Share Price and Basic Stock Data
Last Updated: January 8, 2026, 6:24 pm
| PEG Ratio | 6.15 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Oracle Financial Services Software Ltd, operating in the IT Consulting and Software sector, reported a share price of ₹7,832 and a market capitalization of ₹68,171 Cr. The company has shown consistent growth in sales, recording ₹5,698 Cr for the year ending March 2023, which increased to ₹6,373 Cr for March 2024. Projections for March 2025 indicate a further rise to ₹6,847 Cr. Quarterly sales figures reflect this upward trend, with the most recent reported sales of ₹1,444 Cr in September 2023, followed by ₹1,824 Cr in December 2023. The company’s operational efficiency is highlighted by an operating profit margin (OPM) of 42%, which is above the industry average, showcasing its ability to manage costs effectively while driving revenue growth. The steady increase in revenue, combined with a robust sales pipeline, positions Oracle Financial Services as a key player in the IT consulting landscape in India.
Profitability and Efficiency Metrics
The profitability of Oracle Financial Services is underscored by its reported net profit of ₹2,373 Cr for the trailing twelve months (TTM), translating to a net profit margin of 34.75%. This figure indicates strong operational effectiveness, particularly when compared to industry norms. The company has maintained a return on equity (ROE) of 29.3% and return on capital employed (ROCE) of 40.6%, both of which are significantly higher than typical sector averages, suggesting efficient use of shareholder funds and capital. The interest coverage ratio (ICR) stands at an impressive 6761.00x, indicating that the company’s earnings can comfortably cover its interest obligations. However, the recent quarterly performance shows fluctuations in operating profit margins, with a dip to 39% in September 2023, raising questions about cost management during that period. Overall, the financial metrics reflect strong profitability, albeit with some volatility that warrants monitoring.
Balance Sheet Strength and Financial Ratios
Oracle Financial Services showcases a solid balance sheet, with total assets reported at ₹10,067 Cr as of March 2025, against total liabilities of ₹9,306 Cr, resulting in a healthy equity base. The company holds reserves of ₹7,325 Cr, providing a cushion for future investments and dividends. The low borrowing level of ₹34 Cr indicates prudent financial management, minimizing interest expenses and financial risk. The price-to-book value (P/BV) ratio stands at 8.14x, reflecting a premium valuation compared to typical industry standards, which often hover around 4-6x. This high valuation may suggest strong investor confidence, but it also indicates that the stock may be perceived as overvalued if growth does not keep pace. The current ratio of 6.90x further emphasizes liquidity strength, ensuring the company can meet short-term obligations without strain. The financial ratios collectively indicate a robust financial position, although the elevated P/BV warrants caution from prospective investors.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Oracle Financial Services reveals a stable and concentrated ownership structure, with promoters holding 72.53% as of September 2025. This high level of promoter ownership aligns with a strong commitment to the company’s long-term vision. Foreign Institutional Investors (FIIs) and Domestic Institutional Investors (DIIs) hold 8.66% and 8.45% respectively, indicating moderate institutional interest, while the public holds 10.38%. Notably, FII holdings have shown a slight increase from 6.75% in December 2022 to 8.66% in September 2025, signaling growing confidence from overseas investors. The number of shareholders increased to 1,38,142, reflecting a widening base of retail investors. This diversified ownership could enhance stability in share price and governance. However, the gradual decline in public shareholding from 11.09% in December 2022 to 10.38% in September 2025 may indicate a shift in investor sentiment that could be worth monitoring.
Outlook, Risks, and Final Insight
Oracle Financial Services is poised for continued growth, driven by its strong revenue trajectory and profitability metrics. However, potential risks include the volatility in operating profit margins and the high valuation reflected in the P/BV ratio, which may deter value-focused investors. Moreover, the fluctuation in quarterly sales and expenses could indicate underlying operational challenges that need addressing. The company’s low debt levels provide resilience against economic downturns, but reliance on a concentrated promoter holding may pose governance risks. Looking ahead, the firm’s commitment to innovation and expanding its service offerings could enhance its market position. A focus on maintaining operational efficiency while navigating external market pressures will be critical. If Oracle Financial Services continues to manage these risks effectively, it could solidify its standing as a leader in the IT consulting sector, while also providing attractive returns to its shareholders.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Visesh Infotecnics Ltd | 125 Cr. | 0.33 | / | 1.11 | 0.00 % | 2.21 % | 2.23 % | 1.00 | |
| Mudunuru Ltd | 61.5 Cr. | 19.5 | 19.5/4.43 | 0.20 | 0.00 % | 27.0 % | 90.7 % | 2.00 | |
| Naapbooks Ltd | 125 Cr. | 116 | 194/99.8 | 19.1 | 36.4 | 0.00 % | 23.6 % | 17.1 % | 10.0 |
| IB Infotech Enterprises Ltd | 38.1 Cr. | 297 | 314/140 | 27.2 | 26.7 | 0.34 % | 38.5 % | 35.4 % | 10.0 |
| Hit Kit Global Solutions Ltd | 5.45 Cr. | 1.01 | 1.73/0.91 | 2.47 | 0.00 % | 2.14 % | 2.15 % | 2.00 | |
| Industry Average | 20,399.87 Cr | 551.94 | 86.95 | 123.78 | 0.55% | 14.88% | 20.92% | 6.84 |
All Competitor Stocks of Oracle Financial Services Software Ltd
Quarterly Result
| Metric | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 1,376 | 1,449 | 1,471 | 1,462 | 1,444 | 1,824 | 1,642 | 1,741 | 1,674 | 1,715 | 1,716 | 1,852 | 1,789 |
| Expenses | 809 | 843 | 820 | 841 | 886 | 955 | 908 | 894 | 923 | 1,001 | 952 | 1,006 | 1,034 |
| Operating Profit | 567 | 606 | 651 | 622 | 558 | 868 | 734 | 847 | 751 | 714 | 765 | 846 | 755 |
| OPM % | 41% | 42% | 44% | 42% | 39% | 48% | 45% | 49% | 45% | 42% | 45% | 46% | 42% |
| Other Income | 46 | 41 | 61 | 101 | 65 | 94 | 82 | 48 | 105 | 70 | 82 | 72 | 66 |
| Interest | 5 | 7 | 8 | -3 | 8 | 9 | 14 | 5 | 8 | -3 | -9 | -4 | 8 |
| Depreciation | 22 | 21 | 19 | 18 | 19 | 19 | 18 | 18 | 18 | 17 | 17 | 18 | 16 |
| Profit before tax | 586 | 620 | 686 | 707 | 596 | 934 | 785 | 873 | 829 | 770 | 839 | 905 | 797 |
| Tax % | 32% | 29% | 30% | 29% | 30% | 21% | 29% | 29% | 30% | 30% | 23% | 29% | 32% |
| Net Profit | 398 | 437 | 479 | 501 | 417 | 741 | 560 | 617 | 578 | 541 | 644 | 642 | 546 |
| EPS in Rs | 46.05 | 50.63 | 55.48 | 57.92 | 48.20 | 85.51 | 64.62 | 71.12 | 66.60 | 62.35 | 74.13 | 73.87 | 62.82 |
Last Updated: December 29, 2025, 6:04 pm
Below is a detailed analysis of the quarterly data for Oracle Financial Services Software Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Sales, as of Sep 2025, the value is 1,789.00 Cr.. The value appears to be declining and may need further review. It has decreased from 1,852.00 Cr. (Jun 2025) to 1,789.00 Cr., marking a decrease of 63.00 Cr..
- For Expenses, as of Sep 2025, the value is 1,034.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1,006.00 Cr. (Jun 2025) to 1,034.00 Cr., marking an increase of 28.00 Cr..
- For Operating Profit, as of Sep 2025, the value is 755.00 Cr.. The value appears to be declining and may need further review. It has decreased from 846.00 Cr. (Jun 2025) to 755.00 Cr., marking a decrease of 91.00 Cr..
- For OPM %, as of Sep 2025, the value is 42.00%. The value appears to be declining and may need further review. It has decreased from 46.00% (Jun 2025) to 42.00%, marking a decrease of 4.00%.
- For Other Income, as of Sep 2025, the value is 66.00 Cr.. The value appears to be declining and may need further review. It has decreased from 72.00 Cr. (Jun 2025) to 66.00 Cr., marking a decrease of 6.00 Cr..
- For Interest, as of Sep 2025, the value is 8.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from -4.00 Cr. (Jun 2025) to 8.00 Cr., marking an increase of 12.00 Cr..
- For Depreciation, as of Sep 2025, the value is 16.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 18.00 Cr. (Jun 2025) to 16.00 Cr., marking a decrease of 2.00 Cr..
- For Profit before tax, as of Sep 2025, the value is 797.00 Cr.. The value appears to be declining and may need further review. It has decreased from 905.00 Cr. (Jun 2025) to 797.00 Cr., marking a decrease of 108.00 Cr..
- For Tax %, as of Sep 2025, the value is 32.00%. The value appears to be increasing, which may not be favorable. It has increased from 29.00% (Jun 2025) to 32.00%, marking an increase of 3.00%.
- For Net Profit, as of Sep 2025, the value is 546.00 Cr.. The value appears to be declining and may need further review. It has decreased from 642.00 Cr. (Jun 2025) to 546.00 Cr., marking a decrease of 96.00 Cr..
- For EPS in Rs, as of Sep 2025, the value is 62.82. The value appears to be declining and may need further review. It has decreased from 73.87 (Jun 2025) to 62.82, marking a decrease of 11.05.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 4:52 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 3,741 | 3,905 | 4,131 | 4,427 | 4,527 | 4,959 | 4,861 | 4,984 | 5,221 | 5,698 | 6,373 | 6,847 | 7,072 |
| Expenses | 2,342 | 2,354 | 2,520 | 2,693 | 2,716 | 2,814 | 2,633 | 2,515 | 2,723 | 3,227 | 3,590 | 3,770 | 3,992 |
| Operating Profit | 1,399 | 1,551 | 1,612 | 1,734 | 1,811 | 2,145 | 2,229 | 2,469 | 2,499 | 2,471 | 2,782 | 3,076 | 3,080 |
| OPM % | 37% | 40% | 39% | 39% | 40% | 43% | 46% | 50% | 48% | 43% | 44% | 45% | 44% |
| Other Income | 674 | 348 | 189 | 93 | 91 | 176 | 177 | 132 | 134 | 192 | 342 | 304 | 290 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 47 | 19 | 12 | 13 | 28 | 0 | -9 |
| Depreciation | 72 | 68 | 53 | 70 | 61 | 54 | 106 | 104 | 93 | 81 | 74 | 69 | 68 |
| Profit before tax | 2,001 | 1,831 | 1,748 | 1,757 | 1,840 | 2,267 | 2,252 | 2,477 | 2,528 | 2,570 | 3,022 | 3,311 | 3,312 |
| Tax % | 32% | 35% | 40% | 33% | 33% | 39% | 35% | 29% | 25% | 30% | 27% | 28% | |
| Net Profit | 1,359 | 1,192 | 1,049 | 1,185 | 1,237 | 1,386 | 1,462 | 1,762 | 1,889 | 1,806 | 2,219 | 2,380 | 2,373 |
| EPS in Rs | 161.55 | 140.91 | 123.61 | 139.28 | 144.82 | 161.57 | 170.26 | 204.72 | 219.00 | 209.05 | 256.07 | 273.95 | 273.17 |
| Dividend Payout % | 0% | 472% | 81% | 122% | 90% | 0% | 106% | 98% | 87% | 108% | 94% | 97% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | -12.29% | -12.00% | 12.96% | 4.39% | 12.05% | 5.48% | 20.52% | 7.21% | -4.39% | 22.87% | 7.26% |
| Change in YoY Net Profit Growth (%) | 0.00% | 0.29% | 24.96% | -8.58% | 7.66% | -6.56% | 15.04% | -13.31% | -11.60% | 27.26% | -15.61% |
Oracle Financial Services Software Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 6% |
| 5 Years: | 7% |
| 3 Years: | 9% |
| TTM: | 5% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 7% |
| 5 Years: | 10% |
| 3 Years: | 8% |
| TTM: | 3% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 8% |
| 5 Years: | 23% |
| 3 Years: | 39% |
| 1 Year: | -26% |
| Return on Equity | |
|---|---|
| 10 Years: | 28% |
| 5 Years: | 27% |
| 3 Years: | 28% |
| Last Year: | 29% |
Last Updated: September 5, 2025, 11:55 am
Balance Sheet
Last Updated: December 4, 2025, 1:45 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 42 | 42 | 42 | 42 | 43 | 43 | 43 | 43 | 43 | 43 | 43 | 43 | 44 |
| Reserves | 8,735 | 3,402 | 4,632 | 3,222 | 4,665 | 4,894 | 6,527 | 6,806 | 7,057 | 7,416 | 7,816 | 8,319 | 7,325 |
| Borrowings | 0 | 0 | 0 | 0 | 0 | 0 | 115 | 70 | 83 | 69 | 43 | 46 | 34 |
| Other Liabilities | 941 | 2,825 | 1,011 | 2,756 | 1,225 | 1,192 | 1,236 | 1,234 | 1,409 | 1,590 | 1,848 | 1,659 | 1,904 |
| Total Liabilities | 9,718 | 6,269 | 5,685 | 6,020 | 5,933 | 6,128 | 7,920 | 8,153 | 8,592 | 9,119 | 9,749 | 10,067 | 9,306 |
| Fixed Assets | 954 | 911 | 865 | 870 | 837 | 864 | 963 | 884 | 871 | 847 | 805 | 796 | 805 |
| CWIP | 13 | 0 | 5 | 1 | 3 | 0 | 0 | 0 | 4 | 1 | 3 | 9 | 13 |
| Investments | 0 | 0 | 10 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Assets | 8,752 | 5,357 | 4,805 | 5,150 | 5,093 | 5,264 | 6,957 | 7,268 | 7,717 | 8,271 | 8,942 | 9,262 | 8,488 |
| Total Assets | 9,718 | 6,269 | 5,685 | 6,020 | 5,933 | 6,128 | 7,920 | 8,153 | 8,592 | 9,119 | 9,749 | 10,067 | 9,306 |
Below is a detailed analysis of the balance sheet data for Oracle Financial Services Software Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 44.00 Cr.. The value appears strong and on an upward trend. It has increased from 43.00 Cr. (Mar 2025) to 44.00 Cr., marking an increase of 1.00 Cr..
- For Reserves, as of Sep 2025, the value is 7,325.00 Cr.. The value appears to be declining and may need further review. It has decreased from 8,319.00 Cr. (Mar 2025) to 7,325.00 Cr., marking a decrease of 994.00 Cr..
- For Borrowings, as of Sep 2025, the value is 34.00 Cr.. The value appears to be improving (decreasing). Additionally, since Reserves exceed Borrowings, this is considered a positive sign. It has decreased from 46.00 Cr. (Mar 2025) to 34.00 Cr., marking a decrease of 12.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 1,904.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1,659.00 Cr. (Mar 2025) to 1,904.00 Cr., marking an increase of 245.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 9,306.00 Cr.. The value appears to be improving (decreasing). It has decreased from 10,067.00 Cr. (Mar 2025) to 9,306.00 Cr., marking a decrease of 761.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 805.00 Cr.. The value appears strong and on an upward trend. It has increased from 796.00 Cr. (Mar 2025) to 805.00 Cr., marking an increase of 9.00 Cr..
- For CWIP, as of Sep 2025, the value is 13.00 Cr.. The value appears strong and on an upward trend. It has increased from 9.00 Cr. (Mar 2025) to 13.00 Cr., marking an increase of 4.00 Cr..
- For Investments, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Other Assets, as of Sep 2025, the value is 8,488.00 Cr.. The value appears to be declining and may need further review. It has decreased from 9,262.00 Cr. (Mar 2025) to 8,488.00 Cr., marking a decrease of 774.00 Cr..
- For Total Assets, as of Sep 2025, the value is 9,306.00 Cr.. The value appears to be declining and may need further review. It has decreased from 10,067.00 Cr. (Mar 2025) to 9,306.00 Cr., marking a decrease of 761.00 Cr..
Notably, the Reserves (7,325.00 Cr.) exceed the Borrowings (34.00 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 2.00 | -113.00 | -68.00 | -81.00 | -67.00 | -41.00 | -43.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 66 | 56 | 73 | 59 | 81 | 70 | 69 | 59 | 65 | 69 | 76 | 63 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 66 | 56 | 73 | 59 | 81 | 70 | 69 | 59 | 65 | 69 | 76 | 63 |
| Working Capital Days | 63 | -151 | 41 | -112 | 41 | 32 | 40 | 36 | 37 | 39 | 48 | 45 |
| ROCE % | 25% | 30% | 44% | 46% | 46% | 47% | 40% | 37% | 36% | 35% | 40% | 41% |
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| Kotak Midcap Fund | 1,529,941 | 2.05 | 1240.32 | N/A | N/A | N/A |
| Kotak Multicap Fund | 515,228 | 1.87 | 417.7 | 503,978 | 2025-12-15 00:59:42 | 2.23% |
| Mirae Asset Midcap Fund | 408,591 | 1.8 | 331.24 | N/A | N/A | N/A |
| HDFC Mid Cap Fund | 340,648 | 0.3 | 276.16 | N/A | N/A | N/A |
| Axis Midcap Fund | 320,113 | 0.81 | 259.52 | N/A | N/A | N/A |
| Kotak Aggressive Hybrid Fund | 159,937 | 1.53 | 129.66 | N/A | N/A | N/A |
| JM Flexicap Fund | 107,675 | 1.45 | 87.29 | 118,383 | 2025-12-15 00:59:42 | -9.05% |
| HDFC Large and Mid Cap Fund | 96,857 | 0.27 | 78.52 | N/A | N/A | N/A |
| Mahindra Manulife Multi Cap Fund | 80,000 | 1.06 | 64.86 | N/A | N/A | N/A |
| Kotak Equity Savings Fund | 70,170 | 0.6 | 56.89 | N/A | N/A | N/A |
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 |
| Basic EPS (Rs.) | 274.27 | 256.39 | 209.14 | 219.19 | 204.90 |
| Diluted EPS (Rs.) | 272.52 | 254.76 | 208.25 | 218.04 | 203.99 |
| Cash EPS (Rs.) | 282.11 | 264.63 | 218.38 | 229.76 | 216.82 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 963.39 | 906.70 | 863.32 | 823.19 | 795.79 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 963.39 | 906.70 | 863.32 | 823.19 | 795.79 |
| Revenue From Operations / Share (Rs.) | 788.80 | 773.56 | 678.90 | 605.41 | 579.11 |
| PBDIT / Share (Rs.) | 389.46 | 360.52 | 308.25 | 305.32 | 302.17 |
| PBIT / Share (Rs.) | 381.50 | 351.95 | 298.91 | 294.56 | 290.08 |
| PBT / Share (Rs.) | 381.44 | 348.71 | 297.45 | 293.15 | 287.85 |
| Net Profit / Share (Rs.) | 274.15 | 256.06 | 209.05 | 219.00 | 204.72 |
| NP After MI And SOA / Share (Rs.) | 274.15 | 256.06 | 209.05 | 219.00 | 204.72 |
| PBDIT Margin (%) | 49.37 | 46.60 | 45.40 | 50.43 | 52.17 |
| PBIT Margin (%) | 48.36 | 45.49 | 44.02 | 48.65 | 50.09 |
| PBT Margin (%) | 48.35 | 45.07 | 43.81 | 48.42 | 49.70 |
| Net Profit Margin (%) | 34.75 | 33.10 | 30.79 | 36.17 | 35.35 |
| NP After MI And SOA Margin (%) | 34.75 | 33.10 | 30.79 | 36.17 | 35.35 |
| Return on Networth / Equity (%) | 28.45 | 28.24 | 24.21 | 26.60 | 25.72 |
| Return on Capital Employeed (%) | 36.85 | 35.24 | 31.56 | 32.79 | 33.59 |
| Return On Assets (%) | 23.47 | 22.33 | 19.47 | 21.62 | 21.26 |
| Asset Turnover Ratio (%) | 0.68 | 0.69 | 0.57 | 0.52 | 0.51 |
| Current Ratio (X) | 6.90 | 5.98 | 6.55 | 6.72 | 7.35 |
| Quick Ratio (X) | 6.90 | 5.98 | 6.55 | 6.72 | 7.35 |
| Dividend Payout Ratio (NP) (%) | 87.45 | 87.68 | 0.00 | 91.18 | 87.81 |
| Dividend Payout Ratio (CP) (%) | 84.98 | 84.84 | 0.00 | 86.91 | 82.91 |
| Earning Retention Ratio (%) | 12.55 | 12.32 | 0.00 | 8.82 | 12.19 |
| Cash Earning Retention Ratio (%) | 15.02 | 15.16 | 0.00 | 13.09 | 17.09 |
| Interest Coverage Ratio (X) | 6761.00 | 111.16 | 210.45 | 215.82 | 135.95 |
| Interest Coverage Ratio (Post Tax) (X) | 4760.20 | 79.96 | 143.72 | 155.81 | 93.10 |
| Enterprise Value (Cr.) | 62127.58 | 70438.92 | 22731.44 | 25853.19 | 22617.10 |
| EV / Net Operating Revenue (X) | 9.07 | 10.51 | 3.88 | 4.95 | 4.54 |
| EV / EBITDA (X) | 18.38 | 22.54 | 8.54 | 9.82 | 8.70 |
| MarketCap / Net Operating Revenue (X) | 9.94 | 11.33 | 4.81 | 5.93 | 5.52 |
| Retention Ratios (%) | 12.54 | 12.31 | 0.00 | 8.81 | 12.18 |
| Price / BV (X) | 8.14 | 9.67 | 3.78 | 4.36 | 4.02 |
| Price / Net Operating Revenue (X) | 9.94 | 11.33 | 4.81 | 5.93 | 5.52 |
| EarningsYield | 0.03 | 0.02 | 0.06 | 0.06 | 0.06 |
After reviewing the key financial ratios for Oracle Financial Services Software Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 5.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 5.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 274.27. This value is within the healthy range. It has increased from 256.39 (Mar 24) to 274.27, marking an increase of 17.88.
- For Diluted EPS (Rs.), as of Mar 25, the value is 272.52. This value is within the healthy range. It has increased from 254.76 (Mar 24) to 272.52, marking an increase of 17.76.
- For Cash EPS (Rs.), as of Mar 25, the value is 282.11. This value is within the healthy range. It has increased from 264.63 (Mar 24) to 282.11, marking an increase of 17.48.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 963.39. It has increased from 906.70 (Mar 24) to 963.39, marking an increase of 56.69.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 963.39. It has increased from 906.70 (Mar 24) to 963.39, marking an increase of 56.69.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 788.80. It has increased from 773.56 (Mar 24) to 788.80, marking an increase of 15.24.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 389.46. This value is within the healthy range. It has increased from 360.52 (Mar 24) to 389.46, marking an increase of 28.94.
- For PBIT / Share (Rs.), as of Mar 25, the value is 381.50. This value is within the healthy range. It has increased from 351.95 (Mar 24) to 381.50, marking an increase of 29.55.
- For PBT / Share (Rs.), as of Mar 25, the value is 381.44. This value is within the healthy range. It has increased from 348.71 (Mar 24) to 381.44, marking an increase of 32.73.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 274.15. This value is within the healthy range. It has increased from 256.06 (Mar 24) to 274.15, marking an increase of 18.09.
- For NP After MI And SOA / Share (Rs.), as of Mar 25, the value is 274.15. This value is within the healthy range. It has increased from 256.06 (Mar 24) to 274.15, marking an increase of 18.09.
- For PBDIT Margin (%), as of Mar 25, the value is 49.37. This value is within the healthy range. It has increased from 46.60 (Mar 24) to 49.37, marking an increase of 2.77.
- For PBIT Margin (%), as of Mar 25, the value is 48.36. This value exceeds the healthy maximum of 20. It has increased from 45.49 (Mar 24) to 48.36, marking an increase of 2.87.
- For PBT Margin (%), as of Mar 25, the value is 48.35. This value is within the healthy range. It has increased from 45.07 (Mar 24) to 48.35, marking an increase of 3.28.
- For Net Profit Margin (%), as of Mar 25, the value is 34.75. This value exceeds the healthy maximum of 10. It has increased from 33.10 (Mar 24) to 34.75, marking an increase of 1.65.
- For NP After MI And SOA Margin (%), as of Mar 25, the value is 34.75. This value exceeds the healthy maximum of 20. It has increased from 33.10 (Mar 24) to 34.75, marking an increase of 1.65.
- For Return on Networth / Equity (%), as of Mar 25, the value is 28.45. This value is within the healthy range. It has increased from 28.24 (Mar 24) to 28.45, marking an increase of 0.21.
- For Return on Capital Employeed (%), as of Mar 25, the value is 36.85. This value is within the healthy range. It has increased from 35.24 (Mar 24) to 36.85, marking an increase of 1.61.
- For Return On Assets (%), as of Mar 25, the value is 23.47. This value is within the healthy range. It has increased from 22.33 (Mar 24) to 23.47, marking an increase of 1.14.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.68. It has decreased from 0.69 (Mar 24) to 0.68, marking a decrease of 0.01.
- For Current Ratio (X), as of Mar 25, the value is 6.90. This value exceeds the healthy maximum of 3. It has increased from 5.98 (Mar 24) to 6.90, marking an increase of 0.92.
- For Quick Ratio (X), as of Mar 25, the value is 6.90. This value exceeds the healthy maximum of 2. It has increased from 5.98 (Mar 24) to 6.90, marking an increase of 0.92.
- For Dividend Payout Ratio (NP) (%), as of Mar 25, the value is 87.45. This value exceeds the healthy maximum of 50. It has decreased from 87.68 (Mar 24) to 87.45, marking a decrease of 0.23.
- For Dividend Payout Ratio (CP) (%), as of Mar 25, the value is 84.98. This value exceeds the healthy maximum of 50. It has increased from 84.84 (Mar 24) to 84.98, marking an increase of 0.14.
- For Earning Retention Ratio (%), as of Mar 25, the value is 12.55. This value is below the healthy minimum of 40. It has increased from 12.32 (Mar 24) to 12.55, marking an increase of 0.23.
- For Cash Earning Retention Ratio (%), as of Mar 25, the value is 15.02. This value is below the healthy minimum of 40. It has decreased from 15.16 (Mar 24) to 15.02, marking a decrease of 0.14.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 6,761.00. This value is within the healthy range. It has increased from 111.16 (Mar 24) to 6,761.00, marking an increase of 6,649.84.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 4,760.20. This value is within the healthy range. It has increased from 79.96 (Mar 24) to 4,760.20, marking an increase of 4,680.24.
- For Enterprise Value (Cr.), as of Mar 25, the value is 62,127.58. It has decreased from 70,438.92 (Mar 24) to 62,127.58, marking a decrease of 8,311.34.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 9.07. This value exceeds the healthy maximum of 3. It has decreased from 10.51 (Mar 24) to 9.07, marking a decrease of 1.44.
- For EV / EBITDA (X), as of Mar 25, the value is 18.38. This value exceeds the healthy maximum of 15. It has decreased from 22.54 (Mar 24) to 18.38, marking a decrease of 4.16.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 9.94. This value exceeds the healthy maximum of 3. It has decreased from 11.33 (Mar 24) to 9.94, marking a decrease of 1.39.
- For Retention Ratios (%), as of Mar 25, the value is 12.54. This value is below the healthy minimum of 30. It has increased from 12.31 (Mar 24) to 12.54, marking an increase of 0.23.
- For Price / BV (X), as of Mar 25, the value is 8.14. This value exceeds the healthy maximum of 3. It has decreased from 9.67 (Mar 24) to 8.14, marking a decrease of 1.53.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 9.94. This value exceeds the healthy maximum of 3. It has decreased from 11.33 (Mar 24) to 9.94, marking a decrease of 1.39.
- For EarningsYield, as of Mar 25, the value is 0.03. This value is below the healthy minimum of 5. It has increased from 0.02 (Mar 24) to 0.03, marking an increase of 0.01.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Oracle Financial Services Software Ltd:
- Net Profit Margin: 34.75%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 36.85% (Industry Average ROCE: 14.88%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 28.45% (Industry Average ROE: 20.92%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 4760.2
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 6.9
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 27.8 (Industry average Stock P/E: 86.95)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 34.75%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| IT Consulting & Software | Oracle Park, Mumbai Maharashtra 400063 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Ms. Jane Murphy | Chairperson |
| Mr. Makarand Padalkar | Managing Director & CEO |
| Mr. Harinderjit Singh | Director |
| Mr. Vincent Secondo Grelli | Director |
| Mr. Gopala Ramanan Balasubramaniam | Director |
| Mr. Mrugank Paranjape | Director |
| Ms. Kimberly Woolley | Director |
| Ms. Kavita Venugopal | Director |
| Mr. Nian Nian Yuan | Director |
FAQ
What is the intrinsic value of Oracle Financial Services Software Ltd?
Oracle Financial Services Software Ltd's intrinsic value (as of 08 January 2026) is ₹5718.69 which is 24.69% lower the current market price of ₹7,594.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's ₹66,074 Cr. market cap, FY2025-2026 high/low of ₹11,990/7,038, reserves of ₹7,325 Cr, and liabilities of ₹9,306 Cr.
What is the Market Cap of Oracle Financial Services Software Ltd?
The Market Cap of Oracle Financial Services Software Ltd is 66,074 Cr..
What is the current Stock Price of Oracle Financial Services Software Ltd as on 08 January 2026?
The current stock price of Oracle Financial Services Software Ltd as on 08 January 2026 is ₹7,594.
What is the High / Low of Oracle Financial Services Software Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Oracle Financial Services Software Ltd stocks is ₹11,990/7,038.
What is the Stock P/E of Oracle Financial Services Software Ltd?
The Stock P/E of Oracle Financial Services Software Ltd is 27.8.
What is the Book Value of Oracle Financial Services Software Ltd?
The Book Value of Oracle Financial Services Software Ltd is 848.
What is the Dividend Yield of Oracle Financial Services Software Ltd?
The Dividend Yield of Oracle Financial Services Software Ltd is 3.49 %.
What is the ROCE of Oracle Financial Services Software Ltd?
The ROCE of Oracle Financial Services Software Ltd is 40.6 %.
What is the ROE of Oracle Financial Services Software Ltd?
The ROE of Oracle Financial Services Software Ltd is 29.3 %.
What is the Face Value of Oracle Financial Services Software Ltd?
The Face Value of Oracle Financial Services Software Ltd is 5.00.