Share Price and Basic Stock Data
Last Updated: December 29, 2025, 10:25 am
| PEG Ratio | 0.00 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Capital Trust Ltd operates in the Non-Banking Financial Company (NBFC) sector, with a current market capitalization of ₹47.3 Cr and a share price of ₹13.9. The company’s revenue has faced a downward trend over the past fiscal years, standing at ₹86 Cr for FY 2023 and further declining to ₹78 Cr for FY 2024. However, preliminary figures for FY 2025 indicate a bounce back with revenues recorded at ₹95 Cr. The quarterly sales figures show fluctuations, with the most recent quarter (September 2023) reporting ₹19.01 Cr, a slight recovery from ₹17.54 Cr in June 2023. Despite these recoveries, the total revenue for the trailing twelve months (TTM) is approximately ₹66 Cr, reflecting ongoing volatility in revenue generation. This instability may be attributed to the competitive landscape and changing regulatory environment in the NBFC sector, which typically impacts revenue streams significantly.
Profitability and Efficiency Metrics
Capital Trust Ltd’s profitability metrics reveal significant challenges, with a reported operating profit margin (OPM) of -57.90%. The company’s operating profit for the latest quarter (June 2025) was recorded at -₹7.18 Cr, indicating severe operational inefficiencies. The net profit for FY 2023 was a loss of ₹26 Cr, with the EPS reflecting a downturn at -₹10.28. The interest coverage ratio (ICR) stands at a concerning 0.57x, suggesting the company struggles to meet its interest obligations, which could deter potential investors. While the return on equity (ROE) is at a low 1.37%, the return on capital employed (ROCE) shows a somewhat better figure at 12.2%, indicating some efficiency in capital utilization. However, the overall profitability indicators signal a need for strategic restructuring to improve operational performance and restore profitability.
Balance Sheet Strength and Financial Ratios
The balance sheet of Capital Trust Ltd shows a total borrowing of ₹80 Cr against reserves of ₹43 Cr, indicating a reliance on debt financing. The company’s debt-to-equity ratio is high at 1.56x, reflecting financial leverage that could pose risks during economic downturns. The company’s current ratio is 2.65, suggesting it maintains adequate short-term liquidity to cover its liabilities. However, the interest coverage ratio of 0.57x raises concerns regarding the sustainability of its debt levels. The book value per share has decreased from ₹95.24 in FY 2020 to ₹74.31 in FY 2022, further illustrating the erosion of shareholder value. Moreover, the total assets stand at ₹204 Cr, down from ₹354 Cr in FY 2022, indicating a contraction in the asset base. These financial ratios highlight the need for prudent financial management to improve leverage and overall balance sheet health.
Shareholding Pattern and Investor Confidence
Capital Trust Ltd’s shareholding pattern indicates a significant promoter holding of 54.13%, which may instill some confidence among investors regarding long-term commitment. However, foreign institutional investors (FIIs) hold a negligible 0.00%, reflecting a lack of external confidence in the company’s growth prospects. The public shareholding has increased to 45.45%, up from 14.91% in March 2023, indicating rising retail investor interest. The number of shareholders has also increased to 12,177, suggesting a growing base of retail investors. Despite these positive signs, the lack of institutional backing and the declining profitability metrics could deter larger investors. The company must enhance its operational efficiency and profitability to attract more institutional investment, which is crucial for long-term sustainability.
Outlook, Risks, and Final Insight
Looking ahead, Capital Trust Ltd faces a mixed outlook. The recent uptick in quarterly sales and a projected revenue increase for FY 2025 could signal a potential turnaround, yet this is contingent on resolving the operational inefficiencies highlighted in the profitability metrics. The company must focus on improving its OPM and ICR to regain investor trust. Risks include high financial leverage and the absence of FIIs, which could limit growth opportunities. Additionally, ongoing regulatory challenges in the NBFC sector may pose further hurdles. If the company can streamline its operations and manage its debt effectively, it may improve its market position. Conversely, failure to address these issues could lead to continued volatility and eroded investor confidence.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 14.1 Cr. | 1.41 | 1.91/1.00 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 | |
| Money Masters Leasing & Finance Ltd | 7.63 Cr. | 0.76 | 8.62/0.74 | 22.4 | 1.57 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 454 Cr. | 63.0 | 127/59.1 | 40.1 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 15.4 Cr. | 16.8 | 34.4/15.0 | 11.5 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 36.7 Cr. | 81.6 | 162/74.8 | 19.6 | 238 | 1.23 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 28,705.09 Cr | 453.72 | 52.58 | 522.46 | 0.22% | 15.80% | 8.84% | 8.50 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 24.62 | 22.21 | 19.55 | 19.64 | 17.54 | 19.01 | 19.03 | 22.11 | 24.50 | 24.90 | 24.79 | 20.55 | 12.40 |
| Expenses | 15.00 | 14.04 | 19.68 | 77.45 | 14.99 | 16.87 | 16.37 | 17.83 | 19.58 | 19.63 | 19.65 | 15.88 | 19.58 |
| Operating Profit | 9.62 | 8.17 | -0.13 | -57.81 | 2.55 | 2.14 | 2.66 | 4.28 | 4.92 | 5.27 | 5.14 | 4.67 | -7.18 |
| OPM % | 39.07% | 36.79% | -0.66% | -294.35% | 14.54% | 11.26% | 13.98% | 19.36% | 20.08% | 21.16% | 20.73% | 22.73% | -57.90% |
| Other Income | 0.12 | 0.18 | 0.26 | 0.35 | 0.19 | 0.56 | 0.78 | 0.36 | 0.24 | 0.21 | 0.41 | 0.40 | 0.24 |
| Interest | 6.99 | 5.50 | 4.84 | 4.29 | 1.99 | 1.91 | 2.60 | 3.72 | 4.10 | 5.09 | 5.22 | 4.77 | 4.10 |
| Depreciation | 0.13 | 0.11 | 0.11 | 0.11 | 0.10 | 0.10 | 0.11 | 0.11 | 0.08 | 0.08 | 0.11 | 0.19 | 0.10 |
| Profit before tax | 2.62 | 2.74 | -4.82 | -61.86 | 0.65 | 0.69 | 0.73 | 0.81 | 0.98 | 0.31 | 0.22 | 0.11 | -11.14 |
| Tax % | 27.86% | 25.18% | -26.56% | -25.57% | 24.62% | 26.09% | 24.66% | 25.93% | 25.51% | 25.81% | 72.73% | 27.27% | -25.22% |
| Net Profit | 1.89 | 2.04 | -3.54 | -46.04 | 0.48 | 0.51 | 0.55 | 0.60 | 0.73 | 0.23 | 0.06 | 0.09 | -8.32 |
| EPS in Rs | 0.85 | 0.92 | -1.59 | -20.74 | 0.22 | 0.23 | 0.25 | 0.27 | 0.33 | 0.10 | 0.03 | 0.04 | -3.60 |
Last Updated: August 20, 2025, 12:30 pm
Below is a detailed analysis of the quarterly data for Capital Trust Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 12.40 Cr.. The value appears to be declining and may need further review. It has decreased from 20.55 Cr. (Mar 2025) to 12.40 Cr., marking a decrease of 8.15 Cr..
- For Expenses, as of Jun 2025, the value is 19.58 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 15.88 Cr. (Mar 2025) to 19.58 Cr., marking an increase of 3.70 Cr..
- For Operating Profit, as of Jun 2025, the value is -7.18 Cr.. The value appears to be declining and may need further review. It has decreased from 4.67 Cr. (Mar 2025) to -7.18 Cr., marking a decrease of 11.85 Cr..
- For OPM %, as of Jun 2025, the value is -57.90%. The value appears to be declining and may need further review. It has decreased from 22.73% (Mar 2025) to -57.90%, marking a decrease of 80.63%.
- For Other Income, as of Jun 2025, the value is 0.24 Cr.. The value appears to be declining and may need further review. It has decreased from 0.40 Cr. (Mar 2025) to 0.24 Cr., marking a decrease of 0.16 Cr..
- For Interest, as of Jun 2025, the value is 4.10 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 4.77 Cr. (Mar 2025) to 4.10 Cr., marking a decrease of 0.67 Cr..
- For Depreciation, as of Jun 2025, the value is 0.10 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.19 Cr. (Mar 2025) to 0.10 Cr., marking a decrease of 0.09 Cr..
- For Profit before tax, as of Jun 2025, the value is -11.14 Cr.. The value appears to be declining and may need further review. It has decreased from 0.11 Cr. (Mar 2025) to -11.14 Cr., marking a decrease of 11.25 Cr..
- For Tax %, as of Jun 2025, the value is -25.22%. The value appears to be improving (decreasing) as expected. It has decreased from 27.27% (Mar 2025) to -25.22%, marking a decrease of 52.49%.
- For Net Profit, as of Jun 2025, the value is -8.32 Cr.. The value appears to be declining and may need further review. It has decreased from 0.09 Cr. (Mar 2025) to -8.32 Cr., marking a decrease of 8.41 Cr..
- For EPS in Rs, as of Jun 2025, the value is -3.60. The value appears to be declining and may need further review. It has decreased from 0.04 (Mar 2025) to -3.60, marking a decrease of 3.64.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 5:31 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 18 | 40 | 55 | 119 | 173 | 186 | 147 | 112 | 105 | 86 | 78 | 95 | 66 |
| Expenses | 8 | 11 | 18 | 38 | 99 | 61 | 77 | 104 | 87 | 126 | 66 | 74 | 83 |
| Operating Profit | 10 | 29 | 38 | 81 | 74 | 126 | 70 | 8 | 18 | -40 | 12 | 20 | -17 |
| OPM % | 54% | 72% | 68% | 68% | 43% | 68% | 47% | 7% | 17% | -46% | 16% | 22% | -26% |
| Other Income | 0 | -0 | 6 | 0 | 0 | -37 | 1 | 1 | 1 | 1 | 2 | 1 | 1 |
| Interest | 7 | 14 | 12 | 26 | 62 | 77 | 61 | 39 | 32 | 22 | 10 | 19 | 18 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 3 | 15 | 31 | 55 | 12 | 12 | 9 | -30 | -14 | -61 | 3 | 2 | -34 |
| Tax % | 38% | 34% | 35% | 33% | 48% | 24% | 94% | -22% | -24% | -26% | 26% | 31% | |
| Net Profit | 2 | 10 | 20 | 37 | 6 | 9 | 1 | -24 | -11 | -46 | 2 | 1 | -26 |
| EPS in Rs | 0.89 | 4.73 | 5.09 | 8.31 | 1.40 | 2.04 | 0.12 | -5.35 | -2.44 | -10.28 | 0.48 | 0.24 | -5.65 |
| Dividend Payout % | 15% | -0% | 11% | 7% | 13% | 9% | -0% | -0% | -0% | -0% | -0% | -0% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 400.00% | 100.00% | 85.00% | -83.78% | 50.00% | -88.89% | -2500.00% | 54.17% | -318.18% | 104.35% | -50.00% |
| Change in YoY Net Profit Growth (%) | 0.00% | -300.00% | -15.00% | -168.78% | 133.78% | -138.89% | -2411.11% | 2554.17% | -372.35% | 422.53% | -154.35% |
Capital Trust Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 9% |
| 5 Years: | -8% |
| 3 Years: | -3% |
| TTM: | -2% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | -19% |
| 5 Years: | 16% |
| 3 Years: | 28% |
| TTM: | -432% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | -13% |
| 5 Years: | -8% |
| 3 Years: | -24% |
| 1 Year: | -72% |
| Return on Equity | |
|---|---|
| 10 Years: | 2% |
| 5 Years: | -15% |
| 3 Years: | -17% |
| Last Year: | 1% |
Last Updated: September 5, 2025, 1:30 am
Balance Sheet
Last Updated: December 4, 2025, 1:05 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 8 | 8 | 15 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 17 | 17 |
| Reserves | 3 | 11 | 146 | 203 | 206 | 138 | 138 | 114 | 104 | 58 | 60 | 69 | 43 |
| Borrowings | 55 | 82 | 68 | 309 | 533 | 483 | 285 | 279 | 208 | 96 | 80 | 102 | 80 |
| Other Liabilities | 3 | 23 | 13 | 32 | 46 | 19 | 19 | 18 | 26 | 18 | 23 | 16 | 8 |
| Total Liabilities | 70 | 124 | 242 | 561 | 802 | 656 | 458 | 427 | 354 | 188 | 179 | 204 | 148 |
| Fixed Assets | 1 | 1 | 1 | 1 | 2 | 4 | 4 | 2 | 2 | 1 | 1 | 2 | 2 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 0 | 0 | 0 | 19 | 50 | 50 | 88 | 91 | 43 | 0 | 1 | 11 | 3 |
| Other Assets | 69 | 123 | 240 | 540 | 750 | 602 | 366 | 334 | 309 | 187 | 177 | 191 | 143 |
| Total Assets | 70 | 124 | 242 | 561 | 802 | 656 | 458 | 427 | 354 | 188 | 179 | 204 | 148 |
Below is a detailed analysis of the balance sheet data for Capital Trust Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 17.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 17.00 Cr..
