of Shares	Previous Date	Percentage Change
Quant Small Cap Fund	764,197	1.49	233.71	764,197	2025-04-22 15:56:51	0%
SBI Small Cap Fund	555,578	0.68	169.91	555,578	2025-04-22 14:12:24	0%
DSP Small Cap Fund	423,370	0.93	129.48	423,370	2025-04-22 15:56:51	0%
Canara Robeco Small Cap Fund	412,771	1.32	126.24	412,771	2025-04-22 15:56:51	0%
Invesco India Multicap Fund	233,796	2.28	71.5	233,796	2025-04-22 15:56:51	0%
ICICI Prudential Banking and Financial Services	225,120	0.94	68.85	225,120	2025-04-22 15:56:51	0%
Quant Flexi Cap Fund	225,000	1.94	68.81	225,000	2025-04-22 15:56:51	0%
Franklin India Smaller Companies Fund	220,481	0.57	67.43	220,481	2025-04-22 15:56:51	0%
Invesco India ELSS Tax Saver Fund	182,065	2.21	55.68	182,065	2025-04-22 15:56:51	0%
Invesco India Smallcap Fund	125,514	1.05	38.39	125,514	2025-04-22 15:56:51	0%

ROCE Trend

EPS Trend

Key Financial Ratios

Month	Mar 24	Mar 23	Mar 22	Mar 21
FaceValue	5.00	5.00	5.00	5.00
Basic EPS (Rs.)	54.10	40.46	30.49	10.87
Diluted EPS (Rs.)	54.03	40.28	30.36	10.74
Cash EPS (Rs.)	58.62	44.43	34.23	22.66
Book Value[Excl.RevalReserv]/Share (Rs.)	158.16	115.16	85.38	92.02
Book Value[Incl.RevalReserv]/Share (Rs.)	158.16	115.16	85.38	92.02
Revenue From Operations / Share (Rs.)	173.17	131.60	100.32	96.44
PBDIT / Share (Rs.)	79.24	59.59	44.54	30.35
PBIT / Share (Rs.)	74.61	55.61	40.77	23.91
PBT / Share (Rs.)	73.06	54.67	40.29	22.86
Net Profit / Share (Rs.)	53.99	40.44	30.47	16.22
NP After MI And SOA / Share (Rs.)	53.78	40.40	30.45	16.22
PBDIT Margin (%)	45.75	45.28	44.39	31.47
PBIT Margin (%)	43.08	42.25	40.64	24.78
PBT Margin (%)	42.19	41.53	40.16	23.69
Net Profit Margin (%)	31.17	30.73	30.37	16.81
NP After MI And SOA Margin (%)	31.05	30.69	30.35	16.81
Return on Networth / Equity (%)	34.67	35.96	36.87	18.46
Return on Capital Employeed (%)	44.38	45.75	44.35	23.02
Return On Assets (%)	25.57	26.98	26.39	13.13
Long Term Debt / Equity (X)	0.00	0.01	0.04	0.10
Total Debt / Equity (X)	0.01	0.03	0.07	0.13
Asset Turnover Ratio (%)	0.96	0.99	1.02	0.00
Current Ratio (X)	3.45	2.96	2.06	1.74
Quick Ratio (X)	3.45	2.96	2.06	1.74
Dividend Payout Ratio (NP) (%)	22.24	27.23	21.89	15.41
Dividend Payout Ratio (CP) (%)	20.48	24.78	19.48	11.03
Earning Retention Ratio (%)	77.76	72.77	78.11	84.59
Cash Earning Retention Ratio (%)	79.52	75.22	80.52	88.97
Interest Coverage Ratio (X)	51.25	63.15	91.82	28.90
Interest Coverage Ratio (Post Tax) (X)	35.92	43.76	63.82	16.44
Enterprise Value (Cr.)	15428.74	3334.42	2471.23	0.00
EV / Net Operating Revenue (X)	21.30	6.08	5.92	0.00
EV / EBITDA (X)	46.55	13.42	13.33	0.00
MarketCap / Net Operating Revenue (X)	21.32	6.13	6.04	0.00
Retention Ratios (%)	77.75	72.76	78.10	84.58
Price / BV (X)	23.80	7.19	7.34	0.00
Price / Net Operating Revenue (X)	21.32	6.13	6.04	0.00
EarningsYield	0.01	0.05	0.05	0.00

