Share Price and Basic Stock Data
Last Updated: December 9, 2025, 4:06 pm
| PEG Ratio | 0.00 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Capital Trust Ltd operates in the non-banking financial company (NBFC) sector, a space that has been both promising and challenging in recent years. As of the latest reported period, the company’s revenue stood at ₹86.28 Cr for FY 2023, a notable decline from ₹105.04 Cr in FY 2022. This downward trend has persisted through quarterly results, with sales dropping from ₹24.62 Cr in June 2022 to ₹17.54 Cr in June 2023. However, a slight recovery is visible in the subsequent quarters, with sales rebounding to ₹19.01 Cr by September 2023. This fluctuation raises questions about the company’s ability to maintain consistent revenue streams, an essential factor for investors. The sales decline is concerning, particularly for an NBFC that thrives on lending and financial services, which makes revenue predictability critical.
Profitability and Efficiency Metrics
Profitability at Capital Trust has been under pressure, evidenced by a net profit of -₹7.94 Cr for FY 2025, following a series of losses in previous periods. The operating profit margin (OPM) has also been erratic, with a shocking -57.90% reported for June 2025, indicating severe operational inefficiencies. The company’s interest coverage ratio (ICR) stands at a precarious 0.57x, suggesting that it struggles to meet its interest obligations, a red flag for any financial institution. The return on equity (ROE) of 1.37% appears weak, reflecting a lack of effective capital utilization. These profitability metrics hint at deeper issues within the operational framework and cost management strategies, raising concerns about the sustainability of the business model.
Balance Sheet Strength and Financial Ratios
Capital Trust’s balance sheet reveals a mixed picture. Borrowings have increased to ₹80 Cr, while reserves have dwindled to ₹43 Cr, indicating a potential liquidity crunch. The total liabilities for FY 2025 stood at ₹204 Cr, while total assets were at ₹204 Cr, suggesting the company is operating at a break-even point in terms of asset-liability management. The price-to-book value ratio of 1.56x suggests that the stock is moderately priced relative to its book value, but this could be misleading given the current financial strain. The cash conversion cycle is remarkably low at 0.00 days, which reflects a quick turnaround in cash flow. However, this metric must be interpreted cautiously, as it could indicate either efficient operations or a lack of sufficient sales volume to generate cash.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Capital Trust Ltd shows a significant concentration of ownership, with promoters holding 54.13% of the shares as of November 2025. This high promoter holding can be a double-edged sword; on one hand, it reflects confidence from the management, but on the other, it raises concerns about the lack of institutional backing, as foreign institutional investors (FIIs) hold 0.00%. This could lead to volatility in stock performance, especially if retail investors decide to exit. The number of shareholders has increased steadily, reaching 12,177, which may indicate growing interest from the public despite the underlying financial challenges. However, the absence of institutional investment could signal a lack of confidence from more sophisticated investors, which is something to watch closely.
Outlook, Risks, and Final Insight
The outlook for Capital Trust Ltd appears challenging, with significant risks stemming from its declining profitability and high debt levels. Investors should be cautious as the company’s ability to generate consistent revenue remains uncertain. The fluctuating operating profit margins and negative net profits pose questions about its operational efficiency and long-term viability. Additionally, with the absence of institutional investment, the stock may face volatility, particularly in response to market sentiments. However, any signs of recovery in sales coupled with operational improvements could provide a glimmer of hope. Investors should weigh these risks against potential recovery scenarios while keeping a close eye on quarterly results and management strategies to navigate this uncertain landscape effectively.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Capital Trust Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 11.0 Cr. | 1.10 | 1.91/1.00 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 | |