- For Reserves, as of Sep 2025, the value is 43.00 Cr.. The value appears to be declining and may need further review. It has decreased from 69.00 Cr. (Mar 2025) to 43.00 Cr., marking a decrease of 26.00 Cr..
- For Borrowings, as of Sep 2025, the value is 80.00 Cr.. The value appears to be improving (decreasing). However, Borrowings exceed Reserves, which may signal higher financial risk. It has decreased from 102.00 Cr. (Mar 2025) to 80.00 Cr., marking a decrease of 22.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 8.00 Cr.. The value appears to be improving (decreasing). It has decreased from 16.00 Cr. (Mar 2025) to 8.00 Cr., marking a decrease of 8.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 148.00 Cr.. The value appears to be improving (decreasing). It has decreased from 204.00 Cr. (Mar 2025) to 148.00 Cr., marking a decrease of 56.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 2.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 2.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 3.00 Cr.. The value appears to be declining and may need further review. It has decreased from 11.00 Cr. (Mar 2025) to 3.00 Cr., marking a decrease of 8.00 Cr..
- For Other Assets, as of Sep 2025, the value is 143.00 Cr.. The value appears to be declining and may need further review. It has decreased from 191.00 Cr. (Mar 2025) to 143.00 Cr., marking a decrease of 48.00 Cr..
- For Total Assets, as of Sep 2025, the value is 148.00 Cr.. The value appears to be declining and may need further review. It has decreased from 204.00 Cr. (Mar 2025) to 148.00 Cr., marking a decrease of 56.00 Cr..
However, the Borrowings (80.00 Cr.) are higher than the Reserves (43.00 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -45.00 | -53.00 | -30.00 | -228.00 | -459.00 | -357.00 | -215.00 | -271.00 | -190.00 | -136.00 | -68.00 | -82.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 16.04 | 26.13 | 23.51 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 16.04 | 26.13 | 23.51 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Working Capital Days | 150.11 | -203.67 | 231.04 | 584.33 | 316.24 | -1.92 | -107.09 | -22.87 | 17.27 | 26.44 | -7.12 | 105.33 |
| ROCE % | 20.61% | 34.39% | 26.20% | 21.26% | 11.49% | 18.03% | 12.92% | 1.89% | 4.93% | -15.82% | 8.16% | 12.24% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 22 | Mar 21 | Mar 20 | Mar 19 | Mar 18 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | -6.38 | -14.57 | 2.64 | 5.65 | 0.84 |
| Diluted EPS (Rs.) | -6.38 | -14.57 | 2.64 | 5.65 | 0.84 |
| Cash EPS (Rs.) | -6.07 | -14.21 | 3.19 | 6.23 | 1.11 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 74.31 | 80.60 | 95.24 | 93.17 | 133.74 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 74.31 | 80.60 | 95.24 | 93.17 | 133.74 |
| Revenue From Operations / Share (Rs.) | 64.74 | 70.17 | 95.17 | 118.70 | 108.74 |
| PBDIT / Share (Rs.) | 11.18 | 2.66 | 45.22 | 78.35 | 44.50 |
| PBIT / Share (Rs.) | 10.88 | 2.31 | 44.67 | 77.77 | 44.23 |
| PBT / Share (Rs.) | -8.74 | -18.11 | 8.40 | 8.00 | 4.60 |
| Net Profit / Share (Rs.) | -6.38 | -14.57 | 2.63 | 5.65 | 0.83 |
| NP After MI And SOA / Share (Rs.) | -6.38 | -14.57 | 2.63 | 5.65 | 0.83 |
| PBDIT Margin (%) | 17.27 | 3.79 | 47.51 | 66.00 | 40.92 |
| PBIT Margin (%) | 16.79 | 3.28 | 46.93 | 65.52 | 40.67 |
| PBT Margin (%) | -13.49 | -25.81 | 8.83 | 6.73 | 4.23 |
| Net Profit Margin (%) | -9.85 | -20.76 | 2.76 | 4.76 | 0.77 |
| NP After MI And SOA Margin (%) | -9.85 | -20.76 | 2.76 | 4.76 | 0.77 |
| Return on Networth / Equity (%) | -8.58 | -18.07 | 2.76 | 6.06 | 0.62 |
| Return on Capital Employeed (%) | 7.44 | 1.55 | 35.72 | 46.27 | 12.70 |
| Return On Assets (%) | -2.92 | -5.80 | 0.94 | 1.39 | 0.17 |
| Long Term Debt / Equity (X) | 0.90 | 0.76 | 0.29 | 0.78 | 1.52 |
| Total Debt / Equity (X) | 1.72 | 1.97 | 1.76 | 3.18 | 1.54 |
| Asset Turnover Ratio (%) | 0.25 | 0.24 | 0.26 | 0.24 | 0.23 |
| Current Ratio (X) | 2.65 | 2.21 | 1.68 | 1.61 | 1.92 |
| Quick Ratio (X) | 2.65 | 2.21 | 1.68 | 1.61 | 1.92 |
| Dividend Payout Ratio (NP) (%) | 0.00 | -9.68 | 23.07 | 10.76 | 178.79 |
| Dividend Payout Ratio (CP) (%) | 0.00 | -9.92 | 19.08 | 9.76 | 135.15 |
| Earning Retention Ratio (%) | 0.00 | 109.68 | 76.93 | 89.24 | -78.79 |
| Cash Earning Retention Ratio (%) | 0.00 | 109.92 | 80.92 | 90.24 | -35.15 |
| Interest Coverage Ratio (X) | 0.57 | 0.13 | 1.25 | 1.67 | 1.12 |
| Interest Coverage Ratio (Post Tax) (X) | 0.67 | 0.28 | 1.07 | 1.61 | 1.02 |
| Enterprise Value (Cr.) | 338.21 | 333.37 | 284.18 | 767.99 | 845.52 |
| EV / Net Operating Revenue (X) | 3.22 | 2.93 | 1.84 | 3.99 | 4.75 |
| EV / EBITDA (X) | 18.65 | 77.20 | 3.88 | 6.04 | 11.61 |
| MarketCap / Net Operating Revenue (X) | 1.79 | 1.37 | 0.49 | 1.87 | 3.08 |
| Retention Ratios (%) | 0.00 | 109.68 | 76.92 | 89.23 | -78.79 |
| Price / BV (X) | 1.56 | 1.19 | 0.49 | 2.38 | 2.51 |
| Price / Net Operating Revenue (X) | 1.79 | 1.37 | 0.49 | 1.87 | 3.08 |
| EarningsYield | -0.05 | -0.15 | 0.05 | 0.02 | 0.00 |
After reviewing the key financial ratios for Capital Trust Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 22, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 21) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 22, the value is -6.38. This value is below the healthy minimum of 5. It has increased from -14.57 (Mar 21) to -6.38, marking an increase of 8.19.
- For Diluted EPS (Rs.), as of Mar 22, the value is -6.38. This value is below the healthy minimum of 5. It has increased from -14.57 (Mar 21) to -6.38, marking an increase of 8.19.
- For Cash EPS (Rs.), as of Mar 22, the value is -6.07. This value is below the healthy minimum of 3. It has increased from -14.21 (Mar 21) to -6.07, marking an increase of 8.14.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 22, the value is 74.31. It has decreased from 80.60 (Mar 21) to 74.31, marking a decrease of 6.29.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 22, the value is 74.31. It has decreased from 80.60 (Mar 21) to 74.31, marking a decrease of 6.29.
- For Revenue From Operations / Share (Rs.), as of Mar 22, the value is 64.74. It has decreased from 70.17 (Mar 21) to 64.74, marking a decrease of 5.43.
