Canara Bank: Intrinsic Value & Share Price Analysis

Share Price and Basic Stock Data

Last Updated: April 10, 2025, 12:40 pm

Market Cap	80,203 Cr.
Current Price	88.4
High / Low	129/78.6
Stock P/E	4.88
Book Value	114
Dividend Yield	3.64 %
ROCE	6.63 %
ROE	17.9 %
Face Value	2.00
PEG Ratio	0.13

Stock P/E, Current Price, and Intrinsic Value Over Time

Stock P/E Current Price Intrinsic Value

View Share Price Target for Canara Bank

Competitors of Canara Bank

Stock Name ⇩	Market Cap ⇩	Current Price ⇩	High / Low ⇩	Stock P/E ⇩	Book Value ⇩	Dividend Yield ⇩	ROCE ⇩	ROE ⇩	Face Value ⇩
Union Bank of India	89,947 Cr.	118	172/101	5.50	147	3.06 %	6.55 %	15.6 %	10.0
UCO Bank	36,151 Cr.	28.9	62.4/26.8	15.6	24.0	0.97 %	5.34 %	6.22 %	10.0
State Bank of India (SBI)	6,72,918 Cr.	754	912/680	8.48	538	1.82 %	6.16 %	17.3 %	1.00
Punjab National Bank	1,10,470 Cr.	96.1	143/85.5	6.56	114	1.56 %	5.46 %	8.54 %	2.00
Punjab & Sind Bank	19,165 Cr.	27.0	73.6/25.2	22.8	17.4	0.74 %	5.59 %	3.88 %	10.0
Industry Average	112,735.62 Cr	166.91		10.06	156.01	1.92%	5.84%	12.68%	7.46

All Competitor Stocks of Canara Bank

Quarterly Result

Metric	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024
Revenue	17,982	18,227	18,537	20,482	22,561	24,304	25,451	27,290	28,492	29,286	29,173	30,182	30,751
Interest	10,761	10,856	11,396	12,681	13,622	15,292	16,337	17,934	18,620	19,226	19,534	20,427	21,163
Expenses	8,386	10,824	9,382	11,326	10,831	12,253	10,990	10,859	12,001	13,198	12,010	12,066	10,752
Financing Profit	-1,165	-3,453	-2,241	-3,525	-1,891	-3,241	-1,876	-1,504	-2,129	-3,138	-2,371	-2,312	-1,165
Financing Margin %	-6%	-19%	-12%	-17%	-8%	-13%	-7%	-6%	-7%	-11%	-8%	-8%	-4%
Other Income	3,506	6,292	5,202	6,876	5,777	7,470	6,809	6,602	7,138	8,098	7,793	7,824	6,679
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0
Profit before tax	2,341	2,839	2,961	3,351	3,886	4,229	4,933	5,098	5,009	4,960	5,422	5,513	5,515
Tax %	30%	31%	30%	23%	25%	24%	28%	28%	25%	24%	27%	26%	25%
Net Profit	1,712	2,061	2,193	2,730	3,058	3,364	3,755	3,829	3,827	3,991	4,098	4,227	4,256
EPS in Rs	1.83	2.12	2.40	2.98	3.34	3.68	4.12	4.19	4.18	4.36	4.48	4.62	4.65
Gross NPA %	7.81%	7.51%	6.99%	6.37%	5.90%	5.35%	5.16%	4.76%	4.39%	4.23%	4.14%	3.73%	3.34%
Net NPA %	2.87%	2.65%	2.48%	2.19%	1.96%	1.73%	1.57%	1.41%	1.32%	1.27%	1.24%	0.99%	0.89%

Last Updated: March 3, 2025, 5:06 pm

Below is a detailed analysis of the quarterly data for Canara Bank based on the most recent figures (Dec 2024) and their trends compared to the previous period:

For Interest, as of Dec 2024, the value is 21,163.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 20,427.00 Cr. (Sep 2024) to 21,163.00 Cr., marking an increase of 736.00 Cr..
For Expenses, as of Dec 2024, the value is 10,752.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 12,066.00 Cr. (Sep 2024) to 10,752.00 Cr., marking a decrease of 1,314.00 Cr..
For Other Income, as of Dec 2024, the value is 6,679.00 Cr.. The value appears to be declining and may need further review. It has decreased from 7,824.00 Cr. (Sep 2024) to 6,679.00 Cr., marking a decrease of 1,145.00 Cr..
For Depreciation, as of Dec 2024, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2024) which recorded 0.00 Cr..
For Profit before tax, as of Dec 2024, the value is 5,515.00 Cr.. The value appears strong and on an upward trend. It has increased from 5,513.00 Cr. (Sep 2024) to 5,515.00 Cr., marking an increase of 2.00 Cr..
For Tax %, as of Dec 2024, the value is 25.00%. The value appears to be improving (decreasing) as expected. It has decreased from 26.00% (Sep 2024) to 25.00%, marking a decrease of 1.00%.
For Net Profit, as of Dec 2024, the value is 4,256.00 Cr.. The value appears strong and on an upward trend. It has increased from 4,227.00 Cr. (Sep 2024) to 4,256.00 Cr., marking an increase of 29.00 Cr..
For EPS in Rs, as of Dec 2024, the value is 4.65. The value appears strong and on an upward trend. It has increased from 4.62 (Sep 2024) to 4.65, marking an increase of 0.03.

Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: March 6, 2025, 4:38 pm

Metric	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	TTM
Revenue	34,070	39,570	43,813	44,039	41,457	41,345	47,951	49,759	70,253	70,614	85,885	110,519	119,392
Interest	26,198	30,606	34,133	34,263	31,540	29,113	32,339	35,817	45,182	43,035	52,990	72,118	80,351
Expenses	7,217	9,636	10,302	17,785	15,691	25,582	27,202	26,809	43,437	41,235	42,772	46,146	48,026
Financing Profit	655	-672	-621	-8,008	-5,775	-13,350	-11,590	-12,867	-18,367	-13,657	-9,877	-7,745	-8,985
Financing Margin %	2%	-2%	-1%	-18%	-14%	-32%	-24%	-26%	-26%	-19%	-12%	-7%	-8%
Other Income	3,308	4,144	4,733	5,266	7,852	7,398	9,907	11,799	23,086	23,643	25,325	28,646	30,394
Depreciation	191	230	429	172	331	456	429	446	838	841	1,021	902	0
Profit before tax	3,771	3,242	3,683	-2,914	1,746	-6,408	-2,111	-1,514	3,882	9,145	14,427	20,000	21,409
Tax %	22%	20%	22%	-13%	29%	-36%	-126%	34%	30%	37%	25%	26%
Net Profit	2,995	2,672	2,931	-2,535	1,411	-3,873	696	-1,921	2,957	6,158	11,345	15,401	16,571
EPS in Rs	12.19	10.37	10.96	-8.73	4.55	-10.78	1.60	-3.86	3.51	6.75	12.41	16.84	18.11
Dividend Payout %	19%	19%	17%	0%	4%	0%	0%	0%	0%	19%	19%	19%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year	2013-2014	2014-2015	2015-2016	2016-2017	2017-2018	2018-2019	2019-2020	2020-2021	2021-2022	2022-2023	2023-2024
YoY Net Profit Growth (%)	-10.78%	9.69%	-186.49%	155.66%	-374.49%	117.97%	-376.01%	253.93%	108.25%	84.23%	35.75%
Change in YoY Net Profit Growth (%)	0.00%	20.48%	-196.18%	342.15%	-530.15%	492.46%	-493.98%	629.94%	-145.68%	-24.02%	-48.48%

Canara Bank has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2013-2014 to 2023-2024.

Growth

Compounded Sales Growth
10 Years:	11%
5 Years:	18%
3 Years:	16%
TTM:	13%

Compounded Profit Growth
10 Years:	19%
5 Years:	91%
3 Years:	75%
TTM:	12%

Stock Price CAGR
10 Years:	2%
5 Years:	38%
3 Years:	23%
1 Year:	-26%

Return on Equity
10 Years:	7%
5 Years:	11%
3 Years:	14%
Last Year:	18%

Last Updated: Unknown

Balance Sheet

Last Updated: March 14, 2025, 3:57 pm

Month	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Sep 2024
Equity Capital	443	461	475	543	597	733	753	1,030	1,647	1,814	1,814	1,814	1,814
Reserves	24,733	29,715	32,017	31,867	34,088	36,164	36,936	40,176	60,763	68,147	76,240	90,319	100,700
Deposits	364,395	431,880	485,802	479,749	495,266	524,847	599,123	625,408	1,010,985	1,086,341	1,179,086	1,312,242	1,347,216
Borrowings	11,644	16,034	13,686	26,963	39,592	38,910	41,043	42,762	50,013	46,285	58,073	57,538	94,770
Other Liabilities	382,503	454,880	512,380	504,352	521,882	555,628	633,051	657,473	1,067,117	1,142,542	1,244,903	1,385,347	1,424,287
Total Liabilities	419,324	501,090	558,558	563,725	596,159	631,435	711,783	741,440	1,179,540	1,258,789	1,381,030	1,535,018	1,621,571
Fixed Assets	2,883	6,661	6,969	7,206	7,185	8,335	8,433	8,323	11,269	11,447	10,334	12,331	12,344
CWIP	1	1	1	0	0	0	0	0	2	2	0	0	0
Investments	127,534	135,445	152,122	152,470	162,073	157,444	168,678	192,645	286,191	311,347	352,893	399,207	417,189
Other Assets	288,907	358,982	399,466	404,049	426,901	465,657	534,672	540,472	882,077	935,992	1,017,803	1,123,480	1,192,039
Total Assets	419,324	501,090	558,558	563,725	596,159	631,435	711,783	741,440	1,179,540	1,258,789	1,381,030	1,535,018	1,621,571

