Share Price and Basic Stock Data
Last Updated: November 22, 2025, 3:04 pm
| PEG Ratio | 0.00 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
GSB Finance Ltd operates as a Non-Banking Financial Company (NBFC), focusing on providing financial services. The company reported a market capitalization of ₹23.1 Cr, with its stock priced at ₹38.6. Over the past few quarters, GSB Finance has displayed fluctuating revenue trends. Sales recorded in June 2022 stood at ₹1.79 Cr, declining to ₹0.31 Cr by March 2023 before rebounding to ₹1.98 Cr in September 2023. However, subsequent quarters showed a mixed performance, with sales dropping to ₹0.36 Cr in June 2023 and rising again to ₹0.86 Cr by March 2024. The trailing twelve months (TTM) revenue is reported at ₹1.34 Cr, indicating a challenging operating environment. Key revenue drivers appear inconsistent, reflecting potential volatility in the company’s operational strategy.
Profitability and Efficiency Metrics
GSB Finance’s profitability metrics indicate a complex financial landscape. The net profit for the fiscal year ending March 2025 was reported at ₹0.72 Cr, down from ₹1.57 Cr in the previous year, reflecting a decline in profitability. The operating profit margin (OPM) stood at 48.39% for TTM, showcasing strong operational efficiency in comparison to industry standards. The interest coverage ratio (ICR) was robust at 13.80x, indicating the company’s ability to meet its interest obligations comfortably. However, the return on equity (ROE) was reported at 5.14%, which is below the sector average, signaling potential concerns regarding asset utilization and overall profitability. The company’s ability to convert sales into profits remains a key area for improvement, especially given the historical fluctuations in both sales and expenses.
Balance Sheet Strength and Financial Ratios
GSB Finance’s balance sheet reflects a conservative financial structure, with reported borrowings of ₹0 Cr, suggesting a low leverage position. The price-to-book value (P/BV) ratio stood at 1.43x, indicating that the stock is trading at a premium to its book value, which was reported at ₹23.96 per share as of March 2025. The company’s current ratio is exceptionally high at 87.44, indicating strong liquidity and a substantial ability to cover short-term liabilities. However, the cash conversion cycle (CCC) is reported as -0.00 days, suggesting inefficiencies in converting resources into cash. Furthermore, the return on capital employed (ROCE) was recorded at 6.42%, which indicates moderate effectiveness in generating returns from invested capital. The financial ratios suggest that while the company has a strong liquidity position, its operational efficiency and profitability metrics require strategic enhancements.
Shareholding Pattern and Investor Confidence
The shareholding pattern of GSB Finance Ltd indicates a stable ownership structure, with promoters holding 55.25% as of June 2025. The public holds 44.75%, with the total number of shareholders reported at 12,380. This distribution reflects a significant level of confidence from promoters in the company’s direction. The promoter holding has remained relatively stable over the past few quarters, suggesting a long-term commitment to the company. However, the lack of Foreign Institutional Investors (FIIs) and Domestic Institutional Investors (DIIs) could imply a limited appeal among institutional investors, potentially reflecting concerns about the company’s growth prospects. This absence of institutional backing may affect liquidity and market perception, indicating a risk for retail investors considering entry into this stock.
Outlook, Risks, and Final Insight
The outlook for GSB Finance Ltd hinges on its ability to stabilize revenues and enhance profitability amidst fluctuating performance. The company faces risks related to operational efficiency and market competition, especially given its historical sales volatility. Additionally, the low ROE and reliance on a limited revenue base pose challenges for sustainable growth. However, strengths such as a robust ICR and high liquidity ratios provide a cushion against short-term financial disturbances. Moving forward, GSB Finance must focus on strategically enhancing its operational efficiencies and exploring avenues for revenue diversification. Should the company successfully navigate these challenges, it could capitalize on its strong liquidity position to invest in growth opportunities, potentially improving investor confidence and market performance.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of GSB Finance Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 13.3 Cr. | 1.33 | 1.91/0.93 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 | |
| Money Masters Leasing & Finance Ltd | 10.8 Cr. | 1.08 | 11.4/1.03 | 31.9 | 1.57 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 450 Cr. | 138 | 269/130 | 80.1 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 14.2 Cr. | 15.4 | 37.9/15.0 | 10.6 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 41.4 Cr. | 92.0 | 180/90.0 | 22.1 | 238 | 1.09 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 28,817.59 Cr | 467.54 | 54.95 | 522.84 | 0.22% | 15.80% | 8.84% | 8.50 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 1.79 | 0.80 | 0.36 | 0.31 | 0.36 | 1.98 | 0.47 | 0.86 | 0.32 | 0.74 | 0.44 | 0.27 | 0.31 |
| Expenses | 1.62 | 0.58 | 0.14 | 0.39 | 0.11 | 0.18 | 0.28 | 1.22 | 0.09 | 0.16 | 0.24 | 0.40 | 0.16 |
| Operating Profit | 0.17 | 0.22 | 0.22 | -0.08 | 0.25 | 1.80 | 0.19 | -0.36 | 0.23 | 0.58 | 0.20 | -0.13 | 0.15 |
| OPM % | 9.50% | 27.50% | 61.11% | -25.81% | 69.44% | 90.91% | 40.43% | -41.86% | 71.88% | 78.38% | 45.45% | -48.15% | 48.39% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.02 | 0.00 |
| Interest | 0.10 | 0.11 | 0.12 | 0.14 | 0.13 | 0.12 | 0.05 | -0.01 | 0.00 | 0.03 | 0.03 | 0.01 | 0.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.07 | 0.11 | 0.10 | -0.22 | 0.12 | 1.68 | 0.14 | -0.34 | 0.23 | 0.55 | 0.17 | -0.12 | 0.15 |
| Tax % | 42.86% | 9.09% | -40.00% | -4.55% | 25.00% | 10.71% | 21.43% | -61.76% | 26.09% | 5.45% | 23.53% | -16.67% | 26.67% |
| Net Profit | 0.04 | 0.10 | 0.14 | -0.21 | 0.09 | 1.50 | 0.10 | -0.13 | 0.17 | 0.52 | 0.13 | -0.11 | 0.11 |
| EPS in Rs | 0.07 | 0.17 | 0.23 | -0.35 | 0.15 | 2.50 | 0.17 | -0.22 | 0.28 | 0.87 | 0.22 | -0.18 | 0.18 |
Last Updated: July 15, 2025, 5:46 pm
Below is a detailed analysis of the quarterly data for GSB Finance Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 0.31 Cr.. The value appears strong and on an upward trend. It has increased from 0.27 Cr. (Mar 2025) to 0.31 Cr., marking an increase of 0.04 Cr..
- For Expenses, as of Jun 2025, the value is 0.16 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.40 Cr. (Mar 2025) to 0.16 Cr., marking a decrease of 0.24 Cr..
- For Operating Profit, as of Jun 2025, the value is 0.15 Cr.. The value appears strong and on an upward trend. It has increased from -0.13 Cr. (Mar 2025) to 0.15 Cr., marking an increase of 0.28 Cr..
- For OPM %, as of Jun 2025, the value is 48.39%. The value appears strong and on an upward trend. It has increased from -48.15% (Mar 2025) to 48.39%, marking an increase of 96.54%.
- For Other Income, as of Jun 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 0.02 Cr. (Mar 2025) to 0.00 Cr., marking a decrease of 0.02 Cr..
- For Interest, as of Jun 2025, the value is 0.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.01 Cr. (Mar 2025) to 0.00 Cr., marking a decrease of 0.01 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 0.15 Cr.. The value appears strong and on an upward trend. It has increased from -0.12 Cr. (Mar 2025) to 0.15 Cr., marking an increase of 0.27 Cr..
- For Tax %, as of Jun 2025, the value is 26.67%. The value appears to be increasing, which may not be favorable. It has increased from -16.67% (Mar 2025) to 26.67%, marking an increase of 43.34%.
- For Net Profit, as of Jun 2025, the value is 0.11 Cr.. The value appears strong and on an upward trend. It has increased from -0.11 Cr. (Mar 2025) to 0.11 Cr., marking an increase of 0.22 Cr..
- For EPS in Rs, as of Jun 2025, the value is 0.18. The value appears strong and on an upward trend. It has increased from -0.18 (Mar 2025) to 0.18, marking an increase of 0.36.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: November 15, 2025, 3:13 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 10.09 | 74.53 | 15.72 | 10.31 | 13.24 | 6.86 | 1.78 | 1.48 | 2.50 | 3.25 | 3.68 | 1.78 | 1.34 |
| Expenses | 9.69 | 73.87 | 15.40 | 9.10 | 12.80 | 6.76 | 1.46 | 0.61 | 1.84 | 2.72 | 1.80 | 0.90 | 1.41 |
| Operating Profit | 0.40 | 0.66 | 0.32 | 1.21 | 0.44 | 0.10 | 0.32 | 0.87 | 0.66 | 0.53 | 1.88 | 0.88 | -0.07 |
| OPM % | 3.96% | 0.89% | 2.04% | 11.74% | 3.32% | 1.46% | 17.98% | 58.78% | 26.40% | 16.31% | 51.09% | 49.44% | -5.22% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.02 | 0.02 |
| Interest | 0.25 | 0.35 | 0.01 | 0.03 | 0.04 | 0.01 | 0.26 | 0.37 | 0.30 | 0.46 | 0.29 | 0.07 | 0.04 |
| Depreciation | 0.02 | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.13 | 0.30 | 0.29 | 1.16 | 0.38 | 0.07 | 0.04 | 0.50 | 0.35 | 0.07 | 1.60 | 0.83 | -0.09 |
| Tax % | -123.08% | 80.00% | 48.28% | 47.41% | 31.58% | 42.86% | 150.00% | 42.00% | 31.43% | -14.29% | 1.88% | 13.25% | |
| Net Profit | 0.28 | 0.05 | 0.16 | 0.62 | 0.26 | 0.03 | -0.01 | 0.29 | 0.25 | 0.07 | 1.57 | 0.72 | -0.17 |
| EPS in Rs | 0.47 | 0.08 | 0.27 | 1.03 | 0.43 | 0.05 | -0.02 | 0.48 | 0.42 | 0.12 | 2.62 | 1.20 | -0.28 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 24.19% | 57.69% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | -82.14% | 220.00% | 287.50% | -58.06% | -88.46% | -133.33% | 3000.00% | -13.79% | -72.00% | 2142.86% | -54.14% |
| Change in YoY Net Profit Growth (%) | 0.00% | 302.14% | 67.50% | -345.56% | -30.40% | -44.87% | 3133.33% | -3013.79% | -58.21% | 2214.86% | -2197.00% |
GSB Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -31% |
| 5 Years: | 0% |
| 3 Years: | -11% |
| TTM: | -52% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 31% |
| 5 Years: | 137% |
| 3 Years: | 42% |
| TTM: | -60% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 22% |
| 5 Years: | 43% |
| 3 Years: | 48% |
| 1 Year: | 70% |
| Return on Equity | |
|---|---|
| 10 Years: | 3% |
| 5 Years: | 4% |
| 3 Years: | 5% |
| Last Year: | 5% |
Last Updated: September 5, 2025, 3:40 pm
No data available for the Balance Sheet data table.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 13.75 | 0.44 | 0.23 | 4.96 | 0.28 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 |
| Inventory Days | 66.12 | 5.91 | 28.69 | 86.94 | 38.36 | 69.36 | 500.81 | 461.53 | 215.35 | 124.43 | ||
| Days Payable | 0.39 | 0.05 | 0.24 | 30.66 | -0.00 | -0.00 | -0.00 | 30.17 | -0.00 | -0.00 | ||
| Cash Conversion Cycle | 79.48 | 6.30 | 28.68 | 61.24 | 38.63 | 69.36 | 500.81 | -0.00 | 431.36 | 215.35 | 124.43 | -0.00 |
| Working Capital Days | 457.61 | 50.00 | 242.40 | 395.45 | 52.65 | 93.64 | 340.39 | 389.66 | 280.32 | 190.92 | 83.54 | 190.70 |
| ROCE % | 2.98% | 5.57% | 2.80% | 10.61% | 3.68% | 0.62% | 2.00% | 5.74% | 4.13% | 3.00% | 11.68% | 6.42% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 1.19 | 0.21 | 0.01 | 0.04 | 0.05 |
| Diluted EPS (Rs.) | 1.19 | 0.21 | 0.01 | 0.04 | 0.05 |
| Cash EPS (Rs.) | 1.20 | 2.10 | 0.12 | 0.42 | 0.48 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 23.96 | 22.77 | 20.15 | 20.00 | 19.48 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 23.96 | 22.77 | 20.15 | 20.00 | 19.48 |
| Revenue From Operations / Share (Rs.) | 2.96 | 6.12 | 5.42 | 4.16 | 2.45 |
| PBDIT / Share (Rs.) | 1.50 | 3.16 | 0.88 | 1.10 | 1.44 |
| PBIT / Share (Rs.) | 1.49 | 3.16 | 0.88 | 1.09 | 1.43 |
| PBT / Share (Rs.) | 1.39 | 2.67 | 0.11 | 0.59 | 0.82 |
| Net Profit / Share (Rs.) | 1.19 | 2.10 | 0.12 | 0.41 | 0.48 |
| PBDIT Margin (%) | 50.46 | 51.66 | 16.34 | 26.41 | 58.56 |
| PBIT Margin (%) | 50.40 | 51.62 | 16.28 | 26.14 | 58.43 |
| PBT Margin (%) | 46.75 | 43.61 | 2.08 | 14.26 | 33.64 |
| Net Profit Margin (%) | 40.30 | 34.23 | 2.26 | 9.90 | 19.66 |
| Return on Networth / Equity (%) | 4.98 | 9.20 | 0.61 | 2.06 | 2.47 |
| Return on Capital Employeed (%) | 6.15 | 13.53 | 4.35 | 5.37 | 7.25 |
| Return On Assets (%) | 4.87 | 8.88 | 0.39 | 1.44 | 1.92 |
| Total Debt / Equity (X) | 0.00 | 0.00 | 0.53 | 0.39 | 0.25 |
| Asset Turnover Ratio (%) | 0.12 | 0.22 | 0.18 | 0.15 | 0.09 |
| Current Ratio (X) | 87.44 | 88.31 | 2.72 | 3.43 | 4.48 |
| Quick Ratio (X) | 87.44 | 86.27 | 2.54 | 3.12 | 4.11 |
| Inventory Turnover Ratio (X) | 11.74 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Coverage Ratio (X) | 13.80 | 6.45 | 1.15 | 2.22 | 2.36 |
| Interest Coverage Ratio (Post Tax) (X) | 12.02 | 5.27 | 1.16 | 1.83 | 1.79 |
| Enterprise Value (Cr.) | 20.34 | 8.91 | 12.94 | 9.45 | 7.26 |
| EV / Net Operating Revenue (X) | 11.44 | 2.43 | 3.98 | 3.78 | 4.93 |
| EV / EBITDA (X) | 22.67 | 4.70 | 24.33 | 14.33 | 8.42 |
| MarketCap / Net Operating Revenue (X) | 11.54 | 2.48 | 2.03 | 1.93 | 3.19 |
| Price / BV (X) | 1.43 | 0.66 | 0.54 | 0.40 | 0.40 |
| Price / Net Operating Revenue (X) | 11.54 | 2.48 | 2.03 | 1.94 | 3.19 |
| EarningsYield | 0.03 | 0.13 | 0.01 | 0.05 | 0.06 |
After reviewing the key financial ratios for GSB Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 1.19. This value is below the healthy minimum of 5. It has increased from 0.21 (Mar 24) to 1.19, marking an increase of 0.98.
- For Diluted EPS (Rs.), as of Mar 25, the value is 1.19. This value is below the healthy minimum of 5. It has increased from 0.21 (Mar 24) to 1.19, marking an increase of 0.98.
- For Cash EPS (Rs.), as of Mar 25, the value is 1.20. This value is below the healthy minimum of 3. It has decreased from 2.10 (Mar 24) to 1.20, marking a decrease of 0.90.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 23.96. It has increased from 22.77 (Mar 24) to 23.96, marking an increase of 1.19.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 23.96. It has increased from 22.77 (Mar 24) to 23.96, marking an increase of 1.19.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 2.96. It has decreased from 6.12 (Mar 24) to 2.96, marking a decrease of 3.16.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 1.50. This value is below the healthy minimum of 2. It has decreased from 3.16 (Mar 24) to 1.50, marking a decrease of 1.66.
- For PBIT / Share (Rs.), as of Mar 25, the value is 1.49. This value is within the healthy range. It has decreased from 3.16 (Mar 24) to 1.49, marking a decrease of 1.67.
- For PBT / Share (Rs.), as of Mar 25, the value is 1.39. This value is within the healthy range. It has decreased from 2.67 (Mar 24) to 1.39, marking a decrease of 1.28.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 1.19. This value is below the healthy minimum of 2. It has decreased from 2.10 (Mar 24) to 1.19, marking a decrease of 0.91.
- For PBDIT Margin (%), as of Mar 25, the value is 50.46. This value is within the healthy range. It has decreased from 51.66 (Mar 24) to 50.46, marking a decrease of 1.20.
- For PBIT Margin (%), as of Mar 25, the value is 50.40. This value exceeds the healthy maximum of 20. It has decreased from 51.62 (Mar 24) to 50.40, marking a decrease of 1.22.
- For PBT Margin (%), as of Mar 25, the value is 46.75. This value is within the healthy range. It has increased from 43.61 (Mar 24) to 46.75, marking an increase of 3.14.
- For Net Profit Margin (%), as of Mar 25, the value is 40.30. This value exceeds the healthy maximum of 10. It has increased from 34.23 (Mar 24) to 40.30, marking an increase of 6.07.
- For Return on Networth / Equity (%), as of Mar 25, the value is 4.98. This value is below the healthy minimum of 15. It has decreased from 9.20 (Mar 24) to 4.98, marking a decrease of 4.22.
- For Return on Capital Employeed (%), as of Mar 25, the value is 6.15. This value is below the healthy minimum of 10. It has decreased from 13.53 (Mar 24) to 6.15, marking a decrease of 7.38.
- For Return On Assets (%), as of Mar 25, the value is 4.87. This value is below the healthy minimum of 5. It has decreased from 8.88 (Mar 24) to 4.87, marking a decrease of 4.01.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.12. It has decreased from 0.22 (Mar 24) to 0.12, marking a decrease of 0.10.
- For Current Ratio (X), as of Mar 25, the value is 87.44. This value exceeds the healthy maximum of 3. It has decreased from 88.31 (Mar 24) to 87.44, marking a decrease of 0.87.
- For Quick Ratio (X), as of Mar 25, the value is 87.44. This value exceeds the healthy maximum of 2. It has increased from 86.27 (Mar 24) to 87.44, marking an increase of 1.17.
- For Inventory Turnover Ratio (X), as of Mar 25, the value is 11.74. This value exceeds the healthy maximum of 8. It has increased from 0.00 (Mar 24) to 11.74, marking an increase of 11.74.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 13.80. This value is within the healthy range. It has increased from 6.45 (Mar 24) to 13.80, marking an increase of 7.35.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 12.02. This value is within the healthy range. It has increased from 5.27 (Mar 24) to 12.02, marking an increase of 6.75.
- For Enterprise Value (Cr.), as of Mar 25, the value is 20.34. It has increased from 8.91 (Mar 24) to 20.34, marking an increase of 11.43.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 11.44. This value exceeds the healthy maximum of 3. It has increased from 2.43 (Mar 24) to 11.44, marking an increase of 9.01.
- For EV / EBITDA (X), as of Mar 25, the value is 22.67. This value exceeds the healthy maximum of 15. It has increased from 4.70 (Mar 24) to 22.67, marking an increase of 17.97.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 11.54. This value exceeds the healthy maximum of 3. It has increased from 2.48 (Mar 24) to 11.54, marking an increase of 9.06.
- For Price / BV (X), as of Mar 25, the value is 1.43. This value is within the healthy range. It has increased from 0.66 (Mar 24) to 1.43, marking an increase of 0.77.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 11.54. This value exceeds the healthy maximum of 3. It has increased from 2.48 (Mar 24) to 11.54, marking an increase of 9.06.
- For EarningsYield, as of Mar 25, the value is 0.03. This value is below the healthy minimum of 5. It has decreased from 0.13 (Mar 24) to 0.03, marking a decrease of 0.10.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Unable to fetch valid data for stock valuation.Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in GSB Finance Ltd:
- Net Profit Margin: 40.3%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 6.15% (Industry Average ROCE: 15.8%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 4.98% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 12.02
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 87.44
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 0 (Industry average Stock P/E: 54.95)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 40.3%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | 78/80, Ali Chambers, Ground Floor, Mumbai Maharashtra 400001 | info@gsbgroup.co.in www.gsbgroup.co.in |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Ramakant Biyani | Managing Director |
| Mr. Suyash Biyani | Non Executive Director & CFO |
| Mrs. Usha Patel | Independent Director |