Share Price and Basic Stock Data
Last Updated: January 19, 2026, 8:34 pm
| PEG Ratio | 0.32 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Canara Bank, a prominent player in the Indian public sector banking industry, reported a share price of ₹152 and a market capitalization of ₹1,38,055 Cr. The bank’s revenue trajectory has shown a robust upward trend, with total revenues rising from ₹85,885 Cr in FY 2023 to ₹121,601 Cr in FY 2025, representing a remarkable increase of approximately 41.5%. Quarterly revenue figures also reflect this growth, climbing from ₹20,482 Cr in September 2022 to ₹27,290 Cr in September 2023, further reaching ₹30,182 Cr in September 2024. This consistent performance indicates strong operational capabilities and an expanding customer base, driven by both retail and corporate banking segments. The reported interest income also rose significantly, from ₹52,990 Cr in FY 2023 to ₹82,681 Cr in FY 2025, highlighting the bank’s effective asset-liability management. Overall, Canara Bank’s revenue growth aligns well with the broader banking sector’s recovery post-pandemic, positioning it favorably among its peers.
Profitability and Efficiency Metrics
Canara Bank’s profitability metrics showcase a solid performance with a net profit of ₹17,496 Cr for FY 2025, a significant increase from ₹11,345 Cr in FY 2023. This growth is underscored by a net profit margin of 14.25% in FY 2025, up from 12.58% in FY 2023, indicating improved cost management and operational efficiency. The bank’s return on equity (ROE) stood at 17.8%, reflecting effective utilization of shareholder funds compared to the industry average, which typically hovers around 12-15%. However, the bank’s return on capital employed (ROCE) of 6.79% appears lower than the sector’s average, suggesting potential room for improvement. Additionally, Canara Bank’s financing profit margin, although negative in recent quarters, has shown signs of stabilization, with a decline from -13% in March 2023 to -6% in September 2023. This trend indicates a potential recovery in profitability as the bank optimizes its interest spread.
Balance Sheet Strength and Financial Ratios
Canara Bank’s balance sheet demonstrates considerable strength, with total assets reported at ₹1,730,691 Cr in FY 2025, a substantial rise from ₹1,381,030 Cr in FY 2023. The bank’s reserves have also increased significantly, reaching ₹113,388 Cr by September 2025, up from ₹76,240 Cr in FY 2023. This solid reserve position enhances the bank’s capacity to absorb potential losses and support future growth. The bank’s capital adequacy ratio remains healthy, suggesting compliance with regulatory requirements. The price-to-earnings (P/E) ratio of 7.24 indicates that the stock may be undervalued compared to the sector’s average. However, the price-to-book value (P/BV) ratio of 0.81 indicates a discount to book value, which may reflect market apprehension about the bank’s future growth prospects. Overall, Canara Bank’s financial ratios signal a robust balance sheet, although vigilance is necessary regarding its capital efficiency.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Canara Bank reveals a stable ownership structure, with promoters holding a substantial 62.93% stake as of September 2025. This strong promoter backing typically instills confidence among investors. Foreign institutional investors (FIIs) have gradually increased their stake from 8.74% in December 2022 to 11.89% in September 2025, indicating growing foreign interest in the bank. Domestic institutional investors (DIIs) hold 12.23% of the shares, reflecting a steady commitment from local institutions. However, the public shareholding has seen fluctuations, standing at 12.92% in September 2025. The increase in the number of shareholders from 6,16,024 in December 2022 to 16,14,081 by September 2025 highlights rising retail investor interest, further bolstering market confidence in Canara Bank’s future growth trajectory.
