Jullundur Motor Agency (Delhi) Ltd: Intrinsic Value & Share Price Analysis

Share Price and Basic Stock Data

Last Updated: June 26, 2025, 2:57 pm

Market Cap	213 Cr.
Current Price	93.2
High / Low	121/64.3
Stock P/E	10.4
Book Value	93.1
Dividend Yield	2.13 %
ROCE	13.4 %
ROE	9.93 %
Face Value	2.00
PEG Ratio	-463.63

Stock P/E, Current Price, and Intrinsic Value Over Time

Stock P/E Current Price Intrinsic Value

View Share Price Target for Jullundur Motor Agency (Delhi) Ltd

Competitors of Jullundur Motor Agency (Delhi) Ltd

Stock Name ⇩	Market Cap ⇩	Current Price ⇩	High / Low ⇩	Stock P/E ⇩	Book Value ⇩	Dividend Yield ⇩	ROCE ⇩	ROE ⇩	Face Value ⇩
IP Rings Ltd	177 Cr.	140	262/108		80.0	0.00 %	3.01 %	4.27 %	10.0
Talbros Automotive Components Ltd	1,802 Cr.	292	396/200	19.1	102	0.24 %	19.5 %	16.1 %	2.00
Sundram Fasteners Ltd	20,710 Cr.	987	1,506/831	38.4	181	0.73 %	17.1 %	14.9 %	1.00
Sintercom India Ltd	353 Cr.	128	186/110	527	36.9	0.00 %	4.52 %	0.66 %	10.0
Shriram Pistons & Rings Ltd	10,667 Cr.	2,421	2,591/1,556	21.0	543	0.41 %	26.0 %	23.5 %	10.0
Industry Average	11,848.17 Cr	3,173.88		75.38	538.22	0.79%	16.46%	14.41%	7.25

All Competitor Stocks of Jullundur Motor Agency (Delhi) Ltd

Quarterly Result

Metric	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025
Sales	113.33	94.00	92.81	103.96	117.91	94.23	100.58	107.64	120.87	101.10	98.80	107.92	123.96
Expenses	102.28	88.84	87.96	97.36	109.02	90.37	96.15	102.23	112.39	97.33	95.72	102.36	115.56
Operating Profit	11.05	5.16	4.85	6.60	8.89	3.86	4.43	5.41	8.48	3.77	3.08	5.56	8.40
OPM %	9.75%	5.49%	5.23%	6.35%	7.54%	4.10%	4.40%	5.03%	7.02%	3.73%	3.12%	5.15%	6.78%
Other Income	0.99	0.98	1.90	1.11	1.56	1.22	2.13	1.41	1.55	1.54	2.39	1.64	1.83
Interest	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Depreciation	0.12	0.16	0.15	0.22	0.19	0.20	0.22	0.21	0.22	0.19	0.20	0.21	0.19
Profit before tax	11.92	5.98	6.60	7.49	10.26	4.88	6.34	6.61	9.81	5.12	5.27	6.99	10.04
Tax %	24.41%	26.09%	19.09%	27.37%	26.12%	26.02%	23.82%	24.81%	23.75%	25.20%	26.00%	25.75%	26.20%
Net Profit	9.01	4.43	5.33	5.44	7.59	3.61	4.83	4.96	7.48	3.83	3.91	5.18	7.42
EPS in Rs	3.94	1.94	2.33	2.38	3.32	1.58	2.11	2.17	3.27	1.68	1.71	2.27	3.25

Last Updated: May 31, 2025, 8:44 am

Below is a detailed analysis of the quarterly data for Jullundur Motor Agency (Delhi) Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:

For Sales, as of Mar 2025, the value is 123.96 Cr.. The value appears strong and on an upward trend. It has increased from 107.92 Cr. (Dec 2024) to 123.96 Cr., marking an increase of 16.04 Cr..
For Expenses, as of Mar 2025, the value is 115.56 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 102.36 Cr. (Dec 2024) to 115.56 Cr., marking an increase of 13.20 Cr..
For Operating Profit, as of Mar 2025, the value is 8.40 Cr.. The value appears strong and on an upward trend. It has increased from 5.56 Cr. (Dec 2024) to 8.40 Cr., marking an increase of 2.84 Cr..
For OPM %, as of Mar 2025, the value is 6.78%. The value appears strong and on an upward trend. It has increased from 5.15% (Dec 2024) to 6.78%, marking an increase of 1.63%.
For Other Income, as of Mar 2025, the value is 1.83 Cr.. The value appears strong and on an upward trend. It has increased from 1.64 Cr. (Dec 2024) to 1.83 Cr., marking an increase of 0.19 Cr..
For Interest, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Dec 2024) which recorded 0.00 Cr..
For Depreciation, as of Mar 2025, the value is 0.19 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.21 Cr. (Dec 2024) to 0.19 Cr., marking a decrease of 0.02 Cr..
For Profit before tax, as of Mar 2025, the value is 10.04 Cr.. The value appears strong and on an upward trend. It has increased from 6.99 Cr. (Dec 2024) to 10.04 Cr., marking an increase of 3.05 Cr..
For Tax %, as of Mar 2025, the value is 26.20%. The value appears to be increasing, which may not be favorable. It has increased from 25.75% (Dec 2024) to 26.20%, marking an increase of 0.45%.
For Net Profit, as of Mar 2025, the value is 7.42 Cr.. The value appears strong and on an upward trend. It has increased from 5.18 Cr. (Dec 2024) to 7.42 Cr., marking an increase of 2.24 Cr..
For EPS in Rs, as of Mar 2025, the value is 3.25. The value appears strong and on an upward trend. It has increased from 2.27 (Dec 2024) to 3.25, marking an increase of 0.98.

Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: June 16, 2025, 5:04 pm

Metric	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Sales	373	381	385	380	321	327	304	323	361	409	423	432
Expenses	353	364	369	362	306	310	291	301	337	383	401	411
Operating Profit	20	18	16	17	15	17	13	22	24	26	22	21
OPM %	5%	5%	4%	5%	5%	5%	4%	7%	7%	6%	5%	5%
Other Income	2	5	4	4	4	5	5	6	5	6	6	7
Interest	1	1	0	0	0	0	0	0	0	0	0	0
Depreciation	1	1	1	1	1	1	1	1	0	1	1	1
Profit before tax	20	21	19	20	18	21	17	27	28	30	28	27
Tax %	32%	31%	34%	35%	35%	35%	26%	26%	25%	25%	24%	26%
Net Profit	14	15	12	13	12	13	13	20	21	23	21	20
EPS in Rs		4.88	4.19	4.39	4.02	4.51	4.26	8.92	9.30	9.98	9.15	8.91
Dividend Payout %	17%	16%	19%	18%	20%	18%	23%	22%	22%	20%	22%	22%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year	2014-2015	2015-2016	2016-2017	2017-2018	2018-2019	2019-2020	2020-2021	2021-2022	2022-2023	2023-2024	2024-2025
YoY Net Profit Growth (%)	7.14%	-20.00%	8.33%	-7.69%	8.33%	0.00%	53.85%	5.00%	9.52%	-8.70%	-4.76%
Change in YoY Net Profit Growth (%)	0.00%	-27.14%	28.33%	-16.03%	16.03%	-8.33%	53.85%	-48.85%	4.52%	-18.22%	3.93%

Jullundur Motor Agency (Delhi) Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.

