Share Price and Basic Stock Data
Last Updated: January 10, 2026, 4:35 am
| PEG Ratio | 0.31 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Canara Bank, a prominent player in the Indian public sector banking space, reported a share price of ₹153 and a market capitalization of ₹1,38,808 Cr. The bank has demonstrated a strong revenue trajectory, with total revenue reaching ₹85,885 Cr in FY 2023, up from ₹70,614 Cr in FY 2022. This upward trend continued, with the trailing twelve months (TTM) revenue standing at ₹125,841 Cr, indicating robust growth. Quarterly revenues have also shown consistent growth, starting from ₹20,482 Cr in September 2022 to ₹27,290 Cr by September 2023. This growth is underpinned by a steady increase in interest income, which rose from ₹12,681 Cr in September 2022 to ₹17,934 Cr in September 2023. Overall, Canara Bank’s revenue growth reflects its ability to capitalize on market opportunities and expand its customer base effectively.
Profitability and Efficiency Metrics
Canara Bank’s profitability metrics showcase a significant improvement, with a net profit of ₹17,496 Cr reported for FY 2025, marking a substantial increase from ₹11,345 Cr in FY 2023. The bank’s earnings per share (EPS) stood at ₹19.34 for FY 2025, up from ₹12.41 in FY 2023. The return on equity (ROE) also improved, reaching 17.8%, demonstrating effective utilization of shareholders’ funds. The bank’s net profit margin for FY 2025 was recorded at 14.25%, which is higher than the typical sector range, indicating efficient cost management and a strong operational framework. However, the financing profit has remained negative, with a reported figure of ₹-7,162 Cr for FY 2025, reflecting challenges in interest rate management. This negative financing margin could pose a risk to overall profitability if not addressed effectively.
Balance Sheet Strength and Financial Ratios
Canara Bank’s balance sheet reflects significant strength, with total assets reported at ₹1,730,691 Cr for FY 2025, an increase from ₹1,381,030 Cr in FY 2023. The bank’s reserves have also shown a strong upward trend, reaching ₹113,388 Cr by September 2025, which supports its capital adequacy and operational stability. The bank’s borrowing stood at ₹89,665 Cr for FY 2025, a moderate increase compared to previous years, indicating prudent financial management. The price-to-book value ratio was recorded at 0.81, suggesting that the stock is trading below its intrinsic value, potentially presenting an investment opportunity. However, the cost-to-income ratio of 54.57% indicates room for improvement in operational efficiency, as lower ratios are generally preferred in the banking sector.
Shareholding Pattern and Investor Confidence
Canara Bank’s shareholding pattern indicates a stable and confident investor base, with promoters holding 62.93% of the shares. Foreign institutional investors (FIIs) have increased their stake to 11.89%, up from 8.74% in December 2022, reflecting growing confidence from international investors. Domestic institutional investors (DIIs) also hold 12.23%, while public shareholding stands at 12.92%. The total number of shareholders has increased significantly, from 6,16,024 in December 2022 to 16,14,081 by September 2025, indicating rising interest and confidence among retail investors. This diverse ownership structure supports the bank’s stability and reflects investor trust in its growth prospects. The consistent promoter stake also suggests a commitment to the bank’s long-term strategy and performance.
