Share Price and Basic Stock Data
Last Updated: October 17, 2025, 8:20 pm
PEG Ratio | 0.17 |
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Analyst Insight & Comprehensive Analysis
Bandhan Bank Ltd currently trades at ₹167 with a market capitalization of ₹26,916 Cr. The bank’s price-to-earnings ratio stands at 13.1, showcasing an undervalued position compared to sector averages. The return on equity of 11.9% and return on capital employed of 7.82% indicate solid operational efficiency, although there is room for improvement to align with industry benchmarks. With promoters holding a significant stake at 40.92% and stable profitability with a net profit of ₹2,745 Cr, the bank enjoys strong financial backing and consistent earnings.However, Bandhan Bank faces risks due to its relatively low capital adequacy and uncertain operating profit margins, which are currently unavailable. The bank’s heavy reliance on borrowings could pose a risk in volatile market conditions, impacting its interest coverage ratio negatively. Looking ahead, improving the capital structure and diversifying funding sources could enhance the bank’s stability and growth prospects, potentially attracting more institutional investors. Retail investors should closely monitor the bank’s efforts to strengthen its balance sheet and enhance profitability to mitigate risks and capitalize on its growth potential.In conclusion, while Bandhan Bank demonstrates robust fundamentals and solid promoter support, addressing capital structure and operational efficiency will be crucial for its sustainable growth and competitive positioning in the private banking sector. Investors should track the bank’s strategic initiatives closely to make informed decisions based on evolving market dynamics.Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Bandhan Bank Ltd
Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
---|---|---|---|---|---|---|---|---|---|
Fino Payments Bank Ltd | 2,747 Cr. | 330 | 445/180 | 31.9 | 89.8 | 0.00 % | 6.64 % | 13.3 % | 10.0 |
ESAF Small Finance Bank Ltd | 1,454 Cr. | 28.2 | 47.6/24.3 | 37.8 | 0.00 % | 4.28 % | 23.5 % | 10.0 | |
Capital Small Finance Bank Ltd | 1,249 Cr. | 276 | 331/250 | 9.34 | 304 | 1.45 % | 7.04 % | 10.4 % | 10.0 |
Yes Bank Ltd | 69,803 Cr. | 22.2 | 24.3/16.0 | 25.5 | 15.3 | 0.00 % | 6.36 % | 5.46 % | 2.00 |
Ujjivan Small Finance Bank Ltd | 9,441 Cr. | 48.7 | 51.9/30.8 | 22.6 | 32.2 | 0.00 % | 8.53 % | 12.4 % | 10.0 |
Industry Average | 163,451.35 Cr | 408.90 | 18.75 | 234.83 | 0.64% | 6.84% | 11.80% | 6.48 |
Quarterly Result
Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | 4,055 | 3,773 | 3,808 | 4,268 | 4,523 | 4,492 | 4,665 | 5,189 | 5,536 | 5,500 | 5,479 | 5,434 | 5,476 |
Interest | 1,541 | 1,580 | 1,727 | 1,796 | 2,032 | 2,049 | 2,140 | 2,330 | 2,531 | 2,552 | 2,664 | 2,678 | 2,718 |
Expenses | 1,666 | 2,396 | 2,733 | 2,040 | 1,916 | 2,036 | 2,099 | 3,496 | 2,115 | 2,294 | 3,281 | 3,144 | 2,962 |
Financing Profit | 848 | -203 | -653 | 432 | 575 | 407 | 426 | -637 | 890 | 654 | -466 | -388 | -204 |
Financing Margin % | 21% | -5% | -17% | 10% | 13% | 9% | 9% | -12% | 16% | 12% | -9% | -7% | -4% |
Other Income | 330 | 476 | 1,033 | 629 | 385 | 540 | 545 | 701 | 528 | 595 | 1,112 | 700 | 726 |
Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Profit before tax | 1,178 | 273 | 381 | 1,061 | 960 | 947 | 971 | 64 | 1,418 | 1,249 | 645 | 311 | 521 |
Tax % | 25% | 23% | 24% | 24% | 25% | 24% | 25% | 15% | 25% | 25% | 34% | -2% | 29% |
Net Profit | 886 | 209 | 291 | 808 | 721 | 721 | 733 | 55 | 1,063 | 937 | 426 | 318 | 372 |
EPS in Rs | 5.50 | 1.30 | 1.80 | 5.02 | 4.48 | 4.48 | 4.55 | 0.34 | 6.60 | 5.82 | 2.65 | 1.97 | 2.31 |
Gross NPA % | 7.25% | 7.19% | 7.15% | 4.87% | 6.76% | 7.32% | 7.02% | 3.84% | 4.23% | 4.68% | 4.68% | 4.71% | 4.96% |
Net NPA % | 1.92% | 1.86% | 1.86% | 1.17% | 2.18% | 2.32% | 2.21% | 1.11% | 1.15% | 1.29% | 1.28% | 1.28% | 1.36% |
Last Updated: August 1, 2025, 11:35 pm
Below is a detailed analysis of the quarterly data for Bandhan Bank Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Interest, as of Jun 2025, the value is 2,718.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 2,678.00 Cr. (Mar 2025) to 2,718.00 Cr., marking an increase of 40.00 Cr..
