Share Price and Basic Stock Data
Last Updated: October 9, 2025, 12:39 am
| PEG Ratio | 0.07 |
|---|
Analyst Insight & Comprehensive Analysis
Dharani Finance Ltd, a Non-Banking Financial Company (NBFC), currently trades at ₹13.9 with a MarketCap of ₹6.95 Cr. The company’s Price-to-Earnings (P/E) ratio stands at 10.1, reflecting a modest valuation compared to the sector average of around 15–20x. Dharani Finance’s Return on Equity (ROE) of 9.28% and Return on Capital Employed (ROCE) of 9.40% are slightly below the industry benchmarks of 12–15%. However, the company’s Operating Profit Margin (OPM) of 66.67% is notably higher than the sector norm of 50–60%, indicating efficient cost management.
One of Dharani Finance’s key strengths lies in its conservative leverage, with Borrowings at just ₹0.05 Cr, resulting in a comfortable Interest Coverage Ratio (ICR) of 59.31x. Moreover, the company’s healthy Cash Conversion Cycle (CCC) of 99.07 days signifies efficient working capital management. On the flip side, the low Price-to-Book Value (P/BV) ratio of 0.59x may suggest undervaluation or market skepticism towards the company’s asset base. Looking ahead, improving the ROE and ROCE figures through strategic investments or operational efficiencies could enhance Dharani Finance’s growth prospects, while external factors impacting the NBFC sector pose risks to its performance.
In conclusion, while Dharani Finance Ltd exhibits sound financial discipline and operational efficiency, investors should closely monitor its profitability metrics and industry dynamics for sustained growth. A forward-looking strategy focused on enhancing shareholder returns and navigating regulatory challenges will be crucial for the company’s long-term success in the competitive NBFC landscape.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Dharani Finance Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 14.1 Cr. | 1.41 | 1.91/0.84 | 94.0 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 |
| Money Masters Leasing & Finance Ltd | 12.1 Cr. | 1.21 | 15.6/1.06 | 19.0 | 1.31 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 578 Cr. | 177 | 285/130 | 79.8 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 17.7 Cr. | 19.3 | 41.0/17.5 | 13.3 | 24.9 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 44.6 Cr. | 99.1 | 181/90.0 | 34.6 | 212 | 1.01 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 31,221.00 Cr | 491.46 | 104.43 | 498.44 | 0.21% | 15.86% | 8.84% | 8.48 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.13 | 0.16 | 0.17 | 0.13 | 0.13 | 0.26 | 0.44 | -0.07 | 0.38 | 0.23 | 0.42 | 0.38 | 0.36 |
| Expenses | 0.21 | 0.04 | 0.10 | 0.20 | 0.21 | 0.29 | 0.28 | 0.22 | 0.04 | 0.10 | 0.17 | 0.17 | 0.12 |
| Operating Profit | -0.08 | 0.12 | 0.07 | -0.07 | -0.08 | -0.03 | 0.16 | -0.29 | 0.34 | 0.13 | 0.25 | 0.21 | 0.24 |
| OPM % | -61.54% | 75.00% | 41.18% | -53.85% | -61.54% | -11.54% | 36.36% | 89.47% | 56.52% | 59.52% | 55.26% | 66.67% | |
| Other Income | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.04 | 0.00 | 0.00 | 0.01 | 0.01 | 0.00 |
| Interest | 0.00 | 0.01 | 0.01 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.03 | 0.05 | 0.05 | 0.03 | 0.04 | 0.04 | 0.00 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 |
| Profit before tax | -0.11 | 0.07 | 0.01 | -0.10 | -0.12 | -0.08 | 0.16 | -0.27 | 0.32 | 0.11 | 0.24 | 0.20 | 0.22 |
| Tax % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 5.00% | 27.27% |
| Net Profit | -0.11 | 0.08 | 0.01 | -0.10 | -0.12 | -0.07 | 0.17 | -0.28 | 0.31 | 0.11 | 0.23 | 0.19 | 0.16 |
| EPS in Rs | -0.22 | 0.16 | 0.02 | -0.20 | -0.24 | -0.14 | 0.34 | -0.56 | 0.62 | 0.22 | 0.46 | 0.38 | 0.32 |
Last Updated: August 19, 2025, 8:05 pm
Below is a detailed analysis of the quarterly data for Dharani Finance Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 0.36 Cr.. The value appears to be declining and may need further review. It has decreased from 0.38 Cr. (Mar 2025) to 0.36 Cr., marking a decrease of 0.02 Cr..
- For Expenses, as of Jun 2025, the value is 0.12 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.17 Cr. (Mar 2025) to 0.12 Cr., marking a decrease of 0.05 Cr..
- For Operating Profit, as of Jun 2025, the value is 0.24 Cr.. The value appears strong and on an upward trend. It has increased from 0.21 Cr. (Mar 2025) to 0.24 Cr., marking an increase of 0.03 Cr..
- For OPM %, as of Jun 2025, the value is 66.67%. The value appears strong and on an upward trend. It has increased from 55.26% (Mar 2025) to 66.67%, marking an increase of 11.41%.
- For Other Income, as of Jun 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 0.01 Cr. (Mar 2025) to 0.00 Cr., marking a decrease of 0.01 Cr..
- For Interest, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Depreciation, as of Jun 2025, the value is 0.02 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.02 Cr..
- For Profit before tax, as of Jun 2025, the value is 0.22 Cr.. The value appears strong and on an upward trend. It has increased from 0.20 Cr. (Mar 2025) to 0.22 Cr., marking an increase of 0.02 Cr..
- For Tax %, as of Jun 2025, the value is 27.27%. The value appears to be increasing, which may not be favorable. It has increased from 5.00% (Mar 2025) to 27.27%, marking an increase of 22.27%.
- For Net Profit, as of Jun 2025, the value is 0.16 Cr.. The value appears to be declining and may need further review. It has decreased from 0.19 Cr. (Mar 2025) to 0.16 Cr., marking a decrease of 0.03 Cr..
- For EPS in Rs, as of Jun 2025, the value is 0.32. The value appears to be declining and may need further review. It has decreased from 0.38 (Mar 2025) to 0.32, marking a decrease of 0.06.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: June 16, 2025, 1:51 pm
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 3.14 | 2.35 | 2.43 | 2.58 | 2.69 | 1.06 | 0.96 | 0.54 | 1.01 | 0.58 | 0.74 | 1.40 |
| Expenses | 2.24 | 2.63 | 1.98 | 2.36 | 2.18 | 0.91 | 0.66 | 0.33 | 0.61 | 0.55 | 0.97 | 0.46 |
| Operating Profit | 0.90 | -0.28 | 0.45 | 0.22 | 0.51 | 0.15 | 0.30 | 0.21 | 0.40 | 0.03 | -0.23 | 0.94 |
| OPM % | 28.66% | -11.91% | 18.52% | 8.53% | 18.96% | 14.15% | 31.25% | 38.89% | 39.60% | 5.17% | -31.08% | 67.14% |
| Other Income | 0.02 | 0.55 | 0.02 | 0.24 | 1.05 | 0.05 | 0.10 | 0.01 | 0.07 | 0.02 | 0.05 | 0.02 |
| Interest | 0.00 | 0.00 | 0.00 | 0.01 | 0.03 | 0.06 | 0.03 | 0.02 | 0.01 | 0.02 | 0.02 | 0.02 |
| Depreciation | 0.68 | 0.06 | 0.03 | 0.03 | 0.08 | 0.07 | 0.15 | 0.16 | 0.16 | 0.16 | 0.10 | 0.10 |
| Profit before tax | 0.24 | 0.21 | 0.44 | 0.42 | 1.45 | 0.07 | 0.22 | 0.04 | 0.30 | -0.13 | -0.30 | 0.84 |
| Tax % | -37.50% | 23.81% | 27.27% | 21.43% | 4.14% | 142.86% | 227.27% | 75.00% | 0.00% | 0.00% | 0.00% | 1.19% |
| Net Profit | 0.34 | 0.15 | 0.32 | 0.33 | 1.39 | -0.03 | -0.28 | 0.01 | 0.30 | -0.13 | -0.30 | 0.84 |
| EPS in Rs | 0.68 | 0.30 | 0.64 | 0.66 | 2.78 | -0.06 | -0.56 | 0.02 | 0.60 | -0.26 | -0.60 | 1.68 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | -55.88% | 113.33% | 3.12% | 321.21% | -102.16% | -833.33% | 103.57% | 2900.00% | -143.33% | -130.77% | 380.00% |
| Change in YoY Net Profit Growth (%) | 0.00% | 169.22% | -110.21% | 318.09% | -423.37% | -731.18% | 936.90% | 2796.43% | -3043.33% | 12.56% | 510.77% |
Dharani Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -5% |
| 5 Years: | 8% |
| 3 Years: | 12% |
| TTM: | 38% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 20% |
| 5 Years: | 38% |
| 3 Years: | 41% |
| TTM: | 431% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 5% |
| 5 Years: | 17% |
| 3 Years: | 20% |
| 1 Year: | 33% |
| Return on Equity | |
|---|---|
| 10 Years: | 3% |
| 5 Years: | 2% |
| 3 Years: | 2% |
| Last Year: | 9% |
Last Updated: September 5, 2025, 3:11 pm
Balance Sheet
Last Updated: July 25, 2025, 1:26 pm
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 |
| Reserves | 1.74 | 1.89 | 2.22 | 2.55 | 3.94 | 3.14 | 3.06 | 2.89 | 3.21 | 3.10 | 3.63 | 4.49 |
| Borrowings | 0.00 | 0.00 | 0.00 | 0.00 | 0.20 | 0.13 | 0.24 | 0.13 | 0.03 | 0.22 | 0.13 | 0.05 |
| Other Liabilities | 0.64 | 0.73 | 0.58 | 0.67 | 1.30 | 0.89 | 0.56 | 1.02 | 1.22 | 1.27 | 0.42 | 0.65 |
| Total Liabilities | 7.38 | 7.62 | 7.80 | 8.22 | 10.44 | 9.16 | 8.86 | 9.04 | 9.46 | 9.59 | 9.18 | 10.19 |
| Fixed Assets | 0.25 | 0.19 | 0.15 | 0.12 | 0.37 | 0.30 | 0.43 | 0.27 | 0.11 | 0.24 | 0.14 | 0.04 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 2.90 | 2.10 | 3.79 | 4.04 | 0.46 | 0.41 | 0.20 | 0.28 | 0.55 | 0.36 | 0.12 | 0.16 |
| Other Assets | 4.23 | 5.33 | 3.86 | 4.06 | 9.61 | 8.45 | 8.23 | 8.49 | 8.80 | 8.99 | 8.92 | 9.99 |
| Total Assets | 7.38 | 7.62 | 7.80 | 8.22 | 10.44 | 9.16 | 8.86 | 9.04 | 9.46 | 9.59 | 9.18 | 10.19 |
Below is a detailed analysis of the balance sheet data for Dharani Finance Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2025, the value is 5.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 5.00 Cr..
- For Reserves, as of Mar 2025, the value is 4.49 Cr.. The value appears strong and on an upward trend. It has increased from 3.63 Cr. (Mar 2024) to 4.49 Cr., marking an increase of 0.86 Cr..
- For Borrowings, as of Mar 2025, the value is 0.05 Cr.. The value appears to be improving (decreasing). Additionally, since Reserves exceed Borrowings, this is considered a positive sign. It has decreased from 0.13 Cr. (Mar 2024) to 0.05 Cr., marking a decrease of 0.08 Cr..
- For Other Liabilities, as of Mar 2025, the value is 0.65 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.42 Cr. (Mar 2024) to 0.65 Cr., marking an increase of 0.23 Cr..
- For Total Liabilities, as of Mar 2025, the value is 10.19 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 9.18 Cr. (Mar 2024) to 10.19 Cr., marking an increase of 1.01 Cr..
- For Fixed Assets, as of Mar 2025, the value is 0.04 Cr.. The value appears to be declining and may need further review. It has decreased from 0.14 Cr. (Mar 2024) to 0.04 Cr., marking a decrease of 0.10 Cr..
- For CWIP, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For Investments, as of Mar 2025, the value is 0.16 Cr.. The value appears strong and on an upward trend. It has increased from 0.12 Cr. (Mar 2024) to 0.16 Cr., marking an increase of 0.04 Cr..
- For Other Assets, as of Mar 2025, the value is 9.99 Cr.. The value appears strong and on an upward trend. It has increased from 8.92 Cr. (Mar 2024) to 9.99 Cr., marking an increase of 1.07 Cr..
- For Total Assets, as of Mar 2025, the value is 10.19 Cr.. The value appears strong and on an upward trend. It has increased from 9.18 Cr. (Mar 2024) to 10.19 Cr., marking an increase of 1.01 Cr..
Notably, the Reserves (4.49 Cr.) exceed the Borrowings (0.05 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 0.90 | -0.28 | 0.45 | 0.22 | 0.31 | 0.02 | 0.06 | 0.08 | 0.37 | -0.19 | -0.36 | 0.89 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 204.59 | 270.26 | 279.38 | 281.53 | 265.95 | 337.45 | 452.45 | 844.91 | 458.96 | 786.64 | 73.99 | 99.07 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 204.59 | 270.26 | 279.38 | 281.53 | 265.95 | 337.45 | 452.45 | 844.91 | 458.96 | 786.64 | 73.99 | 99.07 |
| Working Capital Days | 183.66 | 223.66 | 261.36 | 216.45 | 177.75 | 241.04 | 513.28 | 844.91 | 491.49 | 975.43 | 656.01 | 182.50 |
| ROCE % | 3.35% | 2.79% | 6.09% | 4.74% | 17.74% | 1.49% | 3.02% | 0.74% | 3.81% | -1.33% | -3.28% | 9.40% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 1.68 | -0.61 | -0.25 | 0.61 | 0.02 |
| Diluted EPS (Rs.) | 1.68 | -0.61 | -0.25 | 0.61 | 0.02 |
| Cash EPS (Rs.) | 1.88 | -0.40 | 0.05 | 0.95 | 0.34 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 18.98 | 17.27 | 16.21 | 16.42 | 15.78 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 18.98 | 17.27 | 16.21 | 16.42 | 15.78 |
| Revenue From Operations / Share (Rs.) | 2.81 | 1.49 | 1.17 | 2.02 | 1.08 |
| PBDIT / Share (Rs.) | 1.92 | -0.37 | 0.09 | 0.93 | 0.43 |
| PBIT / Share (Rs.) | 1.72 | -0.57 | -0.21 | 0.62 | 0.11 |
| PBT / Share (Rs.) | 1.69 | -0.60 | -0.25 | 0.60 | 0.07 |
| Net Profit / Share (Rs.) | 1.68 | -0.60 | -0.25 | 0.64 | 0.02 |
| PBDIT Margin (%) | 68.41 | -25.27 | 8.50 | 46.13 | 40.29 |
| PBIT Margin (%) | 61.35 | -38.61 | -18.09 | 30.73 | 10.26 |
| PBT Margin (%) | 60.20 | -40.89 | -21.67 | 30.01 | 7.11 |
| Net Profit Margin (%) | 59.66 | -40.89 | -21.67 | 31.75 | 1.87 |
| Return on Networth / Equity (%) | 8.83 | -3.52 | -1.56 | 3.91 | 0.12 |
| Return on Capital Employeed (%) | 8.63 | -3.20 | -1.25 | 3.63 | 0.67 |
| Return On Assets (%) | 8.22 | -3.30 | -1.31 | 3.39 | 0.11 |
| Asset Turnover Ratio (%) | 0.14 | 0.07 | 0.06 | 0.10 | 0.06 |
| Current Ratio (X) | 46.97 | 37.58 | 7.70 | 10.03 | 10.59 |
| Quick Ratio (X) | 46.97 | 37.58 | 7.70 | 10.03 | 10.59 |
| Interest Coverage Ratio (X) | 59.31 | -11.12 | 2.38 | 63.88 | 12.79 |
| Interest Coverage Ratio (Post Tax) (X) | 52.72 | -16.99 | -5.06 | 44.97 | 1.59 |
| Enterprise Value (Cr.) | 5.57 | 2.78 | 3.42 | 3.38 | 2.68 |
| EV / Net Operating Revenue (X) | 3.97 | 3.73 | 5.86 | 3.34 | 4.97 |
| EV / EBITDA (X) | 5.80 | -14.78 | 68.83 | 7.24 | 12.32 |
| MarketCap / Net Operating Revenue (X) | 4.05 | 3.74 | 5.89 | 3.38 | 5.08 |
| Price / BV (X) | 0.59 | 0.32 | 0.42 | 0.41 | 0.34 |
| Price / Net Operating Revenue (X) | 4.05 | 3.74 | 5.90 | 3.38 | 5.08 |
| EarningsYield | 0.14 | -0.10 | -0.03 | 0.09 | 0.00 |
After reviewing the key financial ratios for Dharani Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 1.68. This value is below the healthy minimum of 5. It has increased from -0.61 (Mar 24) to 1.68, marking an increase of 2.29.
- For Diluted EPS (Rs.), as of Mar 25, the value is 1.68. This value is below the healthy minimum of 5. It has increased from -0.61 (Mar 24) to 1.68, marking an increase of 2.29.
- For Cash EPS (Rs.), as of Mar 25, the value is 1.88. This value is below the healthy minimum of 3. It has increased from -0.40 (Mar 24) to 1.88, marking an increase of 2.28.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 18.98. It has increased from 17.27 (Mar 24) to 18.98, marking an increase of 1.71.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 18.98. It has increased from 17.27 (Mar 24) to 18.98, marking an increase of 1.71.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 2.81. It has increased from 1.49 (Mar 24) to 2.81, marking an increase of 1.32.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 1.92. This value is below the healthy minimum of 2. It has increased from -0.37 (Mar 24) to 1.92, marking an increase of 2.29.
- For PBIT / Share (Rs.), as of Mar 25, the value is 1.72. This value is within the healthy range. It has increased from -0.57 (Mar 24) to 1.72, marking an increase of 2.29.
- For PBT / Share (Rs.), as of Mar 25, the value is 1.69. This value is within the healthy range. It has increased from -0.60 (Mar 24) to 1.69, marking an increase of 2.29.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 1.68. This value is below the healthy minimum of 2. It has increased from -0.60 (Mar 24) to 1.68, marking an increase of 2.28.
- For PBDIT Margin (%), as of Mar 25, the value is 68.41. This value is within the healthy range. It has increased from -25.27 (Mar 24) to 68.41, marking an increase of 93.68.
- For PBIT Margin (%), as of Mar 25, the value is 61.35. This value exceeds the healthy maximum of 20. It has increased from -38.61 (Mar 24) to 61.35, marking an increase of 99.96.
- For PBT Margin (%), as of Mar 25, the value is 60.20. This value is within the healthy range. It has increased from -40.89 (Mar 24) to 60.20, marking an increase of 101.09.
- For Net Profit Margin (%), as of Mar 25, the value is 59.66. This value exceeds the healthy maximum of 10. It has increased from -40.89 (Mar 24) to 59.66, marking an increase of 100.55.
- For Return on Networth / Equity (%), as of Mar 25, the value is 8.83. This value is below the healthy minimum of 15. It has increased from -3.52 (Mar 24) to 8.83, marking an increase of 12.35.
- For Return on Capital Employeed (%), as of Mar 25, the value is 8.63. This value is below the healthy minimum of 10. It has increased from -3.20 (Mar 24) to 8.63, marking an increase of 11.83.
- For Return On Assets (%), as of Mar 25, the value is 8.22. This value is within the healthy range. It has increased from -3.30 (Mar 24) to 8.22, marking an increase of 11.52.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.14. It has increased from 0.07 (Mar 24) to 0.14, marking an increase of 0.07.
- For Current Ratio (X), as of Mar 25, the value is 46.97. This value exceeds the healthy maximum of 3. It has increased from 37.58 (Mar 24) to 46.97, marking an increase of 9.39.
- For Quick Ratio (X), as of Mar 25, the value is 46.97. This value exceeds the healthy maximum of 2. It has increased from 37.58 (Mar 24) to 46.97, marking an increase of 9.39.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 59.31. This value is within the healthy range. It has increased from -11.12 (Mar 24) to 59.31, marking an increase of 70.43.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 52.72. This value is within the healthy range. It has increased from -16.99 (Mar 24) to 52.72, marking an increase of 69.71.
- For Enterprise Value (Cr.), as of Mar 25, the value is 5.57. It has increased from 2.78 (Mar 24) to 5.57, marking an increase of 2.79.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 3.97. This value exceeds the healthy maximum of 3. It has increased from 3.73 (Mar 24) to 3.97, marking an increase of 0.24.
- For EV / EBITDA (X), as of Mar 25, the value is 5.80. This value is within the healthy range. It has increased from -14.78 (Mar 24) to 5.80, marking an increase of 20.58.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 4.05. This value exceeds the healthy maximum of 3. It has increased from 3.74 (Mar 24) to 4.05, marking an increase of 0.31.
- For Price / BV (X), as of Mar 25, the value is 0.59. This value is below the healthy minimum of 1. It has increased from 0.32 (Mar 24) to 0.59, marking an increase of 0.27.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 4.05. This value exceeds the healthy maximum of 3. It has increased from 3.74 (Mar 24) to 4.05, marking an increase of 0.31.
- For EarningsYield, as of Mar 25, the value is 0.14. This value is below the healthy minimum of 5. It has increased from -0.10 (Mar 24) to 0.14, marking an increase of 0.24.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Dharani Finance Ltd:
- Net Profit Margin: 59.66%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 8.63% (Industry Average ROCE: 15.86%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 8.83% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 52.72
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 46.97
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 10.1 (Industry average Stock P/E: 104.43)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 59.66%
About the Company - Qualitative Analysis
Dharani Finance Ltd. is a Public Limited Listed company incorporated on 10/05/1990 and has its registered office in the State of Tamil Nadu, India. Company's Corporate Identification Number(CIN) is L65191TN1990PLC019152 and registration number is 019152. Currently Company is involved in the business activities of Other financial service activities, except insurance and pension funding activities. Company's Total Operating Revenue is Rs. 1.40 Cr. and Equity Capital is Rs. 5.00 Cr. for the Year ended 31/03/2025.
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | PGP House, No.59 Sterling Road, Chennai (Madras) Tamil Nadu 600034 | secretarial@dharanifinance.com www.dharanifinance.com |
| Management | |
|---|---|
| Name | Position Held |
| Dr. Palani G Periasamy | Chairman |
| Mr. R Murugavel | Managing Director |
| Mrs. Visalakshi Periasamy | Non Executive Director |
| Mr. K Kandasamy | Non Executive Director |
| Mr. P R Shampath | Independent Director |
| Mr. P Muthusamy | Independent Director |
FAQ
What is the intrinsic value of Dharani Finance Ltd?
Dharani Finance Ltd's intrinsic value (as of 09 October 2025) is 14.53 which is 3.79% higher the current market price of 14.00, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's ₹6.99 Cr. market cap, FY2025-2026 high/low of 14.7/8.00, reserves of ₹4.49 Cr, and liabilities of 10.19 Cr.
What is the Market Cap of Dharani Finance Ltd?
The Market Cap of Dharani Finance Ltd is 6.99 Cr..
What is the current Stock Price of Dharani Finance Ltd as on 09 October 2025?
The current stock price of Dharani Finance Ltd as on 09 October 2025 is 14.0.
What is the High / Low of Dharani Finance Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Dharani Finance Ltd stocks is 14.7/8.00.
What is the Stock P/E of Dharani Finance Ltd?
The Stock P/E of Dharani Finance Ltd is 10.1.
What is the Book Value of Dharani Finance Ltd?
The Book Value of Dharani Finance Ltd is 19.0.
What is the Dividend Yield of Dharani Finance Ltd?
The Dividend Yield of Dharani Finance Ltd is 0.00 %.
What is the ROCE of Dharani Finance Ltd?
The ROCE of Dharani Finance Ltd is 9.40 %.
What is the ROE of Dharani Finance Ltd?
The ROE of Dharani Finance Ltd is 9.28 %.
What is the Face Value of Dharani Finance Ltd?
The Face Value of Dharani Finance Ltd is 10.0.