Outlook, Risks, and Final Insight
The outlook for Canara Bank remains positive, driven by its robust revenue growth, improving profitability, and strong balance sheet. However, risks remain, particularly related to its negative financing profit and high cost-to-income ratio, which could impact future earnings if not managed effectively. Additionally, the bank must navigate the challenges posed by fluctuating interest rates and increasing competition in the banking sector. Should Canara Bank continue to enhance its operational efficiency and address its financing margins, it could potentially improve its profitability metrics further. Conversely, failure to manage these aspects may hinder its growth trajectory. Overall, the bank’s solid fundamentals and increasing investor confidence position it well for sustained growth in the future.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Union Bank of India | 1,23,863 Cr. | 162 | 167/101 | 6.70 | 165 | 2.93 % | 6.72 % | 17.0 % | 10.0 |
| UCO Bank | 36,089 Cr. | 28.8 | 46.3/26.8 | 14.3 | 25.9 | 1.36 % | 5.76 % | 8.38 % | 10.0 |
| State Bank of India (SBI) | 9,23,523 Cr. | 1,000 | 1,024/680 | 11.8 | 617 | 1.59 % | 6.47 % | 17.2 % | 1.00 |
| Punjab National Bank | 1,41,248 Cr. | 123 | 128/85.5 | 8.29 | 124 | 2.36 % | 6.32 % | 15.2 % | 2.00 |
| Punjab & Sind Bank | 19,222 Cr. | 27.1 | 52.0/25.2 | 16.6 | 19.2 | 0.26 % | 5.98 % | 7.03 % | 10.0 |
| Industry Average | 151,912.31 Cr | 231.49 | 10.16 | 177.23 | 1.86% | 6.22% | 14.34% | 7.46 |
Quarterly Result
| Metric | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 20,482 | 22,561 | 24,304 | 25,451 | 27,290 | 28,492 | 29,286 | 29,173 | 30,182 | 30,751 | 31,496 | 31,523 | 32,072 |
| Interest | 12,681 | 13,622 | 15,292 | 16,337 | 17,934 | 18,620 | 19,226 | 19,534 | 20,427 | 21,163 | 21,556 | 21,992 | 22,412 |
| Expenses | 11,326 | 10,831 | 12,253 | 10,990 | 10,859 | 12,001 | 13,198 | 12,010 | 12,066 | 10,752 | 12,124 | 13,141 | 13,251 |
| Financing Profit | -3,525 | -1,891 | -3,241 | -1,876 | -1,504 | -2,129 | -3,138 | -2,371 | -2,312 | -1,165 | -2,185 | -3,610 | -3,591 |
| Financing Margin % | -17% | -8% | -13% | -7% | -6% | -7% | -11% | -8% | -8% | -4% | -7% | -11% | -11% |
| Other Income | 6,876 | 5,777 | 7,470 | 6,809 | 6,602 | 7,138 | 8,098 | 7,793 | 7,824 | 6,679 | 8,761 | 8,086 | 9,942 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 3,351 | 3,886 | 4,229 | 4,933 | 5,098 | 5,009 | 4,960 | 5,422 | 5,513 | 5,515 | 6,576 | 4,475 | 6,351 |
| Tax % | 23% | 25% | 24% | 28% | 28% | 25% | 24% | 27% | 26% | 25% | 22% | 33% | 23% |
| Net Profit | 2,730 | 3,058 | 3,364 | 3,755 | 3,829 | 3,827 | 3,991 | 4,098 | 4,227 | 4,256 | 5,111 | 3,233 | 4,896 |
| EPS in Rs | 2.98 | 3.34 | 3.68 | 4.12 | 4.19 | 4.18 | 4.36 | 4.48 | 4.62 | 4.65 | 5.59 | 3.52 | 5.35 |
| Gross NPA % | 6.37% | 5.90% | 5.35% | 5.16% | 4.76% | 4.39% | 4.23% | 4.14% | 3.73% | 3.34% | 2.94% | 2.69% | 2.35% |
| Net NPA % | 2.19% | 1.96% | 1.73% | 1.57% | 1.41% | 1.32% | 1.27% | 1.24% | 0.99% | 0.89% | 0.70% | 0.63% | 0.54% |
Last Updated: January 2, 2026, 4:03 am
Below is a detailed analysis of the quarterly data for Canara Bank based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Interest, as of Sep 2025, the value is 22,412.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 21,992.00 Cr. (Jun 2025) to 22,412.00 Cr., marking an increase of 420.00 Cr..
- For Expenses, as of Sep 2025, the value is 13,251.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 13,141.00 Cr. (Jun 2025) to 13,251.00 Cr., marking an increase of 110.00 Cr..
- For Other Income, as of Sep 2025, the value is 9,942.00 Cr.. The value appears strong and on an upward trend. It has increased from 8,086.00 Cr. (Jun 2025) to 9,942.00 Cr., marking an increase of 1,856.00 Cr..
- For Depreciation, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Sep 2025, the value is 6,351.00 Cr.. The value appears strong and on an upward trend. It has increased from 4,475.00 Cr. (Jun 2025) to 6,351.00 Cr., marking an increase of 1,876.00 Cr..
- For Tax %, as of Sep 2025, the value is 23.00%. The value appears to be improving (decreasing) as expected. It has decreased from 33.00% (Jun 2025) to 23.00%, marking a decrease of 10.00%.
- For Net Profit, as of Sep 2025, the value is 4,896.00 Cr.. The value appears strong and on an upward trend. It has increased from 3,233.00 Cr. (Jun 2025) to 4,896.00 Cr., marking an increase of 1,663.00 Cr..
- For EPS in Rs, as of Sep 2025, the value is 5.35. The value appears strong and on an upward trend. It has increased from 3.52 (Jun 2025) to 5.35, marking an increase of 1.83.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 5:31 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 39,570 | 43,813 | 44,039 | 41,457 | 41,345 | 47,951 | 49,759 | 70,253 | 70,614 | 85,885 | 110,519 | 121,601 | 125,841 |
| Interest | 30,606 | 34,133 | 34,263 | 31,540 | 29,113 | 32,339 | 35,817 | 45,182 | 43,035 | 52,990 | 72,118 | 82,681 | 87,124 |
| Expenses | 9,636 | 10,302 | 17,785 | 15,691 | 25,582 | 27,202 | 26,809 | 43,437 | 41,235 | 42,772 | 46,146 | 46,082 | 49,268 |
| Financing Profit | -672 | -621 | -8,008 | -5,775 | -13,350 | -11,590 | -12,867 | -18,367 | -13,657 | -9,877 | -7,745 | -7,162 | -10,551 |
| Financing Margin % | -2% | -1% | -18% | -14% | -32% | -24% | -26% | -26% | -19% | -12% | -7% | -6% | -8% |
| Other Income | 4,144 | 4,733 | 5,266 | 7,852 | 7,398 | 9,907 | 11,799 | 23,086 | 23,643 | 25,325 | 28,646 | 31,057 | 33,467 |
| Depreciation | 230 | 429 | 172 | 331 | 456 | 429 | 446 | 838 | 841 | 1,021 | 902 | 870 | 0 |
| Profit before tax | 3,242 | 3,683 | -2,914 | 1,746 | -6,408 | -2,111 | -1,514 | 3,882 | 9,145 | 14,427 | 20,000 | 23,025 | 22,916 |
| Tax % | 20% | 22% | -13% | 29% | -36% | -126% | 34% | 30% | 37% | 25% | 26% | 25% | |
| Net Profit | 2,672 | 2,931 | -2,535 | 1,411 | -3,873 | 696 | -1,921 | 2,957 | 6,158 | 11,345 | 15,401 | 17,692 | 17,496 |
| EPS in Rs | 10.37 | 10.96 | -8.73 | 4.55 | -10.78 | 1.60 | -3.86 | 3.51 | 6.75 | 12.41 | 16.84 | 19.34 | 19.11 |
| Dividend Payout % | 19% | 17% | 0% | 4% | 0% | 0% | 0% | 0% | 19% | 19% | 19% | 21% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 9.69% | -186.49% | 155.66% | -374.49% | 117.97% | -376.01% | 253.93% | 108.25% | 84.23% | 35.75% | 14.88% |
| Change in YoY Net Profit Growth (%) | 0.00% | -196.18% | 342.15% | -530.15% | 492.46% | -493.98% | 629.94% | -145.68% | -24.02% | -48.48% | -20.88% |
Canara Bank has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 11% |
| 5 Years: | 20% |
| 3 Years: | 20% |
| TTM: | 9% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 20% |
| 5 Years: | 61% |
| 3 Years: | 42% |
| TTM: | 18% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 8% |
| 5 Years: | 39% |
| 3 Years: | 29% |
| 1 Year: | -2% |
| Return on Equity | |
|---|---|
| 10 Years: | 8% |
| 5 Years: | 14% |
| 3 Years: | 17% |
| Last Year: | 18% |
Last Updated: September 5, 2025, 1:30 am
Balance Sheet
Last Updated: December 10, 2025, 2:30 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 461 | 475 | 543 | 597 | 733 | 753 | 1,030 | 1,647 | 1,814 | 1,814 | 1,814 | 1,814 | 1,814 |
| Reserves | 29,715 | 32,017 | 31,867 | 34,088 | 36,164 | 36,936 | 40,176 | 60,763 | 68,147 | 76,240 | 90,319 | 103,603 | 113,388 |
| Deposits | 431,880 | 485,802 | 479,749 | 495,266 | 524,847 | 599,123 | 625,408 | 1,010,985 | 1,086,341 | 1,179,086 | 1,312,242 | 1,456,495 | 1,527,472 |
| Borrowing | 16,034 | 13,686 | 26,963 | 39,592 | 38,910 | 41,043 | 42,762 | 50,013 | 46,285 | 58,073 | 57,538 | 89,665 | 91,131 |
| Other Liabilities | 23,000 | 26,578 | 24,603 | 26,615 | 30,781 | 33,928 | 32,064 | 56,132 | 56,202 | 65,816 | 73,104 | 79,114 | 77,698 |
| Total Liabilities | 501,090 | 558,558 | 563,725 | 596,159 | 631,435 | 711,783 | 741,440 | 1,179,540 | 1,258,789 | 1,381,030 | 1,535,018 | 1,730,691 | 1,811,503 |
| Fixed Assets | 6,661 | 6,969 | 7,206 | 7,185 | 8,335 | 8,433 | 8,323 | 11,269 | 11,447 | 10,334 | 12,184 | 10,149 | 10,223 |
| CWIP | 1 | 1 | 0 | 0 | 0 | 0 | 0 | 2 | 2 | 0 | 147 | 152 | 0 |
| Investments | 135,445 | 152,122 | 152,470 | 162,073 | 157,444 | 168,678 | 192,645 | 286,191 | 311,347 | 352,893 | 399,207 | 426,188 | 444,689 |
| Other Assets | 358,982 | 399,466 | 404,049 | 426,901 | 465,657 | 534,672 | 540,472 | 882,077 | 935,992 | 1,017,803 | 1,123,480 | 1,294,201 | 1,356,591 |
| Total Assets | 501,090 | 558,558 | 563,725 | 596,159 | 631,435 | 711,783 | 741,440 | 1,179,540 | 1,258,789 | 1,381,030 | 1,535,018 | 1,730,691 | 1,811,503 |
Below is a detailed analysis of the balance sheet data for Canara Bank based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 1,814.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 1,814.00 Cr..
- For Reserves, as of Sep 2025, the value is 113,388.00 Cr.. The value appears strong and on an upward trend. It has increased from 103,603.00 Cr. (Mar 2025) to 113,388.00 Cr., marking an increase of 9,785.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 77,698.00 Cr.. The value appears to be improving (decreasing). It has decreased from 79,114.00 Cr. (Mar 2025) to 77,698.00 Cr., marking a decrease of 1,416.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 1,811,503.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1,730,691.00 Cr. (Mar 2025) to 1,811,503.00 Cr., marking an increase of 80,812.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 10,223.00 Cr.. The value appears strong and on an upward trend. It has increased from 10,149.00 Cr. (Mar 2025) to 10,223.00 Cr., marking an increase of 74.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 152.00 Cr. (Mar 2025) to 0.00 Cr., marking a decrease of 152.00 Cr..
- For Investments, as of Sep 2025, the value is 444,689.00 Cr.. The value appears strong and on an upward trend. It has increased from 426,188.00 Cr. (Mar 2025) to 444,689.00 Cr., marking an increase of 18,501.00 Cr..
- For Other Assets, as of Sep 2025, the value is 1,356,591.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,294,201.00 Cr. (Mar 2025) to 1,356,591.00 Cr., marking an increase of 62,390.00 Cr..
