Choice International Ltd: Share Price Analysis, Intrinsic Value & Fundamentals (2025)

Share Price and Basic Stock Data

Last Updated: March 7, 2025, 10:49 pm

Market Cap	9,721 Cr.
Current Price	487
High / Low	569/244
Stock P/E	67.8
Book Value	44.6
Dividend Yield	0.00 %
ROCE	24.8 %
ROE	23.6 %
Face Value	10.0
PEG Ratio	1.55

Stock P/E, Current Price, and Intrinsic Value Over Time

Stock P/E Current Price Intrinsic Value

View Share Price Target for Choice International Ltd

Competitors of Choice International Ltd

Stock Name ⇩	Market Cap ⇩	Current Price ⇩	High / Low ⇩	Stock P/E ⇩	Book Value ⇩	Dividend Yield ⇩	ROCE ⇩	ROE ⇩	Face Value ⇩
Choice International Ltd	9,721 Cr.	487	569/244	67.8	44.6	0.00 %	24.8 %	23.6 %	10.0
Abans Holdings Ltd	1,013 Cr.	200	625/165	10.9	198	0.00 %	9.23 %	9.30 %	2.00
Max India Ltd	838 Cr.	194	338/177		103	0.00 %	7.69 %	10.7 %	10.0
IDFC Ltd	17,275 Cr.	108	129/104	19.9	83.6	0.93 %	8.49 %	8.37 %	10.0
BF Investment Ltd	1,803 Cr.	479	829/398	3.79	2,119	0.00 %	10.6 %	7.96 %	5.00
Industry Average	65,818.86 Cr	2,159.43		25.78	1,193.03	0.30%	12.23%	12.86%	6.86

All Competitor Stocks of Choice International Ltd

Quarterly Result

Metric	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024
Sales	67	92	77	77	96	137	138	191	207	215	201	247	209
Expenses	45	66	61	61	72	92	102	142	141	147	148	172	150
Operating Profit	22	26	16	16	24	45	36	49	67	67	53	76	60
OPM %	33%	28%	21%	20%	25%	33%	26%	25%	32%	31%	26%	31%	28%
Other Income	0	1	2	2	2	2	2	3	3	2	5	2	2
Interest	3	5	5	5	7	6	7	10	11	12	13	15	16
Depreciation	1	1	1	1	1	1	1	2	2	2	2	2	2
Profit before tax	18	21	12	12	18	40	29	40	56	55	43	61	43
Tax %	25%	27%	34%	29%	24%	25%	28%	25%	28%	29%	26%	23%	29%
Net Profit	14	15	8	8	14	30	21	30	40	39	32	46	31
EPS in Rs	0.68	0.77	0.39	0.42	0.71	1.52	1.08	1.48	1.98	1.93	1.48	2.31	1.47

Last Updated: February 28, 2025, 12:35 pm

Below is a detailed analysis of the quarterly data for Choice International Ltd based on the most recent figures (Dec 2024) and their trends compared to the previous period:

For Sales, as of Dec 2024, the value is ₹209.00 Cr.. The value appears to be declining and may need further review. It has decreased from 247.00 Cr. (Sep 2024) to ₹209.00 Cr., marking a decrease of 38.00 Cr..
For Expenses, as of Dec 2024, the value is ₹150.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 172.00 Cr. (Sep 2024) to ₹150.00 Cr., marking a decrease of 22.00 Cr..
For Operating Profit, as of Dec 2024, the value is ₹60.00 Cr.. The value appears to be declining and may need further review. It has decreased from 76.00 Cr. (Sep 2024) to ₹60.00 Cr., marking a decrease of 16.00 Cr..
For OPM %, as of Dec 2024, the value is 28.00%. The value appears to be declining and may need further review. It has decreased from 31.00% (Sep 2024) to 28.00%, marking a decrease of 3.00%.
For Other Income, as of Dec 2024, the value is ₹2.00 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2024) which recorded 2.00 Cr..
For Interest, as of Dec 2024, the value is ₹16.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 15.00 Cr. (Sep 2024) to ₹16.00 Cr., marking an increase of ₹1.00 Cr..
For Depreciation, as of Dec 2024, the value is ₹2.00 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2024) which recorded 2.00 Cr..
For Profit before tax, as of Dec 2024, the value is ₹43.00 Cr.. The value appears to be declining and may need further review. It has decreased from 61.00 Cr. (Sep 2024) to ₹43.00 Cr., marking a decrease of 18.00 Cr..
For Tax %, as of Dec 2024, the value is 29.00%. The value appears to be increasing, which may not be favorable. It has increased from 23.00% (Sep 2024) to 29.00%, marking an increase of 6.00%.
For Net Profit, as of Dec 2024, the value is ₹31.00 Cr.. The value appears to be declining and may need further review. It has decreased from 46.00 Cr. (Sep 2024) to ₹31.00 Cr., marking a decrease of 15.00 Cr..
For EPS in Rs, as of Dec 2024, the value is 1.47. The value appears to be declining and may need further review. It has decreased from ₹2.31 (Sep 2024) to 1.47, marking a decrease of ₹0.84.

Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: March 7, 2025, 4:52 pm

Metric	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	TTM
Sales	42	62	62	187	134	152	121	132	176	285	393	756	872
Expenses	32	46	36	160	103	113	85	93	134	194	286	531	616
Operating Profit	10	16	26	28	30	39	36	39	41	92	107	225	256
OPM %	24%	25%	42%	15%	23%	26%	29%	29%	23%	32%	27%	30%	29%
Other Income	0	0	-0	0	1	0	0	0	0	1	2	3	11
Interest	3	9	17	19	19	21	20	17	15	15	22	41	57
Depreciation	1	1	2	2	2	3	3	3	3	3	5	7	7
Profit before tax	6	6	6	7	10	16	12	18	23	74	82	181	203
Tax %	35%	38%	25%	39%	41%	24%	28%	32%	27%	27%	27%	28%
Net Profit	4	3	5	4	6	12	6	12	17	54	60	131	149
EPS in Rs	0.73	0.70	1.02	0.86	1.26	1.22	0.59	1.24	1.17	2.69	3.02	6.56	7.19
Dividend Payout %	27%	29%	20%	23%	0%	0%	0%	0%	0%	0%	0%	0%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year	2013-2014	2014-2015	2015-2016	2016-2017	2017-2018	2018-2019	2019-2020	2020-2021	2021-2022	2022-2023	2023-2024
YoY Net Profit Growth (%)	-25.00%	66.67%	-20.00%	50.00%	100.00%	-50.00%	100.00%	41.67%	217.65%	11.11%	118.33%
Change in YoY Net Profit Growth (%)	0.00%	91.67%	-86.67%	70.00%	50.00%	-150.00%	150.00%	-58.33%	175.98%	-206.54%	107.22%

Choice International Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2013-2014 to 2023-2024.

Growth

Compounded Sales Growth
10 Years:	28%
5 Years:	44%
3 Years:	63%
TTM:	30%

Compounded Profit Growth
10 Years:	44%
5 Years:	86%
3 Years:	99%
TTM:	19%

Stock Price CAGR
10 Years:	55%
5 Years:	88%
3 Years:	110%
1 Year:	80%

Return on Equity
10 Years:	14%
5 Years:	16%
3 Years:	18%
Last Year:	24%

Last Updated: Unknown

Balance Sheet

Last Updated: December 14, 2024, 1:59 pm

Month	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Sep 2024
Equity Capital	10	10	10	10	10	20	20	20	29	50	100	199	199
Reserves	44	46	50	53	70	146	154	193	234	360	378	432	690
Borrowings	29	96	121	119	147	177	166	143	151	220	206	455	498
Other Liabilities	32	38	46	49	60	84	133	146	240	346	424	718	933
Total Liabilities	114	189	227	232	287	428	473	502	655	976	1,107	1,805	2,321
Fixed Assets	28	32	32	34	37	78	98	88	86	88	126	134	133
CWIP	0	0	0	0	1	4	0	0	0	0	5	7	0
Investments	15	26	22	22	26	47	22	20	7	11	11	23	36
Other Assets	70	131	173	175	222	299	352	395	562	877	965	1,641	2,152
Total Assets	114	189	227	232	287	428	473	502	655	976	1,107	1,805	2,321

Below is a detailed analysis of the balance sheet data for Choice International Ltd based on the most recent figures (Sep 2024) and their trends compared to the previous period:

For Equity Capital, as of Sep 2024, the value is ₹199.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded ₹199.00 Cr..
For Reserves, as of Sep 2024, the value is ₹690.00 Cr.. The value appears strong and on an upward trend. It has increased from ₹432.00 Cr. (Mar 2024) to ₹690.00 Cr., marking an increase of 258.00 Cr..
For Borrowings, as of Sep 2024, the value is ₹498.00 Cr.. The value appears to be increasing, which may not be favorable. Additionally, since Reserves exceed Borrowings, this is considered a positive sign. It has increased from ₹455.00 Cr. (Mar 2024) to ₹498.00 Cr., marking an increase of 43.00 Cr..
For Other Liabilities, as of Sep 2024, the value is ₹933.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from ₹718.00 Cr. (Mar 2024) to ₹933.00 Cr., marking an increase of 215.00 Cr..
For Total Liabilities, as of Sep 2024, the value is ₹2,321.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from ₹1,805.00 Cr. (Mar 2024) to ₹2,321.00 Cr., marking an increase of 516.00 Cr..
For Fixed Assets, as of Sep 2024, the value is ₹133.00 Cr.. The value appears to be declining and may need further review. It has decreased from ₹134.00 Cr. (Mar 2024) to ₹133.00 Cr., marking a decrease of 1.00 Cr..
For CWIP, as of Sep 2024, the value is ₹0.00 Cr.. The value appears to be declining and may need further review. It has decreased from ₹7.00 Cr. (Mar 2024) to ₹0.00 Cr., marking a decrease of 7.00 Cr..
For Investments, as of Sep 2024, the value is ₹36.00 Cr.. The value appears strong and on an upward trend. It has increased from ₹23.00 Cr. (Mar 2024) to ₹36.00 Cr., marking an increase of 13.00 Cr..
For Other Assets, as of Sep 2024, the value is ₹2,152.00 Cr.. The value appears strong and on an upward trend. It has increased from ₹1,641.00 Cr. (Mar 2024) to ₹2,152.00 Cr., marking an increase of 511.00 Cr..
For Total Assets, as of Sep 2024, the value is ₹2,321.00 Cr.. The value appears strong and on an upward trend. It has increased from ₹1,805.00 Cr. (Mar 2024) to ₹2,321.00 Cr., marking an increase of 516.00 Cr..

Notably, the Reserves (₹690.00 Cr.) exceed the Borrowings (498.00 Cr.), indicating a solid financial buffer.

Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.

Reserves and Borrowings Chart

Cash Flow

Month	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Cash from Operating Activity +	-5	-14	-22	28	-20	4	-36	26	-45	-34	138	-148
Cash from Investing Activity +	-14	-40	13	5	-11	-22	54	13	15	-123	-48	-18
Cash from Financing Activity +	19	57	6	-22	21	39	-28	-15	23	152	-29	224
Net Cash Flow	0	3	-3	11	-9	21	-11	24	-7	-5	62	58

Free Cash Flow

Month	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Free Cash Flow	-19.00	-80.00	-95.00	-91.00	-117.00	-138.00	-130.00	-104.00	-110.00	-128.00	-99.00	-230.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

Month	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Debtor Days	274	308	572	169	313	281	201	251	158	104	107	91
Inventory Days		145	584	32	206	284
Days Payable		952	1,984	164	136	160
Cash Conversion Cycle	274	-499	-828	38	383	405	201	251	158	104	107	91
Working Capital Days	128	242	490	148	323	350	586	553	570	479	209	169
ROCE %	13%	12%	14%	14%	14%	13%	10%	10%	10%	17%	16%	25%

Financial Efficiency Indicators Chart

Share Holding Pattern

Month	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024
Promoters	64.31%	64.31%	51.45%	51.45%	51.46%	51.46%	55.32%	55.98%	56.27%	57.98%	58.21%	58.21%
FIIs	5.02%	5.02%	7.18%	7.03%	14.09%	14.09%	15.12%	14.97%	15.44%	13.58%	12.44%	12.22%
DIIs	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.04%	0.05%	0.06%	0.07%
Government	0.00%	0.01%	0.01%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Public	30.66%	30.65%	41.36%	41.51%	34.46%	34.47%	29.56%	29.05%	28.26%	28.41%	29.29%	29.51%
No. of Shareholders	2,504	2,541	3,560	3,609	5,204	5,057	5,101	6,202	7,234	8,096	18,513	18,524

Shareholding Pattern Chart

No. of Shareholders

Mutual Fund Holdings

Fund Name	No of Shares	AUM (%)	Amount Invested (Cr)	Previous Number of Shares	Previous Date	Percentage Change
Motilal Oswal Nifty Microcap 250 Index Fund	119,297	0.4	3.26	535	2025-03-06	22198.5%
Groww Nifty Total Market Index Fund	535	0.01	0.01	535	2025-03-06	0%

ROCE Trend

EPS Trend

Key Financial Ratios

Month	Mar 24	Mar 23	Mar 22	Mar 21	Mar 20
FaceValue	10.00	10.00	10.00	10.00	10.00
Basic EPS (Rs.)	6.57	6.04	13.84	7.78	12.43
Diluted EPS (Rs.)	6.52	6.01	13.84	5.11	12.43
Cash EPS (Rs.)	6.89	6.52	11.45	6.93	7.94
Book Value[Excl.RevalReserv]/Share (Rs.)	30.02	44.25	65.40	72.46	73.11
Book Value[Incl.RevalReserv]/Share (Rs.)	32.11	48.44	73.78	87.06	93.96
Revenue From Operations / Share (Rs.)	37.65	38.70	54.63	59.07	64.39
PBDIT / Share (Rs.)	11.42	10.92	18.56	14.48	19.47
PBIT / Share (Rs.)	11.09	10.44	17.88	13.40	17.75
PBT / Share (Rs.)	9.07	8.23	14.80	7.99	9.10
Net Profit / Share (Rs.)	6.56	6.04	10.77	5.85	6.21
NP After MI And SOA / Share (Rs.)	6.56	6.07	10.77	5.85	6.21
PBDIT Margin (%)	30.34	28.22	33.97	24.51	30.24
PBIT Margin (%)	29.46	26.97	32.73	22.68	27.55
PBT Margin (%)	24.08	21.28	27.09	13.52	14.13
Net Profit Margin (%)	17.43	15.59	19.72	9.90	9.64
NP After MI And SOA Margin (%)	17.43	15.67	19.71	9.90	9.64
Return on Networth / Equity (%)	22.19	13.86	16.50	8.07	8.49
Return on Capital Employeed (%)	24.57	17.25	19.35	12.82	15.50
Return On Assets (%)	7.24	5.44	5.48	2.54	2.47
Long Term Debt / Equity (X)	0.38	0.20	0.11	0.12	0.02
Total Debt / Equity (X)	0.77	0.47	0.66	0.71	0.97
Asset Turnover Ratio (%)	0.51	0.36	0.02	0.02	0.02
Current Ratio (X)	1.56	1.71	1.65	1.55	1.41
Quick Ratio (X)	1.56	1.70	1.60	1.53	1.30
Interest Coverage Ratio (X)	5.64	4.96	6.02	2.68	2.25
Interest Coverage Ratio (Post Tax) (X)	4.24	3.74	4.50	2.08	1.72
Enterprise Value (Cr.)	5537.18	2777.15	1213.64	449.81	243.55
EV / Net Operating Revenue (X)	7.38	7.21	4.46	2.67	1.89
EV / EBITDA (X)	24.31	25.56	13.14	10.88	6.25
MarketCap / Net Operating Revenue (X)	7.27	7.32	4.18	2.08	1.18
Price / BV (X)	9.26	6.47	3.50	1.69	1.04
Price / Net Operating Revenue (X)	7.27	7.32	4.18	2.08	1.18
EarningsYield	0.02	0.02	0.04	0.04	0.08

After reviewing the key financial ratios for Choice International Ltd, here is a detailed analysis based on the latest available data and recent trends:

For FaceValue, as of Mar 24, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 23) which recorded 10.00.
For Basic EPS (Rs.), as of Mar 24, the value is 6.57. This value is within the healthy range. It has increased from 6.04 (Mar 23) to 6.57, marking an increase of 0.53.
For Diluted EPS (Rs.), as of Mar 24, the value is 6.52. This value is within the healthy range. It has increased from 6.01 (Mar 23) to 6.52, marking an increase of 0.51.
For Cash EPS (Rs.), as of Mar 24, the value is 6.89. This value is within the healthy range. It has increased from 6.52 (Mar 23) to 6.89, marking an increase of 0.37.
For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 30.02. It has decreased from 44.25 (Mar 23) to 30.02, marking a decrease of 14.23.
For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 32.11. It has decreased from 48.44 (Mar 23) to 32.11, marking a decrease of 16.33.
For Revenue From Operations / Share (Rs.), as of Mar 24, the value is 37.65. It has decreased from 38.70 (Mar 23) to 37.65, marking a decrease of 1.05.
For PBDIT / Share (Rs.), as of Mar 24, the value is 11.42. This value is within the healthy range. It has increased from 10.92 (Mar 23) to 11.42, marking an increase of 0.50.
For PBIT / Share (Rs.), as of Mar 24, the value is 11.09. This value is within the healthy range. It has increased from 10.44 (Mar 23) to 11.09, marking an increase of 0.65.
For PBT / Share (Rs.), as of Mar 24, the value is 9.07. This value is within the healthy range. It has increased from 8.23 (Mar 23) to 9.07, marking an increase of 0.84.
For Net Profit / Share (Rs.), as of Mar 24, the value is 6.56. This value is within the healthy range. It has increased from 6.04 (Mar 23) to 6.56, marking an increase of 0.52.
For NP After MI And SOA / Share (Rs.), as of Mar 24, the value is 6.56. This value is within the healthy range. It has increased from 6.07 (Mar 23) to 6.56, marking an increase of 0.49.
For PBDIT Margin (%), as of Mar 24, the value is 30.34. This value is within the healthy range. It has increased from 28.22 (Mar 23) to 30.34, marking an increase of 2.12.
For PBIT Margin (%), as of Mar 24, the value is 29.46. This value exceeds the healthy maximum of 20. It has increased from 26.97 (Mar 23) to 29.46, marking an increase of 2.49.
For PBT Margin (%), as of Mar 24, the value is 24.08. This value is within the healthy range. It has increased from 21.28 (Mar 23) to 24.08, marking an increase of 2.80.
For Net Profit Margin (%), as of Mar 24, the value is 17.43. This value exceeds the healthy maximum of 10. It has increased from 15.59 (Mar 23) to 17.43, marking an increase of 1.84.
For NP After MI And SOA Margin (%), as of Mar 24, the value is 17.43. This value is within the healthy range. It has increased from 15.67 (Mar 23) to 17.43, marking an increase of 1.76.
For Return on Networth / Equity (%), as of Mar 24, the value is 22.19. This value is within the healthy range. It has increased from 13.86 (Mar 23) to 22.19, marking an increase of 8.33.