Growth

Compounded Sales Growth
10 Years:	1%
5 Years:	7%
3 Years:	6%
TTM:	2%

Compounded Profit Growth
10 Years:	4%
5 Years:	10%
3 Years:	-1%
TTM:	-3%

Stock Price CAGR
10 Years:	11%
5 Years:	33%
3 Years:	13%
1 Year:	-13%

Return on Equity
10 Years:	11%
5 Years:	12%
3 Years:	11%
Last Year:	10%

Last Updated: Unknown

Balance Sheet

Last Updated: June 16, 2025, 11:52 am

Month	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Equity Capital	6	6	6	6	6	6	6	5	5	5	5	5
Reserves	89	101	110	121	133	140	151	139	156	175	192	208
Borrowings	9	0	0	0	0	0	0	0	0	0	0	0
Other Liabilities	59	61	61	62	68	74	63	66	73	74	80	74
Total Liabilities	164	167	177	189	207	220	220	210	234	253	277	287
Fixed Assets	8	10	12	11	11	10	12	11	11	14	14	14
CWIP	1	1	0	0	0	0	0	0	0	0	0	0
Investments	23	4	4	14	17	22	15	16	15	15	17	17
Other Assets	132	152	161	163	179	189	192	183	208	223	246	256
Total Assets	164	167	177	189	207	220	220	210	234	253	277	287

Below is a detailed analysis of the balance sheet data for Jullundur Motor Agency (Delhi) Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:

For Equity Capital, as of Mar 2025, the value is 5.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 5.00 Cr..
For Reserves, as of Mar 2025, the value is 208.00 Cr.. The value appears strong and on an upward trend. It has increased from 192.00 Cr. (Mar 2024) to 208.00 Cr., marking an increase of 16.00 Cr..
For Borrowings, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. Additionally, since Reserves exceed Borrowings, this is considered a positive sign. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
For Other Liabilities, as of Mar 2025, the value is 74.00 Cr.. The value appears to be improving (decreasing). It has decreased from 80.00 Cr. (Mar 2024) to 74.00 Cr., marking a decrease of 6.00 Cr..
For Total Liabilities, as of Mar 2025, the value is 287.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 277.00 Cr. (Mar 2024) to 287.00 Cr., marking an increase of 10.00 Cr..
For Fixed Assets, as of Mar 2025, the value is 14.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 14.00 Cr..
For CWIP, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
For Investments, as of Mar 2025, the value is 17.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 17.00 Cr..
For Other Assets, as of Mar 2025, the value is 256.00 Cr.. The value appears strong and on an upward trend. It has increased from 246.00 Cr. (Mar 2024) to 256.00 Cr., marking an increase of 10.00 Cr..
For Total Assets, as of Mar 2025, the value is 287.00 Cr.. The value appears strong and on an upward trend. It has increased from 277.00 Cr. (Mar 2024) to 287.00 Cr., marking an increase of 10.00 Cr..

Notably, the Reserves (208.00 Cr.) exceed the Borrowings (0.00 Cr.), indicating a solid financial buffer.

Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.

Reserves and Borrowings Chart

Cash Flow

Month	Month		Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Cash from Operating Activity +	10	6	7	-5	-5	7	7	20	11	3	12	-2
Cash from Investing Activity +	-6	21	2	6	4	-2	-2	10	-2	0	-8	-1
Cash from Financing Activity +	-3	-13	-3	-3	0	-6	0	-35	-5	-5	-5	-5
Net Cash Flow	1	14	6	-2	-1	-1	5	-4	4	-1	0	-7

Free Cash Flow

Month	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Free Cash Flow	11.00	18.00	16.00	17.00	15.00	17.00	13.00	22.00	24.00	26.00	22.00	21.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

Month	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Debtor Days	51	49	50	47	52	62	66	57	57	61	57	58
Inventory Days	52	51	54	58	55	69	74	79	70	67	72	75
Days Payable	56	54	54	53	56	79	85	76	80	77	69	74
Cash Conversion Cycle	47	45	50	51	51	53	55	59	48	51	60	59
Working Capital Days	40	40	45	47	55	73	76	103	114	104	98	125
ROCE %	24%	21%	19%	17%	17%	14%	14%	11%	18%	18%	18%	15%

Financial Efficiency Indicators Chart

Share Holding Pattern

Month	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024
Promoters	51.00%	51.00%	51.00%	51.00%	51.00%	51.00%	51.00%	51.00%	51.00%	51.00%	51.00%	51.00%
FIIs	0.00%	0.00%	0.05%	0.05%	0.05%	0.05%	0.05%	0.10%	0.06%	0.05%	0.14%	0.05%
DIIs	0.06%	0.06%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%
Public	48.95%	48.94%	48.95%	48.95%	48.95%	48.95%	48.94%	48.89%	48.93%	48.95%	48.85%	48.95%
No. of Shareholders	12,017	11,799	11,414	11,016	10,794	10,531	10,769	10,960	13,109	12,339	12,116	11,957

Shareholding Pattern Chart

No. of Shareholders

This stock is not held by any mutual fund.

ROCE Trend

EPS Trend

Key Financial Ratios

Month	Mar 24	Mar 23	Mar 22	Mar 21	Mar 20
FaceValue	2.00	2.00	2.00	2.00	2.00
Basic EPS (Rs.)	11.21	11.87	10.61	7.86	4.70
Diluted EPS (Rs.)	11.21	11.87	10.61	7.86	4.70
Cash EPS (Rs.)	11.87	12.40	11.03	10.50	5.17
Book Value[Excl.RevalReserv]/Share (Rs.)	100.67	90.62	80.52	71.79	58.59
Book Value[Incl.RevalReserv]/Share (Rs.)	100.67	90.62	80.52	71.79	58.59
Revenue From Operations / Share (Rs.)	233.77	220.37	191.68	169.82	121.38
PBDIT / Share (Rs.)	15.75	16.51	14.73	14.15	6.91
PBIT / Share (Rs.)	15.27	16.11	14.43	13.77	6.51
PBT / Share (Rs.)	15.27	16.11	14.43	13.70	6.51
Net Profit / Share (Rs.)	11.39	12.00	10.73	10.12	4.77
NP After MI And SOA / Share (Rs.)	11.21	11.87	10.61	10.01	4.70
PBDIT Margin (%)	6.73	7.49	7.68	8.33	5.68
PBIT Margin (%)	6.53	7.30	7.52	8.10	5.36
PBT Margin (%)	6.53	7.30	7.52	8.06	5.36
Net Profit Margin (%)	4.87	5.44	5.59	5.96	3.92
NP After MI And SOA Margin (%)	4.79	5.38	5.53	5.89	3.87
Return on Networth / Equity (%)	11.24	13.21	13.30	14.07	8.08
Return on Capital Employeed (%)	15.08	17.65	17.78	19.03	11.04
Return On Assets (%)	7.84	9.22	8.96	9.50	5.68
Asset Turnover Ratio (%)	1.72	1.78	1.52	1.41	1.30
Current Ratio (X)	3.15	2.90	2.77	2.89	2.77
Quick Ratio (X)	2.19	1.95	1.98	2.08	1.82
Dividend Payout Ratio (NP) (%)	17.84	16.85	18.84	13.04	0.00
Dividend Payout Ratio (CP) (%)	17.11	16.30	18.33	12.57	0.00
Earning Retention Ratio (%)	82.16	83.15	81.16	86.96	0.00
Cash Earning Retention Ratio (%)	82.89	83.70	81.67	87.43	0.00
Interest Coverage Ratio (X)	0.00	0.00	0.00	190.44	0.00
Interest Coverage Ratio (Post Tax) (X)	0.00	0.00	0.00	137.24	0.00
Enterprise Value (Cr.)	205.93	120.16	130.71	58.77	33.71
EV / Net Operating Revenue (X)	0.38	0.23	0.29	0.15	0.09
EV / EBITDA (X)	5.72	3.19	3.88	1.82	1.64
MarketCap / Net Operating Revenue (X)	0.41	0.27	0.33	0.18	0.15
Retention Ratios (%)	82.15	83.14	81.15	86.95	0.00
Price / BV (X)	0.98	0.66	0.81	0.45	0.31
Price / Net Operating Revenue (X)	0.41	0.27	0.33	0.18	0.15
EarningsYield	0.11	0.19	0.16	0.31	0.25

After reviewing the key financial ratios for Jullundur Motor Agency (Delhi) Ltd, here is a detailed analysis based on the latest available data and recent trends:

For FaceValue, as of Mar 24, the value is 2.00. This value is within the healthy range. There is no change compared to the previous period (Mar 23) which recorded 2.00.
For Basic EPS (Rs.), as of Mar 24, the value is 11.21. This value is within the healthy range. It has decreased from 11.87 (Mar 23) to 11.21, marking a decrease of 0.66.
For Diluted EPS (Rs.), as of Mar 24, the value is 11.21. This value is within the healthy range. It has decreased from 11.87 (Mar 23) to 11.21, marking a decrease of 0.66.
For Cash EPS (Rs.), as of Mar 24, the value is 11.87. This value is within the healthy range. It has decreased from 12.40 (Mar 23) to 11.87, marking a decrease of 0.53.
For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 100.67. It has increased from 90.62 (Mar 23) to 100.67, marking an increase of 10.05.
For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 100.67. It has increased from 90.62 (Mar 23) to 100.67, marking an increase of 10.05.
For Revenue From Operations / Share (Rs.), as of Mar 24, the value is 233.77. It has increased from 220.37 (Mar 23) to 233.77, marking an increase of 13.40.
For PBDIT / Share (Rs.), as of Mar 24, the value is 15.75. This value is within the healthy range. It has decreased from 16.51 (Mar 23) to 15.75, marking a decrease of 0.76.
For PBIT / Share (Rs.), as of Mar 24, the value is 15.27. This value is within the healthy range. It has decreased from 16.11 (Mar 23) to 15.27, marking a decrease of 0.84.
For PBT / Share (Rs.), as of Mar 24, the value is 15.27. This value is within the healthy range. It has decreased from 16.11 (Mar 23) to 15.27, marking a decrease of 0.84.
For Net Profit / Share (Rs.), as of Mar 24, the value is 11.39. This value is within the healthy range. It has decreased from 12.00 (Mar 23) to 11.39, marking a decrease of 0.61.
For NP After MI And SOA / Share (Rs.), as of Mar 24, the value is 11.21. This value is within the healthy range. It has decreased from 11.87 (Mar 23) to 11.21, marking a decrease of 0.66.
For PBDIT Margin (%), as of Mar 24, the value is 6.73. This value is below the healthy minimum of 10. It has decreased from 7.49 (Mar 23) to 6.73, marking a decrease of 0.76.
For PBIT Margin (%), as of Mar 24, the value is 6.53. This value is below the healthy minimum of 10. It has decreased from 7.30 (Mar 23) to 6.53, marking a decrease of 0.77.
For PBT Margin (%), as of Mar 24, the value is 6.53. This value is below the healthy minimum of 10. It has decreased from 7.30 (Mar 23) to 6.53, marking a decrease of 0.77.
For Net Profit Margin (%), as of Mar 24, the value is 4.87. This value is below the healthy minimum of 5. It has decreased from 5.44 (Mar 23) to 4.87, marking a decrease of 0.57.
For NP After MI And SOA Margin (%), as of Mar 24, the value is 4.79. This value is below the healthy minimum of 8. It has decreased from 5.38 (Mar 23) to 4.79, marking a decrease of 0.59.
For Return on Networth / Equity (%), as of Mar 24, the value is 11.24. This value is below the healthy minimum of 15. It has decreased from 13.21 (Mar 23) to 11.24, marking a decrease of 1.97.
For Return on Capital Employeed (%), as of Mar 24, the value is 15.08. This value is within the healthy range. It has decreased from 17.65 (Mar 23) to 15.08, marking a decrease of 2.57.
For Return On Assets (%), as of Mar 24, the value is 7.84. This value is within the healthy range. It has decreased from 9.22 (Mar 23) to 7.84, marking a decrease of 1.38.
For Asset Turnover Ratio (%), as of Mar 24, the value is 1.72. It has decreased from 1.78 (Mar 23) to 1.72, marking a decrease of 0.06.
For Current Ratio (X), as of Mar 24, the value is 3.15. This value exceeds the healthy maximum of 3. It has increased from 2.90 (Mar 23) to 3.15, marking an increase of 0.25.
For Quick Ratio (X), as of Mar 24, the value is 2.19. This value exceeds the healthy maximum of 2. It has increased from 1.95 (Mar 23) to 2.19, marking an increase of 0.24.
For Dividend Payout Ratio (NP) (%), as of Mar 24, the value is 17.84. This value is below the healthy minimum of 20. It has increased from 16.85 (Mar 23) to 17.84, marking an increase of 0.99.
For Dividend Payout Ratio (CP) (%), as of Mar 24, the value is 17.11. This value is below the healthy minimum of 20. It has increased from 16.30 (Mar 23) to 17.11, marking an increase of 0.81.
For Earning Retention Ratio (%), as of Mar 24, the value is 82.16. This value exceeds the healthy maximum of 70. It has decreased from 83.15 (Mar 23) to 82.16, marking a decrease of 0.99.
For Cash Earning Retention Ratio (%), as of Mar 24, the value is 82.89. This value exceeds the healthy maximum of 70. It has decreased from 83.70 (Mar 23) to 82.89, marking a decrease of 0.81.
For Interest Coverage Ratio (X), as of Mar 24, the value is 0.00. This value is below the healthy minimum of 3. There is no change compared to the previous period (Mar 23) which recorded 0.00.
For Interest Coverage Ratio (Post Tax) (X), as of Mar 24, the value is 0.00. This value is below the healthy minimum of 3. There is no change compared to the previous period (Mar 23) which recorded 0.00.
For Enterprise Value (Cr.), as of Mar 24, the value is 205.93. It has increased from 120.16 (Mar 23) to 205.93, marking an increase of 85.77.
For EV / Net Operating Revenue (X), as of Mar 24, the value is 0.38. This value is below the healthy minimum of 1. It has increased from 0.23 (Mar 23) to 0.38, marking an increase of 0.15.
For EV / EBITDA (X), as of Mar 24, the value is 5.72. This value is within the healthy range. It has increased from 3.19 (Mar 23) to 5.72, marking an increase of 2.53.
For MarketCap / Net Operating Revenue (X), as of Mar 24, the value is 0.41. This value is below the healthy minimum of 1. It has increased from 0.27 (Mar 23) to 0.41, marking an increase of 0.14.
For Retention Ratios (%), as of Mar 24, the value is 82.15. This value exceeds the healthy maximum of 70. It has decreased from 83.14 (Mar 23) to 82.15, marking a decrease of 0.99.
For Price / BV (X), as of Mar 24, the value is 0.98. This value is below the healthy minimum of 1. It has increased from 0.66 (Mar 23) to 0.98, marking an increase of 0.32.
For Price / Net Operating Revenue (X), as of Mar 24, the value is 0.41. This value is below the healthy minimum of 1. It has increased from 0.27 (Mar 23) to 0.41, marking an increase of 0.14.
For EarningsYield, as of Mar 24, the value is 0.11. This value is below the healthy minimum of 5. It has decreased from 0.19 (Mar 23) to 0.11, marking a decrease of 0.08.

Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Fair Value

Fair Value of Jullundur Motor Agency (Delhi) Ltd as of June 26, 2025 is: 78.56

Calculation basis:

Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

As of June 26, 2025, Jullundur Motor Agency (Delhi) Ltd is Overvalued by 15.71% compared to the current share price 93.20

Intrinsic Value of Jullundur Motor Agency (Delhi) Ltd as of June 26, 2025 is: 78.54

Calculation basis:

Intrinsic value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.

As of June 26, 2025, Jullundur Motor Agency (Delhi) Ltd is Overvalued by 15.73% compared to the current share price 93.20

Last 5 Year EPS CAGR: -0.02%

*Investments are subject to market risks

Strength and Weakness

Strength	Weakness
The stock has a high average ROCE of 17.17%, which is a positive sign. The company has higher reserves (142.92 cr) compared to borrowings (0.75 cr), indicating strong financial stability. The company has shown consistent growth in sales (368.25 cr) and profit (23.00 cr) over the years.	The stock has a high average Working Capital Days of 76.67, which may not be favorable. The stock has a high average Cash Conversion Cycle of 52.42, which may not be favorable.

Stock Analysis

Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Jullundur Motor Agency (Delhi) Ltd:
1. Net Profit Margin: 4.87%
  - Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
2. ROCE: 15.08% (Industry Average ROCE: 16.46%)
  - ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
3. ROE%: 11.24% (Industry Average ROE: 14.41%)
  - ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
4. Interest Coverage Ratio (Post Tax): 0
  - Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
5. Quick Ratio: 2.19
  - Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
6. Stock P/E: 10.4 (Industry average Stock P/E: 69.1)
  - Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
7. Total Debt / Equity: 0
  - Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
Stock Rating:

About the Company - Qualitative Analysis

Jullundur Motor Agency (Delhi) Ltd. is a Public Limited Listed company incorporated on 07/09/1948 and has its registered office in the State of Haryana, India. Company's Corporate Identification Number(CIN) is L35999HR1998PLC033943 and registration number is 033943. Currently Company is involved in the business activities of Sale of motor vehicle parts and accessories. Company's Total Operating Revenue is Rs. 431.78 Cr. and Equity Capital is Rs. 4.57 Cr. for the Year ended 31/03/2025.

INDUSTRY	ADDRESS	CONTACT
Auto Ancl - Engine Parts	458-1/16, Sohna Road, Gurgaon Haryana 122001	info@jmaindia.com http://www.jmaindia.com

Management
Name	Position Held
CA. Subhash Chander Vasudeva	Chairman & Ind.Dire (Non-Exe)
Mr. Sarvjit Sondhi	Non Exe.Non Ind.Director
Mr. Ranjit Puri	Non Exe.Non Ind.Director
Mr. Sanjeev Kumar	Non Exe.Non Ind.Director
Mrs. Tanupriya Puri	Non Exe.Non Ind.Director
Mr. Deepak Arora	Non Exe.Non Ind.Director
Mrs. Shuchi Arora	Non Exe.Non Ind.Director
CA. Mohindar Mohan Khanna	Independent Director
Mr. Alok Sondhi	Independent Director
Mr. Rajesh Nangia	Independent Director
Mr. Sanjay Sondhi	Independent Director

FAQ

What is the intrinsic value of Jullundur Motor Agency (Delhi) Ltd?

Jullundur Motor Agency (Delhi) Ltd's intrinsic value (as of 26 June 2025) is 78.56 — 15.71% lower the current market price of 93.20, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 213 Cr. market cap, FY2025-2026 high/low of 121/64.3, reserves of 208 Cr, and liabilities of 287 Cr.

What is the Market Cap of Jullundur Motor Agency (Delhi) Ltd?

The Market Cap of Jullundur Motor Agency (Delhi) Ltd is 213 Cr..

What is the current Stock Price of Jullundur Motor Agency (Delhi) Ltd as on 26 June 2025?

The current stock price of Jullundur Motor Agency (Delhi) Ltd as on 26 June 2025 is 93.2.

What is the High / Low of Jullundur Motor Agency (Delhi) Ltd stocks in FY 2025-2026?

In FY 2025-2026, the High / Low of Jullundur Motor Agency (Delhi) Ltd stocks is ₹121/64.3.

What is the Stock P/E of Jullundur Motor Agency (Delhi) Ltd?

The Stock P/E of Jullundur Motor Agency (Delhi) Ltd is 10.4.

What is the Book Value of Jullundur Motor Agency (Delhi) Ltd?

The Book Value of Jullundur Motor Agency (Delhi) Ltd is 93.1.

What is the Dividend Yield of Jullundur Motor Agency (Delhi) Ltd?

The Dividend Yield of Jullundur Motor Agency (Delhi) Ltd is 2.13 %.

What is the ROCE of Jullundur Motor Agency (Delhi) Ltd?

The ROCE of Jullundur Motor Agency (Delhi) Ltd is 13.4 %.

What is the ROE of Jullundur Motor Agency (Delhi) Ltd?

The ROE of Jullundur Motor Agency (Delhi) Ltd is 9.93 %.

What is the Face Value of Jullundur Motor Agency (Delhi) Ltd?

The Face Value of Jullundur Motor Agency (Delhi) Ltd is 2.00.