| Money Masters Leasing & Finance Ltd | 9.54 Cr. | 0.95 | 9.18/0.85 | 28.0 | 1.57 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 437 Cr. | 134 | 269/130 | 80.1 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 15.4 Cr. | 16.8 | 35.2/15.0 | 11.4 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 37.0 Cr. | 82.3 | 176/74.8 | 19.8 | 238 | 1.21 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 29,949.03 Cr | 440.43 | 52.25 | 522.84 | 0.22% | 15.80% | 8.84% | 8.50 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 24.62 | 22.21 | 19.55 | 19.64 | 17.54 | 19.01 | 19.03 | 22.11 | 24.50 | 24.90 | 24.79 | 20.55 | 12.40 |
| Expenses | 15.00 | 14.04 | 19.68 | 77.45 | 14.99 | 16.87 | 16.37 | 17.83 | 19.58 | 19.63 | 19.65 | 15.88 | 19.58 |
| Operating Profit | 9.62 | 8.17 | -0.13 | -57.81 | 2.55 | 2.14 | 2.66 | 4.28 | 4.92 | 5.27 | 5.14 | 4.67 | -7.18 |
| OPM % | 39.07% | 36.79% | -0.66% | -294.35% | 14.54% | 11.26% | 13.98% | 19.36% | 20.08% | 21.16% | 20.73% | 22.73% | -57.90% |
| Other Income | 0.12 | 0.18 | 0.26 | 0.35 | 0.19 | 0.56 | 0.78 | 0.36 | 0.24 | 0.21 | 0.41 | 0.40 | 0.24 |
| Interest | 6.99 | 5.50 | 4.84 | 4.29 | 1.99 | 1.91 | 2.60 | 3.72 | 4.10 | 5.09 | 5.22 | 4.77 | 4.10 |
| Depreciation | 0.13 | 0.11 | 0.11 | 0.11 | 0.10 | 0.10 | 0.11 | 0.11 | 0.08 | 0.08 | 0.11 | 0.19 | 0.10 |
| Profit before tax | 2.62 | 2.74 | -4.82 | -61.86 | 0.65 | 0.69 | 0.73 | 0.81 | 0.98 | 0.31 | 0.22 | 0.11 | -11.14 |
| Tax % | 27.86% | 25.18% | -26.56% | -25.57% | 24.62% | 26.09% | 24.66% | 25.93% | 25.51% | 25.81% | 72.73% | 27.27% | -25.22% |
| Net Profit | 1.89 | 2.04 | -3.54 | -46.04 | 0.48 | 0.51 | 0.55 | 0.60 | 0.73 | 0.23 | 0.06 | 0.09 | -8.32 |
| EPS in Rs | 0.85 | 0.92 | -1.59 | -20.74 | 0.22 | 0.23 | 0.25 | 0.27 | 0.33 | 0.10 | 0.03 | 0.04 | -3.60 |
Last Updated: August 20, 2025, 12:30 pm
Below is a detailed analysis of the quarterly data for Capital Trust Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 12.40 Cr.. The value appears to be declining and may need further review. It has decreased from 20.55 Cr. (Mar 2025) to 12.40 Cr., marking a decrease of 8.15 Cr..
- For Expenses, as of Jun 2025, the value is 19.58 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 15.88 Cr. (Mar 2025) to 19.58 Cr., marking an increase of 3.70 Cr..
- For Operating Profit, as of Jun 2025, the value is -7.18 Cr.. The value appears to be declining and may need further review. It has decreased from 4.67 Cr. (Mar 2025) to -7.18 Cr., marking a decrease of 11.85 Cr..
- For OPM %, as of Jun 2025, the value is -57.90%. The value appears to be declining and may need further review. It has decreased from 22.73% (Mar 2025) to -57.90%, marking a decrease of 80.63%.
- For Other Income, as of Jun 2025, the value is 0.24 Cr.. The value appears to be declining and may need further review. It has decreased from 0.40 Cr. (Mar 2025) to 0.24 Cr., marking a decrease of 0.16 Cr..
- For Interest, as of Jun 2025, the value is 4.10 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 4.77 Cr. (Mar 2025) to 4.10 Cr., marking a decrease of 0.67 Cr..
- For Depreciation, as of Jun 2025, the value is 0.10 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.19 Cr. (Mar 2025) to 0.10 Cr., marking a decrease of 0.09 Cr..
- For Profit before tax, as of Jun 2025, the value is -11.14 Cr.. The value appears to be declining and may need further review. It has decreased from 0.11 Cr. (Mar 2025) to -11.14 Cr., marking a decrease of 11.25 Cr..
- For Tax %, as of Jun 2025, the value is -25.22%. The value appears to be improving (decreasing) as expected. It has decreased from 27.27% (Mar 2025) to -25.22%, marking a decrease of 52.49%.
- For Net Profit, as of Jun 2025, the value is -8.32 Cr.. The value appears to be declining and may need further review. It has decreased from 0.09 Cr. (Mar 2025) to -8.32 Cr., marking a decrease of 8.41 Cr..
