Share Price and Basic Stock Data
Last Updated: February 3, 2026, 2:52 am
| PEG Ratio | 0.47 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
REC Ltd operates in the finance sector, primarily focusing on providing financial services to the power sector in India. As of September 2023, the company’s stock price stood at ₹297, with a market capitalization of ₹18,354 Cr. REC Ltd has demonstrated a robust growth trajectory in revenue, recording ₹2,286 Cr in September 2022 and rising to ₹3,008 Cr by September 2023. The upward trend continued with projections of ₹3,191 Cr in December 2023 and reaching ₹3,339 Cr by March 2024. This consistent revenue growth reflects REC’s ability to capitalize on the increasing demand for financing in the energy sector, supported by government initiatives aimed at enhancing power infrastructure. However, the company reported a notable increase in expenses, which rose from ₹1,487 Cr in September 2022 to ₹2,089 Cr in September 2023, indicating a need for careful cost management to sustain profitability amidst rising operational costs.
Profitability and Efficiency Metrics
REC Ltd’s profitability metrics exhibit a mixed performance, with net profit recorded at ₹480 Cr. The company’s return on equity (ROE) stood at a modest 4.57%, reflecting challenges in generating high returns for shareholders. The financial results show fluctuations in net profit over the quarters, with a peak of ₹294 Cr in September 2023, followed by a drop to ₹233 Cr in December 2023. The financing margin remained negative, illustrating the pressures faced in interest expenses, which increased from ₹1,111 Cr in September 2022 to ₹1,533 Cr in September 2023. The net interest margin stood at 4.40, which is relatively competitive compared to industry norms, but the rising trend in financing costs can pose risks to future profitability. Additionally, the company’s cost-to-income ratio of 64.32% indicates a relatively high operational cost structure, necessitating improvements in efficiency to enhance profitability.
Balance Sheet Strength and Financial Ratios
REC Ltd’s balance sheet reflects a solid capital structure, with total assets amounting to ₹146,725 Cr as of March 2025, which is a significant increase from ₹115,876 Cr in March 2023. Reserves have also been bolstered, rising to ₹14,999 Cr in March 2025 from ₹12,977 Cr in March 2023. The company’s equity capital increased to ₹608 Cr, indicating a stable funding base. However, the borrowings reported at ₹13,734 Cr as of March 2025, along with a debt-to-equity ratio that remains unreported, necessitate scrutiny of leverage and liquidity positions. The price-to-book value ratio of 0.67 suggests that the stock is undervalued relative to its book value, which may attract value-oriented investors. Moreover, the recorded gross NPA percentage of 2.32% as of September 2025 indicates a relatively stable asset quality, though the company must remain vigilant in managing credit risks to maintain this ratio.
Shareholding Pattern and Investor Confidence
The shareholding pattern of REC Ltd reveals a diverse ownership structure, with foreign institutional investors (FIIs) holding 15.49% and domestic institutional investors (DIIs) at 35.28% as of September 2025. This indicates a strong institutional interest, reflecting confidence in the company’s long-term potential. The public holds a significant 48.85%, contributing to a broad shareholder base. However, the shifts in FIIs from 28.92% in December 2022 to 15.49% by September 2025 may signal some volatility in foreign investor sentiment. The number of shareholders has also decreased from 4,16,592 in December 2022 to 3,47,292 by September 2025, raising concerns about retail investor interest. Overall, while the DII holdings have increased, the decline in public shareholding suggests a need for REC to engage more effectively with retail investors to bolster confidence and market participation.