After reviewing the key financial ratios for Anand Rathi Wealth Ltd, here is a detailed analysis based on the latest available data and recent trends:

For FaceValue, as of Mar 24, the value is 5.00. This value is within the healthy range. There is no change compared to the previous period (Mar 23) which recorded 5.00.
For Basic EPS (Rs.), as of Mar 24, the value is 54.10. This value is within the healthy range. It has increased from 40.46 (Mar 23) to 54.10, marking an increase of 13.64.
For Diluted EPS (Rs.), as of Mar 24, the value is 54.03. This value is within the healthy range. It has increased from 40.28 (Mar 23) to 54.03, marking an increase of 13.75.
For Cash EPS (Rs.), as of Mar 24, the value is 58.62. This value is within the healthy range. It has increased from 44.43 (Mar 23) to 58.62, marking an increase of 14.19.
For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 158.16. It has increased from 115.16 (Mar 23) to 158.16, marking an increase of 43.00.
For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 158.16. It has increased from 115.16 (Mar 23) to 158.16, marking an increase of 43.00.
For Revenue From Operations / Share (Rs.), as of Mar 24, the value is 173.17. It has increased from 131.60 (Mar 23) to 173.17, marking an increase of 41.57.
For PBDIT / Share (Rs.), as of Mar 24, the value is 79.24. This value is within the healthy range. It has increased from 59.59 (Mar 23) to 79.24, marking an increase of 19.65.
For PBIT / Share (Rs.), as of Mar 24, the value is 74.61. This value is within the healthy range. It has increased from 55.61 (Mar 23) to 74.61, marking an increase of 19.00.
For PBT / Share (Rs.), as of Mar 24, the value is 73.06. This value is within the healthy range. It has increased from 54.67 (Mar 23) to 73.06, marking an increase of 18.39.
For Net Profit / Share (Rs.), as of Mar 24, the value is 53.99. This value is within the healthy range. It has increased from 40.44 (Mar 23) to 53.99, marking an increase of 13.55.
For NP After MI And SOA / Share (Rs.), as of Mar 24, the value is 53.78. This value is within the healthy range. It has increased from 40.40 (Mar 23) to 53.78, marking an increase of 13.38.
For PBDIT Margin (%), as of Mar 24, the value is 45.75. This value is within the healthy range. It has increased from 45.28 (Mar 23) to 45.75, marking an increase of 0.47.
For PBIT Margin (%), as of Mar 24, the value is 43.08. This value exceeds the healthy maximum of 20. It has increased from 42.25 (Mar 23) to 43.08, marking an increase of 0.83.
For PBT Margin (%), as of Mar 24, the value is 42.19. This value is within the healthy range. It has increased from 41.53 (Mar 23) to 42.19, marking an increase of 0.66.
For Net Profit Margin (%), as of Mar 24, the value is 31.17. This value exceeds the healthy maximum of 10. It has increased from 30.73 (Mar 23) to 31.17, marking an increase of 0.44.
For NP After MI And SOA Margin (%), as of Mar 24, the value is 31.05. This value exceeds the healthy maximum of 20. It has increased from 30.69 (Mar 23) to 31.05, marking an increase of 0.36.
For Return on Networth / Equity (%), as of Mar 24, the value is 34.67. This value is within the healthy range. It has decreased from 35.96 (Mar 23) to 34.67, marking a decrease of 1.29.
For Return on Capital Employeed (%), as of Mar 24, the value is 44.38. This value is within the healthy range. It has decreased from 45.75 (Mar 23) to 44.38, marking a decrease of 1.37.
