Share Price and Basic Stock Data
Last Updated: December 5, 2025, 5:00 am
| PEG Ratio | 0.64 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Balmer Lawrie Investment Ltd operates in the Non-Banking Financial Company (NBFC) sector, with a current market capitalization of ₹1,620 Cr and a share price of ₹73. The company has shown a steady revenue trajectory, with sales reported at ₹2,335 Cr for March 2023, rising to ₹2,373 Cr in March 2024 and further to ₹2,545 Cr in March 2025. The trailing twelve months (TTM) revenue stood at ₹2,569 Cr, indicating a robust growth trend. Quarterly sales figures also reflect this upward momentum, with a high of ₹683 Cr recorded in June 2025. Notably, the operating profit margin (OPM) has varied, with a peak of 16% observed in March 2024, suggesting improved operational efficiency. This consistent increase in revenue can be attributed to effective management strategies and an expanding customer base, positioning Balmer Lawrie favorably within the competitive NBFC landscape.
Profitability and Efficiency Metrics
Balmer Lawrie has demonstrated strong profitability metrics, with a net profit of ₹271 Cr reported for the TTM, which translates to an earnings per share (EPS) of ₹7.73. The return on equity (ROE) was recorded at 13.2%, while the return on capital employed (ROCE) stood at 17.2%, both of which are indicative of effective capital utilization and strong shareholder returns. The interest coverage ratio (ICR) of 14.04x further underscores the company’s ability to meet its interest obligations comfortably. Operating profit has also shown a positive trend, with an operating profit of ₹352 Cr for March 2025, reflecting an OPM of 14%. These metrics suggest that Balmer Lawrie has maintained a solid profitability profile, outperforming many of its peers in the NBFC sector, where average ROE typically hovers around 10-12%.
Balance Sheet Strength and Financial Ratios
The balance sheet of Balmer Lawrie Investment Ltd is characterized by a healthy reserve of ₹1,337 Cr and manageable borrowings of ₹237 Cr, resulting in a low total debt-to-equity ratio of 0.05. This indicates a conservative approach to leveraging, minimizing financial risk. The company’s current ratio stands at 2.49, suggesting strong liquidity and the ability to cover short-term liabilities. Moreover, the price-to-book value (P/BV) ratio of 1.09x indicates that the stock is reasonably valued compared to its book value, which is ₹61.98 per share. The cash conversion cycle (CCC) of 46 days reflects efficient working capital management. Overall, Balmer Lawrie’s balance sheet is robust, with a solid foundation for future growth while maintaining low financial leverage.
Shareholding Pattern and Investor Confidence
The shareholding structure of Balmer Lawrie reveals a significant promoter holding of 59.67%, which reflects strong management confidence in the company’s prospects. Foreign institutional investors (FIIs) hold 1.10% of the shares, while domestic institutional investors (DIIs) account for a mere 0.03%. The public holds 39.20%, with the number of shareholders increasing from 23,217 in December 2022 to 51,746 by September 2025, indicating growing investor interest. However, the low participation from institutional investors could suggest a need for increased outreach to enhance institutional confidence. The consistent promoter stake signals stability, but the limited FII and DII involvement may pose challenges in terms of liquidity and market perception.
