Share Price and Basic Stock Data
Last Updated: February 2, 2026, 4:57 pm
| PEG Ratio | 0.64 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Balmer Lawrie Investment Ltd, operating in the Non-Banking Financial Company (NBFC) sector, reported a price of ₹70.8 and a market capitalization of ₹1,572 Cr. The company demonstrated a solid revenue trajectory, with sales increasing from ₹2,074 Cr in FY 2022 to ₹2,335 Cr in FY 2023, and further rising to ₹2,373 Cr in FY 2024. The trailing twelve months (TTM) sales stood at ₹2,566 Cr, indicating a consistent growth trend. Quarterly sales figures also reflect this upward momentum, with the latest reported sales of ₹642 Cr in September 2024, slightly down from ₹683 Cr in June 2025 but reflecting a stable performance within a fluctuating market. The company’s operational resilience is evident, as it has managed to maintain a consistent revenue stream despite the challenging macroeconomic environment.
Profitability and Efficiency Metrics
Balmer Lawrie reported a net profit of ₹267 Cr for FY 2025, reflecting a growth from ₹172 Cr in FY 2023 and ₹242 Cr in FY 2024. The company achieved a net profit margin of 7.99% for FY 2025, showcasing effective cost management and operational efficiency. Operating profit margins (OPM) stood at 14.74% for FY 2025, indicating improved profitability compared to previous years, where it fluctuated around 10% to 15%. The interest coverage ratio (ICR) was a robust 14.04x, demonstrating the company’s strong ability to meet its interest obligations. Furthermore, Balmer Lawrie’s return on equity (ROE) was reported at 13.2%, suggesting effective management of shareholder funds, while the return on capital employed (ROCE) was 17.2%, indicating efficient capital utilization.
Balance Sheet Strength and Financial Ratios
Balmer Lawrie’s balance sheet reflects a solid financial foundation, with total assets amounting to ₹3,393 Cr as of September 2025. The company’s reserves stood at ₹1,337 Cr, while borrowings increased to ₹237 Cr, highlighting a relatively low debt level given the total liabilities of ₹1,797 Cr. The debt-to-equity ratio remained low at 0.05, underscoring prudent financial management. The price-to-book value (P/BV) ratio was reported at 1.09x, indicating that the stock is fairly valued relative to its book value. Additionally, the current ratio of 2.49 and quick ratio of 2.22 suggest strong liquidity, positioning the company well to cover short-term obligations. However, the cash conversion cycle (CCC) lengthened to 46 days, which could indicate potential inefficiencies in inventory management and receivables collection.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Balmer Lawrie Investment Ltd reveals a stable ownership structure, with promoters holding 59.67% of the shares. This significant shareholding by promoters indicates a strong alignment of interests between management and shareholders. Foreign Institutional Investors (FIIs) held 1.10% of the shares, showing a modest interest from overseas investors. The public holds a substantial 39.20%, with the total number of shareholders rising to 51,746, reflecting growing investor interest and confidence in the company. However, Domestic Institutional Investors (DIIs) have a negligible stake of just 0.03%, which may suggest a limited domestic institutional interest in this stock. This could be a potential risk factor, as lower institutional backing might affect the stock’s stability in volatile market conditions.
