Share Price and Basic Stock Data
Last Updated: November 3, 2025, 8:58 pm
| PEG Ratio | 0.00 |
|---|
Analyst Insight & Comprehensive Analysis
Business Overview and Revenue Trends
IndusInd Bank Ltd, operating within the private sector banking industry, reported a market capitalization of ₹62,307 Cr with a share price of ₹800. The bank’s revenue trajectory has shown a consistent upward trend, with quarterly revenues escalating from ₹8,182 Cr in June 2022 to ₹11,248 Cr by September 2023. This upward momentum continued into December 2023, where revenue reached ₹11,572 Cr, marking a significant increase of 41.6% from June 2022 levels. IndusInd Bank’s total revenue for the fiscal year ending March 2025 recorded at ₹48,668 Cr indicates a robust growth path, especially when compared to ₹36,368 Cr reported in March 2023. This growth can be attributed to a combination of expanding interest income and other income streams, positioning the bank favorably against sector norms of revenue growth.
Profitability and Efficiency Metrics
The profitability metrics of IndusInd Bank have experienced fluctuations, with a net profit of ₹1,175 Cr reported for the most recent fiscal year. The bank’s net profit margin stood at 5.29% for the fiscal year ending March 2025, indicating a decline from the previous year’s margin of 19.62%. The return on equity (ROE) for March 2025 dropped to 4.15%, significantly lower than the 14% reported for March 2023, reflecting challenges in generating shareholder returns. Additionally, the bank’s financing profit showed a concerning shift from ₹2,067 Cr in March 2023 to a loss of ₹3,584 Cr in March 2025. This decline in profitability raises questions about operational efficiency and cost management, as evidenced by an increased cost-to-income ratio of 60.10%, which is high compared to typical sector standards.
Balance Sheet Strength and Financial Ratios
IndusInd Bank’s balance sheet reflects a solid foundation, with total assets recorded at ₹554,018 Cr as of March 2025. The bank’s reserves increased to ₹63,714 Cr, showcasing a strengthened capital position. However, the bank’s gross non-performing assets (NPA) ratio rose to 3.64% in June 2025, up from 1.94% in June 2023, indicating potential credit quality concerns. The net NPA ratio also increased to 1.12%, which could signal underlying asset quality risks. The price to book value ratio stood at 0.78 as of March 2025, suggesting the bank is trading below its book value, which may attract value investors. Overall, while the bank’s balance sheet reveals strengths in asset size and reserves, the rising NPA figures highlight critical areas for management attention.
Shareholding Pattern and Investor Confidence
IndusInd Bank’s shareholding pattern illustrates a diverse investor base, with promoters holding 15.82% of the shares, while foreign institutional investors (FIIs) and domestic institutional investors (DIIs) held 33.68% and 33.18%, respectively. The public held 16.92% as of the latest report. The gradual decline in promoter holdings from 16.51% in September 2022 to the current level may raise questions about insider confidence. However, the stability in institutional holdings reflects a strong interest from FIIs and DIIs, which suggests ongoing investor confidence in the bank’s potential. The total number of shareholders has increased to 6,95,674, indicating a growing retail investor interest. This diverse ownership structure could provide resilience against market volatility, although the decline in promoter holdings might require scrutiny.
