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Last Updated on: 02 April, 2025
Author: Getaka|Social: Getaka Financial Technology X (Earlier Twitter) Profile Getaka Financial Technology LinkedIn Logo
Stock Ticker - BSE: 532652 | NSE: KTKBANK

Karnataka Bank Ltd: Intrinsic Value & Share Price Analysis

Share Price and Basic Stock Data

Last Updated: April 2, 2025, 9:01 pm

Market Cap 6,794 Cr.
Current Price 180
High / Low 245/162
Stock P/E5.25
Book Value 306
Dividend Yield3.05 %
ROCE6.24 %
ROE13.7 %
Face Value 10.0
PEG Ratio0.31

Stock P/E, Current Price, and Intrinsic Value Over Time

View Share Price Target for Karnataka Bank Ltd

Competitors of Karnataka Bank Ltd

Stock Name ⇩Market Cap ⇩Current Price ⇩High / Low ⇩Stock P/E ⇩Book Value ⇩Dividend Yield ⇩ROCE ⇩ROE ⇩Face Value ⇩
Fino Payments Bank Ltd 1,911 Cr. 230 467/20020.4 80.60.00 %7.07 %14.4 % 10.0
Yes Bank Ltd 54,556 Cr. 17.4 28.6/16.025.2 15.00.00 %5.81 %3.11 % 2.00
Ujjivan Small Finance Bank Ltd 6,666 Cr. 34.5 56.7/30.86.86 30.04.35 %11.1 %26.7 % 10.0
South Indian Bank Ltd 6,188 Cr. 23.6 31.8/22.34.96 37.21.27 %6.19 %13.8 % 1.00
Karnataka Bank Ltd 6,794 Cr. 180 245/1625.25 3063.05 %6.24 %13.7 % 10.0
Industry Average160,422.71 Cr431.7113.61244.611.08%7.14%13.99%6.14

All Competitor Stocks of Karnataka Bank Ltd

Quarterly Result

MetricDec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024
Revenue1,5651,5791,6291,7711,8511,9691,9592,0272,1132,2012,2782,2342,243
Interest 9429229429681,0161,1091,1441,2041,2851,3671,3751,4011,450
Expenses 601629770471672823689670758938664674736
Financing Profit2127-833321623712615370-10423915957
Financing Margin %1%2%-5%19%9%2%6%8%3%-5%11%7%3%
Other Income 196257133260205395324250326419279270292
Depreciation 0000000000000
Profit before tax 21828450592367432450402396315518429349
Tax % 33%54%-129%30%18%18%18%18%16%13%23%22%19%
Net Profit 147130114412301354371330331274400336284
EPS in Rs 4.714.193.6713.229.6411.3311.8710.569.557.2710.618.907.50
Gross NPA %4.11%3.90%4.03%3.36%3.28%3.74%3.68%3.47%3.64%3.53%3.54%3.21%3.11%
Net NPA %2.45%2.42%2.16%1.72%1.66%1.70%1.43%1.36%1.55%1.58%1.66%1.46%1.39%

Last Updated: February 28, 2025, 4:39 pm

Below is a detailed analysis of the quarterly data for Karnataka Bank Ltd based on the most recent figures (Dec 2024) and their trends compared to the previous period:

  • For Interest, as of Dec 2024, the value is ₹1,450.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1,401.00 Cr. (Sep 2024) to ₹1,450.00 Cr., marking an increase of 49.00 Cr..
  • For Expenses, as of Dec 2024, the value is ₹736.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 674.00 Cr. (Sep 2024) to ₹736.00 Cr., marking an increase of 62.00 Cr..
  • For Other Income, as of Dec 2024, the value is ₹292.00 Cr.. The value appears strong and on an upward trend. It has increased from 270.00 Cr. (Sep 2024) to ₹292.00 Cr., marking an increase of 22.00 Cr..
  • For Depreciation, as of Dec 2024, the value is ₹0.00 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2024) which recorded 0.00 Cr..
  • For Profit before tax, as of Dec 2024, the value is ₹349.00 Cr.. The value appears to be declining and may need further review. It has decreased from 429.00 Cr. (Sep 2024) to ₹349.00 Cr., marking a decrease of 80.00 Cr..
  • For Tax %, as of Dec 2024, the value is 19.00%. The value appears to be improving (decreasing) as expected. It has decreased from 22.00% (Sep 2024) to 19.00%, marking a decrease of 3.00%.
  • For Net Profit, as of Dec 2024, the value is ₹284.00 Cr.. The value appears to be declining and may need further review. It has decreased from 336.00 Cr. (Sep 2024) to ₹284.00 Cr., marking a decrease of 52.00 Cr..
  • For EPS in Rs, as of Dec 2024, the value is 7.50. The value appears to be declining and may need further review. It has decreased from 8.90 (Sep 2024) to 7.50, marking a decrease of 1.40.

Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: March 7, 2025, 6:35 pm

MetricMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024TTM
Revenue3,7644,1894,6984,9925,1855,4245,9066,4756,2326,2227,2208,2998,956
Interest 2,8613,1333,5303,6893,6953,5664,0014,4444,0493,7314,0355,0005,592
Expenses 8131,1271,1311,2751,7822,4522,2452,7062,9022,6772,6502,9833,013
Financing Profit91-713827-292-594-340-676-719-186535316351
Financing Margin %2%-2%1%1%-6%-11%-6%-10%-12%-3%7%4%4%
Other Income 3985065075438099541,0021,2621,4049549931,3191,261
Depreciation 2426-144250505464747486720
Profit before tax 4644095595284683106085226126951,4411,5631,612
Tax % 25%24%19%21%3%-5%21%17%21%27%18%16%
Net Profit 3483114514154523264774324835091,1801,3061,294
EPS in Rs 11.2010.0114.5213.3514.5510.4715.3513.8915.5216.3537.7934.6334.28
Dividend Payout % 22%24%21%23%25%26%21%-0%12%24%13%16%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2013-20142014-20152015-20162016-20172017-20182018-20192019-20202020-20212021-20222022-20232023-2024
YoY Net Profit Growth (%)-10.63%45.02%-7.98%8.92%-27.88%46.32%-9.43%11.81%5.38%131.83%10.68%
Change in YoY Net Profit Growth (%)0.00%55.65%-53.00%16.90%-36.79%74.20%-55.75%21.24%-6.42%126.44%-121.15%

Karnataka Bank Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2013-2014 to 2023-2024.

Growth

Compounded Sales Growth
10 Years:7%
5 Years:7%
3 Years:10%
TTM:11%
Compounded Profit Growth
10 Years:15%
5 Years:22%
3 Years:39%
TTM:-7%
Stock Price CAGR
10 Years:7%
5 Years:34%
3 Years:46%
1 Year:-22%
Return on Equity
10 Years:10%
5 Years:11%
3 Years:12%
Last Year:14%

Last Updated: Unknown

Balance Sheet

Last Updated: March 14, 2025, 2:41 pm

MonthMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Sep 2024
Equity Capital 188188188188283283283311311311312377378
Reserves 2,6692,8643,2013,5024,8605,1285,5035,6606,3316,7847,90110,47111,167
Deposits36,65641,18346,60950,48856,73362,87168,45271,78575,65580,38787,36898,05899,968
Borrowings 9801,3154381,0518338163,3264,0651,7652,3141,5634,4002,432
Other Liabilities 37,69042,66148,01051,75858,06364,14869,93573,27877,20882,17589,282100,837102,134
Total Liabilities 41,52647,02951,83756,50064,03970,37479,04683,31385,61591,58499,058116,085116,111
Fixed Assets 167197292307721762775826838805846915946
CWIP 000000001132900
Investments 13,43215,22714,03216,25720,22015,44416,18517,54521,63522,04123,32624,30221,460
Other Assets 27,92731,60537,51339,93743,09854,16862,08664,94263,14268,72574,85790,86893,705
Total Assets 41,52647,02951,83756,50064,03970,37479,04683,31385,61591,58499,058116,085116,111

Below is a detailed analysis of the balance sheet data for Karnataka Bank Ltd based on the most recent figures (Sep 2024) and their trends compared to the previous period:

  • For Equity Capital, as of Sep 2024, the value is ₹378.00 Cr.. The value appears strong and on an upward trend. It has increased from 377.00 Cr. (Mar 2024) to ₹378.00 Cr., marking an increase of 1.00 Cr..
  • For Reserves, as of Sep 2024, the value is ₹11,167.00 Cr.. The value appears strong and on an upward trend. It has increased from 10,471.00 Cr. (Mar 2024) to ₹11,167.00 Cr., marking an increase of 696.00 Cr..
  • For Borrowings, as of Sep 2024, the value is ₹2,432.00 Cr.. The value appears to be improving (decreasing). Additionally, since Reserves exceed Borrowings, this is considered a positive sign. It has decreased from 4,400.00 Cr. (Mar 2024) to ₹2,432.00 Cr., marking a decrease of 1,968.00 Cr..
  • For Other Liabilities, as of Sep 2024, the value is ₹102,134.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 100,837.00 Cr. (Mar 2024) to ₹102,134.00 Cr., marking an increase of 1,297.00 Cr..
  • For Total Liabilities, as of Sep 2024, the value is ₹116,111.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 116,085.00 Cr. (Mar 2024) to ₹116,111.00 Cr., marking an increase of 26.00 Cr..
  • For Fixed Assets, as of Sep 2024, the value is ₹946.00 Cr.. The value appears strong and on an upward trend. It has increased from 915.00 Cr. (Mar 2024) to ₹946.00 Cr., marking an increase of 31.00 Cr..
  • For CWIP, as of Sep 2024, the value is ₹0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
  • For Investments, as of Sep 2024, the value is ₹21,460.00 Cr.. The value appears to be declining and may need further review. It has decreased from 24,302.00 Cr. (Mar 2024) to ₹21,460.00 Cr., marking a decrease of 2,842.00 Cr..
  • For Other Assets, as of Sep 2024, the value is ₹93,705.00 Cr.. The value appears strong and on an upward trend. It has increased from 90,868.00 Cr. (Mar 2024) to ₹93,705.00 Cr., marking an increase of 2,837.00 Cr..
  • For Total Assets, as of Sep 2024, the value is ₹116,111.00 Cr.. The value appears strong and on an upward trend. It has increased from 116,085.00 Cr. (Mar 2024) to ₹116,111.00 Cr., marking an increase of 26.00 Cr..

Notably, the Reserves (₹11,167.00 Cr.) exceed the Borrowings (2,432.00 Cr.), indicating a solid financial buffer.

Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.

Reserves and Borrowings Chart

Cash Flow

MonthMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
Cash from Operating Activity +103404648636-184721-2,231-903,369-4671,830362
Cash from Investing Activity +-40-54-80-58-40-91-68-56-87-56-87-111
Cash from Financing Activity +2534-291-147453-3032,307-545-885-355-201,582
Net Cash Flow883842774312293279-6902,396-8791,7231,833

Free Cash Flow

MonthMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
Free Cash Flow777.00-40.00-45.00-49.00-55.00-60.00-66.00-69.00-73.00-78.00-85.00-96.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
ROE %13%10%14%12%10%6%9%7%8%7%15%14%

Financial Efficiency Indicators Chart

Share Holding Pattern

MonthMar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024
FIIs11.92%15.46%18.15%19.75%20.30%21.03%22.67%19.03%18.86%14.72%10.29%11.22%
DIIs5.34%5.34%5.34%5.43%5.74%6.00%8.60%17.69%23.06%22.85%22.05%20.23%
Public82.74%79.20%76.49%74.80%73.95%72.95%68.71%63.26%58.08%62.43%67.67%68.55%
No. of Shareholders2,32,1062,27,1402,21,5282,26,5952,35,1042,42,1252,59,5212,67,6373,00,8723,43,7973,56,7743,74,588

Shareholding Pattern Chart

No. of Shareholders

Mutual Fund Holdings

Fund NameNo of SharesAUM (%)Amount Invested (Cr)Previous Number of SharesPrevious DatePercentage Change
Quant Small Cap Fund8,930,0001.61209.011,691,2332025-04-01428.02%
Quant Active Fund4,133,2791.396.741,691,2332025-04-01144.39%
Bandhan Small Cap Fund1,843,7111.1143.151,691,2332025-04-019.02%
Quant Flexi Cap Fund1,691,2331.3639.581,691,2332025-04-010%
Mahindra Manulife Small Cap Fund1,420,0001.0733.241,691,2332025-04-01-16.04%
ITI Small Cap Fund879,4651.0420.581,691,2332025-04-01-48%
Motilal Oswal Nifty Microcap 250 Index Fund351,6371.328.231,691,2332025-04-01-79.21%
ITI Multi Cap Fund285,9280.856.691,691,2332025-04-01-83.09%
ICICI Prudential Retirement Fund - Pure Equity239,6001.165.611,691,2332025-04-01-85.83%
JM Value Fund170,0000.983.981,691,2332025-04-01-89.95%

