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Last Updated on: 04 April, 2025
Author: Getaka|Social: Getaka Financial Technology X (Earlier Twitter) Profile Getaka Financial Technology LinkedIn Logo
Stock Ticker - BSE: 532485 | NSE: BLIL

Balmer Lawrie Investment Ltd: Intrinsic Value & Share Price Analysis

Share Price and Basic Stock Data

Last Updated: April 4, 2025, 10:27 am

Market Cap 1,552 Cr.
Current Price 69.9
High / Low 108/60.0
Stock P/E9.08
Book Value 56.7
Dividend Yield5.44 %
ROCE17.8 %
ROE14.2 %
Face Value 1.00
PEG Ratio0.55

Stock P/E, Current Price, and Intrinsic Value Over Time

View Share Price Target for Balmer Lawrie Investment Ltd

Competitors of Balmer Lawrie Investment Ltd

Stock Name ⇩Market Cap ⇩Current Price ⇩High / Low ⇩Stock P/E ⇩Book Value ⇩Dividend Yield ⇩ROCE ⇩ROE ⇩Face Value ⇩
Minolta Finance Ltd 16.0 Cr. 1.60 1.91/0.65178 1.080.00 %0.59 %0.47 % 1.00
Money Masters Leasing & Finance Ltd 19.7 Cr. 1.96 19.5/1.7825.2 1.560.00 %2.57 %4.07 % 1.00
Moneyboxx Finance Ltd 780 Cr. 239 373/15873.3 81.00.00 %11.4 %7.45 % 10.0
Moongipa Capital Finance Ltd 18.7 Cr. 20.4 41.0/17.79.63 8.690.00 %34.9 %31.6 % 10.0
Morarka Finance Ltd 45.9 Cr. 102 191/95.016.4 3875.88 %4.04 %3.58 % 10.0
Industry Average24,811.25 Cr522.8840.32534.290.27%19.43%10.58%8.49

All Competitor Stocks of Balmer Lawrie Investment Ltd

Quarterly Result

MetricDec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024
Sales 506577649553516610594587587579641642633
Expenses 470518587513464556528511511485574569547
Operating Profit 37586240525567777694667386
OPM % 7%10%10%7%10%9%11%13%13%16%10%11%14%
Other Income 14332424153524282730312922
Interest 4354556556659
Depreciation 14141414141415141415141415
Profit before tax 337468464770708583103768284
Tax % 17%36%17%24%22%38%18%25%19%27%15%24%24%
Net Profit 27475635374457646875656364
EPS in Rs 0.801.351.601.021.101.271.661.831.942.141.861.821.88

Last Updated: February 28, 2025, 1:08 pm

Below is a detailed analysis of the quarterly data for Balmer Lawrie Investment Ltd based on the most recent figures (Dec 2024) and their trends compared to the previous period:

  • For Sales, as of Dec 2024, the value is ₹633.00 Cr.. The value appears to be declining and may need further review. It has decreased from 642.00 Cr. (Sep 2024) to ₹633.00 Cr., marking a decrease of 9.00 Cr..
  • For Expenses, as of Dec 2024, the value is ₹547.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 569.00 Cr. (Sep 2024) to ₹547.00 Cr., marking a decrease of 22.00 Cr..
  • For Operating Profit, as of Dec 2024, the value is ₹86.00 Cr.. The value appears strong and on an upward trend. It has increased from 73.00 Cr. (Sep 2024) to ₹86.00 Cr., marking an increase of 13.00 Cr..
  • For OPM %, as of Dec 2024, the value is 14.00%. The value appears strong and on an upward trend. It has increased from 11.00% (Sep 2024) to 14.00%, marking an increase of 3.00%.
  • For Other Income, as of Dec 2024, the value is ₹22.00 Cr.. The value appears to be declining and may need further review. It has decreased from 29.00 Cr. (Sep 2024) to ₹22.00 Cr., marking a decrease of 7.00 Cr..
  • For Interest, as of Dec 2024, the value is ₹9.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 5.00 Cr. (Sep 2024) to ₹9.00 Cr., marking an increase of 4.00 Cr..
  • For Depreciation, as of Dec 2024, the value is ₹15.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 14.00 Cr. (Sep 2024) to ₹15.00 Cr., marking an increase of 1.00 Cr..
  • For Profit before tax, as of Dec 2024, the value is ₹84.00 Cr.. The value appears strong and on an upward trend. It has increased from 82.00 Cr. (Sep 2024) to ₹84.00 Cr., marking an increase of 2.00 Cr..
  • For Tax %, as of Dec 2024, the value is 24.00%. The value remains steady. There is no change compared to the previous period (Sep 2024) which recorded 24.00%.
  • For Net Profit, as of Dec 2024, the value is ₹64.00 Cr.. The value appears strong and on an upward trend. It has increased from 63.00 Cr. (Sep 2024) to ₹64.00 Cr., marking an increase of 1.00 Cr..
  • For EPS in Rs, as of Dec 2024, the value is 1.88. The value appears strong and on an upward trend. It has increased from 1.82 (Sep 2024) to 1.88, marking an increase of 0.06.

Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: March 6, 2025, 1:53 pm

MetricMar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024TTM
Sales 1,8171,5731,5632,0742,3352,3732,495
Expenses 1,5471,3471,4131,8832,1102,0242,175
Operating Profit 270226150191225349319
OPM % 15%14%10%9%10%15%13%
Other Income 585979658173112
Interest 7151214182226
Depreciation 30525557575960
Profit before tax 290218162186232341345
Tax % 30%26%26%26%26%23%
Net Profit 202161121137172264266
EPS in Rs 5.794.763.593.975.007.577.70
Dividend Payout % 59%79%106%75%66%50%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2019-20202020-20212021-20222022-20232023-2024
YoY Net Profit Growth (%)-20.30%-24.84%13.22%25.55%53.49%
Change in YoY Net Profit Growth (%)0.00%-4.55%38.07%12.32%27.94%

Balmer Lawrie Investment Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 5 years from 2019-2020 to 2023-2024.

Growth

Compounded Sales Growth
10 Years:%
5 Years:5%
3 Years:15%
TTM:5%
Compounded Profit Growth
10 Years:%
5 Years:5%
3 Years:28%
TTM:15%
Stock Price CAGR
10 Years:10%
5 Years:19%
3 Years:23%
1 Year:7%
Return on Equity
10 Years:%
5 Years:10%
3 Years:11%
Last Year:14%

Last Updated: Unknown

Balance Sheet

Last Updated: November 14, 2024, 5:45 pm

MonthMar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Sep 2024
Equity Capital 22222222222222
Reserves 1,0521,0811,0761,0941,1171,1991,236
Borrowings 81122125122121113124
Other Liabilities 1,2661,2561,3041,3401,5401,6911,682
Total Liabilities 2,4202,4822,5272,5782,8013,0253,064
Fixed Assets 568770767767760751730
CWIP 117243211285264
Investments 325375386436518565597
Other Assets 1,4101,3131,3411,3641,4951,6571,673
Total Assets 2,4202,4822,5272,5782,8013,0253,064

Below is a detailed analysis of the balance sheet data for Balmer Lawrie Investment Ltd based on the most recent figures (Sep 2024) and their trends compared to the previous period:

  • For Equity Capital, as of Sep 2024, the value is ₹22.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 22.00 Cr..
  • For Reserves, as of Sep 2024, the value is ₹1,236.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,199.00 Cr. (Mar 2024) to ₹1,236.00 Cr., marking an increase of 37.00 Cr..
  • For Borrowings, as of Sep 2024, the value is ₹124.00 Cr.. The value appears to be increasing, which may not be favorable. Additionally, since Reserves exceed Borrowings, this is considered a positive sign. It has increased from 113.00 Cr. (Mar 2024) to ₹124.00 Cr., marking an increase of 11.00 Cr..
  • For Other Liabilities, as of Sep 2024, the value is ₹1,682.00 Cr.. The value appears to be improving (decreasing). It has decreased from 1,691.00 Cr. (Mar 2024) to ₹1,682.00 Cr., marking a decrease of 9.00 Cr..
  • For Total Liabilities, as of Sep 2024, the value is ₹3,064.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 3,025.00 Cr. (Mar 2024) to ₹3,064.00 Cr., marking an increase of 39.00 Cr..
  • For Fixed Assets, as of Sep 2024, the value is ₹730.00 Cr.. The value appears to be declining and may need further review. It has decreased from 751.00 Cr. (Mar 2024) to ₹730.00 Cr., marking a decrease of 21.00 Cr..
  • For CWIP, as of Sep 2024, the value is ₹64.00 Cr.. The value appears strong and on an upward trend. It has increased from 52.00 Cr. (Mar 2024) to ₹64.00 Cr., marking an increase of 12.00 Cr..
  • For Investments, as of Sep 2024, the value is ₹597.00 Cr.. The value appears strong and on an upward trend. It has increased from 565.00 Cr. (Mar 2024) to ₹597.00 Cr., marking an increase of 32.00 Cr..
  • For Other Assets, as of Sep 2024, the value is ₹1,673.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,657.00 Cr. (Mar 2024) to ₹1,673.00 Cr., marking an increase of 16.00 Cr..
  • For Total Assets, as of Sep 2024, the value is ₹3,064.00 Cr.. The value appears strong and on an upward trend. It has increased from 3,025.00 Cr. (Mar 2024) to ₹3,064.00 Cr., marking an increase of 39.00 Cr..