Below is a detailed analysis of the balance sheet data for Canara Bank based on the most recent figures (Sep 2024) and their trends compared to the previous period:

For Equity Capital, as of Sep 2024, the value is ₹1,814.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 1,814.00 Cr..
For Reserves, as of Sep 2024, the value is ₹100,700.00 Cr.. The value appears strong and on an upward trend. It has increased from 90,319.00 Cr. (Mar 2024) to ₹100,700.00 Cr., marking an increase of 10,381.00 Cr..
For Borrowings, as of Sep 2024, the value is ₹94,770.00 Cr.. The value appears to be increasing, which may not be favorable. Additionally, since Reserves exceed Borrowings, this is considered a positive sign. It has increased from 57,538.00 Cr. (Mar 2024) to ₹94,770.00 Cr., marking an increase of 37,232.00 Cr..
For Other Liabilities, as of Sep 2024, the value is ₹1,424,287.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1,385,347.00 Cr. (Mar 2024) to ₹1,424,287.00 Cr., marking an increase of 38,940.00 Cr..
For Total Liabilities, as of Sep 2024, the value is ₹1,621,571.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1,535,018.00 Cr. (Mar 2024) to ₹1,621,571.00 Cr., marking an increase of 86,553.00 Cr..
For Fixed Assets, as of Sep 2024, the value is ₹12,344.00 Cr.. The value appears strong and on an upward trend. It has increased from 12,331.00 Cr. (Mar 2024) to ₹12,344.00 Cr., marking an increase of 13.00 Cr..
For CWIP, as of Sep 2024, the value is ₹0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
For Investments, as of Sep 2024, the value is ₹417,189.00 Cr.. The value appears strong and on an upward trend. It has increased from 399,207.00 Cr. (Mar 2024) to ₹417,189.00 Cr., marking an increase of 17,982.00 Cr..
For Other Assets, as of Sep 2024, the value is ₹1,192,039.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,123,480.00 Cr. (Mar 2024) to ₹1,192,039.00 Cr., marking an increase of 68,559.00 Cr..
For Total Assets, as of Sep 2024, the value is ₹1,621,571.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,535,018.00 Cr. (Mar 2024) to ₹1,621,571.00 Cr., marking an increase of 86,553.00 Cr..

Notably, the Reserves (100,700.00 Cr.) exceed the Borrowings (94,770.00 Cr.), indicating a solid financial buffer.

Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.

Reserves and Borrowings Chart

No data available for this post.

Free Cash Flow

Month	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Free Cash Flow	-357.00	-422.00	-475.00	-462.00	-480.00	-499.00	-572.00	-599.00	42.00	40.00	41.00	45.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

Month	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
ROE %	12%	10%	9%	-8%	4%	-11%	2%	-5%	6%	9%	15%	18%

Financial Efficiency Indicators Chart

Share Holding Pattern

Month	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024
Promoters	62.93%	62.93%	62.93%	62.93%	62.93%	62.93%	62.93%	62.93%	62.93%	62.93%	62.93%	62.93%
FIIs	7.62%	8.48%	7.97%	8.44%	8.74%	8.95%	8.91%	10.19%	11.21%	10.57%	11.91%	11.26%
DIIs	13.83%	13.61%	13.82%	15.34%	16.60%	16.20%	15.93%	14.91%	14.29%	14.39%	11.19%	11.65%
Public	15.62%	14.97%	15.27%	13.28%	11.72%	11.92%	12.21%	11.96%	11.55%	12.10%	13.94%	14.17%
No. of Shareholders	6,42,646	6,39,136	6,76,487	6,47,864	6,16,024	6,29,444	6,35,556	6,38,401	6,44,770	7,59,083	11,93,267	16,39,363

Shareholding Pattern Chart

No. of Shareholders

Mutual Fund Holdings

Fund Name	No of Shares	AUM (%)	Amount Invested (Cr)	Previous Number of Shares	Previous Date	Percentage Change
SBI Arbitrage Opportunities Fund	5,707,800	1.01	214.76	N/A	N/A	N/A
HSBC Value Fund	5,537,800	2.19	208.36	N/A	N/A	N/A
Nippon India ETF Nifty PSU Bank BeES	5,198,272	11.62	195.59	N/A	N/A	N/A
Kotak Equity Arbitrage Fund - Regular Plan	4,527,900	0.62	170.36	N/A	N/A	N/A
Nippon India Multi Cap Fund	4,500,000	0.81	169.31	N/A	N/A	N/A
Nippon India Arbitrage Fund	3,890,700	1.31	146.39	N/A	N/A	N/A
Kotak Nifty PSU Bank ETF	3,808,134	11.63	143.28	N/A	N/A	N/A
Tata Arbitrage Fund	2,951,100	1.49	111.04	N/A	N/A	N/A
SBI Banking & Financial Services Fund	2,850,000	2.49	107.23	N/A	N/A	N/A
Kotak Balanced Advantage Fund	2,727,000	0.69	102.6	N/A	N/A	N/A

ROCE Trend

EPS Trend

Key Financial Ratios

Month	Mar 24	Mar 23	Mar 22	Mar 21	Mar 20
Face Value	10.00	10.00	10.00	10.00	10.00
Basic EPS (Rs.)	84.22	62.04	35.04	19.11	-23.55
Diluted EPS (Rs.)	84.22	62.04	35.04	19.11	-23.55
Cash EPS (Rs.)	86.45	65.20	36.58	21.50	-15.30
Book Value[Excl.RevalReserv]/Share (Rs.)	457.60	388.97	338.76	328.68	338.50
Book Value[Incl.RevalReserv]/Share (Rs.)	507.86	430.25	385.65	378.99	399.97
Operating Revenue / Share (Rs.)	609.21	473.42	389.24	426.37	482.99
Net Profit / Share (Rs.)	81.48	59.58	31.94	16.41	-19.63
Net Profit After MI / Share (Rs.)	84.22	62.04	33.76	17.55	-19.28
Net Profit Margin (%)	13.37	12.58	8.20	3.84	-4.06
Net Profit After MI And SOA Nargin (%)	13.82	13.10	8.67	4.11	-3.99
Operating Profit Margin (%)	-12.54	-16.90	-25.27	-29.54	-27.77
Return On Assets (%)	0.99	0.81	0.48	0.24	-0.26
Return On Equity / Networth (%)	18.40	15.94	9.96	5.34	-5.69
Net Interest Margin (X)	2.50	2.38	2.19	2.12	1.88
Cost To Income (%)	55.68	51.95	54.51	58.34	62.41
Interest Income / Total Assets (%)	7.19	6.21	5.61	5.95	6.71
Non-Interest Income / Total Assets (%)	1.86	1.83	1.87	1.98	1.59
Operating Profit / Total Assets (%)	-0.90	-1.05	-1.41	-1.75	-1.86
Operating Expenses / Total Assets (%)	2.43	2.19	2.22	2.39	2.16
Interest Expenses / Total Assets (%)	4.69	3.83	3.42	3.83	4.83
Enterprise Value (Rs.Cr.)	1404064.26	1233726.37	1122278.44	1042953.47	654910.43
EV Per Net Sales (X)	12.70	14.36	15.89	14.85	13.16
Price To Book Value (X)	1.27	0.73	0.67	0.46	0.26
Price To Sales (X)	0.95	0.60	0.58	0.35	0.18
Retention Ratios (%)	80.88	80.65	80.74	100.00	100.00
Earnings Yield (X)	0.14	0.21	0.14	0.11	-0.21

After reviewing the key financial ratios for Canara Bank, here is a detailed analysis based on the latest available data and recent trends:

For Basic EPS (Rs.), as of Mar 24, the value is 84.22. This value is within the healthy range. It has increased from 62.04 (Mar 23) to 84.22, marking an increase of 22.18.
For Diluted EPS (Rs.), as of Mar 24, the value is 84.22. This value is within the healthy range. It has increased from 62.04 (Mar 23) to 84.22, marking an increase of 22.18.
For Cash EPS (Rs.), as of Mar 24, the value is 86.45. This value is within the healthy range. It has increased from 65.20 (Mar 23) to 86.45, marking an increase of 21.25.
For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 457.60. It has increased from 388.97 (Mar 23) to 457.60, marking an increase of 68.63.
For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 507.86. It has increased from 430.25 (Mar 23) to 507.86, marking an increase of 77.61.
For Net Profit / Share (Rs.), as of Mar 24, the value is 81.48. This value is within the healthy range. It has increased from 59.58 (Mar 23) to 81.48, marking an increase of 21.90.
For Net Profit Margin (%), as of Mar 24, the value is 13.37. This value exceeds the healthy maximum of 10. It has increased from 12.58 (Mar 23) to 13.37, marking an increase of 0.79.
For Return On Assets (%), as of Mar 24, the value is 0.99. This value is below the healthy minimum of 5. It has increased from 0.81 (Mar 23) to 0.99, marking an increase of 0.18.
For Retention Ratios (%), as of Mar 24, the value is 80.88. This value exceeds the healthy maximum of 70. It has increased from 80.65 (Mar 23) to 80.88, marking an increase of 0.23.

Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Fair Value

Fair Value of Canara Bank as of April 13, 2025 is: 82.56

Calculation basis:

Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

As of April 13, 2025, Canara Bank is Overvalued by 6.61% compared to the current share price 88.40

Intrinsic Value of Canara Bank as of April 13, 2025 is: 114.63

Calculation basis:

Intrinsic value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.

As of April 13, 2025, Canara Bank is Undervalued by 29.67% compared to the current share price 88.40

Last 5 Year EPS CAGR: 38.84%

*Investments are subject to market risks

Strength and Weakness

Unable to fetch valid data for stock valuation.

Stock Analysis

Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Canara Bank:
1. Net Profit Margin: 13.37%
  - Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
2. ROCE: 0% (Industry Average ROCE: 5.84%)
  - ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
3. ROE%: 0% (Industry Average ROE: 12.68%)
  - ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
4. Interest Coverage Ratio (Post Tax): 0
  - Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
5. Quick Ratio: 0
  - Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
6. Stock P/E: 4.88 (Industry average Stock P/E: 10.06)
  - Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
7. Total Debt / Equity: 0
  - Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
Stock Rating:

About the Company - Qualitative Analysis

Canara Bank is a Public Limited Listed company incorporated on 01/07/1906 and registered in the State of Maharashtra, India. Company presently involved in the business activities of Banking Business.

INDUSTRY	ADDRESS	CONTACT
Finance - Banks - Public Sector	112, J.C. Road, Bengaluru Karnataka 560002	hosecretarial@canarabank.com http://www.canarabank.com

Management
Name	Position Held
Mr. Vijay Srirangan	Non Executive Chairman
Mr. K Satyanarayana Raju	Managing Director & CEO
Mr. Debashish Mukherjee	Executive Director
Mr. Ashok Chandra	Executive Director
Mr. Hardeep Singh Ahluwalia	Executive Director
Mr. Bhavendra Kumar	Executive Director
Ms. Nalini Padmanabhan	Part Time Non Official Director
Mr. Dibakar Prasad Harichandan	Part Time Non Official Director
Mr. Bimal Prasad Sharma	Shareholder Director
Mr. Karunakara Shetty	Shareholder Director
Ms. Abha Singh Yaduvanshi	Shareholder Director
Mr. Parshant Kumar Goyal	Government Nominee Director
Mr. R Kesavan	Nominee Director

FAQ

What is the intrinsic value of Canara Bank?

Canara Bank's intrinsic value (as of 12 April 2025) is ₹82.56 — 6.61% lower the current market price of 88.40, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 80,203 Cr. market cap, FY2025-2026 high/low of ₹129/78.6, reserves of 100,700 Cr, and liabilities of 1,621,571 Cr.

What is the Market Cap of Canara Bank?

The Market Cap of Canara Bank is 80,203 Cr..

What is the current Stock Price of Canara Bank as on 12 April 2025?

The current stock price of Canara Bank as on 12 April 2025 is 88.4.

What is the High / Low of Canara Bank stocks in FY 2025-2026?

In FY 2025-2026, the High / Low of Canara Bank stocks is ₹129/78.6.

What is the Stock P/E of Canara Bank?

The Stock P/E of Canara Bank is 4.88.

What is the Book Value of Canara Bank?

The Book Value of Canara Bank is 114.

What is the Dividend Yield of Canara Bank?

The Dividend Yield of Canara Bank is 3.64 %.

What is the ROCE of Canara Bank?

The ROCE of Canara Bank is 6.63 %.

What is the ROE of Canara Bank?

The ROE of Canara Bank is 17.9 %.

What is the Face Value of Canara Bank?

The Face Value of Canara Bank is 2.00.