About the Company - Equitas Small Finance Bank Ltd
No data availabale for About the Company
INDUSTRY | ADDRESS | CONTACT |
---|
Industry not found | Address not found | Contact not found |
Management Data not Available
Basic Stock Data of Equitas Small Finance Bank Ltd
Market Cap | 10,490 Cr. |
---|
Current Price | 93.0 |
---|
High / Low | 102/50.5 |
---|
Stock P/E | 14.0 |
---|
Book Value | 46.4 |
---|
Dividend Yield | 1.06 % |
---|
ROCE | 8.04 % |
---|
ROE | 12.2 % |
---|
Face Value | 10.0 |
---|
Equitas Small Finance Bank Ltd Quarterly Results
Month | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 |
---|
Revenue | 798 | 857 | 818 | 819 | 844 | 901 | 896 | 940 | 1,002 | 1,063 | 1,156 | 1,254 | 1,359 |
Interest | 336 | 373 | 370 | 358 | 360 | 360 | 343 | 360 | 393 | 416 | 449 | 511 | 593 |
Expenses | 380 | 489 | 474 | 550 | 579 | 529 | 540 | 587 | 602 | 571 | 685 | 662 | 680 |
Financing Profit | 81 | -6 | -26 | -89 | -95 | 12 | 13 | -7 | 7 | 77 | 22 | 81 | 86 |
Financing Margin % | 10% | -1% | -3% | -11% | -11% | 1% | 1% | -1% | 1% | 7% | 2% | 6% | 6% |
Other Income | 55 | 155 | 178 | 104 | 152 | 134 | 148 | 133 | 145 | 153 | 239 | 171 | 181 |
Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Profit before tax | 136 | 149 | 153 | 14 | 57 | 146 | 161 | 127 | 152 | 229 | 261 | 252 | 267 |
Tax % | 24% | 26% | 26% | 16% | 28% | 26% | 26% | 23% | 24% | 26% | 27% | 24% | 26% |
Net Profit | 103 | 111 | 113 | 12 | 41 | 108 | 120 | 97 | 116 | 170 | 190 | 191 | 198 |
EPS in Rs | 0.98 | 0.97 | 0.99 | 0.10 | 0.36 | 0.94 | 0.95 | 0.77 | 0.93 | 1.36 | 1.71 | 1.72 | 1.77 |
Gross NPA % | 2.48% | 4.16% | 3.59% | 4.76% | 4.82% | 4.39% | 4.24% | 4.10% | 3.91% | 3.63% | 2.76% | 2.75% | 2.27% |
Net NPA % | 1.03% | 1.71% | 1.52% | 2.38% | 2.46% | 2.38% | 2.47% | 2.15% | 1.97% | 1.82% | 1.21% | 1.18% | 0.97% |
Equitas Small Finance Bank Ltd Quarterly Chart
Equitas Small Finance Bank Ltd Profit & Loss
Month | Mar 2011 | Mar 2012 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | TTM |
---|
Revenue | 0 | 6 | 408 | 981 | 1,543 | 2,112 | 2,645 | 3,194 | 3,460 | 4,162 | 4,832 |
Interest | 0 | 2 | 159 | 460 | 684 | 964 | 1,150 | 1,396 | 1,421 | 1,617 | 1,969 |
Expenses | 0 | 17 | 230 | 561 | 964 | 1,015 | 1,304 | 1,628 | 2,123 | 2,361 | 2,598 |
Financing Profit | -0 | -13 | 19 | -40 | -105 | 133 | 191 | 170 | -84 | 184 | 265 |
Financing Margin % | -1,100% | -208% | 5% | -4% | -7% | 6% | 7% | 5% | -2% | 4% | 5% |
Other Income | 0 | 0 | 71 | 233 | 241 | 283 | 282 | 418 | 538 | 670 | 744 |
Depreciation | 0 | 0 | 5 | 32 | 88 | 92 | 96 | 76 | 75 | 85 | 0 |
Profit before tax | -0 | -13 | 85 | 161 | 49 | 324 | 377 | 511 | 378 | 769 | 1,009 |
Tax % | 0% | 0% | 0% | 36% | 34% | 35% | 35% | 25% | 26% | 25% | |
Net Profit | -0 | -13 | 85 | 104 | 32 | 211 | 244 | 384 | 281 | 574 | 750 |
EPS in Rs | -3.96 | -2.13 | 2.01 | 1.04 | 0.32 | 2.09 | 2.31 | 3.37 | 2.24 | 5.16 | 6.56 |
Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 19% | |
Equitas Small Finance Bank Ltd Profit & Loss Yearly Chart
Equitas Small Finance Bank Ltd Growth
|