- For EPS in Rs, as of Jun 2025, the value is -3.60. The value appears to be declining and may need further review. It has decreased from 0.04 (Mar 2025) to -3.60, marking a decrease of 3.64.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: October 15, 2025, 5:33 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 17.75 | 40.09 | 55.42 | 118.54 | 173.45 | 186.48 | 146.83 | 112.19 | 105.04 | 86.28 | 77.88 | 94.88 | 82.64 |
| Expenses | 8.13 | 11.23 | 17.91 | 37.88 | 99.23 | 60.59 | 77.15 | 103.95 | 87.33 | 125.85 | 65.81 | 74.48 | 74.74 |
| Operating Profit | 9.62 | 28.86 | 37.51 | 80.66 | 74.22 | 125.89 | 69.68 | 8.24 | 17.71 | -39.57 | 12.07 | 20.40 | 7.90 |
| OPM % | 54.20% | 71.99% | 67.68% | 68.04% | 42.79% | 67.51% | 47.46% | 7.34% | 16.86% | -45.86% | 15.50% | 21.50% | 9.56% |
| Other Income | 0.21 | -0.00 | 5.90 | 0.22 | 0.03 | -36.57 | 0.75 | 0.65 | 0.87 | 0.63 | 1.68 | 1.12 | 1.26 |
| Interest | 6.81 | 14.15 | 12.18 | 25.59 | 61.81 | 76.51 | 61.03 | 38.61 | 32.26 | 21.93 | 10.45 | 19.44 | 19.18 |
| Depreciation | 0.07 | 0.11 | 0.21 | 0.39 | 0.44 | 0.93 | 0.89 | 0.58 | 0.50 | 0.46 | 0.42 | 0.46 | 0.48 |
| Profit before tax | 2.95 | 14.60 | 31.02 | 54.90 | 12.00 | 11.88 | 8.51 | -30.30 | -14.18 | -61.33 | 2.88 | 1.62 | -10.50 |
| Tax % | 38.31% | 33.90% | 34.75% | 32.81% | 48.08% | 23.74% | 93.65% | -21.55% | -23.62% | -25.58% | 25.69% | 31.48% | |
| Net Profit | 1.82 | 9.65 | 20.25 | 36.89 | 6.23 | 9.06 | 0.53 | -23.77 | -10.82 | -45.64 | 2.15 | 1.11 | -7.94 |
| EPS in Rs | 0.89 | 4.73 | 5.09 | 8.31 | 1.40 | 2.04 | 0.12 | -5.35 | -2.44 | -10.28 | 0.48 | 0.24 | -1.72 |
| Dividend Payout % | 14.55% | -0.00% | 10.87% | 6.65% | 13.13% | 9.03% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 430.22% | 109.84% | 82.17% | -83.11% | 45.43% | -94.15% | -4584.91% | 54.48% | -321.81% | 104.71% | -48.37% |
| Change in YoY Net Profit Growth (%) | 0.00% | -320.38% | -27.67% | -165.28% | 128.54% | -139.58% | -4490.76% | 4639.39% | -376.29% | 426.52% | -153.08% |
Capital Trust Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 9% |
| 5 Years: | -8% |
| 3 Years: | -3% |
| TTM: | -2% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | -19% |
| 5 Years: | 16% |
| 3 Years: | 28% |
| TTM: | -432% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | -13% |
| 5 Years: | -8% |
| 3 Years: | -24% |
| 1 Year: | -72% |
| Return on Equity | |
|---|---|
| 10 Years: | 2% |
| 5 Years: | -15% |
| 3 Years: | -17% |
| Last Year: | 1% |
Last Updated: September 5, 2025, 1:30 am
Balance Sheet
Last Updated: December 4, 2025, 1:05 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 8 | 8 | 15 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 17 | 17 |
| Reserves | 3 | 11 | 146 | 203 | 206 | 138 | 138 | 114 | 104 | 58 | 60 | 69 | 43 |
| Borrowings | 55 | 82 | 68 | 309 | 533 | 483 | 285 | 279 | 208 | 96 | 80 | 102 | 80 |
| Other Liabilities | 3 | 23 | 13 | 32 | 46 | 19 | 19 | 18 | 26 | 18 | 23 | 16 | 8 |
| Total Liabilities | 70 | 124 | 242 | 561 | 802 | 656 | 458 | 427 | 354 | 188 | 179 | 204 | 148 |
| Fixed Assets | 1 | 1 | 1 | 1 | 2 | 4 | 4 | 2 | 2 | 1 | 1 | 2 | 2 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 0 | 0 | 0 | 19 | 50 | 50 | 88 | 91 | 43 | 0 | 1 | 11 | 3 |
| Other Assets | 69 | 123 | 240 | 540 | 750 | 602 | 366 | 334 | 309 | 187 | 177 | 191 | 143 |
| Total Assets | 70 | 124 | 242 | 561 | 802 | 656 | 458 | 427 | 354 | 188 | 179 | 204 | 148 |
Below is a detailed analysis of the balance sheet data for Capital Trust Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 17.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 17.00 Cr..
- For Reserves, as of Sep 2025, the value is 43.00 Cr.. The value appears to be declining and may need further review. It has decreased from 69.00 Cr. (Mar 2025) to 43.00 Cr., marking a decrease of 26.00 Cr..
- For Borrowings, as of Sep 2025, the value is 80.00 Cr.. The value appears to be improving (decreasing). However, Borrowings exceed Reserves, which may signal higher financial risk. It has decreased from 102.00 Cr. (Mar 2025) to 80.00 Cr., marking a decrease of 22.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 8.00 Cr.. The value appears to be improving (decreasing). It has decreased from 16.00 Cr. (Mar 2025) to 8.00 Cr., marking a decrease of 8.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 148.00 Cr.. The value appears to be improving (decreasing). It has decreased from 204.00 Cr. (Mar 2025) to 148.00 Cr., marking a decrease of 56.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 2.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 2.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 3.00 Cr.. The value appears to be declining and may need further review. It has decreased from 11.00 Cr. (Mar 2025) to 3.00 Cr., marking a decrease of 8.00 Cr..
- For Other Assets, as of Sep 2025, the value is 143.00 Cr.. The value appears to be declining and may need further review. It has decreased from 191.00 Cr. (Mar 2025) to 143.00 Cr., marking a decrease of 48.00 Cr..
- For Total Assets, as of Sep 2025, the value is 148.00 Cr.. The value appears to be declining and may need further review. It has decreased from 204.00 Cr. (Mar 2025) to 148.00 Cr., marking a decrease of 56.00 Cr..
However, the Borrowings (80.00 Cr.) are higher than the Reserves (43.00 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -45.38 | -53.14 | -30.49 | -228.34 | -458.78 | -357.11 | -215.32 | -270.76 | -190.29 | -135.57 | -67.93 | -81.60 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 16.04 | 26.13 | 23.51 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 16.04 | 26.13 | 23.51 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Working Capital Days | 150.11 | -203.67 | 231.04 | 584.33 | 316.24 | -1.92 | -107.09 | -22.87 | 17.27 | 26.44 | -7.12 | 105.33 |
| ROCE % | 20.61% | 34.39% | 26.20% | 21.26% | 11.49% | 18.03% | 12.92% | 1.89% | 4.93% | -15.82% | 8.16% | 12.24% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 22 | Mar 21 | Mar 20 | Mar 19 | Mar 18 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | -6.38 | -14.57 | 2.64 | 5.65 | 0.84 |
| Diluted EPS (Rs.) | -6.38 | -14.57 | 2.64 | 5.65 | 0.84 |
| Cash EPS (Rs.) | -6.07 | -14.21 | 3.19 | 6.23 | 1.11 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 74.31 | 80.60 | 95.24 | 93.17 | 133.74 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 74.31 | 80.60 | 95.24 | 93.17 | 133.74 |
| Revenue From Operations / Share (Rs.) | 64.74 | 70.17 | 95.17 | 118.70 | 108.74 |
| PBDIT / Share (Rs.) | 11.18 | 2.66 | 45.22 | 78.35 | 44.50 |
| PBIT / Share (Rs.) | 10.88 | 2.31 | 44.67 | 77.77 | 44.23 |
| PBT / Share (Rs.) | -8.74 | -18.11 | 8.40 | 8.00 | 4.60 |
| Net Profit / Share (Rs.) | -6.38 | -14.57 | 2.63 | 5.65 | 0.83 |
| NP After MI And SOA / Share (Rs.) | -6.38 | -14.57 | 2.63 | 5.65 | 0.83 |
| PBDIT Margin (%) | 17.27 | 3.79 | 47.51 | 66.00 | 40.92 |
| PBIT Margin (%) | 16.79 | 3.28 | 46.93 | 65.52 | 40.67 |
| PBT Margin (%) | -13.49 | -25.81 | 8.83 | 6.73 | 4.23 |
| Net Profit Margin (%) | -9.85 | -20.76 | 2.76 | 4.76 | 0.77 |
| NP After MI And SOA Margin (%) | -9.85 | -20.76 | 2.76 | 4.76 | 0.77 |
| Return on Networth / Equity (%) | -8.58 | -18.07 | 2.76 | 6.06 | 0.62 |
| Return on Capital Employeed (%) | 7.44 | 1.55 | 35.72 | 46.27 | 12.70 |
| Return On Assets (%) | -2.92 | -5.80 | 0.94 | 1.39 | 0.17 |
| Long Term Debt / Equity (X) | 0.90 | 0.76 | 0.29 | 0.78 | 1.52 |
| Total Debt / Equity (X) | 1.72 | 1.97 | 1.76 | 3.18 | 1.54 |
| Asset Turnover Ratio (%) | 0.25 | 0.24 | 0.26 | 0.24 | 0.23 |
| Current Ratio (X) | 2.65 | 2.21 | 1.68 | 1.61 | 1.92 |
| Quick Ratio (X) | 2.65 | 2.21 | 1.68 | 1.61 | 1.92 |
| Dividend Payout Ratio (NP) (%) | 0.00 | -9.68 | 23.07 | 10.76 | 178.79 |
| Dividend Payout Ratio (CP) (%) | 0.00 | -9.92 | 19.08 | 9.76 | 135.15 |
| Earning Retention Ratio (%) | 0.00 | 109.68 | 76.93 | 89.24 | -78.79 |
| Cash Earning Retention Ratio (%) | 0.00 | 109.92 | 80.92 | 90.24 | -35.15 |
| Interest Coverage Ratio (X) | 0.57 | 0.13 | 1.25 | 1.67 | 1.12 |
| Interest Coverage Ratio (Post Tax) (X) | 0.67 | 0.28 | 1.07 | 1.61 | 1.02 |
| Enterprise Value (Cr.) | 338.21 | 333.37 | 284.18 | 767.99 | 845.52 |
| EV / Net Operating Revenue (X) | 3.22 | 2.93 | 1.84 | 3.99 | 4.75 |
| EV / EBITDA (X) | 18.65 | 77.20 | 3.88 | 6.04 | 11.61 |
| MarketCap / Net Operating Revenue (X) | 1.79 | 1.37 | 0.49 | 1.87 | 3.08 |
| Retention Ratios (%) | 0.00 | 109.68 | 76.92 | 89.23 | -78.79 |
| Price / BV (X) | 1.56 | 1.19 | 0.49 | 2.38 | 2.51 |
| Price / Net Operating Revenue (X) | 1.79 | 1.37 | 0.49 | 1.87 | 3.08 |
| EarningsYield | -0.05 | -0.15 | 0.05 | 0.02 | 0.00 |
After reviewing the key financial ratios for Capital Trust Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 22, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 21) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 22, the value is -6.38. This value is below the healthy minimum of 5. It has increased from -14.57 (Mar 21) to -6.38, marking an increase of 8.19.
- For Diluted EPS (Rs.), as of Mar 22, the value is -6.38. This value is below the healthy minimum of 5. It has increased from -14.57 (Mar 21) to -6.38, marking an increase of 8.19.
- For Cash EPS (Rs.), as of Mar 22, the value is -6.07. This value is below the healthy minimum of 3. It has increased from -14.21 (Mar 21) to -6.07, marking an increase of 8.14.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 22, the value is 74.31. It has decreased from 80.60 (Mar 21) to 74.31, marking a decrease of 6.29.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 22, the value is 74.31. It has decreased from 80.60 (Mar 21) to 74.31, marking a decrease of 6.29.
- For Revenue From Operations / Share (Rs.), as of Mar 22, the value is 64.74. It has decreased from 70.17 (Mar 21) to 64.74, marking a decrease of 5.43.
- For PBDIT / Share (Rs.), as of Mar 22, the value is 11.18. This value is within the healthy range. It has increased from 2.66 (Mar 21) to 11.18, marking an increase of 8.52.
- For PBIT / Share (Rs.), as of Mar 22, the value is 10.88. This value is within the healthy range. It has increased from 2.31 (Mar 21) to 10.88, marking an increase of 8.57.
- For PBT / Share (Rs.), as of Mar 22, the value is -8.74. This value is below the healthy minimum of 0. It has increased from -18.11 (Mar 21) to -8.74, marking an increase of 9.37.
- For Net Profit / Share (Rs.), as of Mar 22, the value is -6.38. This value is below the healthy minimum of 2. It has increased from -14.57 (Mar 21) to -6.38, marking an increase of 8.19.
- For NP After MI And SOA / Share (Rs.), as of Mar 22, the value is -6.38. This value is below the healthy minimum of 2. It has increased from -14.57 (Mar 21) to -6.38, marking an increase of 8.19.
- For PBDIT Margin (%), as of Mar 22, the value is 17.27. This value is within the healthy range. It has increased from 3.79 (Mar 21) to 17.27, marking an increase of 13.48.
- For PBIT Margin (%), as of Mar 22, the value is 16.79. This value is within the healthy range. It has increased from 3.28 (Mar 21) to 16.79, marking an increase of 13.51.
- For PBT Margin (%), as of Mar 22, the value is -13.49. This value is below the healthy minimum of 10. It has increased from -25.81 (Mar 21) to -13.49, marking an increase of 12.32.
- For Net Profit Margin (%), as of Mar 22, the value is -9.85. This value is below the healthy minimum of 5. It has increased from -20.76 (Mar 21) to -9.85, marking an increase of 10.91.
- For NP After MI And SOA Margin (%), as of Mar 22, the value is -9.85. This value is below the healthy minimum of 8. It has increased from -20.76 (Mar 21) to -9.85, marking an increase of 10.91.
- For Return on Networth / Equity (%), as of Mar 22, the value is -8.58. This value is below the healthy minimum of 15. It has increased from -18.07 (Mar 21) to -8.58, marking an increase of 9.49.
- For Return on Capital Employeed (%), as of Mar 22, the value is 7.44. This value is below the healthy minimum of 10. It has increased from 1.55 (Mar 21) to 7.44, marking an increase of 5.89.
- For Return On Assets (%), as of Mar 22, the value is -2.92. This value is below the healthy minimum of 5. It has increased from -5.80 (Mar 21) to -2.92, marking an increase of 2.88.
- For Long Term Debt / Equity (X), as of Mar 22, the value is 0.90. This value is within the healthy range. It has increased from 0.76 (Mar 21) to 0.90, marking an increase of 0.14.
- For Total Debt / Equity (X), as of Mar 22, the value is 1.72. This value exceeds the healthy maximum of 1. It has decreased from 1.97 (Mar 21) to 1.72, marking a decrease of 0.25.
- For Asset Turnover Ratio (%), as of Mar 22, the value is 0.25. It has increased from 0.24 (Mar 21) to 0.25, marking an increase of 0.01.
- For Current Ratio (X), as of Mar 22, the value is 2.65. This value is within the healthy range. It has increased from 2.21 (Mar 21) to 2.65, marking an increase of 0.44.
- For Quick Ratio (X), as of Mar 22, the value is 2.65. This value exceeds the healthy maximum of 2. It has increased from 2.21 (Mar 21) to 2.65, marking an increase of 0.44.
- For Dividend Payout Ratio (NP) (%), as of Mar 22, the value is 0.00. This value is below the healthy minimum of 20. It has increased from -9.68 (Mar 21) to 0.00, marking an increase of 9.68.
- For Dividend Payout Ratio (CP) (%), as of Mar 22, the value is 0.00. This value is below the healthy minimum of 20. It has increased from -9.92 (Mar 21) to 0.00, marking an increase of 9.92.
- For Earning Retention Ratio (%), as of Mar 22, the value is 0.00. This value is below the healthy minimum of 40. It has decreased from 109.68 (Mar 21) to 0.00, marking a decrease of 109.68.
- For Cash Earning Retention Ratio (%), as of Mar 22, the value is 0.00. This value is below the healthy minimum of 40. It has decreased from 109.92 (Mar 21) to 0.00, marking a decrease of 109.92.