Outlook, Risks, and Final Insight
Looking ahead, Balmer Lawrie Investment Ltd is positioned for continued growth, driven by its strong financial metrics and market position. The company’s profitability ratios and operational efficiency indicate a robust capacity to generate returns on equity and capital employed. However, risks such as rising borrowing costs and potential fluctuations in consumer demand could impact future performance. Additionally, the increasing borrowings could lead to heightened financial leverage, which may pose challenges if not managed prudently. The company must navigate these risks while capitalizing on its strengths, including strong promoter backing and solid liquidity. For investors, Balmer Lawrie presents a compelling case based on its historical performance, but close attention to market dynamics and management strategies will be crucial for assessing future prospects.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 15.3 Cr. | 1.53 | 1.66/1.00 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 | |
| Money Masters Leasing & Finance Ltd | 6.63 Cr. | 0.66 | 5.29/0.62 | 19.5 | 1.57 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 349 Cr. | 53.3 | 125/44.0 | 40.1 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 13.9 Cr. | 15.1 | 25.5/14.8 | 11.5 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 27.5 Cr. | 61.1 | 146/57.6 | 14.9 | 238 | 1.64 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 26,989.42 Cr | 390.01 | 52.44 | 514.98 | 0.24% | 15.81% | 8.84% | 8.50 |
Quarterly Result
| Metric | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 553 | 516 | 610 | 594 | 587 | 587 | 579 | 641 | 642 | 633 | 611 | 683 | 638 |
| Interest | 4 | 5 | 5 | 6 | 5 | 5 | 6 | 6 | 5 | 9 | 6 | 7 | 7 |
| Expenses | 513 | 464 | 556 | 528 | 511 | 511 | 485 | 574 | 569 | 547 | 514 | 598 | 568 |
| Financing Profit | 36 | 47 | 50 | 60 | 72 | 70 | 88 | 60 | 68 | 77 | 91 | 79 | 63 |
| Financing Margin % | 7% | 9% | 8% | 10% | 12% | 12% | 15% | 9% | 11% | 12% | 15% | 12% | 10% |
| Other Income | 24 | 15 | 35 | 24 | 28 | 27 | 30 | 31 | 29 | 22 | 33 | 25 | 27 |
| Depreciation | 14 | 14 | 14 | 15 | 14 | 14 | 15 | 14 | 14 | 15 | 16 | 14 | 16 |
| Profit before tax | 46 | 47 | 70 | 70 | 85 | 83 | 103 | 76 | 82 | 84 | 107 | 89 | 75 |
| Tax % | 24% | 22% | 38% | 18% | 25% | 19% | 27% | 15% | 24% | 24% | 30% | 22% | 24% |
| Net Profit | 35 | 37 | 44 | 57 | 64 | 68 | 75 | 65 | 63 | 64 | 75 | 69 | 57 |
| EPS in Rs | 1.02 | 1.10 | 1.27 | 1.66 | 1.83 | 1.94 | 2.14 | 1.86 | 1.82 | 1.88 | 2.17 | 2.01 | 1.66 |
| Gross NPA % | |||||||||||||
| Net NPA % |
Last Updated: February 2, 2026, 11:46 pm
Below is a detailed analysis of the quarterly data for Balmer Lawrie Investment Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Interest, as of Sep 2025, the value is 7.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 7.00 Cr..
- For Expenses, as of Sep 2025, the value is 568.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 598.00 Cr. (Jun 2025) to 568.00 Cr., marking a decrease of 30.00 Cr..
- For Other Income, as of Sep 2025, the value is 27.00 Cr.. The value appears strong and on an upward trend. It has increased from 25.00 Cr. (Jun 2025) to 27.00 Cr., marking an increase of 2.00 Cr..
- For Depreciation, as of Sep 2025, the value is 16.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 14.00 Cr. (Jun 2025) to 16.00 Cr., marking an increase of 2.00 Cr..
- For Profit before tax, as of Sep 2025, the value is 75.00 Cr.. The value appears to be declining and may need further review. It has decreased from 89.00 Cr. (Jun 2025) to 75.00 Cr., marking a decrease of 14.00 Cr..
- For Tax %, as of Sep 2025, the value is 24.00%. The value appears to be increasing, which may not be favorable. It has increased from 22.00% (Jun 2025) to 24.00%, marking an increase of 2.00%.
- For Net Profit, as of Sep 2025, the value is 57.00 Cr.. The value appears to be declining and may need further review. It has decreased from 69.00 Cr. (Jun 2025) to 57.00 Cr., marking a decrease of 12.00 Cr..
