Share Price and Basic Stock Data
Last Updated: December 4, 2025, 1:25 am
| PEG Ratio | -180.71 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
NBI Industrial Finance Company Ltd operates in the Finance & Investments sector and reported a market capitalization of ₹678 Cr. The company’s share price stood at ₹2,294, reflecting its valuation in the market. Revenue trends reveal significant fluctuations in sales over the quarters, with a notable increase in the March 2024 quarter, where sales peaked at ₹8.10 Cr. This was part of a broader recovery trajectory, as revenue for the trailing twelve months (TTM) reached ₹13.90 Cr. However, the company also recorded lower sales in several quarters, such as ₹0.45 Cr in June 2024, indicating volatility in its revenue streams. The operating profit margin (OPM) varied widely, reaching a high of 91.06% in June 2023, but subsequently dropping to -69.05% by June 2025, highlighting operational challenges. The company’s sales performance appears inconsistent, suggesting both growth opportunities and potential operational inefficiencies.
Profitability and Efficiency Metrics
The profitability metrics for NBI Industrial Finance Company Ltd present a mixed picture. The company recorded a net profit of ₹8.41 Cr for the TTM period, translating to an earnings per share (EPS) of ₹28.71. Despite this, the price-to-earnings (P/E) ratio stood at 67.6, indicating that the stock may be overvalued relative to its earnings. The return on equity (ROE) was reported at 0.27%, while the return on capital employed (ROCE) was slightly higher at 0.35%. These figures are relatively low when compared to sector norms, suggesting that the company may not be utilizing its equity and capital as efficiently as its peers. Furthermore, the interest coverage ratio, an impressive 12,063.56x, indicates that the company has substantial earnings to cover its interest obligations, despite having no reported borrowings, showcasing financial stability in terms of debt management.
Balance Sheet Strength and Financial Ratios
NBI Industrial Finance Company Ltd’s balance sheet exhibits considerable strength, particularly due to its lack of borrowings, which stood at ₹0 Cr. The reserves of the company have shown a steady increase, rising from ₹2,137 Cr in March 2022 to ₹3,216 Cr in September 2025. This indicates robust retained earnings and financial health. The price-to-book value (P/BV) ratio is notably low at 0.20x, suggesting that the stock may be undervalued relative to its book value. The current ratio, an extraordinary 20,141.38x, reflects excellent liquidity, indicating that the company can easily cover its short-term liabilities. However, the company’s operating profit margin has seen significant volatility, which raises concerns about its operational efficiency. The overall financial ratios suggest a strong foundation, but the fluctuations in profitability metrics warrant close scrutiny.
Shareholding Pattern and Investor Confidence
The shareholding pattern of NBI Industrial Finance Company Ltd indicates a strong promoter presence, with promoters holding 74.17% of the company’s shares as of March 2025. This aligns with a consistent trend of high promoter ownership, which enhances investor confidence in the company’s governance and stability. Foreign institutional investors (FIIs) and domestic institutional investors (DIIs) hold minimal stakes, at 0.17% and 2.46% respectively, reflecting limited institutional interest in the stock. Public shareholding has decreased to 23.20%, which may indicate a consolidation of control among existing shareholders. The total number of shareholders stood at 2,718, showing a decline from previous periods, potentially raising concerns about liquidity and market interest in the stock. The concentration of ownership among promoters may provide stability but could also lead to governance concerns if not managed transparently.
Outlook, Risks, and Final Insight
The outlook for NBI Industrial Finance Company Ltd must consider both its strengths and risks. The company’s financial health is bolstered by a strong balance sheet, zero borrowings, and increasing reserves, which provide a cushion against market fluctuations. However, the volatility in revenue and operating profit margins poses significant risks, as inconsistent performance could deter potential investors. Additionally, the low institutional ownership may limit the stock’s attractiveness to larger investors. The company’s high liquidity ratio is a positive indicator, but the low ROE and ROCE suggest that improvements in operational efficiency are necessary. Moving forward, the company must focus on stabilizing its revenue streams and enhancing profitability to attract broader market interest and improve investor sentiment.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of NBI Industrial Finance Company Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| MKVentures Capital Ltd | 464 Cr. | 1,208 | 2,400/1,151 | 60.1 | 287 | 0.02 % | 16.6 % | 9.56 % | 10.0 |
| My Money Securities Ltd | 73.7 Cr. | 43.9 | 61.2/19.2 | 15.6 | 0.00 % | 44.0 % | 29.8 % | 10.0 | |
| Nam Securities Ltd | 50.1 Cr. | 92.9 | 170/68.6 | 209 | 21.6 | 0.00 % | 4.48 % | 3.22 % | 10.0 |
| ICDS Ltd | 56.0 Cr. | 43.0 | 76.2/37.0 | 49.6 | 23.0 | 0.00 % | 11.8 % | 6.05 % | 10.0 |
| HCKK Ventures Ltd | 11.8 Cr. | 31.7 | 165/28.2 | 73.4 | 12.1 | 0.00 % | 6.93 % | 5.14 % | 10.0 |
| Industry Average | 20,996.85 Cr | 1,525.60 | 45.17 | 3,602.55 | 0.38% | 11.38% | 25.55% | 6.85 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.58 | 4.26 | 0.60 | 4.70 | 5.48 | 0.76 | 1.20 | 8.10 | 0.45 | 6.79 | 0.62 | 6.07 | 0.42 |
| Expenses | 0.40 | 0.69 | 0.67 | 0.51 | 0.49 | 0.54 | 0.49 | 0.85 | 0.76 | 0.84 | 0.69 | 0.83 | 0.71 |
| Operating Profit | 0.18 | 3.57 | -0.07 | 4.19 | 4.99 | 0.22 | 0.71 | 7.25 | -0.31 | 5.95 | -0.07 | 5.24 | -0.29 |
| OPM % | 31.03% | 83.80% | -11.67% | 89.15% | 91.06% | 28.95% | 59.17% | 89.51% | -68.89% | 87.63% | -11.29% | 86.33% | -69.05% |
| Other Income | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.01 | 0.04 | 0.00 | 0.00 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.18 | 3.57 | -0.06 | 4.19 | 4.99 | 0.22 | 0.72 | 7.25 | -0.31 | 5.96 | -0.03 | 5.24 | -0.29 |
| Tax % | 44.44% | 33.61% | -150.00% | 34.13% | 25.45% | 22.73% | 34.72% | 22.76% | -9.68% | 26.01% | -1,200.00% | 23.28% | 17.24% |
| Net Profit | 0.10 | 2.37 | 0.03 | 2.76 | 3.73 | 0.16 | 0.47 | 5.60 | -0.28 | 4.41 | 0.34 | 4.01 | -0.35 |
| EPS in Rs | 0.41 | 9.65 | 0.12 | 11.23 | 15.18 | 0.65 | 1.91 | 22.79 | -1.14 | 17.95 | 1.38 | 13.57 | -1.18 |
Last Updated: August 20, 2025, 6:35 am
Below is a detailed analysis of the quarterly data for NBI Industrial Finance Company Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 0.42 Cr.. The value appears to be declining and may need further review. It has decreased from 6.07 Cr. (Mar 2025) to 0.42 Cr., marking a decrease of 5.65 Cr..
- For Expenses, as of Jun 2025, the value is 0.71 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.83 Cr. (Mar 2025) to 0.71 Cr., marking a decrease of 0.12 Cr..
- For Operating Profit, as of Jun 2025, the value is -0.29 Cr.. The value appears to be declining and may need further review. It has decreased from 5.24 Cr. (Mar 2025) to -0.29 Cr., marking a decrease of 5.53 Cr..
- For OPM %, as of Jun 2025, the value is -69.05%. The value appears to be declining and may need further review. It has decreased from 86.33% (Mar 2025) to -69.05%, marking a decrease of 155.38%.
- For Other Income, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Interest, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2025, the value is -0.29 Cr.. The value appears to be declining and may need further review. It has decreased from 5.24 Cr. (Mar 2025) to -0.29 Cr., marking a decrease of 5.53 Cr..
- For Tax %, as of Jun 2025, the value is 17.24%. The value appears to be improving (decreasing) as expected. It has decreased from 23.28% (Mar 2025) to 17.24%, marking a decrease of 6.04%.
- For Net Profit, as of Jun 2025, the value is -0.35 Cr.. The value appears to be declining and may need further review. It has decreased from 4.01 Cr. (Mar 2025) to -0.35 Cr., marking a decrease of 4.36 Cr..
- For EPS in Rs, as of Jun 2025, the value is -1.18. The value appears to be declining and may need further review. It has decreased from 13.57 (Mar 2025) to -1.18, marking a decrease of 14.75.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: October 15, 2025, 4:48 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 2.90 | 4.94 | 3.83 | 100.89 | 5.73 | 6.29 | 14.38 | 2.16 | 12.26 | 10.16 | 17.09 | 13.94 | 13.90 |
| Expenses | 0.46 | 0.64 | 0.51 | 1.10 | 1.89 | 1.90 | 1.43 | 1.18 | 1.39 | 2.28 | 2.46 | 3.13 | 3.07 |
| Operating Profit | 2.44 | 4.30 | 3.32 | 99.79 | 3.84 | 4.39 | 12.95 | 0.98 | 10.87 | 7.88 | 14.63 | 10.81 | 10.83 |
| OPM % | 84.14% | 87.04% | 86.68% | 98.91% | 67.02% | 69.79% | 90.06% | 45.37% | 88.66% | 77.56% | 85.61% | 77.55% | 77.91% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.02 | 0.00 | 0.00 | 0.05 | 0.05 |
| Interest | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 2.43 | 4.30 | 3.32 | 99.79 | 3.84 | 4.39 | 12.95 | 0.98 | 10.89 | 7.88 | 14.63 | 10.86 | 10.88 |
| Tax % | -0.82% | 10.47% | -2.71% | 19.15% | 0.00% | 3.19% | -0.15% | -64.29% | 27.00% | 33.12% | 24.47% | 21.82% | |
| Net Profit | 2.45 | 3.85 | 3.41 | 80.68 | 3.83 | 4.25 | 12.96 | 1.61 | 7.94 | 5.27 | 11.05 | 8.49 | 8.41 |
| EPS in Rs | 9.80 | 15.40 | 13.64 | 322.72 | 15.59 | 17.30 | 52.75 | 6.55 | 32.32 | 21.45 | 44.98 | 28.73 | 31.72 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.15% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 1.11% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 57.14% | -11.43% | 2265.98% | -95.25% | 10.97% | 204.94% | -87.58% | 393.17% | -33.63% | 109.68% | -23.17% |
| Change in YoY Net Profit Growth (%) | 0.00% | -68.57% | 2277.41% | -2361.24% | 106.22% | 193.98% | -292.52% | 480.74% | -426.79% | 143.30% | -132.84% |
NBI Industrial Finance Company Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 11% |
| 5 Years: | -1% |
| 3 Years: | 4% |
| TTM: | 32% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 8% |
| 5 Years: | -8% |
| 3 Years: | 2% |
| TTM: | 41% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | 10% |
| 3 Years: | 12% |
| 1 Year: | 8% |
| Return on Equity | |
|---|---|
| 10 Years: | 1% |
| 5 Years: | 0% |
| 3 Years: | 0% |
| Last Year: | 0% |
Last Updated: September 5, 2025, 11:25 am
Balance Sheet
Last Updated: December 4, 2025, 1:41 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Reserves | 18 | 22 | 25 | 106 | 110 | 1,708 | 1,616 | 2,540 | 2,137 | 2,356 | 2,880 | 3,307 | 3,216 |
| Borrowings | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 0 | 0 | 0 | 1 | 0 | 0 | 1 | 123 | 64 | 100 | 106 | 205 | 189 |
| Total Liabilities | 20 | 23 | 27 | 108 | 111 | 1,710 | 1,618 | 2,665 | 2,202 | 2,458 | 2,987 | 3,513 | 3,406 |
| Fixed Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 18 | 21 | 22 | 92 | 109 | 1,704 | 1,614 | 2,624 | 2,195 | 2,457 | 2,986 | 3,512 | 3,404 |
| Other Assets | 2 | 2 | 5 | 16 | 2 | 6 | 4 | 41 | 7 | 1 | 1 | 1 | 2 |
| Total Assets | 20 | 23 | 27 | 108 | 111 | 1,710 | 1,618 | 2,665 | 2,202 | 2,458 | 2,987 | 3,513 | 3,406 |
Below is a detailed analysis of the balance sheet data for NBI Industrial Finance Company Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 1.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 1.00 Cr..
- For Reserves, as of Sep 2025, the value is 3,216.00 Cr.. The value appears to be declining and may need further review. It has decreased from 3,307.00 Cr. (Mar 2025) to 3,216.00 Cr., marking a decrease of 91.00 Cr..
- For Borrowings, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. Additionally, since Reserves exceed Borrowings, this is considered a positive sign. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 189.00 Cr.. The value appears to be improving (decreasing). It has decreased from 205.00 Cr. (Mar 2025) to 189.00 Cr., marking a decrease of 16.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 3,406.00 Cr.. The value appears to be improving (decreasing). It has decreased from 3,513.00 Cr. (Mar 2025) to 3,406.00 Cr., marking a decrease of 107.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 3,404.00 Cr.. The value appears to be declining and may need further review. It has decreased from 3,512.00 Cr. (Mar 2025) to 3,404.00 Cr., marking a decrease of 108.00 Cr..
- For Other Assets, as of Sep 2025, the value is 2.00 Cr.. The value appears strong and on an upward trend. It has increased from 1.00 Cr. (Mar 2025) to 2.00 Cr., marking an increase of 1.00 Cr..
- For Total Assets, as of Sep 2025, the value is 3,406.00 Cr.. The value appears to be declining and may need further review. It has decreased from 3,513.00 Cr. (Mar 2025) to 3,406.00 Cr., marking a decrease of 107.00 Cr..
Notably, the Reserves (3,216.00 Cr.) exceed the Borrowings (0.00 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 2.44 | 4.30 | 3.32 | 99.79 | 3.84 | 4.39 | 12.95 | 0.98 | 10.87 | 7.88 | 14.63 | 10.81 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Days | 0.00 | |||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Working Capital Days | 18.88 | 12.56 | 271.61 | 47.83 | 24.21 | -8.70 | -0.25 | 94.63 | -2.08 | -8.62 | -4.70 | -6.81 |
| ROCE % | 13.52% | 20.27% | 13.40% | 149.53% | 3.53% | 0.48% | 0.78% | 0.05% | 0.47% | 0.35% | 0.56% | 0.35% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 16 | Mar 15 |
|---|---|---|---|
| FaceValue | 5.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 28.71 | 33.27 | 31.33 |
| Diluted EPS (Rs.) | 28.71 | 33.27 | 31.33 |
| Cash EPS (Rs.) | 28.72 | 27.80 | 0.00 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 11195.56 | 252.36 | 0.00 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 11195.56 | 252.36 | 0.00 |
| Revenue From Operations / Share (Rs.) | 47.15 | 31.18 | 0.00 |
| PBDIT / Share (Rs.) | 36.74 | 27.04 | 0.00 |
| PBIT / Share (Rs.) | 36.74 | 27.02 | 0.00 |
| PBT / Share (Rs.) | 36.74 | 27.02 | 0.00 |
| Net Profit / Share (Rs.) | 28.72 | 27.78 | 0.00 |
| NP After MI And SOA / Share (Rs.) | 28.71 | 33.27 | 0.00 |
| PBDIT Margin (%) | 77.92 | 86.71 | 87.20 |
| PBIT Margin (%) | 77.92 | 86.65 | 87.14 |
| PBT Margin (%) | 77.91 | 86.65 | 87.12 |
| Net Profit Margin (%) | 60.89 | 89.10 | 77.97 |
| NP After MI And SOA Margin (%) | 60.89 | 106.71 | 77.97 |
| Return on Networth / Equity (%) | 0.25 | 13.18 | 0.00 |
| Return on Capital Employeed (%) | 0.30 | 10.61 | 0.00 |
| Return On Assets (%) | 0.24 | 13.05 | 0.00 |
| Current Ratio (X) | 20141.38 | 195.20 | 0.00 |
| Quick Ratio (X) | 20141.38 | 195.20 | 0.00 |
| Interest Coverage Ratio (X) | 12063.56 | 16099.29 | 5702.89 |
| Interest Coverage Ratio (Post Tax) (X) | 9428.78 | 16543.78 | 5104.22 |
| Enterprise Value (Cr.) | 688.49 | 0.00 | 0.00 |
| EV / Net Operating Revenue (X) | 49.41 | 0.00 | 0.00 |
| EV / EBITDA (X) | 63.41 | 0.00 | 0.00 |
| MarketCap / Net Operating Revenue (X) | 49.44 | 0.00 | 0.00 |
| Price / BV (X) | 0.20 | 0.00 | 0.00 |
| Price / Net Operating Revenue (X) | 49.44 | 0.00 | 0.00 |
| EarningsYield | 0.01 | 0.00 | 0.00 |
After reviewing the key financial ratios for NBI Industrial Finance Company Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 5.00. This value is within the healthy range. It has decreased from 10.00 (Mar 16) to 5.00, marking a decrease of 5.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 28.71. This value is within the healthy range. It has decreased from 33.27 (Mar 16) to 28.71, marking a decrease of 4.56.
- For Diluted EPS (Rs.), as of Mar 25, the value is 28.71. This value is within the healthy range. It has decreased from 33.27 (Mar 16) to 28.71, marking a decrease of 4.56.
- For Cash EPS (Rs.), as of Mar 25, the value is 28.72. This value is within the healthy range. It has increased from 27.80 (Mar 16) to 28.72, marking an increase of 0.92.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 11,195.56. It has increased from 252.36 (Mar 16) to 11,195.56, marking an increase of 10,943.20.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 11,195.56. It has increased from 252.36 (Mar 16) to 11,195.56, marking an increase of 10,943.20.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 47.15. It has increased from 31.18 (Mar 16) to 47.15, marking an increase of 15.97.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 36.74. This value is within the healthy range. It has increased from 27.04 (Mar 16) to 36.74, marking an increase of 9.70.
- For PBIT / Share (Rs.), as of Mar 25, the value is 36.74. This value is within the healthy range. It has increased from 27.02 (Mar 16) to 36.74, marking an increase of 9.72.
- For PBT / Share (Rs.), as of Mar 25, the value is 36.74. This value is within the healthy range. It has increased from 27.02 (Mar 16) to 36.74, marking an increase of 9.72.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 28.72. This value is within the healthy range. It has increased from 27.78 (Mar 16) to 28.72, marking an increase of 0.94.
- For NP After MI And SOA / Share (Rs.), as of Mar 25, the value is 28.71. This value is within the healthy range. It has decreased from 33.27 (Mar 16) to 28.71, marking a decrease of 4.56.
- For PBDIT Margin (%), as of Mar 25, the value is 77.92. This value is within the healthy range. It has decreased from 86.71 (Mar 16) to 77.92, marking a decrease of 8.79.
- For PBIT Margin (%), as of Mar 25, the value is 77.92. This value exceeds the healthy maximum of 20. It has decreased from 86.65 (Mar 16) to 77.92, marking a decrease of 8.73.
- For PBT Margin (%), as of Mar 25, the value is 77.91. This value is within the healthy range. It has decreased from 86.65 (Mar 16) to 77.91, marking a decrease of 8.74.
- For Net Profit Margin (%), as of Mar 25, the value is 60.89. This value exceeds the healthy maximum of 10. It has decreased from 89.10 (Mar 16) to 60.89, marking a decrease of 28.21.
- For NP After MI And SOA Margin (%), as of Mar 25, the value is 60.89. This value exceeds the healthy maximum of 20. It has decreased from 106.71 (Mar 16) to 60.89, marking a decrease of 45.82.
- For Return on Networth / Equity (%), as of Mar 25, the value is 0.25. This value is below the healthy minimum of 15. It has decreased from 13.18 (Mar 16) to 0.25, marking a decrease of 12.93.
- For Return on Capital Employeed (%), as of Mar 25, the value is 0.30. This value is below the healthy minimum of 10. It has decreased from 10.61 (Mar 16) to 0.30, marking a decrease of 10.31.
- For Return On Assets (%), as of Mar 25, the value is 0.24. This value is below the healthy minimum of 5. It has decreased from 13.05 (Mar 16) to 0.24, marking a decrease of 12.81.
- For Current Ratio (X), as of Mar 25, the value is 20,141.38. This value exceeds the healthy maximum of 3. It has increased from 195.20 (Mar 16) to 20,141.38, marking an increase of 19,946.18.
- For Quick Ratio (X), as of Mar 25, the value is 20,141.38. This value exceeds the healthy maximum of 2. It has increased from 195.20 (Mar 16) to 20,141.38, marking an increase of 19,946.18.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 12,063.56. This value is within the healthy range. It has decreased from 16,099.29 (Mar 16) to 12,063.56, marking a decrease of 4,035.73.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 9,428.78. This value is within the healthy range. It has decreased from 16,543.78 (Mar 16) to 9,428.78, marking a decrease of 7,115.00.
- For Enterprise Value (Cr.), as of Mar 25, the value is 688.49. It has increased from 0.00 (Mar 16) to 688.49, marking an increase of 688.49.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 49.41. This value exceeds the healthy maximum of 3. It has increased from 0.00 (Mar 16) to 49.41, marking an increase of 49.41.
- For EV / EBITDA (X), as of Mar 25, the value is 63.41. This value exceeds the healthy maximum of 15. It has increased from 0.00 (Mar 16) to 63.41, marking an increase of 63.41.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 49.44. This value exceeds the healthy maximum of 3. It has increased from 0.00 (Mar 16) to 49.44, marking an increase of 49.44.
- For Price / BV (X), as of Mar 25, the value is 0.20. This value is below the healthy minimum of 1. It has increased from 0.00 (Mar 16) to 0.20, marking an increase of 0.20.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 49.44. This value exceeds the healthy maximum of 3. It has increased from 0.00 (Mar 16) to 49.44, marking an increase of 49.44.
- For EarningsYield, as of Mar 25, the value is 0.01. This value is below the healthy minimum of 5. It has increased from 0.00 (Mar 16) to 0.01, marking an increase of 0.01.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in NBI Industrial Finance Company Ltd:
- Net Profit Margin: 60.89%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 0.3% (Industry Average ROCE: 11.38%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0.25% (Industry Average ROE: 25.55%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 9428.78
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 20141.38
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 67.6 (Industry average Stock P/E: 45.17)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 60.89%
Fundamental Analysis of NBI Industrial Finance Company Ltd
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | 21, Strand Road, Ground Floor, Kolkata West Bengal 700001 | nbifinance@ymail.com http://www.nbi-india.co.in |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Ashok Bhandari | Chairman & Ind.Director |
| Mr. B L Gaggar | Director |
| Mr. J P Mundra | Director |
| Ms. Riya Puja Jain | Director |
| Mr. Debashis Ray | Independent Director |
| Mr. Tapas Kumar Bhattacharya | Independent Director |
| Mrs. Priyanka Mohta | Independent Director |
| Mr. Sundeep Bhutoria | Independent Director |
NBI Industrial Finance Company Ltd. Share Price Update | |
|---|---|
| Share Price | Value |
| Today | ₹1,869.25 |
| Previous Day | ₹1,872.55 |
FAQ
What is the intrinsic value of NBI Industrial Finance Company Ltd?
NBI Industrial Finance Company Ltd's intrinsic value (as of 04 December 2025) is 1589.99 which is 30.69% lower the current market price of 2,294.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 678 Cr. market cap, FY2025-2026 high/low of 4,100/2,050, reserves of ₹3,216 Cr, and liabilities of 3,406 Cr.
What is the Market Cap of NBI Industrial Finance Company Ltd?
The Market Cap of NBI Industrial Finance Company Ltd is 678 Cr..
What is the current Stock Price of NBI Industrial Finance Company Ltd as on 04 December 2025?
The current stock price of NBI Industrial Finance Company Ltd as on 04 December 2025 is 2,294.
What is the High / Low of NBI Industrial Finance Company Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of NBI Industrial Finance Company Ltd stocks is 4,100/2,050.
What is the Stock P/E of NBI Industrial Finance Company Ltd?
The Stock P/E of NBI Industrial Finance Company Ltd is 67.6.
What is the Book Value of NBI Industrial Finance Company Ltd?
The Book Value of NBI Industrial Finance Company Ltd is 10,887.
What is the Dividend Yield of NBI Industrial Finance Company Ltd?
The Dividend Yield of NBI Industrial Finance Company Ltd is 0.02 %.
What is the ROCE of NBI Industrial Finance Company Ltd?
The ROCE of NBI Industrial Finance Company Ltd is 0.35 %.
What is the ROE of NBI Industrial Finance Company Ltd?
The ROE of NBI Industrial Finance Company Ltd is 0.27 %.
What is the Face Value of NBI Industrial Finance Company Ltd?
The Face Value of NBI Industrial Finance Company Ltd is 5.00.