About the Company - Coral India Finance & Housing Ltd
Coral India Finance and Housing Ltd. is a Public Limited Listed company incorporated on 04/01/1995 and has its registered office in the State of Maharashtra, India. Company’s Corporate Identification Number(CIN) is L67190MH1995PLC084306 and registration number is 084306. Currently Company is involved in the business activities of Other financial activities. Company’s Total Operating Revenue is Rs. 27.50 Cr. and Equity Capital is Rs. 8.06 Cr. for the Year ended 31/03/2022.
| Management |
|---|
| Name | Position Held |
|---|
| Mr. Navin B Doshi | Chairman & Managing Director |
| Mrs. Meeta Samir Sheth | Non Executive Director |
| Dr. Sharad R Mehta | Independent Director |
| Mrs. Sheela R Kamdar | Independent Director |
| Mr. Kishor R Mehta | Whole Time Director |
| Mr. Niraj A Mehta | Independent Director |
Coral India Finance and Housing Ltd. Share Price Update |
|---|
| Share Price | Value |
|---|
| Today | ₹51.34 |
| Previous Day | ₹53.50 |
Basic Stock Data of Coral India Finance & Housing Ltd
| Market Cap | 206 Cr. |
|---|
| Current Price | 51.0 |
|---|
| High / Low | 55.2/26.1 |
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| Stock P/E | 8.64 |
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| Book Value | 41.3 |
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| Dividend Yield | 0.59 % |
|---|
| ROCE | 15.3 % |
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| ROE | 12.6 % |
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| Face Value | 2.00 |
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Coral India Finance & Housing Ltd Quarterly Results
| Month | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 |
|---|
| Sales | 4.29 | 4.38 | 5.96 | 5.58 | 6.35 | 7.35 | 8.22 | 4.32 | 3.78 | 10.83 | 10.62 | 8.82 | 8.25 |
| Expenses | 1.22 | 0.74 | 1.85 | 1.17 | 1.09 | 1.31 | 1.67 | 1.21 | 0.75 | 2.88 | 3.40 | 2.70 | 1.71 |
| Operating Profit | 3.07 | 3.64 | 4.11 | 4.41 | 5.26 | 6.04 | 6.55 | 3.11 | 3.03 | 7.95 | 7.22 | 6.12 | 6.54 |
| OPM % | 71.56% | 83.11% | 68.96% | 79.03% | 82.83% | 82.18% | 79.68% | 71.99% | 80.16% | 73.41% | 67.98% | 69.39% | 79.27% |
| Other Income | 0.08 | 0.53 | 0.49 | 0.41 | 0.59 | -1.02 | -0.15 | -0.43 | 0.75 | 0.40 | 0.37 | 1.32 | -0.76 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.02 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.03 | 0.03 | 0.02 | 0.03 | 0.03 | 0.03 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 |
| Profit before tax | 3.12 | 4.14 | 4.58 | 4.79 | 5.82 | 4.99 | 6.36 | 2.66 | 3.76 | 8.33 | 7.57 | 7.42 | 5.76 |
| Tax % | 16.67% | 18.84% | 17.25% | 16.70% | 22.34% | 13.03% | 29.09% | 16.92% | 18.62% | 17.41% | 18.49% | 16.44% | 20.83% |
| Net Profit | 2.60 | 3.36 | 3.78 | 4.00 | 4.52 | 4.35 | 4.50 | 2.21 | 3.06 | 6.87 | 6.18 | 6.20 | 4.55 |
| EPS in Rs | 0.65 | 0.83 | 0.94 | 0.99 | 1.12 | 1.08 | 1.12 | 0.55 | 0.76 | 1.70 | 1.53 | 1.54 | 1.13 |
Coral India Finance & Housing Ltd Quarterly Chart
Coral India Finance & Housing Ltd Profit & Loss
| Month | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | TTM |
|---|
| Sales | 42 | 32 | 14 | 19 | 12 | 14 | 23 | 15 | 13 | 19 | 27 | 31 | 39 |
| Expenses | 29 | 13 | 5 | 6 | 4 | 3 | 6 | 4 | 3 | 4 | 5 | 8 | 11 |
| Operating Profit | 13 | 19 | 9 | 13 | 8 | 10 | 17 | 10 | 10 | 15 | 22 | 22 | 28 |
| OPM % | 30% | 59% | 63% | 68% | 69% | 76% | 75% | 71% | 74% | 78% | 81% | 73% | 72% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 1 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 13 | 19 | 8 | 13 | 8 | 10 | 17 | 10 | 10 | 16 | 22 | 22 | 29 |
| Tax % | 21% | 20% | 20% | 21% | 19% | 19% | 21% | 19% | 17% | 17% | 21% | 18% | |
| Net Profit | 10 | 15 | 7 | 10 | 6 | 8 | 13 | 8 | 8 | 13 | 17 | 18 | 24 |
| EPS in Rs | 2.01 | 3.06 | 1.34 | 2.07 | 1.27 | 1.63 | 2.70 | 1.65 | 1.61 | 3.22 | 4.31 | 4.55 | 5.90 |
| Dividend Payout % | 0% | 0% | 16% | 10% | 16% | 2% | 7% | 12% | 12% | 16% | 7% | 7% | |
Coral India Finance & Housing Ltd Profit & Loss Yearly Chart
Coral India Finance & Housing Ltd Growth
|
| Compounded Sales Growth |
|---|
| 10 Years:: | -1% |
| 5 Years:: | 6% |
| 3 Years:: | 32% |
| TTM:: | 63% |
Coral India Finance & Housing Ltd Growth
|
| Compounded Profit Growth |
|---|
| 10 Years:: | 2% |
| 5 Years:: | 6% |
| 3 Years:: | 32% |
| TTM:: | 69% |
Coral India Finance & Housing Ltd Growth
|
| Stock Price CAGR |
|---|
| 10 Years:: | 25% |
| 5 Years:: | 28% |
| 3 Years:: | 37% |
| 1 Year:: | 47% |
Coral India Finance & Housing Ltd Growth
|
| Return on Equity |
|---|
| 10 Years:: | 10% |
| 5 Years:: | 10% |
| 3 Years:: | 12% |
| Last Year:: | 13% |
No data available for the Balance Sheet data table.
Coral India Finance & Housing Ltd Reserves and Borrowings Chart
Coral India Finance & Housing Ltd Cash Flow
| Month | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 |
|---|
| Cash from Operating Activity | -0 | 16 | -4 | 7 | -1 | 3 | -1 | 5 | 8 | 4 | 2 | 22 |
| Cash from Investing Activity | 0 | -1 | -6 | -3 | -4 | -2 | 2 | -5 | -6 | 15 | 1 | -9 |
| Cash from Financing Activity | -0 | 0 | -0 | -0 | 0 | -1 | -0 | -1 | -1 | -21 | -2 | -1 |
| Net Cash Flow | -0 | 15 | -9 | 4 | -5 | -1 | 1 | -1 | 1 | -2 | 1 | 12 |
|
Coral India Finance & Housing Ltd Financial Efficiency Indicators
| Month | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 |
|---|
| Debtor Days | 39 | 12 | 13 | 2 | 17 | 20 | 12 | 26 | 54 | 35 | 14 | 5 |
| Inventory Days | 393 | 690 | 2,500 | 1,161 | 6,045 | | 2,640 | 6,289 | 6,190 | 2,489 | 2,510 | 749 |
| Days Payable | 78 | 18 | 49 | 38 | 205 | | 140 | 104 | 118 | 178 | 5 | 8 |
| Cash Conversion Cycle | 354 | 685 | 2,464 | 1,125 | 5,857 | 20 | 2,512 | 6,211 | 6,126 | 2,346 | 2,519 | 746 |
| Working Capital Days | 197 | 172 | 344 | 110 | 133 | 259 | 200 | 330 | 306 | 216 | 225 | 129 |
| ROCE % | 34% | 38% | 14% | 19% | 10% | 9% | 12% | 8% | 8% | 13% | 16% | 15% |
Coral India Finance & Housing Ltd Financial Efficiency Indicators Chart
No valid data available for the Shareholding
Coral India Finance & Housing Ltd Shareholding Pattern Chart
No. of Coral India Finance & Housing Ltd Shareholders
This stock is not held by any mutual fund
Coral India Finance & Housing Ltd ROCE Trend
Coral India Finance & Housing Ltd EPS Trend
Coral India Finance & Housing Ltd Key Financial Ratios
| Month | Mar 23 | Mar 22 | Mar 21 | Mar 20 | Mar 19 |
|---|
| FaceValue | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
| Basic EPS (Rs.) | 4.55 | 4.31 | 3.22 | 1.61 | 1.65 |
| Diluted EPS (Rs.) | 4.55 | 4.31 | 3.22 | 1.61 | 1.65 |
| Cash EPS (Rs.) | 4.57 | 4.33 | 3.25 | 1.63 | 1.68 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 37.11 | 35.24 | 31.54 | 23.47 | 25.56 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 37.11 | 35.24 | 31.54 | 23.47 | 25.56 |
| Dividend / Share (Rs.) | 0.30 | 0.30 | 0.50 | 0.20 | 0.20 |
| Revenue From Operations / Share (Rs.) | 7.33 | 6.82 | 5.03 | 2.41 | 2.85 |
| PBDIT / Share (Rs.) | 5.56 | 5.48 | 3.92 | 1.97 | 2.08 |
| PBIT / Share (Rs.) | 5.54 | 5.46 | 3.90 | 1.95 | 2.05 |
| PBT / Share (Rs.) | 5.54 | 5.45 | 3.90 | 1.94 | 2.05 |
| Net Profit / Share (Rs.) | 4.55 | 4.31 | 3.22 | 1.61 | 1.65 |
| PBDIT Margin (%) | 75.83 | 80.32 | 78.07 | 81.67 | 73.03 |
| PBIT Margin (%) | 75.53 | 79.96 | 77.54 | 80.62 | 71.98 |
| PBT Margin (%) | 75.52 | 79.89 | 77.50 | 80.48 | 71.84 |
| Net Profit Margin (%) | 61.99 | 63.17 | 64.02 | 66.57 | 57.82 |
| Return on Networth / Equity (%) | 12.24 | 12.23 | 10.20 | 6.84 | 6.44 |
| Return on Capital Employeed (%) | 14.01 | 14.82 | 11.96 | 7.94 | 7.71 |
| Return On Assets (%) | 11.16 | 11.38 | 9.60 | 6.41 | 6.16 |
| Asset Turnover Ratio (%) | 0.18 | 0.19 | 0.15 | 0.09 | 0.10 |
| Current Ratio (X) | 20.21 | 19.39 | 4.29 | 6.40 | 26.90 |
| Quick Ratio (X) | 18.19 | 15.94 | 1.46 | 2.30 | 7.45 |
| Inventory Turnover Ratio (X) | 0.00 | 0.19 | 0.00 | 0.00 | 0.00 |
| Dividend Payout Ratio (NP) (%) | 6.59 | 11.60 | 6.21 | 12.45 | 12.13 |
| Dividend Payout Ratio (CP) (%) | 6.56 | 11.53 | 6.16 | 12.25 | 11.92 |
| Earning Retention Ratio (%) | 93.41 | 88.40 | 93.79 | 87.55 | 87.87 |
| Cash Earning Retention Ratio (%) | 93.44 | 88.47 | 93.84 | 87.75 | 88.08 |
| Interest Coverage Ratio (%) | 11204.55 | 1082.76 | 2028.00 | 571.89 | 534.95 |
| Interest Coverage Ratio (Post Tax) (%) | 9161.05 | 852.52 | 1664.05 | 467.17 | 424.55 |
| Enterprise Value (Cr.) | 92.00 | 147.17 | 84.30 | 59.14 | 80.72 |
| EV / Net Operating Revenue (X) | 3.11 | 5.35 | 4.16 | 4.91 | 5.68 |
| EV / EBITDA (X) | 4.11 | 6.66 | 5.33 | 6.02 | 7.78 |
| MarketCap / Net Operating Revenue (X) | 3.65 | 5.50 | 4.32 | 5.31 | 5.95 |
| Retention Ratios (%) | 93.40 | 88.39 | 93.78 | 87.54 | 87.86 |
| Price / BV (X) | 0.72 | 1.06 | 0.68 | 0.54 | 0.66 |
| Price / Net Operating Revenue (X) | 3.65 | 5.50 | 4.32 | 5.31 | 5.95 |
| EarningsYield | 0.16 | 0.11 | 0.14 | 0.12 | 0.09 |
Coral India Finance & Housing Ltd Profitability Ratios (%)
Coral India Finance & Housing Ltd Liquidity Ratios
Coral India Finance & Housing Ltd Liquidity Ratios (%)
Coral India Finance & Housing Ltd Interest Coverage Ratios (%)
Coral India Finance & Housing Ltd Valuation Ratios
Fair Value of Coral India Finance & Housing Ltd Stock
Fair Value: ₹45.23
The stock is overvalued by 11.32% compared to the current price ₹51
*This is not Investment Advice
Strength and Weakness of Coral India Finance & Housing Ltd Stock
Unable to fetch valid data for stock valuation.