Outlook, Risks, and Final Insight
Looking ahead, REC Ltd faces both opportunities and challenges. The company is well-positioned to benefit from the growing demand for financing in the Indian power sector, bolstered by government initiatives and infrastructure investments. However, risks remain, particularly related to rising interest expenses and operational costs, which could pressure margins and profitability. The company’s ability to manage its financing margin and enhance operational efficiency will be critical for sustaining growth. Additionally, fluctuations in investor sentiment, particularly from foreign institutional investors, could impact stock performance. In summary, while REC Ltd has a strong revenue growth trajectory and a solid balance sheet, it must navigate the complexities of cost management and investor relations to reinforce its market position and investor confidence.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Fino Payments Bank Ltd | 1,764 Cr. | 212 | 339/180 | 24.7 | 90.5 | 0.00 % | 6.64 % | 13.3 % | 10.0 |
| ESAF Small Finance Bank Ltd | 1,449 Cr. | 28.1 | 36.6/24.3 | 33.9 | 0.00 % | 4.28 % | 23.5 % | 10.0 | |
| Capital Small Finance Bank Ltd | 1,166 Cr. | 257 | 331/249 | 8.60 | 306 | 1.56 % | 7.04 % | 10.4 % | 10.0 |
| Yes Bank Ltd | 66,492 Cr. | 21.2 | 24.3/16.0 | 21.0 | 16.0 | 0.00 % | 6.36 % | 5.46 % | 2.00 |
| Ujjivan Small Finance Bank Ltd | 11,981 Cr. | 61.8 | 68.0/30.9 | 24.2 | 32.1 | 0.00 % | 8.53 % | 12.4 % | 10.0 |
| Industry Average | 158,587.83 Cr | 342.88 | 17.19 | 214.17 | 0.61% | 6.84% | 11.80% | 6.30 |
Quarterly Result
| Metric | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2,286 | 2,498 | 2,642 | 2,856 | 3,008 | 3,191 | 3,339 | 3,496 | 3,531 | 3,536 | 3,476 | 3,441 | 3,507 |
| Interest | 1,111 | 1,220 | 1,285 | 1,434 | 1,533 | 1,646 | 1,739 | 1,796 | 1,916 | 1,951 | 1,913 | 1,960 | 1,957 |
| Expenses | 1,487 | 1,621 | 1,672 | 1,726 | 2,089 | 2,016 | 2,002 | 2,013 | 2,251 | 2,851 | 2,487 | 2,290 | 2,255 |
| Financing Profit | -312 | -344 | -315 | -304 | -614 | -470 | -402 | -313 | -636 | -1,266 | -924 | -809 | -704 |
| Financing Margin % | -14% | -14% | -12% | -11% | -20% | -15% | -12% | -9% | -18% | -36% | -27% | -24% | -20% |
| Other Income | 583 | 618 | 674 | 685 | 704 | 778 | 875 | 805 | 927 | 1,073 | 1,000 | 1,069 | 933 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 271 | 274 | 359 | 381 | 91 | 307 | 473 | 493 | 292 | -192 | 76 | 261 | 229 |
| Tax % | 26% | 24% | 25% | 24% | -224% | 24% | 25% | 25% | 24% | -117% | 10% | 23% | 22% |
| Net Profit | 202 | 209 | 271 | 288 | 294 | 233 | 353 | 372 | 223 | 33 | 69 | 200 | 179 |
| EPS in Rs | 3.36 | 3.49 | 4.52 | 4.80 | 4.89 | 3.87 | 5.83 | 6.13 | 3.66 | 0.54 | 1.13 | 3.29 | 2.91 |
| Gross NPA % | 3.80% | 3.61% | 3.37% | 3.22% | 3.12% | 3.12% | 2.65% | 2.69% | 2.88% | 2.92% | 2.60% | 2.78% | 2.32% |
| Net NPA % | 1.26% | 1.18% | 1.10% | 1.00% | 0.78% | 0.80% | 0.74% | 0.74% | 0.79% | 0.53% | 0.29% | 0.45% | 0.57% |
Last Updated: December 29, 2025, 9:16 am
Below is a detailed analysis of the quarterly data for REC Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Interest, as of Sep 2025, the value is 1,957.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 1,960.00 Cr. (Jun 2025) to 1,957.00 Cr., marking a decrease of 3.00 Cr..
- For Expenses, as of Sep 2025, the value is 2,255.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 2,290.00 Cr. (Jun 2025) to 2,255.00 Cr., marking a decrease of 35.00 Cr..
- For Other Income, as of Sep 2025, the value is 933.00 Cr.. The value appears to be declining and may need further review. It has decreased from 1,069.00 Cr. (Jun 2025) to 933.00 Cr., marking a decrease of 136.00 Cr..
- For Depreciation, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Sep 2025, the value is 229.00 Cr.. The value appears to be declining and may need further review. It has decreased from 261.00 Cr. (Jun 2025) to 229.00 Cr., marking a decrease of 32.00 Cr..
- For Tax %, as of Sep 2025, the value is 22.00%. The value appears to be improving (decreasing) as expected. It has decreased from 23.00% (Jun 2025) to 22.00%, marking a decrease of 1.00%.
- For Net Profit, as of Sep 2025, the value is 179.00 Cr.. The value appears to be declining and may need further review. It has decreased from 200.00 Cr. (Jun 2025) to 179.00 Cr., marking a decrease of 21.00 Cr..
- For EPS in Rs, as of Sep 2025, the value is 2.91. The value appears to be declining and may need further review. It has decreased from 3.29 (Jun 2025) to 2.91, marking a decrease of 0.38.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 4:44 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1,352 | 1,953 | 2,744 | 3,713 | 4,508 | 6,301 | 8,514 | 8,329 | 8,176 | 9,677 | 12,394 | 14,039 | 13,960 |
| Interest | 1,010 | 1,397 | 1,925 | 2,492 | 2,741 | 3,761 | 4,885 | 4,541 | 4,149 | 4,678 | 6,351 | 7,576 | 7,781 |
| Expenses | 449 | 627 | 833 | 1,234 | 1,781 | 2,561 | 4,649 | 4,824 | 6,318 | 6,111 | 7,619 | 9,382 | 9,882 |
| Financing Profit | -108 | -70 | -14 | -12 | -15 | -21 | -1,019 | -1,037 | -2,292 | -1,113 | -1,576 | -2,919 | -3,702 |
| Financing Margin % | -8% | -4% | -1% | -0% | -0% | -0% | -12% | -12% | -28% | -12% | -13% | -21% | -27% |
| Other Income | 261 | 403 | 491 | 755 | 1,068 | 1,442 | 1,910 | 1,884 | 2,341 | 2,489 | 3,043 | 3,806 | 4,076 |
| Depreciation | 21 | 33 | 48 | 62 | 87 | 122 | 138 | 158 | 164 | 196 | 215 | 219 | 0 |
| Profit before tax | 133 | 300 | 428 | 681 | 967 | 1,299 | 753 | 689 | -115 | 1,180 | 1,252 | 668 | 373 |
| Tax % | 30% | 31% | 32% | 35% | 34% | 33% | 33% | 26% | -35% | 25% | 7% | -4% | |
| Net Profit | 93 | 207 | 292 | 446 | 635 | 867 | 506 | 508 | -75 | 883 | 1,168 | 695 | 480 |
| EPS in Rs | 3.41 | 7.06 | 9.01 | 11.89 | 15.13 | 20.32 | 9.94 | 8.49 | -1.25 | 14.72 | 19.30 | 11.44 | 7.87 |
| Dividend Payout % | 26% | 17% | 17% | 15% | 14% | 13% | 15% | 0% | 0% | 10% | 8% | 9% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 122.58% | 41.06% | 52.74% | 42.38% | 36.54% | -41.64% | 0.40% | -114.76% | 1277.33% | 32.28% | -40.50% |
| Change in YoY Net Profit Growth (%) | 0.00% | -81.52% | 11.68% | -10.36% | -5.84% | -78.17% | 42.03% | -115.16% | 1392.10% | -1245.06% | -72.77% |
REC Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 22% |
| 5 Years: | 11% |
| 3 Years: | 20% |
| TTM: | 7% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 13% |
| 5 Years: | 7% |
| 3 Years: | 124% |
| TTM: | -58% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | 7% |
| 3 Years: | 29% |
| 1 Year: | 23% |
| Return on Equity | |
|---|---|
| 10 Years: | 6% |
| 5 Years: | 5% |
| 3 Years: | 6% |
| Last Year: | 5% |
Last Updated: September 5, 2025, 1:00 pm
Balance Sheet
Last Updated: December 4, 2025, 1:53 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 272 | 293 | 325 | 375 | 420 | 427 | 509 | 598 | 600 | 600 | 605 | 608 | 613 |
| Reserves | 1,742 | 1,936 | 2,664 | 3,960 | 6,264 | 7,121 | 10,074 | 12,065 | 12,019 | 12,977 | 14,191 | 14,999 | 15,247 |
| Deposits | 11,599 | 17,099 | 24,349 | 34,588 | 43,902 | 58,394 | 57,812 | 73,121 | 79,007 | 84,887 | 103,494 | 110,944 | 116,667 |
| Borrowing | 3,896 | 6,963 | 10,536 | 7,980 | 9,261 | 11,832 | 17,007 | 11,226 | 11,093 | 13,331 | 14,184 | 13,734 | 15,224 |
| Other Liabilities | 689 | 812 | 1,287 | 1,771 | 2,003 | 2,585 | 3,576 | 3,641 | 3,491 | 4,082 | 5,958 | 6,441 | 6,236 |
| Total Liabilities | 18,197 | 27,104 | 39,161 | 48,675 | 61,851 | 80,359 | 88,978 | 100,651 | 106,209 | 115,876 | 138,432 | 146,725 | 153,988 |
| Fixed Assets | 110 | 153 | 158 | 224 | 303 | 363 | 408 | 442 | 467 | 529 | 525 | 570 | 544 |
| CWIP | 23 | 10 | 19 | 35 | 31 | 40 | 62 | 24 | 82 | 45 | 7 | 7 | 0 |
| Investments | 6,477 | 9,792 | 14,436 | 13,482 | 15,448 | 16,840 | 18,150 | 23,230 | 22,274 | 28,875 | 29,576 | 32,165 | 28,814 |
| Other Assets | 11,587 | 17,148 | 24,548 | 34,934 | 46,069 | 63,116 | 70,358 | 76,954 | 83,386 | 86,427 | 108,324 | 113,984 | 124,630 |
| Total Assets | 18,197 | 27,104 | 39,161 | 48,675 | 61,851 | 80,359 | 88,978 | 100,651 | 106,209 | 115,876 | 138,432 | 146,725 | 153,988 |
Below is a detailed analysis of the balance sheet data for REC Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 613.00 Cr.. The value appears strong and on an upward trend. It has increased from 608.00 Cr. (Mar 2025) to 613.00 Cr., marking an increase of 5.00 Cr..
- For Reserves, as of Sep 2025, the value is 15,247.00 Cr.. The value appears strong and on an upward trend. It has increased from 14,999.00 Cr. (Mar 2025) to 15,247.00 Cr., marking an increase of 248.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 6,236.00 Cr.. The value appears to be improving (decreasing). It has decreased from 6,441.00 Cr. (Mar 2025) to 6,236.00 Cr., marking a decrease of 205.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 153,988.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 146,725.00 Cr. (Mar 2025) to 153,988.00 Cr., marking an increase of 7,263.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 544.00 Cr.. The value appears to be declining and may need further review. It has decreased from 570.00 Cr. (Mar 2025) to 544.00 Cr., marking a decrease of 26.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 7.00 Cr. (Mar 2025) to 0.00 Cr., marking a decrease of 7.00 Cr..
- For Investments, as of Sep 2025, the value is 28,814.00 Cr.. The value appears to be declining and may need further review. It has decreased from 32,165.00 Cr. (Mar 2025) to 28,814.00 Cr., marking a decrease of 3,351.00 Cr..
- For Other Assets, as of Sep 2025, the value is 124,630.00 Cr.. The value appears strong and on an upward trend. It has increased from 113,984.00 Cr. (Mar 2025) to 124,630.00 Cr., marking an increase of 10,646.00 Cr..
- For Total Assets, as of Sep 2025, the value is 153,988.00 Cr.. The value appears strong and on an upward trend. It has increased from 146,725.00 Cr. (Mar 2025) to 153,988.00 Cr., marking an increase of 7,263.00 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 438.00 | 610.00 | 809.00 | -33.00 | -42.00 | -56.00 | -53.00 | -69.00 | -73.00 | -78.00 | -96.00 | -101.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 5% | 10% | 11% | 12% | 12% | 12% | 6% | 4% | -1% | 7% | 8% | 5% |
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| Quant Small Cap Fund | 37,909,419 | 4.02 | 1197.18 | 19,673,977 | 2025-12-08 01:47:58 | 92.69% |
| Kotak Multicap Fund | 13,116,941 | 1.8 | 414.23 | N/A | N/A | N/A |
| Nippon India Small Cap Fund | 8,932,844 | 0.41 | 282.1 | 7,290,321 | 2025-12-08 01:47:58 | 22.53% |
| SBI Small Cap Fund | 7,892,021 | 0.69 | 249.23 | N/A | N/A | N/A |
| HSBC Midcap Fund | 5,352,298 | 1.36 | 169.03 | N/A | N/A | N/A |
| Franklin India Small Cap Fund | 4,959,814 | 1.18 | 156.63 | 5,850,000 | 2025-12-14 00:57:54 | -15.22% |
| HSBC Small Cap Fund | 4,937,200 | 0.98 | 155.92 | N/A | N/A | N/A |
| Tata Aggressive Hybrid Fund | 4,500,000 | 3.4 | 142.11 | N/A | N/A | N/A |
| Tata Arbitrage Fund | 4,359,275 | 0.69 | 137.67 | 3,305,175 | 2026-01-26 07:24:00 | 31.89% |
| Franklin India Opportunities Fund | 3,993,038 | 1.5 | 126.1 | N/A | N/A | N/A |
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 11.81 | 20.94 | 15.34 | -2.77 | 9.75 |
| Diluted EPS (Rs.) | 11.76 | 20.54 | 15.27 | -2.77 | 9.68 |
| Cash EPS (Rs.) | 15.68 | 24.70 | 18.89 | 0.23 | 11.69 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 257.77 | 245.20 | 225.58 | 209.00 | 211.79 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 257.77 | 245.21 | 225.59 | 209.01 | 211.80 |
| Operating Revenue / Share (Rs.) | 230.99 | 204.82 | 159.27 | 140.86 | 143.16 |
| Net Profit / Share (Rs.) | 11.80 | 20.82 | 15.34 | -2.77 | 8.85 |
| Net Profit After MI / Share (Rs.) | 11.80 | 20.82 | 15.34 | -2.77 | 8.85 |
| Net Profit Margin (%) | 5.10 | 10.16 | 9.62 | -1.96 | 6.18 |
| Net Profit After MI And SOA Nargin (%) | 5.10 | 10.16 | 9.62 | -1.96 | 6.18 |
| Operating Profit Margin (%) | 7.00 | 13.83 | 12.46 | -2.49 | 8.56 |
| Return On Assets (%) | 0.48 | 0.90 | 0.79 | -0.15 | 0.52 |
| Return On Equity / Networth (%) | 4.57 | 8.49 | 6.79 | -1.32 | 4.18 |
| Net Interest Margin (X) | 4.40 | 4.36 | 4.20 | 4.04 | 4.11 |
| Cost To Income (%) | 64.32 | 65.64 | 69.59 | 60.08 | 49.65 |
| Interest Income / Total Assets (%) | 9.56 | 8.95 | 8.24 | 7.95 | 8.50 |
| Non-Interest Income / Total Assets (%) | 2.57 | 2.21 | 2.16 | 2.21 | 2.03 |
| Operating Profit / Total Assets (%) | -2.08 | -1.30 | -1.37 | -2.37 | -1.50 |
| Operating Expenses / Total Assets (%) | 4.48 | 4.31 | 4.43 | 3.76 | 3.05 |
| Interest Expenses / Total Assets (%) | 5.16 | 4.58 | 4.04 | 3.90 | 4.39 |
| Enterprise Value (Rs.Cr.) | 124271.05 | 120104.23 | 100425.33 | 84792.71 | 89984.95 |
| EV Per Net Sales (X) | 8.85 | 9.69 | 10.52 | 10.04 | 10.51 |
| Price To Book Value (X) | 0.67 | 0.97 | 0.62 | 0.62 | 0.97 |
| Price To Sales (X) | 0.75 | 1.17 | 0.88 | 0.92 | 1.45 |
| Retention Ratios (%) | 87.31 | 92.85 | 100.00 | 100.00 | 100.00 |
| Earnings Yield (X) | 0.06 | 0.08 | 0.10 | -0.02 | 0.04 |
After reviewing the key financial ratios for REC Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For Basic EPS (Rs.), as of Mar 25, the value is 11.81. This value is within the healthy range. It has decreased from 20.94 (Mar 24) to 11.81, marking a decrease of 9.13.
- For Diluted EPS (Rs.), as of Mar 25, the value is 11.76. This value is within the healthy range. It has decreased from 20.54 (Mar 24) to 11.76, marking a decrease of 8.78.
- For Cash EPS (Rs.), as of Mar 25, the value is 15.68. This value is within the healthy range. It has decreased from 24.70 (Mar 24) to 15.68, marking a decrease of 9.02.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 257.77. It has increased from 245.20 (Mar 24) to 257.77, marking an increase of 12.57.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 257.77. It has increased from 245.21 (Mar 24) to 257.77, marking an increase of 12.56.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 11.80. This value is within the healthy range. It has decreased from 20.82 (Mar 24) to 11.80, marking a decrease of 9.02.
- For Net Profit Margin (%), as of Mar 25, the value is 5.10. This value is within the healthy range. It has decreased from 10.16 (Mar 24) to 5.10, marking a decrease of 5.06.
- For Return On Assets (%), as of Mar 25, the value is 0.48. This value is below the healthy minimum of 5. It has decreased from 0.90 (Mar 24) to 0.48, marking a decrease of 0.42.
- For Retention Ratios (%), as of Mar 25, the value is 87.31. This value exceeds the healthy maximum of 70. It has decreased from 92.85 (Mar 24) to 87.31, marking a decrease of 5.54.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in REC Ltd:
- Net Profit Margin: 5.1%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 0% (Industry Average ROCE: 6.84%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0% (Industry Average ROE: 11.8%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 27.7 (Industry average Stock P/E: 17.19)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 5.1%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance - Banks - Private Sector | 1st Lane, Shahupuri, Kolhapur Maharashtra 416001 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Chandan Sinha | Non Exe. Ind. Part Time Chairman |
| Mr. R Subramaniakumar | Managing Director & CEO |
| Mr. Rajeev Ahuja | Executive Director |
| Ms. Veena Mankar | Non Exe.Non Ind.Director |
| Mr. Gopal Jain | Non Exe.Non Ind.Director |
| Dr. Sivakumar Gopalan | Ind. Non-Executive Director |
| Mr. Murali Ramakrishnan | Ind. Non-Executive Director |
| Dr. Somnath Ghosh | Ind. Non-Executive Director |
| Ms. Ranjana Agarwal | Ind. Non-Executive Director |
| Mr. Soma Sankara Prasad | Ind. Non-Executive Director |
| Mr. Manjeev Singh Puri | Ind. Non-Executive Director |
FAQ
What is the intrinsic value of REC Ltd?
REC Ltd's intrinsic value (as of 03 February 2026) is ₹414.88 which is 39.69% higher the current market price of ₹297.00, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's ₹18,326 Cr. market cap, FY2025-2026 high/low of ₹332/149, reserves of ₹15,247 Cr, and liabilities of ₹153,988 Cr.
What is the Market Cap of REC Ltd?
The Market Cap of REC Ltd is 18,326 Cr..
What is the current Stock Price of REC Ltd as on 03 February 2026?
The current stock price of REC Ltd as on 03 February 2026 is ₹297.
What is the High / Low of REC Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of REC Ltd stocks is ₹332/149.
What is the Stock P/E of REC Ltd?
The Stock P/E of REC Ltd is 27.7.
What is the Book Value of REC Ltd?
The Book Value of REC Ltd is 257.
What is the Dividend Yield of REC Ltd?
The Dividend Yield of REC Ltd is 0.34 %.
What is the ROCE of REC Ltd?
The ROCE of REC Ltd is 6.04 %.
What is the ROE of REC Ltd?
The ROE of REC Ltd is 4.57 %.
What is the Face Value of REC Ltd?
The Face Value of REC Ltd is 10.0.