Share Price and Basic Stock Data
Last Updated: January 8, 2026, 6:07 pm
| PEG Ratio | 0.00 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Lakshmi Finance & Industrial Corporation Ltd operates in the finance and investments sector, with its stock currently priced at ₹164 and a market capitalization of ₹49.1 Cr. The company has experienced significant fluctuations in its revenue over recent quarters, with sales recorded at ₹3.77 Cr in September 2022, declining to ₹1.34 Cr by March 2023, before rebounding to ₹4.08 Cr in June 2023. The most recent quarter, September 2023, saw sales of ₹3.18 Cr. On an annual basis, the total sales for FY 2025 stood at ₹7.69 Cr, compared to ₹3.59 Cr in FY 2023, indicating a recovery trajectory. This growth is particularly notable given the volatility in previous years, such as a peak sales figure of ₹15.03 Cr in FY 2021. The trailing twelve months (TTM) revenue is reported at ₹10.64 Cr, suggesting a potential for stabilization as the company adjusts its operational strategies amidst a recovering market.
Profitability and Efficiency Metrics
The profitability metrics for Lakshmi Finance reveal a mixed performance. The operating profit margin (OPM) for the most recent fiscal year was recorded at 34.80%, down from 87.47% in the previous year, reflecting a significant contraction in operational efficiency. The net profit margin stood at 46.52% for FY 2025, a decline from 69.85% in FY 2024, indicating challenges in maintaining profitability amid fluctuating revenues. The company reported a net profit of ₹3.58 Cr for FY 2025, which is a recovery from ₹0.55 Cr in FY 2023. However, the reported return on equity (ROE) of 6.08% and return on capital employed (ROCE) of 4.09% are lower than typical sector averages, suggesting that while the company is generating profits, it is not leveraging its capital as effectively as peers in the finance sector, which typically have higher efficiency ratios.
Balance Sheet Strength and Financial Ratios
Lakshmi Finance maintains a robust balance sheet, characterized by zero borrowings, which positions the company favorably against its peers that often carry high levels of debt. The reserves have grown to ₹57.46 Cr as of September 2025, up from ₹43.68 Cr in FY 2023, indicating a strengthening capital base. The interest coverage ratio (ICR) is exceptionally high at 68.49x, underscoring the company’s ability to meet interest obligations comfortably. Additionally, the price-to-book value (P/BV) ratio stands at 0.87x, indicating that the stock is trading below its book value, which could appeal to value investors. However, the current ratio of 56.25x suggests an extraordinarily high level of liquidity, which may not be typical for the sector, prompting questions about the efficiency with which assets are deployed to generate returns.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Lakshmi Finance indicates a stable ownership structure, with promoters holding 47.00% of the shares consistently since December 2022. The public holds a substantial 52.97%, while foreign institutional investors (FIIs) hold no stake, and domestic institutional investors (DIIs) have a minimal presence at 0.03%. The total number of shareholders increased to 5,674 as of September 2025, suggesting growing interest among retail investors. This stability in ownership may bolster investor confidence, especially given the lack of debt and a recovering profit trajectory. However, the low institutional participation may raise concerns regarding the company’s visibility and perceived attractiveness among larger investors, potentially limiting its growth prospects in a competitive market.
