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Last Updated on: 30 May, 2024|Author: Getaka | Social: X Twitter Profile

Fundamental Analysis of Can Fin Homes Ltd

About the Company - Can Fin Homes Ltd

Can Fin Homes Ltd. is a Public Limited Listed company incorporated on 29/10/1987 and has its registered office in the State of Karnataka, India. Company’s Corporate Identification Number(CIN) is L85110KA1987PLC008699 and registration number is 008699. Currently Company is involved in the business activities of Activities of specialized institutions granting credit for house purchases that also take deposits. Company’s Total Operating Revenue is Rs. 1987.83 Cr. and Equity Capital is Rs. 26.63 Cr. for the Year ended 31/03/2022.
INDUSTRYADDRESSCONTACT
Finance - Housing#29/1, 1st Floor, Sir M N Krishna Rao Road, Bengaluru Karnataka 560004investor.relationship@canfinhomes.com
http://www.canfinhomes.com
Management
NamePosition Held
Mr. K Satyanarayana RajuChairman & Non-Exe.Director
Mr. Suresh S IyerManaging Director & CEO
Mr. Ajay Kumar SinghDeputy Managing Director
Mr. Anup Sankar BhattacharyaInd. Non-Executive Director
Mr. Murali RamaswamiInd. Non-Executive Director
Mr. Ajai KumarInd. Non-Executive Director
Mrs. Shubhalakshmi Aamod PanseInd. Non-Executive Director
Mr. Arvind Narayan YennemadiInd. Non-Executive Director
Mr. Debashish MukherjeePromoter Non-Exe.Director

Basic Stock Data of Can Fin Homes Ltd

Last Updated: May 15, 2024, 7:42 am

Market Cap 9,787 Cr.
Current Price 736
High / Low910/640
Stock P/E13.0
Book Value 326
Dividend Yield0.47 %
ROCE9.25 %
ROE18.8 %
Face Value 2.00
PEG Ratio0.97

Competitors of Can Fin Homes Ltd

Stock NameMarket CapCurrent PriceHigh / LowStock P/EBook ValueDividend YieldROCEROEFace Value
GIC Housing Finance Ltd 1,197 Cr. 222292/1657.92 3402.02 %8.59 %8.57 % 10.0
Coral India Finance & Housing Ltd 164 Cr. 40.874.5/30.88.20 41.30.74 %15.3 %12.6 % 2.00
Repco Home Finance Ltd 3,147 Cr. 503543/2207.97 4630.54 %10.5 %14.6 % 10.0
Reliance Home Finance Ltd 167 Cr. 3.456.22/1.610.03 1.400.00 %258 %% 10.0
PNB Housing Finance Ltd 20,686 Cr. 796914/46513.5 5750.00 %9.27 %11.8 % 10.0
Industry Average5,072.20 Cr313.057.52284.140.66%60.33%9.51%8.40

Can Fin Homes Ltd Quarterly Results

MonthDec 2020Mar 2021Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023
Revenue503467451468508561611657710764824871901
Interest289275268271296319356401453491533548566
Expenses344834255476355049725412277
Financing Profit180144148171158166220206208201236201258
Financing Margin %36%31%33%37%31%30%36%31%29%26%29%23%29%
Other Income0000000001001
Depreciation3223322334333
Profit before tax177142146169156164219203205198234198256
Tax %26%28%25%27%26%25%26%30%26%16%22%20%22%
Net Profit132103109124116123162142151166183158200
EPS in Rs9.917.708.179.298.699.2312.1810.6411.3812.4513.7811.8715.03
Gross NPA %0.68%0.91%0.90%0.78%0.71%0.64%0.65%0.62%0.60%0.55%0.63%0.76%0.91%
Net NPA %0.41%0.61%0.57%0.47%0.39%0.30%0.30%0.35%0.30%0.26%0.34%0.43%0.49%

Last Updated: May 7, 2024, 11:30 pm

Can Fin Homes Ltd Quarterly Chart

Can Fin Homes Ltd Profit & Loss

Last Updated: May 27, 2024, 5:15 am

MonthMar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023TTM
Revenue2863925788161,0831,3531,5181,7272,0302,0181,9882,7423,360
Interest1962834236117448849811,1701,3451,2091,1551,7022,138
Expenses33334665839510789158182189205325
Financing Profit5776109140257373430468528627644835896
Financing Margin %20%19%19%17%24%28%28%27%26%31%32%30%27%
Other Income4001114400111
Depreciation11243433910101212
Profit before tax6175107137254370431470518618635824886
Tax %28%28%29%37%38%36%34%37%27%26%26%25%
Net Profit44547686157235286297376456471621707
EPS in Rs3.294.075.696.4811.8017.6821.4922.2928.2534.2535.3846.6553.13
Dividend Payout %14%15%18%22%17%11%9%9%7%6%8%8%

Can Fin Homes Ltd Profit & Loss Yearly Chart

Can Fin Homes Ltd Growth

Compounded Sales Growth
10 Years:20%
5 Years:15%
3 Years:20%
TTM:28%
Compounded Profit Growth
10 Years:26%
5 Years:20%
3 Years:18%
TTM:21%
Stock Price CAGR
10 Years:28%
5 Years:16%
3 Years:11%
1 Year:9%
Return on Equity
10 Years:19%
5 Years:18%
3 Years:18%
Last Year:19%

Last Updated: May 15, 2024, 7:42 am

Can Fin Homes Ltd Balance Sheet

MonthMar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Sep 2023
Equity Capital20202027272727272727272727
Reserves3273724327458521,0501,4601,7562,1232,5833,0403,6213,935
Borrowings2,3003,5395,2697,3759,44411,87213,92116,88018,74819,29324,64829,06830,628
Other Liabilities6813619118843343032267145171230355296
Total Liabilities2,7164,0675,9128,33410,75613,37915,73018,72921,04422,07427,94433,07034,885
Fixed Assets368991010103838354545
CWIP0000000000000
Investments171615151516161624501,1261,4591,459
Other Assets2,6964,0445,8898,31010,73213,35215,70418,70320,98121,98626,78431,56633,381
Total Assets2,7164,0675,9128,33410,75613,37915,73018,72921,04422,07427,94433,07034,885

Can Fin Homes Ltd Reserves and Borrowings Chart

Can Fin Homes Ltd Cash Flow

MonthMar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023
Cash from Operating Activity 7410311453382-2,356-2,018-2,335-1,842-851-3,916-4,044
Cash from Investing Activity 8-3-1-4-11-7-2-4-13-28-1,380-327
Cash from Financing Activity -101-109-112-55-3712,3632,0192,7391,8265085,2994,370
Net Cash Flow-19-91-6-00-1401-29-3722-1

Can Fin Homes Ltd Financial Efficiency Indicators

MonthMar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023
ROE %13%15%18%14%19%24%22%18%19%19%17%18%

Can Fin Homes Ltd Financial Efficiency Indicators Chart

Can Fin Homes Ltd Share Holding Pattern

MonthMar 2021Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023
Promoters29.99%29.99%29.99%29.99%29.99%29.99%29.99%29.99%29.99%29.99%29.99%29.99%
FIIs0.00%0.00%0.00%0.00%0.00%0.00%9.31%9.95%10.35%10.72%11.36%11.06%
DIIs17.38%17.31%21.66%22.41%24.69%24.80%23.28%23.52%24.97%27.97%27.41%28.46%
Public52.63%52.70%48.36%47.60%45.32%45.21%37.42%36.53%34.68%31.32%31.23%30.48%
No. of Shareholders68,59083,30484,6381,00,33895,5471,00,3581,18,3861,18,7181,03,82789,48794,58292,795

Can Fin Homes Ltd Shareholding Pattern Chart

No. of Can Fin Homes Ltd Shareholders

Can Fin Homes Ltd Mutual Fund Holdings

Fund NameNo of SharesAUM (%)Amount Invested (Cr)
Axis Small Cap Fund52437882.29409.59
Nippon India Small Cap Fund11930420.2393.19
UTI Value Fund8750000.966.8
Tata Multicap Fund6800002.0253.11
Edelweiss Small Cap Fund6740131.8852.65
Axis Multicap Fund5440140.9242.49
Edelweiss Large & Mid Cap Fund4996931.639.03
UTI ELSS Tax Saver Fund4999401.2438.17
Baroda BNP Paribas Value Fund4100002.0332.03
Edelweiss Balanced Advantage Fund4063480.3331.74

Can Fin Homes Ltd ROCE Trend

Can Fin Homes Ltd EPS Trend

Can Fin Homes Ltd Key Financial Ratios

MonthMar 23Mar 22Mar 21Mar 20Mar 19
FaceValue2.002.002.002.002.00
Basic EPS (Rs.)46.6535.3834.2528.2522.29
Diluted EPS (Rs.)46.6535.3834.2528.2522.29
Cash EPS (Rs.)47.5836.1134.9728.9622.51
Book Value[Excl.RevalReserv]/Share (Rs.)273.89230.29195.98161.46133.83
Book Value[Incl.RevalReserv]/Share (Rs.)273.89230.29195.98161.46133.83
Dividend / Share (Rs.)3.503.002.002.002.00
Revenue From Operations / Share (Rs.)205.91149.28151.55152.47129.68
PBDIT / Share (Rs.)190.54135.05137.83140.57123.29
PBIT / Share (Rs.)189.61134.31137.12139.86123.06
PBT / Share (Rs.)61.8847.6946.3838.9235.26
Net Profit / Share (Rs.)46.6535.3834.2528.2422.28
PBDIT Margin (%)92.5390.4690.9492.1995.06
PBIT Margin (%)92.0889.9790.4791.7294.89
PBT Margin (%)30.0531.9430.6025.5227.18
Net Profit Margin (%)22.6523.6922.5918.5217.18
Return on Networth / Equity (%)17.0315.3617.4717.4916.65
Return on Capital Employeed (%)23.9218.2822.3628.8720.95
Return On Assets (%)1.871.682.061.781.58
Long Term Debt / Equity (X)1.882.172.081.963.37
Total Debt / Equity (X)7.978.047.398.729.47
Asset Turnover Ratio (%)0.080.070.090.100.10
Current Ratio (X)1.461.531.581.441.71
Quick Ratio (X)1.461.531.581.441.71
Dividend Payout Ratio (NP) (%)6.439.895.837.088.97
Dividend Payout Ratio (CP) (%)6.309.695.716.908.88
Earning Retention Ratio (%)93.5790.1194.1792.9291.03
Cash Earning Retention Ratio (%)93.7090.3194.2993.1091.12
Interest Coverage Ratio (X)1.491.561.521.391.40
Interest Coverage Ratio (Post Tax) (X)1.371.411.381.281.25
Enterprise Value (Cr.)35805.3932731.6727432.4122069.9921101.32
EV / Net Operating Revenue (X)13.0616.4713.5910.8712.22
EV / EBITDA (X)14.1118.2014.9511.7912.85
MarketCap / Net Operating Revenue (X)2.574.234.041.832.69
Retention Ratios (%)93.5690.1094.1692.9191.02
Price / BV (X)1.932.743.131.732.60
Price / Net Operating Revenue (X)2.574.234.041.832.69
EarningsYield0.080.050.050.100.06

Can Fin Homes Ltd Profitability Ratios (%)

Can Fin Homes Ltd Liquidity Ratios

Can Fin Homes Ltd Liquidity Ratios (%)

Can Fin Homes Ltd Interest Coverage Ratios (%)

Can Fin Homes Ltd Valuation Ratios

Fair Value

Fair Value: ₹800.49

Calculation basis:

  • Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

Undervalued: 8.76% compared to the current price ₹736

Intrinsic Value: ₹908.28

Calculation basis:

  • Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
  • EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators along with EPS growth.

Undervalued: 23.41% compared to the current price ₹736

Last 5 Year EPS CAGR: 13.47%

*Investments are subject to market risks

Strength and Weakness of Can Fin Homes Ltd Stock

Unable to fetch valid data for stock valuation.

FAQ

What is the latest fair value of Can Fin Homes Ltd?

The latest fair value of Can Fin Homes Ltd is ₹800.49.

What is the Market Cap of Can Fin Homes Ltd?

The Market Cap of Can Fin Homes Ltd is 9,787 Cr..

What is the current Stock Price of Can Fin Homes Ltd as on 18 May 2024?

The current stock price of Can Fin Homes Ltd as on 18 May 2024 is 736.

What is the High / Low of Can Fin Homes Ltd stocks in FY 2024?

In FY 2024, the High / Low of Can Fin Homes Ltd stocks is ₹910/640.

What is the Stock P/E of Can Fin Homes Ltd?

The Stock P/E of Can Fin Homes Ltd is 13.0.

What is the Book Value of Can Fin Homes Ltd?

The Book Value of Can Fin Homes Ltd is 326.

What is the Dividend Yield of Can Fin Homes Ltd?

The Dividend Yield of Can Fin Homes Ltd is 0.47 %.

What is the ROCE of Can Fin Homes Ltd?

The ROCE of Can Fin Homes Ltd is 9.25 %.

What is the ROE of Can Fin Homes Ltd?

The ROE of Can Fin Homes Ltd is 18.8 %.

What is the Face Value of Can Fin Homes Ltd?

The Face Value of Can Fin Homes Ltd is 2.00.

About the Author

Author Avatar
Getaka

Getaka, CFA, a financial analyst with 15 years of experience in the industry. Getaka holds an MBA degree and the Chartered Financial Analyst designation, demonstrating his profound understanding of financial analysis and investment management. Throughout his career, he has conducted numerous financial analyses and due diligence processes for companies in the industry, and has a strong track record of identifying key trends and opportunities. He leverages his expertise to deliver a thorough financial analysis of a company, encompassing its financial performance, key ratios, future prospects, and risks. Getaka is committed to providing accurate, reliable, and trustworthy information to help readers make informed decisions about their finances and investments.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in Can Fin Homes Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE