Share Price and Basic Stock Data
Last Updated: October 14, 2025, 12:19 am
| PEG Ratio | 0.00 |
|---|
Analyst Insight & Comprehensive Analysis
Business Overview and Revenue Trends
Geetanjali Credit and Capital Ltd operates as a Non-Banking Financial Company (NBFC) with a current market capitalization of ₹1.50 Cr and a share price of ₹3.40. The company’s sales figures have shown significant volatility in recent years, with total sales recorded at ₹0.05 Cr in March 2014, peaking at ₹0.66 Cr in March 2016, before declining to ₹0.00 Cr by March 2023. For the fiscal year ending March 2024, sales stood at ₹0.01 Cr, indicating a minimal recovery. The company has not reported any revenue from operations in subsequent quarters, highlighting ongoing challenges in generating consistent income. While the absence of revenue could be a concern, it is essential to monitor future quarters to ascertain any sustainable growth. The operating profit margin, albeit fluctuating, recorded a high of 57.14% in March 2021 but fell to 0% by March 2024, reflecting possible operational inefficiencies. The absence of a robust revenue stream poses serious questions about the company’s business model and operational viability.
Profitability and Efficiency Metrics
Geetanjali Credit and Capital Ltd has faced notable challenges in profitability, with a reported net profit of -₹0.03 Cr for the fiscal year ending March 2025. This negative net profit reflects a continued trend of losses, which have persisted since March 2023. The return on equity (ROE) and return on capital employed (ROCE) both stood at a low 0.96%, indicating insufficient returns on shareholder investments and capital. The interest coverage ratio (ICR) was recorded at 0.00x, suggesting that the company is struggling to meet its interest obligations, which is indicative of financial distress. The company’s cash conversion cycle is not available, yet the historical data shows extreme variations, with debtor days reaching 12,118 in March 2014, highlighting inefficiencies in capital management. Overall, the lack of profitability, coupled with poor efficiency metrics, raises concerns about the company’s operational sustainability and ability to attract further investment.
Balance Sheet Strength and Financial Ratios
Geetanjali Credit and Capital Ltd’s balance sheet reflects significant weaknesses, particularly with reserves reported at -₹1.33 Cr, indicating a negative net worth situation. The company’s borrowings are minimal, standing at ₹0.05 Cr, which suggests a conservative approach to leveraging; however, this may also indicate limited growth potential. The debt-to-equity ratio is reported at 0.01x, underscoring the company’s low reliance on debt financing. The liquidity ratios are concerning, with a current ratio of 0.41x and a quick ratio of 0.41x, both below the ideal benchmark of 1. This indicates potential difficulties in meeting short-term liabilities. Furthermore, the price-to-book value ratio is at 0.71x, suggesting that the stock may be undervalued relative to its book value, yet the overall financial health remains precarious. The company’s financial ratios portray a challenging scenario, emphasizing the need for strategic financial management to stabilize its position.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Geetanjali Credit and Capital Ltd shows that public shareholders hold 99.99% of the equity as of March 2025, with a total of 2,802 shareholders. This high public ownership indicates a lack of institutional investor interest, as there are no reported holdings from Foreign Institutional Investors (FIIs) or Domestic Institutional Investors (DIIs). The number of shareholders has seen a slight increase over recent quarters, from 2,348 in March 2023 to 2,802 in March 2025, suggesting a modest rise in retail interest. However, the absence of significant institutional backing may reflect a lack of confidence in the company’s future prospects. The consistent negative profitability and the inability to generate revenue could deter long-term investment. Nonetheless, the growing number of shareholders could provide a foundation for potential capital raising efforts in the future, should the company stabilize its operations.