Outlook, Risks, and Final Insight
Looking ahead, Balmer Lawrie Investment Ltd is well-positioned for growth, bolstered by solid financial metrics and a strong operational framework. However, potential risks include economic volatility impacting borrowing costs and a competitive NBFC landscape that could pressure margins. Additionally, reliance on a limited investor base may affect stock liquidity. Should the company continue its current performance trajectory, it could see further institutional interest, enhancing its market standing. Conversely, failure to adapt to market dynamics or rising interest rates could hinder profitability. In summary, while Balmer Lawrie demonstrates a strong operational foundation and financial health, it must navigate external economic challenges to sustain its growth momentum.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Balmer Lawrie Investment Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 11.3 Cr. | 1.13 | 1.91/1.00 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 | |
| Money Masters Leasing & Finance Ltd | 9.24 Cr. | 0.92 | 9.18/0.85 | 27.2 | 1.57 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 444 Cr. | 136 | 269/130 | 80.1 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 15.6 Cr. | 17.0 | 35.2/15.0 | 11.6 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 38.0 Cr. | 84.5 | 176/79.1 | 20.3 | 238 | 1.18 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 30,179.90 Cr | 457.82 | 53.73 | 522.84 | 0.22% | 15.80% | 8.84% | 8.50 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 649 | 553 | 516 | 610 | 594 | 587 | 587 | 579 | 641 | 642 | 633 | 611 | 683 |
| Expenses | 587 | 513 | 464 | 556 | 528 | 511 | 511 | 485 | 574 | 569 | 547 | 514 | 598 |
| Operating Profit | 62 | 40 | 52 | 55 | 67 | 77 | 76 | 94 | 66 | 73 | 86 | 97 | 86 |
| OPM % | 10% | 7% | 10% | 9% | 11% | 13% | 13% | 16% | 10% | 11% | 14% | 16% | 13% |
| Other Income | 24 | 24 | 15 | 35 | 24 | 28 | 27 | 30 | 31 | 29 | 22 | 33 | 25 |
| Interest | 5 | 4 | 5 | 5 | 6 | 5 | 5 | 6 | 6 | 5 | 9 | 6 | 7 |
| Depreciation | 14 | 14 | 14 | 14 | 15 | 14 | 14 | 15 | 14 | 14 | 15 | 16 | 14 |
| Profit before tax | 68 | 46 | 47 | 70 | 70 | 85 | 83 | 103 | 76 | 82 | 84 | 107 | 89 |
| Tax % | 17% | 24% | 22% | 38% | 18% | 25% | 19% | 27% | 15% | 24% | 24% | 30% | 22% |
| Net Profit | 56 | 35 | 37 | 44 | 57 | 64 | 68 | 75 | 65 | 63 | 64 | 75 | 69 |
| EPS in Rs | 1.60 | 1.02 | 1.10 | 1.27 | 1.66 | 1.83 | 1.94 | 2.14 | 1.86 | 1.82 | 1.88 | 2.17 | 2.01 |
Last Updated: August 19, 2025, 10:45 pm
Below is a detailed analysis of the quarterly data for Balmer Lawrie Investment Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 683.00 Cr.. The value appears strong and on an upward trend. It has increased from 611.00 Cr. (Mar 2025) to 683.00 Cr., marking an increase of 72.00 Cr..
- For Expenses, as of Jun 2025, the value is 598.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 514.00 Cr. (Mar 2025) to 598.00 Cr., marking an increase of 84.00 Cr..
- For Operating Profit, as of Jun 2025, the value is 86.00 Cr.. The value appears to be declining and may need further review. It has decreased from 97.00 Cr. (Mar 2025) to 86.00 Cr., marking a decrease of 11.00 Cr..
- For OPM %, as of Jun 2025, the value is 13.00%. The value appears to be declining and may need further review. It has decreased from 16.00% (Mar 2025) to 13.00%, marking a decrease of 3.00%.
- For Other Income, as of Jun 2025, the value is 25.00 Cr.. The value appears to be declining and may need further review. It has decreased from 33.00 Cr. (Mar 2025) to 25.00 Cr., marking a decrease of 8.00 Cr..
- For Interest, as of Jun 2025, the value is 7.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 6.00 Cr. (Mar 2025) to 7.00 Cr., marking an increase of 1.00 Cr..
- For Depreciation, as of Jun 2025, the value is 14.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 16.00 Cr. (Mar 2025) to 14.00 Cr., marking a decrease of 2.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 89.00 Cr.. The value appears to be declining and may need further review. It has decreased from 107.00 Cr. (Mar 2025) to 89.00 Cr., marking a decrease of 18.00 Cr..
- For Tax %, as of Jun 2025, the value is 22.00%. The value appears to be improving (decreasing) as expected. It has decreased from 30.00% (Mar 2025) to 22.00%, marking a decrease of 8.00%.
