Share Price and Basic Stock Data
Last Updated: October 17, 2025, 9:24 pm
| PEG Ratio | -1.39 |
|---|
Analyst Insight & Comprehensive Analysis
Business Overview and Revenue Trends
Lakshmi Finance & Industrial Corporation Ltd operates in the finance and investments sector, with its stock currently priced at ₹208 and a market capitalization of ₹62.4 Cr. The company’s revenue has shown significant volatility over recent quarters. In the latest reported quarter of Jun 2024, sales stood at ₹6.76 Cr, a notable increase from ₹4.08 Cr in Jun 2023. However, the revenue trajectory has fluctuated, with quarterly sales peaking at ₹5.11 Cr in Dec 2023 and dipping to ₹1.34 Cr in Mar 2023. The annual sales figures reflect a similar pattern, with ₹14.86 Cr reported for FY 2024, contrasting sharply with ₹3.59 Cr for FY 2023. Such fluctuations may indicate underlying operational challenges or market dynamics affecting revenue stability. The company’s operating profit margin (OPM) averaged 92.67% in its most recent reporting period, highlighting a strong ability to manage operational costs relative to revenue. However, the past has seen negative margins, suggesting that revenue consistency remains a critical area for improvement.
Profitability and Efficiency Metrics
The profitability metrics of Lakshmi Finance are indicative of its operational efficiency and financial health. The company reported a net profit of ₹3.58 Cr for FY 2025, with an earnings per share (EPS) of ₹11.93. The return on equity (ROE) stands at a modest 6.21%, while the return on capital employed (ROCE) is reported at 4.28%. These figures suggest that while the company is generating profits, the returns on investment are relatively low compared to industry standards, which typically range higher. The interest coverage ratio (ICR) is exceptionally high at 1101.20x, indicating that the company has no borrowings and thus faces no interest obligations. However, the cash conversion cycle is reported at 0.00 days, suggesting that the company may not be effectively managing its receivables and payables, which could pose a risk to liquidity if not addressed. Overall, while profitability metrics appear stable, the low ROE and ROCE raise questions about the efficiency of capital utilization.
Balance Sheet Strength and Financial Ratios
Examining the balance sheet reveals that Lakshmi Finance maintains a robust financial position, with total assets reported at ₹61.43 Cr against no borrowings. The reserves have shown consistent growth, rising to ₹55.85 Cr in FY 2025 from ₹43.68 Cr in FY 2023. This solid reserve position indicates a strong buffer against potential financial difficulties. The company’s liquidity ratios are impressive, with a current ratio of 70.86x and a quick ratio of the same, reflecting a highly liquid asset base that far exceeds typical industry norms. Additionally, the price-to-book value (P/BV) ratio stands at 0.90x, suggesting that the stock may be undervalued relative to its book value. However, the high liquidity ratios may also indicate underutilization of assets. Hence, while the balance sheet is robust, the management must focus on deploying these assets more effectively to enhance returns.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Lakshmi Finance reveals a stable structure with promoters holding 47% of the company, while institutional investors (DIIs) account for a mere 0.03%. The public holds 52.97%, with the total number of shareholders increasing from 4,539 in Sep 2022 to 5,898 by Jun 2025, reflecting growing interest among retail investors. This trend suggests a positive shift in investor confidence, although the lack of foreign institutional investment (FIIs) may indicate limited global interest. The promoter’s consistent stake implies a commitment to the company, which can reassure investors regarding management stability. However, the low institutional participation might hinder broader market support, limiting the stock’s potential for appreciation. Overall, while the increasing shareholder base is a positive indicator, the company may need to attract institutional investors to enhance credibility and market visibility.
Outlook, Risks, and Final Insight
If margins sustain and the company manages to stabilize its revenue streams, Lakshmi Finance could leverage its robust balance sheet to invest in growth opportunities. The current high liquidity ratios provide a buffer for strategic investments or operational improvements. However, challenges remain; the low ROE and ROCE indicate that the company must enhance its capital efficiency to maximize shareholder value. Additionally, the volatility in revenue trends poses a risk, as inconsistent earnings could affect investor sentiment. The absence of borrowings is a strength, but it also raises questions about the company’s growth strategy and asset utilization. If the management focuses on improving operational efficiencies and effectively deploying its reserves, Lakshmi Finance has the potential to improve its financial metrics and attract a broader base of institutional investors, ultimately leading to more sustainable growth in the future.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Lakshmi Finance & Industrial Corporation Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Modern Shares & Stockbrokers Ltd | 12.1 Cr. | 41.3 | 67.7/36.4 | 43.2 | 43.5 | 0.00 % | 3.32 % | 1.74 % | 10.0 |
| Monarch Networth Capital Ltd | 2,445 Cr. | 308 | 495/280 | 15.8 | 102 | 0.32 % | 33.3 % | 26.2 % | 10.0 |
| Monotype India Ltd | 37.3 Cr. | 0.53 | 2.42/0.46 | 3.62 | 0.02 | 0.00 % | 286 % | % | 1.00 |
| Multipurpose Trading & Agencies Ltd | 4.49 Cr. | 9.08 | 12.7/8.25 | 10.3 | 0.00 % | 3.68 % | 3.38 % | 10.0 | |
| Munoth Financial Services Ltd | 24.4 Cr. | 47.6 | 72.0/47.6 | 20.6 | 0.00 % | 2.41 % | 3.38 % | 10.0 | |
| Industry Average | 6,763.07 Cr | 1,429.69 | 132.51 | 3,769.18 | 0.31% | 21.70% | 14.20% | 7.28 |
All Competitor Stocks of Lakshmi Finance & Industrial Corporation Ltd
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.51 | 3.77 | 1.58 | 1.34 | 4.08 | 3.18 | 5.11 | 3.55 | 6.76 | 4.81 | 2.02 | 1.69 | 5.46 |
| Expenses | 4.28 | 0.42 | 0.39 | 1.91 | 0.37 | 0.42 | 0.43 | 1.75 | 0.46 | 0.52 | 5.22 | 6.43 | 0.40 |
| Operating Profit | -3.77 | 3.35 | 1.19 | -0.57 | 3.71 | 2.76 | 4.68 | 1.80 | 6.30 | 4.29 | -3.20 | -4.74 | 5.06 |
| OPM % | -739.22% | 88.86% | 75.32% | -42.54% | 90.93% | 86.79% | 91.59% | 50.70% | 93.20% | 89.19% | -158.42% | -280.47% | 92.67% |
| Other Income | 0.00 | 0.14 | 0.00 | 0.01 | 0.00 | 0.02 | 0.00 | 0.01 | 0.01 | 0.02 | 0.00 | 0.00 | 0.00 |
| Interest | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Depreciation | 0.04 | 0.04 | 0.04 | 0.04 | 0.03 | 0.04 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 |
| Profit before tax | -3.82 | 3.44 | 1.14 | -0.61 | 3.68 | 2.74 | 4.63 | 1.76 | 6.25 | 4.25 | -3.26 | -4.80 | 5.00 |
| Tax % | -28.01% | 23.55% | 14.91% | -44.26% | 27.72% | 24.09% | 19.87% | -8.52% | 23.68% | 18.59% | -38.04% | -45.00% | 25.20% |
| Net Profit | -2.74 | 2.64 | 0.98 | -0.34 | 2.66 | 2.09 | 3.72 | 1.91 | 4.77 | 3.46 | -2.02 | -2.64 | 3.74 |
| EPS in Rs | -9.13 | 8.80 | 3.27 | -1.13 | 8.87 | 6.97 | 12.40 | 6.37 | 15.90 | 11.53 | -6.73 | -8.80 | 12.47 |
Last Updated: August 20, 2025, 7:50 am
Below is a detailed analysis of the quarterly data for Lakshmi Finance & Industrial Corporation Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 5.46 Cr.. The value appears strong and on an upward trend. It has increased from 1.69 Cr. (Mar 2025) to 5.46 Cr., marking an increase of 3.77 Cr..
- For Expenses, as of Jun 2025, the value is 0.40 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 6.43 Cr. (Mar 2025) to 0.40 Cr., marking a decrease of 6.03 Cr..
- For Operating Profit, as of Jun 2025, the value is 5.06 Cr.. The value appears strong and on an upward trend. It has increased from -4.74 Cr. (Mar 2025) to 5.06 Cr., marking an increase of 9.80 Cr..
- For OPM %, as of Jun 2025, the value is 92.67%. The value appears strong and on an upward trend. It has increased from -280.47% (Mar 2025) to 92.67%, marking an increase of 373.14%.
- For Other Income, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Interest, as of Jun 2025, the value is 0.01 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.01 Cr..
- For Depreciation, as of Jun 2025, the value is 0.05 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.05 Cr..
- For Profit before tax, as of Jun 2025, the value is 5.00 Cr.. The value appears strong and on an upward trend. It has increased from -4.80 Cr. (Mar 2025) to 5.00 Cr., marking an increase of 9.80 Cr..
- For Tax %, as of Jun 2025, the value is 25.20%. The value appears to be increasing, which may not be favorable. It has increased from -45.00% (Mar 2025) to 25.20%, marking an increase of 70.20%.
- For Net Profit, as of Jun 2025, the value is 3.74 Cr.. The value appears strong and on an upward trend. It has increased from -2.64 Cr. (Mar 2025) to 3.74 Cr., marking an increase of 6.38 Cr..
- For EPS in Rs, as of Jun 2025, the value is 12.47. The value appears strong and on an upward trend. It has increased from -8.80 (Mar 2025) to 12.47, marking an increase of 21.27.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: June 16, 2025, 4:57 pm
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 4.52 | 6.52 | 4.55 | 4.49 | 6.63 | 2.95 | 2.75 | 15.03 | 7.96 | 3.59 | 14.86 | 7.69 |
| Expenses | 3.37 | 1.10 | 1.10 | 1.24 | 1.86 | 3.34 | 12.36 | 1.37 | 1.53 | 3.25 | 1.90 | 5.04 |
| Operating Profit | 1.15 | 5.42 | 3.45 | 3.25 | 4.77 | -0.39 | -9.61 | 13.66 | 6.43 | 0.34 | 12.96 | 2.65 |
| OPM % | 25.44% | 83.13% | 75.82% | 72.38% | 71.95% | -13.22% | -349.45% | 90.88% | 80.78% | 9.47% | 87.21% | 34.46% |
| Other Income | 0.28 | 0.36 | 0.38 | 0.00 | 0.02 | 0.55 | 0.56 | 0.47 | 0.01 | 0.01 | 0.03 | 0.03 |
| Interest | 0.00 | 0.04 | 0.00 | 0.00 | 0.00 | 0.03 | 0.02 | 0.01 | 0.04 | 0.03 | 0.01 | 0.04 |
| Depreciation | 0.08 | 0.07 | 0.07 | 0.06 | 0.05 | 0.14 | 0.13 | 0.13 | 0.15 | 0.14 | 0.17 | 0.21 |
| Profit before tax | 1.35 | 5.67 | 3.76 | 3.19 | 4.74 | -0.01 | -9.20 | 13.99 | 6.25 | 0.18 | 12.81 | 2.43 |
| Tax % | 0.00% | 11.82% | 3.46% | 1.25% | 2.53% | -6,400.00% | -28.48% | 34.60% | 8.80% | -205.56% | 18.97% | -47.33% |
| Net Profit | 1.35 | 5.00 | 3.63 | 3.15 | 4.62 | 0.62 | -6.59 | 9.15 | 5.71 | 0.55 | 10.38 | 3.58 |
| EPS in Rs | 4.50 | 16.67 | 12.10 | 10.50 | 15.40 | 2.07 | -21.97 | 30.50 | 19.03 | 1.83 | 34.60 | 11.93 |
| Dividend Payout % | 40.00% | 18.00% | 28.93% | 33.33% | 25.97% | 0.00% | -9.10% | 9.84% | 15.76% | 109.09% | 11.56% | 25.14% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 270.37% | -27.40% | -13.22% | 46.67% | -86.58% | -1162.90% | 238.85% | -37.60% | -90.37% | 1787.27% | -65.51% |
| Change in YoY Net Profit Growth (%) | 0.00% | -297.77% | 14.18% | 59.89% | -133.25% | -1076.32% | 1401.75% | -276.44% | -52.77% | 1877.64% | -1852.78% |
Lakshmi Finance & Industrial Corporation Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 2% |
| 5 Years: | 23% |
| 3 Years: | -1% |
| TTM: | -25% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | -3% |
| 5 Years: | 21% |
| 3 Years: | -14% |
| TTM: | -80% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | 33% |
| 3 Years: | 27% |
| 1 Year: | -15% |
| Return on Equity | |
|---|---|
| 10 Years: | 8% |
| 5 Years: | 12% |
| 3 Years: | 9% |
| Last Year: | 6% |
Last Updated: September 5, 2025, 9:30 am
Balance Sheet
Last Updated: June 16, 2025, 11:48 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 |
| Reserves | 26.34 | 30.23 | 32.59 | 35.74 | 39.09 | 38.32 | 30.72 | 39.23 | 44.05 | 43.68 | 53.51 | 55.85 |
| Borrowings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Liabilities | 1.51 | 2.54 | 2.20 | 1.04 | 1.42 | 1.80 | 1.97 | 2.40 | 2.72 | 2.26 | 3.21 | 2.58 |
| Total Liabilities | 30.85 | 35.77 | 37.79 | 39.78 | 43.51 | 43.12 | 35.69 | 44.63 | 49.77 | 48.94 | 59.72 | 61.43 |
| Fixed Assets | 0.17 | 0.09 | 0.13 | 0.71 | 0.67 | 0.82 | 0.69 | 0.57 | 0.81 | 0.67 | 0.67 | 0.91 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 25.60 | 30.24 | 32.25 | 35.89 | 33.40 | 34.11 | 26.12 | 38.01 | 39.98 | 45.76 | 52.21 | 54.37 |
| Other Assets | 5.08 | 5.44 | 5.41 | 3.18 | 9.44 | 8.19 | 8.88 | 6.05 | 8.98 | 2.51 | 6.84 | 6.15 |
| Total Assets | 30.85 | 35.77 | 37.79 | 39.78 | 43.51 | 43.12 | 35.69 | 44.63 | 49.77 | 48.94 | 59.72 | 61.43 |
Below is a detailed analysis of the balance sheet data for Lakshmi Finance & Industrial Corporation Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2025, the value is 3.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 3.00 Cr..
- For Reserves, as of Mar 2025, the value is 55.85 Cr.. The value appears strong and on an upward trend. It has increased from 53.51 Cr. (Mar 2024) to 55.85 Cr., marking an increase of 2.34 Cr..
- For Borrowings, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. Additionally, since Reserves exceed Borrowings, this is considered a positive sign. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For Other Liabilities, as of Mar 2025, the value is 2.58 Cr.. The value appears to be improving (decreasing). It has decreased from 3.21 Cr. (Mar 2024) to 2.58 Cr., marking a decrease of 0.63 Cr..
- For Total Liabilities, as of Mar 2025, the value is 61.43 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 59.72 Cr. (Mar 2024) to 61.43 Cr., marking an increase of 1.71 Cr..
- For Fixed Assets, as of Mar 2025, the value is 0.91 Cr.. The value appears strong and on an upward trend. It has increased from 0.67 Cr. (Mar 2024) to 0.91 Cr., marking an increase of 0.24 Cr..
- For CWIP, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For Investments, as of Mar 2025, the value is 54.37 Cr.. The value appears strong and on an upward trend. It has increased from 52.21 Cr. (Mar 2024) to 54.37 Cr., marking an increase of 2.16 Cr..
- For Other Assets, as of Mar 2025, the value is 6.15 Cr.. The value appears to be declining and may need further review. It has decreased from 6.84 Cr. (Mar 2024) to 6.15 Cr., marking a decrease of 0.69 Cr..
- For Total Assets, as of Mar 2025, the value is 61.43 Cr.. The value appears strong and on an upward trend. It has increased from 59.72 Cr. (Mar 2024) to 61.43 Cr., marking an increase of 1.71 Cr..
Notably, the Reserves (55.85 Cr.) exceed the Borrowings (0.00 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 1.15 | 5.42 | 3.45 | 3.25 | 4.77 | -0.39 | -9.61 | 13.66 | 6.43 | 0.34 | 12.96 | 2.65 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 0.00 | 77.81 | 43.08 | 152.50 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Days | 0.00 | |||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 0.00 | 0.00 | 77.81 | 43.08 | 152.50 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Working Capital Days | -85.60 | -122.04 | -64.18 | 1.63 | 133.23 | -165.80 | -177.85 | -14.57 | -94.46 | -203.34 | -40.77 | -75.47 |
| ROCE % | 4.66% | 18.25% | 10.90% | 8.58% | 11.73% | 0.05% | -24.47% | 36.87% | 14.09% | 0.45% | 24.81% | 4.28% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 11.93 | 34.59 | 1.84 | 19.02 | 30.51 |
| Diluted EPS (Rs.) | 11.93 | 34.59 | 1.84 | 19.02 | 30.51 |
| Cash EPS (Rs.) | 12.62 | 35.15 | 2.31 | 19.52 | 30.94 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 196.17 | 188.38 | 155.60 | 156.83 | 140.78 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 196.17 | 188.38 | 155.60 | 156.83 | 140.78 |
| Dividend / Share (Rs.) | 3.00 | 4.00 | 2.00 | 3.00 | 3.00 |
| Revenue From Operations / Share (Rs.) | 25.65 | 49.52 | 11.96 | 25.04 | 50.09 |
| PBDIT / Share (Rs.) | 8.93 | 43.31 | 1.15 | 21.46 | 47.12 |
| PBIT / Share (Rs.) | 8.24 | 42.76 | 0.67 | 20.97 | 46.69 |
| PBT / Share (Rs.) | 8.11 | 42.72 | 0.59 | 20.85 | 46.65 |
| Net Profit / Share (Rs.) | 11.93 | 34.59 | 1.84 | 19.02 | 30.51 |
| PBDIT Margin (%) | 34.80 | 87.47 | 9.63 | 85.72 | 94.06 |
| PBIT Margin (%) | 32.12 | 86.34 | 5.66 | 83.75 | 93.21 |
| PBT Margin (%) | 31.61 | 86.26 | 4.94 | 83.28 | 93.12 |
| Net Profit Margin (%) | 46.52 | 69.85 | 15.34 | 75.98 | 60.91 |
| Return on Networth / Equity (%) | 6.08 | 18.36 | 1.17 | 12.12 | 21.67 |
| Return on Capital Employeed (%) | 4.09 | 21.78 | 0.42 | 12.94 | 32.03 |
| Return On Assets (%) | 5.82 | 17.37 | 1.12 | 11.46 | 20.50 |
| Asset Turnover Ratio (%) | 0.12 | 0.27 | 0.07 | 0.15 | 0.37 |
| Current Ratio (X) | 56.25 | 70.86 | 48.76 | 41.55 | 46.95 |
| Quick Ratio (X) | 56.25 | 70.86 | 48.76 | 41.55 | 46.95 |
| Dividend Payout Ratio (NP) (%) | 33.52 | 5.78 | 163.48 | 15.77 | 6.55 |
| Dividend Payout Ratio (CP) (%) | 31.69 | 5.68 | 129.88 | 15.37 | 6.46 |
| Earning Retention Ratio (%) | 66.48 | 94.22 | -63.48 | 84.23 | 93.45 |
| Cash Earning Retention Ratio (%) | 68.31 | 94.32 | -29.88 | 84.63 | 93.54 |
| Interest Coverage Ratio (X) | 68.49 | 1101.20 | 13.34 | 179.01 | 1070.59 |
| Interest Coverage Ratio (Post Tax) (X) | 92.55 | 880.44 | 22.25 | 159.66 | 694.30 |
| Enterprise Value (Cr.) | 47.40 | 44.68 | 33.24 | 20.63 | 20.53 |
| EV / Net Operating Revenue (X) | 6.16 | 3.01 | 9.26 | 2.75 | 1.37 |
| EV / EBITDA (X) | 17.70 | 3.44 | 96.17 | 3.20 | 1.45 |
| MarketCap / Net Operating Revenue (X) | 6.72 | 3.44 | 9.83 | 3.91 | 1.68 |
| Retention Ratios (%) | 66.47 | 94.21 | -63.48 | 84.22 | 93.44 |
| Price / BV (X) | 0.87 | 0.90 | 0.75 | 0.62 | 0.59 |
| Price / Net Operating Revenue (X) | 6.72 | 3.44 | 9.83 | 3.91 | 1.68 |
| EarningsYield | 0.06 | 0.20 | 0.01 | 0.19 | 0.36 |
After reviewing the key financial ratios for Lakshmi Finance & Industrial Corporation Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 11.93. This value is within the healthy range. It has decreased from 34.59 (Mar 24) to 11.93, marking a decrease of 22.66.
- For Diluted EPS (Rs.), as of Mar 25, the value is 11.93. This value is within the healthy range. It has decreased from 34.59 (Mar 24) to 11.93, marking a decrease of 22.66.
- For Cash EPS (Rs.), as of Mar 25, the value is 12.62. This value is within the healthy range. It has decreased from 35.15 (Mar 24) to 12.62, marking a decrease of 22.53.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 196.17. It has increased from 188.38 (Mar 24) to 196.17, marking an increase of 7.79.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 196.17. It has increased from 188.38 (Mar 24) to 196.17, marking an increase of 7.79.
- For Dividend / Share (Rs.), as of Mar 25, the value is 3.00. This value is within the healthy range. It has decreased from 4.00 (Mar 24) to 3.00, marking a decrease of 1.00.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 25.65. It has decreased from 49.52 (Mar 24) to 25.65, marking a decrease of 23.87.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 8.93. This value is within the healthy range. It has decreased from 43.31 (Mar 24) to 8.93, marking a decrease of 34.38.
- For PBIT / Share (Rs.), as of Mar 25, the value is 8.24. This value is within the healthy range. It has decreased from 42.76 (Mar 24) to 8.24, marking a decrease of 34.52.
- For PBT / Share (Rs.), as of Mar 25, the value is 8.11. This value is within the healthy range. It has decreased from 42.72 (Mar 24) to 8.11, marking a decrease of 34.61.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 11.93. This value is within the healthy range. It has decreased from 34.59 (Mar 24) to 11.93, marking a decrease of 22.66.
- For PBDIT Margin (%), as of Mar 25, the value is 34.80. This value is within the healthy range. It has decreased from 87.47 (Mar 24) to 34.80, marking a decrease of 52.67.
- For PBIT Margin (%), as of Mar 25, the value is 32.12. This value exceeds the healthy maximum of 20. It has decreased from 86.34 (Mar 24) to 32.12, marking a decrease of 54.22.
- For PBT Margin (%), as of Mar 25, the value is 31.61. This value is within the healthy range. It has decreased from 86.26 (Mar 24) to 31.61, marking a decrease of 54.65.
- For Net Profit Margin (%), as of Mar 25, the value is 46.52. This value exceeds the healthy maximum of 10. It has decreased from 69.85 (Mar 24) to 46.52, marking a decrease of 23.33.
- For Return on Networth / Equity (%), as of Mar 25, the value is 6.08. This value is below the healthy minimum of 15. It has decreased from 18.36 (Mar 24) to 6.08, marking a decrease of 12.28.
- For Return on Capital Employeed (%), as of Mar 25, the value is 4.09. This value is below the healthy minimum of 10. It has decreased from 21.78 (Mar 24) to 4.09, marking a decrease of 17.69.
- For Return On Assets (%), as of Mar 25, the value is 5.82. This value is within the healthy range. It has decreased from 17.37 (Mar 24) to 5.82, marking a decrease of 11.55.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.12. It has decreased from 0.27 (Mar 24) to 0.12, marking a decrease of 0.15.
- For Current Ratio (X), as of Mar 25, the value is 56.25. This value exceeds the healthy maximum of 3. It has decreased from 70.86 (Mar 24) to 56.25, marking a decrease of 14.61.
- For Quick Ratio (X), as of Mar 25, the value is 56.25. This value exceeds the healthy maximum of 2. It has decreased from 70.86 (Mar 24) to 56.25, marking a decrease of 14.61.
- For Dividend Payout Ratio (NP) (%), as of Mar 25, the value is 33.52. This value is within the healthy range. It has increased from 5.78 (Mar 24) to 33.52, marking an increase of 27.74.
- For Dividend Payout Ratio (CP) (%), as of Mar 25, the value is 31.69. This value is within the healthy range. It has increased from 5.68 (Mar 24) to 31.69, marking an increase of 26.01.
- For Earning Retention Ratio (%), as of Mar 25, the value is 66.48. This value is within the healthy range. It has decreased from 94.22 (Mar 24) to 66.48, marking a decrease of 27.74.
- For Cash Earning Retention Ratio (%), as of Mar 25, the value is 68.31. This value is within the healthy range. It has decreased from 94.32 (Mar 24) to 68.31, marking a decrease of 26.01.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 68.49. This value is within the healthy range. It has decreased from 1,101.20 (Mar 24) to 68.49, marking a decrease of 1,032.71.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 92.55. This value is within the healthy range. It has decreased from 880.44 (Mar 24) to 92.55, marking a decrease of 787.89.
- For Enterprise Value (Cr.), as of Mar 25, the value is 47.40. It has increased from 44.68 (Mar 24) to 47.40, marking an increase of 2.72.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 6.16. This value exceeds the healthy maximum of 3. It has increased from 3.01 (Mar 24) to 6.16, marking an increase of 3.15.
- For EV / EBITDA (X), as of Mar 25, the value is 17.70. This value exceeds the healthy maximum of 15. It has increased from 3.44 (Mar 24) to 17.70, marking an increase of 14.26.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 6.72. This value exceeds the healthy maximum of 3. It has increased from 3.44 (Mar 24) to 6.72, marking an increase of 3.28.
- For Retention Ratios (%), as of Mar 25, the value is 66.47. This value is within the healthy range. It has decreased from 94.21 (Mar 24) to 66.47, marking a decrease of 27.74.
- For Price / BV (X), as of Mar 25, the value is 0.87. This value is below the healthy minimum of 1. It has decreased from 0.90 (Mar 24) to 0.87, marking a decrease of 0.03.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 6.72. This value exceeds the healthy maximum of 3. It has increased from 3.44 (Mar 24) to 6.72, marking an increase of 3.28.
- For EarningsYield, as of Mar 25, the value is 0.06. This value is below the healthy minimum of 5. It has decreased from 0.20 (Mar 24) to 0.06, marking a decrease of 0.14.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
|
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Lakshmi Finance & Industrial Corporation Ltd:
- Net Profit Margin: 46.52%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 4.09% (Industry Average ROCE: 21.7%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 6.08% (Industry Average ROE: 14.2%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 92.55
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 56.25
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 23.8 (Industry average Stock P/E: 132.51)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 46.52%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance & Investments | 1st Floor, Suryodaya, Hyderabad Telangana 500016 | lakshmi_lfic@yahoo.com http://www.lakshmifinance.org.in |
| Management | |
|---|---|
| Name | Position Held |
| Mr. K Harishchandra Prasad | Managing Director |
| Mr. S Suryanarayana | Director |
| Mr. K Kapil Prasad | Director |
| Mrs. Madhurika Nalluri Venkat | Director |
| Dr. D Nageswara Rao | Director |
| Mrs. Bolleni Shanti Sree | Director |
| Mr. Ramaprasad | Director |
FAQ
What is the intrinsic value of Lakshmi Finance & Industrial Corporation Ltd?
Lakshmi Finance & Industrial Corporation Ltd's intrinsic value (as of 18 October 2025) is 235.20 which is 16.44% higher the current market price of 202.00, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's 60.5 Cr. market cap, FY2025-2026 high/low of 277/154, reserves of ₹55.85 Cr, and liabilities of 61.43 Cr.
What is the Market Cap of Lakshmi Finance & Industrial Corporation Ltd?
The Market Cap of Lakshmi Finance & Industrial Corporation Ltd is 60.5 Cr..
What is the current Stock Price of Lakshmi Finance & Industrial Corporation Ltd as on 18 October 2025?
The current stock price of Lakshmi Finance & Industrial Corporation Ltd as on 18 October 2025 is 202.
What is the High / Low of Lakshmi Finance & Industrial Corporation Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Lakshmi Finance & Industrial Corporation Ltd stocks is 277/154.
What is the Stock P/E of Lakshmi Finance & Industrial Corporation Ltd?
The Stock P/E of Lakshmi Finance & Industrial Corporation Ltd is 23.8.
What is the Book Value of Lakshmi Finance & Industrial Corporation Ltd?
The Book Value of Lakshmi Finance & Industrial Corporation Ltd is 196.
What is the Dividend Yield of Lakshmi Finance & Industrial Corporation Ltd?
The Dividend Yield of Lakshmi Finance & Industrial Corporation Ltd is 1.49 %.
What is the ROCE of Lakshmi Finance & Industrial Corporation Ltd?
The ROCE of Lakshmi Finance & Industrial Corporation Ltd is 4.28 %.
What is the ROE of Lakshmi Finance & Industrial Corporation Ltd?
The ROE of Lakshmi Finance & Industrial Corporation Ltd is 6.21 %.
What is the Face Value of Lakshmi Finance & Industrial Corporation Ltd?
The Face Value of Lakshmi Finance & Industrial Corporation Ltd is 10.0.