Share Price and Basic Stock Data
Last Updated: October 10, 2025, 10:47 pm
| PEG Ratio | 2.62 |
|---|
Analyst Insight & Comprehensive Analysis
Business Overview and Revenue Trends
NBI Industrial Finance Company Ltd, operating in the Finance & Investments sector, has a market capitalization of ₹788 Cr. The company’s core business involves providing financial services and investments. Analyzing the quarterly and annual sales trends, the data reveals a consistent revenue stream with no borrowings and a Cash Conversion Cycle of 0 days, indicating efficient operations. However, the Operating Profit Margin (OPM) stands at -69.05%, suggesting challenges in controlling expenses. The Net Profit for the period is ₹8.49 Cr, reflecting a stable financial performance despite the low OPM.
Profitability and Efficiency Metrics
With a Price-to-Earnings (P/E) ratio of 93.7, Return on Equity (ROE) at 0.27%, and Return on Capital Employed (ROCE) at 0.35%, NBI Industrial Finance Company demonstrates moderate profitability. The Interest Coverage Ratio (ICR) of 16099.29x indicates a strong ability to meet interest obligations. However, the negative OPM and low ROE suggest potential efficiency issues that need addressing. Further analysis of historical data on Earnings per Share (EPS) and Cash Conversion Cycle (CCC) could provide insights into the company’s operational efficiency compared to sector benchmarks.
Balance Sheet Strength and Financial Ratios
The company boasts significant Reserves of ₹3,306.59 Cr, indicating a strong financial position and potential for future growth and investments. With zero borrowings, the firm showcases a healthy debt-equity ratio and liquidity position. However, the absence of a Price-to-Book Value (P/BV) ratio hinders a complete assessment of the company’s valuation metrics. Monitoring working capital health and leverage ratios over time could reveal improvements or vulnerabilities in the company’s balance sheet strength.
Shareholding Pattern and Investor Confidence
Promoters hold a substantial stake of 74.17% in NBI Industrial Finance Company, showcasing confidence in the business. Foreign Institutional Investors (FIIs) and Domestic Institutional Investors (DIIs) hold minor stakes of 0.17% and 2.46%, respectively, while the public holds 23.20%. Changes in the shareholding pattern can influence market perception and valuation. Analyzing the trends in promoter and institutional holdings could provide insights into investor confidence and potential market reactions.
Outlook, Risks, and Final Insight
Looking ahead, key growth drivers for NBI Industrial Finance Company could include strategic investments, expansion into new markets, and innovative financial products. However, risks such as regulatory changes, economic downturns, and market volatility could impact future performance. Strengthening operational efficiency, enhancing profitability margins, and maintaining a robust balance sheet will be crucial for navigating uncertainties. In conclusion, while the company shows stability and growth potential, addressing efficiency concerns and monitoring external risks are essential for sustained success in the dynamic financial sector.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of NBI Industrial Finance Company Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| MKVentures Capital Ltd | 537 Cr. | 1,396 | 2,400/1,151 | 63.4 | 267 | 0.02 % | 16.6 % | 9.56 % | 10.0 |
| My Money Securities Ltd | 84.0 Cr. | 50.0 | 69.2/19.2 | 15.8 | 0.00 % | 44.0 % | 29.8 % | 10.0 | |
| Nam Securities Ltd | 44.2 Cr. | 82.0 | 173/68.6 | 184 | 21.0 | 0.00 % | 4.48 % | 3.22 % | 10.0 |
| ICDS Ltd | 67.7 Cr. | 52.0 | 76.2/36.0 | 32.2 | 22.2 | 0.00 % | 11.8 % | 6.05 % | 10.0 |
| HCKK Ventures Ltd | 12.7 Cr. | 34.3 | 165/30.0 | 45.4 | 11.8 | 0.00 % | 6.93 % | 5.14 % | 10.0 |
| Industry Average | 21,429.28 Cr | 1,692.40 | 41.91 | 3,643.49 | 0.39% | 10.39% | 11.26% | 7.00 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.58 | 4.26 | 0.60 | 4.70 | 5.48 | 0.76 | 1.20 | 8.10 | 0.45 | 6.79 | 0.62 | 6.07 | 0.42 |
| Expenses | 0.40 | 0.69 | 0.67 | 0.51 | 0.49 | 0.54 | 0.49 | 0.85 | 0.76 | 0.84 | 0.69 | 0.83 | 0.71 |
| Operating Profit | 0.18 | 3.57 | -0.07 | 4.19 | 4.99 | 0.22 | 0.71 | 7.25 | -0.31 | 5.95 | -0.07 | 5.24 | -0.29 |
| OPM % | 31.03% | 83.80% | -11.67% | 89.15% | 91.06% | 28.95% | 59.17% | 89.51% | -68.89% | 87.63% | -11.29% | 86.33% | -69.05% |
| Other Income | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.01 | 0.04 | 0.00 | 0.00 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.18 | 3.57 | -0.06 | 4.19 | 4.99 | 0.22 | 0.72 | 7.25 | -0.31 | 5.96 | -0.03 | 5.24 | -0.29 |
| Tax % | 44.44% | 33.61% | -150.00% | 34.13% | 25.45% | 22.73% | 34.72% | 22.76% | -9.68% | 26.01% | -1,200.00% | 23.28% | 17.24% |
| Net Profit | 0.10 | 2.37 | 0.03 | 2.76 | 3.73 | 0.16 | 0.47 | 5.60 | -0.28 | 4.41 | 0.34 | 4.01 | -0.35 |
| EPS in Rs | 0.41 | 9.65 | 0.12 | 11.23 | 15.18 | 0.65 | 1.91 | 22.79 | -1.14 | 17.95 | 1.38 | 13.57 | -1.18 |
Last Updated: August 20, 2025, 6:35 am
Below is a detailed analysis of the quarterly data for NBI Industrial Finance Company Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 0.42 Cr.. The value appears to be declining and may need further review. It has decreased from 6.07 Cr. (Mar 2025) to 0.42 Cr., marking a decrease of 5.65 Cr..
- For Expenses, as of Jun 2025, the value is 0.71 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.83 Cr. (Mar 2025) to 0.71 Cr., marking a decrease of 0.12 Cr..
- For Operating Profit, as of Jun 2025, the value is -0.29 Cr.. The value appears to be declining and may need further review. It has decreased from 5.24 Cr. (Mar 2025) to -0.29 Cr., marking a decrease of 5.53 Cr..
- For OPM %, as of Jun 2025, the value is -69.05%. The value appears to be declining and may need further review. It has decreased from 86.33% (Mar 2025) to -69.05%, marking a decrease of 155.38%.
- For Other Income, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Interest, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2025, the value is -0.29 Cr.. The value appears to be declining and may need further review. It has decreased from 5.24 Cr. (Mar 2025) to -0.29 Cr., marking a decrease of 5.53 Cr..
- For Tax %, as of Jun 2025, the value is 17.24%. The value appears to be improving (decreasing) as expected. It has decreased from 23.28% (Mar 2025) to 17.24%, marking a decrease of 6.04%.
- For Net Profit, as of Jun 2025, the value is -0.35 Cr.. The value appears to be declining and may need further review. It has decreased from 4.01 Cr. (Mar 2025) to -0.35 Cr., marking a decrease of 4.36 Cr..
- For EPS in Rs, as of Jun 2025, the value is -1.18. The value appears to be declining and may need further review. It has decreased from 13.57 (Mar 2025) to -1.18, marking a decrease of 14.75.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: June 16, 2025, 4:42 pm
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 2.90 | 4.94 | 3.83 | 100.89 | 5.73 | 6.29 | 14.38 | 2.16 | 12.26 | 10.16 | 12.96 | 13.93 |
| Expenses | 0.46 | 0.64 | 0.51 | 1.10 | 1.89 | 1.90 | 1.43 | 1.18 | 1.39 | 2.28 | 2.25 | 3.13 |
| Operating Profit | 2.44 | 4.30 | 3.32 | 99.79 | 3.84 | 4.39 | 12.95 | 0.98 | 10.87 | 7.88 | 10.71 | 10.80 |
| OPM % | 84.14% | 87.04% | 86.68% | 98.91% | 67.02% | 69.79% | 90.06% | 45.37% | 88.66% | 77.56% | 82.64% | 77.53% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.02 | 0.00 | 0.00 | 0.06 |
| Interest | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 2.43 | 4.30 | 3.32 | 99.79 | 3.84 | 4.39 | 12.95 | 0.98 | 10.89 | 7.88 | 10.71 | 10.86 |
| Tax % | -0.82% | 10.47% | -2.71% | 19.15% | 0.00% | 3.19% | -0.15% | -64.29% | 27.00% | 33.12% | 26.52% | 21.82% |
| Net Profit | 2.45 | 3.85 | 3.41 | 80.68 | 3.83 | 4.25 | 12.96 | 1.61 | 7.94 | 5.27 | 7.87 | 8.49 |
| EPS in Rs | 9.80 | 15.40 | 13.64 | 322.72 | 15.59 | 17.30 | 52.75 | 6.55 | 32.32 | 21.45 | 32.03 | 28.73 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.15% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 1.56% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 57.14% | -11.43% | 2265.98% | -95.25% | 10.97% | 204.94% | -87.58% | 393.17% | -33.63% | 49.34% | 7.88% |
| Change in YoY Net Profit Growth (%) | 0.00% | -68.57% | 2277.41% | -2361.24% | 106.22% | 193.98% | -292.52% | 480.74% | -426.79% | 82.96% | -41.46% |
NBI Industrial Finance Company Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 11% |
| 5 Years: | -1% |
| 3 Years: | 4% |
| TTM: | 32% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 8% |
| 5 Years: | -8% |
| 3 Years: | 2% |
| TTM: | 41% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | 10% |
| 3 Years: | 12% |
| 1 Year: | 8% |
| Return on Equity | |
|---|---|
| 10 Years: | 1% |
| 5 Years: | 0% |
| 3 Years: | 0% |
| Last Year: | 0% |
Last Updated: September 5, 2025, 11:25 am
Balance Sheet
Last Updated: August 11, 2025, 2:24 pm
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 1.23 | 1.23 | 1.23 | 1.23 | 1.23 | 1.23 | 1.23 | 1.23 | 1.23 | 1.23 | 1.23 | 1.48 |
| Reserves | 17.98 | 21.83 | 25.24 | 105.77 | 109.61 | 1,708.25 | 1,615.68 | 2,539.97 | 2,137.30 | 2,356.47 | 2,879.61 | 3,306.59 |
| Borrowings | 0.12 | 0.03 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Liabilities | 0.22 | 0.27 | 0.31 | 0.61 | 0.44 | 0.47 | 0.59 | 123.35 | 63.51 | 100.42 | 106.31 | 205.39 |
| Total Liabilities | 19.55 | 23.36 | 26.78 | 107.61 | 111.28 | 1,709.95 | 1,617.50 | 2,664.55 | 2,202.04 | 2,458.12 | 2,987.15 | 3,513.46 |
| Fixed Assets | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 17.66 | 21.40 | 22.10 | 91.76 | 109.06 | 1,703.66 | 1,613.58 | 2,623.74 | 2,195.33 | 2,457.02 | 2,986.24 | 3,512.18 |
| Other Assets | 1.88 | 1.95 | 4.67 | 15.84 | 2.21 | 6.28 | 3.91 | 40.80 | 6.71 | 1.10 | 0.91 | 1.28 |
| Total Assets | 19.55 | 23.36 | 26.78 | 107.61 | 111.28 | 1,709.95 | 1,617.50 | 2,664.55 | 2,202.04 | 2,458.12 | 2,987.15 | 3,513.46 |
Below is a detailed analysis of the balance sheet data for NBI Industrial Finance Company Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2025, the value is 1.48 Cr.. The value appears strong and on an upward trend. It has increased from 1.23 Cr. (Mar 2024) to 1.48 Cr., marking an increase of 0.25 Cr..
- For Reserves, as of Mar 2025, the value is 3,306.59 Cr.. The value appears strong and on an upward trend. It has increased from 2,879.61 Cr. (Mar 2024) to 3,306.59 Cr., marking an increase of 426.98 Cr..
- For Borrowings, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. Additionally, since Reserves exceed Borrowings, this is considered a positive sign. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For Other Liabilities, as of Mar 2025, the value is 205.39 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 106.31 Cr. (Mar 2024) to 205.39 Cr., marking an increase of 99.08 Cr..
- For Total Liabilities, as of Mar 2025, the value is 3,513.46 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 2,987.15 Cr. (Mar 2024) to 3,513.46 Cr., marking an increase of 526.31 Cr..
- For Fixed Assets, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For CWIP, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For Investments, as of Mar 2025, the value is 3,512.18 Cr.. The value appears strong and on an upward trend. It has increased from 2,986.24 Cr. (Mar 2024) to 3,512.18 Cr., marking an increase of 525.94 Cr..
- For Other Assets, as of Mar 2025, the value is 1.28 Cr.. The value appears strong and on an upward trend. It has increased from 0.91 Cr. (Mar 2024) to 1.28 Cr., marking an increase of 0.37 Cr..
- For Total Assets, as of Mar 2025, the value is 3,513.46 Cr.. The value appears strong and on an upward trend. It has increased from 2,987.15 Cr. (Mar 2024) to 3,513.46 Cr., marking an increase of 526.31 Cr..
Notably, the Reserves (3,306.59 Cr.) exceed the Borrowings (0.00 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 2.32 | 4.27 | 3.32 | 99.79 | 3.84 | 4.39 | 12.95 | 0.98 | 10.87 | 7.88 | 10.71 | 10.80 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Days | 0.00 | |||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Working Capital Days | 18.88 | 12.56 | 271.61 | 47.83 | 24.21 | -8.70 | -0.25 | 94.63 | -2.08 | -8.62 | -4.70 | -6.81 |
| ROCE % | 13.52% | 20.27% | 13.40% | 149.53% | 3.53% | 0.48% | 0.78% | 0.05% | 0.47% | 0.35% | 0.56% | 0.35% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 16 | Mar 15 |
|---|---|---|
| FaceValue | 10.00 | 10.00 |
| Basic EPS (Rs.) | 33.27 | 31.33 |
| Diluted EPS (Rs.) | 33.27 | 31.33 |
| Cash EPS (Rs.) | 27.80 | 0.00 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 252.36 | 0.00 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 252.36 | 0.00 |
| Revenue From Operations / Share (Rs.) | 31.18 | 0.00 |
| PBDIT / Share (Rs.) | 27.04 | 0.00 |
| PBIT / Share (Rs.) | 27.02 | 0.00 |
| PBT / Share (Rs.) | 27.02 | 0.00 |
| Net Profit / Share (Rs.) | 27.78 | 0.00 |
| NP After MI And SOA / Share (Rs.) | 33.27 | 0.00 |
| PBDIT Margin (%) | 86.71 | 87.20 |
| PBIT Margin (%) | 86.65 | 87.14 |
| PBT Margin (%) | 86.65 | 87.12 |
| Net Profit Margin (%) | 89.10 | 77.97 |
| NP After MI And SOA Margin (%) | 106.71 | 77.97 |
| Return on Networth / Equity (%) | 13.18 | 0.00 |
| Return on Capital Employeed (%) | 10.61 | 0.00 |
| Return On Assets (%) | 13.05 | 0.00 |
| Current Ratio (X) | 195.20 | 0.00 |
| Quick Ratio (X) | 195.20 | 0.00 |
| Interest Coverage Ratio (X) | 16099.29 | 5702.89 |
| Interest Coverage Ratio (Post Tax) (X) | 16543.78 | 5104.22 |
After reviewing the key financial ratios for NBI Industrial Finance Company Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 16, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 15) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 16, the value is 33.27. This value is within the healthy range. It has increased from 31.33 (Mar 15) to 33.27, marking an increase of 1.94.
- For Diluted EPS (Rs.), as of Mar 16, the value is 33.27. This value is within the healthy range. It has increased from 31.33 (Mar 15) to 33.27, marking an increase of 1.94.
- For Cash EPS (Rs.), as of Mar 16, the value is 27.80. This value is within the healthy range. It has increased from 0.00 (Mar 15) to 27.80, marking an increase of 27.80.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 16, the value is 252.36. It has increased from 0.00 (Mar 15) to 252.36, marking an increase of 252.36.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 16, the value is 252.36. It has increased from 0.00 (Mar 15) to 252.36, marking an increase of 252.36.
- For Revenue From Operations / Share (Rs.), as of Mar 16, the value is 31.18. It has increased from 0.00 (Mar 15) to 31.18, marking an increase of 31.18.
- For PBDIT / Share (Rs.), as of Mar 16, the value is 27.04. This value is within the healthy range. It has increased from 0.00 (Mar 15) to 27.04, marking an increase of 27.04.
- For PBIT / Share (Rs.), as of Mar 16, the value is 27.02. This value is within the healthy range. It has increased from 0.00 (Mar 15) to 27.02, marking an increase of 27.02.
- For PBT / Share (Rs.), as of Mar 16, the value is 27.02. This value is within the healthy range. It has increased from 0.00 (Mar 15) to 27.02, marking an increase of 27.02.
- For Net Profit / Share (Rs.), as of Mar 16, the value is 27.78. This value is within the healthy range. It has increased from 0.00 (Mar 15) to 27.78, marking an increase of 27.78.
- For NP After MI And SOA / Share (Rs.), as of Mar 16, the value is 33.27. This value is within the healthy range. It has increased from 0.00 (Mar 15) to 33.27, marking an increase of 33.27.
- For PBDIT Margin (%), as of Mar 16, the value is 86.71. This value is within the healthy range. It has decreased from 87.20 (Mar 15) to 86.71, marking a decrease of 0.49.
- For PBIT Margin (%), as of Mar 16, the value is 86.65. This value exceeds the healthy maximum of 20. It has decreased from 87.14 (Mar 15) to 86.65, marking a decrease of 0.49.
- For PBT Margin (%), as of Mar 16, the value is 86.65. This value is within the healthy range. It has decreased from 87.12 (Mar 15) to 86.65, marking a decrease of 0.47.
- For Net Profit Margin (%), as of Mar 16, the value is 89.10. This value exceeds the healthy maximum of 10. It has increased from 77.97 (Mar 15) to 89.10, marking an increase of 11.13.
- For NP After MI And SOA Margin (%), as of Mar 16, the value is 106.71. This value exceeds the healthy maximum of 20. It has increased from 77.97 (Mar 15) to 106.71, marking an increase of 28.74.
- For Return on Networth / Equity (%), as of Mar 16, the value is 13.18. This value is below the healthy minimum of 15. It has increased from 0.00 (Mar 15) to 13.18, marking an increase of 13.18.
- For Return on Capital Employeed (%), as of Mar 16, the value is 10.61. This value is within the healthy range. It has increased from 0.00 (Mar 15) to 10.61, marking an increase of 10.61.
- For Return On Assets (%), as of Mar 16, the value is 13.05. This value is within the healthy range. It has increased from 0.00 (Mar 15) to 13.05, marking an increase of 13.05.
- For Current Ratio (X), as of Mar 16, the value is 195.20. This value exceeds the healthy maximum of 3. It has increased from 0.00 (Mar 15) to 195.20, marking an increase of 195.20.
- For Quick Ratio (X), as of Mar 16, the value is 195.20. This value exceeds the healthy maximum of 2. It has increased from 0.00 (Mar 15) to 195.20, marking an increase of 195.20.
- For Interest Coverage Ratio (X), as of Mar 16, the value is 16,099.29. This value is within the healthy range. It has increased from 5,702.89 (Mar 15) to 16,099.29, marking an increase of 10,396.40.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 16, the value is 16,543.78. This value is within the healthy range. It has increased from 5,104.22 (Mar 15) to 16,543.78, marking an increase of 11,439.56.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
|
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in NBI Industrial Finance Company Ltd:
- Net Profit Margin: 89.1%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 10.61% (Industry Average ROCE: 10.39%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 13.18% (Industry Average ROE: 11.26%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 16543.78
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 195.2
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 90.2 (Industry average Stock P/E: 39.29)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 89.1%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | 21, Strand Road, Ground Floor, Kolkata West Bengal 700001 | nbifinance@ymail.com http://www.nbi-india.co.in |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Ashok Bhandari | Chairman & Ind.Director |
| Mr. B L Gaggar | Director |
| Mr. J P Mundra | Director |
| Ms. Riya Puja Jain | Director |
| Mr. Debashis Ray | Independent Director |
| Mr. Tapas Kumar Bhattacharya | Independent Director |
| Mrs. Priyanka Mohta | Independent Director |
| Mr. Sundeep Bhutoria | Independent Director |
FAQ
What is the intrinsic value of NBI Industrial Finance Company Ltd?
NBI Industrial Finance Company Ltd's intrinsic value (as of 10 October 2025) is 2181.58 which is 15.01% lower the current market price of 2,567.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's ₹758 Cr. market cap, FY2025-2026 high/low of 4,100/2,050, reserves of ₹3,306.59 Cr, and liabilities of 3,513.46 Cr.
What is the Market Cap of NBI Industrial Finance Company Ltd?
The Market Cap of NBI Industrial Finance Company Ltd is 758 Cr..
What is the current Stock Price of NBI Industrial Finance Company Ltd as on 10 October 2025?
The current stock price of NBI Industrial Finance Company Ltd as on 10 October 2025 is 2,567.
What is the High / Low of NBI Industrial Finance Company Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of NBI Industrial Finance Company Ltd stocks is 4,100/2,050.
What is the Stock P/E of NBI Industrial Finance Company Ltd?
The Stock P/E of NBI Industrial Finance Company Ltd is 90.2.
What is the Book Value of NBI Industrial Finance Company Ltd?
The Book Value of NBI Industrial Finance Company Ltd is 11,195.
What is the Dividend Yield of NBI Industrial Finance Company Ltd?
The Dividend Yield of NBI Industrial Finance Company Ltd is 0.02 %.
What is the ROCE of NBI Industrial Finance Company Ltd?
The ROCE of NBI Industrial Finance Company Ltd is 0.35 %.
What is the ROE of NBI Industrial Finance Company Ltd?
The ROE of NBI Industrial Finance Company Ltd is 0.27 %.
What is the Face Value of NBI Industrial Finance Company Ltd?
The Face Value of NBI Industrial Finance Company Ltd is 5.00.