- For Net Profit, as of Jun 2025, the value is 69.00 Cr.. The value appears to be declining and may need further review. It has decreased from 75.00 Cr. (Mar 2025) to 69.00 Cr., marking a decrease of 6.00 Cr..
- For EPS in Rs, as of Jun 2025, the value is 2.01. The value appears to be declining and may need further review. It has decreased from 2.17 (Mar 2025) to 2.01, marking a decrease of 0.16.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: October 15, 2025, 3:49 am
| Metric | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|
| Sales | 1,817 | 1,573 | 1,563 | 2,074 | 2,335 | 2,373 | 2,545 | 2,569 |
| Expenses | 1,547 | 1,347 | 1,413 | 1,883 | 2,110 | 2,024 | 2,193 | 2,227 |
| Operating Profit | 270 | 226 | 150 | 191 | 225 | 349 | 352 | 342 |
| OPM % | 15% | 14% | 10% | 9% | 10% | 15% | 14% | 13% |
| Other Income | 58 | 59 | 79 | 65 | 81 | 52 | 85 | 109 |
| Interest | 7 | 15 | 12 | 14 | 18 | 22 | 27 | 27 |
| Depreciation | 30 | 52 | 55 | 57 | 57 | 59 | 60 | 60 |
| Profit before tax | 290 | 218 | 162 | 186 | 232 | 319 | 350 | 363 |
| Tax % | 30% | 26% | 26% | 26% | 26% | 24% | 24% | |
| Net Profit | 202 | 161 | 121 | 137 | 172 | 242 | 267 | 271 |
| EPS in Rs | 5.79 | 4.76 | 3.59 | 3.97 | 5.00 | 6.96 | 7.73 | 7.88 |
| Dividend Payout % | 59% | 79% | 106% | 75% | 66% | 55% | 56% |
YoY Net Profit Growth
| Year | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | -20.30% | -24.84% | 13.22% | 25.55% | 40.70% | 10.33% |
| Change in YoY Net Profit Growth (%) | 0.00% | -4.55% | 38.07% | 12.32% | 15.15% | -30.37% |
Balmer Lawrie Investment Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 6 years from 2019-2020 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 10% |
| 3 Years: | 7% |
| TTM: | 7% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 10% |
| 3 Years: | 26% |
| TTM: | 2% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 14% |
| 5 Years: | 18% |
| 3 Years: | 30% |
| 1 Year: | -3% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | 11% |
| 3 Years: | 12% |
| Last Year: | 13% |
Last Updated: September 5, 2025, 2:36 pm
Balance Sheet
Last Updated: December 4, 2025, 2:29 am
| Month | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|
| Equity Capital | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 |
| Reserves | 1,052 | 1,081 | 1,076 | 1,094 | 1,117 | 1,199 | 1,354 | 1,337 |
| Borrowings | 81 | 122 | 125 | 122 | 121 | 113 | 106 | 237 |
| Other Liabilities | 1,266 | 1,256 | 1,304 | 1,340 | 1,540 | 1,691 | 1,723 | 1,797 |
| Total Liabilities | 2,420 | 2,482 | 2,527 | 2,578 | 2,801 | 3,025 | 3,204 | 3,393 |
| Fixed Assets | 568 | 770 | 767 | 767 | 760 | 751 | 737 | 789 |
| CWIP | 117 | 24 | 32 | 11 | 28 | 52 | 67 | 79 |
| Investments | 325 | 375 | 386 | 436 | 518 | 565 | 632 | 669 |
| Other Assets | 1,410 | 1,313 | 1,341 | 1,364 | 1,495 | 1,657 | 1,769 | 1,855 |
| Total Assets | 2,420 | 2,482 | 2,527 | 2,578 | 2,801 | 3,025 | 3,204 | 3,393 |
Below is a detailed analysis of the balance sheet data for Balmer Lawrie Investment Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 22.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 22.00 Cr..
- For Reserves, as of Sep 2025, the value is 1,337.00 Cr.. The value appears to be declining and may need further review. It has decreased from 1,354.00 Cr. (Mar 2025) to 1,337.00 Cr., marking a decrease of 17.00 Cr..
- For Borrowings, as of Sep 2025, the value is 237.00 Cr.. The value appears to be increasing, which may not be favorable. Additionally, since Reserves exceed Borrowings, this is considered a positive sign. It has increased from 106.00 Cr. (Mar 2025) to 237.00 Cr., marking an increase of 131.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 1,797.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1,723.00 Cr. (Mar 2025) to 1,797.00 Cr., marking an increase of 74.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 3,393.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 3,204.00 Cr. (Mar 2025) to 3,393.00 Cr., marking an increase of 189.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 789.00 Cr.. The value appears strong and on an upward trend. It has increased from 737.00 Cr. (Mar 2025) to 789.00 Cr., marking an increase of 52.00 Cr..
- For CWIP, as of Sep 2025, the value is 79.00 Cr.. The value appears strong and on an upward trend. It has increased from 67.00 Cr. (Mar 2025) to 79.00 Cr., marking an increase of 12.00 Cr..
- For Investments, as of Sep 2025, the value is 669.00 Cr.. The value appears strong and on an upward trend. It has increased from 632.00 Cr. (Mar 2025) to 669.00 Cr., marking an increase of 37.00 Cr..
- For Other Assets, as of Sep 2025, the value is 1,855.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,769.00 Cr. (Mar 2025) to 1,855.00 Cr., marking an increase of 86.00 Cr..
- For Total Assets, as of Sep 2025, the value is 3,393.00 Cr.. The value appears strong and on an upward trend. It has increased from 3,204.00 Cr. (Mar 2025) to 3,393.00 Cr., marking an increase of 189.00 Cr..
Notably, the Reserves (1,337.00 Cr.) exceed the Borrowings (237.00 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|
| Free Cash Flow | 189.00 | 104.00 | 25.00 | 69.00 | 104.00 | 236.00 | 246.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|
| Debtor Days | 56 | 63 | 67 | 55 | 56 | 66 | 69 |
| Inventory Days | 47 | 58 | 58 | 51 | 47 | 47 | 43 |
| Days Payable | 0 | 88 | 99 | 68 | 69 | 75 | 66 |
| Cash Conversion Cycle | 102 | 33 | 27 | 38 | 35 | 37 | 46 |
| Working Capital Days | 42 | 51 | 32 | 51 | 41 | 42 | 62 |
| ROCE % | 13% | 9% | 11% | 13% | 17% | 17% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 1.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 7.73 | 75.68 | 49.98 | 39.88 | 35.92 |
| Diluted EPS (Rs.) | 7.73 | 75.68 | 49.98 | 39.88 | 35.92 |
| Cash EPS (Rs.) | 11.82 | 119.31 | 75.86 | 66.88 | 64.41 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 61.98 | 549.97 | 500.91 | 788.73 | 777.64 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 61.98 | 549.97 | 500.91 | 788.73 | 777.64 |
| Revenue From Operations / Share (Rs.) | 113.81 | 1057.87 | 1048.95 | 928.38 | 692.07 |
| PBDIT / Share (Rs.) | 16.78 | 164.10 | 110.61 | 94.86 | 88.56 |
| PBIT / Share (Rs.) | 14.06 | 137.44 | 85.02 | 69.73 | 63.78 |
| PBT / Share (Rs.) | 12.87 | 127.51 | 76.94 | 63.60 | 58.41 |
| Net Profit / Share (Rs.) | 9.10 | 92.65 | 50.28 | 41.74 | 39.62 |
| NP After MI And SOA / Share (Rs.) | 7.73 | 75.68 | 49.98 | 39.88 | 35.92 |
| PBDIT Margin (%) | 14.74 | 15.51 | 10.54 | 10.21 | 12.79 |
