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Last Updated on: 16 August, 2025
Author: Getaka|Social: Getaka Financial Technology X (Earlier Twitter) Profile Getaka Financial Technology LinkedIn Logo
Stock Ticker - BSE: 532187 | NSE: INDUSINDBK

IndusInd Bank Ltd: Intrinsic Value & Share Price Analysis

Share Price and Basic Stock Data

Last Updated: August 15, 2025, 8:15 pm

Market Cap 59,968 Cr.
Current Price 770
High / Low 1,499/605
Stock P/E51.0
Book Value 828
Dividend Yield2.14 %
ROCE6.49 %
ROE4.15 %
Face Value 10.0
PEG Ratio-32.85

Quick Insight

IndusInd Bank Ltd's current intrinsic value analysis reveals a share price of 783 with a market capitalization of 61,000 Cr. Despite a high P/E ratio of 51.9, the bank's return on equity (ROE) stands at a modest 4.15%, while return on capital employed (ROCE) is slightly higher at 6.49%. With promoters holding 16.29% and significant institutional ownership from FIIs (24.74%) and DIIs (42.43%), the bank's financial health seems stable. However, the lack of data on operating profit margin (OPM) and price-to-book value (P/BV) warrants further investigation into the bank's operational efficiency and asset quality. In conclusion, while IndusInd Bank presents potential for growth given its shareholder base and reserves of 63,714 Cr, investors should closely monitor key performance indicators to assess its long-term sustainability.

Stock P/E, Current Price, and Intrinsic Value Over Time

View Share Price Target for IndusInd Bank Ltd

Competitors of IndusInd Bank Ltd

Stock Name ⇩Market Cap ⇩Current Price ⇩High / Low ⇩Stock P/E ⇩Book Value ⇩Dividend Yield ⇩ROCE ⇩ROE ⇩Face Value ⇩
Fino Payments Bank Ltd 2,079 Cr. 250 467/18024.2 89.80.00 %6.64 %13.3 % 10.0
Yes Bank Ltd 58,912 Cr. 18.8 25.0/16.021.5 15.30.00 %6.36 %5.46 % 2.00
Ujjivan Small Finance Bank Ltd 8,066 Cr. 41.7 51.9/30.815.3 31.43.60 %8.53 %12.4 % 10.0
South Indian Bank Ltd 7,666 Cr. 29.3 32.3/22.15.76 39.81.37 %6.50 %13.8 % 1.00
Karnataka Bank Ltd 6,422 Cr. 170 243/1625.51 3203.24 %6.33 %11.1 % 10.0
Industry Average172,404.81 Cr455.8217.37256.091.01%6.96%11.31%6.14

All Competitor Stocks of IndusInd Bank Ltd

Quarterly Result

MetricJun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025
Revenue8,1828,7089,45710,02110,73011,24811,57212,19912,54712,68612,80110,63412,264
Interest 4,0574,4064,9625,3515,8636,1716,2776,8227,1397,3397,5737,5867,624
Expenses 3,9113,9343,9564,0974,2384,4514,6234,7494,9725,7595,7236,6465,882
Financing Profit214368539572629625672628436-412-495-3,598-1,242
Financing Margin %3%4%6%6%6%6%6%5%3%-3%-4%-34%-10%
Other Income 1,9292,0112,0762,1512,2102,2822,3962,5002,4412,1842,3507092,156
Depreciation 0000000000000
Profit before tax 2,1432,3792,6162,7232,8382,9073,0683,1282,8771,7721,855-2,889914
Tax % 25%25%25%25%25%25%25%25%25%25%24%-23%25%
Net Profit 1,6031,7871,9592,0412,1242,1812,2982,3472,1521,3251,401-2,236684
EPS in Rs 20.6823.0525.2726.3027.3728.0729.5530.1527.6417.0117.99-28.708.78
Gross NPA %2.35%2.11%2.06%1.98%1.94%1.93%1.92%1.92%2.02%2.11%2.25%3.13%3.64%
Net NPA %0.67%0.61%0.62%0.59%0.58%0.57%0.57%0.57%0.60%0.64%0.68%0.95%1.12%

Last Updated: August 1, 2025, 7:20 pm

Below is a detailed analysis of the quarterly data for IndusInd Bank Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:

  • For Interest, as of Jun 2025, the value is 7,624.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 7,586.00 Cr. (Mar 2025) to 7,624.00 Cr., marking an increase of 38.00 Cr..
  • For Expenses, as of Jun 2025, the value is 5,882.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 6,646.00 Cr. (Mar 2025) to 5,882.00 Cr., marking a decrease of 764.00 Cr..
  • For Other Income, as of Jun 2025, the value is 2,156.00 Cr.. The value appears strong and on an upward trend. It has increased from 709.00 Cr. (Mar 2025) to 2,156.00 Cr., marking an increase of 1,447.00 Cr..
  • For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
  • For Profit before tax, as of Jun 2025, the value is 914.00 Cr.. The value appears strong and on an upward trend. It has increased from -2,889.00 Cr. (Mar 2025) to 914.00 Cr., marking an increase of 3,803.00 Cr..
  • For Tax %, as of Jun 2025, the value is 25.00%. The value appears to be increasing, which may not be favorable. It has increased from -23.00% (Mar 2025) to 25.00%, marking an increase of 48.00%.
  • For Net Profit, as of Jun 2025, the value is 684.00 Cr.. The value appears strong and on an upward trend. It has increased from -2,236.00 Cr. (Mar 2025) to 684.00 Cr., marking an increase of 2,920.00 Cr..
  • For EPS in Rs, as of Jun 2025, the value is 8.78. The value appears strong and on an upward trend. It has increased from -28.70 (Mar 2025) to 8.78, marking an increase of 37.48.

Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: June 16, 2025, 5:11 pm

MetricMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Revenue8,2549,69211,87214,40617,28122,26128,78329,00030,82236,36845,74848,668
Interest 5,3636,2727,3558,3439,78313,41516,72415,47215,82218,77625,13229,636
Expenses 2,5553,1334,1885,6846,5559,28312,61115,99715,84015,52517,63823,101
Financing Profit335288329379942-437-553-2,469-8392,0672,978-4,069
Financing Margin %4%3%3%3%5%-2%-2%-9%-3%6%7%-8%
Other Income 1,8912,5483,2974,1714,7505,6476,9516,5597,3348,1669,3887,684
Depreciation 981271571912122292783053213734250
Profit before tax 2,1282,7093,4694,3605,4814,9816,1213,7846,1749,86011,9423,615
Tax % 34%34%34%34%34%34%28%25%25%25%25%27%
Net Profit 1,4081,7942,2862,8683,6063,3014,4182,8364,6117,3908,9502,643
EPS in Rs 26.8033.8838.4347.9560.0854.7763.7036.6859.5295.24114.9933.92
Dividend Payout % 13%12%12%13%12%14%0%14%14%15%14%0%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2014-20152015-20162016-20172017-20182018-20192019-20202020-20212021-20222022-20232023-20242024-2025
YoY Net Profit Growth (%)27.41%27.42%25.46%25.73%-8.46%33.84%-35.81%62.59%60.27%21.11%-70.47%
Change in YoY Net Profit Growth (%)0.00%0.01%-1.97%0.27%-34.19%42.30%-69.65%98.40%-2.32%-39.16%-91.58%

IndusInd Bank Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.

Growth

Compounded Sales Growth
10 Years:18%
5 Years:11%
3 Years:16%
TTM:2%
Compounded Profit Growth
10 Years:4%
5 Years:-10%
3 Years:-17%
TTM:-87%
Stock Price CAGR
10 Years:-2%
5 Years:8%
3 Years:-11%
1 Year:-44%
Return on Equity
10 Years:12%
5 Years:10%
3 Years:11%
Last Year:4%

Last Updated: Unknown

Balance Sheet

Last Updated: August 11, 2025, 4:36 pm

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Equity Capital 526529595598600603694773775776778779
Reserves 8,51710,11517,10120,04823,24126,08334,01342,59246,92353,84662,01963,714
Deposits61,57175,47893,000127,572151,639194,868202,040256,205293,681336,438384,793411,078
Borrowing13,69319,27424,99621,45438,28947,32160,75451,32347,32349,01147,61153,704
Other Liabilities 2,7196,3907,2058,9767,8568,9449,55812,08013,27317,73319,73424,744
Total Liabilities 87,026111,787142,897178,648221,626277,819307,058362,973401,975457,804514,935554,018
Fixed Assets 9911,1201,2181,3071,3131,6881,7421,7341,7541,8572,0012,168
CWIP 253837282522787595135197188
Investments 21,56322,87834,05436,70250,07759,26659,98069,69570,97183,116106,527114,497
Other Assets 64,44787,751107,587140,611170,211216,843245,257291,469329,155372,695406,211437,166
Total Assets 87,026111,787142,897178,648221,626277,819307,058362,973401,975457,804514,935554,018

