Can Fin Homes Ltd: Intrinsic Value & Share Price Analysis

Share Price and Basic Stock Data

Last Updated: April 27, 2025, 1:10 am

Market Cap	9,629 Cr.
Current Price	723
High / Low	952/558
Stock P/E	11.2
Book Value	381
Dividend Yield	0.83 %
ROCE	9.34 %
ROE	18.2 %
Face Value	2.00
PEG Ratio	0.88

Stock P/E, Current Price, and Intrinsic Value Over Time

Stock P/E Current Price Intrinsic Value

View Share Price Target for Can Fin Homes Ltd

Competitors of Can Fin Homes Ltd

Stock Name ⇩	Market Cap ⇩	Current Price ⇩	High / Low ⇩	Stock P/E ⇩	Book Value ⇩	Dividend Yield ⇩	ROCE ⇩	ROE ⇩	Face Value ⇩
Ind Bank Housing Ltd	39.6 Cr.	39.6	87.9/35.0		121	0.00 %	3.74 %	%	10.0
Home First Finance Company India Ltd	12,813 Cr.	1,242	1,383/777	35.5	255	0.27 %	11.2 %	15.5 %	2.00
Aptus Value Housing Finance India Ltd	16,329 Cr.	327	402/268	23.1	80.3	1.38 %	14.7 %	17.2 %	2.00
Repco Home Finance Ltd	2,461 Cr.	393	595/308	5.69	494	0.76 %	10.5 %	14.6 %	10.0
PNB Housing Finance Ltd	25,257 Cr.	972	1,202/616	13.8	575	0.00 %	9.27 %	11.8 %	10.0
Industry Average	10,862.50 Cr	425.20		12.79	290.30	0.82%	10.69%	13.43%	5.64

All Competitor Stocks of Can Fin Homes Ltd

Quarterly Result

Metric	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024
Revenue	508	561	611	657	710	764	824	871	901	927	931	962	986
Interest	296	319	356	401	453	491	533	548	566	584	603	616	636
Expenses	54	76	35	50	49	72	54	122	77	70	71	70	78
Financing Profit	158	166	220	206	208	201	236	201	258	273	258	277	272
Financing Margin %	31%	30%	36%	31%	29%	26%	29%	23%	29%	29%	28%	29%	28%
Other Income	0	0	0	0	0	1	0	0	1	1	0	0	0
Depreciation	3	2	2	3	3	4	3	3	3	4	3	3	3
Profit before tax	156	164	219	203	205	198	234	198	256	270	255	274	269
Tax %	26%	25%	26%	30%	26%	16%	22%	20%	22%	23%	22%	23%	21%
Net Profit	116	123	162	142	151	166	183	158	200	209	200	211	212
EPS in Rs	8.69	9.23	12.18	10.64	11.38	12.45	13.78	11.87	15.03	15.70	14.99	15.88	15.93
Gross NPA %	0.71%	0.64%	0.65%	0.62%	0.60%	0.55%	0.63%	0.76%	0.91%	0.82%	0.91%	0.88%	0.92%
Net NPA %	0.39%	0.30%	0.30%	0.35%	0.30%	0.26%	0.34%	0.43%	0.49%	0.42%	0.49%	0.47%	0.50%

Last Updated: March 3, 2025, 5:06 pm

Below is a detailed analysis of the quarterly data for Can Fin Homes Ltd based on the most recent figures (Dec 2024) and their trends compared to the previous period:

For Interest, as of Dec 2024, the value is 636.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 616.00 Cr. (Sep 2024) to 636.00 Cr., marking an increase of 20.00 Cr..
For Expenses, as of Dec 2024, the value is 78.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 70.00 Cr. (Sep 2024) to 78.00 Cr., marking an increase of 8.00 Cr..
For Other Income, as of Dec 2024, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2024) which recorded 0.00 Cr..
For Depreciation, as of Dec 2024, the value is 3.00 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2024) which recorded 3.00 Cr..
For Profit before tax, as of Dec 2024, the value is 269.00 Cr.. The value appears to be declining and may need further review. It has decreased from 274.00 Cr. (Sep 2024) to 269.00 Cr., marking a decrease of 5.00 Cr..
For Tax %, as of Dec 2024, the value is 21.00%. The value appears to be improving (decreasing) as expected. It has decreased from 23.00% (Sep 2024) to 21.00%, marking a decrease of 2.00%.
For Net Profit, as of Dec 2024, the value is 212.00 Cr.. The value appears strong and on an upward trend. It has increased from 211.00 Cr. (Sep 2024) to 212.00 Cr., marking an increase of 1.00 Cr..
For EPS in Rs, as of Dec 2024, the value is 15.93. The value appears strong and on an upward trend. It has increased from 15.88 (Sep 2024) to 15.93, marking an increase of 0.05.

Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: March 6, 2025, 4:38 pm

Metric	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	TTM
Revenue	392	578	816	1,083	1,353	1,518	1,727	2,030	2,018	1,988	2,742	3,523	3,806
Interest	283	423	611	744	884	981	1,170	1,345	1,209	1,155	1,702	2,232	2,438
Expenses	33	46	65	83	95	107	89	158	182	189	205	323	289
Financing Profit	76	109	140	257	373	430	468	528	627	644	835	969	1,080
Financing Margin %	19%	19%	17%	24%	28%	28%	27%	26%	31%	32%	30%	28%	28%
Other Income	0	0	1	1	1	4	4	0	0	1	1	1	1
Depreciation	1	2	4	3	4	3	3	9	10	10	12	13	13
Profit before tax	75	107	137	254	370	431	470	518	618	635	824	958	1,068
Tax %	28%	29%	37%	38%	36%	34%	37%	27%	26%	26%	25%	22%
Net Profit	54	76	86	157	235	286	297	376	456	471	621	751	832
EPS in Rs	4.07	5.69	6.48	11.80	17.68	21.49	22.29	28.25	34.25	35.38	46.65	56.38	62.50
Dividend Payout %	15%	18%	22%	17%	11%	9%	9%	7%	6%	8%	8%	11%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year	2013-2014	2014-2015	2015-2016	2016-2017	2017-2018	2018-2019	2019-2020	2020-2021	2021-2022	2022-2023	2023-2024
YoY Net Profit Growth (%)	40.74%	13.16%	82.56%	49.68%	21.70%	3.85%	26.60%	21.28%	3.29%	31.85%	20.93%
Change in YoY Net Profit Growth (%)	0.00%	-27.58%	69.40%	-32.88%	-27.98%	-17.86%	22.75%	-5.32%	-17.99%	28.56%	-10.91%

Can Fin Homes Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2013-2014 to 2023-2024.

Growth

Compounded Sales Growth
10 Years:	17%
5 Years:	14%
3 Years:	25%
TTM:	10%

Compounded Profit Growth
10 Years:	26%
5 Years:	18%
3 Years:	22%
TTM:	14%

Stock Price CAGR
10 Years:	18%
5 Years:	18%
3 Years:	7%
1 Year:	-3%

Return on Equity
10 Years:	19%
5 Years:	18%
3 Years:	18%
Last Year:	18%

Last Updated: Unknown

Balance Sheet

Last Updated: April 13, 2025, 3:55 pm

Month	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Sep 2024
Equity Capital	20	20	27	27	27	27	27	27	27	27	27	27	27
Reserves	372	432	745	852	1,050	1,460	1,756	2,123	2,583	3,040	3,621	4,317	4,675
Borrowing	3,539	5,269	7,375	9,444	11,872	13,921	16,880	18,748	19,293	24,648	29,068	31,863	33,790
Other Liabilities	136	191	188	433	430	322	67	145	171	230	355	395	695
Total Liabilities	4,067	5,912	8,334	10,756	13,379	15,730	18,729	21,044	22,074	27,944	33,070	36,602	39,187
Fixed Assets	6	8	9	9	10	10	10	38	38	35	45	53	44
CWIP	0	0	0	0	0	0	0	0	0	0	0	0	0
Investments	16	15	15	15	16	16	16	24	50	1,126	1,459	1,459	1,968
Other Assets	4,044	5,889	8,310	10,732	13,352	15,704	18,703	20,981	21,986	26,784	31,566	35,090	37,175
Total Assets	4,067	5,912	8,334	10,756	13,379	15,730	18,729	21,044	22,074	27,944	33,070	36,602	39,187

Below is a detailed analysis of the balance sheet data for Can Fin Homes Ltd based on the most recent figures (Sep 2024) and their trends compared to the previous period:

For Equity Capital, as of Sep 2024, the value is ₹27.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 27.00 Cr..
For Reserves, as of Sep 2024, the value is ₹4,675.00 Cr.. The value appears strong and on an upward trend. It has increased from 4,317.00 Cr. (Mar 2024) to ₹4,675.00 Cr., marking an increase of 358.00 Cr..
For Other Liabilities, as of Sep 2024, the value is ₹695.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 395.00 Cr. (Mar 2024) to ₹695.00 Cr., marking an increase of 300.00 Cr..
For Total Liabilities, as of Sep 2024, the value is ₹39,187.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 36,602.00 Cr. (Mar 2024) to ₹39,187.00 Cr., marking an increase of 2,585.00 Cr..
For Fixed Assets, as of Sep 2024, the value is ₹44.00 Cr.. The value appears to be declining and may need further review. It has decreased from 53.00 Cr. (Mar 2024) to ₹44.00 Cr., marking a decrease of 9.00 Cr..
For CWIP, as of Sep 2024, the value is ₹0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
For Investments, as of Sep 2024, the value is ₹1,968.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,459.00 Cr. (Mar 2024) to ₹1,968.00 Cr., marking an increase of 509.00 Cr..
For Other Assets, as of Sep 2024, the value is ₹37,175.00 Cr.. The value appears strong and on an upward trend. It has increased from 35,090.00 Cr. (Mar 2024) to ₹37,175.00 Cr., marking an increase of 2,085.00 Cr..
For Total Assets, as of Sep 2024, the value is ₹39,187.00 Cr.. The value appears strong and on an upward trend. It has increased from 36,602.00 Cr. (Mar 2024) to ₹39,187.00 Cr., marking an increase of 2,585.00 Cr..

Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.

Reserves and Borrowings Chart

Cash Flow

Month	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Cash from Operating Activity +	114	53	382	-2,356	-2,018	-2,335	-1,842	-851	-3,916	-4,044	-2,570	933
Cash from Investing Activity +	-1	-4	-11	-7	-2	-4	-13	-28	-1,380	-327	-170	-785
Cash from Financing Activity +	-112	-55	-371	2,363	2,019	2,739	1,826	508	5,299	4,370	2,738	-149
Net Cash Flow	1	-6	-0	0	-1	401	-29	-372	2	-1	-1	0

Free Cash Flow

Month	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Free Cash Flow	30.00	41.00	58.00	74.00	84.00	94.00	73.00	140.00	163.00	165.00	176.00	292.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

Month	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
ROE %	15%	18%	14%	19%	24%	22%	18%	19%	19%	17%	18%	19%

Financial Efficiency Indicators Chart

Share Holding Pattern

Month	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024
Promoters	29.99%	29.99%	29.99%	29.99%	29.99%	29.99%	29.99%	29.99%	29.99%	29.99%	29.99%	29.99%
FIIs	0.00%	0.00%	0.00%	0.00%	9.31%	9.95%	10.35%	10.72%	11.36%	11.06%	11.51%	11.53%
DIIs	21.66%	22.41%	24.69%	24.80%	23.28%	23.52%	24.97%	27.97%	27.41%	28.46%	27.88%	27.78%
Public	48.36%	47.60%	45.32%	45.21%	37.42%	36.53%	34.68%	31.32%	31.23%	30.48%	30.60%	30.71%
No. of Shareholders	84,638	1,00,338	95,547	1,00,358	1,18,386	1,18,718	1,03,827	89,487	94,582	92,795	96,918	98,256

Shareholding Pattern Chart

No. of Shareholders

Mutual Fund Holdings

Fund Name	No of Shares	AUM (%)	Amount Invested (Cr)	Previous Number of Shares	Previous Date	Percentage Change
Axis Small Cap Fund	5,243,788	2.29	409.59	5,243,788	2025-04-22 17:25:39	0%
Nippon India Small Cap Fund	1,193,042	0.23	93.19	1,193,042	2025-04-22 17:25:39	0%
UTI Value Fund	875,000	0.9	66.8	875,000	2025-04-22 17:25:39	0%
Tata Multicap Fund	680,000	2.02	53.11	680,000	2025-04-22 17:25:39	0%
Edelweiss Small Cap Fund	674,013	1.88	52.65	674,013	2025-04-22 17:25:39	0%
Axis Multicap Fund	544,014	0.92	42.49	544,014	2025-04-22 17:25:39	0%
Edelweiss Large & Mid Cap Fund	499,693	1.6	39.03	499,693	2025-04-22 17:25:39	0%
UTI ELSS Tax Saver Fund	499,940	1.24	38.17	499,940	2025-04-22 17:25:39	0%
Baroda BNP Paribas Value Fund	410,000	2.03	32.03	410,000	2025-04-22 05:46:17	0%
Edelweiss Balanced Advantage Fund	406,348	0.33	31.74	406,348	2025-04-22 17:25:39	0%

ROCE Trend

EPS Trend

Key Financial Ratios

Month	Mar 24	Mar 23	Mar 22	Mar 21	Mar 20
FaceValue	2.00	2.00	2.00	2.00	2.00
Basic EPS (Rs.)	56.38	46.65	35.38	34.25	28.25
Diluted EPS (Rs.)	56.38	46.65	35.38	34.25	28.25
Cash EPS (Rs.)	57.33	47.58	36.11	34.97	28.96
Book Value[Excl.RevalReserv]/Share (Rs.)	326.20	273.89	230.29	195.98	161.46
Book Value[Incl.RevalReserv]/Share (Rs.)	326.20	273.89	230.29	195.98	161.46
Dividend / Share (Rs.)	6.00	3.50	3.00	2.00	2.00
Revenue From Operations / Share (Rs.)	264.56	205.91	149.28	151.55	152.47
PBDIT / Share (Rs.)	240.43	190.54	135.05	137.83	140.57
PBIT / Share (Rs.)	239.47	189.61	134.31	137.12	139.86
PBT / Share (Rs.)	71.91	61.88	47.69	46.38	38.92
Net Profit / Share (Rs.)	56.37	46.65	35.38	34.25	28.24
PBDIT Margin (%)	90.87	92.53	90.46	90.94	92.19
PBIT Margin (%)	90.51	92.08	89.97	90.47	91.72
PBT Margin (%)	27.17	30.05	31.94	30.60	25.52
Net Profit Margin (%)	21.30	22.65	23.69	22.59	18.52
Return on Networth / Equity (%)	17.28	17.03	15.36	17.47	17.49
Return on Capital Employeed (%)	25.85	23.92	18.28	22.36	28.87
Return On Assets (%)	2.05	1.87	1.68	2.06	1.78
Long Term Debt / Equity (X)	1.82	1.88	2.17	2.08	1.96
Total Debt / Equity (X)	7.34	7.97	8.04	7.39	8.72
Asset Turnover Ratio (%)	0.10	0.08	0.07	0.09	0.10
Current Ratio (X)	1.50	1.46	1.53	1.58	1.44
Quick Ratio (X)	1.50	1.46	1.53	1.58	1.44
Dividend Payout Ratio (NP) (%)	7.09	6.43	9.89	5.83	7.08
Dividend Payout Ratio (CP) (%)	6.97	6.30	9.69	5.71	6.90
Earning Retention Ratio (%)	92.91	93.57	90.11	94.17	92.92
Cash Earning Retention Ratio (%)	93.03	93.70	90.31	94.29	93.10
Interest Coverage Ratio (X)	1.43	1.49	1.56	1.52	1.39
Interest Coverage Ratio (Post Tax) (X)	1.34	1.37	1.41	1.38	1.28
Enterprise Value (Cr.)	41427.55	35805.39	32731.67	27432.41	22069.99
EV / Net Operating Revenue (X)	11.76	13.06	16.47	13.59	10.87
EV / EBITDA (X)	12.94	14.11	18.20	14.95	11.79
MarketCap / Net Operating Revenue (X)	2.84	2.57	4.23	4.04	1.83
Retention Ratios (%)	92.90	93.56	90.10	94.16	92.91
Price / BV (X)	2.31	1.93	2.74	3.13	1.73
Price / Net Operating Revenue (X)	2.84	2.57	4.23	4.04	1.83
EarningsYield	0.07	0.08	0.05	0.05	0.10

After reviewing the key financial ratios for Can Fin Homes Ltd, here is a detailed analysis based on the latest available data and recent trends:

For FaceValue, as of Mar 24, the value is 2.00. This value is within the healthy range. There is no change compared to the previous period (Mar 23) which recorded 2.00.
For Basic EPS (Rs.), as of Mar 24, the value is 56.38. This value is within the healthy range. It has increased from 46.65 (Mar 23) to 56.38, marking an increase of 9.73.
For Diluted EPS (Rs.), as of Mar 24, the value is 56.38. This value is within the healthy range. It has increased from 46.65 (Mar 23) to 56.38, marking an increase of 9.73.
For Cash EPS (Rs.), as of Mar 24, the value is 57.33. This value is within the healthy range. It has increased from 47.58 (Mar 23) to 57.33, marking an increase of 9.75.
For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 326.20. It has increased from 273.89 (Mar 23) to 326.20, marking an increase of 52.31.
For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 326.20. It has increased from 273.89 (Mar 23) to 326.20, marking an increase of 52.31.
For Dividend / Share (Rs.), as of Mar 24, the value is 6.00. This value exceeds the healthy maximum of 3. It has increased from 3.50 (Mar 23) to 6.00, marking an increase of 2.50.
For Revenue From Operations / Share (Rs.), as of Mar 24, the value is 264.56. It has increased from 205.91 (Mar 23) to 264.56, marking an increase of 58.65.
For PBDIT / Share (Rs.), as of Mar 24, the value is 240.43. This value is within the healthy range. It has increased from 190.54 (Mar 23) to 240.43, marking an increase of 49.89.
For PBIT / Share (Rs.), as of Mar 24, the value is 239.47. This value is within the healthy range. It has increased from 189.61 (Mar 23) to 239.47, marking an increase of 49.86.
For PBT / Share (Rs.), as of Mar 24, the value is 71.91. This value is within the healthy range. It has increased from 61.88 (Mar 23) to 71.91, marking an increase of 10.03.
For Net Profit / Share (Rs.), as of Mar 24, the value is 56.37. This value is within the healthy range. It has increased from 46.65 (Mar 23) to 56.37, marking an increase of 9.72.
For PBDIT Margin (%), as of Mar 24, the value is 90.87. This value is within the healthy range. It has decreased from 92.53 (Mar 23) to 90.87, marking a decrease of 1.66.
For PBIT Margin (%), as of Mar 24, the value is 90.51. This value exceeds the healthy maximum of 20. It has decreased from 92.08 (Mar 23) to 90.51, marking a decrease of 1.57.
For PBT Margin (%), as of Mar 24, the value is 27.17. This value is within the healthy range. It has decreased from 30.05 (Mar 23) to 27.17, marking a decrease of 2.88.
For Net Profit Margin (%), as of Mar 24, the value is 21.30. This value exceeds the healthy maximum of 10. It has decreased from 22.65 (Mar 23) to 21.30, marking a decrease of 1.35.
For Return on Networth / Equity (%), as of Mar 24, the value is 17.28. This value is within the healthy range. It has increased from 17.03 (Mar 23) to 17.28, marking an increase of 0.25.
For Return on Capital Employeed (%), as of Mar 24, the value is 25.85. This value is within the healthy range. It has increased from 23.92 (Mar 23) to 25.85, marking an increase of 1.93.
For Return On Assets (%), as of Mar 24, the value is 2.05. This value is below the healthy minimum of 5. It has increased from 1.87 (Mar 23) to 2.05, marking an increase of 0.18.
For Long Term Debt / Equity (X), as of Mar 24, the value is 1.82. This value exceeds the healthy maximum of 1. It has decreased from 1.88 (Mar 23) to 1.82, marking a decrease of 0.06.
For Total Debt / Equity (X), as of Mar 24, the value is 7.34. This value exceeds the healthy maximum of 1. It has decreased from 7.97 (Mar 23) to 7.34, marking a decrease of 0.63.
For Asset Turnover Ratio (%), as of Mar 24, the value is 0.10. It has increased from 0.08 (Mar 23) to 0.10, marking an increase of 0.02.
For Current Ratio (X), as of Mar 24, the value is 1.50. This value is within the healthy range. It has increased from 1.46 (Mar 23) to 1.50, marking an increase of 0.04.
For Quick Ratio (X), as of Mar 24, the value is 1.50. This value is within the healthy range. It has increased from 1.46 (Mar 23) to 1.50, marking an increase of 0.04.
For Dividend Payout Ratio (NP) (%), as of Mar 24, the value is 7.09. This value is below the healthy minimum of 20. It has increased from 6.43 (Mar 23) to 7.09, marking an increase of 0.66.
For Dividend Payout Ratio (CP) (%), as of Mar 24, the value is 6.97. This value is below the healthy minimum of 20. It has increased from 6.30 (Mar 23) to 6.97, marking an increase of 0.67.
For Earning Retention Ratio (%), as of Mar 24, the value is 92.91. This value exceeds the healthy maximum of 70. It has decreased from 93.57 (Mar 23) to 92.91, marking a decrease of 0.66.
For Cash Earning Retention Ratio (%), as of Mar 24, the value is 93.03. This value exceeds the healthy maximum of 70. It has decreased from 93.70 (Mar 23) to 93.03, marking a decrease of 0.67.
For Interest Coverage Ratio (X), as of Mar 24, the value is 1.43. This value is below the healthy minimum of 3. It has decreased from 1.49 (Mar 23) to 1.43, marking a decrease of 0.06.
For Interest Coverage Ratio (Post Tax) (X), as of Mar 24, the value is 1.34. This value is below the healthy minimum of 3. It has decreased from 1.37 (Mar 23) to 1.34, marking a decrease of 0.03.
For Enterprise Value (Cr.), as of Mar 24, the value is 41,427.55. It has increased from 35,805.39 (Mar 23) to 41,427.55, marking an increase of 5,622.16.
For EV / Net Operating Revenue (X), as of Mar 24, the value is 11.76. This value exceeds the healthy maximum of 3. It has decreased from 13.06 (Mar 23) to 11.76, marking a decrease of 1.30.
For EV / EBITDA (X), as of Mar 24, the value is 12.94. This value is within the healthy range. It has decreased from 14.11 (Mar 23) to 12.94, marking a decrease of 1.17.
For MarketCap / Net Operating Revenue (X), as of Mar 24, the value is 2.84. This value is within the healthy range. It has increased from 2.57 (Mar 23) to 2.84, marking an increase of 0.27.
For Retention Ratios (%), as of Mar 24, the value is 92.90. This value exceeds the healthy maximum of 70. It has decreased from 93.56 (Mar 23) to 92.90, marking a decrease of 0.66.
For Price / BV (X), as of Mar 24, the value is 2.31. This value is within the healthy range. It has increased from 1.93 (Mar 23) to 2.31, marking an increase of 0.38.
For Price / Net Operating Revenue (X), as of Mar 24, the value is 2.84. This value is within the healthy range. It has increased from 2.57 (Mar 23) to 2.84, marking an increase of 0.27.
For EarningsYield, as of Mar 24, the value is 0.07. This value is below the healthy minimum of 5. It has decreased from 0.08 (Mar 23) to 0.07, marking a decrease of 0.01.

Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Fair Value

Fair Value of Can Fin Homes Ltd as of April 28, 2025 is: 626.46

Calculation basis:

Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

As of April 28, 2025, Can Fin Homes Ltd is Overvalued by 13.35% compared to the current share price 723.00

Intrinsic Value of Can Fin Homes Ltd as of April 28, 2025 is: 706.54

Calculation basis:

Intrinsic value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.

As of April 28, 2025, Can Fin Homes Ltd is Overvalued by 2.28% compared to the current share price 723.00

Last 5 Year EPS CAGR: 12.78%

*Investments are subject to market risks

Strength and Weakness

Unable to fetch valid data for stock valuation.

Stock Analysis

Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Can Fin Homes Ltd:
1. Net Profit Margin: 21.3%
  - Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
2. ROCE: 25.85% (Industry Average ROCE: 10.69%)
  - ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
3. ROE%: 17.28% (Industry Average ROE: 13.43%)
  - ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
4. Interest Coverage Ratio (Post Tax): 1.34
  - Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
5. Quick Ratio: 1.5
  - Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
6. Stock P/E: 11.2 (Industry average Stock P/E: 12.79)
  - Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
7. Total Debt / Equity: 7.34
  - Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
Stock Rating:

About the Company - Qualitative Analysis

Can Fin Homes Ltd. is a Public Limited Listed company incorporated on 29/10/1987 and has its registered office in the State of Karnataka, India. Company's Corporate Identification Number(CIN) is L85110KA1987PLC008699 and registration number is 008699. Currently Company is involved in the business activities of Activities of specialized institutions granting credit for house purchases that also take deposits. Company's Total Operating Revenue is Rs. 3878.26 Cr. and Equity Capital is Rs. 26.63 Cr. for the Year ended 31/03/2025.

INDUSTRY	ADDRESS	CONTACT
Finance - Housing	#29/1, 1st Floor, Sir M N Krishna Rao Road, Bengaluru Karnataka 560004	investor.relationship@canfinhomes.com http://www.canfinhomes.com

Management
Name	Position Held
Mr. K Satyanarayana Raju	Chairman & Non-Exe.Director
Mr. Suresh S Iyer	Managing Director & CEO
Mr. Vikram Saha	Deputy Managing Director
Mr. Ajai Kumar	Ind. Non-Executive Director
Mr. Murali Ramaswami	Ind. Non-Executive Director
Mrs. Shubhalakshmi Aamod Panse	Ind. Non-Executive Director
Mr. Arvind Narayan Yennemadi	Ind. Non-Executive Director
Mr. Anup Sankar Bhattacharya	Ind. Non-Executive Director
Mr. Debashish Mukherjee	Promoter Non-Exe.Director

FAQ

What is the intrinsic value of Can Fin Homes Ltd?

Can Fin Homes Ltd's intrinsic value (as of 28 April 2025) is ₹626.46 — 13.35% lower the current market price of 723.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 9,629 Cr. market cap, FY2025-2026 high/low of ₹952/558, reserves of 4,675 Cr, and liabilities of 39,187 Cr.

What is the Market Cap of Can Fin Homes Ltd?

The Market Cap of Can Fin Homes Ltd is 9,629 Cr..

What is the current Stock Price of Can Fin Homes Ltd as on 28 April 2025?

The current stock price of Can Fin Homes Ltd as on 28 April 2025 is 723.

What is the High / Low of Can Fin Homes Ltd stocks in FY 2025-2026?

In FY 2025-2026, the High / Low of Can Fin Homes Ltd stocks is ₹952/558.

What is the Stock P/E of Can Fin Homes Ltd?

The Stock P/E of Can Fin Homes Ltd is 11.2.

What is the Book Value of Can Fin Homes Ltd?

The Book Value of Can Fin Homes Ltd is 381.

What is the Dividend Yield of Can Fin Homes Ltd?

The Dividend Yield of Can Fin Homes Ltd is 0.83 %.

What is the ROCE of Can Fin Homes Ltd?

The ROCE of Can Fin Homes Ltd is 9.34 %.

What is the ROE of Can Fin Homes Ltd?

The ROE of Can Fin Homes Ltd is 18.2 %.

What is the Face Value of Can Fin Homes Ltd?

The Face Value of Can Fin Homes Ltd is 2.00.