Outlook, Risks, and Final Insight
Looking ahead, Canara Bank’s outlook appears positive, bolstered by robust revenue growth and improving profitability metrics. However, the bank faces certain risks, including potential volatility in the interest rate environment and economic uncertainties that could impact asset quality. The declining trend in gross and net non-performing assets (NPAs), with gross NPAs at 2.35% and net NPAs at 0.54% in September 2025, is a strength that could enhance future profitability. Nonetheless, the bank must navigate challenges such as maintaining the quality of its loan book amid competitive pressures. In scenarios where economic conditions improve, Canara Bank may capitalize on growth opportunities, while adverse conditions could necessitate strategic adjustments. Overall, the bank’s strong fundamentals position it well for sustained growth, provided it effectively manages the associated risks.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Union Bank of India | 1,35,520 Cr. | 177 | 183/104 | 7.16 | 172 | 2.68 % | 6.72 % | 17.0 % | 10.0 |
| UCO Bank | 37,117 Cr. | 29.6 | 45.2/26.8 | 14.2 | 26.5 | 1.32 % | 5.76 % | 8.38 % | 10.0 |
| State Bank of India (SBI) | 9,58,507 Cr. | 1,038 | 1,048/680 | 12.2 | 617 | 1.53 % | 6.47 % | 17.2 % | 1.00 |
| Punjab National Bank | 1,47,178 Cr. | 128 | 135/85.5 | 8.27 | 130 | 2.26 % | 6.32 % | 15.2 % | 2.00 |
| Punjab & Sind Bank | 20,038 Cr. | 28.2 | 50.6/25.2 | 16.5 | 19.6 | 0.25 % | 5.98 % | 7.03 % | 10.0 |
| Industry Average | 157,666.62 Cr | 240.45 | 10.16 | 178.75 | 1.82% | 6.22% | 14.34% | 7.46 |
Quarterly Result
| Metric | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 20,482 | 22,561 | 24,304 | 25,451 | 27,290 | 28,492 | 29,286 | 29,173 | 30,182 | 30,751 | 31,496 | 31,523 | 32,072 |
| Interest | 12,681 | 13,622 | 15,292 | 16,337 | 17,934 | 18,620 | 19,226 | 19,534 | 20,427 | 21,163 | 21,556 | 21,992 | 22,412 |
| Expenses | 11,326 | 10,831 | 12,253 | 10,990 | 10,859 | 12,001 | 13,198 | 12,010 | 12,066 | 10,752 | 12,124 | 13,141 | 13,251 |
| Financing Profit | -3,525 | -1,891 | -3,241 | -1,876 | -1,504 | -2,129 | -3,138 | -2,371 | -2,312 | -1,165 | -2,185 | -3,610 | -3,591 |
| Financing Margin % | -17% | -8% | -13% | -7% | -6% | -7% | -11% | -8% | -8% | -4% | -7% | -11% | -11% |
| Other Income | 6,876 | 5,777 | 7,470 | 6,809 | 6,602 | 7,138 | 8,098 | 7,793 | 7,824 | 6,679 | 8,761 | 8,086 | 9,942 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 3,351 | 3,886 | 4,229 | 4,933 | 5,098 | 5,009 | 4,960 | 5,422 | 5,513 | 5,515 | 6,576 | 4,475 | 6,351 |
| Tax % | 23% | 25% | 24% | 28% | 28% | 25% | 24% | 27% | 26% | 25% | 22% | 33% | 23% |
| Net Profit | 2,730 | 3,058 | 3,364 | 3,755 | 3,829 | 3,827 | 3,991 | 4,098 | 4,227 | 4,256 | 5,111 | 3,233 | 4,896 |
| EPS in Rs | 2.98 | 3.34 | 3.68 | 4.12 | 4.19 | 4.18 | 4.36 | 4.48 | 4.62 | 4.65 | 5.59 | 3.52 | 5.35 |
| Gross NPA % | 6.37% | 5.90% | 5.35% | 5.16% | 4.76% | 4.39% | 4.23% | 4.14% | 3.73% | 3.34% | 2.94% | 2.69% | 2.35% |
| Net NPA % | 2.19% | 1.96% | 1.73% | 1.57% | 1.41% | 1.32% | 1.27% | 1.24% | 0.99% | 0.89% | 0.70% | 0.63% | 0.54% |
Last Updated: January 2, 2026, 4:03 am
Below is a detailed analysis of the quarterly data for Canara Bank based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Interest, as of Sep 2025, the value is 22,412.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 21,992.00 Cr. (Jun 2025) to 22,412.00 Cr., marking an increase of 420.00 Cr..
- For Expenses, as of Sep 2025, the value is 13,251.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 13,141.00 Cr. (Jun 2025) to 13,251.00 Cr., marking an increase of 110.00 Cr..
- For Other Income, as of Sep 2025, the value is 9,942.00 Cr.. The value appears strong and on an upward trend. It has increased from 8,086.00 Cr. (Jun 2025) to 9,942.00 Cr., marking an increase of 1,856.00 Cr..
- For Depreciation, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Sep 2025, the value is 6,351.00 Cr.. The value appears strong and on an upward trend. It has increased from 4,475.00 Cr. (Jun 2025) to 6,351.00 Cr., marking an increase of 1,876.00 Cr..
- For Tax %, as of Sep 2025, the value is 23.00%. The value appears to be improving (decreasing) as expected. It has decreased from 33.00% (Jun 2025) to 23.00%, marking a decrease of 10.00%.
- For Net Profit, as of Sep 2025, the value is 4,896.00 Cr.. The value appears strong and on an upward trend. It has increased from 3,233.00 Cr. (Jun 2025) to 4,896.00 Cr., marking an increase of 1,663.00 Cr..
- For EPS in Rs, as of Sep 2025, the value is 5.35. The value appears strong and on an upward trend. It has increased from 3.52 (Jun 2025) to 5.35, marking an increase of 1.83.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 5:31 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 39,570 | 43,813 | 44,039 | 41,457 | 41,345 | 47,951 | 49,759 | 70,253 | 70,614 | 85,885 | 110,519 | 121,601 | 125,841 |
| Interest | 30,606 | 34,133 | 34,263 | 31,540 | 29,113 | 32,339 | 35,817 | 45,182 | 43,035 | 52,990 | 72,118 | 82,681 | 87,124 |
| Expenses | 9,636 | 10,302 | 17,785 | 15,691 | 25,582 | 27,202 | 26,809 | 43,437 | 41,235 | 42,772 | 46,146 | 46,082 | 49,268 |
| Financing Profit | -672 | -621 | -8,008 | -5,775 | -13,350 | -11,590 | -12,867 | -18,367 | -13,657 | -9,877 | -7,745 | -7,162 | -10,551 |
| Financing Margin % | -2% | -1% | -18% | -14% | -32% | -24% | -26% | -26% | -19% | -12% | -7% | -6% | -8% |
| Other Income | 4,144 | 4,733 | 5,266 | 7,852 | 7,398 | 9,907 | 11,799 | 23,086 | 23,643 | 25,325 | 28,646 | 31,057 | 33,467 |
| Depreciation | 230 | 429 | 172 | 331 | 456 | 429 | 446 | 838 | 841 | 1,021 | 902 | 870 | 0 |
| Profit before tax | 3,242 | 3,683 | -2,914 | 1,746 | -6,408 | -2,111 | -1,514 | 3,882 | 9,145 | 14,427 | 20,000 | 23,025 | 22,916 |
| Tax % | 20% | 22% | -13% | 29% | -36% | -126% | 34% | 30% | 37% | 25% | 26% | 25% | |
| Net Profit | 2,672 | 2,931 | -2,535 | 1,411 | -3,873 | 696 | -1,921 | 2,957 | 6,158 | 11,345 | 15,401 | 17,692 | 17,496 |
| EPS in Rs | 10.37 | 10.96 | -8.73 | 4.55 | -10.78 | 1.60 | -3.86 | 3.51 | 6.75 | 12.41 | 16.84 | 19.34 | 19.11 |
| Dividend Payout % | 19% | 17% | 0% | 4% | 0% | 0% | 0% | 0% | 19% | 19% | 19% | 21% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 9.69% | -186.49% | 155.66% | -374.49% | 117.97% | -376.01% | 253.93% | 108.25% | 84.23% | 35.75% | 14.88% |
| Change in YoY Net Profit Growth (%) | 0.00% | -196.18% | 342.15% | -530.15% | 492.46% | -493.98% | 629.94% | -145.68% | -24.02% | -48.48% | -20.88% |
Canara Bank has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 11% |
| 5 Years: | 20% |
| 3 Years: | 20% |
| TTM: | 9% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 20% |
| 5 Years: | 61% |
| 3 Years: | 42% |
| TTM: | 18% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 8% |
| 5 Years: | 39% |
| 3 Years: | 29% |
| 1 Year: | -2% |
| Return on Equity | |
|---|---|
| 10 Years: | 8% |
| 5 Years: | 14% |
| 3 Years: | 17% |
| Last Year: | 18% |
Last Updated: September 5, 2025, 1:30 am
Balance Sheet
Last Updated: December 10, 2025, 2:30 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 461 | 475 | 543 | 597 | 733 | 753 | 1,030 | 1,647 | 1,814 | 1,814 | 1,814 | 1,814 | 1,814 |
| Reserves | 29,715 | 32,017 | 31,867 | 34,088 | 36,164 | 36,936 | 40,176 | 60,763 | 68,147 | 76,240 | 90,319 | 103,603 | 113,388 |
| Deposits | 431,880 | 485,802 | 479,749 | 495,266 | 524,847 | 599,123 | 625,408 | 1,010,985 | 1,086,341 | 1,179,086 | 1,312,242 | 1,456,495 | 1,527,472 |
| Borrowing | 16,034 | 13,686 | 26,963 | 39,592 | 38,910 | 41,043 | 42,762 | 50,013 | 46,285 | 58,073 | 57,538 | 89,665 | 91,131 |
| Other Liabilities | 23,000 | 26,578 | 24,603 | 26,615 | 30,781 | 33,928 | 32,064 | 56,132 | 56,202 | 65,816 | 73,104 | 79,114 | 77,698 |
| Total Liabilities | 501,090 | 558,558 | 563,725 | 596,159 | 631,435 | 711,783 | 741,440 | 1,179,540 | 1,258,789 | 1,381,030 | 1,535,018 | 1,730,691 | 1,811,503 |
| Fixed Assets | 6,661 | 6,969 | 7,206 | 7,185 | 8,335 | 8,433 | 8,323 | 11,269 | 11,447 | 10,334 | 12,184 | 10,149 | 10,223 |
| CWIP | 1 | 1 | 0 | 0 | 0 | 0 | 0 | 2 | 2 | 0 | 147 | 152 | 0 |
| Investments | 135,445 | 152,122 | 152,470 | 162,073 | 157,444 | 168,678 | 192,645 | 286,191 | 311,347 | 352,893 | 399,207 | 426,188 | 444,689 |
| Other Assets | 358,982 | 399,466 | 404,049 | 426,901 | 465,657 | 534,672 | 540,472 | 882,077 | 935,992 | 1,017,803 | 1,123,480 | 1,294,201 | 1,356,591 |
| Total Assets | 501,090 | 558,558 | 563,725 | 596,159 | 631,435 | 711,783 | 741,440 | 1,179,540 | 1,258,789 | 1,381,030 | 1,535,018 | 1,730,691 | 1,811,503 |
Below is a detailed analysis of the balance sheet data for Canara Bank based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 1,814.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 1,814.00 Cr..
- For Reserves, as of Sep 2025, the value is 113,388.00 Cr.. The value appears strong and on an upward trend. It has increased from 103,603.00 Cr. (Mar 2025) to 113,388.00 Cr., marking an increase of 9,785.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 77,698.00 Cr.. The value appears to be improving (decreasing). It has decreased from 79,114.00 Cr. (Mar 2025) to 77,698.00 Cr., marking a decrease of 1,416.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 1,811,503.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1,730,691.00 Cr. (Mar 2025) to 1,811,503.00 Cr., marking an increase of 80,812.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 10,223.00 Cr.. The value appears strong and on an upward trend. It has increased from 10,149.00 Cr. (Mar 2025) to 10,223.00 Cr., marking an increase of 74.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 152.00 Cr. (Mar 2025) to 0.00 Cr., marking a decrease of 152.00 Cr..
- For Investments, as of Sep 2025, the value is 444,689.00 Cr.. The value appears strong and on an upward trend. It has increased from 426,188.00 Cr. (Mar 2025) to 444,689.00 Cr., marking an increase of 18,501.00 Cr..
- For Other Assets, as of Sep 2025, the value is 1,356,591.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,294,201.00 Cr. (Mar 2025) to 1,356,591.00 Cr., marking an increase of 62,390.00 Cr..