Compounded Sales Growth |
---|
10 Years:: | % |
5 Years:: | 22% |
3 Years:: | 16% |
TTM:: | 29% |
Equitas Small Finance Bank Ltd Growth
|
Compounded Profit Growth |
---|
10 Years:: | % |
5 Years:: | 78% |
3 Years:: | 33% |
TTM:: | 70% |
Equitas Small Finance Bank Ltd Growth
|
Stock Price CAGR |
---|
10 Years:: | % |
5 Years:: | % |
3 Years:: | 40% |
1 Year:: | 77% |
Equitas Small Finance Bank Ltd Growth
|
Return on Equity |
---|
10 Years:: | % |
5 Years:: | 10% |
3 Years:: | 11% |
Last Year:: | 12% |
Equitas Small Finance Bank Ltd Balance Sheet
Month | Mar 2011 | Mar 2012 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Sep 2023 |
---|
Equity Capital | 6 | 61 | 423 | 1,006 | 1,006 | 1,006 | 1,053 | 1,139 | 1,252 | 1,111 | 1,122 |
Reserves | -0 | -13 | 288 | 1,006 | 1,038 | 1,248 | 1,691 | 2,257 | 2,994 | 4,047 | |
Borrowings | 0 | 44 | 1,638 | 6,700 | 10,781 | 12,980 | 15,923 | 20,557 | 21,567 | 28,354 | |
Other Liabilities | 0 | 14 | 65 | 533 | 485 | 529 | 628 | 755 | 1,134 | 1,446 | |
Total Liabilities | 5 | 105 | 2,414 | 9,245 | 13,310 | 15,763 | 19,296 | 24,708 | 26,948 | 34,958 | |
Fixed Assets | 0 | 4 | 11 | 274 | 280 | 236 | 210 | 184 | 189 | 338 | |
CWIP | 0 | 0 | 0 | 15 | 1 | 2 | 2 | 1 | 11 | 41 | |
Investments | 0 | 0 | 0 | 1,890 | 3,857 | 2,344 | 2,343 | 3,705 | 4,450 | 6,665 | |
Other Assets | 5 | 102 | 2,403 | 7,066 | 9,172 | 13,181 | 16,740 | 20,818 | 22,297 | 27,914 | |
Total Assets | 5 | 105 | 2,414 | 9,245 | 13,310 | 15,763 | 19,296 | 24,708 | 26,948 | 34,958 | |
Equitas Small Finance Bank Ltd Reserves and Borrowings Chart
Equitas Small Finance Bank Ltd Cash Flow
Month | Mar 2011 | Mar 2012 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 |
---|
Cash from Operating Activity | | | -336 | 1,334 | 213 | 1,799 | 440 | 2,044 | 159 | -998 |
Cash from Investing Activity | | | -9 | -405 | -11 | -7 | -72 | -43 | -89 | 49 |
Cash from Financing Activity | | | 168 | -563 | -28 | -1,706 | 908 | -1,154 | -1,317 | 60 |
Net Cash Flow | | | -177 | 366 | 173 | 86 | 1,276 | 847 | -1,246 | -888 |
|
Equitas Small Finance Bank Ltd Financial Efficiency Indicators
Month | Mar 2011 | Mar 2012 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 |
---|
ROE % | | -49% | | 8% | 2% | 10% | 10% | 13% | 7% | 12% |
Equitas Small Finance Bank Ltd Financial Efficiency Indicators Chart
No valid data available for the Shareholding
Equitas Small Finance Bank Ltd Shareholding Pattern Chart
No. of Equitas Small Finance Bank Ltd Shareholders
Equitas Small Finance Bank Ltd Mutual Fund Holdings
Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) |
---|
HDFC Small Cap Fund - Regular Plan | 51962349 | 2.08 | 481.95 |
Franklin India Smaller Companies Fund | 48064081 | 4.6 | 445.79 |
SBI Long Term Equity Fund | 30472693 | 1.79 | 282.63 |
SBI Contra Fund | 29985546 | 1.67 | 278.12 |
Franklin India Prima Fund | 23580355 | 2.57 | 218.71 |
Canara Robeco Small Cap Fund | 19241649 | 2.27 | 178.47 |
Nippon India Banking & Financial Services Fund | 13478077 | 2.72 | 125.01 |
DSP Small Cap Fund | 12911862 | 1.01 | 119.76 |
Invesco India Focused 20 Equity Fund | 12661547 | 6.82 | 117.44 |
Nippon India Small Cap Fund | 11099364 | 0.28 | 102.95 |
Equitas Small Finance Bank Ltd ROCE Trend
Equitas Small Finance Bank Ltd EPS Trend
Equitas Small Finance Bank Ltd Key Financial Ratios
Month | Mar 23 | Mar 22 | Mar 21 | Mar 20 | Mar 19 |
---|
Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
Basic EPS (Rs.) | 4.71 | 2.43 | 3.53 | 2.39 | 2.09 |
Diluted EPS (Rs.) | 4.67 | 2.40 | 3.49 | 2.39 | 2.09 |
Cash EPS (Rs.) | 5.93 | 2.84 | 4.04 | 3.23 | 3.00 |
Book Value[Excl.RevalReserv]/Share (Rs.) | 46.44 | 33.91 | 29.81 | 26.05 | 22.41 |
Book Value[Incl.RevalReserv]/Share (Rs.) | 46.44 | 33.91 | 29.81 | 26.05 | 22.41 |
Operating Revenue / Share (Rs.) | 37.48 | 27.63 | 28.04 | 25.11 | 20.99 |
Net Profit / Share (Rs.) | 5.16 | 2.24 | 3.37 | 2.31 | 2.09 |
Interest Income / Employee (Rs.) | 2023964.45 | 1964939.68 | 1929459.53 | 1642520.74 | 1445738.29 |
Net Profit / Employee (Rs.) | 278943.00 | 159443.29 | 232074.90 | 151269.96 | 144144.37 |
Business / Employee (Rs.) | 24888932.74 | 21766912.76 | 20077264.07 | 15233855.09 | 14103053.67 |
Interest Income / Branch (Rs.) | 47564321.14 | 40181989.55 | 37101198.61 | 30977094.85 | 21397512.66 |
Net Profit / Branches (Rs.) | 6555320.00 | 3260531.94 | 4462522.65 | 2852873.54 | 2133395.14 |
Business / Branches (Rs.) | 584904141.71 | 445121989.55 | 386061770.03 | 287302658.08 | 208730909.83 |
Net Profit Margin (%) | 13.78 | 8.11 | 12.02 | 9.20 | 9.97 |
Operating Profit Margin (%) | -2.30 | -7.42 | -1.05 | -1.46 | -3.42 |
Return On Assets (%) | 1.64 | 1.04 | 1.55 | 1.26 | 1.33 |
Return On Equity / Networth (%) | 11.12 | 6.61 | 11.31 | 8.87 | 9.34 |
Net Interest Margin (X) | 7.27 | 7.56 | 7.27 | 7.74 | 7.30 |
Cost To Income (%) | 54.65 | 57.42 | 50.70 | 52.39 | 51.11 |
Interest Income / Total Assets (%) | 11.90 | 12.83 | 12.92 | 13.69 | 13.39 |
Non-Interest Income / Total Assets (%) | 1.91 | 1.99 | 1.69 | 1.46 | 1.79 |
Operating Profit / Total Assets (%) | -0.27 | -0.95 | -0.13 | -0.20 | -0.45 |
Operating Expenses / Total Assets (%) | 5.83 | 6.32 | 5.37 | 6.10 | 6.39 |
Interest Expenses / Total Assets (%) | 4.62 | 5.27 | 5.65 | 5.95 | 6.09 |
Enterprise Value (Rs.Cr.) | 34628.92 | 27014.33 | 26883.85 | 0.00 | 0.00 |
EV Per Net Sales (X) | 8.32 | 7.81 | 8.42 | 0.00 | 0.00 |
Price To Book Value (X) | 1.44 | 1.51 | 2.01 | 0.00 | 0.00 |
Price To Sales (X) | 1.79 | 1.85 | 2.14 | 0.00 | 0.00 |
Retention Ratios (%) | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 |
Earnings Yield (X) | 0.07 | 0.04 | 0.05 | 0.00 | 0.00 |
Equitas Small Finance Bank Ltd Profitability Ratios (%)
Equitas Small Finance Bank Ltd Liquidity Ratios
Equitas Small Finance Bank Ltd Liquidity Ratios (%)
Equitas Small Finance Bank Ltd Interest Coverage Ratios (%)
Equitas Small Finance Bank Ltd Valuation Ratios
Fair Value of Equitas Small Finance Bank Ltd Stock
Fair Value: ₹80.09
The stock is overvalued by 13.88% compared to the current price ₹93
*This is not Investment Advice
Strength and Weakness of Equitas Small Finance Bank Ltd Stock
Unable to fetch valid data for stock valuation.