For Return On Assets (%), as of Mar 24, the value is 25.57. This value is within the healthy range. It has decreased from 26.98 (Mar 23) to 25.57, marking a decrease of 1.41.
For Long Term Debt / Equity (X), as of Mar 24, the value is 0.00. This value is below the healthy minimum of 0.2. It has decreased from 0.01 (Mar 23) to 0.00, marking a decrease of 0.01.
For Total Debt / Equity (X), as of Mar 24, the value is 0.01. This value is within the healthy range. It has decreased from 0.03 (Mar 23) to 0.01, marking a decrease of 0.02.
For Asset Turnover Ratio (%), as of Mar 24, the value is 0.96. It has decreased from 0.99 (Mar 23) to 0.96, marking a decrease of 0.03.
For Current Ratio (X), as of Mar 24, the value is 3.45. This value exceeds the healthy maximum of 3. It has increased from 2.96 (Mar 23) to 3.45, marking an increase of 0.49.
For Quick Ratio (X), as of Mar 24, the value is 3.45. This value exceeds the healthy maximum of 2. It has increased from 2.96 (Mar 23) to 3.45, marking an increase of 0.49.
For Dividend Payout Ratio (NP) (%), as of Mar 24, the value is 22.24. This value is within the healthy range. It has decreased from 27.23 (Mar 23) to 22.24, marking a decrease of 4.99.
For Dividend Payout Ratio (CP) (%), as of Mar 24, the value is 20.48. This value is within the healthy range. It has decreased from 24.78 (Mar 23) to 20.48, marking a decrease of 4.30.
For Earning Retention Ratio (%), as of Mar 24, the value is 77.76. This value exceeds the healthy maximum of 70. It has increased from 72.77 (Mar 23) to 77.76, marking an increase of 4.99.
For Cash Earning Retention Ratio (%), as of Mar 24, the value is 79.52. This value exceeds the healthy maximum of 70. It has increased from 75.22 (Mar 23) to 79.52, marking an increase of 4.30.
For Interest Coverage Ratio (X), as of Mar 24, the value is 51.25. This value is within the healthy range. It has decreased from 63.15 (Mar 23) to 51.25, marking a decrease of 11.90.
For Interest Coverage Ratio (Post Tax) (X), as of Mar 24, the value is 35.92. This value is within the healthy range. It has decreased from 43.76 (Mar 23) to 35.92, marking a decrease of 7.84.
For Enterprise Value (Cr.), as of Mar 24, the value is 15,428.74. It has increased from 3,334.42 (Mar 23) to 15,428.74, marking an increase of 12,094.32.
For EV / Net Operating Revenue (X), as of Mar 24, the value is 21.30. This value exceeds the healthy maximum of 3. It has increased from 6.08 (Mar 23) to 21.30, marking an increase of 15.22.
For EV / EBITDA (X), as of Mar 24, the value is 46.55. This value exceeds the healthy maximum of 15. It has increased from 13.42 (Mar 23) to 46.55, marking an increase of 33.13.
For MarketCap / Net Operating Revenue (X), as of Mar 24, the value is 21.32. This value exceeds the healthy maximum of 3. It has increased from 6.13 (Mar 23) to 21.32, marking an increase of 15.19.
For Retention Ratios (%), as of Mar 24, the value is 77.75. This value exceeds the healthy maximum of 70. It has increased from 72.76 (Mar 23) to 77.75, marking an increase of 4.99.
For Price / BV (X), as of Mar 24, the value is 23.80. This value exceeds the healthy maximum of 3. It has increased from 7.19 (Mar 23) to 23.80, marking an increase of 16.61.
For Price / Net Operating Revenue (X), as of Mar 24, the value is 21.32. This value exceeds the healthy maximum of 3. It has increased from 6.13 (Mar 23) to 21.32, marking an increase of 15.19.
For EarningsYield, as of Mar 24, the value is 0.01. This value is below the healthy minimum of 5. It has decreased from 0.05 (Mar 23) to 0.01, marking a decrease of 0.04.

Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Fair Value

Fair Value of Anand Rathi Wealth Ltd as of June 7, 2025 is: 1,617.23

Calculation basis:

Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

As of June 7, 2025, Anand Rathi Wealth Ltd is Overvalued by 18.24% compared to the current share price 1,978.00

Intrinsic Value of Anand Rathi Wealth Ltd as of June 7, 2025 is: 2,178.06

Calculation basis:

Intrinsic value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.

As of June 7, 2025, Anand Rathi Wealth Ltd is Undervalued by 10.11% compared to the current share price 1,978.00

Last 5 Year EPS CAGR: 34.68%

*Investments are subject to market risks

Strength and Weakness

Strength	Weakness
The stock has a high average ROCE of 36.25%, which is a positive sign. The company has higher reserves (318.56 cr) compared to borrowings (31.33 cr), indicating strong financial stability. The company has shown consistent growth in sales (409.56 cr) and profit (157.00 cr) over the years.	The stock has a high average Working Capital Days of 131.00, which may not be favorable. The stock has a high average Cash Conversion Cycle of 42.38, which may not be favorable.

Stock Analysis

Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Anand Rathi Wealth Ltd:
1. Net Profit Margin: 31.17%
  - Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
2. ROCE: 44.38% (Industry Average ROCE: 19.34%)
  - ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
3. ROE%: 34.67% (Industry Average ROE: 13.13%)
  - ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
4. Interest Coverage Ratio (Post Tax): 35.92
  - Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
5. Quick Ratio: 3.45
  - Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
6. Stock P/E: 55.6 (Industry average Stock P/E: 82.03)
  - Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
7. Total Debt / Equity: 0.01
  - Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
Stock Rating:

About the Company - Qualitative Analysis

Anand Rathi Wealth Ltd. is a Public Limited Listed company incorporated on 22/03/1995 and has its registered office in the State of Maharashtra, India. Company's Corporate Identification Number(CIN) is L67120MH1995PLC086696 and registration number is 086696. Currently Company is involved in the business activities of Other financial service activities, except insurance and pension funding activities. Company's Total Operating Revenue is Rs. 905.07 Cr. and Equity Capital is Rs. 41.51 Cr. for the Year ended 31/03/2025.

INDUSTRY	ADDRESS	CONTACT
Finance & Investments	Express Zone, A Wing, 10th Floor, Mumbai Maharashtra 400063	csarwsl@rathi.com https://anandrathiwealth.in

Management
Name	Position Held
Mr. Anand Rathi	Chairman & Non-Exe.Director
Mr. Pradeep Navratan Gupta	Non Executive Director
Mr. Rakesh Rawal	WholeTime Director & CEO
Mr. Mohan Vasant Tanksale	Independent Director
Mr. Ramesh Chandak	Independent Director
Mr. Kishan Gopal Somani	Independent Director
Mrs. Sudha Pravin Navandar	Independent Director

FAQ

What is the intrinsic value of Anand Rathi Wealth Ltd?

Anand Rathi Wealth Ltd's intrinsic value (as of 06 June 2025) is ₹1617.23 — 18.24% lower the current market price of 1,978.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 16,423 Cr. market cap, FY2025-2026 high/low of ₹2,323/1,586, reserves of 661 Cr, and liabilities of 969 Cr.

What is the Market Cap of Anand Rathi Wealth Ltd?

The Market Cap of Anand Rathi Wealth Ltd is 16,423 Cr..

What is the current Stock Price of Anand Rathi Wealth Ltd as on 06 June 2025?

The current stock price of Anand Rathi Wealth Ltd as on 06 June 2025 is 1,978.

What is the High / Low of Anand Rathi Wealth Ltd stocks in FY 2025-2026?

In FY 2025-2026, the High / Low of Anand Rathi Wealth Ltd stocks is ₹2,323/1,586.

What is the Stock P/E of Anand Rathi Wealth Ltd?

The Stock P/E of Anand Rathi Wealth Ltd is 55.6.

What is the Book Value of Anand Rathi Wealth Ltd?

The Book Value of Anand Rathi Wealth Ltd is 84.7.

What is the Dividend Yield of Anand Rathi Wealth Ltd?

The Dividend Yield of Anand Rathi Wealth Ltd is 0.53 %.

What is the ROCE of Anand Rathi Wealth Ltd?

The ROCE of Anand Rathi Wealth Ltd is 54.0 %.

What is the ROE of Anand Rathi Wealth Ltd?

The ROE of Anand Rathi Wealth Ltd is 42.7 %.

What is the Face Value of Anand Rathi Wealth Ltd?

The Face Value of Anand Rathi Wealth Ltd is 5.00.