ROCE Trend

EPS Trend

Key Financial Ratios

MonthMar 24Mar 23Mar 22Mar 21Mar 20
Face Value10.0010.0010.0010.0010.00
Basic EPS (Rs.) 39.8537.8716.3615.5213.89
Diluted EPS (Rs.) 39.6737.6416.2915.4713.89
Cash EPS (Rs.) 36.5440.5318.6917.8815.94
Book Value[Excl.RevalReserv]/Share (Rs.) 274.15246.57213.23198.69176.93
Book Value[Incl.RevalReserv]/Share (Rs.) 287.53262.91227.97213.66192.05
Operating Revenue / Share (Rs.)219.97231.16199.94200.48208.27
Net Profit / Share (Rs.) 34.6337.7716.3215.5213.89
Net Profit After MI / Share (Rs.)34.6337.7716.3215.5213.89
Net Profit Margin (%) 15.7416.338.167.746.66
Net Profit After MI And SOA Nargin (%)15.7416.338.167.746.66
Operating Profit Margin (%)-0.142.59-7.16-16.24-12.81
Return On Assets (%) 1.121.190.550.560.51
Return On Equity / Networth (%)12.6315.317.657.817.84
Net Interest Margin (X)2.843.212.702.552.43
Cost To Income (%)53.1447.1552.5845.6549.67
Interest Income / Total Assets (%)7.147.286.757.287.77
Non-Interest Income / Total Assets (%)1.131.001.031.741.51
Operating Profit / Total Assets (%)-0.010.18-0.48-1.18-0.99
Operating Expenses / Total Assets (%)2.111.981.961.961.96
Interest Expenses / Total Assets (%)4.304.074.054.735.33
Enterprise Value (Rs.Cr.)103292.7687975.9580467.2674454.2574404.58
EV Per Net Sales (X)12.4512.1812.9311.9511.49
Price To Book Value (X)0.820.550.250.300.23
Price To Sales (X)1.020.580.270.300.20
Retention Ratios (%) 88.0389.4488.98100.0077.11
Earnings Yield (X)0.150.270.290.250.32

After reviewing the key financial ratios for Karnataka Bank Ltd, here is a detailed analysis based on the latest available data and recent trends:

  • For Basic EPS (Rs.), as of Mar 24, the value is 39.85. This value is within the healthy range. It has increased from 37.87 (Mar 23) to 39.85, marking an increase of 1.98.
  • For Diluted EPS (Rs.), as of Mar 24, the value is 39.67. This value is within the healthy range. It has increased from 37.64 (Mar 23) to 39.67, marking an increase of 2.03.
  • For Cash EPS (Rs.), as of Mar 24, the value is 36.54. This value is within the healthy range. It has decreased from 40.53 (Mar 23) to 36.54, marking a decrease of 3.99.
  • For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 274.15. It has increased from 246.57 (Mar 23) to 274.15, marking an increase of 27.58.
  • For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 287.53. It has increased from 262.91 (Mar 23) to 287.53, marking an increase of 24.62.
  • For Net Profit / Share (Rs.), as of Mar 24, the value is 34.63. This value is within the healthy range. It has decreased from 37.77 (Mar 23) to 34.63, marking a decrease of 3.14.
  • For Net Profit Margin (%), as of Mar 24, the value is 15.74. This value exceeds the healthy maximum of 10. It has decreased from 16.33 (Mar 23) to 15.74, marking a decrease of 0.59.
  • For Return On Assets (%), as of Mar 24, the value is 1.12. This value is below the healthy minimum of 5. It has decreased from 1.19 (Mar 23) to 1.12, marking a decrease of 0.07.
  • For Retention Ratios (%), as of Mar 24, the value is 88.03. This value exceeds the healthy maximum of 70. It has decreased from 89.44 (Mar 23) to 88.03, marking a decrease of 1.41.

Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Fair Value

Fair Value of Karnataka Bank Ltd as of April 2, 2025 is: 181.44

Calculation basis:

  • Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

As of April 2, 2025, Karnataka Bank Ltd is Undervalued by 0.80% compared to the current share price 180.00

Intrinsic Value of Karnataka Bank Ltd as of April 2, 2025 is: 212.60

Calculation basis:

  • Intrinsic value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
  • EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.

As of April 2, 2025, Karnataka Bank Ltd is Undervalued by 18.11% compared to the current share price 180.00

Last 5 Year EPS CAGR: 17.17%

*Investments are subject to market risks

Strength and Weakness

Unable to fetch valid data for stock valuation.

Stock Analysis

  • Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Karnataka Bank Ltd:
    1. Net Profit Margin: 15.74%
      • Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
    2. ROCE: 0% (Industry Average ROCE: 7.14%)
      • ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
    3. ROE%: 0% (Industry Average ROE: 13.99%)
      • ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
    4. Interest Coverage Ratio (Post Tax): 0
      • Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
    5. Quick Ratio: 0
      • Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
    6. Stock P/E: 5.25 (Industry average Stock P/E: 13.61)
      • Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
    7. Total Debt / Equity: 0
      • Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
    The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
    Stock Rating:

About the Company - Qualitative Analysis

Karnataka Bank Ltd. is a Public Limited Listed company incorporated on 18/02/1924 and has its registered office in the State of Karnataka, India. Company's Corporate Identification Number(CIN) is L85110KA1924PLC001128 and registration number is 001128. Currently Company is involved in the business activities of Monetary intermediation of commercial banks, saving banks. postal savings bank and discount houses. Company's Total Operating Revenue is Rs. 8298.51 Cr. and Equity Capital is Rs. 377.26 Cr. for the Year ended 31/03/2024.
INDUSTRYADDRESSCONTACT
Finance - Banks - Private SectorP B No 599, Mahaveera Circle, Mangaluru Karnataka 575002investor.grievance@ktkbank.com
https://karnatakabank.com
Management
NamePosition Held
Mr. P Pradeep KumarChairman & Ind.Director
Mr. H SrikrishnanManaging Director & CEO
Mr. Sekhar RaoExecutive Director
Mr. B R AshokNon Executive Director
Mr. S Balakrishna AlseIndependent Director
Mr. H V HarishIndependent Director
Justice A V ChandrashekarIndependent Director
Mrs. Uma ShankarIndependent Director
Dr. D S RavindranIndependent Director
Mr. Jeevandas NarayanIndependent Director
Mr. K Gururaj AcharyaIndependent Director

FAQ

What is the intrinsic value of Karnataka Bank Ltd?

Karnataka Bank Ltd's intrinsic value (as of 02 April 2025) is ₹181.44 — 0.80% higher the current market price of ₹180.00, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's 6,794 Cr. market cap, FY2025-2026 high/low of ₹245/162, reserves of 11,167 Cr, and liabilities of 116,111 Cr.

What is the Market Cap of Karnataka Bank Ltd?

The Market Cap of Karnataka Bank Ltd is 6,794 Cr..

What is the current Stock Price of Karnataka Bank Ltd as on 02 April 2025?

The current stock price of Karnataka Bank Ltd as on 02 April 2025 is 180.

What is the High / Low of Karnataka Bank Ltd stocks in FY 2025-2026?

In FY 2025-2026, the High / Low of Karnataka Bank Ltd stocks is ₹245/162.

What is the Stock P/E of Karnataka Bank Ltd?

The Stock P/E of Karnataka Bank Ltd is 5.25.

What is the Book Value of Karnataka Bank Ltd?

The Book Value of Karnataka Bank Ltd is 306.

What is the Dividend Yield of Karnataka Bank Ltd?

The Dividend Yield of Karnataka Bank Ltd is 3.05 %.

What is the ROCE of Karnataka Bank Ltd?

The ROCE of Karnataka Bank Ltd is 6.24 %.

What is the ROE of Karnataka Bank Ltd?

The ROE of Karnataka Bank Ltd is 13.7 %.

What is the Face Value of Karnataka Bank Ltd?

The Face Value of Karnataka Bank Ltd is 10.0.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in Karnataka Bank Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE