Share Price and Basic Stock Data
Last Updated: November 12, 2025, 8:22 pm
| PEG Ratio | 0.31 |
|---|
Analyst Insight & Comprehensive Analysis
Business Overview and Revenue Trends
Canara Bank, a prominent player in the Indian public sector banking industry, reported a market capitalization of ₹1,17,900 Cr and a share price of ₹130. The bank demonstrated a robust revenue growth trajectory, with total revenue increasing from ₹70,614 Cr in March 2022 to ₹85,885 Cr in March 2023, marking a rise of approximately 21.5%. This upward trend continued into the current fiscal year, with reported revenue reaching ₹110,519 Cr for March 2024 and ₹121,601 Cr for March 2025. The reported quarterly revenue for June 2023 stood at ₹25,451 Cr, which further rose to ₹27,290 Cr by September 2023, indicating sustained momentum. Additionally, other income demonstrated a healthy increase, rising from ₹25,325 Cr in March 2023 to ₹31,057 Cr in March 2025. This growth in revenue is supported by a steady increase in interest income, which rose from ₹52,990 Cr in March 2023 to ₹82,681 Cr in March 2025, showcasing the bank’s effective interest rate management and lending strategies.
Profitability and Efficiency Metrics
Canara Bank’s profitability metrics reveal a positive trend, with a net profit of ₹11,345 Cr for March 2023, escalating to ₹15,401 Cr by March 2024 and further to ₹17,692 Cr in March 2025. The earnings per share (EPS) reflected this growth, increasing from ₹12.41 in March 2023 to ₹19.34 in March 2025. The return on equity (ROE) stood at a commendable 17.8%, indicating effective utilization of shareholder equity. The operating profit margin for March 2025 was reported at 24.77%, suggesting effective cost management despite rising expenses, which increased from ₹41,235 Cr in March 2022 to ₹46,082 Cr in March 2025. However, the bank’s financing profit remained negative, recording -₹7,162 Cr in March 2025, highlighting ongoing challenges in managing financing costs. The gross non-performing assets (NPA) ratio showed significant improvement, declining from 6.99% in June 2022 to 2.69% by June 2025, reflecting enhanced asset quality and credit risk management.
Balance Sheet Strength and Financial Ratios
Canara Bank’s balance sheet showcases considerable strength, with total assets reported at ₹1,730,691 Cr for March 2025, up from ₹1,258,789 Cr in March 2022, indicating robust growth in asset base. The bank’s reserves reached ₹103,603 Cr in March 2025, a substantial increase from ₹76,240 Cr in March 2023, underscoring its capital adequacy and support for future growth. The bank’s equity capital remained stable at ₹1,814 Cr during this period. The price-to-book value ratio stood at a low 0.16 in March 2025, suggesting that the stock is undervalued compared to its book value, which was ₹581.09 per share. The cost-to-income ratio of 54.57% in March 2025 indicates efficient operational management, although it remains above the ideal range for the banking sector. Overall, the bank’s financial ratios exhibit a solid foundation, although the negative financing margin raises caution regarding its lending profitability.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Canara Bank reflects a stable structure with promoters holding 62.93% of the equity, indicating strong insider confidence. Foreign institutional investors (FIIs) increased their stake from 8.74% in December 2022 to 11.89% by September 2025, demonstrating growing international interest. Domestic institutional investors (DIIs) maintained a steady presence, holding 12.23% as of September 2025. The increase in public shareholding from 11.72% in December 2022 to 12.92% in September 2025 suggests rising retail investor confidence. The number of shareholders expanded significantly, reaching 16,14,081 by September 2025, up from 6,16,024 in December 2022. This broadening of the shareholder base indicates a positive reception of the bank’s financial performance and growth strategy. However, the concentration of promoter ownership may raise concerns regarding governance and decision-making transparency.