Outlook, Risks, and Final Insight
Looking ahead, Lakshmi Finance faces both opportunities and risks. The absence of debt and a growing reserve base present a strong foundation for future growth, especially as the company continues to recover from previous revenue declines. However, the volatility in profit margins and the lower ROE compared to industry averages could hinder its ability to attract institutional investment. Additionally, the company’s reliance on a narrow base of public shareholders may pose risks to stock liquidity and price stability. As it navigates these challenges, a focus on improving operational efficiency and enhancing shareholder value will be crucial. In scenarios where the company successfully capitalizes on its strengths while addressing its weaknesses, it could see improved market positioning and investor sentiment, leading to potential for long-term growth and stability.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Modern Shares & Stockbrokers Ltd | 11.2 Cr. | 38.2 | 61.0/36.4 | 44.8 | 44.4 | 0.00 % | 3.32 % | 1.74 % | 10.0 |
| Monarch Networth Capital Ltd | 2,373 Cr. | 300 | 484/280 | 15.3 | 111 | 0.33 % | 33.3 % | 26.2 % | 10.0 |
| Monotype India Ltd | 29.5 Cr. | 0.42 | 1.62/0.38 | 4.09 | 0.03 | 0.00 % | 286 % | % | 1.00 |
| Multipurpose Trading & Agencies Ltd | 5.02 Cr. | 10.1 | 11.6/8.25 | 9.25 | 0.00 % | 3.68 % | 3.38 % | 10.0 | |
| Munoth Financial Services Ltd | 20.8 Cr. | 40.5 | 69.9/38.6 | 19.9 | 0.00 % | 2.41 % | 3.38 % | 10.0 | |
| Industry Average | 7,224.69 Cr | 1,348.21 | 76.08 | 3,844.57 | 0.36% | 21.71% | 14.20% | 7.28 |
All Competitor Stocks of Lakshmi Finance & Industrial Corporation Ltd
Quarterly Result
| Metric | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 3.77 | 1.58 | 1.34 | 4.08 | 3.18 | 5.11 | 3.55 | 6.76 | 4.81 | 2.02 | 1.69 | 5.46 | 1.47 |
| Expenses | 0.42 | 0.39 | 1.91 | 0.37 | 0.42 | 0.43 | 1.75 | 0.46 | 0.52 | 5.22 | 6.43 | 0.40 | 3.09 |
| Operating Profit | 3.35 | 1.19 | -0.57 | 3.71 | 2.76 | 4.68 | 1.80 | 6.30 | 4.29 | -3.20 | -4.74 | 5.06 | -1.62 |
| OPM % | 88.86% | 75.32% | -42.54% | 90.93% | 86.79% | 91.59% | 50.70% | 93.20% | 89.19% | -158.42% | -280.47% | 92.67% | -110.20% |
| Other Income | 0.14 | 0.00 | 0.01 | 0.00 | 0.02 | 0.00 | 0.01 | 0.01 | 0.02 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Depreciation | 0.04 | 0.04 | 0.04 | 0.03 | 0.04 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 |
| Profit before tax | 3.44 | 1.14 | -0.61 | 3.68 | 2.74 | 4.63 | 1.76 | 6.25 | 4.25 | -3.26 | -4.80 | 5.00 | -1.68 |
| Tax % | 23.55% | 14.91% | -44.26% | 27.72% | 24.09% | 19.87% | -8.52% | 23.68% | 18.59% | -38.04% | -45.00% | 25.20% | -26.19% |
| Net Profit | 2.64 | 0.98 | -0.34 | 2.66 | 2.09 | 3.72 | 1.91 | 4.77 | 3.46 | -2.02 | -2.64 | 3.74 | -1.24 |
| EPS in Rs | 8.80 | 3.27 | -1.13 | 8.87 | 6.97 | 12.40 | 6.37 | 15.90 | 11.53 | -6.73 | -8.80 | 12.47 | -4.13 |
Last Updated: December 30, 2025, 5:04 am
Below is a detailed analysis of the quarterly data for Lakshmi Finance & Industrial Corporation Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Sales, as of Sep 2025, the value is 1.47 Cr.. The value appears to be declining and may need further review. It has decreased from 5.46 Cr. (Jun 2025) to 1.47 Cr., marking a decrease of 3.99 Cr..
- For Expenses, as of Sep 2025, the value is 3.09 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.40 Cr. (Jun 2025) to 3.09 Cr., marking an increase of 2.69 Cr..
- For Operating Profit, as of Sep 2025, the value is -1.62 Cr.. The value appears to be declining and may need further review. It has decreased from 5.06 Cr. (Jun 2025) to -1.62 Cr., marking a decrease of 6.68 Cr..
- For OPM %, as of Sep 2025, the value is -110.20%. The value appears to be declining and may need further review. It has decreased from 92.67% (Jun 2025) to -110.20%, marking a decrease of 202.87%.
- For Other Income, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Interest, as of Sep 2025, the value is 0.01 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.01 Cr..
- For Depreciation, as of Sep 2025, the value is 0.05 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.05 Cr..
- For Profit before tax, as of Sep 2025, the value is -1.68 Cr.. The value appears to be declining and may need further review. It has decreased from 5.00 Cr. (Jun 2025) to -1.68 Cr., marking a decrease of 6.68 Cr..
