Share Price and Basic Stock Data
Last Updated: February 9, 2026, 10:24 pm
| PEG Ratio | 0.00 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Geetanjali Credit and Capital Ltd operates as a Non-Banking Financial Company (NBFC) with a market capitalization of ₹2.61 Cr. The company reported no revenue from operations over the past several quarters, with figures standing at ₹0.00 for September 2022 to June 2023. A slight uptick to ₹0.01 was recorded in March 2024, followed by a return to ₹0.00 in subsequent quarters. Historically, the company’s sales peaked at ₹0.66 Cr in March 2016 but have seen a significant decline since then, culminating in a total revenue of ₹0.00 for the trailing twelve months (TTM). This trend reflects a struggle in generating operational cash flow, which is critical for sustaining business viability and growth. The absence of interest income during this period further exacerbates concerns regarding the company’s operational effectiveness and strategic direction.
Profitability and Efficiency Metrics
Geetanjali Credit and Capital Ltd reported a net profit of -₹0.06 Cr, reflecting ongoing financial challenges. The company’s return on equity (ROE) and return on capital employed (ROCE) both stood at 0.96%, indicating minimal efficiency in utilizing shareholders’ equity and capital. The operating profit margin (OPM) remains unavailable, highlighting the persistent operational inefficiencies. The interest coverage ratio (ICR) was recorded at 0.00x, signifying that the company does not earn sufficient income to cover its interest obligations, which poses a significant risk. Additionally, the financial profit metrics have shown fluctuations, with a notable loss of -₹0.02 Cr in June 2023. This trend underscores the necessity for a strategic overhaul to enhance profitability and operational efficiency.
Balance Sheet Strength and Financial Ratios
The balance sheet of Geetanjali Credit and Capital Ltd reflects a challenging financial position. As of March 2025, total liabilities stood at ₹3.28 Cr, while total assets were recorded at the same figure, maintaining an equilibrium. However, the reserves were reported at -₹1.35 Cr, indicating a negative equity position that raises alarms regarding financial health. The book value per share was noted at ₹7.00, while the price-to-book value (P/BV) ratio stood at 0.71x, suggesting that the shares are currently undervalued compared to their book value. The current and quick ratios at 0.31x indicate liquidity concerns, as both ratios fall below the ideal benchmark of 1.0x, suggesting potential difficulties in meeting short-term obligations. These financial ratios collectively portray a precarious balance sheet, necessitating immediate corrective actions to enhance financial stability.
Shareholding Pattern and Investor Confidence
As of March 2025, Geetanjali Credit and Capital Ltd exhibited a public shareholding of 100%, indicating no promoter or institutional investor participation. The number of shareholders increased from 2,348 in March 2023 to 2,783 by December 2025, reflecting a growing interest among retail investors despite the company’s financial struggles. This shift could signify a speculative interest in the stock, driven by its low price point of ₹5.90. However, the lack of institutional backing may raise concerns about the robustness of investor confidence in the company’s long-term prospects. The absence of significant corporate governance or strategic direction from institutional investors could hinder the company’s ability to attract necessary capital for growth and operational improvements.
Outlook, Risks, and Final Insight
The outlook for Geetanjali Credit and Capital Ltd remains precarious, marked by significant risks and challenges. The persistent lack of revenue generation, negative profit margins, and deteriorating financial ratios could hinder the company’s ability to sustain operations. Additionally, the absence of institutional investment and negative reserves may deter potential investors, limiting access to essential funding. However, should the company implement a strategic turnaround plan focusing on revenue generation and operational efficiency, there may be opportunities for recovery. Conversely, failure to address these critical issues could lead to further financial decline. The company must navigate these challenges effectively to regain investor confidence and stabilize its financial footing.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 13.3 Cr. | 1.33 | 1.66/1.00 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 | |
| Money Masters Leasing & Finance Ltd | 6.83 Cr. | 0.68 | 3.34/0.58 | 10.2 | 1.57 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 395 Cr. | 60.4 | 125/44.0 | 40.1 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 14.8 Cr. | 16.2 | 24.7/14.8 | 12.3 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 27.5 Cr. | 61.2 | 138/57.6 | 14.9 | 238 | 1.64 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 29,039.09 Cr | 396.46 | 95.76 | 514.15 | 0.23% | 15.81% | 8.84% | 8.50 |
Quarterly Result
| Metric | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Expenses | 0.00 | 0.00 | 0.01 | 0.02 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.02 | 0.01 | 0.02 |
| Financing Profit | 0.00 | 0.00 | -0.01 | -0.02 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | -0.01 | -0.02 | -0.01 | -0.02 |
| Financing Margin % | 100.00% | ||||||||||||
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.00 | 0.00 | -0.01 | -0.02 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | -0.01 | -0.02 | -0.01 | -0.02 |
| Tax % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | ||||||
| Net Profit | 0.00 | 0.00 | -0.01 | -0.02 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | -0.01 | -0.02 | -0.01 | -0.02 |
| EPS in Rs | 0.00 | 0.00 | -0.02 | -0.05 | 0.00 | 0.00 | 0.02 | 0.00 | 0.00 | -0.02 | -0.05 | -0.02 | -0.05 |
| Gross NPA % | |||||||||||||
| Net NPA % |
Last Updated: February 1, 2026, 8:46 pm
Below is a detailed analysis of the quarterly data for Geetanjali Credit and Capital Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Interest, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Expenses, as of Sep 2025, the value is 0.02 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.01 Cr. (Jun 2025) to 0.02 Cr., marking an increase of 0.01 Cr..
- For Other Income, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Depreciation, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Sep 2025, the value is -0.02 Cr.. The value appears to be declining and may need further review. It has decreased from -0.01 Cr. (Jun 2025) to -0.02 Cr., marking a decrease of 0.01 Cr..
- For Tax %, as of Sep 2025, the value is 0.00%. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00%.
- For Net Profit, as of Sep 2025, the value is -0.02 Cr.. The value appears to be declining and may need further review. It has decreased from -0.01 Cr. (Jun 2025) to -0.02 Cr., marking a decrease of 0.01 Cr..
- For EPS in Rs, as of Sep 2025, the value is -0.05. The value appears to be declining and may need further review. It has decreased from -0.02 (Jun 2025) to -0.05, marking a decrease of 0.03.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 3:40 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.05 | 0.64 | 0.66 | 0.27 | 0.06 | 0.06 | 0.12 | 0.14 | 0.06 | 0.00 | 0.01 | 0.00 | 0.00 |
| Expenses | 0.04 | 0.61 | 0.57 | 0.19 | 0.03 | 0.06 | 0.12 | 0.06 | 0.05 | 0.01 | 0.01 | 0.03 | 0.06 |
| Operating Profit | 0.01 | 0.03 | 0.09 | 0.08 | 0.03 | 0.00 | 0.00 | 0.08 | 0.01 | -0.01 | 0.00 | -0.03 | -0.06 |
| OPM % | 20.00% | 4.69% | 13.64% | 29.63% | 50.00% | 0.00% | 0.00% | 57.14% | 16.67% | 0.00% | |||
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.08 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.01 | 0.03 | 0.09 | 0.08 | 0.03 | 0.00 | 0.00 | 0.00 | 0.01 | -0.01 | 0.00 | -0.03 | -0.06 |
| Tax % | 0.00% | 0.00% | 33.33% | 37.50% | 33.33% | 0.00% | 0.00% | 0.00% | |||||
| Net Profit | 0.01 | 0.02 | 0.06 | 0.06 | 0.02 | 0.00 | 0.00 | 0.00 | 0.01 | -0.01 | 0.00 | -0.03 | -0.06 |
| EPS in Rs | 0.14 | 0.14 | 0.05 | 0.00 | 0.00 | 0.00 | 0.02 | -0.02 | 0.00 | -0.07 | -0.14 | ||
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2022-2023 | 2023-2024 |
|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 100.00% | 200.00% | 0.00% | -66.67% | -100.00% | -200.00% | 100.00% |
| Change in YoY Net Profit Growth (%) | 0.00% | 100.00% | -200.00% | -66.67% | -33.33% | -100.00% | 300.00% |
Geetanjali Credit and Capital Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 7 years from 2014-2015 to 2023-2024.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | -100% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | -500% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 21% |
| 1 Year: | -23% |
| Return on Equity | |
|---|---|
| 10 Years: | 1% |
| 5 Years: | 0% |
| 3 Years: | 0% |
| Last Year: | -1% |
Last Updated: September 5, 2025, 3:31 pm
Balance Sheet
Last Updated: February 1, 2026, 2:51 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 3.12 | 4.42 | 4.42 | 4.42 | 4.42 | 4.42 | 4.42 | 4.42 | 4.42 | 4.42 | 4.42 | 4.42 | 4.42 |
| Reserves | -1.43 | -1.41 | -1.35 | -1.30 | -1.27 | -1.27 | -1.27 | -1.28 | -1.28 | -1.29 | -1.29 | -1.33 | -1.35 |
| Borrowing | 0.19 | 0.19 | 0.58 | 2.04 | 0.33 | 0.00 | 0.55 | 0.02 | 0.00 | 0.00 | 0.00 | 0.05 | 0.06 |
| Other Liabilities | 0.04 | 0.04 | 0.11 | 0.17 | 0.01 | 0.02 | 0.03 | 0.04 | 0.11 | 0.13 | 0.14 | 0.14 | 0.14 |
| Total Liabilities | 1.92 | 3.24 | 3.76 | 5.33 | 3.49 | 3.17 | 3.73 | 3.20 | 3.25 | 3.26 | 3.27 | 3.28 | 3.27 |
| Fixed Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.41 | 0.41 | 0.41 | 0.40 | 0.00 | 0.00 | 1.20 | 0.65 | 0.65 | 0.65 | 0.65 | 0.65 | 0.65 |
| Other Assets | 1.51 | 2.83 | 3.35 | 4.93 | 3.49 | 3.17 | 2.53 | 2.55 | 2.60 | 2.61 | 2.62 | 2.63 | 2.62 |
| Total Assets | 1.92 | 3.24 | 3.76 | 5.33 | 3.49 | 3.17 | 3.73 | 3.20 | 3.25 | 3.26 | 3.27 | 3.28 | 3.27 |
Below is a detailed analysis of the balance sheet data for Geetanjali Credit and Capital Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 4.42 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 4.42 Cr..
- For Reserves, as of Sep 2025, the value is -1.35 Cr.. The value appears to be worsening (becoming more negative). It has deteriorated from -1.33 Cr. (Mar 2025) to -1.35 Cr., marking a decline of 0.02 Cr..
- For Other Liabilities, as of Sep 2025, the value is 0.14 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.14 Cr..
- For Total Liabilities, as of Sep 2025, the value is 3.27 Cr.. The value appears to be improving (decreasing). It has decreased from 3.28 Cr. (Mar 2025) to 3.27 Cr., marking a decrease of 0.01 Cr..
- For Fixed Assets, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 0.65 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.65 Cr..
- For Other Assets, as of Sep 2025, the value is 2.62 Cr.. The value appears to be declining and may need further review. It has decreased from 2.63 Cr. (Mar 2025) to 2.62 Cr., marking a decrease of 0.01 Cr..
- For Total Assets, as of Sep 2025, the value is 3.27 Cr.. The value appears to be declining and may need further review. It has decreased from 3.28 Cr. (Mar 2025) to 3.27 Cr., marking a decrease of 0.01 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -0.18 | -0.16 | -0.49 | -1.96 | -0.30 | 0.00 | -0.55 | 0.06 | 0.01 | -0.01 | 0.00 | -0.08 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 73.00 | 5.70 | 38.71 | 13.52 | 1,703.33 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||
| Inventory Days | 12,045.00 | 262.54 | 0.00 | |||||||||
| Days Payable | 0.00 | 19.21 | ||||||||||
| Cash Conversion Cycle | 12,118.00 | 249.04 | 38.71 | 13.52 | 1,703.33 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||
| Working Capital Days | 7,081.00 | 245.23 | 210.15 | 2,365.74 | 8,577.50 | 9,794.17 | -152.08 | 782.14 | -365.00 | -3,285.00 | ||
| ROCE % | 0.53% | 1.18% | 2.63% | 1.82% | 0.69% | 0.00% | 0.00% | 2.33% | 0.32% | -0.32% | 0.00% | -0.96% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | -0.08 | 0.00 | -0.03 | 0.01 | 0.00 |
| Diluted EPS (Rs.) | -0.08 | 0.00 | -0.03 | 0.01 | 0.00 |
| Cash EPS (Rs.) | -0.07 | 0.00 | -0.03 | 0.01 | 0.00 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 7.00 | 7.07 | 7.07 | 7.10 | 7.10 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 7.00 | 7.07 | 7.07 | 7.10 | 7.10 |
| Revenue From Operations / Share (Rs.) | 0.00 | 0.01 | 0.00 | 0.14 | 0.30 |
| PBDIT / Share (Rs.) | -0.07 | 0.00 | -0.03 | 0.01 | 0.00 |
| PBIT / Share (Rs.) | -0.07 | 0.00 | -0.03 | 0.01 | 0.00 |
| PBT / Share (Rs.) | -0.07 | 0.00 | -0.03 | 0.01 | 0.00 |
| Net Profit / Share (Rs.) | -0.07 | 0.00 | -0.03 | 0.01 | 0.00 |
| PBDIT Margin (%) | 0.00 | 9.95 | 0.00 | 13.49 | 1.36 |
| PBIT Margin (%) | 0.00 | 9.95 | 0.00 | 13.38 | 1.31 |
| PBT Margin (%) | 0.00 | 9.95 | 0.00 | 13.38 | 1.29 |
| Net Profit Margin (%) | 0.00 | 9.95 | 0.00 | 9.90 | 0.97 |
| Return on Networth / Equity (%) | -1.11 | 0.02 | -0.43 | 0.19 | 0.04 |
| Return on Capital Employeed (%) | -1.11 | 0.02 | -0.43 | 0.26 | 0.05 |
| Return On Assets (%) | -1.05 | 0.02 | -0.41 | 0.19 | 0.04 |
| Total Debt / Equity (X) | 0.01 | 0.00 | 0.00 | 0.00 | 0.01 |
| Asset Turnover Ratio (%) | 0.00 | 0.00 | 0.00 | 0.01 | 0.03 |
| Current Ratio (X) | 0.31 | 0.33 | 0.35 | 0.39 | 6.22 |
| Quick Ratio (X) | 0.31 | 0.33 | 0.35 | 0.39 | 6.22 |
| Interest Coverage Ratio (X) | 0.00 | 0.00 | 0.00 | 0.00 | 73.66 |
| Interest Coverage Ratio (Post Tax) (X) | 0.00 | 0.00 | 0.00 | 0.00 | 53.55 |
| Enterprise Value (Cr.) | 2.24 | 1.83 | 0.72 | 1.64 | 0.46 |
| EV / Net Operating Revenue (X) | 0.00 | 212.38 | 0.00 | 26.16 | 3.38 |
| EV / EBITDA (X) | -65.22 | 2132.43 | -52.96 | 193.87 | 247.93 |
| MarketCap / Net Operating Revenue (X) | 0.00 | 212.39 | 0.00 | 26.16 | 3.27 |
| Price / BV (X) | 0.71 | 0.58 | 0.23 | 0.52 | 0.14 |
| Price / Net Operating Revenue (X) | 0.00 | 218.42 | 0.00 | 26.20 | 3.28 |
| EarningsYield | -0.01 | 0.00 | -0.01 | 0.00 | 0.00 |
After reviewing the key financial ratios for Geetanjali Credit and Capital Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is -0.08. This value is below the healthy minimum of 5. It has decreased from 0.00 (Mar 24) to -0.08, marking a decrease of 0.08.
- For Diluted EPS (Rs.), as of Mar 25, the value is -0.08. This value is below the healthy minimum of 5. It has decreased from 0.00 (Mar 24) to -0.08, marking a decrease of 0.08.
- For Cash EPS (Rs.), as of Mar 25, the value is -0.07. This value is below the healthy minimum of 3. It has decreased from 0.00 (Mar 24) to -0.07, marking a decrease of 0.07.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 7.00. It has decreased from 7.07 (Mar 24) to 7.00, marking a decrease of 0.07.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 7.00. It has decreased from 7.07 (Mar 24) to 7.00, marking a decrease of 0.07.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 0.00. It has decreased from 0.01 (Mar 24) to 0.00, marking a decrease of 0.01.
- For PBDIT / Share (Rs.), as of Mar 25, the value is -0.07. This value is below the healthy minimum of 2. It has decreased from 0.00 (Mar 24) to -0.07, marking a decrease of 0.07.
- For PBIT / Share (Rs.), as of Mar 25, the value is -0.07. This value is below the healthy minimum of 0. It has decreased from 0.00 (Mar 24) to -0.07, marking a decrease of 0.07.
- For PBT / Share (Rs.), as of Mar 25, the value is -0.07. This value is below the healthy minimum of 0. It has decreased from 0.00 (Mar 24) to -0.07, marking a decrease of 0.07.
- For Net Profit / Share (Rs.), as of Mar 25, the value is -0.07. This value is below the healthy minimum of 2. It has decreased from 0.00 (Mar 24) to -0.07, marking a decrease of 0.07.
- For PBDIT Margin (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 10. It has decreased from 9.95 (Mar 24) to 0.00, marking a decrease of 9.95.
- For PBIT Margin (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 10. It has decreased from 9.95 (Mar 24) to 0.00, marking a decrease of 9.95.
- For PBT Margin (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 10. It has decreased from 9.95 (Mar 24) to 0.00, marking a decrease of 9.95.
- For Net Profit Margin (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 5. It has decreased from 9.95 (Mar 24) to 0.00, marking a decrease of 9.95.
- For Return on Networth / Equity (%), as of Mar 25, the value is -1.11. This value is below the healthy minimum of 15. It has decreased from 0.02 (Mar 24) to -1.11, marking a decrease of 1.13.
- For Return on Capital Employeed (%), as of Mar 25, the value is -1.11. This value is below the healthy minimum of 10. It has decreased from 0.02 (Mar 24) to -1.11, marking a decrease of 1.13.
- For Return On Assets (%), as of Mar 25, the value is -1.05. This value is below the healthy minimum of 5. It has decreased from 0.02 (Mar 24) to -1.05, marking a decrease of 1.07.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.01. This value is within the healthy range. It has increased from 0.00 (Mar 24) to 0.01, marking an increase of 0.01.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.00. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Current Ratio (X), as of Mar 25, the value is 0.31. This value is below the healthy minimum of 1.5. It has decreased from 0.33 (Mar 24) to 0.31, marking a decrease of 0.02.
- For Quick Ratio (X), as of Mar 25, the value is 0.31. This value is below the healthy minimum of 1. It has decreased from 0.33 (Mar 24) to 0.31, marking a decrease of 0.02.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 3. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 3. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Enterprise Value (Cr.), as of Mar 25, the value is 2.24. It has increased from 1.83 (Mar 24) to 2.24, marking an increase of 0.41.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 1. It has decreased from 212.38 (Mar 24) to 0.00, marking a decrease of 212.38.
- For EV / EBITDA (X), as of Mar 25, the value is -65.22. This value is below the healthy minimum of 5. It has decreased from 2,132.43 (Mar 24) to -65.22, marking a decrease of 2,197.65.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 1. It has decreased from 212.39 (Mar 24) to 0.00, marking a decrease of 212.39.
- For Price / BV (X), as of Mar 25, the value is 0.71. This value is below the healthy minimum of 1. It has increased from 0.58 (Mar 24) to 0.71, marking an increase of 0.13.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 1. It has decreased from 218.42 (Mar 24) to 0.00, marking a decrease of 218.42.
- For EarningsYield, as of Mar 25, the value is -0.01. This value is below the healthy minimum of 5. It has decreased from 0.00 (Mar 24) to -0.01, marking a decrease of 0.01.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Geetanjali Credit and Capital Ltd:
- Net Profit Margin: 0%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: -1.11% (Industry Average ROCE: 15.81%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: -1.11% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0.31
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 0 (Industry average Stock P/E: 95.76)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.01
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 0%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | 2, Shreedhar Krupa, Shreedhar Tutorials of Commerce, Dharwad Karnataka 580004 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Mukesh Gupta | Independent Director |
| Mr. Vitthal Kumar Jajoo | Director |
| Mr. Ashok Kumar Mathur | Director |
FAQ
What is the intrinsic value of Geetanjali Credit and Capital Ltd?
Geetanjali Credit and Capital Ltd's intrinsic value (as of 14 February 2026) is ₹0.80 which is 86.44% lower the current market price of ₹5.90, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's ₹2.61 Cr. market cap, FY2025-2026 high/low of ₹6.19/3.13, reserves of ₹-1.35 Cr, and liabilities of ₹3.27 Cr.
What is the Market Cap of Geetanjali Credit and Capital Ltd?
The Market Cap of Geetanjali Credit and Capital Ltd is 2.61 Cr..
What is the current Stock Price of Geetanjali Credit and Capital Ltd as on 14 February 2026?
The current stock price of Geetanjali Credit and Capital Ltd as on 14 February 2026 is ₹5.90.
What is the High / Low of Geetanjali Credit and Capital Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Geetanjali Credit and Capital Ltd stocks is ₹6.19/3.13.
What is the Stock P/E of Geetanjali Credit and Capital Ltd?
The Stock P/E of Geetanjali Credit and Capital Ltd is .
What is the Book Value of Geetanjali Credit and Capital Ltd?
The Book Value of Geetanjali Credit and Capital Ltd is 6.95.
What is the Dividend Yield of Geetanjali Credit and Capital Ltd?
The Dividend Yield of Geetanjali Credit and Capital Ltd is 0.00 %.
What is the ROCE of Geetanjali Credit and Capital Ltd?
The ROCE of Geetanjali Credit and Capital Ltd is 0.96 %.
What is the ROE of Geetanjali Credit and Capital Ltd?
The ROE of Geetanjali Credit and Capital Ltd is 0.96 %.
What is the Face Value of Geetanjali Credit and Capital Ltd?
The Face Value of Geetanjali Credit and Capital Ltd is 10.0.