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Last Updated on: 14 June, 2025
Author: Getaka|Social: Getaka Financial Technology X (Earlier Twitter) Profile Getaka Financial Technology LinkedIn Logo

Oracle Financial Services Software Ltd: Intrinsic Value & Share Price Analysis

Share Price and Basic Stock Data

Last Updated: June 14, 2025, 10:21 am

Market Cap 82,365 Cr.
Current Price 9,478
High / Low 13,220/7,038
Stock P/E34.6
Book Value 963
Dividend Yield2.80 %
ROCE40.6 %
ROE29.3 %
Face Value 5.00
PEG Ratio5.77

Stock P/E, Current Price, and Intrinsic Value Over Time

View Share Price Target for Oracle Financial Services Software Ltd

Competitors of Oracle Financial Services Software Ltd

Stock Name ⇩Market Cap ⇩Current Price ⇩High / Low ⇩Stock P/E ⇩Book Value ⇩Dividend Yield ⇩ROCE ⇩ROE ⇩Face Value ⇩
Visesh Infotecnics Ltd 125 Cr. 0.33 0.52/0.33 1.120.00 %2.21 %2.23 % 1.00
Mudunuru Ltd 24.3 Cr. 7.79 13.5/5.33 0.250.00 %27.6 %90.7 % 2.00
Naapbooks Ltd 145 Cr. 135 159/54.032.4 33.20.00 %23.6 %17.1 % 10.0
IB Infotech Enterprises Ltd 25.4 Cr. 198 245/13234.3 19.00.51 %38.5 %35.4 % 10.0
Hit Kit Global Solutions Ltd 5.48 Cr. 1.18 1.62/1.1827.4 2.520.00 %2.14 %2.15 % 2.00
Industry Average20,772.34 Cr571.4492.65118.930.47%15.28%14.77%6.84

All Competitor Stocks of Oracle Financial Services Software Ltd

Quarterly Result

MetricMar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025
Sales 1,2771,4021,3761,4491,4711,4621,4441,8241,6421,7411,6741,7151,716
Expenses 7257558098438208418869559088949231,001952
Operating Profit 552647567606651622558868734847751714765
OPM % 43%46%41%42%44%42%39%48%45%49%45%42%45%
Other Income 4244464161101659482481057082
Interest 4-7578-3891458-3-9
Depreciation 20202221191819191818181717
Profit before tax 570679586620686707596934785873829770839
Tax % 15%28%32%29%30%29%30%21%29%29%30%30%23%
Net Profit 482492398437479501417741560617578541644
EPS in Rs 55.8656.9546.0550.6355.4857.9248.2085.5164.6271.1266.6062.3574.13

Last Updated: May 31, 2025, 8:14 am

Below is a detailed analysis of the quarterly data for Oracle Financial Services Software Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:

  • For Sales, as of Mar 2025, the value is 1,716.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,715.00 Cr. (Dec 2024) to 1,716.00 Cr., marking an increase of 1.00 Cr..
  • For Expenses, as of Mar 2025, the value is 952.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 1,001.00 Cr. (Dec 2024) to 952.00 Cr., marking a decrease of 49.00 Cr..
  • For Operating Profit, as of Mar 2025, the value is 765.00 Cr.. The value appears strong and on an upward trend. It has increased from 714.00 Cr. (Dec 2024) to 765.00 Cr., marking an increase of 51.00 Cr..
  • For OPM %, as of Mar 2025, the value is 45.00%. The value appears strong and on an upward trend. It has increased from 42.00% (Dec 2024) to 45.00%, marking an increase of 3.00%.
  • For Other Income, as of Mar 2025, the value is 82.00 Cr.. The value appears strong and on an upward trend. It has increased from 70.00 Cr. (Dec 2024) to 82.00 Cr., marking an increase of 12.00 Cr..
  • For Interest, as of Mar 2025, the value is -9.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from -3.00 Cr. (Dec 2024) to -9.00 Cr., marking a decrease of 6.00 Cr..
  • For Depreciation, as of Mar 2025, the value is 17.00 Cr.. The value remains steady. There is no change compared to the previous period (Dec 2024) which recorded 17.00 Cr..
  • For Profit before tax, as of Mar 2025, the value is 839.00 Cr.. The value appears strong and on an upward trend. It has increased from 770.00 Cr. (Dec 2024) to 839.00 Cr., marking an increase of 69.00 Cr..
  • For Tax %, as of Mar 2025, the value is 23.00%. The value appears to be improving (decreasing) as expected. It has decreased from 30.00% (Dec 2024) to 23.00%, marking a decrease of 7.00%.
  • For Net Profit, as of Mar 2025, the value is 644.00 Cr.. The value appears strong and on an upward trend. It has increased from 541.00 Cr. (Dec 2024) to 644.00 Cr., marking an increase of 103.00 Cr..
  • For EPS in Rs, as of Mar 2025, the value is 74.13. The value appears strong and on an upward trend. It has increased from 62.35 (Dec 2024) to 74.13, marking an increase of 11.78.

Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: May 3, 2025, 1:41 pm

MetricMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Sales 3,7413,9054,1314,4274,5274,9594,8614,9845,2215,6986,3736,847
Expenses 2,3422,3542,5202,6932,7162,8142,6332,5152,7233,2273,5903,770
Operating Profit 1,3991,5511,6121,7341,8112,1452,2292,4692,4992,4712,7833,076
OPM % 37%40%39%39%40%43%46%50%48%43%44%45%
Other Income 6743481899391176177132134192342304
Interest 00000047191213280
Depreciation 72685370615410610493817469
Profit before tax 2,0011,8311,7481,7571,8402,2672,2522,4772,5282,5703,0223,311
Tax % 32%35%40%33%33%39%35%29%25%30%27%28%
Net Profit 1,3591,1921,0491,1851,2371,3861,4621,7621,8891,8062,2192,380
EPS in Rs 161.55140.91123.61139.28144.82161.57170.26204.72219.00209.05256.07273.95
Dividend Payout % 0%472%81%122%90%0%106%98%87%108%94%97%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2014-20152015-20162016-20172017-20182018-20192019-20202020-20212021-20222022-20232023-20242024-2025
YoY Net Profit Growth (%)-12.29%-12.00%12.96%4.39%12.05%5.48%20.52%7.21%-4.39%22.87%7.26%
Change in YoY Net Profit Growth (%)0.00%0.29%24.96%-8.58%7.66%-6.56%15.04%-13.31%-11.60%27.26%-15.61%

Oracle Financial Services Software Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.

Growth

Compounded Sales Growth
10 Years:6%
5 Years:7%
3 Years:9%
TTM:7%
Compounded Profit Growth
10 Years:7%
5 Years:10%
3 Years:8%
TTM:7%
Stock Price CAGR
10 Years:10%
5 Years:28%
3 Years:45%
1 Year:0%
Return on Equity
10 Years:28%
5 Years:27%
3 Years:28%
Last Year:29%

Last Updated: Unknown

Balance Sheet

Last Updated: May 13, 2025, 2:59 pm

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Equity Capital 424242424343434343434343
Reserves 8,7353,4024,6323,2224,6654,8946,5276,8067,0577,4167,8168,319
Borrowings 0000001157083694346
Other Liabilities 9412,8251,0112,7561,2251,1921,2361,2341,4091,5901,8481,727
Total Liabilities 9,7186,2695,6856,0205,9336,1287,9208,1538,5929,1199,74910,135
Fixed Assets 954911865870837864963884871847805796
CWIP 1305130004139
Investments 0010000000000
Other Assets 8,7525,3574,8055,1505,0935,2646,9577,2687,7178,2718,9429,330
Total Assets 9,7186,2695,6856,0205,9336,1287,9208,1538,5929,1199,74910,135

Below is a detailed analysis of the balance sheet data for Oracle Financial Services Software Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:

  • For Equity Capital, as of Mar 2025, the value is 43.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 43.00 Cr..
  • For Reserves, as of Mar 2025, the value is 8,319.00 Cr.. The value appears strong and on an upward trend. It has increased from 7,816.00 Cr. (Mar 2024) to 8,319.00 Cr., marking an increase of 503.00 Cr..
  • For Borrowings, as of Mar 2025, the value is 46.00 Cr.. The value appears to be increasing, which may not be favorable. Additionally, since Reserves exceed Borrowings, this is considered a positive sign. It has increased from 43.00 Cr. (Mar 2024) to 46.00 Cr., marking an increase of 3.00 Cr..
  • For Other Liabilities, as of Mar 2025, the value is 1,727.00 Cr.. The value appears to be improving (decreasing). It has decreased from 1,848.00 Cr. (Mar 2024) to 1,727.00 Cr., marking a decrease of 121.00 Cr..
  • For Total Liabilities, as of Mar 2025, the value is 10,135.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 9,749.00 Cr. (Mar 2024) to 10,135.00 Cr., marking an increase of 386.00 Cr..
  • For Fixed Assets, as of Mar 2025, the value is 796.00 Cr.. The value appears to be declining and may need further review. It has decreased from 805.00 Cr. (Mar 2024) to 796.00 Cr., marking a decrease of 9.00 Cr..
  • For CWIP, as of Mar 2025, the value is 9.00 Cr.. The value appears strong and on an upward trend. It has increased from 3.00 Cr. (Mar 2024) to 9.00 Cr., marking an increase of 6.00 Cr..
  • For Investments, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
  • For Other Assets, as of Mar 2025, the value is 9,330.00 Cr.. The value appears strong and on an upward trend. It has increased from 8,942.00 Cr. (Mar 2024) to 9,330.00 Cr., marking an increase of 388.00 Cr..
  • For Total Assets, as of Mar 2025, the value is 10,135.00 Cr.. The value appears strong and on an upward trend. It has increased from 9,749.00 Cr. (Mar 2024) to 10,135.00 Cr., marking an increase of 386.00 Cr..

Notably, the Reserves (8,319.00 Cr.) exceed the Borrowings (46.00 Cr.), indicating a solid financial buffer.

Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.

Reserves and Borrowings Chart

No data available for this post.

Free Cash Flow

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Free Cash Flow1.001.001.001.001.002.00-113.00-68.00-81.00-67.00-41.00-43.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
Debtor Days766656735981706959656976
Inventory Days
Days Payable
Cash Conversion Cycle766656735981706959656976
Working Capital Days3563-15141-11241324338394149
ROCE %24%25%30%44%46%46%47%40%37%36%35%40%

Financial Efficiency Indicators Chart

Share Holding Pattern

MonthMar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024
Promoters73.11%73.02%73.00%72.99%72.98%72.90%72.81%72.78%72.75%72.71%72.69%72.62%
FIIs7.98%7.45%7.22%6.75%7.44%7.79%7.74%6.89%6.13%5.10%7.73%8.48%
DIIs9.30%9.43%9.36%9.17%8.53%8.46%8.57%9.48%10.26%11.49%9.91%9.36%
Government0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.01%0.01%0.00%0.00%
Public9.61%10.10%10.41%11.09%11.06%10.84%10.89%10.85%10.85%10.69%9.67%9.51%
No. of Shareholders99,0081,09,7031,19,3661,22,1831,15,9801,07,1001,01,79099,7071,10,9131,13,1081,25,9171,20,122

Shareholding Pattern Chart

No. of Shareholders

Mutual Fund Holdings

Fund NameNo of SharesAUM (%)Amount Invested (Cr)Previous Number of SharesPrevious DatePercentage Change
HDFC Mid-Cap Opportunities Fund - Regular Plan 1,176,636 0.91 471.951,176,6362025-04-22 13:31:130%
Parag Parikh Flexi Cap Fund 417,679 0.35 167.53417,6792025-04-22 17:25:240%
Tata Equity P/E Fund - Regular Plan 203,867 1.26 81.77203,8672025-04-22 17:25:240%
Tata Equity P/E Fund - Regular Plan - Trigger Option A 5% 203,867 1.26 81.77203,8672025-04-22 11:25:170%
UTI MNC Fund 190,146 2.89 76.27190,1462025-04-22 17:25:240%
Tata Large & Mid Cap Fund - Regular Plan 180,000 1.26 72.2180,0002025-04-22 17:25:240%
Tata Large & Mid Cap Fund - Regular Plan 180,000 1.26 72.2180,0002025-04-22 17:25:240%
Kotak Equity Arbitrage Fund - Regular Plan 160,200 0.2 64.26160,2002025-04-22 17:25:240%
NJ Balanced Advantage Fund 115,743 1.25 46.42115,7432025-04-22 17:25:240%
UTI Large & Mid Cap Fund 111,435 2.05 44.7111,4352025-04-22 17:25:240%

ROCE Trend

EPS Trend

Key Financial Ratios

MonthMar 24Mar 23Mar 22Mar 21Mar 20
FaceValue 5.005.005.005.005.00
Basic EPS (Rs.) 256.39209.14219.19204.90170.38
Diluted EPS (Rs.) 254.76208.25218.04203.99169.66
Cash EPS (Rs.) 264.63218.38229.76216.82182.65
Book Value[Excl.RevalReserv]/Share (Rs.) 906.70863.32823.19795.79764.97
Book Value[Incl.RevalReserv]/Share (Rs.) 906.70863.32823.19795.79764.97
Revenue From Operations / Share (Rs.) 773.56678.90605.41579.11566.05
PBDIT / Share (Rs.) 360.52308.25305.32302.17280.16
PBIT / Share (Rs.) 351.95298.91294.56290.08267.77
PBT / Share (Rs.) 348.71297.45293.15287.85262.26
Net Profit / Share (Rs.) 256.06209.05219.00204.72170.26
NP After MI And SOA / Share (Rs.) 256.06209.05219.00204.72170.26
PBDIT Margin (%) 46.6045.4050.4352.1749.49
PBIT Margin (%) 45.4944.0248.6550.0947.30
PBT Margin (%) 45.0743.8148.4249.7046.33
Net Profit Margin (%) 33.1030.7936.1735.3530.07
NP After MI And SOA Margin (%) 33.1030.7936.1735.3530.07
Return on Networth / Equity (%) 28.2424.2126.6025.7222.25
Return on Capital Employeed (%) 35.2431.5632.7933.5932.50
Return On Assets (%) 22.3319.4721.6221.2618.22
Asset Turnover Ratio (%) 0.690.570.520.510.57
Current Ratio (X) 5.986.556.727.356.32
Quick Ratio (X) 5.986.556.727.356.32
Dividend Payout Ratio (NP) (%) 87.680.0091.1887.810.00
Dividend Payout Ratio (CP) (%) 84.840.0086.9182.910.00
Earning Retention Ratio (%) 12.320.008.8212.190.00
Cash Earning Retention Ratio (%) 15.160.0013.0917.090.00
Interest Coverage Ratio (X) 111.16210.45215.82135.9550.80
Interest Coverage Ratio (Post Tax) (X) 79.96143.72155.8193.1031.87
Enterprise Value (Cr.) 70438.9222731.4425853.1922617.1012957.87
EV / Net Operating Revenue (X) 10.513.884.954.542.67
EV / EBITDA (X) 22.548.549.828.705.39
MarketCap / Net Operating Revenue (X) 11.334.815.935.523.59
Retention Ratios (%) 12.310.008.8112.180.00
Price / BV (X) 9.673.784.364.022.66
Price / Net Operating Revenue (X) 11.334.815.935.523.59
EarningsYield 0.020.060.060.060.08

After reviewing the key financial ratios for Oracle Financial Services Software Ltd, here is a detailed analysis based on the latest available data and recent trends:

  • For FaceValue, as of Mar 24, the value is 5.00. This value is within the healthy range. There is no change compared to the previous period (Mar 23) which recorded 5.00.
  • For Basic EPS (Rs.), as of Mar 24, the value is 256.39. This value is within the healthy range. It has increased from 209.14 (Mar 23) to 256.39, marking an increase of 47.25.
  • For Diluted EPS (Rs.), as of Mar 24, the value is 254.76. This value is within the healthy range. It has increased from 208.25 (Mar 23) to 254.76, marking an increase of 46.51.
  • For Cash EPS (Rs.), as of Mar 24, the value is 264.63. This value is within the healthy range. It has increased from 218.38 (Mar 23) to 264.63, marking an increase of 46.25.
  • For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 906.70. It has increased from 863.32 (Mar 23) to 906.70, marking an increase of 43.38.
  • For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 906.70. It has increased from 863.32 (Mar 23) to 906.70, marking an increase of 43.38.
  • For Revenue From Operations / Share (Rs.), as of Mar 24, the value is 773.56. It has increased from 678.90 (Mar 23) to 773.56, marking an increase of 94.66.
  • For PBDIT / Share (Rs.), as of Mar 24, the value is 360.52. This value is within the healthy range. It has increased from 308.25 (Mar 23) to 360.52, marking an increase of 52.27.
  • For PBIT / Share (Rs.), as of Mar 24, the value is 351.95. This value is within the healthy range. It has increased from 298.91 (Mar 23) to 351.95, marking an increase of 53.04.
  • For PBT / Share (Rs.), as of Mar 24, the value is 348.71. This value is within the healthy range. It has increased from 297.45 (Mar 23) to 348.71, marking an increase of 51.26.
  • For Net Profit / Share (Rs.), as of Mar 24, the value is 256.06. This value is within the healthy range. It has increased from 209.05 (Mar 23) to 256.06, marking an increase of 47.01.
  • For NP After MI And SOA / Share (Rs.), as of Mar 24, the value is 256.06. This value is within the healthy range. It has increased from 209.05 (Mar 23) to 256.06, marking an increase of 47.01.
  • For PBDIT Margin (%), as of Mar 24, the value is 46.60. This value is within the healthy range. It has increased from 45.40 (Mar 23) to 46.60, marking an increase of 1.20.
  • For PBIT Margin (%), as of Mar 24, the value is 45.49. This value exceeds the healthy maximum of 20. It has increased from 44.02 (Mar 23) to 45.49, marking an increase of 1.47.
  • For PBT Margin (%), as of Mar 24, the value is 45.07. This value is within the healthy range. It has increased from 43.81 (Mar 23) to 45.07, marking an increase of 1.26.
  • For Net Profit Margin (%), as of Mar 24, the value is 33.10. This value exceeds the healthy maximum of 10. It has increased from 30.79 (Mar 23) to 33.10, marking an increase of 2.31.
  • For NP After MI And SOA Margin (%), as of Mar 24, the value is 33.10. This value exceeds the healthy maximum of 20. It has increased from 30.79 (Mar 23) to 33.10, marking an increase of 2.31.
  • For Return on Networth / Equity (%), as of Mar 24, the value is 28.24. This value is within the healthy range. It has increased from 24.21 (Mar 23) to 28.24, marking an increase of 4.03.
  • For Return on Capital Employeed (%), as of Mar 24, the value is 35.24. This value is within the healthy range. It has increased from 31.56 (Mar 23) to 35.24, marking an increase of 3.68.
  • For Return On Assets (%), as of Mar 24, the value is 22.33. This value is within the healthy range. It has increased from 19.47 (Mar 23) to 22.33, marking an increase of 2.86.
  • For Asset Turnover Ratio (%), as of Mar 24, the value is 0.69. It has increased from 0.57 (Mar 23) to 0.69, marking an increase of 0.12.
  • For Current Ratio (X), as of Mar 24, the value is 5.98. This value exceeds the healthy maximum of 3. It has decreased from 6.55 (Mar 23) to 5.98, marking a decrease of 0.57.
  • For Quick Ratio (X), as of Mar 24, the value is 5.98. This value exceeds the healthy maximum of 2. It has decreased from 6.55 (Mar 23) to 5.98, marking a decrease of 0.57.
  • For Dividend Payout Ratio (NP) (%), as of Mar 24, the value is 87.68. This value exceeds the healthy maximum of 50. It has increased from 0.00 (Mar 23) to 87.68, marking an increase of 87.68.
  • For Dividend Payout Ratio (CP) (%), as of Mar 24, the value is 84.84. This value exceeds the healthy maximum of 50. It has increased from 0.00 (Mar 23) to 84.84, marking an increase of 84.84.
  • For Earning Retention Ratio (%), as of Mar 24, the value is 12.32. This value is below the healthy minimum of 40. It has increased from 0.00 (Mar 23) to 12.32, marking an increase of 12.32.
  • For Cash Earning Retention Ratio (%), as of Mar 24, the value is 15.16. This value is below the healthy minimum of 40. It has increased from 0.00 (Mar 23) to 15.16, marking an increase of 15.16.
  • For Interest Coverage Ratio (X), as of Mar 24, the value is 111.16. This value is within the healthy range. It has decreased from 210.45 (Mar 23) to 111.16, marking a decrease of 99.29.
  • For Interest Coverage Ratio (Post Tax) (X), as of Mar 24, the value is 79.96. This value is within the healthy range. It has decreased from 143.72 (Mar 23) to 79.96, marking a decrease of 63.76.
  • For Enterprise Value (Cr.), as of Mar 24, the value is 70,438.92. It has increased from 22,731.44 (Mar 23) to 70,438.92, marking an increase of 47,707.48.
  • For EV / Net Operating Revenue (X), as of Mar 24, the value is 10.51. This value exceeds the healthy maximum of 3. It has increased from 3.88 (Mar 23) to 10.51, marking an increase of 6.63.
  • For EV / EBITDA (X), as of Mar 24, the value is 22.54. This value exceeds the healthy maximum of 15. It has increased from 8.54 (Mar 23) to 22.54, marking an increase of 14.00.
  • For MarketCap / Net Operating Revenue (X), as of Mar 24, the value is 11.33. This value exceeds the healthy maximum of 3. It has increased from 4.81 (Mar 23) to 11.33, marking an increase of 6.52.
  • For Retention Ratios (%), as of Mar 24, the value is 12.31. This value is below the healthy minimum of 30. It has increased from 0.00 (Mar 23) to 12.31, marking an increase of 12.31.
  • For Price / BV (X), as of Mar 24, the value is 9.67. This value exceeds the healthy maximum of 3. It has increased from 3.78 (Mar 23) to 9.67, marking an increase of 5.89.
  • For Price / Net Operating Revenue (X), as of Mar 24, the value is 11.33. This value exceeds the healthy maximum of 3. It has increased from 4.81 (Mar 23) to 11.33, marking an increase of 6.52.
  • For EarningsYield, as of Mar 24, the value is 0.02. This value is below the healthy minimum of 5. It has decreased from 0.06 (Mar 23) to 0.02, marking a decrease of 0.04.

Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Fair Value

Fair Value of Oracle Financial Services Software Ltd as of June 14, 2025 is: 8,028.85

Calculation basis:

  • Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

As of June 14, 2025, Oracle Financial Services Software Ltd is Overvalued by 15.29% compared to the current share price 9,478.00

Intrinsic Value of Oracle Financial Services Software Ltd as of June 14, 2025 is: 8,510.51

Calculation basis:

  • Intrinsic value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
  • EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.

As of June 14, 2025, Oracle Financial Services Software Ltd is Overvalued by 10.21% compared to the current share price 9,478.00

Last 5 Year EPS CAGR: 6.00%

*Investments are subject to market risks

Strength and Weakness

StrengthWeakness
  1. The stock has a high average ROCE of 37.50%, which is a positive sign.
  2. The stock has a low average Working Capital Days of 13.25, which is a positive sign.
  3. The company has higher reserves (6,124.25 cr) compared to borrowings (35.50 cr), indicating strong financial stability.
  4. The company has shown consistent growth in sales (4.33 cr) and profit (1.83 cr) over the years.
  1. The stock has a high average Cash Conversion Cycle of 68.25, which may not be favorable.

Stock Analysis

  • Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Oracle Financial Services Software Ltd:
    1. Net Profit Margin: 33.1%
      • Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
    2. ROCE: 35.24% (Industry Average ROCE: 15.28%)
      • ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
    3. ROE%: 28.24% (Industry Average ROE: 14.77%)
      • ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
    4. Interest Coverage Ratio (Post Tax): 79.96
      • Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
    5. Quick Ratio: 5.98
      • Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
    6. Stock P/E: 34.6 (Industry average Stock P/E: 92.65)
      • Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
    7. Total Debt / Equity: 0
      • Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
    The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
    Stock Rating:

About the Company - Qualitative Analysis

Oracle Financial Services Software Ltd. is a Public Limited Listed company incorporated on 27/09/1989 and has its registered office in the State of Maharashtra, India. Company's Corporate Identification Number(CIN) is L72200MH1989PLC053666 and registration number is 053666. Currently Company is involved in the business activities of Writing , modifying, testing of computer program to meet the needs of a particular client excluding web-page designing. Company's Total Operating Revenue is Rs. 5099.10 Cr. and Equity Capital is Rs. 43.40 Cr. for the Year ended 31/03/2025.
INDUSTRYADDRESSCONTACT
IT Consulting & SoftwareOracle Park, Mumbai Maharashtra 400063investors-vp-ofss_in_grp@oracle.com
https://www.oracle.com/financialservices
Management
NamePosition Held
Mr. Sridhar SrinivasanChairman
Mr. Makarand PadalkarManaging Director & CEO
Mr. Mrugank ParanjapeDirector
Ms. Kimberly WoolleyDirector
Mr. Harinderjit SinghDirector
Mr. Gopala Ramanan BalasubramaniamDirector
Mr. Vincent Secondo GrelliDirector
Ms. Jane MurphyDirector
Mr. Yong Meng KauDirector

FAQ

What is the intrinsic value of Oracle Financial Services Software Ltd?

Oracle Financial Services Software Ltd's intrinsic value (as of 14 June 2025) is ₹8028.85 — 15.29% lower the current market price of 9,478.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 82,365 Cr. market cap, FY2025-2026 high/low of ₹13,220/7,038, reserves of 8,319 Cr, and liabilities of 10,135 Cr.

What is the Market Cap of Oracle Financial Services Software Ltd?

The Market Cap of Oracle Financial Services Software Ltd is 82,365 Cr..

What is the current Stock Price of Oracle Financial Services Software Ltd as on 14 June 2025?

The current stock price of Oracle Financial Services Software Ltd as on 14 June 2025 is 9,478.

What is the High / Low of Oracle Financial Services Software Ltd stocks in FY 2025-2026?

In FY 2025-2026, the High / Low of Oracle Financial Services Software Ltd stocks is ₹13,220/7,038.

What is the Stock P/E of Oracle Financial Services Software Ltd?

The Stock P/E of Oracle Financial Services Software Ltd is 34.6.

What is the Book Value of Oracle Financial Services Software Ltd?

The Book Value of Oracle Financial Services Software Ltd is 963.

What is the Dividend Yield of Oracle Financial Services Software Ltd?

The Dividend Yield of Oracle Financial Services Software Ltd is 2.80 %.

What is the ROCE of Oracle Financial Services Software Ltd?

The ROCE of Oracle Financial Services Software Ltd is 40.6 %.

What is the ROE of Oracle Financial Services Software Ltd?

The ROE of Oracle Financial Services Software Ltd is 29.3 %.

What is the Face Value of Oracle Financial Services Software Ltd?

The Face Value of Oracle Financial Services Software Ltd is 5.00.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in Oracle Financial Services Software Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE