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Last Updated: April 2, 2026, 2:47 am
Author: Getaka|Social: XLinkedIn
Stock Ticker - BSE: 500092 | NSE: CRISIL

CRISIL Ltd: Intrinsic Value & Share Price Analysis

Fair Value

₹3,341.66Overvalued by 12.41%vs CMP ₹3,815.00

P/E (40.7) × ROE (24.5%) × BV (₹415.00) × DY (0.94%)

₹1,692.94Overvalued by 55.62%vs CMP ₹3,815.00
MoS: -125.3% (Negative)Confidence: 63/100 (Moderate)Models: 1 Fair, 8 Over
ModelCategoryValueWeightSignal
PE-ROEEarnings₹3,688.6322%Fair (-3.3%)
Graham NumberEarnings₹988.9916%Over (-74.1%)
Earnings PowerEarnings₹749.4913%Over (-80.4%)
DCFCash Flow₹1,727.1413%Over (-54.7%)
Net Asset ValueAssets₹414.767%Over (-89.1%)
EV/EBITDAEnterprise₹1,951.539%Over (-48.8%)
Earnings YieldEarnings₹1,047.507%Over (-72.5%)
ROCE CapitalReturns₹1,181.699%Over (-69%)
Revenue MultipleRevenue₹748.495%Over (-80.4%)
Consensus (9 models)₹1,692.94100%Overvalued
Key Drivers: Wide model spread (₹415–₹3,689) — high uncertainty.

PE-ROE · Graham · EPV · DCF · NAV · EV/EBITDA · DDM · Earnings Yield · ROCE Capital · Revenue Multiple | CoE: 12% · Terminal: 4% · EPS CAGR: 10.4%

*Investments are subject to market risks

Investment Snapshot

72
CRISIL Ltd scores 72/100 (Strong)
Based on 5 dimensions: health, institutional flow, earnings quality, momentum, and peer comparison
Stock Health92/100 · Strong
ROCE 32.6% ExcellentROE 24.5% ExcellentD/E 0.00 Low debtInterest Coverage 0.0x RiskyProfitable 5/5 years Consistent
Smart Money50/100 · Moderate
FII holding stable No changePromoter holding at 66.6% Stable
Earnings Quality60/100 · Moderate
OPM stable around 29% SteadyWorking capital: -36 days (improving) Efficient
Quarterly Momentum68/100 · Strong
Revenue (4Q): +7% YoY GrowingProfit (4Q): +12% YoY Positive
Industry Rank75/100 · Strong
P/E 40.7 vs industry 29.6 In-lineROCE 32.6% vs industry 21.4% Above peersROE 24.5% vs industry 19.8% Above peers3Y sales CAGR: 10% Moderate

Weights: Health 30% · Earnings Quality 25% · Momentum 20% · Industry Rank 15% · Smart Money 10%. Scores are computed from reported financials and recalculated daily. Not investment advice.

Share Price and Basic Stock Data

Last Updated: April 2, 2026, 2:47 am

Market Cap 27,898 Cr.
Current Price 3,815
Intrinsic Value₹1,692.94
High / Low 6,330/3,735
Stock P/E40.7
Book Value 415
Dividend Yield0.94 %
ROCE32.6 %
ROE24.5 %
Face Value 1.00
PEG Ratio3.92

Stock P/E, Current Price, and Intrinsic Value Over Time

View Share Price Target for CRISIL Ltd

Competitors

Stock Name ⇩Market Cap ⇩Current Price ⇩High / Low ⇩Stock P/E ⇩Book Value ⇩Dividend Yield ⇩ROCE ⇩ROE ⇩Face Value ⇩
CRISIL Ltd 27,898 Cr. 3,815 6,330/3,73540.7 4150.94 %32.6 %24.5 % 1.00
Central Depository Services (India) Ltd 24,721 Cr. 1,183 1,829/1,08051.9 83.41.06 %42.0 %32.7 % 10.0
CMS Info Systems Ltd 4,640 Cr. 282 541/26215.3 1352.31 %21.8 %15.7 % 10.0
SIS Ltd 4,060 Cr. 287 402/25711.8 1782.44 %5.47 %0.45 % 5.00
Quess Corp Ltd 2,633 Cr. 176 379/16611.6 74.75.67 %9.82 %9.16 % 10.0
Industry Average9,395.86 Cr456.1029.58147.900.87%21.42%19.77%8.65

All Competitor Stocks of CRISIL Ltd

Quarterly Result

MetricSep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025
Sales 683822715771736918738797812913813843911
Expenses 531606511567544649546591588626581604648
Operating Profit 151216203204192269192207224287232239263
OPM % 22%26%28%26%26%29%26%26%28%31%29%28%29%
Other Income 65181718363621182130312437
Interest 2111111112666
Depreciation 26262626262517161621303232
Profit before tax 189207194195200279195208229294227225262
Tax % 22%24%25%23%24%25%30%28%25%24%30%24%26%
Net Profit 148158146151152210138150172225160172193
EPS in Rs 20.2421.6319.9420.6020.7928.7418.8420.5323.4630.7221.8623.4626.41

Last Updated: January 2, 2026, 1:04 am

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: February 23, 2026, 7:46 pm

MetricDec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Sales 1,2531,3801,5481,6581,7481,7321,9822,3012,7693,1403,2603,649
Expenses 8659801,1041,2031,2771,2761,4711,6902,0392,2582,3492,564
Operating Profit 3894004434554714565116117308829111,085
OPM % 31%29%29%27%27%26%26%27%26%28%28%30%
Other Income 244350257373831231229490107
Interest 00002014964422
Depreciation 36375547433712110610310470129
Profit before tax 3764064384345004924586187428689261,041
Tax % 29%30%33%30%27%30%23%25%24%24%26%26%
Net Profit 268285294304363344355466564658684766
EPS in Rs 37.6240.0441.2642.4650.3547.5748.8763.9277.2590.0693.54104.75
Dividend Payout % 53%57%65%66%60%67%68%72%62%60%60%58%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year
YoY Net Profit Growth (%)
Change in YoY Net Profit Growth (%)

No data available for trend analysis.

Growth

Compounded Sales Growth
10 Years:10%
5 Years:13%
3 Years:12%
TTM:6%
Compounded Profit Growth
10 Years:10%
5 Years:14%
3 Years:16%
TTM:12%
Stock Price CAGR
10 Years:11%
5 Years:23%
3 Years:15%
1 Year:9%
Return on Equity
10 Years:30%
5 Years:30%
3 Years:31%
Last Year:28%

Last Updated: September 5, 2025, 2:20 am

Balance Sheet

Last Updated: April 15, 2026, 5:00 am

MonthDec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Equity Capital 777777777777
Reserves 8418499781,0411,1291,1651,3051,5711,7852,1822,5583,026
Borrowings 00003301328347250297
Other Liabilities 4164754004464955148957939561,0611,1271,252
Total Liabilities 1,2651,3311,3851,4951,6341,6892,2072,5042,8313,2973,9424,582
Fixed Assets 4324133092933503497636616196359761,440
CWIP 0341371214514315530
Investments 3753834655254774534766456831,0561,4541,180
Other Assets 4585326076638008759551,1931,5151,5761,4571,932
Total Assets 1,2651,3311,3851,4951,6341,6892,2072,5042,8313,2973,9424,582

Reserves and Borrowings Chart

Cash Flow

MonthDec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Cash from Operating Activity + 265270279291379446500403456780765756
Cash from Investing Activity + -1852-19-179-64-77-300-97-59-326-387-267
Cash from Financing Activity + -112-262-227-187-203-229-265-291-368-408-442-470
Net Cash Flow -311033-75111140-64152947-6418
Free Cash Flow 245245256258347418466430417721594688
CFO/OP 100%100%98%101%116%130%122%98%93%116%118%96%

Free Cash Flow

MonthDec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Free Cash Flow389.00400.00443.00455.00468.00453.00511.00479.00647.00835.00661.00-296.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthDec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024
Debtor Days 3941524957594257861007862
Inventory Days
Days Payable
Cash Conversion Cycle 3941524957594257861007862
Working Capital Days -86-46-39-72-9-27-35-180-7-36
ROCE %60%48%45%45%41%45%42%37%38%41%41%36%

Financial Efficiency Indicators Chart

Share Holding Pattern

MonthMar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Promoters 66.69%66.67%66.66%66.65%66.65%66.64%66.64%66.64%66.64%66.64%66.64%66.64%
FIIs 6.90%7.17%7.25%7.19%7.20%7.17%7.22%7.55%7.69%8.08%7.81%7.67%
DIIs 13.16%13.18%13.08%12.92%12.94%12.49%12.70%12.69%12.38%12.06%12.17%12.09%
Public 13.27%12.99%13.01%13.23%13.21%13.69%13.43%13.13%13.28%13.21%13.37%13.59%
No. of Shareholders 47,27642,12543,14546,42849,67558,61257,73656,84362,09568,83274,56581,642

Shareholding Pattern Chart

No. of Shareholders

CRISIL Ltd: Intrinsic Value & Share Price Analysis - Shareholder trend analysis

Mutual Fund Holdings

Fund NameNo of SharesAUM (%)Amount Invested (Cr)Previous Number of SharesPrevious DatePercentage Change
SBI Midcap Fund 1,650,000 3.43 769.581,596,6792025-12-15 03:20:023.34%
Kotak Large & Midcap Fund 625,000 0.97 291.51612,7412025-12-15 03:20:022%
Quant Multi Cap Fund 349,522 2.19 163.02N/AN/AN/A
HSBC Midcap Fund 294,590 1.13 137.4375,1472025-12-07 04:01:01-21.47%
Aditya Birla Sun Life MNC Fund 185,686 2.53 86.61N/AN/AN/A
UTI MNC Fund 162,907 2.76 75.98160,0482026-02-23 00:30:171.79%
Kotak ELSS Tax Saver Fund 160,000 1.18 74.63115,0002025-12-07 09:11:3839.13%
Sundaram Mid Cap Fund 158,014 0.57 73.7N/AN/AN/A
HDFC Retirement Savings Fund - Equity 130,000 0.87 60.63N/AN/AN/A
Sundaram Aggressive Hybrid Fund 119,934 0.71 55.94N/AN/AN/A

ROCE Trend

EPS Trend

Key Financial Ratios

MonthDec 24Dec 23Dec 22Dec 21Dec 20
FaceValue 1.001.001.001.001.00
Basic EPS (Rs.) 93.5590.0877.3164.0348.93
Diluted EPS (Rs.) 93.5590.0777.3163.9648.93
Cash EPS (Rs.) 103.15104.2791.3478.4365.54
Book Value[Excl.RevalReserv]/Share (Rs.) 350.86299.44245.14216.21180.69
Book Value[Incl.RevalReserv]/Share (Rs.) 350.86299.44245.14216.21180.69
Revenue From Operations / Share (Rs.) 445.93429.48378.76315.60272.98
PBDIT / Share (Rs.) 136.86133.40116.5794.3181.79
PBIT / Share (Rs.) 127.29119.20102.4479.7765.11
PBT / Share (Rs.) 126.74118.70101.5684.8363.13
Net Profit / Share (Rs.) 93.5890.0777.2163.9048.86
NP After MI And SOA / Share (Rs.) 93.5890.0777.2163.9048.86
PBDIT Margin (%) 30.6931.0630.7729.8829.96
PBIT Margin (%) 28.5427.7527.0425.2723.85
PBT Margin (%) 28.4227.6326.8126.8823.12
Net Profit Margin (%) 20.9820.9720.3820.2417.89
NP After MI And SOA Margin (%) 20.9820.9720.3820.2417.89
Return on Networth / Equity (%) 26.6730.0831.4929.5527.04
Return on Capital Employeed (%) 32.6437.7539.6734.1631.14
Return On Assets (%) 17.3519.8619.9318.6016.07
Asset Turnover Ratio (%) 0.891.021.040.650.58
Current Ratio (X) 1.962.081.871.791.57
Quick Ratio (X) 1.962.081.871.791.57
Dividend Payout Ratio (NP) (%) 61.9954.3960.7959.3565.41
Dividend Payout Ratio (CP) (%) 56.2446.9851.3948.3548.76
Earning Retention Ratio (%) 38.0145.6139.2140.6534.59
Cash Earning Retention Ratio (%) 43.7653.0248.6151.6551.24
Interest Coverage Ratio (X) 248.25266.43133.1476.9941.26
Interest Coverage Ratio (Post Tax) (X) 170.74180.9089.1948.0325.65
Enterprise Value (Cr.) 48557.7831351.8522093.9520741.3113681.21
EV / Net Operating Revenue (X) 14.909.997.989.026.90
EV / EBITDA (X) 48.5432.1525.9330.1723.04
MarketCap / Net Operating Revenue (X) 14.9910.108.109.147.04
Retention Ratios (%) 38.0045.6039.2040.6434.58
Price / BV (X) 19.0514.4912.5113.3510.64
Price / Net Operating Revenue (X) 14.9910.108.109.147.04
EarningsYield 0.010.020.020.020.02

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

About the Company - Qualitative Analysis

Crisil Ltd. is a Public Limited Listed company incorporated on 29/01/1987 and has its registered office in the State of Maharashtra, India. Company's Corporate Identification Number(CIN) is L67120MH1987PLC042363 and registration number is 042363. Currently Company is involved in the business activities of Activities auxiliary to financial service activities. Company's Total Operating Revenue is Rs. 1796.50 Cr. and Equity Capital is Rs. 7.31 Cr. for the Year ended 31/12/2025.
INDUSTRYADDRESSCONTACT
Services - OthersLightbridge IT Park, Saki Vihar Road, Mumbai Maharashtra 400072Contact not found
Management
NamePosition Held
Mr. Yann Le PallecChairman
Mr. Amish MehtaManaging Director & CEO
Mr. Girish ParanjpeIndependent Director
Mr. Amar Raj BindraIndependent Director
Mr. Nishi VasudevaIndependent Director
Mr. Dinesh KharaIndependent Director
Mr. Saugata SahaDirector
Mr. Girish GanesanDirector

FAQ

What is the intrinsic value of CRISIL Ltd and is it undervalued?

As of 16 April 2026, CRISIL Ltd's intrinsic value is ₹1692.94, which is 55.62% lower than the current market price of ₹3,815.00, suggesting the stock is overvalued. This is calculated using the PE ratio method factoring in ROE (24.5 %), book value (₹415), dividend yield (0.94 %), and 5-year EPS CAGR.

What is the current share price and 52-week range of CRISIL Ltd?

CRISIL Ltd is trading at ₹3,815.00 as of 16 April 2026, with a FY2026-2027 high of ₹6,330 and low of ₹3,735. The stock is currently near its 52-week low. Market cap stands at ₹27,898 Cr..

How does CRISIL Ltd's P/E ratio compare to its industry?

CRISIL Ltd has a P/E ratio of 40.7, which is above the industry average of 29.58. The premium over industry average may reflect growth expectations or speculative interest.

Is CRISIL Ltd financially healthy?

Key indicators for CRISIL Ltd: ROCE of 32.6 % indicates efficient capital utilization; ROE of 24.5 % shows strong shareholder returns. Dividend yield is 0.94 %.

Is CRISIL Ltd profitable and how is the profit trend?

CRISIL Ltd reported a net profit of ₹766 Cr in Dec 2025 on revenue of ₹3,649 Cr. Compared to ₹564 Cr in Dec 2022, the net profit shows an improving trend.

Does CRISIL Ltd pay dividends?

CRISIL Ltd has a dividend yield of 0.94 % at the current price of ₹3,815.00. The company pays dividends, though the yield is modest.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in CRISIL Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE
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