Notably, the Reserves (1,236.00 Cr.) exceed the Borrowings (124.00 Cr.), indicating a solid financial buffer.

Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.

Reserves and Borrowings Chart

Cash Flow

MonthMar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
Cash from Operating Activity +17718724723206269
Cash from Investing Activity +-137-60-80137-48-105
Cash from Financing Activity +-61-159-153-148-145-172
Net Cash Flow-21-32141213-9

Free Cash Flow

MonthMar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
Free Cash Flow189.00104.0025.0069.00104.00236.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthMar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
Debtor Days566367555666
Inventory Days475858514747
Days Payable08899686975
Cash Conversion Cycle1023327383537
Working Capital Days425132514142
ROCE %13%9%11%13%18%

Financial Efficiency Indicators Chart

Share Holding Pattern

MonthMar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024
Promoters59.67%59.67%59.67%59.67%59.67%59.67%59.67%59.67%59.67%59.67%59.67%59.67%
FIIs3.35%1.25%0.67%0.66%0.32%0.38%0.68%0.82%1.08%1.33%1.31%1.14%
DIIs0.15%0.14%0.14%0.14%0.14%0.14%0.14%0.14%0.14%0.14%0.02%0.02%
Public36.83%38.93%39.51%39.51%39.87%39.81%39.51%39.37%39.11%38.85%39.00%39.16%
No. of Shareholders20,10621,53723,57223,21723,26523,35926,51423,79422,80224,87341,75648,459

Shareholding Pattern Chart

No. of Shareholders

This stock is not held by any mutual fund

ROCE Trend

EPS Trend

Key Financial Ratios

MonthMar 24Mar 23Mar 22Mar 21Mar 20
FaceValue 10.0010.0010.0010.0010.00
Basic EPS (Rs.) 75.6849.9839.8835.9272.48
Diluted EPS (Rs.) 75.6849.9839.8835.9272.48
Cash EPS (Rs.) 119.3175.8666.8864.4179.28
Book Value[Excl.RevalReserv]/Share (Rs.) 549.97500.91788.73777.64784.61
Book Value[Incl.RevalReserv]/Share (Rs.) 549.97500.91788.73777.64784.61
Revenue From Operations / Share (Rs.) 1057.871048.95928.38692.07695.30
PBDIT / Share (Rs.) 164.10110.6194.8688.56111.88
PBIT / Share (Rs.) 137.4485.0269.7363.7888.58
PBT / Share (Rs.) 127.5176.9463.6058.4181.88
Net Profit / Share (Rs.) 92.6550.2841.7439.6255.97
NP After MI And SOA / Share (Rs.) 75.6849.9839.8835.9247.63
PBDIT Margin (%) 15.5110.5410.2112.7916.09
PBIT Margin (%) 12.998.107.519.2112.73
PBT Margin (%) 12.057.336.858.4311.77
Net Profit Margin (%) 8.754.794.495.728.05
NP After MI And SOA Margin (%) 7.154.764.295.186.84
Return on Networth / Equity (%) 13.769.977.927.269.58
Return on Capital Employeed (%) 13.218.767.567.099.90
Return On Assets (%) 5.553.963.433.154.26
Long Term Debt / Equity (X) 0.050.070.070.080.08
Total Debt / Equity (X) 0.060.080.080.080.08
Asset Turnover Ratio (%) 0.800.860.050.060.06
Current Ratio (X) 2.292.292.542.512.62
Quick Ratio (X) 2.021.982.162.202.32
Inventory Turnover Ratio (X) 7.487.880.000.000.00
Dividend Payout Ratio (NP) (%) 43.6060.0295.29104.4071.38
Dividend Payout Ratio (CP) (%) 32.2439.7058.4561.7747.93
Earning Retention Ratio (%) 56.4039.984.71-4.4028.62
Cash Earning Retention Ratio (%) 67.7660.3041.5538.2352.07
Interest Coverage Ratio (X) 16.5213.6915.4916.5016.70
Interest Coverage Ratio (Post Tax) (X) 10.337.227.828.389.36
Enterprise Value (Cr.) 1534.201027.011008.401085.04782.99
EV / Net Operating Revenue (X) 0.650.440.480.700.50
EV / EBITDA (X) 4.214.184.795.523.15
MarketCap / Net Operating Revenue (X) 0.570.330.390.670.41
Retention Ratios (%) 56.3939.974.70-4.4028.61
Price / BV (X) 1.110.700.730.940.58
Price / Net Operating Revenue (X) 0.570.330.390.670.41
EarningsYield 0.120.140.100.070.16

After reviewing the key financial ratios for Balmer Lawrie Investment Ltd, here is a detailed analysis based on the latest available data and recent trends:

  • For FaceValue, as of Mar 24, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 23) which recorded 10.00.
  • For Basic EPS (Rs.), as of Mar 24, the value is 75.68. This value is within the healthy range. It has increased from 49.98 (Mar 23) to 75.68, marking an increase of 25.70.
  • For Diluted EPS (Rs.), as of Mar 24, the value is 75.68. This value is within the healthy range. It has increased from 49.98 (Mar 23) to 75.68, marking an increase of 25.70.
  • For Cash EPS (Rs.), as of Mar 24, the value is 119.31. This value is within the healthy range. It has increased from 75.86 (Mar 23) to 119.31, marking an increase of 43.45.
  • For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 549.97. It has increased from 500.91 (Mar 23) to 549.97, marking an increase of 49.06.
  • For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 549.97. It has increased from 500.91 (Mar 23) to 549.97, marking an increase of 49.06.
  • For Revenue From Operations / Share (Rs.), as of Mar 24, the value is 1,057.87. It has increased from 1,048.95 (Mar 23) to 1,057.87, marking an increase of 8.92.
  • For PBDIT / Share (Rs.), as of Mar 24, the value is 164.10. This value is within the healthy range. It has increased from 110.61 (Mar 23) to 164.10, marking an increase of 53.49.
  • For PBIT / Share (Rs.), as of Mar 24, the value is 137.44. This value is within the healthy range. It has increased from 85.02 (Mar 23) to 137.44, marking an increase of 52.42.
  • For PBT / Share (Rs.), as of Mar 24, the value is 127.51. This value is within the healthy range. It has increased from 76.94 (Mar 23) to 127.51, marking an increase of 50.57.
  • For Net Profit / Share (Rs.), as of Mar 24, the value is 92.65. This value is within the healthy range. It has increased from 50.28 (Mar 23) to 92.65, marking an increase of 42.37.
  • For NP After MI And SOA / Share (Rs.), as of Mar 24, the value is 75.68. This value is within the healthy range. It has increased from 49.98 (Mar 23) to 75.68, marking an increase of 25.70.
  • For PBDIT Margin (%), as of Mar 24, the value is 15.51. This value is within the healthy range. It has increased from 10.54 (Mar 23) to 15.51, marking an increase of 4.97.
  • For PBIT Margin (%), as of Mar 24, the value is 12.99. This value is within the healthy range. It has increased from 8.10 (Mar 23) to 12.99, marking an increase of 4.89.
  • For PBT Margin (%), as of Mar 24, the value is 12.05. This value is within the healthy range. It has increased from 7.33 (Mar 23) to 12.05, marking an increase of 4.72.
  • For Net Profit Margin (%), as of Mar 24, the value is 8.75. This value is within the healthy range. It has increased from 4.79 (Mar 23) to 8.75, marking an increase of 3.96.
  • For NP After MI And SOA Margin (%), as of Mar 24, the value is 7.15. This value is below the healthy minimum of 8. It has increased from 4.76 (Mar 23) to 7.15, marking an increase of 2.39.
  • For Return on Networth / Equity (%), as of Mar 24, the value is 13.76. This value is below the healthy minimum of 15. It has increased from 9.97 (Mar 23) to 13.76, marking an increase of 3.79.
  • For Return on Capital Employeed (%), as of Mar 24, the value is 13.21. This value is within the healthy range. It has increased from 8.76 (Mar 23) to 13.21, marking an increase of 4.45.
  • For Return On Assets (%), as of Mar 24, the value is 5.55. This value is within the healthy range. It has increased from 3.96 (Mar 23) to 5.55, marking an increase of 1.59.
  • For Long Term Debt / Equity (X), as of Mar 24, the value is 0.05. This value is below the healthy minimum of 0.2. It has decreased from 0.07 (Mar 23) to 0.05, marking a decrease of 0.02.
  • For Total Debt / Equity (X), as of Mar 24, the value is 0.06. This value is within the healthy range. It has decreased from 0.08 (Mar 23) to 0.06, marking a decrease of 0.02.
  • For Asset Turnover Ratio (%), as of Mar 24, the value is 0.80. It has decreased from 0.86 (Mar 23) to 0.80, marking a decrease of 0.06.
  • For Current Ratio (X), as of Mar 24, the value is 2.29. This value is within the healthy range. There is no change compared to the previous period (Mar 23) which recorded 2.29.
  • For Quick Ratio (X), as of Mar 24, the value is 2.02. This value exceeds the healthy maximum of 2. It has increased from 1.98 (Mar 23) to 2.02, marking an increase of 0.04.
  • For Inventory Turnover Ratio (X), as of Mar 24, the value is 7.48. This value is within the healthy range. It has decreased from 7.88 (Mar 23) to 7.48, marking a decrease of 0.40.
  • For Dividend Payout Ratio (NP) (%), as of Mar 24, the value is 43.60. This value is within the healthy range. It has decreased from 60.02 (Mar 23) to 43.60, marking a decrease of 16.42.
  • For Dividend Payout Ratio (CP) (%), as of Mar 24, the value is 32.24. This value is within the healthy range. It has decreased from 39.70 (Mar 23) to 32.24, marking a decrease of 7.46.
  • For Earning Retention Ratio (%), as of Mar 24, the value is 56.40. This value is within the healthy range. It has increased from 39.98 (Mar 23) to 56.40, marking an increase of 16.42.
  • For Cash Earning Retention Ratio (%), as of Mar 24, the value is 67.76. This value is within the healthy range. It has increased from 60.30 (Mar 23) to 67.76, marking an increase of 7.46.
  • For Interest Coverage Ratio (X), as of Mar 24, the value is 16.52. This value is within the healthy range. It has increased from 13.69 (Mar 23) to 16.52, marking an increase of 2.83.
  • For Interest Coverage Ratio (Post Tax) (X), as of Mar 24, the value is 10.33. This value is within the healthy range. It has increased from 7.22 (Mar 23) to 10.33, marking an increase of 3.11.
  • For Enterprise Value (Cr.), as of Mar 24, the value is 1,534.20. It has increased from 1,027.01 (Mar 23) to 1,534.20, marking an increase of 507.19.
  • For EV / Net Operating Revenue (X), as of Mar 24, the value is 0.65. This value is below the healthy minimum of 1. It has increased from 0.44 (Mar 23) to 0.65, marking an increase of 0.21.
  • For EV / EBITDA (X), as of Mar 24, the value is 4.21. This value is below the healthy minimum of 5. It has increased from 4.18 (Mar 23) to 4.21, marking an increase of 0.03.
  • For MarketCap / Net Operating Revenue (X), as of Mar 24, the value is 0.57. This value is below the healthy minimum of 1. It has increased from 0.33 (Mar 23) to 0.57, marking an increase of 0.24.
  • For Retention Ratios (%), as of Mar 24, the value is 56.39. This value is within the healthy range. It has increased from 39.97 (Mar 23) to 56.39, marking an increase of 16.42.
  • For Price / BV (X), as of Mar 24, the value is 1.11. This value is within the healthy range. It has increased from 0.70 (Mar 23) to 1.11, marking an increase of 0.41.
  • For Price / Net Operating Revenue (X), as of Mar 24, the value is 0.57. This value is below the healthy minimum of 1. It has increased from 0.33 (Mar 23) to 0.57, marking an increase of 0.24.
  • For EarningsYield, as of Mar 24, the value is 0.12. This value is below the healthy minimum of 5. It has decreased from 0.14 (Mar 23) to 0.12, marking a decrease of 0.02.

Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Fair Value

Fair Value of Balmer Lawrie Investment Ltd as of April 4, 2025 is: 61.67

Calculation basis:

  • Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

As of April 4, 2025, Balmer Lawrie Investment Ltd is Overvalued by 11.77% compared to the current share price 69.90

Intrinsic Value of Balmer Lawrie Investment Ltd as of April 4, 2025 is: 71.84

Calculation basis:

  • Intrinsic value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
  • EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.

As of April 4, 2025, Balmer Lawrie Investment Ltd is Undervalued by 2.78% compared to the current share price 69.90

Last 5 Year EPS CAGR: 16.49%

*Investments are subject to market risks

Strength and Weakness

StrengthWeakness
  1. The company has higher reserves (1,122.14 cr) compared to borrowings (115.43 cr), indicating strong financial stability.
  2. The company has shown consistent growth in sales (1.57 cr) and profit (253.43 cr) over the years.
  1. The stock has a low average ROCE of 10.67%, which may not be favorable.
  2. The stock has a high average Working Capital Days of 43.17, which may not be favorable.
  3. The stock has a high average Cash Conversion Cycle of 45.33, which may not be favorable.

Stock Analysis

  • Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Balmer Lawrie Investment Ltd:
    1. Net Profit Margin: 8.75%
      • Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
    2. ROCE: 13.21% (Industry Average ROCE: 19.43%)
      • ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
    3. ROE%: 13.76% (Industry Average ROE: 10.37%)
      • ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
    4. Interest Coverage Ratio (Post Tax): 10.33
      • Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
    5. Quick Ratio: 2.02
      • Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
    6. Stock P/E: 9.08 (Industry average Stock P/E: 32.42)
      • Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
    7. Total Debt / Equity: 0.06
      • Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
    The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
    Stock Rating:

About the Company - Qualitative Analysis

Balmer Lawrie Investments Ltd. is a Public Limited Listed company incorporated on 20/09/2001 and has its registered office in the State of West Bengal, India. Company's Corporate Identification Number(CIN) is L65999WB2001GOI093759 and registration number is 093759. Currently company belongs to the Industry of Non-Banking Financial Company (NBFC). Company's Total Operating Revenue is Rs. 88.71 Cr. and Equity Capital is Rs. 22.20 Cr. for the Year ended 31/03/2024.
INDUSTRYADDRESSCONTACT
Non-Banking Financial Company (NBFC)21, Netaji Subhas Road, Kolkata West Bengal 700001lahoti.a@balmerlawrie.com
http://www.blinv.com
Management
NamePosition Held
Mr. Saurav DuttaNon Executive Chairman
Mr. Arvind Nath JhaGovernment Nominee Director
Mr. Samir Kumar MohantyGovernment Nominee Director

FAQ

What is the intrinsic value of Balmer Lawrie Investment Ltd?

Balmer Lawrie Investment Ltd's intrinsic value (as of 04 April 2025) is ₹61.67 — 11.77% lower the current market price of ₹69.90, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 1,552 Cr. market cap, FY2025-2026 high/low of ₹108/60.0, reserves of 1,236 Cr, and liabilities of 3,064 Cr.

What is the Market Cap of Balmer Lawrie Investment Ltd?

The Market Cap of Balmer Lawrie Investment Ltd is 1,552 Cr..

What is the current Stock Price of Balmer Lawrie Investment Ltd as on 04 April 2025?

The current stock price of Balmer Lawrie Investment Ltd as on 04 April 2025 is 69.9.

What is the High / Low of Balmer Lawrie Investment Ltd stocks in FY 2025-2026?

In FY 2025-2026, the High / Low of Balmer Lawrie Investment Ltd stocks is ₹108/60.0.

What is the Stock P/E of Balmer Lawrie Investment Ltd?

The Stock P/E of Balmer Lawrie Investment Ltd is 9.08.

What is the Book Value of Balmer Lawrie Investment Ltd?

The Book Value of Balmer Lawrie Investment Ltd is 56.7.

What is the Dividend Yield of Balmer Lawrie Investment Ltd?

The Dividend Yield of Balmer Lawrie Investment Ltd is 5.44 %.

What is the ROCE of Balmer Lawrie Investment Ltd?

The ROCE of Balmer Lawrie Investment Ltd is 17.8 %.

What is the ROE of Balmer Lawrie Investment Ltd?

The ROE of Balmer Lawrie Investment Ltd is 14.2 %.

What is the Face Value of Balmer Lawrie Investment Ltd?

The Face Value of Balmer Lawrie Investment Ltd is 1.00.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in Balmer Lawrie Investment Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE