Share Price and Basic Stock Data
Last Updated: September 6, 2025, 12:22 am
PEG Ratio | 2.36 |
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Quick Insight
Credent Global Finance Ltd, a Non-Banking Financial Company (NBFC), currently trades at a price of 26.6 with a market capitalization of 137 Cr. The company's P/E stands at 43.0, while its ROE and ROCE are 9.14% and 4.00% respectively. Operating profit margin (OPM) is reported at 11.76%, with a net profit of -6.74 Cr. Notably, the company's reserves amount to 64.45 Cr, with borrowings of ₹22.09Cr. However, its interest coverage ratio (ICR) is -1.06x, indicating a potential strain on meeting interest obligations. Investors should closely monitor the company's ability to generate profits and manage its debt levels to gauge future sustainability and growth potential.
Competitors of Credent Global Finance Ltd
Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
---|---|---|---|---|---|---|---|---|---|
Minolta Finance Ltd | 11.3 Cr. | 1.13 | 1.91/0.78 | 75.3 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 |
Money Masters Leasing & Finance Ltd | 15.5 Cr. | 1.54 | 15.6/1.06 | 24.2 | 1.57 | 0.00 % | 2.44 % | 4.84 % | 1.00 |
Moneyboxx Finance Ltd | 459 Cr. | 140 | 305/130 | 79.8 | 0.00 % | 8.73 % | 0.58 % | 10.0 | |
Moongipa Capital Finance Ltd | 17.6 Cr. | 19.2 | 41.0/17.5 | 13.2 | 24.9 | 0.00 % | 15.0 % | 9.43 % | 10.0 |
Morarka Finance Ltd | 45.5 Cr. | 101 | 191/90.0 | 35.2 | 212 | 0.99 % | 2.46 % | 2.17 % | 10.0 |
Industry Average | 28,069.97 Cr | 501.00 | 98.18 | 498.56 | 0.20% | 15.81% | 8.89% | 8.48 |
Quarterly Result
Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Sales | 0.37 | 1.09 | 1.74 | 15.64 | 2.67 | 1.94 | 3.14 | 4.61 | 4.88 | 3.28 | 3.48 | 3.02 | 2.55 |
Expenses | 0.47 | 0.51 | 0.62 | 6.02 | 1.39 | 2.24 | 2.51 | 3.21 | 14.49 | 1.87 | 2.36 | 1.95 | 2.25 |
Operating Profit | -0.10 | 0.58 | 1.12 | 9.62 | 1.28 | -0.30 | 0.63 | 1.40 | -9.61 | 1.41 | 1.12 | 1.07 | 0.30 |
OPM % | -27.03% | 53.21% | 64.37% | 61.51% | 47.94% | -15.46% | 20.06% | 30.37% | -196.93% | 42.99% | 32.18% | 35.43% | 11.76% |
Other Income | 0.70 | 0.15 | 0.00 | 0.10 | 0.13 | 0.04 | 0.10 | 0.24 | 0.15 | 0.40 | -0.05 | 3.11 | 0.70 |
Interest | 0.00 | 0.01 | 0.00 | 1.27 | 0.66 | 0.54 | 0.68 | 0.48 | 0.53 | 0.49 | 0.59 | 0.65 | 0.49 |
Depreciation | 0.00 | 0.00 | 0.07 | 0.54 | 0.24 | 0.24 | 0.25 | 0.28 | 0.40 | 0.40 | 0.34 | 0.31 | 0.29 |
Profit before tax | 0.60 | 0.72 | 1.05 | 7.91 | 0.51 | -1.04 | -0.20 | 0.88 | -10.39 | 0.92 | 0.14 | 3.22 | 0.22 |
Tax % | 25.00% | 19.44% | 29.52% | 34.51% | 27.45% | 7.69% | 70.00% | -176.14% | -7.41% | 132.61% | 192.86% | -2.80% | -31.82% |
Net Profit | 0.45 | 0.58 | 0.75 | 5.18 | 0.37 | -1.12 | -0.34 | 2.43 | -9.62 | -0.30 | -0.12 | 3.31 | 0.29 |
EPS in Rs | 0.09 | 0.11 | 0.14 | 0.99 | 0.07 | -0.22 | -0.07 | 0.47 | -1.87 | -0.06 | -0.02 | 0.64 | 0.06 |
Last Updated: August 19, 2025, 8:35 pm
Below is a detailed analysis of the quarterly data for Credent Global Finance Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 2.55 Cr.. The value appears to be declining and may need further review. It has decreased from 3.02 Cr. (Mar 2025) to 2.55 Cr., marking a decrease of 0.47 Cr..
- For Expenses, as of Jun 2025, the value is 2.25 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1.95 Cr. (Mar 2025) to 2.25 Cr., marking an increase of 0.30 Cr..
- For Operating Profit, as of Jun 2025, the value is 0.30 Cr.. The value appears to be declining and may need further review. It has decreased from 1.07 Cr. (Mar 2025) to 0.30 Cr., marking a decrease of 0.77 Cr..
- For OPM %, as of Jun 2025, the value is 11.76%. The value appears to be declining and may need further review. It has decreased from 35.43% (Mar 2025) to 11.76%, marking a decrease of 23.67%.
- For Other Income, as of Jun 2025, the value is 0.70 Cr.. The value appears to be declining and may need further review. It has decreased from 3.11 Cr. (Mar 2025) to 0.70 Cr., marking a decrease of 2.41 Cr..
- For Interest, as of Jun 2025, the value is 0.49 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.65 Cr. (Mar 2025) to 0.49 Cr., marking a decrease of 0.16 Cr..
- For Depreciation, as of Jun 2025, the value is 0.29 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.31 Cr. (Mar 2025) to 0.29 Cr., marking a decrease of 0.02 Cr..
- For Profit before tax, as of Jun 2025, the value is 0.22 Cr.. The value appears to be declining and may need further review. It has decreased from 3.22 Cr. (Mar 2025) to 0.22 Cr., marking a decrease of 3.00 Cr..
- For Tax %, as of Jun 2025, the value is -31.82%. The value appears to be improving (decreasing) as expected. It has decreased from -2.80% (Mar 2025) to -31.82%, marking a decrease of 29.02%.
- For Net Profit, as of Jun 2025, the value is 0.29 Cr.. The value appears to be declining and may need further review. It has decreased from 3.31 Cr. (Mar 2025) to 0.29 Cr., marking a decrease of 3.02 Cr..
- For EPS in Rs, as of Jun 2025, the value is 0.06. The value appears to be declining and may need further review. It has decreased from 0.64 (Mar 2025) to 0.06, marking a decrease of 0.58.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: August 22, 2025, 8:03 pm
Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
---|---|---|---|---|---|
Sales | 1.70 | 19.47 | 12.37 | 14.65 | 12.33 |
Expenses | 0.42 | 6.99 | 9.24 | 20.53 | 8.43 |
Operating Profit | 1.28 | 12.48 | 3.13 | -5.88 | 3.90 |
OPM % | 75.29% | 64.10% | 25.30% | -40.14% | 31.63% |
Other Income | 0.20 | 0.10 | 0.40 | 3.49 | 4.16 |
Interest | 0.00 | 1.89 | 2.37 | 2.27 | 2.22 |
Depreciation | 0.00 | 0.61 | 1.02 | 1.45 | 1.34 |
Profit before tax | 1.48 | 10.08 | 0.14 | -6.11 | 4.50 |
Tax % | 27.70% | 33.23% | -857.14% | 10.31% | |
Net Profit | 1.07 | 6.74 | 1.34 | -6.74 | 3.18 |
EPS in Rs | 0.25 | 1.29 | 0.26 | -1.31 | 0.62 |
Dividend Payout % | 0.00% | 5.15% | 0.00% | 0.00% |
YoY Net Profit Growth
Year | 2022-2023 | 2023-2024 | 2024-2025 |
---|---|---|---|
YoY Net Profit Growth (%) | 529.91% | -80.12% | -602.99% |
Change in YoY Net Profit Growth (%) | 0.00% | -610.03% | -522.87% |
Credent Global Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 3 years from 2022-2023 to 2024-2025.
Growth
Compounded Sales Growth | |
---|---|
10 Years: | % |
5 Years: | % |
3 Years: | 105% |
TTM: | -15% |
Compounded Profit Growth | |
---|---|
10 Years: | % |
5 Years: | % |
3 Years: | % |
TTM: | 137% |
Stock Price CAGR | |
---|---|
10 Years: | % |
5 Years: | 78% |
3 Years: | 5% |
1 Year: | 1% |
Return on Equity | |
---|---|
10 Years: | % |
5 Years: | % |
3 Years: | 1% |
Last Year: | -9% |
Last Updated: September 5, 2025, 3:06 pm
Balance Sheet
Last Updated: July 25, 2025, 1:30 pm
Month | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
---|---|---|---|---|
Equity Capital | 5.55 | 6.94 | 10.29 | 10.29 |
Reserves | 1.68 | 17.52 | 62.47 | 64.45 |
Borrowings | 0.14 | 40.35 | 22.48 | 22.09 |
Other Liabilities | 0.55 | 11.00 | 11.68 | 14.96 |
Total Liabilities | 7.92 | 75.81 | 106.92 | 111.79 |
Fixed Assets | 0.04 | 11.96 | 16.26 | 16.90 |
CWIP | 0.00 | 0.00 | 0.00 | 0.00 |
Investments | 0.00 | 27.67 | 33.17 | 18.50 |
Other Assets | 7.88 | 36.18 | 57.49 | 76.39 |
Total Assets | 7.92 | 75.81 | 106.92 | 111.79 |
Below is a detailed analysis of the balance sheet data for Credent Global Finance Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2025, the value is 10.29 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 10.29 Cr..
- For Reserves, as of Mar 2025, the value is 64.45 Cr.. The value appears strong and on an upward trend. It has increased from 62.47 Cr. (Mar 2024) to 64.45 Cr., marking an increase of 1.98 Cr..
- For Borrowings, as of Mar 2025, the value is 22.09 Cr.. The value appears to be improving (decreasing). Additionally, since Reserves exceed Borrowings, this is considered a positive sign. It has decreased from 22.48 Cr. (Mar 2024) to 22.09 Cr., marking a decrease of 0.39 Cr..
- For Other Liabilities, as of Mar 2025, the value is 14.96 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 11.68 Cr. (Mar 2024) to 14.96 Cr., marking an increase of 3.28 Cr..
- For Total Liabilities, as of Mar 2025, the value is 111.79 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 106.92 Cr. (Mar 2024) to 111.79 Cr., marking an increase of 4.87 Cr..
- For Fixed Assets, as of Mar 2025, the value is 16.90 Cr.. The value appears strong and on an upward trend. It has increased from 16.26 Cr. (Mar 2024) to 16.90 Cr., marking an increase of 0.64 Cr..
- For CWIP, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For Investments, as of Mar 2025, the value is 18.50 Cr.. The value appears to be declining and may need further review. It has decreased from 33.17 Cr. (Mar 2024) to 18.50 Cr., marking a decrease of 14.67 Cr..
- For Other Assets, as of Mar 2025, the value is 76.39 Cr.. The value appears strong and on an upward trend. It has increased from 57.49 Cr. (Mar 2024) to 76.39 Cr., marking an increase of 18.90 Cr..
- For Total Assets, as of Mar 2025, the value is 111.79 Cr.. The value appears strong and on an upward trend. It has increased from 106.92 Cr. (Mar 2024) to 111.79 Cr., marking an increase of 4.87 Cr..
Notably, the Reserves (64.45 Cr.) exceed the Borrowings (22.09 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
Month | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
---|---|---|---|---|
Free Cash Flow
Month | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
---|---|---|---|---|
Free Cash Flow | 1.14 | -27.87 | -19.35 | -27.97 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
Month | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
---|---|---|---|---|
Debtor Days | 0.00 | 12.19 | 65.21 | 54.81 |
Inventory Days | ||||
Days Payable | ||||
Cash Conversion Cycle | 0.00 | 12.19 | 65.21 | 54.81 |
Working Capital Days | 103.06 | -117.35 | -169.37 | 110.62 |
ROCE % | 33.17% | 3.14% | -4.00% |
No data available for the Shareholding
No data available for the Shareholding Pattern chart.
No data available for the No. of Shareholders chart.
This stock is not held by any mutual fund.
Key Financial Ratios
Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 |
---|---|---|---|---|
FaceValue | 2.00 | 10.00 | 10.00 | 10.00 |
Basic EPS (Rs.) | -1.56 | 1.48 | 15.40 | 0.19 |
Diluted EPS (Rs.) | -1.56 | 1.48 | 15.40 | 0.19 |
Cash EPS (Rs.) | -1.03 | 3.41 | 10.96 | 1.93 |
Book Value[Excl.RevalReserv]/Share (Rs.) | 14.52 | 70.70 | 35.26 | 13.04 |
Book Value[Incl.RevalReserv]/Share (Rs.) | 14.52 | 70.70 | 35.26 | 13.04 |
Revenue From Operations / Share (Rs.) | 2.85 | 12.02 | 28.06 | 3.07 |
PBDIT / Share (Rs.) | -0.46 | 4.55 | 17.64 | 2.67 |
PBIT / Share (Rs.) | -0.74 | 3.56 | 16.77 | 2.67 |
PBT / Share (Rs.) | -1.19 | 1.27 | 14.92 | 2.67 |
Net Profit / Share (Rs.) | -1.31 | 2.42 | 10.09 | 1.93 |
NP After MI And SOA / Share (Rs.) | -1.31 | 1.30 | 9.71 | 1.87 |
PBDIT Margin (%) | -16.31 | 37.84 | 62.87 | 87.05 |
PBIT Margin (%) | -26.23 | 29.64 | 59.76 | 87.05 |
PBT Margin (%) | -41.69 | 10.53 | 53.17 | 86.94 |
Net Profit Margin (%) | -45.98 | 20.16 | 35.96 | 63.03 |
NP After MI And SOA Margin (%) | -45.98 | 10.79 | 34.60 | 61.10 |
Return on Networth / Equity (%) | -9.01 | 1.83 | 27.53 | 14.37 |
Return on Capital Employeed (%) | -4.92 | 4.66 | 39.61 | 19.43 |
Return On Assets (%) | -6.02 | 1.24 | 8.88 | 13.13 |
Total Debt / Equity (X) | 0.26 | 0.29 | 1.57 | 0.01 |
Asset Turnover Ratio (%) | 0.13 | 0.13 | 0.46 | 0.00 |
Current Ratio (X) | 2.78 | 3.16 | 1.37 | 26.09 |
Quick Ratio (X) | 2.78 | 3.16 | 1.37 | 26.07 |
Dividend Payout Ratio (NP) (%) | 0.00 | 0.00 | 2.77 | 0.00 |
Dividend Payout Ratio (CP) (%) | 0.00 | 0.00 | 2.54 | 0.00 |
Earning Retention Ratio (%) | 0.00 | 0.00 | 97.23 | 0.00 |
Cash Earning Retention Ratio (%) | 0.00 | 0.00 | 97.46 | 0.00 |
Interest Coverage Ratio (X) | -1.06 | 1.98 | 9.55 | 779.74 |
Interest Coverage Ratio (Post Tax) (X) | -1.97 | 2.06 | 6.46 | 565.58 |
Enterprise Value (Cr.) | 164.21 | 174.56 | 83.08 | 25.23 |
EV / Net Operating Revenue (X) | 11.21 | 14.11 | 4.27 | 14.83 |
EV / EBITDA (X) | -68.69 | 37.28 | 6.79 | 17.03 |
MarketCap / Net Operating Revenue (X) | 10.04 | 12.49 | 2.46 | 14.76 |
Retention Ratios (%) | 0.00 | 0.00 | 97.22 | 0.00 |
Price / BV (X) | 1.97 | 2.12 | 1.96 | 3.47 |
Price / Net Operating Revenue (X) | 10.04 | 12.49 | 2.46 | 14.76 |
EarningsYield | -0.04 | 0.01 | 0.14 | 0.04 |
After reviewing the key financial ratios for Credent Global Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 2.00. This value is within the healthy range. It has decreased from 10.00 (Mar 24) to 2.00, marking a decrease of 8.00.
- For Basic EPS (Rs.), as of Mar 25, the value is -1.56. This value is below the healthy minimum of 5. It has decreased from 1.48 (Mar 24) to -1.56, marking a decrease of 3.04.
