Indian Bank: Income expanded faster than earnings in the quarter ending Sep 2026. Income rose 15.2% to ₹19,149 crore against Sep 2025. Net profit rose 13.9% to ₹3,541 crore against the same period a year earlier. Across the full year ending Mar 2026, income rose 8.8% and profit rose 3.9% against Mar 2025.
Calculated from the stored statements below · Reporting periods remain separateMarket snapshot
Stored figures, not live quotes. Price record: 15 October 2026, 8:52 pm +05:30. Financial reporting periods are shown in the tables below.
Stored market and accounting figures
Price record: 15 October 2026, 8:52 pm +05:30. Not a live quote.
| Measure | Stored figure |
|---|---|
| Market Cap | 1,12,651 Cr. |
| Current Price | 835 |
| High / Low | 1,001/756 |
| Stock P/E | 8.52 |
| Book Value | 645 |
| Dividend Yield | 2.19 % |
| ROCE | 6.32 % |
| ROE | 15.4 % |
| Face Value | 10.0 |
Market cap is in ₹ crore; prices and per-share values are in ₹. P/E is a multiple; yield, ROCE and ROE are percentages. Book value is an accounting figure, not an estimate of the share's investment value.
Data sources and reporting basis
Sources: Company data source. Check the company filings linked by the source for the reporting basis and exceptional items.
Different tables can have different reporting dates and accounting bases. Verify the company filings before comparing figures. Missing data is not treated as zero.
How Getaka handles sources, dates and corrections. Page revision dates describe the page, not the age of every financial figure.
DAILY STORED OBSERVATIONSShare price history
₹ per share
Share price history
Last stored price for each available date, not a live quote or an official closing-price series. Missing dates are not filled. Verify corporate-action adjustments against the source.
Chart loads as you scroll.
EARNINGSQuarterly performance
Sep 2026
Quarterly performance
Income expanded faster than earnings in the quarter ending Sep 2026. Income rose 15.2% to ₹19,149 crore against Sep 2025. Net profit rose 13.9% to ₹3,541 crore against the same period a year earlier.
Sales, expenses & profits
₹ croreSwitch any metric on or off. Lines show the trend; bars compare the values in each period.
Chart loads as you scroll. Values are available in the table.
Quarterly statementAll reported figures · use a chart icon for peer comparison
Quarterly Chart Table
| Metric | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 13,050 | 13,764 | 14,203 | 14,633 | 15,041 | 15,369 | 15,770 | 15,860 | 16,285 | 16,628 | 17,102 | 17,488 | 18,095 | 19,149 |
| Interest | 7,346 | 8,003 | 8,383 | 8,609 | 8,861 | 9,154 | 9,345 | 9,467 | 9,924 | 10,040 | 10,203 | 10,372 | 10,657 | 11,389 |
| Expenses | 5,161 | 5,150 | 5,158 | 5,378 | 4,994 | 5,144 | 5,102 | 5,097 | 4,880 | 5,108 | 5,492 | 5,811 | 5,946 | 7,099 |
| Financing Profit | 543 | 611 | 661 | 646 | 1,186 | 1,072 | 1,323 | 1,295 | 1,481 | 1,480 | 1,407 | 1,305 | 1,492 | 661 |
| Financing Margin % | 4% | 4% | 5% | 4% | 8% | 7% | 8% | 8% | 9% | 9% | 8% | 7% | 8% | 3% |
| Other Income | 1,871 | 2,166 | 2,113 | 2,432 | 2,077 | 2,602 | 2,397 | 2,935 | 1,854 | 2,643 | 2,793 | 2,773 | 2,902 | 4,187 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 2,415 | 2,777 | 2,774 | 3,078 | 3,263 | 3,674 | 3,721 | 4,230 | 3,335 | 4,123 | 4,199 | 4,078 | 4,394 | 4,848 |
| Tax % | 29% | 28% | 23% | 27% | 26% | 25% | 23% | 30% | 33% | 26% | 27% | 24% | 25% | 29% |
| Net Profit | 1,850 | 2,069 | 2,207 | 2,296 | 2,571 | 2,801 | 2,910 | 2,982 | 2,277 | 3,109 | 3,148 | 3,174 | 3,357 | 3,541 |
| EPS in Rs | 14.85 | 16.61 | 16.37 | 17.04 | 19.08 | 20.79 | 21.60 | 22.14 | 16.90 | 23.07 | 23.36 | 23.56 | 24.92 | 26.29 |
| Gross NPA % | 5.47% | 4.97% | 4.47% | 3.95% | 3.77% | 3.48% | 3.26% | 3.09% | 3.01% | 2.60% | 2.23% | 1.98% | 1.86% | 1.61% |
| Net NPA % | 0.70% | 0.60% | 0.53% | 0.43% | 0.39% | 0.27% | 0.21% | 0.19% | 0.18% | 0.16% | 0.15% | 0.15% | 0.15% | 0.14% |
Last Updated: October 15, 2026, 8:52 pm
EARNINGSAnnual performance
Mar 2026
Annual performance
Income expanded faster than earnings in the year ending Mar 2026. Income rose 8.8% to ₹67,504 crore against Mar 2025. Net profit rose 3.9% to ₹11,707 crore against the same period a year earlier.
Sales, expenses & profits
₹ croreSwitch any metric on or off. Lines show the trend; bars compare the values in each period.
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PER-SHARE EARNINGSEarnings per share
Earnings per share
Reported annual earnings per share use ₹ per share, while the earnings charts use ₹ crore. Changes in share count and corporate actions can affect the comparison between years.
Earnings per share
₹ per shareSwitch any metric on or off. Lines show the trend; bars compare the values in each period.
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Annual statementAll reported figures · use a chart icon for peer comparison
Profit & Loss Chart Table
Last Updated: October 15, 2026, 8:52 pm
| Metric | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 15,853 | 16,244 | 16,039 | 17,115 | 19,182 | 21,401 | 39,108 | 38,888 | 44,985 | 55,650 | 62,039 | 67,504 | 71,835 |
| Interest | 11,390 | 11,795 | 10,891 | 10,851 | 12,167 | 13,798 | 23,439 | 22,129 | 24,717 | 32,341 | 36,826 | 40,539 | 42,620 |
| Expenses | 4,219 | 5,128 | 6,144 | 6,998 | 8,289 | 9,238 | 18,029 | 20,285 | 21,577 | 20,342 | 19,818 | 20,710 | 24,349 |
| Financing Profit | 245 | -679 | -996 | -734 | -1,273 | -1,634 | -2,360 | -3,526 | -1,309 | 2,967 | 5,395 | 6,255 | 4,865 |
| Financing Margin % | 2% | -4% | -6% | -4% | -7% | -8% | -6% | -9% | -3% | 5% | 9% | 9% | 7% |
| Other Income | 1,372 | 1,789 | 2,222 | 2,417 | 1,891 | 3,326 | 6,111 | 7,380 | 7,804 | 8,582 | 10,011 | 10,829 | 12,655 |
| Depreciation | 139 | 151 | 166 | 237 | 259 | 314 | 637 | 601 | 532 | 531 | 543 | 609 | 0 |
| Profit before tax | 1,478 | 958 | 1,060 | 1,445 | 359 | 1,377 | 3,115 | 3,253 | 5,963 | 11,017 | 14,864 | 16,475 | 17,520 |
| Tax % | 31% | 25% | -33% | 13% | 11% | 45% | 3% | -23% | 11% | 26% | 26% | 26% | |
| Net Profit | 1,051 | 752 | 1,455 | 1,311 | 381 | 862 | 3,151 | 4,144 | 5,574 | 8,423 | 11,264 | 11,707 | 13,220 |
| EPS in Rs | 21.84 | 15.64 | 30.25 | 27.29 | 7.91 | 14.15 | 27.88 | 33.26 | 44.74 | 62.51 | 83.61 | 86.89 | 98.13 |
| Dividend Payout % | 19% | 10% | 20% | 0% | 0% | 0% | 7% | 20% | 19% | 19% | 19% | 21% |
Year-on-year profit growth table
Growth
Last Updated: September 5, 2025, 7:05 am
CASH & FUNDINGBalance sheet
Balance sheet
Compare reserves and borrowings across the same financial years. Reserves are an accounting balance, not available cash.
Reserves & borrowings
₹ croreSwitch any metric on or off. Lines show the trend; bars compare the values in each period.
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Balance-sheet statementAll reported figures · use a chart icon for peer comparison
Balance Sheet Data Table
Last Updated: October 15, 2026, 8:52 pm
| Month | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 480 | 480 | 480 | 480 | 480 | 609 | 1,129 | 1,245 | 1,245 | 1,347 | 1,347 | 1,347 | 1,347 |
| Reserves | 14,549 | 16,010 | 16,954 | 18,235 | 19,235 | 22,159 | 38,329 | 43,706 | 48,261 | 58,901 | 70,166 | 78,696 | 85,515 |
| Deposits | 169,204 | 178,259 | 182,480 | 208,262 | 242,041 | 260,184 | 538,030 | 593,571 | 621,123 | 687,953 | 737,098 | 827,654 | 873,958 |
| Borrowing | 2,646 | 3,509 | 12,637 | 19,760 | 12,138 | 20,830 | 24,763 | 17,218 | 22,092 | 23,143 | 41,552 | 46,807 | 77,299 |
| Other Liabilities | 6,156 | 5,683 | 5,957 | 6,244 | 6,494 | 6,359 | 23,285 | 18,356 | 20,612 | 24,365 | 26,875 | 37,049 | 36,421 |
| Total Liabilities | 193,036 | 203,941 | 218,507 | 252,981 | 280,388 | 310,141 | 625,535 | 674,096 | 713,334 | 795,709 | 877,039 | 991,553 | 1,074,541 |
| Fixed Assets | 2,969 | 3,508 | 3,436 | 3,421 | 3,964 | 3,898 | 7,392 | 7,694 | 7,472 | 7,538 | 8,854 | 8,674 | 8,577 |
| CWIP | 5 | 8 | 11 | 1 | 1 | 1 | 0 | 5 | 9 | 2 | 3 | 3 | 0 |
| Investments | 46,060 | 53,283 | 67,781 | 71,619 | 65,272 | 81,871 | 178,292 | 176,502 | 188,366 | 215,242 | 228,421 | 247,682 | 257,964 |
| Other Assets | 144,001 | 147,143 | 147,280 | 177,940 | 211,152 | 224,371 | 439,850 | 489,896 | 517,487 | 572,927 | 639,760 | 735,194 | 808,000 |
| Total Assets | 193,036 | 203,941 | 218,507 | 252,981 | 280,388 | 310,141 | 625,535 | 674,096 | 713,334 | 795,709 | 877,039 | 991,553 | 1,074,541 |
CASH & FUNDINGCash generation
Mar 2026
Cash generation
Operating activities generated ₹18,815 crore in Mar 2026. Reported free cash flow for the same period was ₹18,387 crore. For a financial business, lending and deposit movements affect operating cash flow; an industrial-company cash-conversion rule would be inappropriate.
Operating & free cash flow
₹ croreSwitch any metric on or off. Lines show the trend; bars compare the values in each period.
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Cash-flow statementAll reported figures · use a chart icon for peer comparison
Cash Flows
| Month | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free cash flowAll reported figures · use a chart icon for peer comparison
Free Cash Flow Table
| Period | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 4,899.00 | -1,702.00 | -10,993.00 | -3,890.00 | 6,021.00 | -8,644.00 | 16,520.00 | 28,446.00 | -28,208.00 | -9,235.00 | 17,048.00 | 18,387.00 |
This table and the chart use the Free Cash Flow row from the same stored cash-flow statement. Free cash flow generally measures operating cash flow after capital expenditure; check the source definition and reporting basis. It is not operating profit minus borrowings.
OPERATING CYCLECapital efficiency
Capital efficiency
Financial efficiency feed. Source: www.screener.in. The source URL identifies consolidated accounts. Values from separate feeds can differ, even for the same period; they are not interchangeable. Use each table’s period labels. Data methodology.
Compare collection, inventory, payment and working-capital cycles together in days. Returns on capital and equity follow in a separate percentage chart.
Returns on capital & equity
%Switch any metric on or off. Lines show the trend; bars compare the values in each period.
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Efficiency tableAll reported figures · use a chart icon for peer comparison
Financial Efficiency Data Table
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 9% | 7% | 5% | 9% | 7% | 2% | 4% | 10% | 10% | 12% | 15% | 17% |
SHAREHOLDERSOwnership trends
Jun 2026
Ownership trends
Promoters held 73.84% in Jun 2026. Their share was unchanged from Jun 2025. Ownership percentages can change through share issuance as well as transactions. Check exchange disclosures for the explanation and any pledging; the percentage alone is not evidence of investor conviction. FIIs held 6.16% in Jun 2026, 1.62 percentage points above their holding in Jun 2025. DIIs held 17.03% in Jun 2026, 1.02 percentage points below their holding in Jun 2025.
Shareholding comparison
%Switch any metric on or off. Lines show the trend; bars compare the values in each period.
Chart loads as you scroll. Values are available in the table.
SHAREHOLDER PARTICIPATIONShareholder count
Shareholder count
Shareholder count
ShareholdersSwitch any metric on or off. Lines show the trend; bars compare the values in each period.
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Ownership tableAll reported figures · use a chart icon for peer comparison
Mutual fund holdingsReported fund ownership · Expand table
Mutual Fund Holdings Data Table
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| HDFC Mid Cap Fund | 36,854,482 | 3.64 | 3360.02 | N/A | N/A | N/A |
| Kotak Midcap Fund | 17,438,497 | 2.69 | 1589.87 | 16,988,497 | 2026-01-26 00:42:09 | 2.65% |
| HDFC Small Cap Fund | 9,688,128 | 2.39 | 883.27 | N/A | N/A | N/A |
| Nippon India Growth Mid Cap Fund | 8,000,000 | 1.75 | 729.36 | 8,131,451 | 2025-12-15 00:49:43 | -1.62% |
| Kotak Large & Midcap Fund | 6,000,000 | 1.82 | 547.02 | N/A | N/A | N/A |
| Axis Midcap Fund | 4,792,805 | 1.41 | 436.96 | 4,861,920 | 2026-02-23 08:17:35 | -1.42% |
| HSBC Value Fund | 3,418,740 | 2.14 | 311.69 | 3,099,121 | 2026-02-23 08:17:35 | 10.31% |
| Edelweiss Mid Cap Fund | 3,120,547 | 2.06 | 284.5 | 3,355,391 | 2026-02-23 08:17:35 | -7% |
| Sundaram Mid Cap Fund | 2,859,289 | 2.02 | 260.68 | 3,010,123 | 2026-02-23 08:17:35 | -5.01% |
| SBI PSU Fund | 2,427,235 | 3.7 | 221.29 | N/A | N/A | N/A |
Financial ratios
Alternate ratio feed. Source: www.way2wealth.com. The accounting basis and ratio definitions require verification against the source. Values from separate feeds can differ, even for the same period; they are not interchangeable. Use each table’s period labels. Data methodology.
Each card groups related ratios with the same unit. Reporting dates remain visible for every measure; the original ratio table follows the charts.
ALTERNATE RATIO FEEDProfitability ratios
%
Profitability ratios
Profitability ratios
%Switch any metric on or off. Lines show the trend; bars compare the values in each period.
Chart loads as you scroll. Values are available in the table.
Supporting ratio tableAll reported figures · use a chart icon for peer comparison
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 83.61 | 66.03 | 44.74 | 33.99 | 27.88 |
| Diluted EPS (Rs.) | 83.61 | 66.03 | 44.74 | 33.99 | 27.88 |
| Cash EPS (Rs.) | 85.66 | 64.30 | 47.07 | 36.70 | 32.31 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 530.92 | 402.93 | 348.47 | 311.06 | 298.42 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 530.92 | 447.29 | 397.50 | 360.93 | 349.38 |
| Operating Revenue / Share (Rs.) | 460.59 | 413.15 | 361.20 | 312.03 | 346.28 |
| Net Profit / Share (Rs.) | 81.63 | 60.35 | 42.80 | 31.88 | 26.70 |
| Net Profit After MI / Share (Rs.) | 83.61 | 62.51 | 44.74 | 33.07 | 27.88 |
| Net Profit Margin (%) | 17.72 | 14.60 | 11.84 | 10.21 | 7.71 |
| Net Profit After MI And SOA Nargin (%) | 18.15 | 15.12 | 12.38 | 10.59 | 8.05 |
| Operating Profit Margin (%) | 31.21 | 25.49 | 18.98 | 16.54 | 13.57 |
| Return On Assets (%) | 1.28 | 1.05 | 0.78 | 0.61 | 0.50 |
| Return On Equity / Networth (%) | 15.74 | 15.51 | 12.83 | 10.63 | 9.34 |
| Net Interest Margin (X) | 2.87 | 2.92 | 2.84 | 2.48 | 2.49 |
| Cost To Income (%) | 45.77 | 46.88 | 45.32 | 47.03 | 48.57 |
| Interest Income / Total Assets (%) | 7.07 | 6.99 | 6.30 | 5.76 | 6.22 |
| Non-Interest Income / Total Assets (%) | 1.14 | 1.07 | 1.09 | 1.09 | 1.04 |
| Operating Profit / Total Assets (%) | 0.11 | -0.05 | -0.34 | -0.50 | -0.56 |
| Operating Expenses / Total Assets (%) | 1.83 | 1.87 | 1.78 | 1.68 | 1.71 |
| Interest Expenses / Total Assets (%) | 4.19 | 4.06 | 3.46 | 3.28 | 3.73 |
| Enterprise Value (Rs.Cr.) | 819741.88 | 748522.66 | 646404.05 | 605824.14 | 549816.59 |
| EV Per Net Sales (X) | 13.21 | 13.45 | 14.37 | 15.59 | 14.06 |
| Price To Book Value (X) | 1.02 | 1.29 | 0.82 | 0.49 | 0.38 |
| Price To Sales (X) | 1.18 | 1.26 | 0.79 | 0.49 | 0.33 |
| Retention Ratios (%) | 80.56 | 80.80 | 80.77 | 80.34 | 92.82 |
| Earnings Yield (X) | 0.15 | 0.12 | 0.15 | 0.21 | 0.23 |
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Indian Bank | 1,12,651 Cr. | 835 | 1,001/756 | 8.52 | 645 | 2.19 % | 6.32 % | 15.4 % | 10.0 |
| Bank of Baroda | 1,17,727 Cr. | 228 | 326/224 | 5.33 | 326 | 3.73 % | 5.63 % | 12.7 % | 2.00 |
| Canara Bank | 1,06,159 Cr. | 117 | 163/117 | 5.21 | 141 | 3.59 % | 6.52 % | 16.1 % | 2.00 |
| Union Bank of India | 1,33,382 Cr. | 174 | 205/136 | 6.46 | 183 | 2.87 % | 6.30 % | 15.7 % | 10.0 |
| IDBI Bank Ltd | 89,679 Cr. | 83.4 | 118/61.0 | 9.62 | 63.8 | 0.00 % | 5.92 % | 14.1 % | 10.0 |
| Industry Average | 140,976.69 Cr | 217.56 | 7.96 | 194.51 | 2.35% | 6.01% | 14.03% | 7.46 |
