Share Price and Basic Stock Data
Last Updated: November 7, 2025, 5:01 pm
| PEG Ratio | -1.38 |
|---|
Analyst Insight & Comprehensive Analysis
Business Overview and Revenue Trends
Lakshmi Finance & Industrial Corporation Ltd operates primarily in the finance and investment sector, with a current market capitalization of ₹61.1 Cr. The company’s share price stood at ₹204, reflecting investor confidence amid fluctuating revenue streams. In terms of revenue trends, the company recorded sales of ₹3.59 Cr for the fiscal year ending March 2023. This marked a significant increase from ₹7.96 Cr in March 2022, indicating a recovery from previous lows. The quarterly sales figures also illustrate volatility; for instance, sales peaked at ₹6.76 Cr in June 2024, followed by a decline to ₹1.69 Cr by March 2025. Such fluctuations may signal the company’s struggle to maintain a consistent revenue base, which is critical in the competitive finance sector.
Profitability and Efficiency Metrics
In terms of profitability, Lakshmi Finance reported a net profit of ₹3.58 Cr for the fiscal year ending March 2025, a notable improvement from ₹0.55 Cr in March 2023. The company’s operating profit margin (OPM) stood at an impressive 92.67%, showcasing its ability to control costs relative to sales, although the OPM figures fluctuated significantly over the years. The return on equity (ROE) was recorded at 6.21%, which is relatively low compared to the sector average, indicating that while the company is profitable, it may not be maximizing shareholder value as effectively as its peers. The interest coverage ratio (ICR) at 68.49x underscores the company’s strong ability to meet interest obligations, a crucial metric for financial institutions, suggesting robust operational efficiency.
Balance Sheet Strength and Financial Ratios
Lakshmi Finance boasts a solid balance sheet with no borrowings, reflecting a conservative financial strategy that mitigates risks associated with debt. The total assets stood at ₹61.43 Cr as of March 2025, backed by reserves of ₹55.85 Cr, which is a healthy buffer for future investments or downturns. The price-to-book value (P/BV) ratio is 0.87x, indicating that the stock is trading below its intrinsic value, potentially making it an attractive investment opportunity. The current ratio of 56.25 and quick ratio of 56.25 suggest that the company possesses ample liquidity to cover short-term liabilities. However, the return on capital employed (ROCE) of 4.28% indicates that the company may need to enhance its capital efficiency to improve returns on investments.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Lakshmi Finance reveals a stable structure, with promoters holding 47% of the shares, which reflects a strong management commitment to the company. The public holds a majority stake of 52.97%, while foreign institutional investors (FIIs) have not made significant investments, and domestic institutional investors (DIIs) hold a mere 0.03%. This distribution suggests a reliance on retail investors for market support, which can lead to volatility. The number of shareholders increased from 4,448 in March 2023 to 5,684 in March 2025, indicating growing investor interest. However, the low institutional ownership may deter larger investors, which could impact the stock’s potential for price appreciation.
Outlook, Risks, and Final Insight
Looking ahead, Lakshmi Finance faces both opportunities and challenges. The company’s ability to maintain and grow its revenue, particularly given the historical volatility in sales, will be critical. Strengths include a strong liquidity position and no debt, which provides a cushion against market fluctuations. However, risks include the relatively low ROE and dependence on public investors, which can lead to stock price volatility. Additionally, the fluctuating profit margins and inconsistent sales figures pose a risk to sustained profitability. Overall, while the company has a solid foundation, it must address efficiency in capital utilization and enhance its revenue consistency to attract institutional investors and bolster long-term growth.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Lakshmi Finance & Industrial Corporation Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Modern Shares & Stockbrokers Ltd | 12.6 Cr. | 43.0 | 67.7/36.4 | 50.4 | 44.4 | 0.00 % | 3.32 % | 1.74 % | 10.0 |
| Monarch Networth Capital Ltd | 2,419 Cr. | 305 | 484/280 | 15.7 | 102 | 0.33 % | 33.3 % | 26.2 % | 10.0 |
| Monotype India Ltd | 37.3 Cr. | 0.53 | 2.42/0.46 | 3.62 | 0.02 | 0.00 % | 286 % | % | 1.00 |
| Multipurpose Trading & Agencies Ltd | 4.14 Cr. | 8.36 | 12.6/8.25 | 10.3 | 0.00 % | 3.68 % | 3.38 % | 10.0 | |
| Munoth Financial Services Ltd | 30.3 Cr. | 58.9 | 72.0/47.6 | 20.6 | 0.00 % | 2.41 % | 3.38 % | 10.0 | |
| Industry Average | 6,983.10 Cr | 1,374.58 | 108.16 | 3,835.00 | 0.32% | 21.70% | 14.20% | 7.28 |
All Competitor Stocks of Lakshmi Finance & Industrial Corporation Ltd
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.51 | 3.77 | 1.58 | 1.34 | 4.08 | 3.18 | 5.11 | 3.55 | 6.76 | 4.81 | 2.02 | 1.69 | 5.46 |
| Expenses | 4.28 | 0.42 | 0.39 | 1.91 | 0.37 | 0.42 | 0.43 | 1.75 | 0.46 | 0.52 | 5.22 | 6.43 | 0.40 |
| Operating Profit | -3.77 | 3.35 | 1.19 | -0.57 | 3.71 | 2.76 | 4.68 | 1.80 | 6.30 | 4.29 | -3.20 | -4.74 | 5.06 |
| OPM % | -739.22% | 88.86% | 75.32% | -42.54% | 90.93% | 86.79% | 91.59% | 50.70% | 93.20% | 89.19% | -158.42% | -280.47% | 92.67% |
| Other Income | 0.00 | 0.14 | 0.00 | 0.01 | 0.00 | 0.02 | 0.00 | 0.01 | 0.01 | 0.02 | 0.00 | 0.00 | 0.00 |
| Interest | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Depreciation | 0.04 | 0.04 | 0.04 | 0.04 | 0.03 | 0.04 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 |
| Profit before tax | -3.82 | 3.44 | 1.14 | -0.61 | 3.68 | 2.74 | 4.63 | 1.76 | 6.25 | 4.25 | -3.26 | -4.80 | 5.00 |
| Tax % | -28.01% | 23.55% | 14.91% | -44.26% | 27.72% | 24.09% | 19.87% | -8.52% | 23.68% | 18.59% | -38.04% | -45.00% | 25.20% |
| Net Profit | -2.74 | 2.64 | 0.98 | -0.34 | 2.66 | 2.09 | 3.72 | 1.91 | 4.77 | 3.46 | -2.02 | -2.64 | 3.74 |
| EPS in Rs | -9.13 | 8.80 | 3.27 | -1.13 | 8.87 | 6.97 | 12.40 | 6.37 | 15.90 | 11.53 | -6.73 | -8.80 | 12.47 |
Last Updated: August 20, 2025, 7:50 am
Below is a detailed analysis of the quarterly data for Lakshmi Finance & Industrial Corporation Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 5.46 Cr.. The value appears strong and on an upward trend. It has increased from 1.69 Cr. (Mar 2025) to 5.46 Cr., marking an increase of 3.77 Cr..
- For Expenses, as of Jun 2025, the value is 0.40 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 6.43 Cr. (Mar 2025) to 0.40 Cr., marking a decrease of 6.03 Cr..
- For Operating Profit, as of Jun 2025, the value is 5.06 Cr.. The value appears strong and on an upward trend. It has increased from -4.74 Cr. (Mar 2025) to 5.06 Cr., marking an increase of 9.80 Cr..
- For OPM %, as of Jun 2025, the value is 92.67%. The value appears strong and on an upward trend. It has increased from -280.47% (Mar 2025) to 92.67%, marking an increase of 373.14%.
- For Other Income, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Interest, as of Jun 2025, the value is 0.01 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.01 Cr..
- For Depreciation, as of Jun 2025, the value is 0.05 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.05 Cr..
- For Profit before tax, as of Jun 2025, the value is 5.00 Cr.. The value appears strong and on an upward trend. It has increased from -4.80 Cr. (Mar 2025) to 5.00 Cr., marking an increase of 9.80 Cr..
- For Tax %, as of Jun 2025, the value is 25.20%. The value appears to be increasing, which may not be favorable. It has increased from -45.00% (Mar 2025) to 25.20%, marking an increase of 70.20%.
- For Net Profit, as of Jun 2025, the value is 3.74 Cr.. The value appears strong and on an upward trend. It has increased from -2.64 Cr. (Mar 2025) to 3.74 Cr., marking an increase of 6.38 Cr..
- For EPS in Rs, as of Jun 2025, the value is 12.47. The value appears strong and on an upward trend. It has increased from -8.80 (Mar 2025) to 12.47, marking an increase of 21.27.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: June 16, 2025, 4:57 pm
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 4.52 | 6.52 | 4.55 | 4.49 | 6.63 | 2.95 | 2.75 | 15.03 | 7.96 | 3.59 | 14.86 | 7.69 |
| Expenses | 3.37 | 1.10 | 1.10 | 1.24 | 1.86 | 3.34 | 12.36 | 1.37 | 1.53 | 3.25 | 1.90 | 5.04 |
| Operating Profit | 1.15 | 5.42 | 3.45 | 3.25 | 4.77 | -0.39 | -9.61 | 13.66 | 6.43 | 0.34 | 12.96 | 2.65 |
| OPM % | 25.44% | 83.13% | 75.82% | 72.38% | 71.95% | -13.22% | -349.45% | 90.88% | 80.78% | 9.47% | 87.21% | 34.46% |
| Other Income | 0.28 | 0.36 | 0.38 | 0.00 | 0.02 | 0.55 | 0.56 | 0.47 | 0.01 | 0.01 | 0.03 | 0.03 |
| Interest | 0.00 | 0.04 | 0.00 | 0.00 | 0.00 | 0.03 | 0.02 | 0.01 | 0.04 | 0.03 | 0.01 | 0.04 |
| Depreciation | 0.08 | 0.07 | 0.07 | 0.06 | 0.05 | 0.14 | 0.13 | 0.13 | 0.15 | 0.14 | 0.17 | 0.21 |
| Profit before tax | 1.35 | 5.67 | 3.76 | 3.19 | 4.74 | -0.01 | -9.20 | 13.99 | 6.25 | 0.18 | 12.81 | 2.43 |
| Tax % | 0.00% | 11.82% | 3.46% | 1.25% | 2.53% | -6,400.00% | -28.48% | 34.60% | 8.80% | -205.56% | 18.97% | -47.33% |
| Net Profit | 1.35 | 5.00 | 3.63 | 3.15 | 4.62 | 0.62 | -6.59 | 9.15 | 5.71 | 0.55 | 10.38 | 3.58 |
| EPS in Rs | 4.50 | 16.67 | 12.10 | 10.50 | 15.40 | 2.07 | -21.97 | 30.50 | 19.03 | 1.83 | 34.60 | 11.93 |
| Dividend Payout % | 40.00% | 18.00% | 28.93% | 33.33% | 25.97% | 0.00% | -9.10% | 9.84% | 15.76% | 109.09% | 11.56% | 25.14% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 270.37% | -27.40% | -13.22% | 46.67% | -86.58% | -1162.90% | 238.85% | -37.60% | -90.37% | 1787.27% | -65.51% |
| Change in YoY Net Profit Growth (%) | 0.00% | -297.77% | 14.18% | 59.89% | -133.25% | -1076.32% | 1401.75% | -276.44% | -52.77% | 1877.64% | -1852.78% |
Lakshmi Finance & Industrial Corporation Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 2% |
| 5 Years: | 23% |
| 3 Years: | -1% |
| TTM: | -25% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | -3% |
| 5 Years: | 21% |
| 3 Years: | -14% |
| TTM: | -80% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | 33% |
| 3 Years: | 27% |
| 1 Year: | -15% |
| Return on Equity | |
|---|---|
| 10 Years: | 8% |
| 5 Years: | 12% |
| 3 Years: | 9% |
| Last Year: | 6% |
Last Updated: September 5, 2025, 9:30 am
Balance Sheet
Last Updated: June 16, 2025, 11:48 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 |
| Reserves | 26.34 | 30.23 | 32.59 | 35.74 | 39.09 | 38.32 | 30.72 | 39.23 | 44.05 | 43.68 | 53.51 | 55.85 |
| Borrowings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Liabilities | 1.51 | 2.54 | 2.20 | 1.04 | 1.42 | 1.80 | 1.97 | 2.40 | 2.72 | 2.26 | 3.21 | 2.58 |
| Total Liabilities | 30.85 | 35.77 | 37.79 | 39.78 | 43.51 | 43.12 | 35.69 | 44.63 | 49.77 | 48.94 | 59.72 | 61.43 |
| Fixed Assets | 0.17 | 0.09 | 0.13 | 0.71 | 0.67 | 0.82 | 0.69 | 0.57 | 0.81 | 0.67 | 0.67 | 0.91 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 25.60 | 30.24 | 32.25 | 35.89 | 33.40 | 34.11 | 26.12 | 38.01 | 39.98 | 45.76 | 52.21 | 54.37 |
| Other Assets | 5.08 | 5.44 | 5.41 | 3.18 | 9.44 | 8.19 | 8.88 | 6.05 | 8.98 | 2.51 | 6.84 | 6.15 |
| Total Assets | 30.85 | 35.77 | 37.79 | 39.78 | 43.51 | 43.12 | 35.69 | 44.63 | 49.77 | 48.94 | 59.72 | 61.43 |
Below is a detailed analysis of the balance sheet data for Lakshmi Finance & Industrial Corporation Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2025, the value is 3.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 3.00 Cr..
- For Reserves, as of Mar 2025, the value is 55.85 Cr.. The value appears strong and on an upward trend. It has increased from 53.51 Cr. (Mar 2024) to 55.85 Cr., marking an increase of 2.34 Cr..
- For Borrowings, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. Additionally, since Reserves exceed Borrowings, this is considered a positive sign. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For Other Liabilities, as of Mar 2025, the value is 2.58 Cr.. The value appears to be improving (decreasing). It has decreased from 3.21 Cr. (Mar 2024) to 2.58 Cr., marking a decrease of 0.63 Cr..
- For Total Liabilities, as of Mar 2025, the value is 61.43 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 59.72 Cr. (Mar 2024) to 61.43 Cr., marking an increase of 1.71 Cr..
- For Fixed Assets, as of Mar 2025, the value is 0.91 Cr.. The value appears strong and on an upward trend. It has increased from 0.67 Cr. (Mar 2024) to 0.91 Cr., marking an increase of 0.24 Cr..
- For CWIP, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For Investments, as of Mar 2025, the value is 54.37 Cr.. The value appears strong and on an upward trend. It has increased from 52.21 Cr. (Mar 2024) to 54.37 Cr., marking an increase of 2.16 Cr..
- For Other Assets, as of Mar 2025, the value is 6.15 Cr.. The value appears to be declining and may need further review. It has decreased from 6.84 Cr. (Mar 2024) to 6.15 Cr., marking a decrease of 0.69 Cr..
- For Total Assets, as of Mar 2025, the value is 61.43 Cr.. The value appears strong and on an upward trend. It has increased from 59.72 Cr. (Mar 2024) to 61.43 Cr., marking an increase of 1.71 Cr..
Notably, the Reserves (55.85 Cr.) exceed the Borrowings (0.00 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 1.15 | 5.42 | 3.45 | 3.25 | 4.77 | -0.39 | -9.61 | 13.66 | 6.43 | 0.34 | 12.96 | 2.65 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 0.00 | 77.81 | 43.08 | 152.50 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Days | 0.00 | |||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 0.00 | 0.00 | 77.81 | 43.08 | 152.50 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Working Capital Days | -85.60 | -122.04 | -64.18 | 1.63 | 133.23 | -165.80 | -177.85 | -14.57 | -94.46 | -203.34 | -40.77 | -75.47 |
| ROCE % | 4.66% | 18.25% | 10.90% | 8.58% | 11.73% | 0.05% | -24.47% | 36.87% | 14.09% | 0.45% | 24.81% | 4.28% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 11.93 | 34.59 | 1.84 | 19.02 | 30.51 |
| Diluted EPS (Rs.) | 11.93 | 34.59 | 1.84 | 19.02 | 30.51 |
| Cash EPS (Rs.) | 12.62 | 35.15 | 2.31 | 19.52 | 30.94 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 196.17 | 188.38 | 155.60 | 156.83 | 140.78 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 196.17 | 188.38 | 155.60 | 156.83 | 140.78 |
| Dividend / Share (Rs.) | 3.00 | 4.00 | 2.00 | 3.00 | 3.00 |
| Revenue From Operations / Share (Rs.) | 25.65 | 49.52 | 11.96 | 25.04 | 50.09 |
| PBDIT / Share (Rs.) | 8.93 | 43.31 | 1.15 | 21.46 | 47.12 |
| PBIT / Share (Rs.) | 8.24 | 42.76 | 0.67 | 20.97 | 46.69 |
| PBT / Share (Rs.) | 8.11 | 42.72 | 0.59 | 20.85 | 46.65 |
| Net Profit / Share (Rs.) | 11.93 | 34.59 | 1.84 | 19.02 | 30.51 |
| PBDIT Margin (%) | 34.80 | 87.47 | 9.63 | 85.72 | 94.06 |
| PBIT Margin (%) | 32.12 | 86.34 | 5.66 | 83.75 | 93.21 |
| PBT Margin (%) | 31.61 | 86.26 | 4.94 | 83.28 | 93.12 |
| Net Profit Margin (%) | 46.52 | 69.85 | 15.34 | 75.98 | 60.91 |
| Return on Networth / Equity (%) | 6.08 | 18.36 | 1.17 | 12.12 | 21.67 |
| Return on Capital Employeed (%) | 4.09 | 21.78 | 0.42 | 12.94 | 32.03 |
| Return On Assets (%) | 5.82 | 17.37 | 1.12 | 11.46 | 20.50 |
| Asset Turnover Ratio (%) | 0.12 | 0.27 | 0.07 | 0.15 | 0.37 |
| Current Ratio (X) | 56.25 | 70.86 | 48.76 | 41.55 | 46.95 |
| Quick Ratio (X) | 56.25 | 70.86 | 48.76 | 41.55 | 46.95 |
| Dividend Payout Ratio (NP) (%) | 33.52 | 5.78 | 163.48 | 15.77 | 6.55 |
| Dividend Payout Ratio (CP) (%) | 31.69 | 5.68 | 129.88 | 15.37 | 6.46 |
| Earning Retention Ratio (%) | 66.48 | 94.22 | -63.48 | 84.23 | 93.45 |
| Cash Earning Retention Ratio (%) | 68.31 | 94.32 | -29.88 | 84.63 | 93.54 |
| Interest Coverage Ratio (X) | 68.49 | 1101.20 | 13.34 | 179.01 | 1070.59 |
| Interest Coverage Ratio (Post Tax) (X) | 92.55 | 880.44 | 22.25 | 159.66 | 694.30 |
| Enterprise Value (Cr.) | 47.40 | 44.68 | 33.24 | 20.63 | 20.53 |
| EV / Net Operating Revenue (X) | 6.16 | 3.01 | 9.26 | 2.75 | 1.37 |
| EV / EBITDA (X) | 17.70 | 3.44 | 96.17 | 3.20 | 1.45 |
| MarketCap / Net Operating Revenue (X) | 6.72 | 3.44 | 9.83 | 3.91 | 1.68 |
| Retention Ratios (%) | 66.47 | 94.21 | -63.48 | 84.22 | 93.44 |
| Price / BV (X) | 0.87 | 0.90 | 0.75 | 0.62 | 0.59 |
| Price / Net Operating Revenue (X) | 6.72 | 3.44 | 9.83 | 3.91 | 1.68 |
| EarningsYield | 0.06 | 0.20 | 0.01 | 0.19 | 0.36 |
After reviewing the key financial ratios for Lakshmi Finance & Industrial Corporation Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 11.93. This value is within the healthy range. It has decreased from 34.59 (Mar 24) to 11.93, marking a decrease of 22.66.
- For Diluted EPS (Rs.), as of Mar 25, the value is 11.93. This value is within the healthy range. It has decreased from 34.59 (Mar 24) to 11.93, marking a decrease of 22.66.
- For Cash EPS (Rs.), as of Mar 25, the value is 12.62. This value is within the healthy range. It has decreased from 35.15 (Mar 24) to 12.62, marking a decrease of 22.53.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 196.17. It has increased from 188.38 (Mar 24) to 196.17, marking an increase of 7.79.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 196.17. It has increased from 188.38 (Mar 24) to 196.17, marking an increase of 7.79.
- For Dividend / Share (Rs.), as of Mar 25, the value is 3.00. This value is within the healthy range. It has decreased from 4.00 (Mar 24) to 3.00, marking a decrease of 1.00.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 25.65. It has decreased from 49.52 (Mar 24) to 25.65, marking a decrease of 23.87.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 8.93. This value is within the healthy range. It has decreased from 43.31 (Mar 24) to 8.93, marking a decrease of 34.38.
- For PBIT / Share (Rs.), as of Mar 25, the value is 8.24. This value is within the healthy range. It has decreased from 42.76 (Mar 24) to 8.24, marking a decrease of 34.52.
- For PBT / Share (Rs.), as of Mar 25, the value is 8.11. This value is within the healthy range. It has decreased from 42.72 (Mar 24) to 8.11, marking a decrease of 34.61.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 11.93. This value is within the healthy range. It has decreased from 34.59 (Mar 24) to 11.93, marking a decrease of 22.66.
- For PBDIT Margin (%), as of Mar 25, the value is 34.80. This value is within the healthy range. It has decreased from 87.47 (Mar 24) to 34.80, marking a decrease of 52.67.
- For PBIT Margin (%), as of Mar 25, the value is 32.12. This value exceeds the healthy maximum of 20. It has decreased from 86.34 (Mar 24) to 32.12, marking a decrease of 54.22.
- For PBT Margin (%), as of Mar 25, the value is 31.61. This value is within the healthy range. It has decreased from 86.26 (Mar 24) to 31.61, marking a decrease of 54.65.
- For Net Profit Margin (%), as of Mar 25, the value is 46.52. This value exceeds the healthy maximum of 10. It has decreased from 69.85 (Mar 24) to 46.52, marking a decrease of 23.33.
- For Return on Networth / Equity (%), as of Mar 25, the value is 6.08. This value is below the healthy minimum of 15. It has decreased from 18.36 (Mar 24) to 6.08, marking a decrease of 12.28.
- For Return on Capital Employeed (%), as of Mar 25, the value is 4.09. This value is below the healthy minimum of 10. It has decreased from 21.78 (Mar 24) to 4.09, marking a decrease of 17.69.
- For Return On Assets (%), as of Mar 25, the value is 5.82. This value is within the healthy range. It has decreased from 17.37 (Mar 24) to 5.82, marking a decrease of 11.55.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.12. It has decreased from 0.27 (Mar 24) to 0.12, marking a decrease of 0.15.
- For Current Ratio (X), as of Mar 25, the value is 56.25. This value exceeds the healthy maximum of 3. It has decreased from 70.86 (Mar 24) to 56.25, marking a decrease of 14.61.
- For Quick Ratio (X), as of Mar 25, the value is 56.25. This value exceeds the healthy maximum of 2. It has decreased from 70.86 (Mar 24) to 56.25, marking a decrease of 14.61.
- For Dividend Payout Ratio (NP) (%), as of Mar 25, the value is 33.52. This value is within the healthy range. It has increased from 5.78 (Mar 24) to 33.52, marking an increase of 27.74.
- For Dividend Payout Ratio (CP) (%), as of Mar 25, the value is 31.69. This value is within the healthy range. It has increased from 5.68 (Mar 24) to 31.69, marking an increase of 26.01.
- For Earning Retention Ratio (%), as of Mar 25, the value is 66.48. This value is within the healthy range. It has decreased from 94.22 (Mar 24) to 66.48, marking a decrease of 27.74.
- For Cash Earning Retention Ratio (%), as of Mar 25, the value is 68.31. This value is within the healthy range. It has decreased from 94.32 (Mar 24) to 68.31, marking a decrease of 26.01.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 68.49. This value is within the healthy range. It has decreased from 1,101.20 (Mar 24) to 68.49, marking a decrease of 1,032.71.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 92.55. This value is within the healthy range. It has decreased from 880.44 (Mar 24) to 92.55, marking a decrease of 787.89.
- For Enterprise Value (Cr.), as of Mar 25, the value is 47.40. It has increased from 44.68 (Mar 24) to 47.40, marking an increase of 2.72.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 6.16. This value exceeds the healthy maximum of 3. It has increased from 3.01 (Mar 24) to 6.16, marking an increase of 3.15.
- For EV / EBITDA (X), as of Mar 25, the value is 17.70. This value exceeds the healthy maximum of 15. It has increased from 3.44 (Mar 24) to 17.70, marking an increase of 14.26.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 6.72. This value exceeds the healthy maximum of 3. It has increased from 3.44 (Mar 24) to 6.72, marking an increase of 3.28.
- For Retention Ratios (%), as of Mar 25, the value is 66.47. This value is within the healthy range. It has decreased from 94.21 (Mar 24) to 66.47, marking a decrease of 27.74.
- For Price / BV (X), as of Mar 25, the value is 0.87. This value is below the healthy minimum of 1. It has decreased from 0.90 (Mar 24) to 0.87, marking a decrease of 0.03.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 6.72. This value exceeds the healthy maximum of 3. It has increased from 3.44 (Mar 24) to 6.72, marking an increase of 3.28.
- For EarningsYield, as of Mar 25, the value is 0.06. This value is below the healthy minimum of 5. It has decreased from 0.20 (Mar 24) to 0.06, marking a decrease of 0.14.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
|
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Lakshmi Finance & Industrial Corporation Ltd:
- Net Profit Margin: 46.52%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 4.09% (Industry Average ROCE: 21.7%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 6.08% (Industry Average ROE: 14.2%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 92.55
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 56.25
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 23.7 (Industry average Stock P/E: 108.16)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 46.52%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance & Investments | 1st Floor, Suryodaya, Hyderabad Telangana 500016 | lakshmi_lfic@yahoo.com http://www.lakshmifinance.org.in |
| Management | |
|---|---|
| Name | Position Held |
| Mr. K Harishchandra Prasad | Managing Director |
| Mr. S Suryanarayana | Director |
| Mr. K Kapil Prasad | Director |
| Mrs. Madhurika Nalluri Venkat | Director |
| Dr. D Nageswara Rao | Director |
| Mrs. Bolleni Shanti Sree | Director |
| Mr. Ramaprasad | Director |
FAQ
What is the intrinsic value of Lakshmi Finance & Industrial Corporation Ltd?
Lakshmi Finance & Industrial Corporation Ltd's intrinsic value (as of 07 November 2025) is 234.21 which is 16.52% higher the current market price of 201.00, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's 60.2 Cr. market cap, FY2025-2026 high/low of 270/154, reserves of ₹55.85 Cr, and liabilities of 61.43 Cr.
What is the Market Cap of Lakshmi Finance & Industrial Corporation Ltd?
The Market Cap of Lakshmi Finance & Industrial Corporation Ltd is 60.2 Cr..
What is the current Stock Price of Lakshmi Finance & Industrial Corporation Ltd as on 07 November 2025?
The current stock price of Lakshmi Finance & Industrial Corporation Ltd as on 07 November 2025 is 201.
What is the High / Low of Lakshmi Finance & Industrial Corporation Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Lakshmi Finance & Industrial Corporation Ltd stocks is 270/154.
What is the Stock P/E of Lakshmi Finance & Industrial Corporation Ltd?
The Stock P/E of Lakshmi Finance & Industrial Corporation Ltd is 23.7.
What is the Book Value of Lakshmi Finance & Industrial Corporation Ltd?
The Book Value of Lakshmi Finance & Industrial Corporation Ltd is 196.
What is the Dividend Yield of Lakshmi Finance & Industrial Corporation Ltd?
The Dividend Yield of Lakshmi Finance & Industrial Corporation Ltd is 1.49 %.
What is the ROCE of Lakshmi Finance & Industrial Corporation Ltd?
The ROCE of Lakshmi Finance & Industrial Corporation Ltd is 4.28 %.
What is the ROE of Lakshmi Finance & Industrial Corporation Ltd?
The ROE of Lakshmi Finance & Industrial Corporation Ltd is 6.21 %.
What is the Face Value of Lakshmi Finance & Industrial Corporation Ltd?
The Face Value of Lakshmi Finance & Industrial Corporation Ltd is 10.0.