Outlook, Risks, and Final Insight
If margins sustain and the company can effectively address its operational inefficiencies, there may be potential for gradual recovery in profitability. However, the risks remain substantial, with persistent negative profitability and a fragile balance sheet. The lack of revenue generation and weak liquidity ratios highlight the urgency for strategic reforms. Additionally, the absence of institutional support and reliance on public shareholders could limit access to necessary capital for growth initiatives. If Geetanjali Credit and Capital Ltd successfully implements measures to improve operational efficiency and stabilize its financial position, it may regain investor confidence. Conversely, continued losses without a clear turnaround strategy could lead to decreased shareholder sentiment and further financial distress. The company must focus on developing a sustainable business model that can drive consistent revenue generation to navigate these challenges effectively.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Geetanjali Credit and Capital Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 14.1 Cr. | 1.41 | 1.91/0.85 | 94.0 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 |
| Money Masters Leasing & Finance Ltd | 12.2 Cr. | 1.21 | 15.6/1.06 | 19.0 | 1.31 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 560 Cr. | 171 | 285/130 | 79.8 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 17.7 Cr. | 19.3 | 41.0/17.5 | 13.3 | 24.9 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 43.2 Cr. | 96.0 | 181/90.0 | 33.5 | 212 | 1.04 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 30,530.74 Cr | 493.99 | 104.33 | 498.44 | 0.21% | 15.86% | 8.84% | 8.48 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Expenses | 0.00 | 0.00 | 0.00 | 0.01 | 0.02 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.02 | 0.01 |
| Operating Profit | 0.00 | 0.00 | 0.00 | -0.01 | -0.02 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | -0.01 | -0.02 | -0.01 |
| OPM % | 100.00% | ||||||||||||
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.00 | 0.00 | 0.00 | -0.01 | -0.02 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | -0.01 | -0.02 | -0.01 |
| Tax % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |||||||
| Net Profit | 0.00 | 0.00 | 0.00 | -0.01 | -0.02 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | -0.01 | -0.02 | -0.01 |
| EPS in Rs | 0.00 | 0.00 | 0.00 | -0.02 | -0.05 | 0.00 | 0.00 | 0.02 | 0.00 | 0.00 | -0.02 | -0.05 | -0.02 |
Last Updated: August 19, 2025, 2:45 pm
Below is a detailed analysis of the quarterly data for Geetanjali Credit and Capital Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Expenses, as of Jun 2025, the value is 0.01 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.02 Cr. (Mar 2025) to 0.01 Cr., marking a decrease of 0.01 Cr..
- For Operating Profit, as of Jun 2025, the value is -0.01 Cr.. The value appears strong and on an upward trend. It has increased from -0.02 Cr. (Mar 2025) to -0.01 Cr., marking an increase of 0.01 Cr..
- For OPM %, as of Jun 2025, the value is 0.00%. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00%.
- For Other Income, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Interest, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2025, the value is -0.01 Cr.. The value appears strong and on an upward trend. It has increased from -0.02 Cr. (Mar 2025) to -0.01 Cr., marking an increase of 0.01 Cr..
- For Tax %, as of Jun 2025, the value is 0.00%. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00%.
- For Net Profit, as of Jun 2025, the value is -0.01 Cr.. The value appears strong and on an upward trend. It has increased from -0.02 Cr. (Mar 2025) to -0.01 Cr., marking an increase of 0.01 Cr..
- For EPS in Rs, as of Jun 2025, the value is -0.02. The value appears strong and on an upward trend. It has increased from -0.05 (Mar 2025) to -0.02, marking an increase of 0.03.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: August 23, 2025, 1:04 pm
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.05 | 0.64 | 0.66 | 0.27 | 0.06 | 0.06 | 0.12 | 0.14 | 0.06 | 0.00 | 0.01 | 0.00 | 0.00 |
| Expenses | 0.04 | 0.61 | 0.57 | 0.19 | 0.03 | 0.06 | 0.12 | 0.06 | 0.05 | 0.01 | 0.01 | 0.03 | 0.04 |
| Operating Profit | 0.01 | 0.03 | 0.09 | 0.08 | 0.03 | 0.00 | 0.00 | 0.08 | 0.01 | -0.01 | 0.00 | -0.03 | -0.04 |
| OPM % | 20.00% | 4.69% | 13.64% | 29.63% | 50.00% | 0.00% | 0.00% | 57.14% | 16.67% | 0.00% | |||
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.08 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.01 | 0.03 | 0.09 | 0.08 | 0.03 | 0.00 | 0.00 | 0.00 | 0.01 | -0.01 | 0.00 | -0.03 | -0.04 |
| Tax % | 0.00% | 0.00% | 33.33% | 37.50% | 33.33% | 0.00% | 0.00% | 0.00% | |||||
| Net Profit | 0.01 | 0.02 | 0.06 | 0.06 | 0.02 | 0.00 | 0.00 | 0.00 | 0.01 | -0.01 | 0.00 | -0.03 | -0.04 |
| EPS in Rs | 0.14 | 0.14 | 0.05 | 0.00 | 0.00 | 0.00 | 0.02 | -0.02 | 0.00 | -0.07 | -0.09 | ||
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2022-2023 | 2023-2024 |
|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 100.00% | 200.00% | 0.00% | -66.67% | -100.00% | -200.00% | 100.00% |
| Change in YoY Net Profit Growth (%) | 0.00% | 100.00% | -200.00% | -66.67% | -33.33% | -100.00% | 300.00% |
Geetanjali Credit and Capital Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 7 years from 2014-2015 to 2023-2024.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | -100% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | -500% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 21% |
| 1 Year: | -23% |
| Return on Equity | |
|---|---|
| 10 Years: | 1% |
| 5 Years: | 0% |
| 3 Years: | 0% |
| Last Year: | -1% |
Last Updated: September 5, 2025, 3:31 pm
Balance Sheet
Last Updated: October 10, 2025, 4:08 pm
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 3.12 | 4.42 | 4.42 | 4.42 | 4.42 | 4.42 | 4.42 | 4.42 | 4.42 | 4.42 | 4.42 | 4.42 |
| Reserves | -1.43 | -1.41 | -1.35 | -1.30 | -1.27 | -1.27 | -1.27 | -1.28 | -1.28 | -1.29 | -1.29 | -1.33 |
| Borrowings | 0.19 | 0.19 | 0.58 | 2.04 | 0.33 | 0.00 | 0.55 | 0.02 | 0.00 | 0.00 | 0.00 | 0.05 |
| Other Liabilities | 0.04 | 0.04 | 0.11 | 0.17 | 0.01 | 0.02 | 0.03 | 0.04 | 0.11 | 0.13 | 0.14 | 0.14 |
| Total Liabilities | 1.92 | 3.24 | 3.76 | 5.33 | 3.49 | 3.17 | 3.73 | 3.20 | 3.25 | 3.26 | 3.27 | 3.28 |
| Fixed Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.41 | 0.41 | 0.41 | 0.40 | 0.00 | 0.00 | 1.20 | 0.65 | 0.65 | 0.65 | 0.65 | 0.65 |
| Other Assets | 1.51 | 2.83 | 3.35 | 4.93 | 3.49 | 3.17 | 2.53 | 2.55 | 2.60 | 2.61 | 2.62 | 2.63 |
| Total Assets | 1.92 | 3.24 | 3.76 | 5.33 | 3.49 | 3.17 | 3.73 | 3.20 | 3.25 | 3.26 | 3.27 | 3.28 |
Below is a detailed analysis of the balance sheet data for Geetanjali Credit and Capital Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2025, the value is 4.42 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 4.42 Cr..
- For Reserves, as of Mar 2025, the value is -1.33 Cr.. The value appears to be worsening (becoming more negative). It has deteriorated from -1.29 Cr. (Mar 2024) to -1.33 Cr., marking a decline of 0.04 Cr..
- For Borrowings, as of Mar 2025, the value is 0.05 Cr.. The value appears to be increasing, which may not be favorable. However, Reserves are negative, which is a major warning sign. It has increased from 0.00 Cr. (Mar 2024) to 0.05 Cr., marking an increase of 0.05 Cr..
- For Other Liabilities, as of Mar 2025, the value is 0.14 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.14 Cr..
- For Total Liabilities, as of Mar 2025, the value is 3.28 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 3.27 Cr. (Mar 2024) to 3.28 Cr., marking an increase of 0.01 Cr..
- For Fixed Assets, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For CWIP, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For Investments, as of Mar 2025, the value is 0.65 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.65 Cr..
- For Other Assets, as of Mar 2025, the value is 2.63 Cr.. The value appears strong and on an upward trend. It has increased from 2.62 Cr. (Mar 2024) to 2.63 Cr., marking an increase of 0.01 Cr..
- For Total Assets, as of Mar 2025, the value is 3.28 Cr.. The value appears strong and on an upward trend. It has increased from 3.27 Cr. (Mar 2024) to 3.28 Cr., marking an increase of 0.01 Cr..
However, the Borrowings (0.05 Cr.) are higher than the Reserves (-1.33 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -0.18 | -0.16 | -0.49 | -1.96 | -0.30 | 0.00 | -0.55 | 0.06 | 0.01 | -0.01 | 0.00 | -0.08 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 73.00 | 5.70 | 38.71 | 13.52 | 1,703.33 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||
| Inventory Days | 12,045.00 | 262.54 | 0.00 | |||||||||
| Days Payable | 0.00 | 19.21 | ||||||||||
| Cash Conversion Cycle | 12,118.00 | 249.04 | 38.71 | 13.52 | 1,703.33 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||
| Working Capital Days | 7,081.00 | 245.23 | 210.15 | 2,365.74 | 8,577.50 | 9,794.17 | -152.08 | 782.14 | -365.00 | -3,285.00 | ||
| ROCE % | 0.53% | 1.18% | 2.63% | 1.82% | 0.69% | 0.00% | 0.00% | 2.33% | 0.32% | -0.32% | 0.00% | -0.96% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | -0.08 | 0.00 | -0.03 | 0.01 | 0.00 |
| Diluted EPS (Rs.) | -0.08 | 0.00 | -0.03 | 0.01 | 0.00 |
| Cash EPS (Rs.) | -0.07 | 0.00 | -0.03 | 0.01 | 0.00 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 7.00 | 7.07 | 7.07 | 7.10 | 7.10 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 7.00 | 7.07 | 7.07 | 7.10 | 7.10 |
| Revenue From Operations / Share (Rs.) | 0.00 | 0.01 | 0.00 | 0.14 | 0.30 |
| PBDIT / Share (Rs.) | -0.07 | 0.00 | -0.03 | 0.01 | 0.00 |
| PBIT / Share (Rs.) | -0.07 | 0.00 | -0.03 | 0.01 | 0.00 |
| PBT / Share (Rs.) | -0.07 | 0.00 | -0.03 | 0.01 | 0.00 |
| Net Profit / Share (Rs.) | -0.07 | 0.00 | -0.03 | 0.01 | 0.00 |
| PBDIT Margin (%) | 0.00 | 9.95 | 0.00 | 13.49 | 1.36 |
| PBIT Margin (%) | 0.00 | 9.95 | 0.00 | 13.38 | 1.31 |
| PBT Margin (%) | 0.00 | 9.95 | 0.00 | 13.38 | 1.29 |
| Net Profit Margin (%) | 0.00 | 9.95 | 0.00 | 9.90 | 0.97 |
| Return on Networth / Equity (%) | -1.11 | 0.02 | -0.43 | 0.19 | 0.04 |
| Return on Capital Employeed (%) | -1.09 | 0.02 | -0.43 | 0.26 | 0.05 |
| Return On Assets (%) | -1.05 | 0.02 | -0.41 | 0.19 | 0.04 |
| Long Term Debt / Equity (X) | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total Debt / Equity (X) | 0.01 | 0.00 | 0.00 | 0.00 | 0.01 |
| Asset Turnover Ratio (%) | 0.00 | 0.00 | 0.00 | 0.01 | 0.03 |
| Current Ratio (X) | 0.41 | 0.33 | 0.35 | 0.39 | 6.22 |
| Quick Ratio (X) | 0.41 | 0.33 | 0.35 | 0.39 | 6.22 |
| Interest Coverage Ratio (X) | 0.00 | 0.00 | 0.00 | 0.00 | 73.66 |
| Interest Coverage Ratio (Post Tax) (X) | 0.00 | 0.00 | 0.00 | 0.00 | 53.55 |
| Enterprise Value (Cr.) | 2.24 | 1.83 | 0.72 | 1.64 | 0.46 |
| EV / Net Operating Revenue (X) | 0.00 | 212.38 | 0.00 | 26.16 | 3.38 |
| EV / EBITDA (X) | -65.22 | 2132.43 | -52.96 | 193.87 | 247.93 |
| MarketCap / Net Operating Revenue (X) | 0.00 | 212.39 | 0.00 | 26.16 | 3.27 |
| Price / BV (X) | 0.71 | 0.58 | 0.23 | 0.52 | 0.14 |
| Price / Net Operating Revenue (X) | 0.00 | 218.42 | 0.00 | 26.20 | 3.28 |
| EarningsYield | -0.01 | 0.00 | -0.01 | 0.00 | 0.00 |
After reviewing the key financial ratios for Geetanjali Credit and Capital Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is -0.08. This value is below the healthy minimum of 5. It has decreased from 0.00 (Mar 24) to -0.08, marking a decrease of 0.08.
- For Diluted EPS (Rs.), as of Mar 25, the value is -0.08. This value is below the healthy minimum of 5. It has decreased from 0.00 (Mar 24) to -0.08, marking a decrease of 0.08.
- For Cash EPS (Rs.), as of Mar 25, the value is -0.07. This value is below the healthy minimum of 3. It has decreased from 0.00 (Mar 24) to -0.07, marking a decrease of 0.07.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 7.00. It has decreased from 7.07 (Mar 24) to 7.00, marking a decrease of 0.07.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 7.00. It has decreased from 7.07 (Mar 24) to 7.00, marking a decrease of 0.07.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 0.00. It has decreased from 0.01 (Mar 24) to 0.00, marking a decrease of 0.01.
- For PBDIT / Share (Rs.), as of Mar 25, the value is -0.07. This value is below the healthy minimum of 2. It has decreased from 0.00 (Mar 24) to -0.07, marking a decrease of 0.07.
- For PBIT / Share (Rs.), as of Mar 25, the value is -0.07. This value is below the healthy minimum of 0. It has decreased from 0.00 (Mar 24) to -0.07, marking a decrease of 0.07.
- For PBT / Share (Rs.), as of Mar 25, the value is -0.07. This value is below the healthy minimum of 0. It has decreased from 0.00 (Mar 24) to -0.07, marking a decrease of 0.07.
- For Net Profit / Share (Rs.), as of Mar 25, the value is -0.07. This value is below the healthy minimum of 2. It has decreased from 0.00 (Mar 24) to -0.07, marking a decrease of 0.07.
- For PBDIT Margin (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 10. It has decreased from 9.95 (Mar 24) to 0.00, marking a decrease of 9.95.
- For PBIT Margin (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 10. It has decreased from 9.95 (Mar 24) to 0.00, marking a decrease of 9.95.
- For PBT Margin (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 10. It has decreased from 9.95 (Mar 24) to 0.00, marking a decrease of 9.95.
- For Net Profit Margin (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 5. It has decreased from 9.95 (Mar 24) to 0.00, marking a decrease of 9.95.
- For Return on Networth / Equity (%), as of Mar 25, the value is -1.11. This value is below the healthy minimum of 15. It has decreased from 0.02 (Mar 24) to -1.11, marking a decrease of 1.13.
- For Return on Capital Employeed (%), as of Mar 25, the value is -1.09. This value is below the healthy minimum of 10. It has decreased from 0.02 (Mar 24) to -1.09, marking a decrease of 1.11.
- For Return On Assets (%), as of Mar 25, the value is -1.05. This value is below the healthy minimum of 5. It has decreased from 0.02 (Mar 24) to -1.05, marking a decrease of 1.07.
- For Long Term Debt / Equity (X), as of Mar 25, the value is 0.01. This value is below the healthy minimum of 0.2. It has increased from 0.00 (Mar 24) to 0.01, marking an increase of 0.01.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.01. This value is within the healthy range. It has increased from 0.00 (Mar 24) to 0.01, marking an increase of 0.01.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.00. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Current Ratio (X), as of Mar 25, the value is 0.41. This value is below the healthy minimum of 1.5. It has increased from 0.33 (Mar 24) to 0.41, marking an increase of 0.08.
- For Quick Ratio (X), as of Mar 25, the value is 0.41. This value is below the healthy minimum of 1. It has increased from 0.33 (Mar 24) to 0.41, marking an increase of 0.08.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 3. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 3. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Enterprise Value (Cr.), as of Mar 25, the value is 2.24. It has increased from 1.83 (Mar 24) to 2.24, marking an increase of 0.41.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 1. It has decreased from 212.38 (Mar 24) to 0.00, marking a decrease of 212.38.
- For EV / EBITDA (X), as of Mar 25, the value is -65.22. This value is below the healthy minimum of 5. It has decreased from 2,132.43 (Mar 24) to -65.22, marking a decrease of 2,197.65.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 1. It has decreased from 212.39 (Mar 24) to 0.00, marking a decrease of 212.39.
- For Price / BV (X), as of Mar 25, the value is 0.71. This value is below the healthy minimum of 1. It has increased from 0.58 (Mar 24) to 0.71, marking an increase of 0.13.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 1. It has decreased from 218.42 (Mar 24) to 0.00, marking a decrease of 218.42.
- For EarningsYield, as of Mar 25, the value is -0.01. This value is below the healthy minimum of 5. It has decreased from 0.00 (Mar 24) to -0.01, marking a decrease of 0.01.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Geetanjali Credit and Capital Ltd:
- Net Profit Margin: 0%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: -1.09% (Industry Average ROCE: 15.86%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: -1.11% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0.41
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 0 (Industry average Stock P/E: 104.33)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.01
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 0%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | 2, �Shreedhar Krupa�, Shreedhar Tutorials of Commerce, II Dharwad Karnataka 580004 | geetanjalicreditandcapital@gmail.com www.geetanjalicreditcapital.com |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Vitthal Kumar Jajoo | Director |
| Mr. Sumudrasingh Rajusingh Rathod | Director |
| Mr. Ashok Kumar Mathur | Director |
| Mr. Mukesh Gupta | Independent Director |
FAQ
What is the intrinsic value of Geetanjali Credit and Capital Ltd?
Geetanjali Credit and Capital Ltd's intrinsic value (as of 14 October 2025) is 0.82 which is 77.03% lower the current market price of 3.57, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's ₹1.57 Cr. market cap, FY2025-2026 high/low of 6.24/3.13, reserves of ₹-1.33 Cr, and liabilities of 3.28 Cr.
What is the Market Cap of Geetanjali Credit and Capital Ltd?
The Market Cap of Geetanjali Credit and Capital Ltd is 1.57 Cr..
What is the current Stock Price of Geetanjali Credit and Capital Ltd as on 14 October 2025?
The current stock price of Geetanjali Credit and Capital Ltd as on 14 October 2025 is 3.57.
What is the High / Low of Geetanjali Credit and Capital Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Geetanjali Credit and Capital Ltd stocks is 6.24/3.13.
What is the Stock P/E of Geetanjali Credit and Capital Ltd?
The Stock P/E of Geetanjali Credit and Capital Ltd is .
What is the Book Value of Geetanjali Credit and Capital Ltd?
The Book Value of Geetanjali Credit and Capital Ltd is 6.99.
What is the Dividend Yield of Geetanjali Credit and Capital Ltd?
The Dividend Yield of Geetanjali Credit and Capital Ltd is 0.00 %.
What is the ROCE of Geetanjali Credit and Capital Ltd?
The ROCE of Geetanjali Credit and Capital Ltd is 0.96 %.
What is the ROE of Geetanjali Credit and Capital Ltd?
The ROE of Geetanjali Credit and Capital Ltd is 0.96 %.
What is the Face Value of Geetanjali Credit and Capital Ltd?
The Face Value of Geetanjali Credit and Capital Ltd is 10.0.