Below is a detailed analysis of the balance sheet data for IndusInd Bank Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:

  • For Equity Capital, as of Mar 2025, the value is 779.00 Cr.. The value appears strong and on an upward trend. It has increased from 778.00 Cr. (Mar 2024) to 779.00 Cr., marking an increase of 1.00 Cr..
  • For Reserves, as of Mar 2025, the value is 63,714.00 Cr.. The value appears strong and on an upward trend. It has increased from 62,019.00 Cr. (Mar 2024) to 63,714.00 Cr., marking an increase of 1,695.00 Cr..
  • For Other Liabilities, as of Mar 2025, the value is 24,744.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 19,734.00 Cr. (Mar 2024) to 24,744.00 Cr., marking an increase of 5,010.00 Cr..
  • For Total Liabilities, as of Mar 2025, the value is 554,018.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 514,935.00 Cr. (Mar 2024) to 554,018.00 Cr., marking an increase of 39,083.00 Cr..
  • For Fixed Assets, as of Mar 2025, the value is 2,168.00 Cr.. The value appears strong and on an upward trend. It has increased from 2,001.00 Cr. (Mar 2024) to 2,168.00 Cr., marking an increase of 167.00 Cr..
  • For CWIP, as of Mar 2025, the value is 188.00 Cr.. The value appears to be declining and may need further review. It has decreased from 197.00 Cr. (Mar 2024) to 188.00 Cr., marking a decrease of 9.00 Cr..
  • For Investments, as of Mar 2025, the value is 114,497.00 Cr.. The value appears strong and on an upward trend. It has increased from 106,527.00 Cr. (Mar 2024) to 114,497.00 Cr., marking an increase of 7,970.00 Cr..
  • For Other Assets, as of Mar 2025, the value is 437,166.00 Cr.. The value appears strong and on an upward trend. It has increased from 406,211.00 Cr. (Mar 2024) to 437,166.00 Cr., marking an increase of 30,955.00 Cr..
  • For Total Assets, as of Mar 2025, the value is 554,018.00 Cr.. The value appears strong and on an upward trend. It has increased from 514,935.00 Cr. (Mar 2024) to 554,018.00 Cr., marking an increase of 39,083.00 Cr..

Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.

Reserves and Borrowings Chart

Cash Flow

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Cash from Operating Activity +-4,106-1,421-2,92711,569-20,700-6,389-12,03944,64616,600-12,438-16,84318,113
Cash from Investing Activity +-174-276-258-285-217-633526-226-351-441-625-647
Cash from Financing Activity +4,2005,7072,517-2,76815,5058,59012,733-4,096-4,3021,115-2,2424,876
Net Cash Flow-794,010-6678,516-5,4121,5681,22040,32411,947-11,763-19,71022,341

Free Cash Flow

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Free Cash Flow-59.00-72.00-89.00-122.00-145.00-185.00-190.00-241.00-278.00-321.00-367.00-388.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
ROE %17%18%16%15%16%13%14%7%10%14%15%4%

Financial Efficiency Indicators Chart

Share Holding Pattern

MonthMar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024
Promoters16.52%16.51%16.51%16.51%16.50%16.49%16.47%16.45%16.40%16.38%16.36%16.29%
FIIs46.33%45.83%46.97%44.79%42.16%42.34%41.48%42.47%40.25%38.40%34.11%24.74%
DIIs21.85%21.02%22.24%24.63%26.54%26.22%28.17%26.21%28.09%29.69%34.60%42.43%
Government0.00%0.00%0.37%0.37%0.37%0.37%0.37%0.36%0.37%0.37%0.37%0.39%
Public15.30%16.63%13.93%13.70%14.45%14.59%13.50%14.52%14.90%15.16%14.56%16.16%
No. of Shareholders4,43,1124,31,0313,58,2513,45,1373,78,3033,64,2903,60,0273,59,6883,98,1814,17,3594,39,0526,39,709