- For Tax %, as of Sep 2025, the value is -26.19%. The value appears to be improving (decreasing) as expected. It has decreased from 25.20% (Jun 2025) to -26.19%, marking a decrease of 51.39%.
- For Net Profit, as of Sep 2025, the value is -1.24 Cr.. The value appears to be declining and may need further review. It has decreased from 3.74 Cr. (Jun 2025) to -1.24 Cr., marking a decrease of 4.98 Cr..
- For EPS in Rs, as of Sep 2025, the value is -4.13. The value appears to be declining and may need further review. It has decreased from 12.47 (Jun 2025) to -4.13, marking a decrease of 16.60.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 5:04 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 4.52 | 6.52 | 4.55 | 4.49 | 6.63 | 2.95 | 2.75 | 15.03 | 7.96 | 3.59 | 14.86 | 7.69 | 10.64 |
| Expenses | 3.37 | 1.10 | 1.10 | 1.24 | 1.86 | 3.34 | 12.36 | 1.37 | 1.53 | 3.25 | 1.90 | 5.03 | 15.14 |
| Operating Profit | 1.15 | 5.42 | 3.45 | 3.25 | 4.77 | -0.39 | -9.61 | 13.66 | 6.43 | 0.34 | 12.96 | 2.66 | -4.50 |
| OPM % | 25.44% | 83.13% | 75.82% | 72.38% | 71.95% | -13.22% | -349.45% | 90.88% | 80.78% | 9.47% | 87.21% | 34.59% | -42.29% |
| Other Income | 0.28 | 0.36 | 0.38 | 0.00 | 0.02 | 0.55 | 0.56 | 0.47 | 0.01 | 0.01 | 0.03 | 0.02 | 0.00 |
| Interest | 0.00 | 0.04 | 0.00 | 0.00 | 0.00 | 0.03 | 0.02 | 0.01 | 0.04 | 0.03 | 0.01 | 0.04 | 0.04 |
| Depreciation | 0.08 | 0.07 | 0.07 | 0.06 | 0.05 | 0.14 | 0.13 | 0.13 | 0.15 | 0.14 | 0.17 | 0.21 | 0.20 |
| Profit before tax | 1.35 | 5.67 | 3.76 | 3.19 | 4.74 | -0.01 | -9.20 | 13.99 | 6.25 | 0.18 | 12.81 | 2.43 | -4.74 |
| Tax % | 0.00% | 11.82% | 3.46% | 1.25% | 2.53% | -6,400.00% | -28.48% | 34.60% | 8.80% | -205.56% | 18.97% | -47.33% | |
| Net Profit | 1.35 | 5.00 | 3.63 | 3.15 | 4.62 | 0.62 | -6.59 | 9.15 | 5.71 | 0.55 | 10.38 | 3.58 | -2.16 |
| EPS in Rs | 4.50 | 16.67 | 12.10 | 10.50 | 15.40 | 2.07 | -21.97 | 30.50 | 19.03 | 1.83 | 34.60 | 11.93 | -7.19 |
| Dividend Payout % | 40.00% | 18.00% | 28.93% | 33.33% | 25.97% | 0.00% | -9.10% | 9.84% | 15.76% | 109.09% | 11.56% | 25.14% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 270.37% | -27.40% | -13.22% | 46.67% | -86.58% | -1162.90% | 238.85% | -37.60% | -90.37% | 1787.27% | -65.51% |
| Change in YoY Net Profit Growth (%) | 0.00% | -297.77% | 14.18% | 59.89% | -133.25% | -1076.32% | 1401.75% | -276.44% | -52.77% | 1877.64% | -1852.78% |
Lakshmi Finance & Industrial Corporation Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 2% |
| 5 Years: | 23% |
| 3 Years: | -1% |
| TTM: | -25% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | -3% |
| 5 Years: | 21% |
| 3 Years: | -14% |
| TTM: | -80% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | 33% |
| 3 Years: | 27% |
| 1 Year: | -15% |
| Return on Equity | |
|---|---|
| 10 Years: | 8% |
| 5 Years: | 12% |
| 3 Years: | 9% |
| Last Year: | 6% |
Last Updated: September 5, 2025, 9:30 am
Balance Sheet
Last Updated: December 4, 2025, 1:33 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 |
| Reserves | 26.34 | 30.23 | 32.59 | 35.74 | 39.09 | 38.32 | 30.72 | 39.23 | 44.05 | 43.68 | 53.51 | 55.85 | 57.46 |
| Borrowings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Liabilities | 1.51 | 2.54 | 2.20 | 1.04 | 1.42 | 1.80 | 1.97 | 2.40 | 2.72 | 2.26 | 3.21 | 2.58 | 3.34 |
| Total Liabilities | 30.85 | 35.77 | 37.79 | 39.78 | 43.51 | 43.12 | 35.69 | 44.63 | 49.77 | 48.94 | 59.72 | 61.43 | 63.80 |
| Fixed Assets | 0.17 | 0.09 | 0.13 | 0.71 | 0.67 | 0.82 | 0.69 | 0.57 | 0.81 | 0.67 | 0.67 | 0.91 | 0.82 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 25.60 | 30.24 | 32.25 | 35.89 | 33.40 | 34.11 | 26.12 | 38.01 | 39.98 | 45.76 | 52.21 | 54.37 | 54.22 |
| Other Assets | 5.08 | 5.44 | 5.41 | 3.18 | 9.44 | 8.19 | 8.88 | 6.05 | 8.98 | 2.51 | 6.84 | 6.15 | 8.76 |
| Total Assets | 30.85 | 35.77 | 37.79 | 39.78 | 43.51 | 43.12 | 35.69 | 44.63 | 49.77 | 48.94 | 59.72 | 61.43 | 63.80 |
Below is a detailed analysis of the balance sheet data for Lakshmi Finance & Industrial Corporation Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 3.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 3.00 Cr..
- For Reserves, as of Sep 2025, the value is 57.46 Cr.. The value appears strong and on an upward trend. It has increased from 55.85 Cr. (Mar 2025) to 57.46 Cr., marking an increase of 1.61 Cr..
- For Borrowings, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. Additionally, since Reserves exceed Borrowings, this is considered a positive sign. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 3.34 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 2.58 Cr. (Mar 2025) to 3.34 Cr., marking an increase of 0.76 Cr..
- For Total Liabilities, as of Sep 2025, the value is 63.80 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 61.43 Cr. (Mar 2025) to 63.80 Cr., marking an increase of 2.37 Cr..
- For Fixed Assets, as of Sep 2025, the value is 0.82 Cr.. The value appears to be declining and may need further review. It has decreased from 0.91 Cr. (Mar 2025) to 0.82 Cr., marking a decrease of 0.09 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 54.22 Cr.. The value appears to be declining and may need further review. It has decreased from 54.37 Cr. (Mar 2025) to 54.22 Cr., marking a decrease of 0.15 Cr..
- For Other Assets, as of Sep 2025, the value is 8.76 Cr.. The value appears strong and on an upward trend. It has increased from 6.15 Cr. (Mar 2025) to 8.76 Cr., marking an increase of 2.61 Cr..
- For Total Assets, as of Sep 2025, the value is 63.80 Cr.. The value appears strong and on an upward trend. It has increased from 61.43 Cr. (Mar 2025) to 63.80 Cr., marking an increase of 2.37 Cr..
Notably, the Reserves (57.46 Cr.) exceed the Borrowings (0.00 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 1.15 | 5.42 | 3.45 | 3.25 | 4.77 | -0.39 | -9.61 | 13.66 | 6.43 | 0.34 | 12.96 | 2.66 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 0.00 | 77.81 | 43.08 | 152.50 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Days | 0.00 | |||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 0.00 | 0.00 | 77.81 | 43.08 | 152.50 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Working Capital Days | -85.60 | -122.04 | -64.18 | 1.63 | 133.23 | -165.80 | -177.85 | -14.57 | -94.46 | -203.34 | -40.77 | -75.47 |
| ROCE % | 4.66% | 18.25% | 10.90% | 8.58% | 11.73% | 0.05% | -24.47% | 36.87% | 14.09% | 0.45% | 24.81% | 4.28% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 11.93 | 34.59 | 1.84 | 19.02 | 30.51 |
| Diluted EPS (Rs.) | 11.93 | 34.59 | 1.84 | 19.02 | 30.51 |
| Cash EPS (Rs.) | 12.62 | 35.15 | 2.31 | 19.52 | 30.94 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 196.17 | 188.38 | 155.60 | 156.83 | 140.78 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 196.17 | 188.38 | 155.60 | 156.83 | 140.78 |
| Dividend / Share (Rs.) | 3.00 | 4.00 | 2.00 | 3.00 | 3.00 |
| Revenue From Operations / Share (Rs.) | 25.65 | 49.52 | 11.96 | 25.04 | 50.09 |
| PBDIT / Share (Rs.) | 8.93 | 43.31 | 1.15 | 21.46 | 47.12 |
| PBIT / Share (Rs.) | 8.24 | 42.76 | 0.67 | 20.97 | 46.69 |
| PBT / Share (Rs.) | 8.11 | 42.72 | 0.59 | 20.85 | 46.65 |
| Net Profit / Share (Rs.) | 11.93 | 34.59 | 1.84 | 19.02 | 30.51 |
| PBDIT Margin (%) | 34.80 | 87.47 | 9.63 | 85.72 | 94.06 |
| PBIT Margin (%) | 32.12 | 86.34 | 5.66 | 83.75 | 93.21 |
| PBT Margin (%) | 31.61 | 86.26 | 4.94 | 83.28 | 93.12 |
| Net Profit Margin (%) | 46.52 | 69.85 | 15.34 | 75.98 | 60.91 |
| Return on Networth / Equity (%) | 6.08 | 18.36 | 1.17 | 12.12 | 21.67 |
| Return on Capital Employeed (%) | 4.09 | 21.78 | 0.42 | 12.94 | 32.03 |
| Return On Assets (%) | 5.82 | 17.37 | 1.12 | 11.46 | 20.50 |
| Asset Turnover Ratio (%) | 0.12 | 0.27 | 0.07 | 0.15 | 0.37 |
| Current Ratio (X) | 56.25 | 70.86 | 48.76 | 41.55 | 46.95 |
| Quick Ratio (X) | 56.25 | 70.86 | 48.76 | 41.55 | 46.95 |
| Dividend Payout Ratio (NP) (%) | 33.52 | 5.78 | 163.48 | 15.77 | 6.55 |
| Dividend Payout Ratio (CP) (%) | 31.69 | 5.68 | 129.88 | 15.37 | 6.46 |
| Earning Retention Ratio (%) | 66.48 | 94.22 | -63.48 | 84.23 | 93.45 |
| Cash Earning Retention Ratio (%) | 68.31 | 94.32 | -29.88 | 84.63 | 93.54 |
| Interest Coverage Ratio (X) | 68.49 | 1101.20 | 13.34 | 179.01 | 1070.59 |
| Interest Coverage Ratio (Post Tax) (X) | 92.55 | 880.44 | 22.25 | 159.66 | 694.30 |
| Enterprise Value (Cr.) | 47.40 | 44.68 | 33.24 | 20.63 | 20.53 |
| EV / Net Operating Revenue (X) | 6.16 | 3.01 | 9.26 | 2.75 | 1.37 |
| EV / EBITDA (X) | 17.70 | 3.44 | 96.17 | 3.20 | 1.45 |
| MarketCap / Net Operating Revenue (X) | 6.72 | 3.44 | 9.83 | 3.91 | 1.68 |
| Retention Ratios (%) | 66.47 | 94.21 | -63.48 | 84.22 | 93.44 |
| Price / BV (X) | 0.87 | 0.90 | 0.75 | 0.62 | 0.59 |
| Price / Net Operating Revenue (X) | 6.72 | 3.44 | 9.83 | 3.91 | 1.68 |
| EarningsYield | 0.06 | 0.20 | 0.01 | 0.19 | 0.36 |
After reviewing the key financial ratios for Lakshmi Finance & Industrial Corporation Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 11.93. This value is within the healthy range. It has decreased from 34.59 (Mar 24) to 11.93, marking a decrease of 22.66.
- For Diluted EPS (Rs.), as of Mar 25, the value is 11.93. This value is within the healthy range. It has decreased from 34.59 (Mar 24) to 11.93, marking a decrease of 22.66.
- For Cash EPS (Rs.), as of Mar 25, the value is 12.62. This value is within the healthy range. It has decreased from 35.15 (Mar 24) to 12.62, marking a decrease of 22.53.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 196.17. It has increased from 188.38 (Mar 24) to 196.17, marking an increase of 7.79.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 196.17. It has increased from 188.38 (Mar 24) to 196.17, marking an increase of 7.79.
- For Dividend / Share (Rs.), as of Mar 25, the value is 3.00. This value is within the healthy range. It has decreased from 4.00 (Mar 24) to 3.00, marking a decrease of 1.00.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 25.65. It has decreased from 49.52 (Mar 24) to 25.65, marking a decrease of 23.87.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 8.93. This value is within the healthy range. It has decreased from 43.31 (Mar 24) to 8.93, marking a decrease of 34.38.
- For PBIT / Share (Rs.), as of Mar 25, the value is 8.24. This value is within the healthy range. It has decreased from 42.76 (Mar 24) to 8.24, marking a decrease of 34.52.
- For PBT / Share (Rs.), as of Mar 25, the value is 8.11. This value is within the healthy range. It has decreased from 42.72 (Mar 24) to 8.11, marking a decrease of 34.61.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 11.93. This value is within the healthy range. It has decreased from 34.59 (Mar 24) to 11.93, marking a decrease of 22.66.
- For PBDIT Margin (%), as of Mar 25, the value is 34.80. This value is within the healthy range. It has decreased from 87.47 (Mar 24) to 34.80, marking a decrease of 52.67.
- For PBIT Margin (%), as of Mar 25, the value is 32.12. This value exceeds the healthy maximum of 20. It has decreased from 86.34 (Mar 24) to 32.12, marking a decrease of 54.22.
- For PBT Margin (%), as of Mar 25, the value is 31.61. This value is within the healthy range. It has decreased from 86.26 (Mar 24) to 31.61, marking a decrease of 54.65.
- For Net Profit Margin (%), as of Mar 25, the value is 46.52. This value exceeds the healthy maximum of 10. It has decreased from 69.85 (Mar 24) to 46.52, marking a decrease of 23.33.
- For Return on Networth / Equity (%), as of Mar 25, the value is 6.08. This value is below the healthy minimum of 15. It has decreased from 18.36 (Mar 24) to 6.08, marking a decrease of 12.28.
- For Return on Capital Employeed (%), as of Mar 25, the value is 4.09. This value is below the healthy minimum of 10. It has decreased from 21.78 (Mar 24) to 4.09, marking a decrease of 17.69.
- For Return On Assets (%), as of Mar 25, the value is 5.82. This value is within the healthy range. It has decreased from 17.37 (Mar 24) to 5.82, marking a decrease of 11.55.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.12. It has decreased from 0.27 (Mar 24) to 0.12, marking a decrease of 0.15.
- For Current Ratio (X), as of Mar 25, the value is 56.25. This value exceeds the healthy maximum of 3. It has decreased from 70.86 (Mar 24) to 56.25, marking a decrease of 14.61.
- For Quick Ratio (X), as of Mar 25, the value is 56.25. This value exceeds the healthy maximum of 2. It has decreased from 70.86 (Mar 24) to 56.25, marking a decrease of 14.61.
- For Dividend Payout Ratio (NP) (%), as of Mar 25, the value is 33.52. This value is within the healthy range. It has increased from 5.78 (Mar 24) to 33.52, marking an increase of 27.74.
- For Dividend Payout Ratio (CP) (%), as of Mar 25, the value is 31.69. This value is within the healthy range. It has increased from 5.68 (Mar 24) to 31.69, marking an increase of 26.01.
- For Earning Retention Ratio (%), as of Mar 25, the value is 66.48. This value is within the healthy range. It has decreased from 94.22 (Mar 24) to 66.48, marking a decrease of 27.74.
- For Cash Earning Retention Ratio (%), as of Mar 25, the value is 68.31. This value is within the healthy range. It has decreased from 94.32 (Mar 24) to 68.31, marking a decrease of 26.01.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 68.49. This value is within the healthy range. It has decreased from 1,101.20 (Mar 24) to 68.49, marking a decrease of 1,032.71.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 92.55. This value is within the healthy range. It has decreased from 880.44 (Mar 24) to 92.55, marking a decrease of 787.89.
- For Enterprise Value (Cr.), as of Mar 25, the value is 47.40. It has increased from 44.68 (Mar 24) to 47.40, marking an increase of 2.72.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 6.16. This value exceeds the healthy maximum of 3. It has increased from 3.01 (Mar 24) to 6.16, marking an increase of 3.15.
- For EV / EBITDA (X), as of Mar 25, the value is 17.70. This value exceeds the healthy maximum of 15. It has increased from 3.44 (Mar 24) to 17.70, marking an increase of 14.26.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 6.72. This value exceeds the healthy maximum of 3. It has increased from 3.44 (Mar 24) to 6.72, marking an increase of 3.28.
- For Retention Ratios (%), as of Mar 25, the value is 66.47. This value is within the healthy range. It has decreased from 94.21 (Mar 24) to 66.47, marking a decrease of 27.74.
- For Price / BV (X), as of Mar 25, the value is 0.87. This value is below the healthy minimum of 1. It has decreased from 0.90 (Mar 24) to 0.87, marking a decrease of 0.03.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 6.72. This value exceeds the healthy maximum of 3. It has increased from 3.44 (Mar 24) to 6.72, marking an increase of 3.28.
- For EarningsYield, as of Mar 25, the value is 0.06. This value is below the healthy minimum of 5. It has decreased from 0.20 (Mar 24) to 0.06, marking a decrease of 0.14.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Lakshmi Finance & Industrial Corporation Ltd:
- Net Profit Margin: 46.52%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 4.09% (Industry Average ROCE: 21.71%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 6.08% (Industry Average ROE: 14.2%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 92.55
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 56.25
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 0 (Industry average Stock P/E: 76.08)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 46.52%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance & Investments | 1st Floor, Suryodaya, Hyderabad Telangana 500016 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. K Harishchandra Prasad | Managing Director |
| Mr. S Suryanarayana | Director |
| Mr. K Kapil Prasad | Director |
| Mrs. Madhurika Nalluri Venkat | Director |
| Dr. D Nageswara Rao | Director |
| Mrs. Bolleni Shanti Sree | Director |
| Mr. Ramaprasad | Director |
FAQ
What is the intrinsic value of Lakshmi Finance & Industrial Corporation Ltd?
Lakshmi Finance & Industrial Corporation Ltd's intrinsic value (as of 08 January 2026) is ₹153.33 which is 4.76% lower the current market price of ₹161.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's ₹48.3 Cr. market cap, FY2025-2026 high/low of ₹263/154, reserves of ₹57.46 Cr, and liabilities of ₹63.80 Cr.
What is the Market Cap of Lakshmi Finance & Industrial Corporation Ltd?
The Market Cap of Lakshmi Finance & Industrial Corporation Ltd is 48.3 Cr..
What is the current Stock Price of Lakshmi Finance & Industrial Corporation Ltd as on 08 January 2026?
The current stock price of Lakshmi Finance & Industrial Corporation Ltd as on 08 January 2026 is ₹161.
What is the High / Low of Lakshmi Finance & Industrial Corporation Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Lakshmi Finance & Industrial Corporation Ltd stocks is ₹263/154.
What is the Stock P/E of Lakshmi Finance & Industrial Corporation Ltd?
The Stock P/E of Lakshmi Finance & Industrial Corporation Ltd is .
What is the Book Value of Lakshmi Finance & Industrial Corporation Ltd?
The Book Value of Lakshmi Finance & Industrial Corporation Ltd is 202.
What is the Dividend Yield of Lakshmi Finance & Industrial Corporation Ltd?
The Dividend Yield of Lakshmi Finance & Industrial Corporation Ltd is 1.86 %.
What is the ROCE of Lakshmi Finance & Industrial Corporation Ltd?
The ROCE of Lakshmi Finance & Industrial Corporation Ltd is 4.28 %.
What is the ROE of Lakshmi Finance & Industrial Corporation Ltd?
The ROE of Lakshmi Finance & Industrial Corporation Ltd is 6.21 %.
What is the Face Value of Lakshmi Finance & Industrial Corporation Ltd?
The Face Value of Lakshmi Finance & Industrial Corporation Ltd is 10.0.