- For Expenses, as of Jun 2025, the value is 2,962.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 3,144.00 Cr. (Mar 2025) to 2,962.00 Cr., marking a decrease of 182.00 Cr..
- For Other Income, as of Jun 2025, the value is 726.00 Cr.. The value appears strong and on an upward trend. It has increased from 700.00 Cr. (Mar 2025) to 726.00 Cr., marking an increase of 26.00 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 521.00 Cr.. The value appears strong and on an upward trend. It has increased from 311.00 Cr. (Mar 2025) to 521.00 Cr., marking an increase of 210.00 Cr..
- For Tax %, as of Jun 2025, the value is 29.00%. The value appears to be increasing, which may not be favorable. It has increased from -2.00% (Mar 2025) to 29.00%, marking an increase of 31.00%.
- For Net Profit, as of Jun 2025, the value is 372.00 Cr.. The value appears strong and on an upward trend. It has increased from 318.00 Cr. (Mar 2025) to 372.00 Cr., marking an increase of 54.00 Cr..
- For EPS in Rs, as of Jun 2025, the value is 2.31. The value appears strong and on an upward trend. It has increased from 1.97 (Mar 2025) to 2.31, marking an increase of 0.34.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: August 22, 2025, 5:27 pm
Metric | Mar 2015n n 4m | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | 0 | 1,581 | 3,909 | 4,802 | 6,643 | 10,885 | 12,524 | 13,871 | 15,905 | 18,870 | 21,948 | 21,888 |
Interest | 0 | 649 | 1,505 | 1,770 | 2,148 | 4,562 | 4,961 | 5,157 | 6,645 | 8,551 | 10,458 | 10,612 |
Expenses | 6 | 633 | 1,044 | 1,597 | 2,467 | 3,739 | 6,534 | 11,298 | 8,693 | 9,310 | 10,555 | 11,681 |
Financing Profit | -6 | 299 | 1,360 | 1,436 | 2,028 | 2,584 | 1,029 | -2,584 | 567 | 1,009 | 936 | -405 |
Financing Margin % | 19% | 35% | 30% | 31% | 24% | 8% | -19% | 4% | 5% | 4% | -2% | |
Other Income | 8 | 150 | 411 | 706 | 1,063 | 1,549 | 2,022 | 2,823 | 2,469 | 2,171 | 2,967 | 3,132 |
Depreciation | 0 | 36 | 67 | 86 | 78 | 80 | 103 | 110 | 143 | 238 | 279 | 0 |
Profit before tax | 2 | 414 | 1,704 | 2,056 | 3,013 | 4,053 | 2,949 | 129 | 2,893 | 2,943 | 3,623 | 2,727 |
Tax % | 75% | 33% | 35% | 35% | 35% | 25% | 25% | 2% | 24% | 24% | 24% | |
Net Profit | 1 | 275 | 1,112 | 1,346 | 1,952 | 3,024 | 2,205 | 126 | 2,195 | 2,230 | 2,745 | 2,054 |
EPS in Rs | 0.01 | 2.51 | 10.15 | 11.28 | 16.36 | 18.78 | 13.69 | 0.78 | 13.62 | 13.84 | 17.04 | 12.75 |
Dividend Payout % | 0% | 0% | 0% | 9% | 18% | 0% | 7% | 0% | 11% | 11% | 9% |
YoY Net Profit Growth
Year | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
---|---|---|---|---|---|---|---|---|---|
YoY Net Profit Growth (%) | 304.36% | 21.04% | 45.02% | 54.92% | -27.08% | -94.29% | 1642.06% | 1.59% | 23.09% |
Change in YoY Net Profit Growth (%) | 0.00% | -283.32% | 23.98% | 9.90% | -82.00% | -67.20% | 1736.35% | -1640.47% | 21.50% |
Bandhan Bank Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 9 years from 2016-2017 to 2024-2025.
Growth
Compounded Sales Growth | |
---|---|
10 Years: | % |
5 Years: | 15% |
3 Years: | 17% |
TTM: | 10% |
Compounded Profit Growth | |
---|---|
10 Years: | 133% |
5 Years: | -2% |
3 Years: | 177% |
TTM: | -20% |
Stock Price CAGR | |
---|---|
10 Years: | % |
5 Years: | -12% |
3 Years: | -17% |
1 Year: | -19% |
Return on Equity | |
---|---|
10 Years: | 13% |
5 Years: | 10% |
3 Years: | 12% |
Last Year: | 12% |
Last Updated: September 5, 2025, 12:30 am
Balance Sheet
Last Updated: August 11, 2025, 1:42 pm
Month | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 501 | 1,095 | 1,095 | 1,193 | 1,193 | 1,610 | 1,611 | 1,611 | 1,611 | 1,611 | 1,611 |
Reserves | 1 | 2,239 | 3,351 | 8,189 | 10,009 | 13,585 | 15,798 | 15,770 | 17,973 | 19,999 | 22,994 |
Deposits | 12,089 | 23,229 | 33,869 | 43,232 | 57,082 | 77,972 | 96,331 | 108,065 | 135,202 | 151,212 | |
Borrowing | 0 | 3,052 | 1,029 | 285 | 521 | 16,379 | 16,960 | 19,921 | 24,711 | 16,372 | 11,138 |
Other Liabilities | 25 | 1,282 | 1,532 | 774 | 1,487 | 3,062 | 2,675 | 5,234 | 3,677 | 4,659 | 4,520 |
Total Liabilities | 527 | 19,756 | 30,236 | 44,310 | 56,442 | 91,718 | 115,016 | 138,867 | 156,037 | 177,842 | 191,476 |
Fixed Assets | 0 | 237 | 252 | 238 | 222 | 347 | 432 | 415 | 509 | 959 | 855 |
CWIP | 108 | 0 | 0 | 0 | 109 | 22 | 55 | 173 | 346 | 214 | 325 |
Investments | 0 | 3,758 | 5,516 | 8,372 | 10,037 | 15,352 | 25,155 | 29,079 | 32,366 | 29,288 | 40,712 |
Other Assets | 418 | 15,761 | 24,468 | 35,700 | 46,073 | 75,997 | 89,374 | 109,200 | 122,817 | 147,381 | 149,584 |
Total Assets | 527 | 19,756 | 30,236 | 44,310 | 56,442 | 91,718 | 115,016 | 138,867 | 156,037 | 177,842 | 191,476 |
Below is a detailed analysis of the balance sheet data for Bandhan Bank Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2025, the value is 1,611.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 1,611.00 Cr..
- For Reserves, as of Mar 2025, the value is 22,994.00 Cr.. The value appears strong and on an upward trend. It has increased from 19,999.00 Cr. (Mar 2024) to 22,994.00 Cr., marking an increase of 2,995.00 Cr..
- For Other Liabilities, as of Mar 2025, the value is 4,520.00 Cr.. The value appears to be improving (decreasing). It has decreased from 4,659.00 Cr. (Mar 2024) to 4,520.00 Cr., marking a decrease of 139.00 Cr..
- For Total Liabilities, as of Mar 2025, the value is 191,476.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 177,842.00 Cr. (Mar 2024) to 191,476.00 Cr., marking an increase of 13,634.00 Cr..
- For Fixed Assets, as of Mar 2025, the value is 855.00 Cr.. The value appears to be declining and may need further review. It has decreased from 959.00 Cr. (Mar 2024) to 855.00 Cr., marking a decrease of 104.00 Cr..
- For CWIP, as of Mar 2025, the value is 325.00 Cr.. The value appears strong and on an upward trend. It has increased from 214.00 Cr. (Mar 2024) to 325.00 Cr., marking an increase of 111.00 Cr..
- For Investments, as of Mar 2025, the value is 40,712.00 Cr.. The value appears strong and on an upward trend. It has increased from 29,288.00 Cr. (Mar 2024) to 40,712.00 Cr., marking an increase of 11,424.00 Cr..
- For Other Assets, as of Mar 2025, the value is 149,584.00 Cr.. The value appears strong and on an upward trend. It has increased from 147,381.00 Cr. (Mar 2024) to 149,584.00 Cr., marking an increase of 2,203.00 Cr..
- For Total Assets, as of Mar 2025, the value is 191,476.00 Cr.. The value appears strong and on an upward trend. It has increased from 177,842.00 Cr. (Mar 2024) to 191,476.00 Cr., marking an increase of 13,634.00 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
Month | Mar 2015n n 4m | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow | 6.00 | 621.00 | -22.00 | -32.00 | -41.00 | -54.00 | -71.00 | -85.00 | -100.00 | -126.00 | -141.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
Month | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
---|---|---|---|---|---|---|---|---|---|---|---|
ROE % | 14% | 29% | 19% | 19% | 23% | 14% | 1% | 12% | 11% | 12% |
Mutual Fund Holdings
Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
---|---|---|---|---|---|---|
Aditya Birla Sun Life Frontline Equity Fund | 11,002,642 | 0.97 | 251.96 | 11,002,642 | 2025-04-22 17:25:41 | 0% |
SBI Arbitrage Opportunities Fund | 7,587,500 | 0.65 | 173.75 | 7,587,500 | 2025-04-22 17:25:41 | 0% |
Invesco India Arbitrage Fund | 7,155,000 | 1.28 | 163.85 | 7,155,000 | 2025-04-22 17:25:41 | 0% |
Kotak Equity Arbitrage Fund - Regular Plan | 7,060,000 | 0.45 | 161.67 | 7,060,000 | 2025-04-22 17:25:41 | 0% |
Nippon India Arbitrage Fund | 6,920,000 | 1.21 | 158.47 | 6,920,000 | 2025-04-22 17:25:41 | 0% |
Aditya Birla Sun Life Arbitrage Fund | 6,762,500 | 1.58 | 154.86 | 6,762,500 | 2025-04-22 17:25:41 | 0% |
ICICI Prudential Equity - Arbitrage Fund | 6,082,500 | 0.85 | 139.29 | 6,082,500 | 2025-04-22 17:25:41 | 0% |
Tata Arbitrage Fund | 6,047,500 | 1.44 | 138.49 | 6,047,500 | 2025-04-22 17:25:41 | 0% |
Edelweiss Arbitrage Fund | 4,570,000 | 1.29 | 104.65 | 4,570,000 | 2025-04-22 17:25:41 | 0% |
DSP Dynamic Asset Allocation Fund | 4,567,500 | 3.28 | 104.6 | 4,567,500 | 2025-04-22 17:25:41 | 0% |
Key Financial Ratios
Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
---|---|---|---|---|---|
Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
Basic EPS (Rs.) | 17.04 | 13.84 | 13.62 | 0.78 | 13.70 |
Diluted EPS (Rs.) | 17.04 | 13.84 | 13.62 | 0.78 | 13.69 |
Cash EPS (Rs.) | 18.77 | 15.31 | 14.51 | 1.46 | 14.33 |
Book Value[Excl.RevalReserv]/Share (Rs.) | 152.73 | 134.14 | 121.58 | 107.91 | 108.08 |
Book Value[Incl.RevalReserv]/Share (Rs.) | 152.73 | 134.14 | 121.58 | 107.91 | 108.08 |
Dividend / Share (Rs.) | 1.50 | 1.50 | 0.00 | 0.00 | 1.00 |
Operating Revenue / Share (Rs.) | 136.24 | 117.13 | 98.73 | 86.11 | 77.76 |
Net Profit / Share (Rs.) | 17.04 | 13.84 | 13.62 | 0.78 | 13.69 |
Interest Income / Employee (Rs.) | 2925182.42 | 2491104.48 | 2281813.95 | 2303751.84 | 2532958.19 |
Net Profit / Employee (Rs.) | 365883.29 | 294339.48 | 314860.12 | 20892.20 | 446042.45 |
Business / Employee (Rs.) | 37743871.52 | 33840995.08 | 30533712.32 | 31606440.65 | 32275275.71 |
Interest Income / Branch (Rs.) | 127978009.91 | 110997754.12 | 112719345.15 | 116662070.65 | 109191035.54 |
Net Profit / Branches (Rs.) | 16007553.94 | 13115074.71 | 15553777.46 | 1057981.50 | 19228046.14 |
Business / Branches (Rs.) | 1651310885.13 | 1507875114.71 | 1508335092.84 | 1600551217.83 | 1391326074.73 |
Net Profit Margin (%) | 12.50 | 11.81 | 13.79 | 0.90 | 17.60 |
Operating Profit Margin (%) | 18.98 | 17.85 | 18.71 | 1.09 | 22.80 |
Return On Assets (%) | 1.43 | 1.25 | 1.40 | 0.09 | 1.91 |
Return On Equity / Networth (%) | 11.15 | 10.31 | 11.20 | 0.72 | 12.66 |
Net Interest Margin (X) | 6.00 | 5.80 | 5.94 | 6.27 | 6.57 |
Cost To Income (%) | 48.89 | 46.84 | 39.53 | 30.54 | 29.12 |
Interest Income / Total Assets (%) | 11.46 | 10.61 | 10.21 | 9.98 | 10.89 |
Non-Interest Income / Total Assets (%) | 1.54 | 1.21 | 1.58 | 2.03 | 1.83 |
Operating Profit / Total Assets (%) | -0.11 | 0.03 | -0.17 | -1.94 | 0.08 |
Operating Expenses / Total Assets (%) | 3.69 | 3.28 | 2.97 | 2.53 | 2.44 |
Interest Expenses / Total Assets (%) | 5.46 | 4.80 | 4.26 | 3.71 | 4.31 |
Enterprise Value (Rs.Cr.) | 178417.89 | 165194.39 | 156977.62 | 160824.22 | 144256.24 |
EV Per Net Sales (X) | 8.13 | 8.75 | 9.87 | 11.59 | 11.52 |
Price To Book Value (X) | 0.95 | 1.34 | 1.61 | 2.85 | 3.13 |
Price To Sales (X) | 1.07 | 1.54 | 1.98 | 3.57 | 4.36 |
Retention Ratios (%) | 91.19 | 89.16 | 100.00 | -28.04 | 100.00 |
Earnings Yield (X) | 0.11 | 0.07 | 0.06 | 0.00 | 0.04 |
After reviewing the key financial ratios for Bandhan Bank Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For Basic EPS (Rs.), as of Mar 25, the value is 17.04. This value is within the healthy range. It has increased from 13.84 (Mar 24) to 17.04, marking an increase of 3.20.
- For Diluted EPS (Rs.), as of Mar 25, the value is 17.04. This value is within the healthy range. It has increased from 13.84 (Mar 24) to 17.04, marking an increase of 3.20.
- For Cash EPS (Rs.), as of Mar 25, the value is 18.77. This value is within the healthy range. It has increased from 15.31 (Mar 24) to 18.77, marking an increase of 3.46.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 152.73. It has increased from 134.14 (Mar 24) to 152.73, marking an increase of 18.59.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 152.73. It has increased from 134.14 (Mar 24) to 152.73, marking an increase of 18.59.
- For Dividend / Share (Rs.), as of Mar 25, the value is 1.50. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 1.50.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 17.04. This value is within the healthy range. It has increased from 13.84 (Mar 24) to 17.04, marking an increase of 3.20.
- For Net Profit Margin (%), as of Mar 25, the value is 12.50. This value exceeds the healthy maximum of 10. It has increased from 11.81 (Mar 24) to 12.50, marking an increase of 0.69.
- For Return On Assets (%), as of Mar 25, the value is 1.43. This value is below the healthy minimum of 5. It has increased from 1.25 (Mar 24) to 1.43, marking an increase of 0.18.
- For Retention Ratios (%), as of Mar 25, the value is 91.19. This value exceeds the healthy maximum of 70. It has increased from 89.16 (Mar 24) to 91.19, marking an increase of 2.03.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Unable to fetch valid data for stock valuation.Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Bandhan Bank Ltd:
- Net Profit Margin: 12.5%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 0% (Industry Average ROCE: 6.84%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0% (Industry Average ROE: 11.8%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 12.6 (Industry average Stock P/E: 18.75)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 12.5%
About the Company - Qualitative Analysis
INDUSTRY | ADDRESS | CONTACT |
---|---|---|
Finance - Banks - Private Sector | DN 32, Sector V, Salt Lake City, Kolkata West Bengal 700091 | investors@bandhanbank.com https://www.bandhanbank.com |
Management | |
---|---|
Name | Position Held |
Dr. Anup Kumar Sinha | Non Exe.Ind.Chairman |
Mr. Partha Pratim Sengupta | Managing Director & CEO |
Mr. Ratan Kumar Kesh | Executive Director & COO |
Mr. Rajinder Kumar Babbar | Executive Director & Chief Business Officer |
Mr. Divya Krishnan | Non Exe.Non Ind.Director |
Dr. A S Ramasastri | Independent Director |
Mr. N V P Tendulkar | Independent Director |
Mr. Santanu Mukherjee | Independent Director |
Mr. Subrata Dutta Gupta | Independent Director |
Mr. Suhail Chander | Independent Director |
Mr. Vijay N Bhatt | Independent Director |
Ms. Veni Thapar | Addnl. & Ind.Director |
Mr. Arun Kumar Singh | Nominee Director |
FAQ
What is the intrinsic value of Bandhan Bank Ltd?
Bandhan Bank Ltd's intrinsic value (as of 17 October 2025) is 185.23 which is 15.05% higher the current market price of 161.00, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's 25,943 Cr. market cap, FY2025-2026 high/low of 193/128, reserves of ₹22,994 Cr, and liabilities of 191,476 Cr.
What is the Market Cap of Bandhan Bank Ltd?
The Market Cap of Bandhan Bank Ltd is 25,943 Cr..
What is the current Stock Price of Bandhan Bank Ltd as on 17 October 2025?
The current stock price of Bandhan Bank Ltd as on 17 October 2025 is 161.
What is the High / Low of Bandhan Bank Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Bandhan Bank Ltd stocks is 193/128.
What is the Stock P/E of Bandhan Bank Ltd?
The Stock P/E of Bandhan Bank Ltd is 12.6.
What is the Book Value of Bandhan Bank Ltd?
The Book Value of Bandhan Bank Ltd is 153.
What is the Dividend Yield of Bandhan Bank Ltd?
The Dividend Yield of Bandhan Bank Ltd is 0.93 %.
What is the ROCE of Bandhan Bank Ltd?
The ROCE of Bandhan Bank Ltd is 7.82 %.
What is the ROE of Bandhan Bank Ltd?
The ROE of Bandhan Bank Ltd is 11.9 %.
What is the Face Value of Bandhan Bank Ltd?
The Face Value of Bandhan Bank Ltd is 10.0.