- For Total Assets, as of Sep 2025, the value is 1,811,503.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,730,691.00 Cr. (Mar 2025) to 1,811,503.00 Cr., marking an increase of 80,812.00 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -422.00 | -475.00 | -462.00 | -480.00 | -499.00 | -572.00 | -599.00 | 42.00 | 40.00 | 41.00 | 45.00 | 45.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 10% | 9% | -8% | 4% | -11% | 2% | -5% | 6% | 9% | 15% | 18% | 18% |
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| HSBC Value Fund | 22,762,200 | 2.37 | 345.03 | 5,537,800 | 2025-12-08 00:33:58 | 311.03% |
| Kotak Multicap Fund | 18,381,837 | 1.25 | 278.63 | N/A | N/A | N/A |
| SBI Large & Midcap Fund | 14,991,451 | 0.61 | 227.24 | N/A | N/A | N/A |
| SBI Multicap Fund | 13,500,000 | 0.85 | 204.63 | N/A | N/A | N/A |
| Edelweiss Mid Cap Fund | 10,006,121 | 1.15 | 151.67 | N/A | N/A | N/A |
| Aditya Birla Sun Life Value Fund | 7,399,885 | 1.76 | 112.17 | N/A | N/A | N/A |
| Tata Arbitrage Fund | 6,540,750 | 0.49 | 99.14 | 10,509,750 | 2025-12-15 01:01:23 | -37.76% |
| SBI Banking & Financial Services Fund | 5,000,000 | 0.77 | 75.79 | 2,850,000 | 2025-12-08 00:33:58 | 75.44% |
| Aditya Birla Sun Life Multi-Cap Fund | 4,500,000 | 1.01 | 68.21 | N/A | N/A | N/A |
| ICICI Prudential Equity Savings Fund | 4,414,500 | 0.38 | 66.92 | N/A | N/A | N/A |
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| Face Value | 2.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 19.34 | 84.22 | 62.04 | 35.04 | 19.11 |
| Diluted EPS (Rs.) | 19.34 | 84.22 | 62.04 | 35.04 | 19.11 |
| Cash EPS (Rs.) | 20.07 | 86.45 | 65.20 | 36.58 | 21.50 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 109.11 | 457.60 | 388.97 | 338.76 | 328.68 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 116.22 | 507.86 | 430.25 | 385.65 | 378.99 |
| Operating Revenue / Share (Rs.) | 134.06 | 609.21 | 473.42 | 389.24 | 426.37 |
| Net Profit / Share (Rs.) | 19.11 | 81.48 | 59.58 | 31.94 | 16.41 |
| Net Profit After MI / Share (Rs.) | 19.34 | 84.22 | 62.04 | 33.76 | 17.55 |
| Net Profit Margin (%) | 14.25 | 13.37 | 12.58 | 8.20 | 3.84 |
| Net Profit After MI And SOA Nargin (%) | 14.42 | 13.82 | 13.10 | 8.67 | 4.11 |
| Operating Profit Margin (%) | 24.77 | 22.04 | 18.56 | 11.31 | 5.57 |
| Return On Assets (%) | 1.01 | 0.99 | 0.81 | 0.48 | 0.24 |
| Return On Equity / Networth (%) | 17.72 | 18.40 | 15.94 | 9.96 | 5.34 |
| Net Interest Margin (X) | 2.24 | 2.50 | 2.38 | 2.19 | 2.12 |
| Cost To Income (%) | 54.57 | 55.68 | 51.95 | 54.51 | 58.34 |
| Interest Income / Total Assets (%) | 7.02 | 7.19 | 6.21 | 5.61 | 5.95 |
| Non-Interest Income / Total Assets (%) | 1.79 | 1.86 | 1.83 | 1.87 | 1.98 |
| Operating Profit / Total Assets (%) | -0.79 | -0.90 | -1.05 | -1.41 | -1.75 |
| Operating Expenses / Total Assets (%) | 2.20 | 2.43 | 2.19 | 2.22 | 2.39 |
| Interest Expenses / Total Assets (%) | 4.77 | 4.69 | 3.83 | 3.42 | 3.83 |
| Enterprise Value (Rs.Cr.) | 1536859.41 | 1404064.26 | 1233726.37 | 1122278.44 | 1042953.47 |
| EV Per Net Sales (X) | 12.64 | 12.70 | 14.36 | 15.89 | 14.85 |
| Price To Book Value (X) | 0.81 | 1.27 | 0.73 | 0.67 | 0.46 |
| Price To Sales (X) | 0.66 | 0.95 | 0.60 | 0.58 | 0.35 |
| Retention Ratios (%) | 79.31 | 80.88 | 80.65 | 80.74 | 100.00 |
| Earnings Yield (X) | 0.21 | 0.14 | 0.21 | 0.14 | 0.11 |
After reviewing the key financial ratios for Canara Bank, here is a detailed analysis based on the latest available data and recent trends:
- For Basic EPS (Rs.), as of Mar 25, the value is 19.34. This value is within the healthy range. It has decreased from 84.22 (Mar 24) to 19.34, marking a decrease of 64.88.
- For Diluted EPS (Rs.), as of Mar 25, the value is 19.34. This value is within the healthy range. It has decreased from 84.22 (Mar 24) to 19.34, marking a decrease of 64.88.
- For Cash EPS (Rs.), as of Mar 25, the value is 20.07. This value is within the healthy range. It has decreased from 86.45 (Mar 24) to 20.07, marking a decrease of 66.38.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 109.11. It has decreased from 457.60 (Mar 24) to 109.11, marking a decrease of 348.49.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 116.22. It has decreased from 507.86 (Mar 24) to 116.22, marking a decrease of 391.64.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 19.11. This value is within the healthy range. It has decreased from 81.48 (Mar 24) to 19.11, marking a decrease of 62.37.
- For Net Profit Margin (%), as of Mar 25, the value is 14.25. This value exceeds the healthy maximum of 10. It has increased from 13.37 (Mar 24) to 14.25, marking an increase of 0.88.
- For Return On Assets (%), as of Mar 25, the value is 1.01. This value is below the healthy minimum of 5. It has increased from 0.99 (Mar 24) to 1.01, marking an increase of 0.02.
- For Retention Ratios (%), as of Mar 25, the value is 79.31. This value exceeds the healthy maximum of 70. It has decreased from 80.88 (Mar 24) to 79.31, marking a decrease of 1.57.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Canara Bank:
- Net Profit Margin: 14.25%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 0% (Industry Average ROCE: 6.22%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0% (Industry Average ROE: 14.34%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 7.13 (Industry average Stock P/E: 10.16)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 14.25%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance - Banks - Public Sector | 112, J.C. Road, Bengaluru Karnataka 560002 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Vijay Srirangan | Non Executive Chairman |
| Mr. K Satyanarayana Raju | Managing Director & CEO |
| Mr. Debashish Mukherjee | Executive Director |
| Mr. Hardeep Singh Ahluwalia | Executive Director |
| Mr. S K Majumdar | Executive Director |
| Mr. Bhavendra Kumar | Executive Director |
| Ms. Abha Singh Yaduvanshi | Shareholder Director |
| Mr. Bimal Prasad Sharma | Shareholder Director |
| Mr. Hemant Buch | Shareholder Director |
| Ms. Nalini Padmanabhan | Part Time Non Official Director |
| Mr. Parshant Kumar Goyal | Government Nominee Director |
| Mr. Rohit Das | Government Nominee Director |
FAQ
What is the intrinsic value of Canara Bank?
Canara Bank's intrinsic value (as of 09 January 2026) is ₹132.37 which is 12.34% lower the current market price of ₹151.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's ₹1,36,550 Cr. market cap, FY2025-2026 high/low of ₹158/78.6, reserves of ₹113,388 Cr, and liabilities of ₹1,811,503 Cr.
What is the Market Cap of Canara Bank?
The Market Cap of Canara Bank is 1,36,550 Cr..
What is the current Stock Price of Canara Bank as on 09 January 2026?
The current stock price of Canara Bank as on 09 January 2026 is ₹151.
What is the High / Low of Canara Bank stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Canara Bank stocks is ₹158/78.6.
What is the Stock P/E of Canara Bank?
The Stock P/E of Canara Bank is 7.13.
What is the Book Value of Canara Bank?
The Book Value of Canara Bank is 127.
What is the Dividend Yield of Canara Bank?
The Dividend Yield of Canara Bank is 2.66 %.
What is the ROCE of Canara Bank?
The ROCE of Canara Bank is 6.79 %.
What is the ROE of Canara Bank?
The ROE of Canara Bank is 17.8 %.
What is the Face Value of Canara Bank?
The Face Value of Canara Bank is 2.00.