Outlook, Risks, and Final Insight
Looking ahead, IndusInd Bank faces a mixed outlook characterized by both opportunities and risks. The bank’s ability to manage rising NPAs and improve profitability will be crucial in maintaining investor confidence and market position. If the bank can successfully address its asset quality issues and enhance operational efficiencies, it may recover its profitability trajectory. However, persistent challenges in the macroeconomic environment, including inflationary pressures and interest rate fluctuations, may hinder growth. The bank’s strong capital reserves and diverse shareholder base present a solid foundation for future growth, but the need for strategic focus on risk management remains paramount. If the bank can leverage its strengths while effectively mitigating risks, it may well navigate the challenges ahead successfully.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of IndusInd Bank Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Fino Payments Bank Ltd | 2,398 Cr. | 288 | 396/180 | 29.9 | 90.5 | 0.00 % | 6.64 % | 13.3 % | 10.0 |
| ESAF Small Finance Bank Ltd | 1,444 Cr. | 28.0 | 46.0/24.3 | 37.8 | 0.00 % | 4.28 % | 23.5 % | 10.0 | |
| Capital Small Finance Bank Ltd | 1,247 Cr. | 275 | 331/250 | 9.23 | 307 | 1.45 % | 7.04 % | 10.4 % | 10.0 |
| Yes Bank Ltd | 72,068 Cr. | 23.0 | 24.3/16.0 | 25.4 | 15.7 | 0.00 % | 6.36 % | 5.46 % | 2.00 |
| Ujjivan Small Finance Bank Ltd | 10,207 Cr. | 52.7 | 54.6/30.8 | 24.5 | 32.2 | 0.00 % | 8.53 % | 12.4 % | 10.0 |
| Industry Average | 160,955.70 Cr | 409.77 | 18.30 | 238.79 | 0.61% | 6.84% | 11.80% | 6.48 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 8,182 | 8,708 | 9,457 | 10,021 | 10,730 | 11,248 | 11,572 | 12,199 | 12,547 | 12,686 | 12,801 | 10,634 | 12,264 |
| Interest | 4,057 | 4,406 | 4,962 | 5,351 | 5,863 | 6,171 | 6,277 | 6,822 | 7,139 | 7,339 | 7,573 | 7,586 | 7,624 |
| Expenses | 3,911 | 3,934 | 3,956 | 4,097 | 4,238 | 4,451 | 4,623 | 4,749 | 4,972 | 5,759 | 5,723 | 6,646 | 5,882 |
| Financing Profit | 214 | 368 | 539 | 572 | 629 | 625 | 672 | 628 | 436 | -412 | -495 | -3,598 | -1,242 |
| Financing Margin % | 3% | 4% | 6% | 6% | 6% | 6% | 6% | 5% | 3% | -3% | -4% | -34% | -10% |
| Other Income | 1,929 | 2,011 | 2,076 | 2,151 | 2,210 | 2,282 | 2,396 | 2,500 | 2,441 | 2,184 | 2,350 | 709 | 2,156 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 2,143 | 2,379 | 2,616 | 2,723 | 2,838 | 2,907 | 3,068 | 3,128 | 2,877 | 1,772 | 1,855 | -2,889 | 914 |
| Tax % | 25% | 25% | 25% | 25% | 25% | 25% | 25% | 25% | 25% | 25% | 24% | -23% | 25% |
| Net Profit | 1,603 | 1,787 | 1,959 | 2,041 | 2,124 | 2,181 | 2,298 | 2,347 | 2,152 | 1,325 | 1,401 | -2,236 | 684 |
| EPS in Rs | 20.68 | 23.05 | 25.27 | 26.30 | 27.37 | 28.07 | 29.55 | 30.15 | 27.64 | 17.01 | 17.99 | -28.70 | 8.78 |
| Gross NPA % | 2.35% | 2.11% | 2.06% | 1.98% | 1.94% | 1.93% | 1.92% | 1.92% | 2.02% | 2.11% | 2.25% | 3.13% | 3.64% |
| Net NPA % | 0.67% | 0.61% | 0.62% | 0.59% | 0.58% | 0.57% | 0.57% | 0.57% | 0.60% | 0.64% | 0.68% | 0.95% | 1.12% |
Last Updated: August 1, 2025, 7:20 pm
Below is a detailed analysis of the quarterly data for IndusInd Bank Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Interest, as of Jun 2025, the value is 7,624.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 7,586.00 Cr. (Mar 2025) to 7,624.00 Cr., marking an increase of 38.00 Cr..
- For Expenses, as of Jun 2025, the value is 5,882.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 6,646.00 Cr. (Mar 2025) to 5,882.00 Cr., marking a decrease of 764.00 Cr..
- For Other Income, as of Jun 2025, the value is 2,156.00 Cr.. The value appears strong and on an upward trend. It has increased from 709.00 Cr. (Mar 2025) to 2,156.00 Cr., marking an increase of 1,447.00 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 914.00 Cr.. The value appears strong and on an upward trend. It has increased from -2,889.00 Cr. (Mar 2025) to 914.00 Cr., marking an increase of 3,803.00 Cr..
- For Tax %, as of Jun 2025, the value is 25.00%. The value appears to be increasing, which may not be favorable. It has increased from -23.00% (Mar 2025) to 25.00%, marking an increase of 48.00%.
- For Net Profit, as of Jun 2025, the value is 684.00 Cr.. The value appears strong and on an upward trend. It has increased from -2,236.00 Cr. (Mar 2025) to 684.00 Cr., marking an increase of 2,920.00 Cr..
- For EPS in Rs, as of Jun 2025, the value is 8.78. The value appears strong and on an upward trend. It has increased from -28.70 (Mar 2025) to 8.78, marking an increase of 37.48.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: October 15, 2025, 5:07 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 8,254 | 9,692 | 11,872 | 14,406 | 17,281 | 22,261 | 28,783 | 29,000 | 30,822 | 36,368 | 45,748 | 48,668 | 48,385 |
| Interest | 5,363 | 6,272 | 7,355 | 8,343 | 9,783 | 13,415 | 16,724 | 15,472 | 15,822 | 18,776 | 25,132 | 29,636 | 30,121 |
| Expenses | 2,555 | 3,133 | 4,188 | 5,684 | 6,555 | 9,283 | 12,611 | 15,997 | 15,840 | 15,525 | 17,638 | 22,616 | 24,010 |
| Financing Profit | 335 | 288 | 329 | 379 | 942 | -437 | -553 | -2,469 | -839 | 2,067 | 2,978 | -3,584 | -5,747 |
| Financing Margin % | 4% | 3% | 3% | 3% | 5% | -2% | -2% | -9% | -3% | 6% | 7% | -7% | -12% |
| Other Income | 1,891 | 2,548 | 3,297 | 4,171 | 4,750 | 5,647 | 6,951 | 6,559 | 7,334 | 8,166 | 9,388 | 7,684 | 7,399 |
| Depreciation | 98 | 127 | 157 | 191 | 212 | 229 | 278 | 305 | 321 | 373 | 425 | 485 | 0 |
| Profit before tax | 2,128 | 2,709 | 3,469 | 4,360 | 5,481 | 4,981 | 6,121 | 3,784 | 6,174 | 9,860 | 11,942 | 3,615 | 1,652 |
| Tax % | 34% | 34% | 34% | 34% | 34% | 34% | 28% | 25% | 25% | 25% | 25% | 27% | |
| Net Profit | 1,408 | 1,794 | 2,286 | 2,868 | 3,606 | 3,301 | 4,418 | 2,836 | 4,611 | 7,390 | 8,950 | 2,643 | 1,175 |
| EPS in Rs | 26.80 | 33.88 | 38.43 | 47.95 | 60.08 | 54.77 | 63.70 | 36.68 | 59.52 | 95.24 | 114.99 | 33.92 | 15.08 |
| Dividend Payout % | 13% | 12% | 12% | 13% | 12% | 14% | 0% | 14% | 14% | 15% | 14% | 0% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 27.41% | 27.42% | 25.46% | 25.73% | -8.46% | 33.84% | -35.81% | 62.59% | 60.27% | 21.11% | -70.47% |
| Change in YoY Net Profit Growth (%) | 0.00% | 0.01% | -1.97% | 0.27% | -34.19% | 42.30% | -69.65% | 98.40% | -2.32% | -39.16% | -91.58% |
IndusInd Bank Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 18% |
| 5 Years: | 11% |
| 3 Years: | 16% |
| TTM: | 2% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 4% |
| 5 Years: | -10% |
| 3 Years: | -17% |
| TTM: | -87% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | -1% |
| 5 Years: | 4% |
| 3 Years: | -12% |
| 1 Year: | -47% |
| Return on Equity | |
|---|---|
| 10 Years: | 12% |
| 5 Years: | 10% |
| 3 Years: | 11% |
| Last Year: | 4% |
Last Updated: September 5, 2025, 7:35 am
Balance Sheet
Last Updated: August 11, 2025, 4:36 pm
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 526 | 529 | 595 | 598 | 600 | 603 | 694 | 773 | 775 | 776 | 778 | 779 |
| Reserves | 8,517 | 10,115 | 17,101 | 20,048 | 23,241 | 26,083 | 34,013 | 42,592 | 46,923 | 53,846 | 62,019 | 63,714 |
| Deposits | 61,571 | 75,478 | 93,000 | 127,572 | 151,639 | 194,868 | 202,040 | 256,205 | 293,681 | 336,438 | 384,793 | 411,078 |
| Borrowing | 13,693 | 19,274 | 24,996 | 21,454 | 38,289 | 47,321 | 60,754 | 51,323 | 47,323 | 49,011 | 47,611 | 53,704 |
| Other Liabilities | 2,719 | 6,390 | 7,205 | 8,976 | 7,856 | 8,944 | 9,558 | 12,080 | 13,273 | 17,733 | 19,734 | 24,744 |
| Total Liabilities | 87,026 | 111,787 | 142,897 | 178,648 | 221,626 | 277,819 | 307,058 | 362,973 | 401,975 | 457,804 | 514,935 | 554,018 |
| Fixed Assets | 991 | 1,120 | 1,218 | 1,307 | 1,313 | 1,688 | 1,742 | 1,734 | 1,754 | 1,857 | 2,001 | 2,168 |
| CWIP | 25 | 38 | 37 | 28 | 25 | 22 | 78 | 75 | 95 | 135 | 197 | 188 |
| Investments | 21,563 | 22,878 | 34,054 | 36,702 | 50,077 | 59,266 | 59,980 | 69,695 | 70,971 | 83,116 | 106,527 | 114,497 |
| Other Assets | 64,447 | 87,751 | 107,587 | 140,611 | 170,211 | 216,843 | 245,257 | 291,469 | 329,155 | 372,695 | 406,211 | 437,166 |
| Total Assets | 87,026 | 111,787 | 142,897 | 178,648 | 221,626 | 277,819 | 307,058 | 362,973 | 401,975 | 457,804 | 514,935 | 554,018 |
Below is a detailed analysis of the balance sheet data for IndusInd Bank Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2025, the value is 779.00 Cr.. The value appears strong and on an upward trend. It has increased from 778.00 Cr. (Mar 2024) to 779.00 Cr., marking an increase of 1.00 Cr..
- For Reserves, as of Mar 2025, the value is 63,714.00 Cr.. The value appears strong and on an upward trend. It has increased from 62,019.00 Cr. (Mar 2024) to 63,714.00 Cr., marking an increase of 1,695.00 Cr..
- For Other Liabilities, as of Mar 2025, the value is 24,744.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 19,734.00 Cr. (Mar 2024) to 24,744.00 Cr., marking an increase of 5,010.00 Cr..
- For Total Liabilities, as of Mar 2025, the value is 554,018.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 514,935.00 Cr. (Mar 2024) to 554,018.00 Cr., marking an increase of 39,083.00 Cr..
- For Fixed Assets, as of Mar 2025, the value is 2,168.00 Cr.. The value appears strong and on an upward trend. It has increased from 2,001.00 Cr. (Mar 2024) to 2,168.00 Cr., marking an increase of 167.00 Cr..
- For CWIP, as of Mar 2025, the value is 188.00 Cr.. The value appears to be declining and may need further review. It has decreased from 197.00 Cr. (Mar 2024) to 188.00 Cr., marking a decrease of 9.00 Cr..
- For Investments, as of Mar 2025, the value is 114,497.00 Cr.. The value appears strong and on an upward trend. It has increased from 106,527.00 Cr. (Mar 2024) to 114,497.00 Cr., marking an increase of 7,970.00 Cr..
- For Other Assets, as of Mar 2025, the value is 437,166.00 Cr.. The value appears strong and on an upward trend. It has increased from 406,211.00 Cr. (Mar 2024) to 437,166.00 Cr., marking an increase of 30,955.00 Cr..
