Share Price and Basic Stock Data
Last Updated: December 19, 2025, 9:19 pm
| PEG Ratio | 6.35 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Oracle Financial Services Software Ltd (OFSS) operates in the IT consulting and software sector, primarily focusing on the banking and financial services domain. The company reported a market capitalization of ₹70,126 Cr and a stock price of ₹8,059, reflecting its premium positioning in the market. Over the past year, OFSS has demonstrated steady revenue growth, with sales climbing from ₹5,698 Cr in FY 2023 to ₹6,373 Cr in FY 2024. This upward trajectory is supported by consistent quarterly performance, as seen in the latest quarterly sales of ₹1,824 Cr for December 2023, which is a significant increase from ₹1,471 Cr in March 2023. Such trends indicate a robust demand for its offerings, particularly in a sector that is evolving rapidly due to technological advancements.
Profitability and Efficiency Metrics
Profitability remains a strong suit for Oracle Financial Services, with a net profit of ₹2,405 Cr and a remarkable return on equity (ROE) of 29.3%. The operating profit margin (OPM) stood at an impressive 46%, underscoring the company’s ability to manage costs effectively while maintaining a healthy revenue stream. The reported interest coverage ratio of 6,761x highlights the company’s minimal reliance on debt, which is further evidenced by borrowings of just ₹34 Cr. However, the decline in OPM from 50% in FY 2021 to 43% in FY 2023 raises some questions about cost management and competitive pressures. Overall, while profitability metrics appear strong, investors should monitor any signs of margin compression moving forward.
Balance Sheet Strength and Financial Ratios
The financial health of Oracle Financial Services is commendable, with total reserves reported at ₹7,325 Cr and a debt-to-equity ratio that remains negligible given the low borrowings. The company’s current ratio of 6.90 indicates a very comfortable liquidity position, suggesting that it can easily cover short-term obligations. Its price-to-book value (P/BV) ratio at 8.14x may seem elevated compared to industry peers, signaling that the stock could be perceived as overvalued. However, the high return on capital employed (ROCE) of 40.6% justifies this premium, as it reflects efficient utilization of capital. The balance sheet appears solid, but investors may want to consider how sustainable these high returns are amid potential economic fluctuations.
Shareholding Pattern and Investor Confidence
The shareholding structure of Oracle Financial Services reveals a strong promoter holding of 72.53%, which indicates a significant level of confidence from the management. The presence of institutional investors is also noteworthy, with foreign institutional investors (FIIs) holding 8.66% and domestic institutional investors (DIIs) at 8.45%. This suggests a balanced mix of retail and institutional confidence in the company’s long-term prospects. However, the gradual decline in promoter holding over the past year might raise eyebrows; from 72.99% in December 2022 to the current level. While this could indicate a strategic shift or profit-taking, it is essential to monitor how this trend evolves in the future and what it means for overall governance.
Outlook, Risks, and Final Insight
Looking ahead, Oracle Financial Services Software Ltd appears well-positioned to capitalize on the digitization trends within the financial services sector. However, the company faces potential risks, such as increasing competition from both established players and new entrants, which could pressure margins. Additionally, economic uncertainties might impact client spending in the IT consulting space. Investors should remain vigilant about how these factors could affect future profitability. Overall, while the financial metrics paint a picture of a robust company, it is crucial for investors to weigh these strengths against the evolving market dynamics and consider their risk tolerance before making investment decisions.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Visesh Infotecnics Ltd | 125 Cr. | 0.33 | / | 1.11 | 0.00 % | 2.21 % | 2.23 % | 1.00 | |
| Mudunuru Ltd | 50.0 Cr. | 15.8 | 16.8/4.43 | 0.20 | 0.00 % | 27.0 % | 90.7 % | 2.00 | |
| Naapbooks Ltd | 151 Cr. | 140 | 194/99.8 | 23.0 | 36.4 | 0.00 % | 23.6 % | 17.1 % | 10.0 |
| IB Infotech Enterprises Ltd | 32.0 Cr. | 250 | 310/140 | 22.8 | 26.7 | 0.40 % | 38.5 % | 35.4 % | 10.0 |
| Hit Kit Global Solutions Ltd | 5.99 Cr. | 1.11 | 1.73/0.91 | 2.47 | 0.00 % | 2.14 % | 2.15 % | 2.00 | |
| Industry Average | 20,701.76 Cr | 554.91 | 85.90 | 123.78 | 0.54% | 14.89% | 20.93% | 6.84 |
All Competitor Stocks of Oracle Financial Services Software Ltd
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 1,402 | 1,376 | 1,449 | 1,471 | 1,462 | 1,444 | 1,824 | 1,642 | 1,741 | 1,674 | 1,715 | 1,716 | 1,852 |
| Expenses | 755 | 809 | 843 | 820 | 841 | 886 | 955 | 908 | 894 | 923 | 1,001 | 952 | 1,006 |
| Operating Profit | 647 | 567 | 606 | 651 | 622 | 558 | 868 | 734 | 847 | 751 | 714 | 765 | 846 |
| OPM % | 46% | 41% | 42% | 44% | 42% | 39% | 48% | 45% | 49% | 45% | 42% | 45% | 46% |
| Other Income | 44 | 46 | 41 | 61 | 101 | 65 | 94 | 82 | 48 | 105 | 70 | 82 | 72 |
| Interest | -7 | 5 | 7 | 8 | -3 | 8 | 9 | 14 | 5 | 8 | -3 | -9 | -4 |
| Depreciation | 20 | 22 | 21 | 19 | 18 | 19 | 19 | 18 | 18 | 18 | 17 | 17 | 18 |
| Profit before tax | 679 | 586 | 620 | 686 | 707 | 596 | 934 | 785 | 873 | 829 | 770 | 839 | 905 |
| Tax % | 28% | 32% | 29% | 30% | 29% | 30% | 21% | 29% | 29% | 30% | 30% | 23% | 29% |
| Net Profit | 492 | 398 | 437 | 479 | 501 | 417 | 741 | 560 | 617 | 578 | 541 | 644 | 642 |
| EPS in Rs | 56.95 | 46.05 | 50.63 | 55.48 | 57.92 | 48.20 | 85.51 | 64.62 | 71.12 | 66.60 | 62.35 | 74.13 | 73.87 |
Last Updated: August 1, 2025, 4:05 pm
Below is a detailed analysis of the quarterly data for Oracle Financial Services Software Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 1,852.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,716.00 Cr. (Mar 2025) to 1,852.00 Cr., marking an increase of 136.00 Cr..
- For Expenses, as of Jun 2025, the value is 1,006.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 952.00 Cr. (Mar 2025) to 1,006.00 Cr., marking an increase of 54.00 Cr..
- For Operating Profit, as of Jun 2025, the value is 846.00 Cr.. The value appears strong and on an upward trend. It has increased from 765.00 Cr. (Mar 2025) to 846.00 Cr., marking an increase of 81.00 Cr..
- For OPM %, as of Jun 2025, the value is 46.00%. The value appears strong and on an upward trend. It has increased from 45.00% (Mar 2025) to 46.00%, marking an increase of 1.00%.
- For Other Income, as of Jun 2025, the value is 72.00 Cr.. The value appears to be declining and may need further review. It has decreased from 82.00 Cr. (Mar 2025) to 72.00 Cr., marking a decrease of 10.00 Cr..
- For Interest, as of Jun 2025, the value is -4.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from -9.00 Cr. (Mar 2025) to -4.00 Cr., marking an increase of 5.00 Cr..
- For Depreciation, as of Jun 2025, the value is 18.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 17.00 Cr. (Mar 2025) to 18.00 Cr., marking an increase of 1.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 905.00 Cr.. The value appears strong and on an upward trend. It has increased from 839.00 Cr. (Mar 2025) to 905.00 Cr., marking an increase of 66.00 Cr..
- For Tax %, as of Jun 2025, the value is 29.00%. The value appears to be increasing, which may not be favorable. It has increased from 23.00% (Mar 2025) to 29.00%, marking an increase of 6.00%.
- For Net Profit, as of Jun 2025, the value is 642.00 Cr.. The value appears to be declining and may need further review. It has decreased from 644.00 Cr. (Mar 2025) to 642.00 Cr., marking a decrease of 2.00 Cr..
- For EPS in Rs, as of Jun 2025, the value is 73.87. The value appears to be declining and may need further review. It has decreased from 74.13 (Mar 2025) to 73.87, marking a decrease of 0.26.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 4:52 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 3,741 | 3,905 | 4,131 | 4,427 | 4,527 | 4,959 | 4,861 | 4,984 | 5,221 | 5,698 | 6,373 | 6,847 | 7,072 |
| Expenses | 2,342 | 2,354 | 2,520 | 2,693 | 2,716 | 2,814 | 2,633 | 2,515 | 2,723 | 3,227 | 3,590 | 3,770 | 3,992 |
| Operating Profit | 1,399 | 1,551 | 1,612 | 1,734 | 1,811 | 2,145 | 2,229 | 2,469 | 2,499 | 2,471 | 2,782 | 3,076 | 3,080 |
| OPM % | 37% | 40% | 39% | 39% | 40% | 43% | 46% | 50% | 48% | 43% | 44% | 45% | 44% |
| Other Income | 674 | 348 | 189 | 93 | 91 | 176 | 177 | 132 | 134 | 192 | 342 | 304 | 290 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 47 | 19 | 12 | 13 | 28 | 0 | -9 |
| Depreciation | 72 | 68 | 53 | 70 | 61 | 54 | 106 | 104 | 93 | 81 | 74 | 69 | 68 |
| Profit before tax | 2,001 | 1,831 | 1,748 | 1,757 | 1,840 | 2,267 | 2,252 | 2,477 | 2,528 | 2,570 | 3,022 | 3,311 | 3,312 |
| Tax % | 32% | 35% | 40% | 33% | 33% | 39% | 35% | 29% | 25% | 30% | 27% | 28% | |
| Net Profit | 1,359 | 1,192 | 1,049 | 1,185 | 1,237 | 1,386 | 1,462 | 1,762 | 1,889 | 1,806 | 2,219 | 2,380 | 2,373 |
| EPS in Rs | 161.55 | 140.91 | 123.61 | 139.28 | 144.82 | 161.57 | 170.26 | 204.72 | 219.00 | 209.05 | 256.07 | 273.95 | 273.17 |
| Dividend Payout % | 0% | 472% | 81% | 122% | 90% | 0% | 106% | 98% | 87% | 108% | 94% | 97% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | -12.29% | -12.00% | 12.96% | 4.39% | 12.05% | 5.48% | 20.52% | 7.21% | -4.39% | 22.87% | 7.26% |
| Change in YoY Net Profit Growth (%) | 0.00% | 0.29% | 24.96% | -8.58% | 7.66% | -6.56% | 15.04% | -13.31% | -11.60% | 27.26% | -15.61% |
Oracle Financial Services Software Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 6% |
| 5 Years: | 7% |
| 3 Years: | 9% |
| TTM: | 5% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 7% |
| 5 Years: | 10% |
| 3 Years: | 8% |
| TTM: | 3% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 8% |
| 5 Years: | 23% |
| 3 Years: | 39% |
| 1 Year: | -26% |
| Return on Equity | |
|---|---|
| 10 Years: | 28% |
| 5 Years: | 27% |
| 3 Years: | 28% |
| Last Year: | 29% |
Last Updated: September 5, 2025, 11:55 am
Balance Sheet
Last Updated: December 4, 2025, 1:45 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 42 | 42 | 42 | 42 | 43 | 43 | 43 | 43 | 43 | 43 | 43 | 43 | 44 |
| Reserves | 8,735 | 3,402 | 4,632 | 3,222 | 4,665 | 4,894 | 6,527 | 6,806 | 7,057 | 7,416 | 7,816 | 8,319 | 7,325 |
| Borrowings | 0 | 0 | 0 | 0 | 0 | 0 | 115 | 70 | 83 | 69 | 43 | 46 | 34 |
| Other Liabilities | 941 | 2,825 | 1,011 | 2,756 | 1,225 | 1,192 | 1,236 | 1,234 | 1,409 | 1,590 | 1,848 | 1,659 | 1,904 |
| Total Liabilities | 9,718 | 6,269 | 5,685 | 6,020 | 5,933 | 6,128 | 7,920 | 8,153 | 8,592 | 9,119 | 9,749 | 10,067 | 9,306 |
| Fixed Assets | 954 | 911 | 865 | 870 | 837 | 864 | 963 | 884 | 871 | 847 | 805 | 796 | 805 |
| CWIP | 13 | 0 | 5 | 1 | 3 | 0 | 0 | 0 | 4 | 1 | 3 | 9 | 13 |
| Investments | 0 | 0 | 10 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Assets | 8,752 | 5,357 | 4,805 | 5,150 | 5,093 | 5,264 | 6,957 | 7,268 | 7,717 | 8,271 | 8,942 | 9,262 | 8,488 |
| Total Assets | 9,718 | 6,269 | 5,685 | 6,020 | 5,933 | 6,128 | 7,920 | 8,153 | 8,592 | 9,119 | 9,749 | 10,067 | 9,306 |
Below is a detailed analysis of the balance sheet data for Oracle Financial Services Software Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 44.00 Cr.. The value appears strong and on an upward trend. It has increased from 43.00 Cr. (Mar 2025) to 44.00 Cr., marking an increase of 1.00 Cr..
- For Reserves, as of Sep 2025, the value is 7,325.00 Cr.. The value appears to be declining and may need further review. It has decreased from 8,319.00 Cr. (Mar 2025) to 7,325.00 Cr., marking a decrease of 994.00 Cr..
- For Borrowings, as of Sep 2025, the value is 34.00 Cr.. The value appears to be improving (decreasing). Additionally, since Reserves exceed Borrowings, this is considered a positive sign. It has decreased from 46.00 Cr. (Mar 2025) to 34.00 Cr., marking a decrease of 12.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 1,904.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1,659.00 Cr. (Mar 2025) to 1,904.00 Cr., marking an increase of 245.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 9,306.00 Cr.. The value appears to be improving (decreasing). It has decreased from 10,067.00 Cr. (Mar 2025) to 9,306.00 Cr., marking a decrease of 761.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 805.00 Cr.. The value appears strong and on an upward trend. It has increased from 796.00 Cr. (Mar 2025) to 805.00 Cr., marking an increase of 9.00 Cr..
- For CWIP, as of Sep 2025, the value is 13.00 Cr.. The value appears strong and on an upward trend. It has increased from 9.00 Cr. (Mar 2025) to 13.00 Cr., marking an increase of 4.00 Cr..
- For Investments, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Other Assets, as of Sep 2025, the value is 8,488.00 Cr.. The value appears to be declining and may need further review. It has decreased from 9,262.00 Cr. (Mar 2025) to 8,488.00 Cr., marking a decrease of 774.00 Cr..
- For Total Assets, as of Sep 2025, the value is 9,306.00 Cr.. The value appears to be declining and may need further review. It has decreased from 10,067.00 Cr. (Mar 2025) to 9,306.00 Cr., marking a decrease of 761.00 Cr..
Notably, the Reserves (7,325.00 Cr.) exceed the Borrowings (34.00 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 2.00 | -113.00 | -68.00 | -81.00 | -67.00 | -41.00 | -43.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 66 | 56 | 73 | 59 | 81 | 70 | 69 | 59 | 65 | 69 | 76 | 63 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 66 | 56 | 73 | 59 | 81 | 70 | 69 | 59 | 65 | 69 | 76 | 63 |
| Working Capital Days | 63 | -151 | 41 | -112 | 41 | 32 | 40 | 36 | 37 | 39 | 48 | 45 |
| ROCE % | 25% | 30% | 44% | 46% | 46% | 47% | 40% | 37% | 36% | 35% | 40% | 41% |
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| Kotak Midcap Fund | 1,529,941 | 2.05 | 1240.32 | N/A | N/A | N/A |
| Kotak Multicap Fund | 515,228 | 1.87 | 417.7 | 503,978 | 2025-12-15 00:59:42 | 2.23% |
| Mirae Asset Midcap Fund | 408,591 | 1.8 | 331.24 | N/A | N/A | N/A |
| HDFC Mid Cap Fund | 340,648 | 0.3 | 276.16 | N/A | N/A | N/A |
| Axis Midcap Fund | 320,113 | 0.81 | 259.52 | N/A | N/A | N/A |
| Kotak Aggressive Hybrid Fund | 159,937 | 1.53 | 129.66 | N/A | N/A | N/A |
| JM Flexicap Fund | 107,675 | 1.45 | 87.29 | 118,383 | 2025-12-15 00:59:42 | -9.05% |
| HDFC Large and Mid Cap Fund | 96,857 | 0.27 | 78.52 | N/A | N/A | N/A |
| Mahindra Manulife Multi Cap Fund | 80,000 | 1.06 | 64.86 | N/A | N/A | N/A |
| Kotak Equity Savings Fund | 70,170 | 0.6 | 56.89 | N/A | N/A | N/A |
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 |
| Basic EPS (Rs.) | 274.27 | 256.39 | 209.14 | 219.19 | 204.90 |
| Diluted EPS (Rs.) | 272.52 | 254.76 | 208.25 | 218.04 | 203.99 |
| Cash EPS (Rs.) | 282.11 | 264.63 | 218.38 | 229.76 | 216.82 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 963.39 | 906.70 | 863.32 | 823.19 | 795.79 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 963.39 | 906.70 | 863.32 | 823.19 | 795.79 |
| Revenue From Operations / Share (Rs.) | 788.80 | 773.56 | 678.90 | 605.41 | 579.11 |
| PBDIT / Share (Rs.) | 389.46 | 360.52 | 308.25 | 305.32 | 302.17 |
| PBIT / Share (Rs.) | 381.50 | 351.95 | 298.91 | 294.56 | 290.08 |
| PBT / Share (Rs.) | 381.44 | 348.71 | 297.45 | 293.15 | 287.85 |
| Net Profit / Share (Rs.) | 274.15 | 256.06 | 209.05 | 219.00 | 204.72 |
| NP After MI And SOA / Share (Rs.) | 274.15 | 256.06 | 209.05 | 219.00 | 204.72 |
| PBDIT Margin (%) | 49.37 | 46.60 | 45.40 | 50.43 | 52.17 |
| PBIT Margin (%) | 48.36 | 45.49 | 44.02 | 48.65 | 50.09 |
| PBT Margin (%) | 48.35 | 45.07 | 43.81 | 48.42 | 49.70 |
| Net Profit Margin (%) | 34.75 | 33.10 | 30.79 | 36.17 | 35.35 |
| NP After MI And SOA Margin (%) | 34.75 | 33.10 | 30.79 | 36.17 | 35.35 |
| Return on Networth / Equity (%) | 28.45 | 28.24 | 24.21 | 26.60 | 25.72 |
| Return on Capital Employeed (%) | 36.85 | 35.24 | 31.56 | 32.79 | 33.59 |
| Return On Assets (%) | 23.47 | 22.33 | 19.47 | 21.62 | 21.26 |
| Asset Turnover Ratio (%) | 0.68 | 0.69 | 0.57 | 0.52 | 0.51 |
| Current Ratio (X) | 6.90 | 5.98 | 6.55 | 6.72 | 7.35 |
| Quick Ratio (X) | 6.90 | 5.98 | 6.55 | 6.72 | 7.35 |
| Dividend Payout Ratio (NP) (%) | 87.45 | 87.68 | 0.00 | 91.18 | 87.81 |
| Dividend Payout Ratio (CP) (%) | 84.98 | 84.84 | 0.00 | 86.91 | 82.91 |
| Earning Retention Ratio (%) | 12.55 | 12.32 | 0.00 | 8.82 | 12.19 |
| Cash Earning Retention Ratio (%) | 15.02 | 15.16 | 0.00 | 13.09 | 17.09 |
| Interest Coverage Ratio (X) | 6761.00 | 111.16 | 210.45 | 215.82 | 135.95 |
| Interest Coverage Ratio (Post Tax) (X) | 4760.20 | 79.96 | 143.72 | 155.81 | 93.10 |
| Enterprise Value (Cr.) | 62127.58 | 70438.92 | 22731.44 | 25853.19 | 22617.10 |
| EV / Net Operating Revenue (X) | 9.07 | 10.51 | 3.88 | 4.95 | 4.54 |
| EV / EBITDA (X) | 18.38 | 22.54 | 8.54 | 9.82 | 8.70 |
| MarketCap / Net Operating Revenue (X) | 9.94 | 11.33 | 4.81 | 5.93 | 5.52 |
| Retention Ratios (%) | 12.54 | 12.31 | 0.00 | 8.81 | 12.18 |
| Price / BV (X) | 8.14 | 9.67 | 3.78 | 4.36 | 4.02 |
| Price / Net Operating Revenue (X) | 9.94 | 11.33 | 4.81 | 5.93 | 5.52 |
| EarningsYield | 0.03 | 0.02 | 0.06 | 0.06 | 0.06 |
After reviewing the key financial ratios for Oracle Financial Services Software Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 5.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 5.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 274.27. This value is within the healthy range. It has increased from 256.39 (Mar 24) to 274.27, marking an increase of 17.88.
- For Diluted EPS (Rs.), as of Mar 25, the value is 272.52. This value is within the healthy range. It has increased from 254.76 (Mar 24) to 272.52, marking an increase of 17.76.
- For Cash EPS (Rs.), as of Mar 25, the value is 282.11. This value is within the healthy range. It has increased from 264.63 (Mar 24) to 282.11, marking an increase of 17.48.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 963.39. It has increased from 906.70 (Mar 24) to 963.39, marking an increase of 56.69.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 963.39. It has increased from 906.70 (Mar 24) to 963.39, marking an increase of 56.69.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 788.80. It has increased from 773.56 (Mar 24) to 788.80, marking an increase of 15.24.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 389.46. This value is within the healthy range. It has increased from 360.52 (Mar 24) to 389.46, marking an increase of 28.94.
- For PBIT / Share (Rs.), as of Mar 25, the value is 381.50. This value is within the healthy range. It has increased from 351.95 (Mar 24) to 381.50, marking an increase of 29.55.
- For PBT / Share (Rs.), as of Mar 25, the value is 381.44. This value is within the healthy range. It has increased from 348.71 (Mar 24) to 381.44, marking an increase of 32.73.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 274.15. This value is within the healthy range. It has increased from 256.06 (Mar 24) to 274.15, marking an increase of 18.09.
- For NP After MI And SOA / Share (Rs.), as of Mar 25, the value is 274.15. This value is within the healthy range. It has increased from 256.06 (Mar 24) to 274.15, marking an increase of 18.09.
- For PBDIT Margin (%), as of Mar 25, the value is 49.37. This value is within the healthy range. It has increased from 46.60 (Mar 24) to 49.37, marking an increase of 2.77.
- For PBIT Margin (%), as of Mar 25, the value is 48.36. This value exceeds the healthy maximum of 20. It has increased from 45.49 (Mar 24) to 48.36, marking an increase of 2.87.
- For PBT Margin (%), as of Mar 25, the value is 48.35. This value is within the healthy range. It has increased from 45.07 (Mar 24) to 48.35, marking an increase of 3.28.
- For Net Profit Margin (%), as of Mar 25, the value is 34.75. This value exceeds the healthy maximum of 10. It has increased from 33.10 (Mar 24) to 34.75, marking an increase of 1.65.
- For NP After MI And SOA Margin (%), as of Mar 25, the value is 34.75. This value exceeds the healthy maximum of 20. It has increased from 33.10 (Mar 24) to 34.75, marking an increase of 1.65.
- For Return on Networth / Equity (%), as of Mar 25, the value is 28.45. This value is within the healthy range. It has increased from 28.24 (Mar 24) to 28.45, marking an increase of 0.21.
- For Return on Capital Employeed (%), as of Mar 25, the value is 36.85. This value is within the healthy range. It has increased from 35.24 (Mar 24) to 36.85, marking an increase of 1.61.
- For Return On Assets (%), as of Mar 25, the value is 23.47. This value is within the healthy range. It has increased from 22.33 (Mar 24) to 23.47, marking an increase of 1.14.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.68. It has decreased from 0.69 (Mar 24) to 0.68, marking a decrease of 0.01.
- For Current Ratio (X), as of Mar 25, the value is 6.90. This value exceeds the healthy maximum of 3. It has increased from 5.98 (Mar 24) to 6.90, marking an increase of 0.92.
- For Quick Ratio (X), as of Mar 25, the value is 6.90. This value exceeds the healthy maximum of 2. It has increased from 5.98 (Mar 24) to 6.90, marking an increase of 0.92.
- For Dividend Payout Ratio (NP) (%), as of Mar 25, the value is 87.45. This value exceeds the healthy maximum of 50. It has decreased from 87.68 (Mar 24) to 87.45, marking a decrease of 0.23.
- For Dividend Payout Ratio (CP) (%), as of Mar 25, the value is 84.98. This value exceeds the healthy maximum of 50. It has increased from 84.84 (Mar 24) to 84.98, marking an increase of 0.14.
- For Earning Retention Ratio (%), as of Mar 25, the value is 12.55. This value is below the healthy minimum of 40. It has increased from 12.32 (Mar 24) to 12.55, marking an increase of 0.23.
- For Cash Earning Retention Ratio (%), as of Mar 25, the value is 15.02. This value is below the healthy minimum of 40. It has decreased from 15.16 (Mar 24) to 15.02, marking a decrease of 0.14.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 6,761.00. This value is within the healthy range. It has increased from 111.16 (Mar 24) to 6,761.00, marking an increase of 6,649.84.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 4,760.20. This value is within the healthy range. It has increased from 79.96 (Mar 24) to 4,760.20, marking an increase of 4,680.24.
- For Enterprise Value (Cr.), as of Mar 25, the value is 62,127.58. It has decreased from 70,438.92 (Mar 24) to 62,127.58, marking a decrease of 8,311.34.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 9.07. This value exceeds the healthy maximum of 3. It has decreased from 10.51 (Mar 24) to 9.07, marking a decrease of 1.44.
- For EV / EBITDA (X), as of Mar 25, the value is 18.38. This value exceeds the healthy maximum of 15. It has decreased from 22.54 (Mar 24) to 18.38, marking a decrease of 4.16.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 9.94. This value exceeds the healthy maximum of 3. It has decreased from 11.33 (Mar 24) to 9.94, marking a decrease of 1.39.
- For Retention Ratios (%), as of Mar 25, the value is 12.54. This value is below the healthy minimum of 30. It has increased from 12.31 (Mar 24) to 12.54, marking an increase of 0.23.
- For Price / BV (X), as of Mar 25, the value is 8.14. This value exceeds the healthy maximum of 3. It has decreased from 9.67 (Mar 24) to 8.14, marking a decrease of 1.53.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 9.94. This value exceeds the healthy maximum of 3. It has decreased from 11.33 (Mar 24) to 9.94, marking a decrease of 1.39.
- For EarningsYield, as of Mar 25, the value is 0.03. This value is below the healthy minimum of 5. It has increased from 0.02 (Mar 24) to 0.03, marking an increase of 0.01.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Oracle Financial Services Software Ltd:
- Net Profit Margin: 34.75%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 36.85% (Industry Average ROCE: 14.89%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 28.45% (Industry Average ROE: 20.93%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 4760.2
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 6.9
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 28.7 (Industry average Stock P/E: 85.9)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 34.75%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| IT Consulting & Software | Oracle Park, Mumbai Maharashtra 400063 | investors-vp-ofss_in_grp@oracle.com https://www.oracle.com/financialservices |
| Management | |
|---|---|
| Name | Position Held |
| Ms. Jane Murphy | Chairperson |
| Mr. Makarand Padalkar | Managing Director & CEO |
| Mr. Harinderjit Singh | Director |
| Mr. Vincent Secondo Grelli | Director |
| Mr. Gopala Ramanan Balasubramaniam | Director |
| Mr. Mrugank Paranjape | Director |
| Ms. Kimberly Woolley | Director |
| Ms. Kavita Venugopal | Director |
| Mr. Nian Nian Yuan | Director |
FAQ
What is the intrinsic value of Oracle Financial Services Software Ltd?
Oracle Financial Services Software Ltd's intrinsic value (as of 19 December 2025) is 5898.12 which is 24.62% lower the current market price of 7,824.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 68,088 Cr. market cap, FY2025-2026 high/low of 13,220/7,038, reserves of ₹7,325 Cr, and liabilities of 9,306 Cr.
What is the Market Cap of Oracle Financial Services Software Ltd?
The Market Cap of Oracle Financial Services Software Ltd is 68,088 Cr..
What is the current Stock Price of Oracle Financial Services Software Ltd as on 19 December 2025?
The current stock price of Oracle Financial Services Software Ltd as on 19 December 2025 is 7,824.
What is the High / Low of Oracle Financial Services Software Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Oracle Financial Services Software Ltd stocks is 13,220/7,038.
What is the Stock P/E of Oracle Financial Services Software Ltd?
The Stock P/E of Oracle Financial Services Software Ltd is 28.7.
What is the Book Value of Oracle Financial Services Software Ltd?
The Book Value of Oracle Financial Services Software Ltd is 848.
What is the Dividend Yield of Oracle Financial Services Software Ltd?
The Dividend Yield of Oracle Financial Services Software Ltd is 3.39 %.
What is the ROCE of Oracle Financial Services Software Ltd?
The ROCE of Oracle Financial Services Software Ltd is 40.6 %.
What is the ROE of Oracle Financial Services Software Ltd?
The ROE of Oracle Financial Services Software Ltd is 29.3 %.
What is the Face Value of Oracle Financial Services Software Ltd?
The Face Value of Oracle Financial Services Software Ltd is 5.00.