- For EPS in Rs, as of Sep 2025, the value is 1.66. The value appears to be declining and may need further review. It has decreased from 2.01 (Jun 2025) to 1.66, marking a decrease of 0.35.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 4:07 am
| Metric | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|
| Sales | 1,817 | 1,573 | 1,563 | 2,074 | 2,335 | 2,373 | 2,545 | 2,566 |
| Expenses | 1,547 | 1,347 | 1,413 | 1,883 | 2,110 | 2,024 | 2,193 | 2,227 |
| Operating Profit | 270 | 226 | 150 | 191 | 225 | 349 | 352 | 339 |
| OPM % | 15% | 14% | 10% | 9% | 10% | 15% | 14% | 13% |
| Other Income | 58 | 59 | 79 | 65 | 81 | 52 | 85 | 107 |
| Interest | 7 | 15 | 12 | 14 | 18 | 22 | 27 | 29 |
| Depreciation | 30 | 52 | 55 | 57 | 57 | 59 | 60 | 62 |
| Profit before tax | 290 | 218 | 162 | 186 | 232 | 319 | 350 | 356 |
| Tax % | 30% | 26% | 26% | 26% | 26% | 24% | 24% | |
| Net Profit | 202 | 161 | 121 | 137 | 172 | 242 | 267 | 265 |
| EPS in Rs | 5.79 | 4.76 | 3.59 | 3.97 | 5.00 | 6.96 | 7.73 | 7.72 |
| Dividend Payout % | 59% | 79% | 106% | 75% | 66% | 55% | 56% |
YoY Net Profit Growth
| Year | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | -20.30% | -24.84% | 13.22% | 25.55% | 40.70% | 10.33% |
| Change in YoY Net Profit Growth (%) | 0.00% | -4.55% | 38.07% | 12.32% | 15.15% | -30.37% |
Balmer Lawrie Investment Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 6 years from 2019-2020 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 10% |
| 3 Years: | 7% |
| TTM: | 7% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 10% |
| 3 Years: | 26% |
| TTM: | 2% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 14% |
| 5 Years: | 18% |
| 3 Years: | 30% |
| 1 Year: | -3% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | 11% |
| 3 Years: | 12% |
| Last Year: | 13% |
Last Updated: September 5, 2025, 2:36 pm
Balance Sheet
Last Updated: February 1, 2026, 2:25 am
| Month | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|
| Equity Capital | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 |
| Reserves | 1,052 | 1,081 | 1,076 | 1,094 | 1,117 | 1,199 | 1,354 | 1,337 |
| Borrowing | 81 | 122 | 125 | 122 | 121 | 113 | 106 | 237 |
| Other Liabilities | 1,266 | 1,256 | 1,304 | 1,340 | 1,540 | 1,691 | 1,723 | 1,797 |
| Total Liabilities | 2,420 | 2,482 | 2,527 | 2,578 | 2,801 | 3,025 | 3,204 | 3,393 |
| Fixed Assets | 568 | 770 | 767 | 767 | 760 | 751 | 737 | 789 |
| CWIP | 117 | 24 | 32 | 11 | 28 | 52 | 67 | 79 |
| Investments | 325 | 375 | 386 | 436 | 518 | 565 | 632 | 669 |
| Other Assets | 1,410 | 1,313 | 1,341 | 1,364 | 1,495 | 1,657 | 1,769 | 1,855 |
| Total Assets | 2,420 | 2,482 | 2,527 | 2,578 | 2,801 | 3,025 | 3,204 | 3,393 |
Below is a detailed analysis of the balance sheet data for Balmer Lawrie Investment Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 22.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 22.00 Cr..
- For Reserves, as of Sep 2025, the value is 1,337.00 Cr.. The value appears to be declining and may need further review. It has decreased from 1,354.00 Cr. (Mar 2025) to 1,337.00 Cr., marking a decrease of 17.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 1,797.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1,723.00 Cr. (Mar 2025) to 1,797.00 Cr., marking an increase of 74.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 3,393.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 3,204.00 Cr. (Mar 2025) to 3,393.00 Cr., marking an increase of 189.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 789.00 Cr.. The value appears strong and on an upward trend. It has increased from 737.00 Cr. (Mar 2025) to 789.00 Cr., marking an increase of 52.00 Cr..
- For CWIP, as of Sep 2025, the value is 79.00 Cr.. The value appears strong and on an upward trend. It has increased from 67.00 Cr. (Mar 2025) to 79.00 Cr., marking an increase of 12.00 Cr..
- For Investments, as of Sep 2025, the value is 669.00 Cr.. The value appears strong and on an upward trend. It has increased from 632.00 Cr. (Mar 2025) to 669.00 Cr., marking an increase of 37.00 Cr..
- For Other Assets, as of Sep 2025, the value is 1,855.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,769.00 Cr. (Mar 2025) to 1,855.00 Cr., marking an increase of 86.00 Cr..
- For Total Assets, as of Sep 2025, the value is 3,393.00 Cr.. The value appears strong and on an upward trend. It has increased from 3,204.00 Cr. (Mar 2025) to 3,393.00 Cr., marking an increase of 189.00 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|
| Free Cash Flow | 189.00 | 104.00 | 25.00 | 69.00 | 104.00 | 236.00 | 246.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|
| Debtor Days | 56 | 63 | 67 | 55 | 56 | 66 | 69 |
| Inventory Days | 47 | 58 | 58 | 51 | 47 | 47 | 43 |
| Days Payable | 0 | 88 | 99 | 68 | 69 | 75 | 66 |
| Cash Conversion Cycle | 102 | 33 | 27 | 38 | 35 | 37 | 46 |
| Working Capital Days | 42 | 51 | 32 | 51 | 41 | 42 | 62 |
| ROCE % | 13% | 9% | 11% | 13% | 17% | 17% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 1.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 7.73 | 75.68 | 49.98 | 39.88 | 35.92 |
| Diluted EPS (Rs.) | 7.73 | 75.68 | 49.98 | 39.88 | 35.92 |
| Cash EPS (Rs.) | 11.82 | 119.31 | 75.86 | 66.88 | 64.41 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 61.98 | 549.97 | 500.91 | 788.73 | 777.64 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 61.98 | 549.97 | 500.91 | 788.73 | 777.64 |
| Revenue From Operations / Share (Rs.) | 113.81 | 1057.87 | 1048.95 | 928.38 | 692.07 |
| PBDIT / Share (Rs.) | 16.78 | 164.10 | 110.61 | 94.86 | 88.56 |
| PBIT / Share (Rs.) | 14.06 | 137.44 | 85.02 | 69.73 | 63.78 |
| PBT / Share (Rs.) | 12.87 | 127.51 | 76.94 | 63.60 | 58.41 |
| Net Profit / Share (Rs.) | 9.10 | 92.65 | 50.28 | 41.74 | 39.62 |
| NP After MI And SOA / Share (Rs.) | 7.73 | 75.68 | 49.98 | 39.88 | 35.92 |
| PBDIT Margin (%) | 14.74 | 15.51 | 10.54 | 10.21 | 12.79 |
| PBIT Margin (%) | 12.35 | 12.99 | 8.10 | 7.51 | 9.21 |
| PBT Margin (%) | 11.30 | 12.05 | 7.33 | 6.85 | 8.43 |
| Net Profit Margin (%) | 7.99 | 8.75 | 4.79 | 4.49 | 5.72 |
| NP After MI And SOA Margin (%) | 6.79 | 7.15 | 4.76 | 4.29 | 5.18 |
| Return on Networth / Equity (%) | 12.47 | 13.76 | 9.97 | 7.92 | 7.26 |
| Return on Capital Employeed (%) | 12.47 | 13.21 | 8.76 | 7.56 | 7.09 |
| Return On Assets (%) | 5.36 | 5.55 | 3.96 | 3.43 | 3.15 |
| Long Term Debt / Equity (X) | 0.05 | 0.05 | 0.07 | 0.07 | 0.08 |
| Total Debt / Equity (X) | 0.05 | 0.06 | 0.08 | 0.08 | 0.08 |
| Asset Turnover Ratio (%) | 0.81 | 0.80 | 0.86 | 0.05 | 0.06 |
| Current Ratio (X) | 2.49 | 2.29 | 2.29 | 2.54 | 2.51 |
| Quick Ratio (X) | 2.22 | 2.02 | 1.98 | 2.16 | 2.20 |
| Inventory Turnover Ratio (X) | 13.09 | 11.79 | 7.88 | 0.00 | 0.00 |
| Dividend Payout Ratio (NP) (%) | 49.14 | 43.60 | 60.02 | 95.29 | 104.40 |
| Dividend Payout Ratio (CP) (%) | 36.37 | 32.24 | 39.70 | 58.45 | 61.77 |
| Earning Retention Ratio (%) | 50.86 | 56.40 | 39.98 | 4.71 | -4.40 |
| Cash Earning Retention Ratio (%) | 63.63 | 67.76 | 60.30 | 41.55 | 38.23 |
| Interest Coverage Ratio (X) | 14.04 | 16.52 | 13.69 | 15.49 | 16.50 |
| Interest Coverage Ratio (Post Tax) (X) | 8.62 | 10.33 | 7.22 | 7.82 | 8.38 |
| Enterprise Value (Cr.) | 1724.29 | 1534.20 | 1027.01 | 1008.40 | 1085.04 |
| EV / Net Operating Revenue (X) | 0.68 | 0.65 | 0.44 | 0.48 | 0.70 |
| EV / EBITDA (X) | 4.63 | 4.21 | 4.18 | 4.79 | 5.52 |
| MarketCap / Net Operating Revenue (X) | 0.59 | 0.57 | 0.33 | 0.39 | 0.67 |
| Retention Ratios (%) | 50.85 | 56.39 | 39.97 | 4.70 | -4.40 |
| Price / BV (X) | 1.09 | 1.11 | 0.70 | 0.73 | 0.94 |
| Price / Net Operating Revenue (X) | 0.59 | 0.57 | 0.33 | 0.39 | 0.67 |
| EarningsYield | 0.11 | 0.12 | 0.14 | 0.10 | 0.07 |
After reviewing the key financial ratios for Balmer Lawrie Investment Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 1.00. This value is within the healthy range. It has decreased from 10.00 (Mar 24) to 1.00, marking a decrease of 9.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 7.73. This value is within the healthy range. It has decreased from 75.68 (Mar 24) to 7.73, marking a decrease of 67.95.
- For Diluted EPS (Rs.), as of Mar 25, the value is 7.73. This value is within the healthy range. It has decreased from 75.68 (Mar 24) to 7.73, marking a decrease of 67.95.
- For Cash EPS (Rs.), as of Mar 25, the value is 11.82. This value is within the healthy range. It has decreased from 119.31 (Mar 24) to 11.82, marking a decrease of 107.49.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 61.98. It has decreased from 549.97 (Mar 24) to 61.98, marking a decrease of 487.99.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 61.98. It has decreased from 549.97 (Mar 24) to 61.98, marking a decrease of 487.99.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 113.81. It has decreased from 1,057.87 (Mar 24) to 113.81, marking a decrease of 944.06.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 16.78. This value is within the healthy range. It has decreased from 164.10 (Mar 24) to 16.78, marking a decrease of 147.32.
- For PBIT / Share (Rs.), as of Mar 25, the value is 14.06. This value is within the healthy range. It has decreased from 137.44 (Mar 24) to 14.06, marking a decrease of 123.38.
- For PBT / Share (Rs.), as of Mar 25, the value is 12.87. This value is within the healthy range. It has decreased from 127.51 (Mar 24) to 12.87, marking a decrease of 114.64.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 9.10. This value is within the healthy range. It has decreased from 92.65 (Mar 24) to 9.10, marking a decrease of 83.55.
- For NP After MI And SOA / Share (Rs.), as of Mar 25, the value is 7.73. This value is within the healthy range. It has decreased from 75.68 (Mar 24) to 7.73, marking a decrease of 67.95.
- For PBDIT Margin (%), as of Mar 25, the value is 14.74. This value is within the healthy range. It has decreased from 15.51 (Mar 24) to 14.74, marking a decrease of 0.77.
- For PBIT Margin (%), as of Mar 25, the value is 12.35. This value is within the healthy range. It has decreased from 12.99 (Mar 24) to 12.35, marking a decrease of 0.64.
- For PBT Margin (%), as of Mar 25, the value is 11.30. This value is within the healthy range. It has decreased from 12.05 (Mar 24) to 11.30, marking a decrease of 0.75.
- For Net Profit Margin (%), as of Mar 25, the value is 7.99. This value is within the healthy range. It has decreased from 8.75 (Mar 24) to 7.99, marking a decrease of 0.76.
- For NP After MI And SOA Margin (%), as of Mar 25, the value is 6.79. This value is below the healthy minimum of 8. It has decreased from 7.15 (Mar 24) to 6.79, marking a decrease of 0.36.
- For Return on Networth / Equity (%), as of Mar 25, the value is 12.47. This value is below the healthy minimum of 15. It has decreased from 13.76 (Mar 24) to 12.47, marking a decrease of 1.29.
- For Return on Capital Employeed (%), as of Mar 25, the value is 12.47. This value is within the healthy range. It has decreased from 13.21 (Mar 24) to 12.47, marking a decrease of 0.74.
- For Return On Assets (%), as of Mar 25, the value is 5.36. This value is within the healthy range. It has decreased from 5.55 (Mar 24) to 5.36, marking a decrease of 0.19.
- For Long Term Debt / Equity (X), as of Mar 25, the value is 0.05. This value is below the healthy minimum of 0.2. There is no change compared to the previous period (Mar 24) which recorded 0.05.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.05. This value is within the healthy range. It has decreased from 0.06 (Mar 24) to 0.05, marking a decrease of 0.01.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.81. It has increased from 0.80 (Mar 24) to 0.81, marking an increase of 0.01.
- For Current Ratio (X), as of Mar 25, the value is 2.49. This value is within the healthy range. It has increased from 2.29 (Mar 24) to 2.49, marking an increase of 0.20.
- For Quick Ratio (X), as of Mar 25, the value is 2.22. This value exceeds the healthy maximum of 2. It has increased from 2.02 (Mar 24) to 2.22, marking an increase of 0.20.
- For Inventory Turnover Ratio (X), as of Mar 25, the value is 13.09. This value exceeds the healthy maximum of 8. It has increased from 11.79 (Mar 24) to 13.09, marking an increase of 1.30.
- For Dividend Payout Ratio (NP) (%), as of Mar 25, the value is 49.14. This value is within the healthy range. It has increased from 43.60 (Mar 24) to 49.14, marking an increase of 5.54.
- For Dividend Payout Ratio (CP) (%), as of Mar 25, the value is 36.37. This value is within the healthy range. It has increased from 32.24 (Mar 24) to 36.37, marking an increase of 4.13.
- For Earning Retention Ratio (%), as of Mar 25, the value is 50.86. This value is within the healthy range. It has decreased from 56.40 (Mar 24) to 50.86, marking a decrease of 5.54.
- For Cash Earning Retention Ratio (%), as of Mar 25, the value is 63.63. This value is within the healthy range. It has decreased from 67.76 (Mar 24) to 63.63, marking a decrease of 4.13.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 14.04. This value is within the healthy range. It has decreased from 16.52 (Mar 24) to 14.04, marking a decrease of 2.48.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 8.62. This value is within the healthy range. It has decreased from 10.33 (Mar 24) to 8.62, marking a decrease of 1.71.
- For Enterprise Value (Cr.), as of Mar 25, the value is 1,724.29. It has increased from 1,534.20 (Mar 24) to 1,724.29, marking an increase of 190.09.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 0.68. This value is below the healthy minimum of 1. It has increased from 0.65 (Mar 24) to 0.68, marking an increase of 0.03.
- For EV / EBITDA (X), as of Mar 25, the value is 4.63. This value is below the healthy minimum of 5. It has increased from 4.21 (Mar 24) to 4.63, marking an increase of 0.42.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 0.59. This value is below the healthy minimum of 1. It has increased from 0.57 (Mar 24) to 0.59, marking an increase of 0.02.
- For Retention Ratios (%), as of Mar 25, the value is 50.85. This value is within the healthy range. It has decreased from 56.39 (Mar 24) to 50.85, marking a decrease of 5.54.
- For Price / BV (X), as of Mar 25, the value is 1.09. This value is within the healthy range. It has decreased from 1.11 (Mar 24) to 1.09, marking a decrease of 0.02.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 0.59. This value is below the healthy minimum of 1. It has increased from 0.57 (Mar 24) to 0.59, marking an increase of 0.02.
- For EarningsYield, as of Mar 25, the value is 0.11. This value is below the healthy minimum of 5. It has decreased from 0.12 (Mar 24) to 0.11, marking a decrease of 0.01.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
|
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Balmer Lawrie Investment Ltd:
- Net Profit Margin: 7.99%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 12.47% (Industry Average ROCE: 15.81%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 12.47% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 8.62
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 2.22
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 9.09 (Industry average Stock P/E: 52.44)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.05
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 7.99%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | 21, Netaji Subhas Road, Kolkata West Bengal 700001 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Saurav Dutta | Non Executive Chairman |
| Mr. Arvind Nath Jha | Government Nominee Director |
| Mr. Samir Kumar Mohanty | Government Nominee Director |
FAQ
What is the intrinsic value of Balmer Lawrie Investment Ltd?
Balmer Lawrie Investment Ltd's intrinsic value (as of 03 February 2026) is ₹71.21 which is 1.44% higher the current market price of ₹70.20, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's ₹1,559 Cr. market cap, FY2025-2026 high/low of ₹95.8/60.0, reserves of ₹1,337 Cr, and liabilities of ₹3,393 Cr.
What is the Market Cap of Balmer Lawrie Investment Ltd?
The Market Cap of Balmer Lawrie Investment Ltd is 1,559 Cr..
What is the current Stock Price of Balmer Lawrie Investment Ltd as on 03 February 2026?
The current stock price of Balmer Lawrie Investment Ltd as on 03 February 2026 is ₹70.2.
What is the High / Low of Balmer Lawrie Investment Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Balmer Lawrie Investment Ltd stocks is ₹95.8/60.0.
What is the Stock P/E of Balmer Lawrie Investment Ltd?
The Stock P/E of Balmer Lawrie Investment Ltd is 9.09.
What is the Book Value of Balmer Lawrie Investment Ltd?
The Book Value of Balmer Lawrie Investment Ltd is 61.2.
What is the Dividend Yield of Balmer Lawrie Investment Ltd?
The Dividend Yield of Balmer Lawrie Investment Ltd is 6.12 %.
What is the ROCE of Balmer Lawrie Investment Ltd?
The ROCE of Balmer Lawrie Investment Ltd is 17.2 %.
What is the ROE of Balmer Lawrie Investment Ltd?
The ROE of Balmer Lawrie Investment Ltd is 13.2 %.
What is the Face Value of Balmer Lawrie Investment Ltd?
The Face Value of Balmer Lawrie Investment Ltd is 1.00.