- For Total Assets, as of Mar 2025, the value is 554,018.00 Cr.. The value appears strong and on an upward trend. It has increased from 514,935.00 Cr. (Mar 2024) to 554,018.00 Cr., marking an increase of 39,083.00 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -59.00 | -72.00 | -89.00 | -122.00 | -145.00 | -185.00 | -190.00 | -241.00 | -278.00 | -321.00 | -367.00 | -389.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 17% | 18% | 16% | 15% | 16% | 13% | 14% | 7% | 10% | 14% | 15% | 4% |
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| SBI Nifty 50 ETF | 12,112,175 | 1.12 | 1745.73 | 12,112,175 | 2025-04-22 17:25:31 | 0% |
| SBI S&P BSE Sensex ETF | 8,524,445 | 1.29 | 1228.5 | 8,524,445 | 2025-04-22 17:25:31 | 0% |
| HDFC Top 100 Fund - Regular Plan | 4,218,140 | 2.36 | 607.96 | 4,218,140 | 2025-04-22 12:29:18 | 0% |
| Kotak Equity Arbitrage Fund - Regular Plan | 3,606,000 | 1.79 | 519.73 | 3,606,000 | 2025-04-22 17:25:31 | 0% |
| Nippon India ETF Nifty Bank BeES | 2,647,048 | 6.56 | 381.52 | 2,647,048 | 2025-04-22 17:25:31 | 0% |
| Franklin India Focused Equity Fund | 2,250,000 | 3.51 | 324.29 | 2,250,000 | 2025-04-22 17:25:31 | 0% |
| HDFC Balanced Advantage Fund - Regular Plan | 2,118,000 | 0.48 | 305.27 | 2,118,000 | 2025-04-22 17:25:31 | 0% |
| HDFC Hybrid Equity Fund - Regular Plan | 2,027,000 | 1.42 | 292.15 | 2,027,000 | 2025-04-22 05:57:46 | 0% |
| Kotak Nifty Bank ETF | 1,880,019 | 6.56 | 270.97 | 1,880,019 | 2025-04-22 17:25:31 | 0% |
| SBI Nifty Bank ETF | 1,871,365 | 6.56 | 269.72 | 1,871,365 | 2025-04-22 09:30:07 | 0% |
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 33.07 | 115.54 | 96.01 | 62.07 | 40.03 |
| Diluted EPS (Rs.) | 33.05 | 115.33 | 95.89 | 61.97 | 39.96 |
| Cash EPS (Rs.) | 39.89 | 121.29 | 101.18 | 66.57 | 42.12 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 828.52 | 808.30 | 705.03 | 615.99 | 558.42 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 832.24 | 812.10 | 708.92 | 619.96 | 562.48 |
| Operating Revenue / Share (Rs.) | 624.70 | 587.78 | 468.72 | 397.88 | 374.98 |
| Net Profit / Share (Rs.) | 33.06 | 115.34 | 95.93 | 62.02 | 37.88 |
| Net Profit After MI / Share (Rs.) | 33.06 | 115.34 | 95.93 | 62.03 | 37.89 |
| Net Profit Margin (%) | 5.29 | 19.62 | 20.46 | 15.58 | 10.10 |
| Net Profit After MI And SOA Nargin (%) | 5.29 | 19.62 | 20.46 | 15.58 | 10.10 |
| Operating Profit Margin (%) | 9.63 | 29.91 | 28.88 | 21.44 | 14.62 |
| Return On Assets (%) | 0.46 | 1.74 | 1.62 | 1.19 | 0.80 |
| Return On Equity / Networth (%) | 3.99 | 14.26 | 13.60 | 10.06 | 6.78 |
| Net Interest Margin (X) | 3.43 | 4.00 | 3.84 | 3.73 | 3.72 |
| Cost To Income (%) | 60.10 | 47.14 | 44.03 | 41.54 | 40.72 |
| Interest Income / Total Assets (%) | 8.78 | 8.88 | 7.94 | 7.66 | 7.99 |
| Non-Interest Income / Total Assets (%) | 1.38 | 1.82 | 1.78 | 1.84 | 1.79 |
| Operating Profit / Total Assets (%) | -0.92 | -0.08 | -0.15 | -0.64 | -0.98 |
| Operating Expenses / Total Assets (%) | 2.89 | 2.74 | 2.47 | 2.31 | 2.24 |
| Interest Expenses / Total Assets (%) | 5.34 | 4.87 | 4.10 | 3.93 | 4.26 |
| Enterprise Value (Rs.Cr.) | 464163.30 | 534719.81 | 425033.84 | 397413.26 | 363015.24 |
| EV Per Net Sales (X) | 9.54 | 11.69 | 11.69 | 12.89 | 12.52 |
| Price To Book Value (X) | 0.78 | 1.92 | 1.51 | 1.52 | 1.71 |
| Price To Sales (X) | 1.04 | 2.65 | 2.28 | 2.35 | 2.54 |
| Retention Ratios (%) | 100.00 | 87.89 | 91.14 | 91.94 | 100.00 |
| Earnings Yield (X) | 0.05 | 0.07 | 0.08 | 0.06 | 0.03 |
After reviewing the key financial ratios for IndusInd Bank Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For Basic EPS (Rs.), as of Mar 25, the value is 33.07. This value is within the healthy range. It has decreased from 115.54 (Mar 24) to 33.07, marking a decrease of 82.47.
