Share Price and Basic Stock Data
Last Updated: October 18, 2025, 4:36 pm
| PEG Ratio | 0.28 |
|---|
Analyst Insight & Comprehensive Analysis
Bank of India currently trades at a price of ₹120 with a market capitalization of ₹54,846 Cr. The bank’s price-to-earnings (P/E) ratio stands at 5.56, showcasing an undervalued position compared to sector peers. A return on equity (ROE) of 12.4% indicates efficient capital utilization, although the return on capital employed (ROCE) at 6.17% suggests room for improvement. With promoters holding a significant stake of 73.38%, the institution enjoys strong backing. However, the low foreign institutional investment (FII) and domestic institutional investment (DII) percentages at 3.53% and 15.97%, respectively, could raise concerns regarding external investor confidence.One of Bank of India’s strengths lies in its robust net profit of ₹9,552 Cr, supported by healthy reserves of ₹76,172 Cr. Nevertheless, the limited shareholder base of 7,15,785 shareholders may hinder broader market participation. Moving forward, diversifying the investor base and enhancing operational efficiency could bolster the bank’s growth prospects. Risks include the need to improve ROCE to align with industry standards and potential volatility due to the relatively low FII and DII holdings. In a scenario where Bank of India successfully attracts more institutional investors and implements strategic initiatives to boost ROCE, the stock could witness a revaluation, offering enhanced returns to shareholders.In conclusion, Bank of India exhibits solid financial fundamentals with room for improvement in certain key metrics. Investors should monitor the bank’s efforts to enhance ROCE and attract a more diverse investor base to capitalize on its potential for growth.Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Bank of India
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Union Bank of India | 1,04,344 Cr. | 137 | 159/101 | 5.55 | 149 | 3.48 % | 6.72 % | 17.0 % | 10.0 |
| UCO Bank | 38,735 Cr. | 30.9 | 52.0/26.8 | 15.4 | 25.9 | 1.26 % | 5.76 % | 8.38 % | 10.0 |
| State Bank of India (SBI) | 8,20,740 Cr. | 889 | 895/680 | 10.3 | 583 | 1.79 % | 6.47 % | 17.2 % | 1.00 |
| Punjab National Bank | 1,30,675 Cr. | 114 | 118/85.5 | 7.67 | 124 | 2.55 % | 6.32 % | 15.2 % | 2.00 |
| Punjab & Sind Bank | 21,003 Cr. | 29.6 | 56.3/25.2 | 18.1 | 19.2 | 0.24 % | 5.98 % | 7.03 % | 10.0 |
| Industry Average | 136,790.31 Cr | 209.15 | 9.80 | 171.77 | 2.04% | 6.22% | 14.34% | 7.46 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 10,043 | 11,545 | 12,796 | 13,548 | 14,442 | 15,062 | 15,319 | 16,250 | 17,046 | 17,466 | 18,317 | 18,479 | 18,467 |
| Interest | 5,915 | 6,433 | 7,144 | 7,948 | 8,467 | 9,256 | 9,792 | 10,242 | 10,693 | 11,403 | 12,166 | 12,333 | 12,321 |
| Expenses | 4,409 | 5,313 | 5,291 | 6,590 | 4,579 | 4,546 | 4,190 | 6,041 | 5,269 | 5,456 | 4,485 | 6,050 | 5,399 |
| Financing Profit | -281 | -201 | 360 | -990 | 1,396 | 1,260 | 1,337 | -33 | 1,084 | 607 | 1,666 | 97 | 747 |
| Financing Margin % | -3% | -2% | 3% | -7% | 10% | 8% | 9% | -0% | 6% | 3% | 9% | 1% | 4% |
| Other Income | 1,165 | 1,456 | 1,422 | 3,168 | 1,484 | 1,717 | 1,202 | 1,830 | 1,338 | 2,532 | 1,780 | 3,455 | 1,692 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 884 | 1,255 | 1,782 | 2,178 | 2,880 | 2,977 | 2,539 | 1,797 | 2,422 | 3,138 | 3,447 | 3,551 | 2,439 |
| Tax % | 34% | 40% | 35% | 36% | 48% | 50% | 25% | 17% | 28% | 24% | 26% | 25% | 28% |
| Net Profit | 659 | 853 | 915 | 1,413 | 1,562 | 1,499 | 1,931 | 1,574 | 1,890 | 2,422 | 2,638 | 2,602 | 1,831 |
| EPS in Rs | 1.60 | 2.08 | 2.23 | 3.44 | 3.81 | 3.65 | 4.24 | 3.46 | 4.15 | 5.32 | 5.79 | 5.72 | 4.02 |
| Gross NPA % | |||||||||||||
| Net NPA % |
Last Updated: August 1, 2025, 11:35 pm
Below is a detailed analysis of the quarterly data for Bank of India based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Interest, as of Jun 2025, the value is 12,321.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 12,333.00 Cr. (Mar 2025) to 12,321.00 Cr., marking a decrease of 12.00 Cr..
- For Expenses, as of Jun 2025, the value is 5,399.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 6,050.00 Cr. (Mar 2025) to 5,399.00 Cr., marking a decrease of 651.00 Cr..
- For Other Income, as of Jun 2025, the value is 1,692.00 Cr.. The value appears to be declining and may need further review. It has decreased from 3,455.00 Cr. (Mar 2025) to 1,692.00 Cr., marking a decrease of 1,763.00 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 2,439.00 Cr.. The value appears to be declining and may need further review. It has decreased from 3,551.00 Cr. (Mar 2025) to 2,439.00 Cr., marking a decrease of 1,112.00 Cr..
- For Tax %, as of Jun 2025, the value is 28.00%. The value appears to be increasing, which may not be favorable. It has increased from 25.00% (Mar 2025) to 28.00%, marking an increase of 3.00%.
- For Net Profit, as of Jun 2025, the value is 1,831.00 Cr.. The value appears to be declining and may need further review. It has decreased from 2,602.00 Cr. (Mar 2025) to 1,831.00 Cr., marking a decrease of 771.00 Cr..
- For EPS in Rs, as of Jun 2025, the value is 4.02. The value appears to be declining and may need further review. It has decreased from 5.72 (Mar 2025) to 4.02, marking a decrease of 1.70.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: August 22, 2025, 5:27 pm
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 38,125 | 43,685 | 42,093 | 39,585 | 38,313 | 41,005 | 42,591 | 40,854 | 38,281 | 47,932 | 61,073 | 71,308 | 72,729 |
| Interest | 27,170 | 32,220 | 30,245 | 27,606 | 27,679 | 27,207 | 27,191 | 26,421 | 24,083 | 27,441 | 37,757 | 46,594 | 48,222 |
| Expenses | 11,473 | 13,600 | 19,842 | 21,218 | 24,618 | 26,874 | 26,386 | 17,672 | 16,263 | 21,177 | 18,848 | 20,656 | 21,390 |
| Financing Profit | -518 | -2,135 | -7,994 | -9,239 | -13,984 | -13,076 | -10,987 | -3,239 | -2,065 | -686 | 4,469 | 4,057 | 3,116 |
| Financing Margin % | -1% | -5% | -19% | -23% | -36% | -32% | -26% | -8% | -5% | -1% | 7% | 6% | 4% |
| Other Income | 4,319 | 4,278 | 3,672 | 6,819 | 5,846 | 4,862 | 6,687 | 6,778 | 8,092 | 7,168 | 6,415 | 9,317 | 9,459 |
| Depreciation | 234 | 291 | 290 | -7 | 522 | 373 | 392 | 380 | 372 | 427 | 509 | 604 | 0 |
| Profit before tax | 3,567 | 1,852 | -4,612 | -2,412 | -8,660 | -8,587 | -4,692 | 3,160 | 5,655 | 6,056 | 10,375 | 12,771 | 12,575 |
| Tax % | 23% | 6% | 37% | -34% | -30% | -37% | -35% | 34% | 38% | 37% | 37% | 25% | |
| Net Profit | 2,988 | 2,015 | -6,276 | -1,492 | -5,982 | -5,426 | -3,051 | 2,081 | 3,487 | 3,839 | 6,567 | 9,552 | 9,493 |
| EPS in Rs | 46.50 | 30.27 | -75.98 | -13.94 | -34.20 | -19.67 | -9.31 | 6.36 | 8.51 | 9.35 | 14.42 | 20.97 | 20.85 |
| Dividend Payout % | 11% | 17% | 0% | 0% | 0% | 0% | 0% | 0% | 24% | 21% | 19% | 19% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | -32.56% | -411.46% | 76.23% | -300.94% | 9.29% | 43.77% | 168.21% | 67.56% | 10.09% | 71.06% | 45.45% |
| Change in YoY Net Profit Growth (%) | 0.00% | -378.90% | 487.69% | -377.17% | 310.23% | 34.48% | 124.44% | -100.64% | -57.47% | 60.97% | -25.61% |
Bank of India has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 5% |
| 5 Years: | 11% |
| 3 Years: | 23% |
| TTM: | 14% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 17% |
| 5 Years: | 38% |
| 3 Years: | 43% |
| TTM: | 43% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | -1% |
| 5 Years: | 18% |
| 3 Years: | 30% |
| 1 Year: | -5% |
| Return on Equity | |
|---|---|
| 10 Years: | 0% |
| 5 Years: | 8% |
| 3 Years: | 10% |
| Last Year: | 12% |
Last Updated: September 5, 2025, 12:30 am
Balance Sheet
Last Updated: June 16, 2025, 12:24 pm
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 643 | 666 | 817 | 1,055 | 1,744 | 2,760 | 3,278 | 3,278 | 4,104 | 4,104 | 4,553 | 4,553 |
| Reserves | 30,131 | 31,857 | 32,528 | 32,574 | 35,013 | 44,892 | 41,795 | 46,703 | 52,418 | 56,329 | 66,028 | 76,172 |
| Deposits | 481,995 | 536,932 | 515,722 | 542,352 | 522,997 | 522,555 | 557,386 | 629,098 | 629,981 | 672,194 | 740,611 | 819,806 |
| Borrowing | 45,128 | 37,649 | 51,103 | 39,491 | 43,598 | 44,265 | 39,752 | 32,464 | 26,821 | 65,015 | 80,960 | 123,869 |
| Other Liabilities | 20,126 | 18,046 | 16,457 | 16,553 | 11,833 | 16,409 | 20,805 | 21,244 | 29,807 | 28,393 | 32,127 | 32,024 |
| Total Liabilities | 578,022 | 625,150 | 616,628 | 632,026 | 615,184 | 630,881 | 663,017 | 732,786 | 743,131 | 826,036 | 924,280 | 1,056,425 |
| Fixed Assets | 5,678 | 5,802 | 8,382 | 8,349 | 8,192 | 8,799 | 8,765 | 8,637 | 9,570 | 9,950 | 10,178 | 11,865 |
| CWIP | 143 | 113 | 191 | 197 | 158 | 200 | 293 | 364 | 286 | 110 | 150 | 182 |
| Investments | 116,490 | 123,196 | 122,621 | 130,751 | 140,321 | 150,905 | 162,323 | 191,693 | 180,274 | 211,324 | 234,592 | 268,002 |
| Other Assets | 455,712 | 496,040 | 485,435 | 492,729 | 466,513 | 470,977 | 491,636 | 532,092 | 553,001 | 604,652 | 679,361 | 776,376 |
| Total Assets | 578,022 | 625,150 | 616,628 | 632,026 | 615,184 | 630,881 | 663,017 | 732,786 | 743,131 | 826,036 | 924,280 | 1,056,425 |
Below is a detailed analysis of the balance sheet data for Bank of India based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2025, the value is 4,553.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 4,553.00 Cr..
- For Reserves, as of Mar 2025, the value is 76,172.00 Cr.. The value appears strong and on an upward trend. It has increased from 66,028.00 Cr. (Mar 2024) to 76,172.00 Cr., marking an increase of 10,144.00 Cr..
- For Other Liabilities, as of Mar 2025, the value is 32,024.00 Cr.. The value appears to be improving (decreasing). It has decreased from 32,127.00 Cr. (Mar 2024) to 32,024.00 Cr., marking a decrease of 103.00 Cr..
- For Total Liabilities, as of Mar 2025, the value is 1,056,425.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 924,280.00 Cr. (Mar 2024) to 1,056,425.00 Cr., marking an increase of 132,145.00 Cr..
- For Fixed Assets, as of Mar 2025, the value is 11,865.00 Cr.. The value appears strong and on an upward trend. It has increased from 10,178.00 Cr. (Mar 2024) to 11,865.00 Cr., marking an increase of 1,687.00 Cr..
- For CWIP, as of Mar 2025, the value is 182.00 Cr.. The value appears strong and on an upward trend. It has increased from 150.00 Cr. (Mar 2024) to 182.00 Cr., marking an increase of 32.00 Cr..
- For Investments, as of Mar 2025, the value is 268,002.00 Cr.. The value appears strong and on an upward trend. It has increased from 234,592.00 Cr. (Mar 2024) to 268,002.00 Cr., marking an increase of 33,410.00 Cr..
- For Other Assets, as of Mar 2025, the value is 776,376.00 Cr.. The value appears strong and on an upward trend. It has increased from 679,361.00 Cr. (Mar 2024) to 776,376.00 Cr., marking an increase of 97,015.00 Cr..
- For Total Assets, as of Mar 2025, the value is 1,056,425.00 Cr.. The value appears strong and on an upward trend. It has increased from 924,280.00 Cr. (Mar 2024) to 1,056,425.00 Cr., marking an increase of 132,145.00 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -470.00 | -523.00 | -496.00 | -521.00 | -498.00 | -496.00 | -531.00 | -612.00 | -613.00 | -651.00 | -722.00 | -799.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 11% | 6% | -19% | -4% | -17% | -14% | -7% | 4% | 6% | 6% | 10% | 12% |
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Pure Value Fund | 7,063,991 | 1.59 | 77.28 | 7,063,991 | 2025-04-22 17:25:41 | 0% |
| Aditya Birla Sun Life Banking And Financial Services Fund | 6,996,313 | 2.64 | 76.54 | 6,996,313 | 2025-04-22 17:25:41 | 0% |
| Aditya Birla Sun Life PSU Equity Fund | 6,839,613 | 5.27 | 74.83 | 6,839,613 | 2025-04-22 17:25:41 | 0% |
| Nippon India ETF Nifty PSU Bank BeES | 6,788,432 | 4.41 | 74.27 | 6,788,432 | 2025-04-22 17:25:41 | 0% |
| Kotak Nifty PSU Bank ETF | 4,973,053 | 4.42 | 54.41 | 4,973,053 | 2025-04-22 17:25:41 | 0% |
| Aditya Birla Sun Life Small Cap Fund | 3,910,507 | 0.92 | 42.78 | 3,910,507 | 2025-04-22 17:25:41 | 0% |
| SBI PSU Fund | 3,000,000 | 3.9 | 32.82 | 3,000,000 | 2025-04-22 17:25:41 | 0% |
| Aditya Birla Sun Life Dividend Yield Fund | 1,606,248 | 1.71 | 17.57 | 1,606,248 | 2025-04-22 17:25:41 | 0% |
| Sundaram Mid Cap Fund | 1,000,000 | 0.12 | 10.94 | 1,000,000 | 2025-04-22 17:25:41 | 0% |
| Sundaram Mid Cap Fund - Institutional Plan | 1,000,000 | 0.12 | 10.94 | 1,000,000 | 2025-04-22 17:25:41 | 0% |
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 20.97 | 15.48 | 9.35 | 9.07 | 6.36 |
| Diluted EPS (Rs.) | 20.97 | 15.48 | 9.35 | 9.07 | 6.35 |
| Cash EPS (Rs.) | 21.84 | 15.14 | 10.50 | 9.20 | 7.87 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 159.01 | 139.91 | 130.30 | 120.70 | 124.10 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 177.29 | 155.01 | 147.24 | 137.71 | 143.33 |
| Operating Revenue / Share (Rs.) | 156.60 | 134.13 | 116.78 | 93.27 | 124.64 |
| Net Profit / Share (Rs.) | 20.51 | 14.02 | 9.46 | 8.30 | 6.71 |
| Net Profit After MI / Share (Rs.) | 20.97 | 14.42 | 9.35 | 8.51 | 6.35 |
| Net Profit Margin (%) | 13.09 | 10.45 | 8.09 | 8.89 | 5.38 |
| Net Profit After MI And SOA Nargin (%) | 13.39 | 10.74 | 8.00 | 9.12 | 5.09 |
| Operating Profit Margin (%) | 27.61 | 21.60 | 14.01 | 15.33 | 10.02 |
| Return On Assets (%) | 0.90 | 0.71 | 0.46 | 0.46 | 0.28 |
| Return On Equity / Networth (%) | 13.18 | 10.30 | 7.17 | 7.04 | 5.12 |
| Net Interest Margin (X) | 2.33 | 2.52 | 2.48 | 1.91 | 1.96 |
| Cost To Income (%) | 50.88 | 51.79 | 51.88 | 54.80 | 50.19 |
| Interest Income / Total Assets (%) | 6.74 | 6.60 | 5.80 | 5.15 | 5.57 |
| Non-Interest Income / Total Assets (%) | 0.86 | 0.67 | 0.87 | 1.07 | 1.02 |
| Operating Profit / Total Assets (%) | 0.02 | 0.01 | -0.40 | -0.61 | -0.72 |
| Operating Expenses / Total Assets (%) | 1.62 | 1.65 | 1.74 | 1.63 | 1.50 |
| Interest Expenses / Total Assets (%) | 4.41 | 4.08 | 3.32 | 3.24 | 3.60 |
| Enterprise Value (Rs.Cr.) | 940316.59 | 845059.44 | 723548.52 | 635089.78 | 622871.03 |
| EV Per Net Sales (X) | 13.19 | 13.84 | 15.10 | 16.59 | 15.25 |
| Price To Book Value (X) | 0.67 | 0.97 | 0.57 | 0.37 | 0.54 |
| Price To Sales (X) | 0.68 | 1.02 | 0.64 | 0.49 | 0.54 |
| Retention Ratios (%) | 86.64 | 87.49 | 78.61 | 100.00 | 100.00 |
| Earnings Yield (X) | 0.19 | 0.10 | 0.12 | 0.18 | 0.09 |
After reviewing the key financial ratios for Bank of India, here is a detailed analysis based on the latest available data and recent trends:
- For Basic EPS (Rs.), as of Mar 25, the value is 20.97. This value is within the healthy range. It has increased from 15.48 (Mar 24) to 20.97, marking an increase of 5.49.
- For Diluted EPS (Rs.), as of Mar 25, the value is 20.97. This value is within the healthy range. It has increased from 15.48 (Mar 24) to 20.97, marking an increase of 5.49.
- For Cash EPS (Rs.), as of Mar 25, the value is 21.84. This value is within the healthy range. It has increased from 15.14 (Mar 24) to 21.84, marking an increase of 6.70.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 159.01. It has increased from 139.91 (Mar 24) to 159.01, marking an increase of 19.10.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 177.29. It has increased from 155.01 (Mar 24) to 177.29, marking an increase of 22.28.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 20.51. This value is within the healthy range. It has increased from 14.02 (Mar 24) to 20.51, marking an increase of 6.49.
- For Net Profit Margin (%), as of Mar 25, the value is 13.09. This value exceeds the healthy maximum of 10. It has increased from 10.45 (Mar 24) to 13.09, marking an increase of 2.64.
- For Return On Assets (%), as of Mar 25, the value is 0.90. This value is below the healthy minimum of 5. It has increased from 0.71 (Mar 24) to 0.90, marking an increase of 0.19.
- For Retention Ratios (%), as of Mar 25, the value is 86.64. This value exceeds the healthy maximum of 70. It has decreased from 87.49 (Mar 24) to 86.64, marking a decrease of 0.85.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Unable to fetch valid data for stock valuation.Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Bank of India:
- Net Profit Margin: 13.09%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 0% (Industry Average ROCE: 6.22%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0% (Industry Average ROE: 14.34%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 5.59 (Industry average Stock P/E: 9.8)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 13.09%
About the Company - Qualitative Analysis
Bank of India is a Public Limited Listed company incorporated on 07/09/1906 and has its registered office in the State of Maharashtra, India. Company's Corporate Identification Number(CIN) is U99999MH1906PLC000243 and registration number is 000243. Currently company belongs to the Industry of Finance - Banks - Public Sector. Company's Total Operating Revenue is Rs. 70826.30 Cr. and Equity Capital is Rs. 4553.41 Cr. for the Year ended 31/03/2025.
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance - Banks - Public Sector | Star House, C-5, `G' Block, Mumbai Maharashtra 400051 | headoffice.share@bankofindia.co.in http://www.bankofindia.co.in |
| Management | |
|---|---|
| Name | Position Held |
| Mr. M R Kumar | Non Executive Chairman |
| Mr. Rajneesh Karnatak | Managing Director & CEO |
| Mr. P R Rajagopal | Executive Director |
| Mr. Subrat Kumar | Executive Director |
| Mr. Rajiv Mishra | Executive Director |
| Mr. Manoj Muttathil Ayyappan | Director |
| Mrs. Jamuna Ravi | Director |
| Mr. V V Shenoy | Director |
| Mr. Ashok Narain | Director |
FAQ
What is the intrinsic value of Bank of India?
Bank of India's intrinsic value (as of 18 October 2025) is 104.82 which is 14.78% lower the current market price of 123.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 56,048 Cr. market cap, FY2025-2026 high/low of 130/90.0, reserves of ₹76,172 Cr, and liabilities of 1,056,425 Cr.
What is the Market Cap of Bank of India?
The Market Cap of Bank of India is 56,048 Cr..
What is the current Stock Price of Bank of India as on 18 October 2025?
The current stock price of Bank of India as on 18 October 2025 is 123.
What is the High / Low of Bank of India stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Bank of India stocks is 130/90.0.
What is the Stock P/E of Bank of India?
The Stock P/E of Bank of India is 5.59.
What is the Book Value of Bank of India?
The Book Value of Bank of India is 183.
What is the Dividend Yield of Bank of India?
The Dividend Yield of Bank of India is 3.29 %.
What is the ROCE of Bank of India?
The ROCE of Bank of India is 6.17 %.
What is the ROE of Bank of India?
The ROE of Bank of India is 12.4 %.
What is the Face Value of Bank of India?
The Face Value of Bank of India is 10.0.