Share Price and Basic Stock Data
Last Updated: March 8, 2025, 11:04 am
PEG Ratio | 0.14 |
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Competitors of Punjab National Bank
Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
---|---|---|---|---|---|---|---|---|---|
Union Bank of India | 89,909 Cr. | 118 | 172/101 | 5.50 | 147 | 3.06 % | 6.55 % | 15.6 % | 10.0 |
UCO Bank | 44,763 Cr. | 37.4 | 62.4/34.0 | 19.3 | 24.0 | 0.75 % | 5.34 % | 6.22 % | 10.0 |
State Bank of India (SBI) | 6,53,952 Cr. | 733 | 912/680 | 8.24 | 538 | 1.87 % | 6.16 % | 17.3 % | 1.00 |
Punjab National Bank | 1,04,781 Cr. | 91.2 | 143/85.5 | 6.22 | 114 | 1.65 % | 5.46 % | 8.54 % | 2.00 |
Punjab & Sind Bank | 28,229 Cr. | 41.6 | 73.6/37.0 | 33.5 | 17.4 | 0.48 % | 5.59 % | 3.88 % | 10.0 |
Industry Average | 112,242.31 Cr | 165.35 | 11.57 | 96.47 | 1.95% | 22.60% | 12.68% | 7.46 |
Quarterly Result
Metric | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | 19,579 | 19,090 | 19,144 | 20,588 | 22,808 | 24,305 | 25,673 | 26,858 | 27,852 | 28,682 | 29,145 | 30,447 | 31,895 |
Interest | 11,697 | 11,497 | 11,443 | 12,172 | 13,513 | 14,690 | 16,064 | 16,820 | 17,444 | 18,206 | 18,536 | 19,790 | 20,738 |
Expenses | 8,839 | 9,384 | 9,523 | 10,493 | 11,578 | 10,813 | 10,990 | 10,259 | 9,449 | 9,831 | 8,473 | 8,592 | 7,494 |
Financing Profit | -957 | -1,791 | -1,822 | -2,077 | -2,282 | -1,197 | -1,381 | -221 | 959 | 646 | 2,136 | 2,065 | 3,663 |
Financing Margin % | -5% | -9% | -10% | -10% | -10% | -5% | -5% | -1% | 3% | 2% | 7% | 7% | 11% |
Other Income | 2,696 | 2,261 | 2,384 | 2,704 | 3,325 | 3,827 | 3,360 | 2,999 | 2,676 | 4,294 | 3,615 | 4,664 | 3,392 |
Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Profit before tax | 1,739 | 470 | 562 | 626 | 1,043 | 2,630 | 1,979 | 2,778 | 3,634 | 4,940 | 5,751 | 6,729 | 7,055 |
Tax % | 34% | 48% | 46% | 42% | 37% | 34% | 39% | 36% | 38% | 37% | 35% | 34% | 34% |
Net Profit | 1,249 | 348 | 271 | 496 | 715 | 1,876 | 1,363 | 1,990 | 2,441 | 3,363 | 3,991 | 4,739 | 4,811 |
EPS in Rs | 1.14 | 0.31 | 0.26 | 0.45 | 0.64 | 1.69 | 1.22 | 1.81 | 2.21 | 3.04 | 3.61 | 4.10 | 4.18 |
Gross NPA % | |||||||||||||
Net NPA % |
Last Updated: February 28, 2025, 5:38 pm
Below is a detailed analysis of the quarterly data for Punjab National Bank based on the most recent figures (Dec 2024) and their trends compared to the previous period:
- For Interest, as of Dec 2024, the value is ₹20,738.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 19,790.00 Cr. (Sep 2024) to ₹20,738.00 Cr., marking an increase of ₹948.00 Cr..
- For Expenses, as of Dec 2024, the value is ₹7,494.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 8,592.00 Cr. (Sep 2024) to ₹7,494.00 Cr., marking a decrease of 1,098.00 Cr..
- For Other Income, as of Dec 2024, the value is ₹3,392.00 Cr.. The value appears to be declining and may need further review. It has decreased from 4,664.00 Cr. (Sep 2024) to ₹3,392.00 Cr., marking a decrease of 1,272.00 Cr..
- For Depreciation, as of Dec 2024, the value is ₹0.00 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2024) which recorded 0.00 Cr..
- For Profit before tax, as of Dec 2024, the value is ₹7,055.00 Cr.. The value appears strong and on an upward trend. It has increased from 6,729.00 Cr. (Sep 2024) to ₹7,055.00 Cr., marking an increase of ₹326.00 Cr..
- For Tax %, as of Dec 2024, the value is 34.00%. The value remains steady. There is no change compared to the previous period (Sep 2024) which recorded 34.00%.
- For Net Profit, as of Dec 2024, the value is ₹4,811.00 Cr.. The value appears strong and on an upward trend. It has increased from 4,739.00 Cr. (Sep 2024) to ₹4,811.00 Cr., marking an increase of ₹72.00 Cr..
- For EPS in Rs, as of Dec 2024, the value is 4.18. The value appears strong and on an upward trend. It has increased from ₹4.10 (Sep 2024) to 4.18, marking an increase of ₹0.08.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: March 6, 2025, 3:06 pm
Metric | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | TTM |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | 43,071 | 44,958 | 48,710 | 50,804 | 48,058 | 48,725 | 52,147 | 54,918 | 81,935 | 76,242 | 86,845 | 109,065 | 120,169 |
Interest | 27,802 | 28,220 | 31,343 | 34,331 | 32,722 | 33,530 | 34,656 | 36,997 | 50,805 | 46,823 | 51,817 | 68,534 | 77,270 |
Expenses | 12,456 | 16,112 | 18,760 | 27,453 | 22,533 | 43,345 | 39,645 | 25,867 | 38,601 | 36,026 | 41,502 | 39,623 | 34,389 |
Financing Profit | 2,812 | 626 | -1,394 | -10,980 | -7,197 | -28,151 | -22,153 | -7,946 | -7,470 | -6,607 | -6,473 | 908 | 8,509 |
Financing Margin % | 7% | 1% | -3% | -22% | -15% | -58% | -42% | -14% | -9% | -9% | -7% | 1% | 7% |
Other Income | 4,310 | 4,710 | 6,175 | 6,100 | 9,168 | 8,883 | 7,367 | 9,388 | 12,777 | 12,329 | 12,529 | 14,158 | 15,965 |
Depreciation | 336 | 367 | 384 | 413 | 430 | 581 | 584 | 614 | 982 | 896 | 905 | 906 | 0 |
Profit before tax | 6,786 | 4,969 | 4,397 | -5,293 | 1,540 | -19,849 | -15,370 | 827 | 4,325 | 4,826 | 5,151 | 14,160 | 24,475 |
Tax % | 27% | 29% | 24% | -31% | 41% | -37% | -35% | 56% | 38% | 19% | 35% | 35% | |
Net Profit | 5,020 | 3,674 | 3,525 | -3,510 | 1,239 | -12,111 | -9,550 | 485 | 2,695 | 3,908 | 3,359 | 9,157 | 16,904 |
EPS in Rs | 28.03 | 19.98 | 18.33 | -18.79 | 5.58 | -43.88 | -20.79 | 0.65 | 2.45 | 3.51 | 3.04 | 8.27 | 14.93 |
Dividend Payout % | 19% | 10% | 18% | -2% | 0% | 0% | 0% | 0% | 0% | 18% | 21% | 18% |
YoY Net Profit Growth
Year | 2013-2014 | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 |
---|---|---|---|---|---|---|---|---|---|---|---|
YoY Net Profit Growth (%) | -26.81% | -4.06% | -199.57% | 135.30% | -1077.48% | 21.15% | 105.08% | 455.67% | 45.01% | -14.05% | 172.61% |
Change in YoY Net Profit Growth (%) | 0.00% | 22.76% | -195.52% | 334.87% | -1212.78% | 1098.63% | 83.93% | 350.59% | -410.66% | -59.06% | 186.66% |
Punjab National Bank has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2013-2014 to 2023-2024.
Growth
Compounded Sales Growth | |
---|---|
10 Years: | 9% |
5 Years: | 16% |
3 Years: | 10% |
TTM: | 15% |
Compounded Profit Growth | |
---|---|
10 Years: | 10% |
5 Years: | 24% |
3 Years: | 52% |
TTM: | 121% |
Stock Price CAGR | |
---|---|
10 Years: | -6% |
5 Years: | 19% |
3 Years: | 34% |
1 Year: | -30% |
Return on Equity | |
---|---|
10 Years: | 0% |
5 Years: | 4% |
3 Years: | 5% |
Last Year: | 9% |
Last Updated: Unknown
Balance Sheet
Last Updated: February 12, 2025, 3:00 pm
Month | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 353 | 362 | 371 | 393 | 426 | 552 | 921 | 1,348 | 2,096 | 2,202 | 2,202 | 2,202 |
Reserves | 34,116 | 37,731 | 41,669 | 41,412 | 42,990 | 40,965 | 45,164 | 62,529 | 90,439 | 95,380 | 100,678 | 108,185 |
Borrowings | 446,090 | 520,237 | 574,450 | 652,056 | 672,987 | 713,769 | 728,702 | 772,767 | 1,166,015 | 1,213,606 | 1,360,496 | 1,451,811 |
Other Liabilities | 16,089 | 16,490 | 19,522 | 18,932 | 16,909 | 22,242 | 15,333 | 14,814 | 21,176 | 28,113 | 30,273 | 36,438 |
Total Liabilities | 496,648 | 574,820 | 636,011 | 712,793 | 733,311 | 777,528 | 790,120 | 851,457 | 1,279,725 | 1,339,301 | 1,493,649 | 1,598,636 |
Fixed Assets | 3,422 | 3,490 | 3,656 | 5,308 | 6,298 | 6,371 | 6,246 | 7,262 | 11,049 | 10,696 | 12,084 | 12,348 |
CWIP | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 |
Investments | 134,734 | 149,225 | 156,762 | 165,126 | 191,527 | 204,419 | 210,578 | 253,782 | 404,369 | 388,586 | 416,914 | 446,421 |
Other Assets | 358,491 | 422,105 | 475,594 | 542,358 | 535,486 | 566,738 | 573,295 | 590,413 | 864,307 | 940,019 | 1,064,651 | 1,139,867 |
Total Assets | 496,648 | 574,820 | 636,011 | 712,793 | 733,311 | 777,528 | 790,120 | 851,457 | 1,279,725 | 1,339,301 | 1,493,649 | 1,598,636 |
Below is a detailed analysis of the balance sheet data for Punjab National Bank based on the most recent figures (Mar 2024) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2024, the value is ₹2,202.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2023) which recorded ₹2,202.00 Cr..
- For Reserves, as of Mar 2024, the value is ₹108,185.00 Cr.. The value appears strong and on an upward trend. It has increased from ₹100,678.00 Cr. (Mar 2023) to ₹108,185.00 Cr., marking an increase of 7,507.00 Cr..
- For Borrowings, as of Mar 2024, the value is ₹1,451,811.00 Cr.. The value appears to be increasing, which may not be favorable. However, Borrowings exceed Reserves, which may signal higher financial risk. It has increased from ₹1,360,496.00 Cr. (Mar 2023) to ₹1,451,811.00 Cr., marking an increase of 91,315.00 Cr..
- For Other Liabilities, as of Mar 2024, the value is ₹36,438.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from ₹30,273.00 Cr. (Mar 2023) to ₹36,438.00 Cr., marking an increase of 6,165.00 Cr..
- For Total Liabilities, as of Mar 2024, the value is ₹1,598,636.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from ₹1,493,649.00 Cr. (Mar 2023) to ₹1,598,636.00 Cr., marking an increase of 104,987.00 Cr..
- For Fixed Assets, as of Mar 2024, the value is ₹12,348.00 Cr.. The value appears strong and on an upward trend. It has increased from ₹12,084.00 Cr. (Mar 2023) to ₹12,348.00 Cr., marking an increase of 264.00 Cr..
- For CWIP, as of Mar 2024, the value is ₹0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2023) which recorded ₹0.00 Cr..
- For Investments, as of Mar 2024, the value is ₹446,421.00 Cr.. The value appears strong and on an upward trend. It has increased from ₹416,914.00 Cr. (Mar 2023) to ₹446,421.00 Cr., marking an increase of 29,507.00 Cr..
- For Other Assets, as of Mar 2024, the value is ₹1,139,867.00 Cr.. The value appears strong and on an upward trend. It has increased from ₹1,064,651.00 Cr. (Mar 2023) to ₹1,139,867.00 Cr., marking an increase of 75,216.00 Cr..
- For Total Assets, as of Mar 2024, the value is ₹1,598,636.00 Cr.. The value appears strong and on an upward trend. It has increased from ₹1,493,649.00 Cr. (Mar 2023) to ₹1,598,636.00 Cr., marking an increase of 104,987.00 Cr..
However, the Borrowings (1,451,811.00 Cr.) are higher than the Reserves (₹108,185.00 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
Month | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
Month | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow | -434.00 | -504.00 | -556.00 | -625.00 | -650.00 | -670.00 | -689.00 | -747.00 | 37.00 | 35.00 | 40.00 | 38.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
Month | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
---|---|---|---|---|---|---|---|---|---|---|---|---|
ROE % | 16% | 10% | 8% | -8% | 3% | -29% | -22% | 1% | 3% | 4% | 3% | 9% |
Mutual Fund Holdings
Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
---|---|---|---|---|---|---|
Quant Small Cap Fund | 27,979,000 | 2.01 | 348.06 | 23,971,000 | 2025-03-10 | 16.72% |
Quant Active Fund | 26,970,000 | 3.84 | 335.51 | 23,971,000 | 2025-03-10 | 12.51% |
Nippon India ETF Nifty PSU Bank BeES | 25,541,069 | 11.97 | 317.73 | 23,971,000 | 2025-03-10 | 6.55% |
Quant ELSS Tax Saver Fund | 24,111,000 | 3.6 | 299.94 | 23,971,000 | 2025-03-10 | 0.58% |
Quant Mid Cap Fund | 23,971,000 | 5.08 | 298.2 | 23,971,000 | 2025-03-10 | 0% |
Nippon India ETF Nifty Bank BeES | 12,400,337 | 2.49 | 154.26 | 23,971,000 | 2025-03-10 | -48.27% |
HSBC Midcap Fund | 9,306,800 | 1.19 | 115.78 | 23,971,000 | 2025-03-10 | -61.17% |
Nippon India ETF Nifty Next 50 Junior BeES | 7,613,989 | 2.03 | 94.72 | 23,971,000 | 2025-03-10 | -68.24% |
Aditya Birla Sun Life PSU Equity Fund | 7,511,506 | 2.75 | 93.44 | 23,971,000 | 2025-03-10 | -68.66% |
Quant Flexi Cap Fund | 7,425,000 | 2 | 92.37 | 23,971,000 | 2025-03-10 | -69.03% |
Key Financial Ratios
Month | Mar 24 | Mar 23 | Mar 22 | Mar 21 | Mar 20 |
---|---|---|---|---|---|
Face Value | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
Basic EPS (Rs.) | 8.27 | 3.04 | 3.53 | 2.64 | 0.80 |
Diluted EPS (Rs.) | 8.27 | 3.04 | 3.53 | 2.64 | 0.80 |
Cash EPS (Rs.) | 8.39 | 3.61 | 4.15 | 2.99 | 1.45 |
Book Value[Excl.RevalReserv]/Share (Rs.) | 92.71 | 85.76 | 82.22 | 81.44 | 87.74 |
Book Value[Incl.RevalReserv]/Share (Rs.) | 100.25 | 93.43 | 88.62 | 88.32 | 94.81 |
Operating Revenue / Share (Rs.) | 99.05 | 78.87 | 69.24 | 78.13 | 81.51 |
Net Profit / Share (Rs.) | 7.56 | 2.79 | 3.34 | 2.05 | 0.53 |
Net Profit After MI / Share (Rs.) | 8.27 | 3.04 | 3.51 | 2.44 | 0.65 |
Net Profit Margin (%) | 7.63 | 3.53 | 4.82 | 2.62 | 0.66 |
Net Profit After MI And SOA Nargin (%) | 8.35 | 3.85 | 5.06 | 3.12 | 0.79 |
Operating Profit Margin (%) | -4.58 | -10.55 | -11.04 | -13.40 | -16.43 |
Return On Assets (%) | 0.56 | 0.22 | 0.28 | 0.20 | 0.05 |
Return On Equity / Networth (%) | 8.92 | 3.54 | 4.26 | 3.00 | 0.74 |
Net Interest Margin (X) | 2.53 | 2.34 | 2.19 | 2.42 | 2.10 |
Cost To Income (%) | 53.48 | 51.48 | 49.35 | 46.43 | 44.49 |
Interest Income / Total Assets (%) | 6.82 | 5.81 | 5.69 | 6.39 | 6.44 |
Non-Interest Income / Total Assets (%) | 0.83 | 0.81 | 0.90 | 1.02 | 1.10 |
Operating Profit / Total Assets (%) | -0.31 | -0.61 | -0.62 | -0.85 | -1.05 |
Operating Expenses / Total Assets (%) | 1.80 | 1.62 | 1.52 | 1.60 | 1.42 |
Interest Expenses / Total Assets (%) | 4.28 | 3.46 | 3.49 | 3.96 | 4.34 |
Enterprise Value (Rs.Cr.) | 1523407.52 | 1333714.55 | 1195171.85 | 1160148.44 | 755958.96 |
EV Per Net Sales (X) | 13.97 | 15.36 | 15.68 | 14.17 | 13.77 |
Price To Book Value (X) | 1.34 | 0.54 | 0.42 | 0.45 | 0.36 |
Price To Sales (X) | 1.26 | 0.59 | 0.50 | 0.46 | 0.39 |
Retention Ratios (%) | 81.86 | 78.62 | 81.74 | 92.95 | 92.68 |
Earnings Yield (X) | 0.06 | 0.06 | 0.10 | 0.06 | 0.02 |
After reviewing the key financial ratios for Punjab National Bank, here is a detailed analysis based on the latest available data and recent trends:
- For Basic EPS (Rs.), as of Mar 24, the value is 8.27. This value is within the healthy range. It has increased from 3.04 (Mar 23) to 8.27, marking an increase of 5.23.
- For Diluted EPS (Rs.), as of Mar 24, the value is 8.27. This value is within the healthy range. It has increased from 3.04 (Mar 23) to 8.27, marking an increase of 5.23.
- For Cash EPS (Rs.), as of Mar 24, the value is 8.39. This value is within the healthy range. It has increased from 3.61 (Mar 23) to 8.39, marking an increase of 4.78.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 92.71. It has increased from 85.76 (Mar 23) to 92.71, marking an increase of 6.95.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 100.25. It has increased from 93.43 (Mar 23) to 100.25, marking an increase of 6.82.
- For Net Profit / Share (Rs.), as of Mar 24, the value is 7.56. This value is within the healthy range. It has increased from 2.79 (Mar 23) to 7.56, marking an increase of 4.77.
- For Net Profit Margin (%), as of Mar 24, the value is 7.63. This value is within the healthy range. It has increased from 3.53 (Mar 23) to 7.63, marking an increase of 4.10.
- For Return On Assets (%), as of Mar 24, the value is 0.56. This value is below the healthy minimum of 5. It has increased from 0.22 (Mar 23) to 0.56, marking an increase of 0.34.
- For Retention Ratios (%), as of Mar 24, the value is 81.86. This value exceeds the healthy maximum of 70. It has increased from 78.62 (Mar 23) to 81.86, marking an increase of 3.24.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Unable to fetch valid data for stock valuation.Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Punjab National Bank:
- Net Profit Margin: 7.63%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 0% (Industry Average ROCE: 22.6%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0% (Industry Average ROE: 12.68%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 6.22 (Industry average Stock P/E: 11.57)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 7.63%
About the Company - Qualitative Analysis
INDUSTRY | ADDRESS | CONTACT |
---|---|---|
Finance - Banks - Public Sector | Plot No. 4, Sector -10, New Delhi Delhi 110075 | hosd@pnb.co.in http://www.pnbindia.in |
Management | |
---|---|
Name | Position Held |
Mr. K G Ananthakrishnan | Non Executive Chairman |
Mr. Atul Kumar Goel | Managing Director & CEO |
Mr. M Paramasivam | Executive Director |
Mr. Binod Kumar | Executive Director |
Mr. Kalyan Kumar | Executive Director |
Mr. Bibhu Prasad Mahapatra | Executive Director |
Mr. Pankaj Joshi | Part Time Non Official Director |
Mr. Sanjeev Kumar Singhal | Part Time Non Official Director |
Mr. Jatinder Singh Bajaj | Shareholder Director |
Dr. Rekha Jain | Shareholder Director |
Mr. Pankaj Sharma | Government Nominee Director |
Mrs. Uma Sankar | Nominee Director |
FAQ
What is the latest intrinsic value of Punjab National Bank?
The latest intrinsic value of Punjab National Bank as on 09 March 2025 is ₹49.24, which is 46.01% lower than the current market price of 91.20, indicating the stock is overvalued by 46.01%. The intrinsic value of Punjab National Bank is calculated using PE ratio method. The stock has a market capitalization of ₹1,04,781 Cr. and recorded a high/low of ₹143/85.5 during the current fiscal year 2024-2025. As of Mar 2024, the company has reserves of ₹108,185 Cr and total liabilities of ₹1,598,636 Cr.
What is the Market Cap of Punjab National Bank?
The Market Cap of Punjab National Bank is 1,04,781 Cr..
What is the current Stock Price of Punjab National Bank as on 09 March 2025?
The current stock price of Punjab National Bank as on 09 March 2025 is ₹91.2.
What is the High / Low of Punjab National Bank stocks in FY 2024-2025?
In FY 2024-2025, the High / Low of Punjab National Bank stocks is ₹143/85.5.
What is the Stock P/E of Punjab National Bank?
The Stock P/E of Punjab National Bank is 6.22.
What is the Book Value of Punjab National Bank?
The Book Value of Punjab National Bank is 114.
What is the Dividend Yield of Punjab National Bank?
The Dividend Yield of Punjab National Bank is 1.65 %.
What is the ROCE of Punjab National Bank?
The ROCE of Punjab National Bank is 5.46 %.
What is the ROE of Punjab National Bank?
The ROE of Punjab National Bank is 8.54 %.
What is the Face Value of Punjab National Bank?
The Face Value of Punjab National Bank is 2.00.