Share Price and Basic Stock Data
Last Updated: February 10, 2026, 8:32 pm
| PEG Ratio | 0.29 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Canara Bank, a prominent player in the Indian public sector banking industry, reported a market capitalization of ₹1,32,952 Cr and a share price of ₹146. The bank’s revenue trajectory has shown a consistent upward trend, with total revenue increasing from ₹70,614 Cr in FY 2022 to ₹85,885 Cr in FY 2023, and further projected to reach ₹121,601 Cr in FY 2025. The bank’s quarterly revenue also reflects this growth, rising from ₹20,482 Cr in September 2022 to ₹27,290 Cr by September 2023. This upward momentum is indicative of robust operational performance and effective customer acquisition strategies. The bank’s interest income stood at ₹52,990 Cr in FY 2023, up from ₹43,035 Cr in FY 2022, showcasing an improved capacity to generate earnings from its lending activities. However, the bank’s financing profit remains negative, which highlights ongoing challenges in managing interest expenses relative to income generated from loans.
Profitability and Efficiency Metrics
Canara Bank’s profitability metrics exhibit a notable improvement, with the net profit rising from ₹6,158 Cr in FY 2022 to ₹11,345 Cr in FY 2023, achieving a net profit margin of 14.25% in FY 2025. The bank’s return on equity (ROE) reported at 17.8% reflects a strong capacity to generate profits from shareholders’ equity, significantly higher than the sector average of around 10-12%. Furthermore, the bank’s operating profit margin is recorded at 24.77% for FY 2025, indicating efficient cost management in its operations. However, the financing margin remains a concern, reported at -6% for FY 2025, which suggests that the bank still faces challenges in achieving a positive spread between interest income and expenses. The gross non-performing assets (NPA) ratio has shown a downward trend, falling from 6.37% in September 2022 to 2.35% by September 2025, indicating an improvement in asset quality and credit risk management.
Balance Sheet Strength and Financial Ratios
Canara Bank’s balance sheet reflects substantial growth, with total assets increasing from ₹1,258,789 Cr in FY 2022 to ₹1,730,691 Cr in FY 2025. The bank’s reserves have also grown significantly, standing at ₹113,388 Cr as of September 2025, reinforcing its capital base. The bank’s equity capital remained stable at ₹1,814 Cr since FY 2023, while borrowings rose to ₹89,665 Cr in FY 2025, highlighting a proactive approach to funding. The price-to-book value ratio of 0.81 indicates that the bank is trading below its intrinsic value, suggesting potential for price appreciation. Additionally, the cost-to-income ratio at 54.57% reflects relatively efficient operations, although it remains a concern relative to the sector average of 50-52%. The bank’s interest income as a percentage of total assets stood at 7.02%, demonstrating effective asset utilization in generating income.
Shareholding Pattern and Investor Confidence
Canara Bank’s shareholding pattern reveals a strong promoter holding of 62.93%, which provides stability and confidence to investors. Foreign institutional investors (FIIs) increased their stake to 11.89% by September 2025, reflecting growing foreign interest in the bank. Domestic institutional investors (DIIs) hold 12.23%, while public shareholding stands at 12.92%. The total number of shareholders has grown from 6,16,024 in December 2022 to 16,14,081 by September 2025, indicating increasing retail participation. This diversification in the shareholder base suggests improved market confidence in the bank’s long-term prospects. The consistent dividend payout ratio of 19% for FY 2023 and FY 2024 further underscores the bank’s commitment to returning value to shareholders, although it remains to be seen how this will be adjusted in light of future earnings growth.
Outlook, Risks, and Final Insight
The outlook for Canara Bank appears positive given its robust revenue growth, improving asset quality, and strong profitability metrics. However, risks remain, particularly concerning the bank’s negative financing margin and a high cost-to-income ratio compared to sector norms. Additionally, while improving NPA ratios are a strength, any future economic downturn could impact asset quality again. The bank’s ability to maintain its growth trajectory will depend on effective cost management and interest rate stability. The increasing interest from institutional investors and a solid promoter base are encouraging signs for future capital raising and strategic initiatives. As the bank continues to navigate a competitive landscape, its focus on digital transformation and customer-centric strategies will be critical in sustaining its growth momentum.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Union Bank of India | 1,36,863 Cr. | 179 | 183/107 | 7.23 | 172 | 2.65 % | 6.72 % | 17.0 % | 10.0 |
| UCO Bank | 36,452 Cr. | 29.1 | 41.5/26.8 | 13.9 | 26.5 | 1.34 % | 5.76 % | 8.38 % | 10.0 |
| State Bank of India (SBI) | 10,56,121 Cr. | 1,144 | 1,154/680 | 13.0 | 641 | 1.39 % | 6.47 % | 17.2 % | 1.00 |
| Punjab National Bank | 1,41,420 Cr. | 123 | 135/85.5 | 7.95 | 130 | 2.36 % | 6.32 % | 15.2 % | 2.00 |
| Punjab & Sind Bank | 19,697 Cr. | 27.7 | 50.5/25.2 | 16.2 | 19.6 | 0.25 % | 5.98 % | 7.03 % | 10.0 |
| Industry Average | 164,830.46 Cr | 250.95 | 10.17 | 183.82 | 1.81% | 6.22% | 14.34% | 7.46 |
Quarterly Result
| Metric | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 22,561 | 24,304 | 25,451 | 27,290 | 28,492 | 29,286 | 29,173 | 30,182 | 30,751 | 31,496 | 31,523 | 32,072 | 30,938 |
| Interest | 13,622 | 15,292 | 16,337 | 17,934 | 18,620 | 19,226 | 19,534 | 20,427 | 21,163 | 21,556 | 21,992 | 22,412 | 22,709 |
| Expenses | 10,831 | 12,253 | 10,990 | 10,859 | 12,001 | 13,198 | 12,010 | 12,066 | 10,752 | 12,124 | 13,141 | 13,251 | 4,002 |
| Financing Profit | -1,891 | -3,241 | -1,876 | -1,504 | -2,129 | -3,138 | -2,371 | -2,312 | -1,165 | -2,185 | -3,610 | -3,591 | 4,227 |
| Financing Margin % | -8% | -13% | -7% | -6% | -7% | -11% | -8% | -8% | -4% | -7% | -11% | -11% | 14% |
| Other Income | 5,777 | 7,470 | 6,809 | 6,602 | 7,138 | 8,098 | 7,793 | 7,824 | 6,679 | 8,761 | 8,086 | 9,942 | 2,152 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 3,886 | 4,229 | 4,933 | 5,098 | 5,009 | 4,960 | 5,422 | 5,513 | 5,515 | 6,576 | 4,475 | 6,351 | 6,379 |
| Tax % | 25% | 24% | 28% | 28% | 25% | 24% | 27% | 26% | 25% | 22% | 33% | 23% | 24% |
| Net Profit | 3,058 | 3,364 | 3,755 | 3,829 | 3,827 | 3,991 | 4,098 | 4,227 | 4,256 | 5,111 | 3,233 | 4,896 | 5,174 |
| EPS in Rs | 3.34 | 3.68 | 4.12 | 4.19 | 4.18 | 4.36 | 4.48 | 4.62 | 4.65 | 5.59 | 3.52 | 5.35 | 5.79 |
| Gross NPA % | 5.90% | 5.35% | 5.16% | 4.76% | 4.39% | 4.23% | 4.14% | 3.73% | 3.34% | 2.94% | 2.69% | 2.35% | 2.08% |
| Net NPA % | 1.96% | 1.73% | 1.57% | 1.41% | 1.32% | 1.27% | 1.24% | 0.99% | 0.89% | 0.70% | 0.63% | 0.54% | 0.45% |
Last Updated: February 6, 2026, 10:16 am
Below is a detailed analysis of the quarterly data for Canara Bank based on the most recent figures (Dec 2025) and their trends compared to the previous period:
- For Interest, as of Dec 2025, the value is 22,709.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 22,412.00 Cr. (Sep 2025) to 22,709.00 Cr., marking an increase of 297.00 Cr..
- For Expenses, as of Dec 2025, the value is 4,002.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 13,251.00 Cr. (Sep 2025) to 4,002.00 Cr., marking a decrease of 9,249.00 Cr..
- For Other Income, as of Dec 2025, the value is 2,152.00 Cr.. The value appears to be declining and may need further review. It has decreased from 9,942.00 Cr. (Sep 2025) to 2,152.00 Cr., marking a decrease of 7,790.00 Cr..
- For Depreciation, as of Dec 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Dec 2025, the value is 6,379.00 Cr.. The value appears strong and on an upward trend. It has increased from 6,351.00 Cr. (Sep 2025) to 6,379.00 Cr., marking an increase of 28.00 Cr..
- For Tax %, as of Dec 2025, the value is 24.00%. The value appears to be increasing, which may not be favorable. It has increased from 23.00% (Sep 2025) to 24.00%, marking an increase of 1.00%.
- For Net Profit, as of Dec 2025, the value is 5,174.00 Cr.. The value appears strong and on an upward trend. It has increased from 4,896.00 Cr. (Sep 2025) to 5,174.00 Cr., marking an increase of 278.00 Cr..
- For EPS in Rs, as of Dec 2025, the value is 5.79. The value appears strong and on an upward trend. It has increased from 5.35 (Sep 2025) to 5.79, marking an increase of 0.44.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 5:31 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 39,570 | 43,813 | 44,039 | 41,457 | 41,345 | 47,951 | 49,759 | 70,253 | 70,614 | 85,885 | 110,519 | 121,601 | 125,841 |
| Interest | 30,606 | 34,133 | 34,263 | 31,540 | 29,113 | 32,339 | 35,817 | 45,182 | 43,035 | 52,990 | 72,118 | 82,681 | 87,124 |
| Expenses | 9,636 | 10,302 | 17,785 | 15,691 | 25,582 | 27,202 | 26,809 | 43,437 | 41,235 | 42,772 | 46,146 | 46,082 | 49,268 |
| Financing Profit | -672 | -621 | -8,008 | -5,775 | -13,350 | -11,590 | -12,867 | -18,367 | -13,657 | -9,877 | -7,745 | -7,162 | -10,551 |
| Financing Margin % | -2% | -1% | -18% | -14% | -32% | -24% | -26% | -26% | -19% | -12% | -7% | -6% | -8% |
| Other Income | 4,144 | 4,733 | 5,266 | 7,852 | 7,398 | 9,907 | 11,799 | 23,086 | 23,643 | 25,325 | 28,646 | 31,057 | 33,467 |
| Depreciation | 230 | 429 | 172 | 331 | 456 | 429 | 446 | 838 | 841 | 1,021 | 902 | 870 | 0 |
| Profit before tax | 3,242 | 3,683 | -2,914 | 1,746 | -6,408 | -2,111 | -1,514 | 3,882 | 9,145 | 14,427 | 20,000 | 23,025 | 22,916 |
| Tax % | 20% | 22% | -13% | 29% | -36% | -126% | 34% | 30% | 37% | 25% | 26% | 25% | |
| Net Profit | 2,672 | 2,931 | -2,535 | 1,411 | -3,873 | 696 | -1,921 | 2,957 | 6,158 | 11,345 | 15,401 | 17,692 | 17,496 |
| EPS in Rs | 10.37 | 10.96 | -8.73 | 4.55 | -10.78 | 1.60 | -3.86 | 3.51 | 6.75 | 12.41 | 16.84 | 19.34 | 19.11 |
| Dividend Payout % | 19% | 17% | 0% | 4% | 0% | 0% | 0% | 0% | 19% | 19% | 19% | 21% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 9.69% | -186.49% | 155.66% | -374.49% | 117.97% | -376.01% | 253.93% | 108.25% | 84.23% | 35.75% | 14.88% |
| Change in YoY Net Profit Growth (%) | 0.00% | -196.18% | 342.15% | -530.15% | 492.46% | -493.98% | 629.94% | -145.68% | -24.02% | -48.48% | -20.88% |
Canara Bank has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 11% |
| 5 Years: | 20% |
| 3 Years: | 20% |
| TTM: | 9% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 20% |
| 5 Years: | 61% |
| 3 Years: | 42% |
| TTM: | 18% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 8% |
| 5 Years: | 39% |
| 3 Years: | 29% |
| 1 Year: | -2% |
| Return on Equity | |
|---|---|
| 10 Years: | 8% |
| 5 Years: | 14% |
| 3 Years: | 17% |
| Last Year: | 18% |
Last Updated: September 5, 2025, 1:30 am
Balance Sheet
Last Updated: December 10, 2025, 2:30 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 461 | 475 | 543 | 597 | 733 | 753 | 1,030 | 1,647 | 1,814 | 1,814 | 1,814 | 1,814 | 1,814 |
| Reserves | 29,715 | 32,017 | 31,867 | 34,088 | 36,164 | 36,936 | 40,176 | 60,763 | 68,147 | 76,240 | 90,319 | 103,603 | 113,388 |
| Deposits | 431,880 | 485,802 | 479,749 | 495,266 | 524,847 | 599,123 | 625,408 | 1,010,985 | 1,086,341 | 1,179,086 | 1,312,242 | 1,456,495 | 1,527,472 |
| Borrowing | 16,034 | 13,686 | 26,963 | 39,592 | 38,910 | 41,043 | 42,762 | 50,013 | 46,285 | 58,073 | 57,538 | 89,665 | 91,131 |
| Other Liabilities | 23,000 | 26,578 | 24,603 | 26,615 | 30,781 | 33,928 | 32,064 | 56,132 | 56,202 | 65,816 | 73,104 | 79,114 | 77,698 |
| Total Liabilities | 501,090 | 558,558 | 563,725 | 596,159 | 631,435 | 711,783 | 741,440 | 1,179,540 | 1,258,789 | 1,381,030 | 1,535,018 | 1,730,691 | 1,811,503 |
| Fixed Assets | 6,661 | 6,969 | 7,206 | 7,185 | 8,335 | 8,433 | 8,323 | 11,269 | 11,447 | 10,334 | 12,184 | 10,149 | 10,223 |
| CWIP | 1 | 1 | 0 | 0 | 0 | 0 | 0 | 2 | 2 | 0 | 147 | 152 | 0 |
| Investments | 135,445 | 152,122 | 152,470 | 162,073 | 157,444 | 168,678 | 192,645 | 286,191 | 311,347 | 352,893 | 399,207 | 426,188 | 444,689 |
| Other Assets | 358,982 | 399,466 | 404,049 | 426,901 | 465,657 | 534,672 | 540,472 | 882,077 | 935,992 | 1,017,803 | 1,123,480 | 1,294,201 | 1,356,591 |
| Total Assets | 501,090 | 558,558 | 563,725 | 596,159 | 631,435 | 711,783 | 741,440 | 1,179,540 | 1,258,789 | 1,381,030 | 1,535,018 | 1,730,691 | 1,811,503 |
Below is a detailed analysis of the balance sheet data for Canara Bank based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 1,814.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 1,814.00 Cr..
- For Reserves, as of Sep 2025, the value is 113,388.00 Cr.. The value appears strong and on an upward trend. It has increased from 103,603.00 Cr. (Mar 2025) to 113,388.00 Cr., marking an increase of 9,785.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 77,698.00 Cr.. The value appears to be improving (decreasing). It has decreased from 79,114.00 Cr. (Mar 2025) to 77,698.00 Cr., marking a decrease of 1,416.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 1,811,503.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1,730,691.00 Cr. (Mar 2025) to 1,811,503.00 Cr., marking an increase of 80,812.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 10,223.00 Cr.. The value appears strong and on an upward trend. It has increased from 10,149.00 Cr. (Mar 2025) to 10,223.00 Cr., marking an increase of 74.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 152.00 Cr. (Mar 2025) to 0.00 Cr., marking a decrease of 152.00 Cr..
- For Investments, as of Sep 2025, the value is 444,689.00 Cr.. The value appears strong and on an upward trend. It has increased from 426,188.00 Cr. (Mar 2025) to 444,689.00 Cr., marking an increase of 18,501.00 Cr..
- For Other Assets, as of Sep 2025, the value is 1,356,591.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,294,201.00 Cr. (Mar 2025) to 1,356,591.00 Cr., marking an increase of 62,390.00 Cr..
- For Total Assets, as of Sep 2025, the value is 1,811,503.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,730,691.00 Cr. (Mar 2025) to 1,811,503.00 Cr., marking an increase of 80,812.00 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -422.00 | -475.00 | -462.00 | -480.00 | -499.00 | -572.00 | -599.00 | 42.00 | 40.00 | 41.00 | 45.00 | 45.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 10% | 9% | -8% | 4% | -11% | 2% | -5% | 6% | 9% | 15% | 18% | 18% |
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| HSBC Value Fund | 22,762,200 | 2.39 | 352.61 | 5,537,800 | 2025-12-08 00:33:58 | 311.03% |
| Kotak Multicap Fund | 18,381,837 | 1.23 | 284.75 | N/A | N/A | N/A |
| SBI Multicap Fund | 12,515,000 | 0.82 | 193.87 | 13,500,000 | 2026-01-26 04:45:45 | -7.3% |
| SBI Large & Midcap Fund | 10,015,000 | 0.41 | 155.14 | 14,991,451 | 2026-01-26 04:45:45 | -33.2% |
| Edelweiss Mid Cap Fund | 10,006,121 | 1.15 | 151.67 | N/A | N/A | N/A |
| ICICI Prudential Equity Savings Fund | 4,414,500 | 0.38 | 68.39 | N/A | N/A | N/A |
| Aditya Birla Sun Life Value Fund | 3,914,061 | 0.95 | 60.63 | 7,399,885 | 2026-01-26 04:45:45 | -47.11% |
| Bandhan Large & Mid Cap Fund | 3,461,515 | 0.39 | 53.62 | N/A | N/A | N/A |
| Aditya Birla Sun Life Quant Fund | 3,345,603 | 2.3 | 51.83 | N/A | N/A | N/A |
| Edelweiss Business Cycle Fund | 3,414,277 | 2.97 | 51.75 | N/A | N/A | N/A |
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| Face Value | 2.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 19.34 | 84.22 | 62.04 | 35.04 | 19.11 |
| Diluted EPS (Rs.) | 19.34 | 84.22 | 62.04 | 35.04 | 19.11 |
| Cash EPS (Rs.) | 20.07 | 86.45 | 65.20 | 36.58 | 21.50 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 109.11 | 457.60 | 388.97 | 338.76 | 328.68 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 116.22 | 507.86 | 430.25 | 385.65 | 378.99 |
| Operating Revenue / Share (Rs.) | 134.06 | 609.21 | 473.42 | 389.24 | 426.37 |
| Net Profit / Share (Rs.) | 19.11 | 81.48 | 59.58 | 31.94 | 16.41 |
| Net Profit After MI / Share (Rs.) | 19.34 | 84.22 | 62.04 | 33.76 | 17.55 |
| Net Profit Margin (%) | 14.25 | 13.37 | 12.58 | 8.20 | 3.84 |
| Net Profit After MI And SOA Nargin (%) | 14.42 | 13.82 | 13.10 | 8.67 | 4.11 |
| Operating Profit Margin (%) | 24.77 | 22.04 | 18.56 | 11.31 | 5.57 |
| Return On Assets (%) | 1.01 | 0.99 | 0.81 | 0.48 | 0.24 |
| Return On Equity / Networth (%) | 17.72 | 18.40 | 15.94 | 9.96 | 5.34 |
| Net Interest Margin (X) | 2.24 | 2.50 | 2.38 | 2.19 | 2.12 |
| Cost To Income (%) | 54.57 | 55.68 | 51.95 | 54.51 | 58.34 |
| Interest Income / Total Assets (%) | 7.02 | 7.19 | 6.21 | 5.61 | 5.95 |
| Non-Interest Income / Total Assets (%) | 1.79 | 1.86 | 1.83 | 1.87 | 1.98 |
| Operating Profit / Total Assets (%) | -0.79 | -0.90 | -1.05 | -1.41 | -1.75 |
| Operating Expenses / Total Assets (%) | 2.20 | 2.43 | 2.19 | 2.22 | 2.39 |
| Interest Expenses / Total Assets (%) | 4.77 | 4.69 | 3.83 | 3.42 | 3.83 |
| Enterprise Value (Rs.Cr.) | 1536859.41 | 1404064.26 | 1233726.37 | 1122278.44 | 1042953.47 |
| EV Per Net Sales (X) | 12.64 | 12.70 | 14.36 | 15.89 | 14.85 |
| Price To Book Value (X) | 0.81 | 1.27 | 0.73 | 0.67 | 0.46 |
| Price To Sales (X) | 0.66 | 0.95 | 0.60 | 0.58 | 0.35 |
| Retention Ratios (%) | 79.31 | 80.88 | 80.65 | 80.74 | 100.00 |
| Earnings Yield (X) | 0.21 | 0.14 | 0.21 | 0.14 | 0.11 |
After reviewing the key financial ratios for Canara Bank, here is a detailed analysis based on the latest available data and recent trends:
- For Basic EPS (Rs.), as of Mar 25, the value is 19.34. This value is within the healthy range. It has decreased from 84.22 (Mar 24) to 19.34, marking a decrease of 64.88.
- For Diluted EPS (Rs.), as of Mar 25, the value is 19.34. This value is within the healthy range. It has decreased from 84.22 (Mar 24) to 19.34, marking a decrease of 64.88.
- For Cash EPS (Rs.), as of Mar 25, the value is 20.07. This value is within the healthy range. It has decreased from 86.45 (Mar 24) to 20.07, marking a decrease of 66.38.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 109.11. It has decreased from 457.60 (Mar 24) to 109.11, marking a decrease of 348.49.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 116.22. It has decreased from 507.86 (Mar 24) to 116.22, marking a decrease of 391.64.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 19.11. This value is within the healthy range. It has decreased from 81.48 (Mar 24) to 19.11, marking a decrease of 62.37.
- For Net Profit Margin (%), as of Mar 25, the value is 14.25. This value exceeds the healthy maximum of 10. It has increased from 13.37 (Mar 24) to 14.25, marking an increase of 0.88.
- For Return On Assets (%), as of Mar 25, the value is 1.01. This value is below the healthy minimum of 5. It has increased from 0.99 (Mar 24) to 1.01, marking an increase of 0.02.
- For Retention Ratios (%), as of Mar 25, the value is 79.31. This value exceeds the healthy maximum of 70. It has decreased from 80.88 (Mar 24) to 79.31, marking a decrease of 1.57.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Canara Bank:
- Net Profit Margin: 14.25%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 0% (Industry Average ROCE: 6.22%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0% (Industry Average ROE: 14.34%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 6.6 (Industry average Stock P/E: 10.17)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 14.25%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance - Banks - Public Sector | 112, J.C. Road, Bengaluru Karnataka 560002 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Vijay Srirangan | Non Executive Chairman |
| Mr. K Satyanarayana Raju | Managing Director & CEO |
| Mr. Debashish Mukherjee | Executive Director |
| Mr. Hardeep Singh Ahluwalia | Executive Director |
| Mr. S K Majumdar | Executive Director |
| Mr. Bhavendra Kumar | Executive Director |
| Ms. Abha Singh Yaduvanshi | Shareholder Director |
| Mr. Bimal Prasad Sharma | Shareholder Director |
| Mr. Hemant Buch | Shareholder Director |
| Ms. Nalini Padmanabhan | Part Time Non Official Director |
| Mr. Parshant Kumar Goyal | Government Nominee Director |
| Mr. Rohit Das | Government Nominee Director |
FAQ
What is the intrinsic value of Canara Bank?
Canara Bank's intrinsic value (as of 10 February 2026) is ₹153.36 which is 4.33% higher the current market price of ₹147.00, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's ₹1,33,166 Cr. market cap, FY2025-2026 high/low of ₹161/78.6, reserves of ₹113,388 Cr, and liabilities of ₹1,811,503 Cr.
What is the Market Cap of Canara Bank?
The Market Cap of Canara Bank is 1,33,166 Cr..
What is the current Stock Price of Canara Bank as on 10 February 2026?
The current stock price of Canara Bank as on 10 February 2026 is ₹147.
What is the High / Low of Canara Bank stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Canara Bank stocks is ₹161/78.6.
What is the Stock P/E of Canara Bank?
The Stock P/E of Canara Bank is 6.60.
What is the Book Value of Canara Bank?
The Book Value of Canara Bank is 129.
What is the Dividend Yield of Canara Bank?
The Dividend Yield of Canara Bank is 2.72 %.
What is the ROCE of Canara Bank?
The ROCE of Canara Bank is 6.79 %.
What is the ROE of Canara Bank?
The ROE of Canara Bank is 17.8 %.
What is the Face Value of Canara Bank?
The Face Value of Canara Bank is 2.00.