- For Diluted EPS (Rs.), as of Mar 25, the value is 33.05. This value is within the healthy range. It has decreased from 115.33 (Mar 24) to 33.05, marking a decrease of 82.28.
- For Cash EPS (Rs.), as of Mar 25, the value is 39.89. This value is within the healthy range. It has decreased from 121.29 (Mar 24) to 39.89, marking a decrease of 81.40.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 828.52. It has increased from 808.30 (Mar 24) to 828.52, marking an increase of 20.22.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 832.24. It has increased from 812.10 (Mar 24) to 832.24, marking an increase of 20.14.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 33.06. This value is within the healthy range. It has decreased from 115.34 (Mar 24) to 33.06, marking a decrease of 82.28.
- For Net Profit Margin (%), as of Mar 25, the value is 5.29. This value is within the healthy range. It has decreased from 19.62 (Mar 24) to 5.29, marking a decrease of 14.33.
- For Return On Assets (%), as of Mar 25, the value is 0.46. This value is below the healthy minimum of 5. It has decreased from 1.74 (Mar 24) to 0.46, marking a decrease of 1.28.
- For Retention Ratios (%), as of Mar 25, the value is 100.00. This value exceeds the healthy maximum of 70. It has increased from 87.89 (Mar 24) to 100.00, marking an increase of 12.11.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Unable to fetch valid data for stock valuation.Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in IndusInd Bank Ltd:
- Net Profit Margin: 5.29%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 0% (Industry Average ROCE: 6.84%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0% (Industry Average ROE: 11.8%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 0 (Industry average Stock P/E: 18.3)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 5.29%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance - Banks - Private Sector | 2401, General Thimmayya Road, Cantonment, Pune Maharashtra 411001 | investor@indusind.com http://www.indusind.com |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Sunil Mehta | Chairman |
| Mr. Sudip Basu | Director |
| Mr. Rakesh Bhatia | Director |
| Mrs. Bhavna Doshi | Director |
| Mr. Pradeep Udhas | Director |
| Mr. Rajiv Agarwal | Director |
| Mrs. Akila Krishnakumar | Director |
| Mr. Lingam V Prabhakar | Director |
FAQ
What is the intrinsic value of IndusInd Bank Ltd?
IndusInd Bank Ltd's intrinsic value (as of 03 November 2025) is 421.61 which is 47.10% lower the current market price of 797.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 62,139 Cr. market cap, FY2025-2026 high/low of 1,100/605, reserves of ₹63,714 Cr, and liabilities of 554,018 Cr.
What is the Market Cap of IndusInd Bank Ltd?
The Market Cap of IndusInd Bank Ltd is 62,139 Cr..
What is the current Stock Price of IndusInd Bank Ltd as on 03 November 2025?
The current stock price of IndusInd Bank Ltd as on 03 November 2025 is 797.
What is the High / Low of IndusInd Bank Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of IndusInd Bank Ltd stocks is 1,100/605.
What is the Stock P/E of IndusInd Bank Ltd?
The Stock P/E of IndusInd Bank Ltd is .
What is the Book Value of IndusInd Bank Ltd?
The Book Value of IndusInd Bank Ltd is 830.
What is the Dividend Yield of IndusInd Bank Ltd?
The Dividend Yield of IndusInd Bank Ltd is 0.00 %.
What is the ROCE of IndusInd Bank Ltd?
The ROCE of IndusInd Bank Ltd is 6.49 %.
What is the ROE of IndusInd Bank Ltd?
The ROE of IndusInd Bank Ltd is 4.15 %.
What is the Face Value of IndusInd Bank Ltd?
The Face Value of IndusInd Bank Ltd is 10.0.