Outlook, Risks, and Final Insight
Looking ahead, Canara Bank is poised for continued growth, supported by its strong revenue trajectory and improving asset quality. However, risks remain, particularly the ongoing negative financing profit and the pressure on net interest margins, which could impact overall profitability. The bank’s ability to manage its financing costs effectively will be crucial in sustaining its growth. Additionally, the increasing competition in the banking sector and potential economic headwinds could pose challenges to its performance. Should Canara Bank successfully navigate these risks while leveraging its robust capital position and expanding its market share, it could enhance shareholder value significantly. Conversely, failure to address financing inefficiencies and a potential economic downturn could adversely affect its financial health. The bank’s strategic focus on improving asset quality and increasing operational efficiency will be key determinants of its future success.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Canara Bank
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Union Bank of India | 1,19,360 Cr. | 156 | 159/101 | 6.46 | 165 | 3.04 % | 6.72 % | 17.0 % | 10.0 |
| UCO Bank | 39,011 Cr. | 31.1 | 52.0/26.8 | 15.5 | 25.9 | 1.25 % | 5.76 % | 8.38 % | 10.0 |
| State Bank of India (SBI) | 8,83,509 Cr. | 957 | 971/680 | 11.2 | 617 | 1.66 % | 6.47 % | 17.2 % | 1.00 |
| Punjab National Bank | 1,40,812 Cr. | 122 | 124/85.5 | 8.27 | 124 | 2.37 % | 6.32 % | 15.2 % | 2.00 |
| Punjab & Sind Bank | 21,578 Cr. | 30.4 | 56.3/25.2 | 18.6 | 19.2 | 0.23 % | 5.98 % | 7.03 % | 10.0 |
| Industry Average | 148,191.15 Cr | 228.84 | 10.39 | 177.23 | 1.90% | 6.22% | 14.34% | 7.46 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 18,537 | 20,482 | 22,561 | 24,304 | 25,451 | 27,290 | 28,492 | 29,286 | 29,173 | 30,182 | 30,751 | 31,496 | 31,523 |
| Interest | 11,396 | 12,681 | 13,622 | 15,292 | 16,337 | 17,934 | 18,620 | 19,226 | 19,534 | 20,427 | 21,163 | 21,556 | 21,992 |
| Expenses | 9,382 | 11,326 | 10,831 | 12,253 | 10,990 | 10,859 | 12,001 | 13,198 | 12,010 | 12,066 | 10,752 | 12,124 | 13,141 |
| Financing Profit | -2,241 | -3,525 | -1,891 | -3,241 | -1,876 | -1,504 | -2,129 | -3,138 | -2,371 | -2,312 | -1,165 | -2,185 | -3,610 |
| Financing Margin % | -12% | -17% | -8% | -13% | -7% | -6% | -7% | -11% | -8% | -8% | -4% | -7% | -11% |
| Other Income | 5,202 | 6,876 | 5,777 | 7,470 | 6,809 | 6,602 | 7,138 | 8,098 | 7,793 | 7,824 | 6,679 | 8,761 | 8,086 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 2,961 | 3,351 | 3,886 | 4,229 | 4,933 | 5,098 | 5,009 | 4,960 | 5,422 | 5,513 | 5,515 | 6,576 | 4,475 |
| Tax % | 30% | 23% | 25% | 24% | 28% | 28% | 25% | 24% | 27% | 26% | 25% | 22% | 33% |
| Net Profit | 2,193 | 2,730 | 3,058 | 3,364 | 3,755 | 3,829 | 3,827 | 3,991 | 4,098 | 4,227 | 4,256 | 5,111 | 3,233 |
| EPS in Rs | 2.40 | 2.98 | 3.34 | 3.68 | 4.12 | 4.19 | 4.18 | 4.36 | 4.48 | 4.62 | 4.65 | 5.59 | 3.52 |
| Gross NPA % | 6.99% | 6.37% | 5.90% | 5.35% | 5.16% | 4.76% | 4.39% | 4.23% | 4.14% | 3.73% | 3.34% | 2.94% | 2.69% |
| Net NPA % | 2.48% | 2.19% | 1.96% | 1.73% | 1.57% | 1.41% | 1.32% | 1.27% | 1.24% | 0.99% | 0.89% | 0.70% | 0.63% |
Last Updated: August 1, 2025, 11:00 pm
Below is a detailed analysis of the quarterly data for Canara Bank based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Interest, as of Jun 2025, the value is 21,992.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 21,556.00 Cr. (Mar 2025) to 21,992.00 Cr., marking an increase of 436.00 Cr..
- For Expenses, as of Jun 2025, the value is 13,141.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 12,124.00 Cr. (Mar 2025) to 13,141.00 Cr., marking an increase of 1,017.00 Cr..
- For Other Income, as of Jun 2025, the value is 8,086.00 Cr.. The value appears to be declining and may need further review. It has decreased from 8,761.00 Cr. (Mar 2025) to 8,086.00 Cr., marking a decrease of 675.00 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 4,475.00 Cr.. The value appears to be declining and may need further review. It has decreased from 6,576.00 Cr. (Mar 2025) to 4,475.00 Cr., marking a decrease of 2,101.00 Cr..
- For Tax %, as of Jun 2025, the value is 33.00%. The value appears to be increasing, which may not be favorable. It has increased from 22.00% (Mar 2025) to 33.00%, marking an increase of 11.00%.
- For Net Profit, as of Jun 2025, the value is 3,233.00 Cr.. The value appears to be declining and may need further review. It has decreased from 5,111.00 Cr. (Mar 2025) to 3,233.00 Cr., marking a decrease of 1,878.00 Cr..
- For EPS in Rs, as of Jun 2025, the value is 3.52. The value appears to be declining and may need further review. It has decreased from 5.59 (Mar 2025) to 3.52, marking a decrease of 2.07.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: October 15, 2025, 5:33 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 39,570 | 43,813 | 44,039 | 41,457 | 41,345 | 47,951 | 49,759 | 70,253 | 70,614 | 85,885 | 110,519 | 121,601 | 123,951 |
| Interest | 30,606 | 34,133 | 34,263 | 31,540 | 29,113 | 32,339 | 35,817 | 45,182 | 43,035 | 52,990 | 72,118 | 82,681 | 85,139 |
| Expenses | 9,636 | 10,302 | 17,785 | 15,691 | 25,582 | 27,202 | 26,809 | 43,437 | 41,235 | 42,772 | 46,146 | 46,082 | 48,084 |
| Financing Profit | -672 | -621 | -8,008 | -5,775 | -13,350 | -11,590 | -12,867 | -18,367 | -13,657 | -9,877 | -7,745 | -7,162 | -9,271 |
| Financing Margin % | -2% | -1% | -18% | -14% | -32% | -24% | -26% | -26% | -19% | -12% | -7% | -6% | -7% |
| Other Income | 4,144 | 4,733 | 5,266 | 7,852 | 7,398 | 9,907 | 11,799 | 23,086 | 23,643 | 25,325 | 28,646 | 31,057 | 31,349 |
| Depreciation | 230 | 429 | 172 | 331 | 456 | 429 | 446 | 838 | 841 | 1,021 | 902 | 870 | 0 |
| Profit before tax | 3,242 | 3,683 | -2,914 | 1,746 | -6,408 | -2,111 | -1,514 | 3,882 | 9,145 | 14,427 | 20,000 | 23,025 | 22,078 |
| Tax % | 20% | 22% | -13% | 29% | -36% | -126% | 34% | 30% | 37% | 25% | 26% | 25% | |
| Net Profit | 2,672 | 2,931 | -2,535 | 1,411 | -3,873 | 696 | -1,921 | 2,957 | 6,158 | 11,345 | 15,401 | 17,692 | 16,826 |
| EPS in Rs | 10.37 | 10.96 | -8.73 | 4.55 | -10.78 | 1.60 | -3.86 | 3.51 | 6.75 | 12.41 | 16.84 | 19.34 | 18.38 |
| Dividend Payout % | 19% | 17% | 0% | 4% | 0% | 0% | 0% | 0% | 19% | 19% | 19% | 21% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 9.69% | -186.49% | 155.66% | -374.49% | 117.97% | -376.01% | 253.93% | 108.25% | 84.23% | 35.75% | 14.88% |
| Change in YoY Net Profit Growth (%) | 0.00% | -196.18% | 342.15% | -530.15% | 492.46% | -493.98% | 629.94% | -145.68% | -24.02% | -48.48% | -20.88% |
Canara Bank has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 11% |
| 5 Years: | 20% |
| 3 Years: | 20% |
| TTM: | 9% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 20% |
| 5 Years: | 61% |
| 3 Years: | 42% |
| TTM: | 18% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 8% |
| 5 Years: | 39% |
| 3 Years: | 29% |
| 1 Year: | -2% |
| Return on Equity | |
|---|---|
| 10 Years: | 8% |
| 5 Years: | 14% |
| 3 Years: | 17% |
| Last Year: | 18% |
Last Updated: September 5, 2025, 1:30 am
Balance Sheet
Last Updated: November 9, 2025, 1:48 pm
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 461 | 475 | 543 | 597 | 733 | 753 | 1,030 | 1,647 | 1,814 | 1,814 | 1,814 | 1,814 | 1,814 |
| Reserves | 29,715 | 32,017 | 31,867 | 34,088 | 36,164 | 36,936 | 40,176 | 60,763 | 68,147 | 76,240 | 90,319 | 103,603 | 113,388 |
| Deposits | 431,880 | 485,802 | 479,749 | 495,266 | 524,847 | 599,123 | 625,408 | 1,010,985 | 1,086,341 | 1,179,086 | 1,312,242 | 1,456,495 | 1,527,472 |
| Borrowing | 16,034 | 13,686 | 26,963 | 39,592 | 38,910 | 41,043 | 42,762 | 50,013 | 46,285 | 58,073 | 57,538 | 89,665 | 91,131 |
| Other Liabilities | 23,000 | 26,578 | 24,603 | 26,615 | 30,781 | 33,928 | 32,064 | 56,132 | 56,202 | 65,816 | 73,104 | 79,114 | 77,698 |
| Total Liabilities | 501,090 | 558,558 | 563,725 | 596,159 | 631,435 | 711,783 | 741,440 | 1,179,540 | 1,258,789 | 1,381,030 | 1,535,018 | 1,730,691 | 1,811,503 |
| Fixed Assets | 6,661 | 6,969 | 7,206 | 7,185 | 8,335 | 8,433 | 8,323 | 11,269 | 11,447 | 10,334 | 12,184 | 10,149 | 10,223 |
| CWIP | 1 | 1 | 0 | 0 | 0 | 0 | 0 | 2 | 2 | 0 | 147 | 152 | 0 |
| Investments | 135,445 | 152,122 | 152,470 | 162,073 | 157,444 | 168,678 | 192,645 | 286,191 | 311,347 | 352,893 | 399,207 | 426,188 | 444,689 |
| Other Assets | 358,982 | 399,466 | 404,049 | 426,901 | 465,657 | 534,672 | 540,472 | 882,077 | 935,992 | 1,017,803 | 1,123,480 | 1,294,201 | 1,356,591 |
| Total Assets | 501,090 | 558,558 | 563,725 | 596,159 | 631,435 | 711,783 | 741,440 | 1,179,540 | 1,258,789 | 1,381,030 | 1,535,018 | 1,730,691 | 1,811,503 |
Below is a detailed analysis of the balance sheet data for Canara Bank based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 1,814.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 1,814.00 Cr..
- For Reserves, as of Sep 2025, the value is 113,388.00 Cr.. The value appears strong and on an upward trend. It has increased from 103,603.00 Cr. (Mar 2025) to 113,388.00 Cr., marking an increase of 9,785.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 77,698.00 Cr.. The value appears to be improving (decreasing). It has decreased from 79,114.00 Cr. (Mar 2025) to 77,698.00 Cr., marking a decrease of 1,416.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 1,811,503.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1,730,691.00 Cr. (Mar 2025) to 1,811,503.00 Cr., marking an increase of 80,812.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 10,223.00 Cr.. The value appears strong and on an upward trend. It has increased from 10,149.00 Cr. (Mar 2025) to 10,223.00 Cr., marking an increase of 74.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 152.00 Cr. (Mar 2025) to 0.00 Cr., marking a decrease of 152.00 Cr..
- For Investments, as of Sep 2025, the value is 444,689.00 Cr.. The value appears strong and on an upward trend. It has increased from 426,188.00 Cr. (Mar 2025) to 444,689.00 Cr., marking an increase of 18,501.00 Cr..
- For Other Assets, as of Sep 2025, the value is 1,356,591.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,294,201.00 Cr. (Mar 2025) to 1,356,591.00 Cr., marking an increase of 62,390.00 Cr..