- For Diluted EPS (Rs.), as of Mar 25, the value is -1.56. This value is below the healthy minimum of 5. It has decreased from 1.48 (Mar 24) to -1.56, marking a decrease of 3.04.
- For Cash EPS (Rs.), as of Mar 25, the value is -1.03. This value is below the healthy minimum of 3. It has decreased from 3.41 (Mar 24) to -1.03, marking a decrease of 4.44.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 14.52. It has decreased from 70.70 (Mar 24) to 14.52, marking a decrease of 56.18.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 14.52. It has decreased from 70.70 (Mar 24) to 14.52, marking a decrease of 56.18.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 2.85. It has decreased from 12.02 (Mar 24) to 2.85, marking a decrease of 9.17.
- For PBDIT / Share (Rs.), as of Mar 25, the value is -0.46. This value is below the healthy minimum of 2. It has decreased from 4.55 (Mar 24) to -0.46, marking a decrease of 5.01.
- For PBIT / Share (Rs.), as of Mar 25, the value is -0.74. This value is below the healthy minimum of 0. It has decreased from 3.56 (Mar 24) to -0.74, marking a decrease of 4.30.
- For PBT / Share (Rs.), as of Mar 25, the value is -1.19. This value is below the healthy minimum of 0. It has decreased from 1.27 (Mar 24) to -1.19, marking a decrease of 2.46.
- For Net Profit / Share (Rs.), as of Mar 25, the value is -1.31. This value is below the healthy minimum of 2. It has decreased from 2.42 (Mar 24) to -1.31, marking a decrease of 3.73.
- For NP After MI And SOA / Share (Rs.), as of Mar 25, the value is -1.31. This value is below the healthy minimum of 2. It has decreased from 1.30 (Mar 24) to -1.31, marking a decrease of 2.61.
- For PBDIT Margin (%), as of Mar 25, the value is -16.31. This value is below the healthy minimum of 10. It has decreased from 37.84 (Mar 24) to -16.31, marking a decrease of 54.15.
- For PBIT Margin (%), as of Mar 25, the value is -26.23. This value is below the healthy minimum of 10. It has decreased from 29.64 (Mar 24) to -26.23, marking a decrease of 55.87.
- For PBT Margin (%), as of Mar 25, the value is -41.69. This value is below the healthy minimum of 10. It has decreased from 10.53 (Mar 24) to -41.69, marking a decrease of 52.22.
- For Net Profit Margin (%), as of Mar 25, the value is -45.98. This value is below the healthy minimum of 5. It has decreased from 20.16 (Mar 24) to -45.98, marking a decrease of 66.14.
- For NP After MI And SOA Margin (%), as of Mar 25, the value is -45.98. This value is below the healthy minimum of 8. It has decreased from 10.79 (Mar 24) to -45.98, marking a decrease of 56.77.
- For Return on Networth / Equity (%), as of Mar 25, the value is -9.01. This value is below the healthy minimum of 15. It has decreased from 1.83 (Mar 24) to -9.01, marking a decrease of 10.84.
- For Return on Capital Employeed (%), as of Mar 25, the value is -4.92. This value is below the healthy minimum of 10. It has decreased from 4.66 (Mar 24) to -4.92, marking a decrease of 9.58.
- For Return On Assets (%), as of Mar 25, the value is -6.02. This value is below the healthy minimum of 5. It has decreased from 1.24 (Mar 24) to -6.02, marking a decrease of 7.26.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.26. This value is within the healthy range. It has decreased from 0.29 (Mar 24) to 0.26, marking a decrease of 0.03.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.13. There is no change compared to the previous period (Mar 24) which recorded 0.13.
- For Current Ratio (X), as of Mar 25, the value is 2.78. This value is within the healthy range. It has decreased from 3.16 (Mar 24) to 2.78, marking a decrease of 0.38.
- For Quick Ratio (X), as of Mar 25, the value is 2.78. This value exceeds the healthy maximum of 2. It has decreased from 3.16 (Mar 24) to 2.78, marking a decrease of 0.38.
- For Dividend Payout Ratio (NP) (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 20. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Dividend Payout Ratio (CP) (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 20. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Earning Retention Ratio (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 40. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Cash Earning Retention Ratio (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 40. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Interest Coverage Ratio (X), as of Mar 25, the value is -1.06. This value is below the healthy minimum of 3. It has decreased from 1.98 (Mar 24) to -1.06, marking a decrease of 3.04.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is -1.97. This value is below the healthy minimum of 3. It has decreased from 2.06 (Mar 24) to -1.97, marking a decrease of 4.03.
- For Enterprise Value (Cr.), as of Mar 25, the value is 164.21. It has decreased from 174.56 (Mar 24) to 164.21, marking a decrease of 10.35.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 11.21. This value exceeds the healthy maximum of 3. It has decreased from 14.11 (Mar 24) to 11.21, marking a decrease of 2.90.
- For EV / EBITDA (X), as of Mar 25, the value is -68.69. This value is below the healthy minimum of 5. It has decreased from 37.28 (Mar 24) to -68.69, marking a decrease of 105.97.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 10.04. This value exceeds the healthy maximum of 3. It has decreased from 12.49 (Mar 24) to 10.04, marking a decrease of 2.45.
- For Retention Ratios (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 30. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Price / BV (X), as of Mar 25, the value is 1.97. This value is within the healthy range. It has decreased from 2.12 (Mar 24) to 1.97, marking a decrease of 0.15.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 10.04. This value exceeds the healthy maximum of 3. It has decreased from 12.49 (Mar 24) to 10.04, marking a decrease of 2.45.
- For EarningsYield, as of Mar 25, the value is -0.04. This value is below the healthy minimum of 5. It has decreased from 0.01 (Mar 24) to -0.04, marking a decrease of 0.05.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Strength | Weakness |
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|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Credent Global Finance Ltd:
- Net Profit Margin: -45.98%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: -4.92% (Industry Average ROCE: 15.81%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: -9.01% (Industry Average ROE: 8.89%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): -1.97
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 2.78
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 47 (Industry average Stock P/E: 98.18)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.26
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: -45.98%
About the Company - Qualitative Analysis
INDUSTRY | ADDRESS | CONTACT |
---|---|---|
Non-Banking Financial Company (NBFC) | Unit No. 609, 6th Floor, C-Wing, One BKC, G-Block, Mumbai Maharashtra 400051 | compliance@credentglobal.com https://www.credentglobal.com |
Management | |
---|---|
Name | Position Held |
Mr. Aditya Vikram Kanoria | Managing Director |
Mr. Mandeep Singh | Executive Director |
Mr. Mohit K Chheda | Non Executive Director |
Mr. Sulabh Jain | Independent Director |
Ms. Shubhangi Agarwal | Independent Director |
FAQ
What is the intrinsic value of Credent Global Finance Ltd?
Credent Global Finance Ltd's intrinsic value (as of 05 September 2025) is 50.83 which is 75.28% higher the current market price of 29.00, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's ₹149 Cr. market cap, FY2025-2026 high/low of 47.6/20.7, reserves of ₹64.45 Cr, and liabilities of 111.79 Cr.
What is the Market Cap of Credent Global Finance Ltd?
The Market Cap of Credent Global Finance Ltd is 149 Cr..
What is the current Stock Price of Credent Global Finance Ltd as on 05 September 2025?
The current stock price of Credent Global Finance Ltd as on 05 September 2025 is 29.0.
What is the High / Low of Credent Global Finance Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Credent Global Finance Ltd stocks is 47.6/20.7.
What is the Stock P/E of Credent Global Finance Ltd?
The Stock P/E of Credent Global Finance Ltd is 47.0.
What is the Book Value of Credent Global Finance Ltd?
The Book Value of Credent Global Finance Ltd is 14.5.
What is the Dividend Yield of Credent Global Finance Ltd?
The Dividend Yield of Credent Global Finance Ltd is 0.00 %.
What is the ROCE of Credent Global Finance Ltd?
The ROCE of Credent Global Finance Ltd is 4.00 %.
What is the ROE of Credent Global Finance Ltd?
The ROE of Credent Global Finance Ltd is 9.14 %.
What is the Face Value of Credent Global Finance Ltd?
The Face Value of Credent Global Finance Ltd is 2.00.