Share Price and Basic Stock Data
Last Updated: December 23, 2025, 10:37 am
| PEG Ratio | 0.00 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Geetanjali Credit and Capital Ltd, operating in the Non-Banking Financial Company (NBFC) sector, reported a share price of ₹4.97 and a market capitalization of ₹2.20 Cr. The company’s revenue from operations has been stagnant, with sales recorded at ₹0.00 from March 2023 to March 2024, indicating a significant decline from ₹0.14 in March 2021 and ₹0.30 in March 2021. The company has shown minimal activity in generating revenue over the last few fiscal years, with a slight uptick to ₹0.01 in March 2024. This trend highlights a concerning lack of operational income, which is critical for sustaining business activities. Total assets stood at ₹3.28 Cr in March 2025, reflecting a consistent asset base but insufficient revenue generation. The absence of growth in sales raises questions about the company’s business model and market strategy in a competitive financial services environment.
Profitability and Efficiency Metrics
Geetanjali Credit and Capital Ltd’s profitability metrics reveal a challenging landscape, with a net profit of -₹0.06 Cr reported for the fiscal year ending March 2025. The company recorded negative operating profits in several quarters, notably -₹0.01 Cr in March 2023 and -₹0.02 Cr in June 2023, leading to an operating profit margin (OPM) of 0.00% for the trailing twelve months. The return on equity (ROE) and return on capital employed (ROCE) stood at a low 0.96%, reflecting poor efficiency in using capital to generate profits. The interest coverage ratio (ICR) was recorded at 0.00x, indicating that the company is unable to meet its interest obligations, which is a significant red flag for financial health. The negative profit margins and declining operational efficiency metrics underscore the company’s struggle to achieve sustainable profitability.
Balance Sheet Strength and Financial Ratios
The balance sheet of Geetanjali Credit and Capital Ltd reflects a precarious financial position, primarily characterized by reserves of -₹1.35 Cr and borrowings of ₹0.06 Cr. The total liabilities of ₹3.28 Cr as of March 2025 suggest that the company is heavily reliant on external financing to sustain operations. The price-to-book value ratio (P/BV) was reported at 0.71x, indicating that the company is trading below its book value, which may deter potential investors. The current ratio of 0.31x and quick ratio of 0.31x suggest liquidity concerns, as the company struggles to cover its short-term obligations. Additionally, the total debt-to-equity ratio of 0.01x indicates minimal leverage, but the overall lack of operational income raises doubts about the sustainability of its capital structure. This combination of negative reserves and low profitability ratios highlights significant financial vulnerabilities.
Shareholding Pattern and Investor Confidence
Geetanjali Credit and Capital Ltd’s shareholding pattern reveals that 99.99% of its shares are held by the public, with the number of shareholders rising to 2,813 by March 2025. This indicates a broad base of retail investors, which could be a strength as it reflects some level of public interest. However, the absence of institutional investors (FIIs and DIIs) may point to a lack of confidence from larger, more risk-averse entities. The company faced fluctuations in the number of shareholders over recent quarters, with a peak of 2,668 in September 2023, followed by a slight decline. This volatility in shareholder numbers could reflect investor apprehension regarding the company’s performance and future prospects. The substantial public ownership, coupled with the absence of institutional backing, may limit the company’s ability to attract significant capital for growth initiatives.
Outlook, Risks, and Final Insight
Looking ahead, Geetanjali Credit and Capital Ltd faces substantial risks, particularly its inability to generate consistent revenue and maintain profitability. The negative net profit and ongoing operational losses pose significant challenges for its sustainability. Additionally, the company’s liquidity ratios indicate potential difficulties in meeting short-term obligations, which could further erode investor confidence. On the other hand, the low price-to-book value could present an opportunity for turnaround potential if management can implement effective strategies to stabilize operations and restore profitability. If the company can shift its focus toward revenue-generating activities and improve operational efficiencies, there may be a pathway to recovery. However, without a clear plan to enhance income and manage costs, the risks of continued losses and financial instability remain high.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 14.9 Cr. | 1.49 | 1.91/1.00 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 | |
| Money Masters Leasing & Finance Ltd | 7.93 Cr. | 0.79 | 8.75/0.75 | 23.3 | 1.57 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 465 Cr. | 63.8 | 130/59.1 | 40.1 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 14.8 Cr. | 16.1 | 34.4/15.0 | 11.0 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 37.8 Cr. | 84.0 | 162/74.8 | 20.2 | 238 | 1.19 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 29,120.78 Cr | 455.87 | 53.36 | 522.46 | 0.22% | 15.80% | 8.84% | 8.50 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Expenses | 0.00 | 0.00 | 0.00 | 0.01 | 0.02 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.02 | 0.01 |
| Operating Profit | 0.00 | 0.00 | 0.00 | -0.01 | -0.02 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | -0.01 | -0.02 | -0.01 |
| OPM % | 100.00% | ||||||||||||
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.00 | 0.00 | 0.00 | -0.01 | -0.02 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | -0.01 | -0.02 | -0.01 |
| Tax % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |||||||
| Net Profit | 0.00 | 0.00 | 0.00 | -0.01 | -0.02 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | -0.01 | -0.02 | -0.01 |
| EPS in Rs | 0.00 | 0.00 | 0.00 | -0.02 | -0.05 | 0.00 | 0.00 | 0.02 | 0.00 | 0.00 | -0.02 | -0.05 | -0.02 |
Last Updated: August 19, 2025, 2:45 pm
Below is a detailed analysis of the quarterly data for Geetanjali Credit and Capital Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Expenses, as of Jun 2025, the value is 0.01 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.02 Cr. (Mar 2025) to 0.01 Cr., marking a decrease of 0.01 Cr..
- For Operating Profit, as of Jun 2025, the value is -0.01 Cr.. The value appears strong and on an upward trend. It has increased from -0.02 Cr. (Mar 2025) to -0.01 Cr., marking an increase of 0.01 Cr..
- For OPM %, as of Jun 2025, the value is 0.00%. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00%.
- For Other Income, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Interest, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2025, the value is -0.01 Cr.. The value appears strong and on an upward trend. It has increased from -0.02 Cr. (Mar 2025) to -0.01 Cr., marking an increase of 0.01 Cr..
- For Tax %, as of Jun 2025, the value is 0.00%. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00%.
- For Net Profit, as of Jun 2025, the value is -0.01 Cr.. The value appears strong and on an upward trend. It has increased from -0.02 Cr. (Mar 2025) to -0.01 Cr., marking an increase of 0.01 Cr..
- For EPS in Rs, as of Jun 2025, the value is -0.02. The value appears strong and on an upward trend. It has increased from -0.05 (Mar 2025) to -0.02, marking an increase of 0.03.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 3:40 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.05 | 0.64 | 0.66 | 0.27 | 0.06 | 0.06 | 0.12 | 0.14 | 0.06 | 0.00 | 0.01 | 0.00 | 0.00 |
| Expenses | 0.04 | 0.61 | 0.57 | 0.19 | 0.03 | 0.06 | 0.12 | 0.06 | 0.05 | 0.01 | 0.01 | 0.03 | 0.06 |
| Operating Profit | 0.01 | 0.03 | 0.09 | 0.08 | 0.03 | 0.00 | 0.00 | 0.08 | 0.01 | -0.01 | 0.00 | -0.03 | -0.06 |
| OPM % | 20.00% | 4.69% | 13.64% | 29.63% | 50.00% | 0.00% | 0.00% | 57.14% | 16.67% | 0.00% | |||
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.08 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.01 | 0.03 | 0.09 | 0.08 | 0.03 | 0.00 | 0.00 | 0.00 | 0.01 | -0.01 | 0.00 | -0.03 | -0.06 |
| Tax % | 0.00% | 0.00% | 33.33% | 37.50% | 33.33% | 0.00% | 0.00% | 0.00% | |||||
| Net Profit | 0.01 | 0.02 | 0.06 | 0.06 | 0.02 | 0.00 | 0.00 | 0.00 | 0.01 | -0.01 | 0.00 | -0.03 | -0.06 |
| EPS in Rs | 0.14 | 0.14 | 0.05 | 0.00 | 0.00 | 0.00 | 0.02 | -0.02 | 0.00 | -0.07 | -0.14 | ||
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2022-2023 | 2023-2024 |
|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 100.00% | 200.00% | 0.00% | -66.67% | -100.00% | -200.00% | 100.00% |
| Change in YoY Net Profit Growth (%) | 0.00% | 100.00% | -200.00% | -66.67% | -33.33% | -100.00% | 300.00% |
Geetanjali Credit and Capital Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 7 years from 2014-2015 to 2023-2024.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | -100% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | -500% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 21% |
| 1 Year: | -23% |
| Return on Equity | |
|---|---|
| 10 Years: | 1% |
| 5 Years: | 0% |
| 3 Years: | 0% |
| Last Year: | -1% |
Last Updated: September 5, 2025, 3:31 pm
Balance Sheet
Last Updated: December 4, 2025, 2:56 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 3.12 | 4.42 | 4.42 | 4.42 | 4.42 | 4.42 | 4.42 | 4.42 | 4.42 | 4.42 | 4.42 | 4.42 | 4.42 |
| Reserves | -1.43 | -1.41 | -1.35 | -1.30 | -1.27 | -1.27 | -1.27 | -1.28 | -1.28 | -1.29 | -1.29 | -1.33 | -1.35 |
| Borrowings | 0.19 | 0.19 | 0.58 | 2.04 | 0.33 | 0.00 | 0.55 | 0.02 | 0.00 | 0.00 | 0.00 | 0.05 | 0.06 |
| Other Liabilities | 0.04 | 0.04 | 0.11 | 0.17 | 0.01 | 0.02 | 0.03 | 0.04 | 0.11 | 0.13 | 0.14 | 0.14 | 0.14 |
| Total Liabilities | 1.92 | 3.24 | 3.76 | 5.33 | 3.49 | 3.17 | 3.73 | 3.20 | 3.25 | 3.26 | 3.27 | 3.28 | 3.27 |
| Fixed Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.41 | 0.41 | 0.41 | 0.40 | 0.00 | 0.00 | 1.20 | 0.65 | 0.65 | 0.65 | 0.65 | 0.65 | 0.65 |
| Other Assets | 1.51 | 2.83 | 3.35 | 4.93 | 3.49 | 3.17 | 2.53 | 2.55 | 2.60 | 2.61 | 2.62 | 2.63 | 2.62 |
| Total Assets | 1.92 | 3.24 | 3.76 | 5.33 | 3.49 | 3.17 | 3.73 | 3.20 | 3.25 | 3.26 | 3.27 | 3.28 | 3.27 |
Below is a detailed analysis of the balance sheet data for Geetanjali Credit and Capital Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 4.42 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 4.42 Cr..
- For Reserves, as of Sep 2025, the value is -1.35 Cr.. The value appears to be worsening (becoming more negative). It has deteriorated from -1.33 Cr. (Mar 2025) to -1.35 Cr., marking a decline of 0.02 Cr..
- For Borrowings, as of Sep 2025, the value is 0.06 Cr.. The value appears to be increasing, which may not be favorable. However, Reserves are negative, which is a major warning sign. It has increased from 0.05 Cr. (Mar 2025) to 0.06 Cr., marking an increase of 0.01 Cr..
- For Other Liabilities, as of Sep 2025, the value is 0.14 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.14 Cr..
- For Total Liabilities, as of Sep 2025, the value is 3.27 Cr.. The value appears to be improving (decreasing). It has decreased from 3.28 Cr. (Mar 2025) to 3.27 Cr., marking a decrease of 0.01 Cr..
- For Fixed Assets, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 0.65 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.65 Cr..
- For Other Assets, as of Sep 2025, the value is 2.62 Cr.. The value appears to be declining and may need further review. It has decreased from 2.63 Cr. (Mar 2025) to 2.62 Cr., marking a decrease of 0.01 Cr..
- For Total Assets, as of Sep 2025, the value is 3.27 Cr.. The value appears to be declining and may need further review. It has decreased from 3.28 Cr. (Mar 2025) to 3.27 Cr., marking a decrease of 0.01 Cr..
However, the Borrowings (0.06 Cr.) are higher than the Reserves (-1.35 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -0.18 | -0.16 | -0.49 | -1.96 | -0.30 | 0.00 | -0.55 | 0.06 | 0.01 | -0.01 | 0.00 | -0.08 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 73.00 | 5.70 | 38.71 | 13.52 | 1,703.33 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||
| Inventory Days | 12,045.00 | 262.54 | 0.00 | |||||||||
| Days Payable | 0.00 | 19.21 | ||||||||||
| Cash Conversion Cycle | 12,118.00 | 249.04 | 38.71 | 13.52 | 1,703.33 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||
| Working Capital Days | 7,081.00 | 245.23 | 210.15 | 2,365.74 | 8,577.50 | 9,794.17 | -152.08 | 782.14 | -365.00 | -3,285.00 | ||
| ROCE % | 0.53% | 1.18% | 2.63% | 1.82% | 0.69% | 0.00% | 0.00% | 2.33% | 0.32% | -0.32% | 0.00% | -0.96% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | -0.08 | 0.00 | -0.03 | 0.01 | 0.00 |
| Diluted EPS (Rs.) | -0.08 | 0.00 | -0.03 | 0.01 | 0.00 |
| Cash EPS (Rs.) | -0.07 | 0.00 | -0.03 | 0.01 | 0.00 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 7.00 | 7.07 | 7.07 | 7.10 | 7.10 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 7.00 | 7.07 | 7.07 | 7.10 | 7.10 |
| Revenue From Operations / Share (Rs.) | 0.00 | 0.01 | 0.00 | 0.14 | 0.30 |
| PBDIT / Share (Rs.) | -0.07 | 0.00 | -0.03 | 0.01 | 0.00 |
| PBIT / Share (Rs.) | -0.07 | 0.00 | -0.03 | 0.01 | 0.00 |
| PBT / Share (Rs.) | -0.07 | 0.00 | -0.03 | 0.01 | 0.00 |
| Net Profit / Share (Rs.) | -0.07 | 0.00 | -0.03 | 0.01 | 0.00 |
| PBDIT Margin (%) | 0.00 | 9.95 | 0.00 | 13.49 | 1.36 |
| PBIT Margin (%) | 0.00 | 9.95 | 0.00 | 13.38 | 1.31 |
| PBT Margin (%) | 0.00 | 9.95 | 0.00 | 13.38 | 1.29 |
| Net Profit Margin (%) | 0.00 | 9.95 | 0.00 | 9.90 | 0.97 |
| Return on Networth / Equity (%) | -1.11 | 0.02 | -0.43 | 0.19 | 0.04 |
| Return on Capital Employeed (%) | -1.11 | 0.02 | -0.43 | 0.26 | 0.05 |
| Return On Assets (%) | -1.05 | 0.02 | -0.41 | 0.19 | 0.04 |
| Total Debt / Equity (X) | 0.01 | 0.00 | 0.00 | 0.00 | 0.01 |
| Asset Turnover Ratio (%) | 0.00 | 0.00 | 0.00 | 0.01 | 0.03 |
| Current Ratio (X) | 0.31 | 0.33 | 0.35 | 0.39 | 6.22 |
| Quick Ratio (X) | 0.31 | 0.33 | 0.35 | 0.39 | 6.22 |
| Interest Coverage Ratio (X) | 0.00 | 0.00 | 0.00 | 0.00 | 73.66 |
| Interest Coverage Ratio (Post Tax) (X) | 0.00 | 0.00 | 0.00 | 0.00 | 53.55 |
| Enterprise Value (Cr.) | 2.24 | 1.83 | 0.72 | 1.64 | 0.46 |
| EV / Net Operating Revenue (X) | 0.00 | 212.38 | 0.00 | 26.16 | 3.38 |
| EV / EBITDA (X) | -65.22 | 2132.43 | -52.96 | 193.87 | 247.93 |
| MarketCap / Net Operating Revenue (X) | 0.00 | 212.39 | 0.00 | 26.16 | 3.27 |
| Price / BV (X) | 0.71 | 0.58 | 0.23 | 0.52 | 0.14 |
| Price / Net Operating Revenue (X) | 0.00 | 218.42 | 0.00 | 26.20 | 3.28 |
| EarningsYield | -0.01 | 0.00 | -0.01 | 0.00 | 0.00 |
After reviewing the key financial ratios for Geetanjali Credit and Capital Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is -0.08. This value is below the healthy minimum of 5. It has decreased from 0.00 (Mar 24) to -0.08, marking a decrease of 0.08.
- For Diluted EPS (Rs.), as of Mar 25, the value is -0.08. This value is below the healthy minimum of 5. It has decreased from 0.00 (Mar 24) to -0.08, marking a decrease of 0.08.
- For Cash EPS (Rs.), as of Mar 25, the value is -0.07. This value is below the healthy minimum of 3. It has decreased from 0.00 (Mar 24) to -0.07, marking a decrease of 0.07.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 7.00. It has decreased from 7.07 (Mar 24) to 7.00, marking a decrease of 0.07.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 7.00. It has decreased from 7.07 (Mar 24) to 7.00, marking a decrease of 0.07.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 0.00. It has decreased from 0.01 (Mar 24) to 0.00, marking a decrease of 0.01.
- For PBDIT / Share (Rs.), as of Mar 25, the value is -0.07. This value is below the healthy minimum of 2. It has decreased from 0.00 (Mar 24) to -0.07, marking a decrease of 0.07.
- For PBIT / Share (Rs.), as of Mar 25, the value is -0.07. This value is below the healthy minimum of 0. It has decreased from 0.00 (Mar 24) to -0.07, marking a decrease of 0.07.
- For PBT / Share (Rs.), as of Mar 25, the value is -0.07. This value is below the healthy minimum of 0. It has decreased from 0.00 (Mar 24) to -0.07, marking a decrease of 0.07.
- For Net Profit / Share (Rs.), as of Mar 25, the value is -0.07. This value is below the healthy minimum of 2. It has decreased from 0.00 (Mar 24) to -0.07, marking a decrease of 0.07.
- For PBDIT Margin (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 10. It has decreased from 9.95 (Mar 24) to 0.00, marking a decrease of 9.95.
- For PBIT Margin (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 10. It has decreased from 9.95 (Mar 24) to 0.00, marking a decrease of 9.95.
- For PBT Margin (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 10. It has decreased from 9.95 (Mar 24) to 0.00, marking a decrease of 9.95.
- For Net Profit Margin (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 5. It has decreased from 9.95 (Mar 24) to 0.00, marking a decrease of 9.95.
- For Return on Networth / Equity (%), as of Mar 25, the value is -1.11. This value is below the healthy minimum of 15. It has decreased from 0.02 (Mar 24) to -1.11, marking a decrease of 1.13.
- For Return on Capital Employeed (%), as of Mar 25, the value is -1.11. This value is below the healthy minimum of 10. It has decreased from 0.02 (Mar 24) to -1.11, marking a decrease of 1.13.
- For Return On Assets (%), as of Mar 25, the value is -1.05. This value is below the healthy minimum of 5. It has decreased from 0.02 (Mar 24) to -1.05, marking a decrease of 1.07.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.01. This value is within the healthy range. It has increased from 0.00 (Mar 24) to 0.01, marking an increase of 0.01.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.00. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Current Ratio (X), as of Mar 25, the value is 0.31. This value is below the healthy minimum of 1.5. It has decreased from 0.33 (Mar 24) to 0.31, marking a decrease of 0.02.
- For Quick Ratio (X), as of Mar 25, the value is 0.31. This value is below the healthy minimum of 1. It has decreased from 0.33 (Mar 24) to 0.31, marking a decrease of 0.02.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 3. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 3. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Enterprise Value (Cr.), as of Mar 25, the value is 2.24. It has increased from 1.83 (Mar 24) to 2.24, marking an increase of 0.41.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 1. It has decreased from 212.38 (Mar 24) to 0.00, marking a decrease of 212.38.
- For EV / EBITDA (X), as of Mar 25, the value is -65.22. This value is below the healthy minimum of 5. It has decreased from 2,132.43 (Mar 24) to -65.22, marking a decrease of 2,197.65.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 1. It has decreased from 212.39 (Mar 24) to 0.00, marking a decrease of 212.39.
- For Price / BV (X), as of Mar 25, the value is 0.71. This value is below the healthy minimum of 1. It has increased from 0.58 (Mar 24) to 0.71, marking an increase of 0.13.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 1. It has decreased from 218.42 (Mar 24) to 0.00, marking a decrease of 218.42.
- For EarningsYield, as of Mar 25, the value is -0.01. This value is below the healthy minimum of 5. It has decreased from 0.00 (Mar 24) to -0.01, marking a decrease of 0.01.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
|
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Geetanjali Credit and Capital Ltd:
- Net Profit Margin: 0%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: -1.11% (Industry Average ROCE: 15.8%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: -1.11% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0.31
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 0 (Industry average Stock P/E: 53.36)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.01
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 0%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | 2, Shreedhar Krupa, Shreedhar Tutorials of Commerce, Dharwad Karnataka 580004 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Mukesh Gupta | Independent Director |
| Mr. Vitthal Kumar Jajoo | Director |
| Mr. Ashok Kumar Mathur | Director |
FAQ
What is the intrinsic value of Geetanjali Credit and Capital Ltd?
Geetanjali Credit and Capital Ltd's intrinsic value (as of 24 December 2025) is 0.82 which is 83.53% lower the current market price of 4.98, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 2.20 Cr. market cap, FY2025-2026 high/low of 6.24/3.13, reserves of ₹-1.35 Cr, and liabilities of 3.27 Cr.
What is the Market Cap of Geetanjali Credit and Capital Ltd?
The Market Cap of Geetanjali Credit and Capital Ltd is 2.20 Cr..
What is the current Stock Price of Geetanjali Credit and Capital Ltd as on 24 December 2025?
The current stock price of Geetanjali Credit and Capital Ltd as on 24 December 2025 is 4.98.
What is the High / Low of Geetanjali Credit and Capital Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Geetanjali Credit and Capital Ltd stocks is 6.24/3.13.
What is the Stock P/E of Geetanjali Credit and Capital Ltd?
The Stock P/E of Geetanjali Credit and Capital Ltd is .
What is the Book Value of Geetanjali Credit and Capital Ltd?
The Book Value of Geetanjali Credit and Capital Ltd is 6.95.
What is the Dividend Yield of Geetanjali Credit and Capital Ltd?
The Dividend Yield of Geetanjali Credit and Capital Ltd is 0.00 %.
What is the ROCE of Geetanjali Credit and Capital Ltd?
The ROCE of Geetanjali Credit and Capital Ltd is 0.96 %.
What is the ROE of Geetanjali Credit and Capital Ltd?
The ROE of Geetanjali Credit and Capital Ltd is 0.96 %.
What is the Face Value of Geetanjali Credit and Capital Ltd?
The Face Value of Geetanjali Credit and Capital Ltd is 10.0.