- For Total Assets, as of Sep 2025, the value is 1,811,503.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,730,691.00 Cr. (Mar 2025) to 1,811,503.00 Cr., marking an increase of 80,812.00 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -422.00 | -475.00 | -462.00 | -480.00 | -499.00 | -572.00 | -599.00 | 42.00 | 40.00 | 41.00 | 45.00 | 45.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 10% | 9% | -8% | 4% | -11% | 2% | -5% | 6% | 9% | 15% | 18% | 18% |
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| SBI Arbitrage Opportunities Fund | 5,707,800 | 1.01 | 214.76 | 5,707,800 | 2025-04-22 17:25:39 | 0% |
| HSBC Value Fund | 5,537,800 | 2.19 | 208.36 | 5,537,800 | 2025-04-22 17:25:39 | 0% |
| Nippon India ETF Nifty PSU Bank BeES | 5,198,272 | 11.62 | 195.59 | 5,198,272 | 2025-04-22 17:25:39 | 0% |
| Kotak Equity Arbitrage Fund - Regular Plan | 4,527,900 | 0.62 | 170.36 | 4,527,900 | 2025-04-22 17:25:39 | 0% |
| Nippon India Multi Cap Fund | 4,500,000 | 0.81 | 169.31 | 4,500,000 | 2025-04-22 17:25:39 | 0% |
| Nippon India Arbitrage Fund | 3,890,700 | 1.31 | 146.39 | 3,890,700 | 2025-04-22 17:25:39 | 0% |
| Kotak Nifty PSU Bank ETF | 3,808,134 | 11.63 | 143.28 | 3,808,134 | 2025-04-22 17:25:39 | 0% |
| Tata Arbitrage Fund | 2,951,100 | 1.49 | 111.04 | 2,951,100 | 2025-04-22 17:25:39 | 0% |
| SBI Banking & Financial Services Fund | 2,850,000 | 2.49 | 107.23 | 2,850,000 | 2025-04-22 17:01:01 | 0% |
| Kotak Balanced Advantage Fund | 2,727,000 | 0.69 | 102.6 | 2,727,000 | 2025-04-22 17:25:39 | 0% |
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 19.34 | 84.22 | 62.04 | 35.04 | 19.11 |
| Diluted EPS (Rs.) | 19.34 | 84.22 | 62.04 | 35.04 | 19.11 |
| Cash EPS (Rs.) | 100.36 | 86.45 | 65.20 | 36.58 | 21.50 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 545.53 | 457.60 | 388.97 | 338.76 | 328.68 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 581.09 | 507.86 | 430.25 | 385.65 | 378.99 |
| Operating Revenue / Share (Rs.) | 670.30 | 609.21 | 473.42 | 389.24 | 426.37 |
| Net Profit / Share (Rs.) | 95.56 | 81.48 | 59.58 | 31.94 | 16.41 |
| Net Profit After MI / Share (Rs.) | 96.68 | 84.22 | 62.04 | 33.76 | 17.55 |
| Net Profit Margin (%) | 14.25 | 13.37 | 12.58 | 8.20 | 3.84 |
| Net Profit After MI And SOA Nargin (%) | 14.42 | 13.82 | 13.10 | 8.67 | 4.11 |
| Operating Profit Margin (%) | 24.77 | 22.04 | 18.56 | 11.31 | 5.57 |
| Return On Assets (%) | 1.01 | 0.99 | 0.81 | 0.48 | 0.24 |
| Return On Equity / Networth (%) | 17.72 | 18.40 | 15.94 | 9.96 | 5.34 |
| Net Interest Margin (X) | 2.24 | 2.50 | 2.38 | 2.19 | 2.12 |
| Cost To Income (%) | 54.57 | 55.68 | 51.95 | 54.51 | 58.34 |
| Interest Income / Total Assets (%) | 7.02 | 7.19 | 6.21 | 5.61 | 5.95 |
| Non-Interest Income / Total Assets (%) | 1.79 | 1.86 | 1.83 | 1.87 | 1.98 |
| Operating Profit / Total Assets (%) | -0.79 | -0.90 | -1.05 | -1.41 | -1.75 |
| Operating Expenses / Total Assets (%) | 2.20 | 2.43 | 2.19 | 2.22 | 2.39 |
| Interest Expenses / Total Assets (%) | 4.77 | 4.69 | 3.83 | 3.42 | 3.83 |
| Enterprise Value (Rs.Cr.) | 1472261.86 | 1404064.26 | 1233726.37 | 1122278.44 | 1042953.47 |
| EV Per Net Sales (X) | 12.11 | 12.70 | 14.36 | 15.89 | 14.85 |
| Price To Book Value (X) | 0.16 | 1.27 | 0.73 | 0.67 | 0.46 |
| Price To Sales (X) | 0.13 | 0.95 | 0.60 | 0.58 | 0.35 |
| Retention Ratios (%) | 79.31 | 80.88 | 80.65 | 80.74 | 100.00 |
| Earnings Yield (X) | 1.09 | 0.14 | 0.21 | 0.14 | 0.11 |
After reviewing the key financial ratios for Canara Bank, here is a detailed analysis based on the latest available data and recent trends:
- For Basic EPS (Rs.), as of Mar 25, the value is 19.34. This value is within the healthy range. It has decreased from 84.22 (Mar 24) to 19.34, marking a decrease of 64.88.