- For PBDIT / Share (Rs.), as of Mar 22, the value is 11.18. This value is within the healthy range. It has increased from 2.66 (Mar 21) to 11.18, marking an increase of 8.52.
- For PBIT / Share (Rs.), as of Mar 22, the value is 10.88. This value is within the healthy range. It has increased from 2.31 (Mar 21) to 10.88, marking an increase of 8.57.
- For PBT / Share (Rs.), as of Mar 22, the value is -8.74. This value is below the healthy minimum of 0. It has increased from -18.11 (Mar 21) to -8.74, marking an increase of 9.37.
- For Net Profit / Share (Rs.), as of Mar 22, the value is -6.38. This value is below the healthy minimum of 2. It has increased from -14.57 (Mar 21) to -6.38, marking an increase of 8.19.
- For NP After MI And SOA / Share (Rs.), as of Mar 22, the value is -6.38. This value is below the healthy minimum of 2. It has increased from -14.57 (Mar 21) to -6.38, marking an increase of 8.19.
- For PBDIT Margin (%), as of Mar 22, the value is 17.27. This value is within the healthy range. It has increased from 3.79 (Mar 21) to 17.27, marking an increase of 13.48.
- For PBIT Margin (%), as of Mar 22, the value is 16.79. This value is within the healthy range. It has increased from 3.28 (Mar 21) to 16.79, marking an increase of 13.51.
- For PBT Margin (%), as of Mar 22, the value is -13.49. This value is below the healthy minimum of 10. It has increased from -25.81 (Mar 21) to -13.49, marking an increase of 12.32.
- For Net Profit Margin (%), as of Mar 22, the value is -9.85. This value is below the healthy minimum of 5. It has increased from -20.76 (Mar 21) to -9.85, marking an increase of 10.91.
- For NP After MI And SOA Margin (%), as of Mar 22, the value is -9.85. This value is below the healthy minimum of 8. It has increased from -20.76 (Mar 21) to -9.85, marking an increase of 10.91.
- For Return on Networth / Equity (%), as of Mar 22, the value is -8.58. This value is below the healthy minimum of 15. It has increased from -18.07 (Mar 21) to -8.58, marking an increase of 9.49.
- For Return on Capital Employeed (%), as of Mar 22, the value is 7.44. This value is below the healthy minimum of 10. It has increased from 1.55 (Mar 21) to 7.44, marking an increase of 5.89.
- For Return On Assets (%), as of Mar 22, the value is -2.92. This value is below the healthy minimum of 5. It has increased from -5.80 (Mar 21) to -2.92, marking an increase of 2.88.
- For Long Term Debt / Equity (X), as of Mar 22, the value is 0.90. This value is within the healthy range. It has increased from 0.76 (Mar 21) to 0.90, marking an increase of 0.14.
- For Total Debt / Equity (X), as of Mar 22, the value is 1.72. This value exceeds the healthy maximum of 1. It has decreased from 1.97 (Mar 21) to 1.72, marking a decrease of 0.25.
- For Asset Turnover Ratio (%), as of Mar 22, the value is 0.25. It has increased from 0.24 (Mar 21) to 0.25, marking an increase of 0.01.
- For Current Ratio (X), as of Mar 22, the value is 2.65. This value is within the healthy range. It has increased from 2.21 (Mar 21) to 2.65, marking an increase of 0.44.
- For Quick Ratio (X), as of Mar 22, the value is 2.65. This value exceeds the healthy maximum of 2. It has increased from 2.21 (Mar 21) to 2.65, marking an increase of 0.44.
- For Dividend Payout Ratio (NP) (%), as of Mar 22, the value is 0.00. This value is below the healthy minimum of 20. It has increased from -9.68 (Mar 21) to 0.00, marking an increase of 9.68.
- For Dividend Payout Ratio (CP) (%), as of Mar 22, the value is 0.00. This value is below the healthy minimum of 20. It has increased from -9.92 (Mar 21) to 0.00, marking an increase of 9.92.
- For Earning Retention Ratio (%), as of Mar 22, the value is 0.00. This value is below the healthy minimum of 40. It has decreased from 109.68 (Mar 21) to 0.00, marking a decrease of 109.68.
- For Cash Earning Retention Ratio (%), as of Mar 22, the value is 0.00. This value is below the healthy minimum of 40. It has decreased from 109.92 (Mar 21) to 0.00, marking a decrease of 109.92.
- For Interest Coverage Ratio (X), as of Mar 22, the value is 0.57. This value is below the healthy minimum of 3. It has increased from 0.13 (Mar 21) to 0.57, marking an increase of 0.44.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 22, the value is 0.67. This value is below the healthy minimum of 3. It has increased from 0.28 (Mar 21) to 0.67, marking an increase of 0.39.
- For Enterprise Value (Cr.), as of Mar 22, the value is 338.21. It has increased from 333.37 (Mar 21) to 338.21, marking an increase of 4.84.
- For EV / Net Operating Revenue (X), as of Mar 22, the value is 3.22. This value exceeds the healthy maximum of 3. It has increased from 2.93 (Mar 21) to 3.22, marking an increase of 0.29.
- For EV / EBITDA (X), as of Mar 22, the value is 18.65. This value exceeds the healthy maximum of 15. It has decreased from 77.20 (Mar 21) to 18.65, marking a decrease of 58.55.
- For MarketCap / Net Operating Revenue (X), as of Mar 22, the value is 1.79. This value is within the healthy range. It has increased from 1.37 (Mar 21) to 1.79, marking an increase of 0.42.
- For Retention Ratios (%), as of Mar 22, the value is 0.00. This value is below the healthy minimum of 30. It has decreased from 109.68 (Mar 21) to 0.00, marking a decrease of 109.68.
- For Price / BV (X), as of Mar 22, the value is 1.56. This value is within the healthy range. It has increased from 1.19 (Mar 21) to 1.56, marking an increase of 0.37.
- For Price / Net Operating Revenue (X), as of Mar 22, the value is 1.79. This value is within the healthy range. It has increased from 1.37 (Mar 21) to 1.79, marking an increase of 0.42.
- For EarningsYield, as of Mar 22, the value is -0.05. This value is below the healthy minimum of 5. It has increased from -0.15 (Mar 21) to -0.05, marking an increase of 0.10.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Capital Trust Ltd:
- Net Profit Margin: -9.85%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 7.44% (Industry Average ROCE: 15.8%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: -8.58% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0.67
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 2.65
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 0 (Industry average Stock P/E: 52.58)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 1.72
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: -9.85%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | 205 Centrum Mall, M G Road, New Delhi Delhi 110030 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Yogen Khosla | Chairman & Managing Director |
| Ms. Suman Kukrety | Independent Woman Director |
| Mr. Govind Saboo | Independent Director |
| Mr. Pawan Dubey | Independent Director |
| Mr. Sanjiv Syal | Independent Director |
| Mr. Vahin Khosla | Executive Director |
FAQ
What is the intrinsic value of Capital Trust Ltd?
Capital Trust Ltd's intrinsic value (as of 29 December 2025) is 2.18 which is 84.09% lower the current market price of 13.70, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 46.6 Cr. market cap, FY2025-2026 high/low of 76.1/11.1, reserves of ₹43 Cr, and liabilities of 148 Cr.
What is the Market Cap of Capital Trust Ltd?
The Market Cap of Capital Trust Ltd is 46.6 Cr..
What is the current Stock Price of Capital Trust Ltd as on 29 December 2025?
The current stock price of Capital Trust Ltd as on 29 December 2025 is 13.7.
What is the High / Low of Capital Trust Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Capital Trust Ltd stocks is 76.1/11.1.
What is the Stock P/E of Capital Trust Ltd?
The Stock P/E of Capital Trust Ltd is .
What is the Book Value of Capital Trust Ltd?
The Book Value of Capital Trust Ltd is 13.0.
What is the Dividend Yield of Capital Trust Ltd?
The Dividend Yield of Capital Trust Ltd is 0.00 %.
What is the ROCE of Capital Trust Ltd?
The ROCE of Capital Trust Ltd is 12.2 %.
What is the ROE of Capital Trust Ltd?
The ROE of Capital Trust Ltd is 1.37 %.
What is the Face Value of Capital Trust Ltd?
The Face Value of Capital Trust Ltd is 10.0.