| PBIT Margin (%) | 12.35 | 12.99 | 8.10 | 7.51 | 9.21 |
| PBT Margin (%) | 11.30 | 12.05 | 7.33 | 6.85 | 8.43 |
| Net Profit Margin (%) | 7.99 | 8.75 | 4.79 | 4.49 | 5.72 |
| NP After MI And SOA Margin (%) | 6.79 | 7.15 | 4.76 | 4.29 | 5.18 |
| Return on Networth / Equity (%) | 12.47 | 13.76 | 9.97 | 7.92 | 7.26 |
| Return on Capital Employeed (%) | 12.47 | 13.21 | 8.76 | 7.56 | 7.09 |
| Return On Assets (%) | 5.36 | 5.55 | 3.96 | 3.43 | 3.15 |
| Long Term Debt / Equity (X) | 0.05 | 0.05 | 0.07 | 0.07 | 0.08 |
| Total Debt / Equity (X) | 0.05 | 0.06 | 0.08 | 0.08 | 0.08 |
| Asset Turnover Ratio (%) | 0.81 | 0.80 | 0.86 | 0.05 | 0.06 |
| Current Ratio (X) | 2.49 | 2.29 | 2.29 | 2.54 | 2.51 |
| Quick Ratio (X) | 2.22 | 2.02 | 1.98 | 2.16 | 2.20 |
| Inventory Turnover Ratio (X) | 13.09 | 11.79 | 7.88 | 0.00 | 0.00 |
| Dividend Payout Ratio (NP) (%) | 49.14 | 43.60 | 60.02 | 95.29 | 104.40 |
| Dividend Payout Ratio (CP) (%) | 36.37 | 32.24 | 39.70 | 58.45 | 61.77 |
| Earning Retention Ratio (%) | 50.86 | 56.40 | 39.98 | 4.71 | -4.40 |
| Cash Earning Retention Ratio (%) | 63.63 | 67.76 | 60.30 | 41.55 | 38.23 |
| Interest Coverage Ratio (X) | 14.04 | 16.52 | 13.69 | 15.49 | 16.50 |
| Interest Coverage Ratio (Post Tax) (X) | 8.62 | 10.33 | 7.22 | 7.82 | 8.38 |
| Enterprise Value (Cr.) | 1724.29 | 1534.20 | 1027.01 | 1008.40 | 1085.04 |
| EV / Net Operating Revenue (X) | 0.68 | 0.65 | 0.44 | 0.48 | 0.70 |
| EV / EBITDA (X) | 4.63 | 4.21 | 4.18 | 4.79 | 5.52 |
| MarketCap / Net Operating Revenue (X) | 0.59 | 0.57 | 0.33 | 0.39 | 0.67 |
| Retention Ratios (%) | 50.85 | 56.39 | 39.97 | 4.70 | -4.40 |
| Price / BV (X) | 1.09 | 1.11 | 0.70 | 0.73 | 0.94 |
| Price / Net Operating Revenue (X) | 0.59 | 0.57 | 0.33 | 0.39 | 0.67 |
| EarningsYield | 0.11 | 0.12 | 0.14 | 0.10 | 0.07 |
After reviewing the key financial ratios for Balmer Lawrie Investment Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 1.00. This value is within the healthy range. It has decreased from 10.00 (Mar 24) to 1.00, marking a decrease of 9.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 7.73. This value is within the healthy range. It has decreased from 75.68 (Mar 24) to 7.73, marking a decrease of 67.95.
- For Diluted EPS (Rs.), as of Mar 25, the value is 7.73. This value is within the healthy range. It has decreased from 75.68 (Mar 24) to 7.73, marking a decrease of 67.95.
- For Cash EPS (Rs.), as of Mar 25, the value is 11.82. This value is within the healthy range. It has decreased from 119.31 (Mar 24) to 11.82, marking a decrease of 107.49.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 61.98. It has decreased from 549.97 (Mar 24) to 61.98, marking a decrease of 487.99.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 61.98. It has decreased from 549.97 (Mar 24) to 61.98, marking a decrease of 487.99.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 113.81. It has decreased from 1,057.87 (Mar 24) to 113.81, marking a decrease of 944.06.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 16.78. This value is within the healthy range. It has decreased from 164.10 (Mar 24) to 16.78, marking a decrease of 147.32.
- For PBIT / Share (Rs.), as of Mar 25, the value is 14.06. This value is within the healthy range. It has decreased from 137.44 (Mar 24) to 14.06, marking a decrease of 123.38.
- For PBT / Share (Rs.), as of Mar 25, the value is 12.87. This value is within the healthy range. It has decreased from 127.51 (Mar 24) to 12.87, marking a decrease of 114.64.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 9.10. This value is within the healthy range. It has decreased from 92.65 (Mar 24) to 9.10, marking a decrease of 83.55.
- For NP After MI And SOA / Share (Rs.), as of Mar 25, the value is 7.73. This value is within the healthy range. It has decreased from 75.68 (Mar 24) to 7.73, marking a decrease of 67.95.
- For PBDIT Margin (%), as of Mar 25, the value is 14.74. This value is within the healthy range. It has decreased from 15.51 (Mar 24) to 14.74, marking a decrease of 0.77.
- For PBIT Margin (%), as of Mar 25, the value is 12.35. This value is within the healthy range. It has decreased from 12.99 (Mar 24) to 12.35, marking a decrease of 0.64.
- For PBT Margin (%), as of Mar 25, the value is 11.30. This value is within the healthy range. It has decreased from 12.05 (Mar 24) to 11.30, marking a decrease of 0.75.
- For Net Profit Margin (%), as of Mar 25, the value is 7.99. This value is within the healthy range. It has decreased from 8.75 (Mar 24) to 7.99, marking a decrease of 0.76.
- For NP After MI And SOA Margin (%), as of Mar 25, the value is 6.79. This value is below the healthy minimum of 8. It has decreased from 7.15 (Mar 24) to 6.79, marking a decrease of 0.36.
- For Return on Networth / Equity (%), as of Mar 25, the value is 12.47. This value is below the healthy minimum of 15. It has decreased from 13.76 (Mar 24) to 12.47, marking a decrease of 1.29.
- For Return on Capital Employeed (%), as of Mar 25, the value is 12.47. This value is within the healthy range. It has decreased from 13.21 (Mar 24) to 12.47, marking a decrease of 0.74.
- For Return On Assets (%), as of Mar 25, the value is 5.36. This value is within the healthy range. It has decreased from 5.55 (Mar 24) to 5.36, marking a decrease of 0.19.
- For Long Term Debt / Equity (X), as of Mar 25, the value is 0.05. This value is below the healthy minimum of 0.2. There is no change compared to the previous period (Mar 24) which recorded 0.05.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.05. This value is within the healthy range. It has decreased from 0.06 (Mar 24) to 0.05, marking a decrease of 0.01.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.81. It has increased from 0.80 (Mar 24) to 0.81, marking an increase of 0.01.
- For Current Ratio (X), as of Mar 25, the value is 2.49. This value is within the healthy range. It has increased from 2.29 (Mar 24) to 2.49, marking an increase of 0.20.
- For Quick Ratio (X), as of Mar 25, the value is 2.22. This value exceeds the healthy maximum of 2. It has increased from 2.02 (Mar 24) to 2.22, marking an increase of 0.20.
- For Inventory Turnover Ratio (X), as of Mar 25, the value is 13.09. This value exceeds the healthy maximum of 8. It has increased from 11.79 (Mar 24) to 13.09, marking an increase of 1.30.
- For Dividend Payout Ratio (NP) (%), as of Mar 25, the value is 49.14. This value is within the healthy range. It has increased from 43.60 (Mar 24) to 49.14, marking an increase of 5.54.
- For Dividend Payout Ratio (CP) (%), as of Mar 25, the value is 36.37. This value is within the healthy range. It has increased from 32.24 (Mar 24) to 36.37, marking an increase of 4.13.
- For Earning Retention Ratio (%), as of Mar 25, the value is 50.86. This value is within the healthy range. It has decreased from 56.40 (Mar 24) to 50.86, marking a decrease of 5.54.
- For Cash Earning Retention Ratio (%), as of Mar 25, the value is 63.63. This value is within the healthy range. It has decreased from 67.76 (Mar 24) to 63.63, marking a decrease of 4.13.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 14.04. This value is within the healthy range. It has decreased from 16.52 (Mar 24) to 14.04, marking a decrease of 2.48.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 8.62. This value is within the healthy range. It has decreased from 10.33 (Mar 24) to 8.62, marking a decrease of 1.71.
- For Enterprise Value (Cr.), as of Mar 25, the value is 1,724.29. It has increased from 1,534.20 (Mar 24) to 1,724.29, marking an increase of 190.09.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 0.68. This value is below the healthy minimum of 1. It has increased from 0.65 (Mar 24) to 0.68, marking an increase of 0.03.
- For EV / EBITDA (X), as of Mar 25, the value is 4.63. This value is below the healthy minimum of 5. It has increased from 4.21 (Mar 24) to 4.63, marking an increase of 0.42.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 0.59. This value is below the healthy minimum of 1. It has increased from 0.57 (Mar 24) to 0.59, marking an increase of 0.02.
- For Retention Ratios (%), as of Mar 25, the value is 50.85. This value is within the healthy range. It has decreased from 56.39 (Mar 24) to 50.85, marking a decrease of 5.54.
- For Price / BV (X), as of Mar 25, the value is 1.09. This value is within the healthy range. It has decreased from 1.11 (Mar 24) to 1.09, marking a decrease of 0.02.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 0.59. This value is below the healthy minimum of 1. It has increased from 0.57 (Mar 24) to 0.59, marking an increase of 0.02.
- For EarningsYield, as of Mar 25, the value is 0.11. This value is below the healthy minimum of 5. It has decreased from 0.12 (Mar 24) to 0.11, marking a decrease of 0.01.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Balmer Lawrie Investment Ltd:
- Net Profit Margin: 7.99%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 12.47% (Industry Average ROCE: 15.8%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 12.47% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 8.62
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 2.22
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 9.38 (Industry average Stock P/E: 53.73)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.05
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 7.99%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | 21, Netaji Subhas Road, Kolkata West Bengal 700001 | lahoti.a@balmerlawrie.com http://www.blinv.com |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Saurav Dutta | Non Executive Chairman |
| Mr. Arvind Nath Jha | Government Nominee Director |
| Mr. Samir Kumar Mohanty | Government Nominee Director |
FAQ
What is the intrinsic value of Balmer Lawrie Investment Ltd?
Balmer Lawrie Investment Ltd's intrinsic value (as of 05 December 2025) is 64.22 which is 11.42% lower the current market price of 72.50, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 1,609 Cr. market cap, FY2025-2026 high/low of 95.8/60.0, reserves of ₹1,337 Cr, and liabilities of 3,393 Cr.
What is the Market Cap of Balmer Lawrie Investment Ltd?
The Market Cap of Balmer Lawrie Investment Ltd is 1,609 Cr..
What is the current Stock Price of Balmer Lawrie Investment Ltd as on 05 December 2025?
The current stock price of Balmer Lawrie Investment Ltd as on 05 December 2025 is 72.5.
What is the High / Low of Balmer Lawrie Investment Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Balmer Lawrie Investment Ltd stocks is 95.8/60.0.
What is the Stock P/E of Balmer Lawrie Investment Ltd?
The Stock P/E of Balmer Lawrie Investment Ltd is 9.38.
What is the Book Value of Balmer Lawrie Investment Ltd?
The Book Value of Balmer Lawrie Investment Ltd is 61.2.
What is the Dividend Yield of Balmer Lawrie Investment Ltd?
The Dividend Yield of Balmer Lawrie Investment Ltd is 5.93 %.
What is the ROCE of Balmer Lawrie Investment Ltd?
The ROCE of Balmer Lawrie Investment Ltd is 17.2 %.
What is the ROE of Balmer Lawrie Investment Ltd?
The ROE of Balmer Lawrie Investment Ltd is 13.2 %.
What is the Face Value of Balmer Lawrie Investment Ltd?
The Face Value of Balmer Lawrie Investment Ltd is 1.00.