- For Interest Coverage Ratio (X), as of Mar 22, the value is 0.57. This value is below the healthy minimum of 3. It has increased from 0.13 (Mar 21) to 0.57, marking an increase of 0.44.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 22, the value is 0.67. This value is below the healthy minimum of 3. It has increased from 0.28 (Mar 21) to 0.67, marking an increase of 0.39.
- For Enterprise Value (Cr.), as of Mar 22, the value is 338.21. It has increased from 333.37 (Mar 21) to 338.21, marking an increase of 4.84.
- For EV / Net Operating Revenue (X), as of Mar 22, the value is 3.22. This value exceeds the healthy maximum of 3. It has increased from 2.93 (Mar 21) to 3.22, marking an increase of 0.29.
- For EV / EBITDA (X), as of Mar 22, the value is 18.65. This value exceeds the healthy maximum of 15. It has decreased from 77.20 (Mar 21) to 18.65, marking a decrease of 58.55.
- For MarketCap / Net Operating Revenue (X), as of Mar 22, the value is 1.79. This value is within the healthy range. It has increased from 1.37 (Mar 21) to 1.79, marking an increase of 0.42.
- For Retention Ratios (%), as of Mar 22, the value is 0.00. This value is below the healthy minimum of 30. It has decreased from 109.68 (Mar 21) to 0.00, marking a decrease of 109.68.
- For Price / BV (X), as of Mar 22, the value is 1.56. This value is within the healthy range. It has increased from 1.19 (Mar 21) to 1.56, marking an increase of 0.37.
- For Price / Net Operating Revenue (X), as of Mar 22, the value is 1.79. This value is within the healthy range. It has increased from 1.37 (Mar 21) to 1.79, marking an increase of 0.42.
- For EarningsYield, as of Mar 22, the value is -0.05. This value is below the healthy minimum of 5. It has increased from -0.15 (Mar 21) to -0.05, marking an increase of 0.10.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Capital Trust Ltd:
- Net Profit Margin: -9.85%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 7.44% (Industry Average ROCE: 15.8%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: -8.58% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0.67
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 2.65
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 0 (Industry average Stock P/E: 52.25)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 1.72
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: -9.85%
Fundamental Analysis of Capital Trust Ltd
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | 205 Centrum Mall, M G Road, New Delhi Delhi 110030 | info@capitaltrust.in https://www.capitaltrust.in |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Yogen Khosla | Chairman & Managing Director |
| Mr. Sanjiv Syal | Independent Director |
| Ms. Suman Kukrety | Independent Woman Director |
| Mr. Govind Saboo | Independent Director |
| Mr. Pawan Dubey | Independent Director |
| Mr. Vahin Khosla | Executive Director |
Capital Trust Ltd. Share Price Update | |
|---|---|
| Share Price | Value |
| Today | ₹120.60 |
| Previous Day | ₹124.60 |
FAQ
What is the intrinsic value of Capital Trust Ltd?
Capital Trust Ltd's intrinsic value (as of 09 December 2025) is 2.18 which is 81.68% lower the current market price of 11.90, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 40.4 Cr. market cap, FY2025-2026 high/low of 83.1/11.1, reserves of ₹43 Cr, and liabilities of 148 Cr.
What is the Market Cap of Capital Trust Ltd?
The Market Cap of Capital Trust Ltd is 40.4 Cr..
What is the current Stock Price of Capital Trust Ltd as on 09 December 2025?
The current stock price of Capital Trust Ltd as on 09 December 2025 is 11.9.
What is the High / Low of Capital Trust Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Capital Trust Ltd stocks is 83.1/11.1.
What is the Stock P/E of Capital Trust Ltd?
The Stock P/E of Capital Trust Ltd is .
What is the Book Value of Capital Trust Ltd?
The Book Value of Capital Trust Ltd is 13.0.
What is the Dividend Yield of Capital Trust Ltd?
The Dividend Yield of Capital Trust Ltd is 0.00 %.
What is the ROCE of Capital Trust Ltd?
The ROCE of Capital Trust Ltd is 12.2 %.
What is the ROE of Capital Trust Ltd?
The ROE of Capital Trust Ltd is 1.37 %.
What is the Face Value of Capital Trust Ltd?
The Face Value of Capital Trust Ltd is 10.0.