Shareholding Pattern Chart

No. of Shareholders

Mutual Fund Holdings

Fund NameNo of SharesAUM (%)Amount Invested (Cr)Previous Number of SharesPrevious DatePercentage Change
SBI Nifty 50 ETF 12,112,175 1.12 1745.7312,112,1752025-04-22 17:25:310%
SBI S&P BSE Sensex ETF 8,524,445 1.29 1228.58,524,4452025-04-22 17:25:310%
HDFC Top 100 Fund - Regular Plan 4,218,140 2.36 607.964,218,1402025-04-22 12:29:180%
Kotak Equity Arbitrage Fund - Regular Plan 3,606,000 1.79 519.733,606,0002025-04-22 17:25:310%
Nippon India ETF Nifty Bank BeES 2,647,048 6.56 381.522,647,0482025-04-22 17:25:310%
Franklin India Focused Equity Fund 2,250,000 3.51 324.292,250,0002025-04-22 17:25:310%
HDFC Balanced Advantage Fund - Regular Plan 2,118,000 0.48 305.272,118,0002025-04-22 17:25:310%
HDFC Hybrid Equity Fund - Regular Plan 2,027,000 1.42 292.152,027,0002025-04-22 05:57:460%
Kotak Nifty Bank ETF 1,880,019 6.56 270.971,880,0192025-04-22 17:25:310%
SBI Nifty Bank ETF 1,871,365 6.56 269.721,871,3652025-04-22 09:30:070%

ROCE Trend

EPS Trend

Key Financial Ratios

MonthMar 24Mar 23Mar 22Mar 21Mar 20
Face Value10.0010.0010.0010.0010.00
Basic EPS (Rs.) 115.5496.0162.0740.0364.33
Diluted EPS (Rs.) 115.3395.8961.9739.9664.10
Cash EPS (Rs.) 121.29101.1866.5742.1268.47
Book Value[Excl.RevalReserv]/Share (Rs.) 808.30705.03615.99558.42496.42
Book Value[Incl.RevalReserv]/Share (Rs.) 812.10708.92619.96562.48501.03
Operating Revenue / Share (Rs.)587.78468.72397.88374.98415.01
Net Profit / Share (Rs.) 115.3495.9362.0237.8864.28
Net Profit After MI / Share (Rs.)115.3495.9362.0337.8964.28
Net Profit Margin (%) 19.6220.4615.5810.1015.48
Net Profit After MI And SOA Nargin (%)19.6220.4615.5810.1015.48
Operating Profit Margin (%)-0.91-2.00-8.44-12.31-8.66
Return On Assets (%) 1.741.621.190.801.45
Return On Equity / Networth (%)14.2613.6010.066.7812.94
Net Interest Margin (X)4.003.843.733.723.92
Cost To Income (%)47.1444.0341.5440.7243.04
Interest Income / Total Assets (%)8.887.947.667.999.36
Non-Interest Income / Total Assets (%)1.821.781.841.792.26
Operating Profit / Total Assets (%)-0.08-0.15-0.64-0.98-0.81
Operating Expenses / Total Assets (%)2.742.472.312.242.66
Interest Expenses / Total Assets (%)4.874.103.934.265.44
Enterprise Value (Rs.Cr.)534719.81425033.84397413.26363015.24273451.46
EV Per Net Sales (X)11.6911.6912.8912.529.50
Price To Book Value (X)1.921.511.521.710.70
Price To Sales (X)2.652.282.352.540.84
Retention Ratios (%) 87.8991.1491.94100.00100.00
Earnings Yield (X)0.070.080.060.030.18

After reviewing the key financial ratios for IndusInd Bank Ltd, here is a detailed analysis based on the latest available data and recent trends:

  • For Basic EPS (Rs.), as of Mar 24, the value is 115.54. This value is within the healthy range. It has increased from 96.01 (Mar 23) to 115.54, marking an increase of 19.53.
  • For Diluted EPS (Rs.), as of Mar 24, the value is 115.33. This value is within the healthy range. It has increased from 95.89 (Mar 23) to 115.33, marking an increase of 19.44.
  • For Cash EPS (Rs.), as of Mar 24, the value is 121.29. This value is within the healthy range. It has increased from 101.18 (Mar 23) to 121.29, marking an increase of 20.11.
  • For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 808.30. It has increased from 705.03 (Mar 23) to 808.30, marking an increase of 103.27.
  • For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 812.10. It has increased from 708.92 (Mar 23) to 812.10, marking an increase of 103.18.
  • For Net Profit / Share (Rs.), as of Mar 24, the value is 115.34. This value is within the healthy range. It has increased from 95.93 (Mar 23) to 115.34, marking an increase of 19.41.
  • For Net Profit Margin (%), as of Mar 24, the value is 19.62. This value exceeds the healthy maximum of 10. It has decreased from 20.46 (Mar 23) to 19.62, marking a decrease of 0.84.
  • For Return On Assets (%), as of Mar 24, the value is 1.74. This value is below the healthy minimum of 5. It has increased from 1.62 (Mar 23) to 1.74, marking an increase of 0.12.
  • For Retention Ratios (%), as of Mar 24, the value is 87.89. This value exceeds the healthy maximum of 70. It has decreased from 91.14 (Mar 23) to 87.89, marking a decrease of 3.25.

Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Fair Value

Fair Value of IndusInd Bank Ltd as of August 16, 2025 is: 1,431.97

Calculation basis:

  • Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

As of August 16, 2025, IndusInd Bank Ltd is Undervalued by 85.97% compared to the current share price 770.00

Intrinsic Value of IndusInd Bank Ltd as of August 16, 2025 is: 1,409.74

Calculation basis:

  • Intrinsic value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
  • EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.

As of August 16, 2025, IndusInd Bank Ltd is Undervalued by 83.08% compared to the current share price 770.00

Last 5 Year EPS CAGR: -1.55%

*Investments are subject to market risks

Strength and Weakness

Unable to fetch valid data for stock valuation.

Stock Analysis

  • Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in IndusInd Bank Ltd:
    1. Net Profit Margin: 19.62%
      • Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
    2. ROCE: 0% (Industry Average ROCE: 6.96%)
      • ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
    3. ROE%: 0% (Industry Average ROE: 11.31%)
      • ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
    4. Interest Coverage Ratio (Post Tax): 0
      • Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
    5. Quick Ratio: 0
      • Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
    6. Stock P/E: 51 (Industry average Stock P/E: 17.37)
      • Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
    7. Total Debt / Equity: 0
      • Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
    The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
    Stock Rating:

About the Company - Qualitative Analysis

IndusInd Bank Ltd. is a Public Limited Listed company incorporated on 31/01/1994 and has its registered office in the State of Maharashtra, India. Company's Corporate Identification Number(CIN) is L65191PN1994PLC076333 and registration number is 076333. Currently Company is involved in the business activities of Monetary intermediation of commercial banks, saving banks. postal savings bank and discount houses. Company's Total Operating Revenue is Rs. 48667.67 Cr. and Equity Capital is Rs. 779.05 Cr. for the Year ended 31/03/2025.
INDUSTRYADDRESSCONTACT
Finance - Banks - Private Sector2401, General Thimmayya Road, Cantonment, Pune Maharashtra 411001investor@indusind.com
http://www.indusind.com
Management
NamePosition Held
Mr. Sunil MehtaPart Time Chairman & Independent Director
Mr. Sumant KathpaliaManaging Director & CEO
Mr. Arun KhuranaWhole Time Director
Mrs. Bhavna DoshiIndependent Director
Mr. Jayant DeshmukhIndependent Director
Mr. Pradeep UdhasIndependent Director
Mr. Rajiv AgarwalIndependent Director
Mrs. Akila KrishnakumarIndependent Director
Mr. Lingam V PrabhakarIndependent Director
Mr. Rakesh BhatiaIndependent Director
Mr. Sudip BasuNon Exe.Non Ind.Director

FAQ

What is the intrinsic value of IndusInd Bank Ltd?

IndusInd Bank Ltd's intrinsic value (as of 15 August 2025) is ₹1431.97 which is 85.97% higher the current market price of ₹770.00, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's ₹59,968 Cr. market cap, FY2025-2026 high/low of ₹1,499/605, reserves of ₹63,714 Cr, and liabilities of ₹554,018 Cr.

What is the Market Cap of IndusInd Bank Ltd?

The Market Cap of IndusInd Bank Ltd is 59,968 Cr..

What is the current Stock Price of IndusInd Bank Ltd as on 15 August 2025?

The current stock price of IndusInd Bank Ltd as on 15 August 2025 is 770.

What is the High / Low of IndusInd Bank Ltd stocks in FY 2025-2026?

In FY 2025-2026, the High / Low of IndusInd Bank Ltd stocks is 1,499/605.

What is the Stock P/E of IndusInd Bank Ltd?

The Stock P/E of IndusInd Bank Ltd is 51.0.

What is the Book Value of IndusInd Bank Ltd?

The Book Value of IndusInd Bank Ltd is 828.

What is the Dividend Yield of IndusInd Bank Ltd?

The Dividend Yield of IndusInd Bank Ltd is 2.14 %.

What is the ROCE of IndusInd Bank Ltd?

The ROCE of IndusInd Bank Ltd is 6.49 %.

What is the ROE of IndusInd Bank Ltd?

The ROE of IndusInd Bank Ltd is 4.15 %.

What is the Face Value of IndusInd Bank Ltd?

The Face Value of IndusInd Bank Ltd is 10.0.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in IndusInd Bank Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE
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