- For Diluted EPS (Rs.), as of Mar 25, the value is 19.34. This value is within the healthy range. It has decreased from 84.22 (Mar 24) to 19.34, marking a decrease of 64.88.
- For Cash EPS (Rs.), as of Mar 25, the value is 100.36. This value is within the healthy range. It has increased from 86.45 (Mar 24) to 100.36, marking an increase of 13.91.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 545.53. It has increased from 457.60 (Mar 24) to 545.53, marking an increase of 87.93.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 581.09. It has increased from 507.86 (Mar 24) to 581.09, marking an increase of 73.23.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 95.56. This value is within the healthy range. It has increased from 81.48 (Mar 24) to 95.56, marking an increase of 14.08.
- For Net Profit Margin (%), as of Mar 25, the value is 14.25. This value exceeds the healthy maximum of 10. It has increased from 13.37 (Mar 24) to 14.25, marking an increase of 0.88.
- For Return On Assets (%), as of Mar 25, the value is 1.01. This value is below the healthy minimum of 5. It has increased from 0.99 (Mar 24) to 1.01, marking an increase of 0.02.
- For Retention Ratios (%), as of Mar 25, the value is 79.31. This value exceeds the healthy maximum of 70. It has decreased from 80.88 (Mar 24) to 79.31, marking a decrease of 1.57.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Unable to fetch valid data for stock valuation.Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Canara Bank:
- Net Profit Margin: 14.25%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 0% (Industry Average ROCE: 6.22%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0% (Industry Average ROE: 14.34%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 6.8 (Industry average Stock P/E: 10.39)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 14.25%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance - Banks - Public Sector | 112, J.C. Road, Bengaluru Karnataka 560002 | hosecretarial@canarabank.com http://www.canarabank.com |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Vijay Srirangan | Non Executive Chairman |
| Mr. K Satyanarayana Raju | Managing Director & CEO |
| Mr. Debashish Mukherjee | Executive Director |
| Mr. Hardeep Singh Ahluwalia | Executive Director |
| Mr. S K Majumdar | Executive Director |
| Mr. Bhavendra Kumar | Executive Director |
| Ms. Abha Singh Yaduvanshi | Shareholder Director |
| Mr. Bimal Prasad Sharma | Shareholder Director |
| Mr. Hemant Buch | Shareholder Director |
| Ms. Nalini Padmanabhan | Part Time Non Official Director |
| Mr. Parshant Kumar Goyal | Government Nominee Director |
| Mr. Rohit Das | Government Nominee Director |
FAQ
What is the intrinsic value of Canara Bank?
Canara Bank's intrinsic value (as of 12 November 2025) is 126.41 which is 12.22% lower the current market price of 144.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 1,30,246 Cr. market cap, FY2025-2026 high/low of 145/78.6, reserves of ₹113,388 Cr, and liabilities of 1,811,503 Cr.
What is the Market Cap of Canara Bank?
The Market Cap of Canara Bank is 1,30,246 Cr..
What is the current Stock Price of Canara Bank as on 12 November 2025?
The current stock price of Canara Bank as on 12 November 2025 is 144.
What is the High / Low of Canara Bank stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Canara Bank stocks is 145/78.6.
What is the Stock P/E of Canara Bank?
The Stock P/E of Canara Bank is 6.80.
What is the Book Value of Canara Bank?
The Book Value of Canara Bank is 127.
What is the Dividend Yield of Canara Bank?
The Dividend Yield of Canara Bank is 2.79 %.
What is the ROCE of Canara Bank?
The ROCE of Canara Bank is 6.79 %.
What is the ROE of Canara Bank?
The ROE of Canara Bank is 17.8 %.
What is the Face Value of Canara Bank?
The Face Value of Canara Bank is 2.00.