- For Total Assets, as of Sep 2025, the value is 1,811,503.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,730,691.00 Cr. (Mar 2025) to 1,811,503.00 Cr., marking an increase of 80,812.00 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -422.00 | -475.00 | -462.00 | -480.00 | -499.00 | -572.00 | -599.00 | 42.00 | 40.00 | 41.00 | 45.00 | 45.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 10% | 9% | -8% | 4% | -11% | 2% | -5% | 6% | 9% | 15% | 18% | 18% |
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| HSBC Value Fund | 22,762,200 | 2.37 | 345.03 | 5,537,800 | 2025-12-08 00:33:58 | 311.03% |
| Kotak Multicap Fund | 18,381,837 | 1.25 | 278.63 | N/A | N/A | N/A |
| SBI Large & Midcap Fund | 14,991,451 | 0.61 | 227.24 | N/A | N/A | N/A |
| SBI Multicap Fund | 13,500,000 | 0.85 | 204.63 | N/A | N/A | N/A |
| Edelweiss Mid Cap Fund | 10,006,121 | 1.15 | 151.67 | N/A | N/A | N/A |
| Aditya Birla Sun Life Value Fund | 7,399,885 | 1.76 | 112.17 | N/A | N/A | N/A |
| Tata Arbitrage Fund | 6,540,750 | 0.49 | 99.14 | 10,509,750 | 2025-12-15 01:01:23 | -37.76% |
| SBI Banking & Financial Services Fund | 5,000,000 | 0.77 | 75.79 | 2,850,000 | 2025-12-08 00:33:58 | 75.44% |
| Aditya Birla Sun Life Multi-Cap Fund | 4,500,000 | 1.01 | 68.21 | N/A | N/A | N/A |
| ICICI Prudential Equity Savings Fund | 4,414,500 | 0.38 | 66.92 | N/A | N/A | N/A |
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| Face Value | 2.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 19.34 | 84.22 | 62.04 | 35.04 | 19.11 |
| Diluted EPS (Rs.) | 19.34 | 84.22 | 62.04 | 35.04 | 19.11 |
| Cash EPS (Rs.) | 20.07 | 86.45 | 65.20 | 36.58 | 21.50 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 109.11 | 457.60 | 388.97 | 338.76 | 328.68 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 116.22 | 507.86 | 430.25 | 385.65 | 378.99 |
| Operating Revenue / Share (Rs.) | 134.06 | 609.21 | 473.42 | 389.24 | 426.37 |
| Net Profit / Share (Rs.) | 19.11 | 81.48 | 59.58 | 31.94 | 16.41 |
| Net Profit After MI / Share (Rs.) | 19.34 | 84.22 | 62.04 | 33.76 | 17.55 |
| Net Profit Margin (%) | 14.25 | 13.37 | 12.58 | 8.20 | 3.84 |
| Net Profit After MI And SOA Nargin (%) | 14.42 | 13.82 | 13.10 | 8.67 | 4.11 |
| Operating Profit Margin (%) | 24.77 | 22.04 | 18.56 | 11.31 | 5.57 |
| Return On Assets (%) | 1.01 | 0.99 | 0.81 | 0.48 | 0.24 |
| Return On Equity / Networth (%) | 17.72 | 18.40 | 15.94 | 9.96 | 5.34 |
| Net Interest Margin (X) | 2.24 | 2.50 | 2.38 | 2.19 | 2.12 |
| Cost To Income (%) | 54.57 | 55.68 | 51.95 | 54.51 | 58.34 |
| Interest Income / Total Assets (%) | 7.02 | 7.19 | 6.21 | 5.61 | 5.95 |
| Non-Interest Income / Total Assets (%) | 1.79 | 1.86 | 1.83 | 1.87 | 1.98 |
| Operating Profit / Total Assets (%) | -0.79 | -0.90 | -1.05 | -1.41 | -1.75 |
| Operating Expenses / Total Assets (%) | 2.20 | 2.43 | 2.19 | 2.22 | 2.39 |
| Interest Expenses / Total Assets (%) | 4.77 | 4.69 | 3.83 | 3.42 | 3.83 |
| Enterprise Value (Rs.Cr.) | 1536859.41 | 1404064.26 | 1233726.37 | 1122278.44 | 1042953.47 |
| EV Per Net Sales (X) | 12.64 | 12.70 | 14.36 | 15.89 | 14.85 |
| Price To Book Value (X) | 0.81 | 1.27 | 0.73 | 0.67 | 0.46 |
| Price To Sales (X) | 0.66 | 0.95 | 0.60 | 0.58 | 0.35 |
| Retention Ratios (%) | 79.31 | 80.88 | 80.65 | 80.74 | 100.00 |
| Earnings Yield (X) | 0.21 | 0.14 | 0.21 | 0.14 | 0.11 |
After reviewing the key financial ratios for Canara Bank, here is a detailed analysis based on the latest available data and recent trends:
- For Basic EPS (Rs.), as of Mar 25, the value is 19.34. This value is within the healthy range. It has decreased from 84.22 (Mar 24) to 19.34, marking a decrease of 64.88.
- For Diluted EPS (Rs.), as of Mar 25, the value is 19.34. This value is within the healthy range. It has decreased from 84.22 (Mar 24) to 19.34, marking a decrease of 64.88.
- For Cash EPS (Rs.), as of Mar 25, the value is 20.07. This value is within the healthy range. It has decreased from 86.45 (Mar 24) to 20.07, marking a decrease of 66.38.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 109.11. It has decreased from 457.60 (Mar 24) to 109.11, marking a decrease of 348.49.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 116.22. It has decreased from 507.86 (Mar 24) to 116.22, marking a decrease of 391.64.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 19.11. This value is within the healthy range. It has decreased from 81.48 (Mar 24) to 19.11, marking a decrease of 62.37.
- For Net Profit Margin (%), as of Mar 25, the value is 14.25. This value exceeds the healthy maximum of 10. It has increased from 13.37 (Mar 24) to 14.25, marking an increase of 0.88.
- For Return On Assets (%), as of Mar 25, the value is 1.01. This value is below the healthy minimum of 5. It has increased from 0.99 (Mar 24) to 1.01, marking an increase of 0.02.
- For Retention Ratios (%), as of Mar 25, the value is 79.31. This value exceeds the healthy maximum of 70. It has decreased from 80.88 (Mar 24) to 79.31, marking a decrease of 1.57.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Canara Bank:
- Net Profit Margin: 14.25%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 0% (Industry Average ROCE: 6.22%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0% (Industry Average ROE: 14.34%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 7.44 (Industry average Stock P/E: 10.16)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 14.25%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance - Banks - Public Sector | 112, J.C. Road, Bengaluru Karnataka 560002 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Vijay Srirangan | Non Executive Chairman |
| Mr. K Satyanarayana Raju | Managing Director & CEO |
| Mr. Debashish Mukherjee | Executive Director |
| Mr. Hardeep Singh Ahluwalia | Executive Director |
| Mr. S K Majumdar | Executive Director |
| Mr. Bhavendra Kumar | Executive Director |
| Ms. Abha Singh Yaduvanshi | Shareholder Director |
| Mr. Bimal Prasad Sharma | Shareholder Director |
| Mr. Hemant Buch | Shareholder Director |
| Ms. Nalini Padmanabhan | Part Time Non Official Director |
| Mr. Parshant Kumar Goyal | Government Nominee Director |
| Mr. Rohit Das | Government Nominee Director |
FAQ
What is the intrinsic value of Canara Bank?
Canara Bank's intrinsic value (as of 20 January 2026) is ₹169.91 which is 8.22% higher the current market price of ₹157.00, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's ₹1,42,355 Cr. market cap, FY2025-2026 high/low of ₹159/78.6, reserves of ₹113,388 Cr, and liabilities of ₹1,811,503 Cr.
What is the Market Cap of Canara Bank?
The Market Cap of Canara Bank is 1,42,355 Cr..
What is the current Stock Price of Canara Bank as on 20 January 2026?
The current stock price of Canara Bank as on 20 January 2026 is ₹157.
What is the High / Low of Canara Bank stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Canara Bank stocks is ₹159/78.6.
What is the Stock P/E of Canara Bank?
The Stock P/E of Canara Bank is 7.44.
What is the Book Value of Canara Bank?
The Book Value of Canara Bank is 127.
What is the Dividend Yield of Canara Bank?
The Dividend Yield of Canara Bank is 2.55 %.
What is the ROCE of Canara Bank?
The ROCE of Canara Bank is 6.79 %.
What is the ROE of Canara Bank?
The ROE of Canara Bank is 17.8 %.
What is the Face Value of Canara Bank?
The Face Value of Canara Bank is 2.00.