For Return on Capital Employeed (%), as of Mar 24, the value is 24.57. This value is within the healthy range. It has increased from 17.25 (Mar 23) to 24.57, marking an increase of 7.32.
For Return On Assets (%), as of Mar 24, the value is 7.24. This value is within the healthy range. It has increased from 5.44 (Mar 23) to 7.24, marking an increase of 1.80.
For Long Term Debt / Equity (X), as of Mar 24, the value is 0.38. This value is within the healthy range. It has increased from 0.20 (Mar 23) to 0.38, marking an increase of 0.18.
For Total Debt / Equity (X), as of Mar 24, the value is 0.77. This value is within the healthy range. It has increased from 0.47 (Mar 23) to 0.77, marking an increase of 0.30.
For Asset Turnover Ratio (%), as of Mar 24, the value is 0.51. It has increased from 0.36 (Mar 23) to 0.51, marking an increase of 0.15.
For Current Ratio (X), as of Mar 24, the value is 1.56. This value is within the healthy range. It has decreased from 1.71 (Mar 23) to 1.56, marking a decrease of 0.15.
For Quick Ratio (X), as of Mar 24, the value is 1.56. This value is within the healthy range. It has decreased from 1.70 (Mar 23) to 1.56, marking a decrease of 0.14.
For Interest Coverage Ratio (X), as of Mar 24, the value is 5.64. This value is within the healthy range. It has increased from 4.96 (Mar 23) to 5.64, marking an increase of 0.68.
For Interest Coverage Ratio (Post Tax) (X), as of Mar 24, the value is 4.24. This value is within the healthy range. It has increased from 3.74 (Mar 23) to 4.24, marking an increase of 0.50.
For Enterprise Value (Cr.), as of Mar 24, the value is 5,537.18. It has increased from 2,777.15 (Mar 23) to 5,537.18, marking an increase of 2,760.03.
For EV / Net Operating Revenue (X), as of Mar 24, the value is 7.38. This value exceeds the healthy maximum of 3. It has increased from 7.21 (Mar 23) to 7.38, marking an increase of 0.17.
For EV / EBITDA (X), as of Mar 24, the value is 24.31. This value exceeds the healthy maximum of 15. It has decreased from 25.56 (Mar 23) to 24.31, marking a decrease of 1.25.
For MarketCap / Net Operating Revenue (X), as of Mar 24, the value is 7.27. This value exceeds the healthy maximum of 3. It has decreased from 7.32 (Mar 23) to 7.27, marking a decrease of 0.05.
For Price / BV (X), as of Mar 24, the value is 9.26. This value exceeds the healthy maximum of 3. It has increased from 6.47 (Mar 23) to 9.26, marking an increase of 2.79.
For Price / Net Operating Revenue (X), as of Mar 24, the value is 7.27. This value exceeds the healthy maximum of 3. It has decreased from 7.32 (Mar 23) to 7.27, marking a decrease of 0.05.
For EarningsYield, as of Mar 24, the value is 0.02. This value is below the healthy minimum of 5. There is no change compared to the previous period (Mar 23) which recorded 0.02.

Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Fair Value

Fair Value of Choice International Ltd as of March 10, 2025 is: ₹582.33

Calculation basis:

Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

As of March 10, 2025, Choice International Ltd is Undervalued by 19.57% compared to the current share price 487.00

Intrinsic Value of Choice International Ltd as of March 10, 2025 is: 837.29

Calculation basis:

Intrinsic value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.

As of March 10, 2025, Choice International Ltd is Undervalued by 71.93% compared to the current share price 487.00

Last 5 Year EPS CAGR: 43.78%

*Investments are subject to market risks

Strength and Weakness

Strength	Weakness
The company has higher reserves (219.23 cr) compared to borrowings (194.46 cr), indicating strong financial stability. The company has shown consistent growth in sales (259.54 cr) and profit (49.54 cr) over the years.	The stock has a low average ROCE of 14.00%, which may not be favorable. The stock has a high average Working Capital Days of 353.92, which may not be favorable. The stock has a high average Cash Conversion Cycle of 57.08, which may not be favorable.

Stock Analysis

Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Choice International Ltd:
1. Net Profit Margin: 17.43%
  - Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
2. ROCE: 24.57% (Industry Average ROCE: 12.23%)
  - ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
3. ROE%: 22.19% (Industry Average ROE: 12.86%)
  - ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
4. Interest Coverage Ratio (Post Tax): 4.24
  - Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
5. Quick Ratio: 1.56
  - Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
6. Stock P/E: 67.8 (Industry average Stock P/E: 25.78)
  - Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
7. Total Debt / Equity: 0.77
  - Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
Stock Rating:

About the Company - Qualitative Analysis

Choice International Ltd. is a Public Limited Listed company incorporated on 12/03/1993 and has its registered office in the State of Maharashtra, India. Company's Corporate Identification Number(CIN) is L67190MH1993PLC071117 and registration number is 071117. Currently Company is involved in the business activities of Security and commodity contracts brokerage. Company's Total Operating Revenue is Rs. 12.89 Cr. and Equity Capital is Rs. 199.38 Cr. for the Year ended 31/03/2024.

INDUSTRY	ADDRESS	CONTACT
Holding Company	Sunil Patodia Tower, Mumbai Maharashtra 400099	info@choiceindia.com http://www.choiceindia.com

Management
Name	Position Held
Mrs. Vinita Patodia	Non Exe. Non Ind Chairperson
CA. Kamal Poddar	Managing Director
Mr. Suyash Patodia	Joint Managing Director
Mr. Arun Kumar Poddar	Executive Director & CEO
CA. Ajay Kejriwal	Executive Director
Mr. Ashok Kumar Thakur	Independent Director
Mr. Kanhaiyalal Berwal	Independent Director
CA. Sudha Bhushan	Independent Director
CA. Subodh Kumar Agarwal	Independent Director
Mr. Sandeep Singh	Independent Director
CA. Sobhag Mal Jain	Independent Director

FAQ

What is the latest intrinsic value of Choice International Ltd?

The latest intrinsic value of Choice International Ltd as on 09 March 2025 is ₹582.33, which is 19.57% higher than the current market price of 487.00, indicating the stock is undervalued by 19.57%. The intrinsic value of Choice International Ltd is calculated using PE ratio method. The stock has a market capitalization of ₹9,721 Cr. and recorded a high/low of ₹569/244 during the current fiscal year 2024-2025. As of Sep 2024, the company has reserves of ₹690 Cr and total liabilities of ₹2,321 Cr.

What is the Market Cap of Choice International Ltd?

The Market Cap of Choice International Ltd is 9,721 Cr..

What is the current Stock Price of Choice International Ltd as on 09 March 2025?

The current stock price of Choice International Ltd as on 09 March 2025 is ₹487.

What is the High / Low of Choice International Ltd stocks in FY 2024-2025?

In FY 2024-2025, the High / Low of Choice International Ltd stocks is ₹569/244.

What is the Stock P/E of Choice International Ltd?

The Stock P/E of Choice International Ltd is 67.8.

What is the Book Value of Choice International Ltd?

The Book Value of Choice International Ltd is 44.6.

What is the Dividend Yield of Choice International Ltd?

The Dividend Yield of Choice International Ltd is 0.00 %.

What is the ROCE of Choice International Ltd?

The ROCE of Choice International Ltd is 24.8 %.

What is the ROE of Choice International Ltd?

The ROE of Choice International Ltd is 23.6 %.

What is the Face Value of Choice International Ltd?

The Face Value of Choice International Ltd is 10.0.