Share Price and Basic Stock Data
Last Updated: January 14, 2026, 7:49 am
| PEG Ratio | 0.67 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
REC Ltd, a prominent player in the finance sector, reported a market capitalization of ₹19,666 Cr and a share price of ₹319. The company has demonstrated a robust revenue growth trajectory, with reported revenues rising from ₹2,286 Cr in September 2022 to ₹3,008 Cr by September 2023. This upward momentum continued, reaching ₹3,191 Cr by December 2023. Annual revenue figures also reflect this growth, increasing from ₹9,677 Cr in March 2023 to ₹12,394 Cr in March 2024 and further to ₹14,039 Cr in March 2025. The company’s ability to consistently grow revenues positions it favorably in comparison to the finance sector, where average revenue growth rates typically hover around 10-15%. Furthermore, REC’s revenue per share stood at ₹230.99 for the fiscal year ending March 2025. The sustained revenue growth indicates a strong demand for REC’s financial products, primarily in the infrastructure sector, which is crucial for India’s economic development.
Profitability and Efficiency Metrics
REC Ltd’s profitability metrics reveal a mixed performance, with a net profit of ₹480 Cr reported, reflecting a net profit margin of 5.10% for March 2025. The company recorded a decline in profitability in recent quarters, particularly evident in the profit before tax, which fell to ₹668 Cr for the fiscal year ending March 2025 from ₹1,180 Cr in March 2023. The financing margin remained negative, standing at -21% for March 2025, indicating challenges in managing interest expenses relative to income. The return on equity (ROE) was reported at 4.57%, which is below the typical sector benchmark of around 10-12%. Conversely, REC’s return on capital employed (ROCE) stood at 6.04%, suggesting that while the company is generating some returns, they are below the sector average. The company’s ability to manage costs is reflected in its cost-to-income ratio of 64.32%, which is relatively high compared to industry norms, indicating potential inefficiencies in operations.
Balance Sheet Strength and Financial Ratios
REC Ltd’s balance sheet reveals a solid foundation, with total assets amounting to ₹146,725 Cr as of March 2025. The company reported reserves of ₹15,247 Cr, providing a cushion for future growth and stability. The equity capital stood at ₹608 Cr, indicating a stable capital base. However, the financial leverage appears high, as borrowings reached ₹13,734 Cr in March 2025. The price-to-book value ratio was reported at 0.67, suggesting that the stock is undervalued compared to its book value, which stood at ₹257.77 per share. Additionally, the net interest margin was reported at 4.40, demonstrating effective management of interest income relative to assets. The gross non-performing assets (NPA) ratio improved to 2.60% by March 2025, indicating better asset quality compared to the previous year. However, the net NPA ratio of 0.29% still reflects potential credit risks that could impact future profitability.
Shareholding Pattern and Investor Confidence
The shareholding pattern of REC Ltd indicates a diverse investor base, with foreign institutional investors (FIIs) holding 15.49% of the company as of September 2025. Domestic institutional investors (DIIs) have a significant stake of 35.28%, reflecting strong institutional confidence in REC’s long-term prospects. The public holds 48.85% of the shares, indicating widespread retail participation. Over recent quarters, the FII stake fluctuated, peaking at 30% in September 2023 before declining, while DIIs increased their stake from 19.85% in December 2022 to 35.28% by September 2025. This trend suggests growing institutional interest amidst REC’s performance fluctuations. However, the decline in public shareholding from 55.14% in March 2023 to 48.85% in September 2025 may raise concerns about retail investor sentiment. The total number of shareholders also decreased to 3,47,292, reflecting a potential consolidation phase in the investor base.
Outlook, Risks, and Final Insight
Looking ahead, REC Ltd faces both opportunities and challenges. The continued growth in revenue suggests a positive outlook, particularly as infrastructure development remains a national priority. However, profitability pressures, marked by declining margins and net profit, present significant challenges. The company’s reliance on borrowings poses a risk if interest rates rise, potentially impacting its financial stability. Furthermore, REC’s ability to maintain asset quality amidst changing economic conditions will be critical to sustaining investor confidence. A focus on operational efficiency could help improve profitability metrics. In a scenario where REC successfully navigates these challenges, it could enhance its market position and attract more investors. Conversely, failure to address these profitability concerns may lead to further declines in investor sentiment and market valuation, necessitating a strategic reassessment of its operational and financial strategies.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Fino Payments Bank Ltd | 1,998 Cr. | 240 | 339/180 | 24.9 | 90.5 | 0.00 % | 6.64 % | 13.3 % | 10.0 |
| ESAF Small Finance Bank Ltd | 1,290 Cr. | 25.0 | 38.9/24.3 | 33.9 | 0.00 % | 4.28 % | 23.5 % | 10.0 | |
| Capital Small Finance Bank Ltd | 1,197 Cr. | 264 | 331/249 | 8.85 | 307 | 1.52 % | 7.04 % | 10.4 % | 10.0 |
| Yes Bank Ltd | 71,513 Cr. | 22.8 | 24.3/16.0 | 25.2 | 15.7 | 0.00 % | 6.36 % | 5.46 % | 2.00 |
| Ujjivan Small Finance Bank Ltd | 11,192 Cr. | 57.7 | 60.2/30.8 | 26.8 | 32.2 | 0.00 % | 8.53 % | 12.4 % | 10.0 |
| Industry Average | 161,612.13 Cr | 349.08 | 18.48 | 212.14 | 0.60% | 6.84% | 11.80% | 6.30 |
Quarterly Result
| Metric | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2,286 | 2,498 | 2,642 | 2,856 | 3,008 | 3,191 | 3,339 | 3,496 | 3,531 | 3,536 | 3,476 | 3,441 | 3,507 |
| Interest | 1,111 | 1,220 | 1,285 | 1,434 | 1,533 | 1,646 | 1,739 | 1,796 | 1,916 | 1,951 | 1,913 | 1,960 | 1,957 |
| Expenses | 1,487 | 1,621 | 1,672 | 1,726 | 2,089 | 2,016 | 2,002 | 2,013 | 2,251 | 2,851 | 2,487 | 2,290 | 2,255 |
| Financing Profit | -312 | -344 | -315 | -304 | -614 | -470 | -402 | -313 | -636 | -1,266 | -924 | -809 | -704 |
| Financing Margin % | -14% | -14% | -12% | -11% | -20% | -15% | -12% | -9% | -18% | -36% | -27% | -24% | -20% |
| Other Income | 583 | 618 | 674 | 685 | 704 | 778 | 875 | 805 | 927 | 1,073 | 1,000 | 1,069 | 933 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 271 | 274 | 359 | 381 | 91 | 307 | 473 | 493 | 292 | -192 | 76 | 261 | 229 |
| Tax % | 26% | 24% | 25% | 24% | -224% | 24% | 25% | 25% | 24% | -117% | 10% | 23% | 22% |
| Net Profit | 202 | 209 | 271 | 288 | 294 | 233 | 353 | 372 | 223 | 33 | 69 | 200 | 179 |
| EPS in Rs | 3.36 | 3.49 | 4.52 | 4.80 | 4.89 | 3.87 | 5.83 | 6.13 | 3.66 | 0.54 | 1.13 | 3.29 | 2.91 |
| Gross NPA % | 3.80% | 3.61% | 3.37% | 3.22% | 3.12% | 3.12% | 2.65% | 2.69% | 2.88% | 2.92% | 2.60% | 2.78% | 2.32% |
| Net NPA % | 1.26% | 1.18% | 1.10% | 1.00% | 0.78% | 0.80% | 0.74% | 0.74% | 0.79% | 0.53% | 0.29% | 0.45% | 0.57% |
Last Updated: December 29, 2025, 9:16 am
Below is a detailed analysis of the quarterly data for REC Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Interest, as of Sep 2025, the value is 1,957.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 1,960.00 Cr. (Jun 2025) to 1,957.00 Cr., marking a decrease of 3.00 Cr..
- For Expenses, as of Sep 2025, the value is 2,255.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 2,290.00 Cr. (Jun 2025) to 2,255.00 Cr., marking a decrease of 35.00 Cr..
- For Other Income, as of Sep 2025, the value is 933.00 Cr.. The value appears to be declining and may need further review. It has decreased from 1,069.00 Cr. (Jun 2025) to 933.00 Cr., marking a decrease of 136.00 Cr..
- For Depreciation, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Sep 2025, the value is 229.00 Cr.. The value appears to be declining and may need further review. It has decreased from 261.00 Cr. (Jun 2025) to 229.00 Cr., marking a decrease of 32.00 Cr..
- For Tax %, as of Sep 2025, the value is 22.00%. The value appears to be improving (decreasing) as expected. It has decreased from 23.00% (Jun 2025) to 22.00%, marking a decrease of 1.00%.
- For Net Profit, as of Sep 2025, the value is 179.00 Cr.. The value appears to be declining and may need further review. It has decreased from 200.00 Cr. (Jun 2025) to 179.00 Cr., marking a decrease of 21.00 Cr..
- For EPS in Rs, as of Sep 2025, the value is 2.91. The value appears to be declining and may need further review. It has decreased from 3.29 (Jun 2025) to 2.91, marking a decrease of 0.38.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 4:44 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1,352 | 1,953 | 2,744 | 3,713 | 4,508 | 6,301 | 8,514 | 8,329 | 8,176 | 9,677 | 12,394 | 14,039 | 13,960 |
| Interest | 1,010 | 1,397 | 1,925 | 2,492 | 2,741 | 3,761 | 4,885 | 4,541 | 4,149 | 4,678 | 6,351 | 7,576 | 7,781 |
| Expenses | 449 | 627 | 833 | 1,234 | 1,781 | 2,561 | 4,649 | 4,824 | 6,318 | 6,111 | 7,619 | 9,382 | 9,882 |
| Financing Profit | -108 | -70 | -14 | -12 | -15 | -21 | -1,019 | -1,037 | -2,292 | -1,113 | -1,576 | -2,919 | -3,702 |
| Financing Margin % | -8% | -4% | -1% | -0% | -0% | -0% | -12% | -12% | -28% | -12% | -13% | -21% | -27% |
| Other Income | 261 | 403 | 491 | 755 | 1,068 | 1,442 | 1,910 | 1,884 | 2,341 | 2,489 | 3,043 | 3,806 | 4,076 |
| Depreciation | 21 | 33 | 48 | 62 | 87 | 122 | 138 | 158 | 164 | 196 | 215 | 219 | 0 |
| Profit before tax | 133 | 300 | 428 | 681 | 967 | 1,299 | 753 | 689 | -115 | 1,180 | 1,252 | 668 | 373 |
| Tax % | 30% | 31% | 32% | 35% | 34% | 33% | 33% | 26% | -35% | 25% | 7% | -4% | |
| Net Profit | 93 | 207 | 292 | 446 | 635 | 867 | 506 | 508 | -75 | 883 | 1,168 | 695 | 480 |
| EPS in Rs | 3.41 | 7.06 | 9.01 | 11.89 | 15.13 | 20.32 | 9.94 | 8.49 | -1.25 | 14.72 | 19.30 | 11.44 | 7.87 |
| Dividend Payout % | 26% | 17% | 17% | 15% | 14% | 13% | 15% | 0% | 0% | 10% | 8% | 9% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 122.58% | 41.06% | 52.74% | 42.38% | 36.54% | -41.64% | 0.40% | -114.76% | 1277.33% | 32.28% | -40.50% |
| Change in YoY Net Profit Growth (%) | 0.00% | -81.52% | 11.68% | -10.36% | -5.84% | -78.17% | 42.03% | -115.16% | 1392.10% | -1245.06% | -72.77% |
REC Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 22% |
| 5 Years: | 11% |
| 3 Years: | 20% |
| TTM: | 7% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 13% |
| 5 Years: | 7% |
| 3 Years: | 124% |
| TTM: | -58% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | 7% |
| 3 Years: | 29% |
| 1 Year: | 23% |
| Return on Equity | |
|---|---|
| 10 Years: | 6% |
| 5 Years: | 5% |
| 3 Years: | 6% |
| Last Year: | 5% |
Last Updated: September 5, 2025, 1:00 pm
Balance Sheet
Last Updated: December 4, 2025, 1:53 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 272 | 293 | 325 | 375 | 420 | 427 | 509 | 598 | 600 | 600 | 605 | 608 | 613 |
| Reserves | 1,742 | 1,936 | 2,664 | 3,960 | 6,264 | 7,121 | 10,074 | 12,065 | 12,019 | 12,977 | 14,191 | 14,999 | 15,247 |
| Deposits | 11,599 | 17,099 | 24,349 | 34,588 | 43,902 | 58,394 | 57,812 | 73,121 | 79,007 | 84,887 | 103,494 | 110,944 | 116,667 |
| Borrowing | 3,896 | 6,963 | 10,536 | 7,980 | 9,261 | 11,832 | 17,007 | 11,226 | 11,093 | 13,331 | 14,184 | 13,734 | 15,224 |
| Other Liabilities | 689 | 812 | 1,287 | 1,771 | 2,003 | 2,585 | 3,576 | 3,641 | 3,491 | 4,082 | 5,958 | 6,441 | 6,236 |
| Total Liabilities | 18,197 | 27,104 | 39,161 | 48,675 | 61,851 | 80,359 | 88,978 | 100,651 | 106,209 | 115,876 | 138,432 | 146,725 | 153,988 |
| Fixed Assets | 110 | 153 | 158 | 224 | 303 | 363 | 408 | 442 | 467 | 529 | 525 | 570 | 544 |
| CWIP | 23 | 10 | 19 | 35 | 31 | 40 | 62 | 24 | 82 | 45 | 7 | 7 | 0 |
| Investments | 6,477 | 9,792 | 14,436 | 13,482 | 15,448 | 16,840 | 18,150 | 23,230 | 22,274 | 28,875 | 29,576 | 32,165 | 28,814 |
| Other Assets | 11,587 | 17,148 | 24,548 | 34,934 | 46,069 | 63,116 | 70,358 | 76,954 | 83,386 | 86,427 | 108,324 | 113,984 | 124,630 |
| Total Assets | 18,197 | 27,104 | 39,161 | 48,675 | 61,851 | 80,359 | 88,978 | 100,651 | 106,209 | 115,876 | 138,432 | 146,725 | 153,988 |
Below is a detailed analysis of the balance sheet data for REC Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 613.00 Cr.. The value appears strong and on an upward trend. It has increased from 608.00 Cr. (Mar 2025) to 613.00 Cr., marking an increase of 5.00 Cr..
- For Reserves, as of Sep 2025, the value is 15,247.00 Cr.. The value appears strong and on an upward trend. It has increased from 14,999.00 Cr. (Mar 2025) to 15,247.00 Cr., marking an increase of 248.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 6,236.00 Cr.. The value appears to be improving (decreasing). It has decreased from 6,441.00 Cr. (Mar 2025) to 6,236.00 Cr., marking a decrease of 205.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 153,988.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 146,725.00 Cr. (Mar 2025) to 153,988.00 Cr., marking an increase of 7,263.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 544.00 Cr.. The value appears to be declining and may need further review. It has decreased from 570.00 Cr. (Mar 2025) to 544.00 Cr., marking a decrease of 26.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 7.00 Cr. (Mar 2025) to 0.00 Cr., marking a decrease of 7.00 Cr..
- For Investments, as of Sep 2025, the value is 28,814.00 Cr.. The value appears to be declining and may need further review. It has decreased from 32,165.00 Cr. (Mar 2025) to 28,814.00 Cr., marking a decrease of 3,351.00 Cr..
- For Other Assets, as of Sep 2025, the value is 124,630.00 Cr.. The value appears strong and on an upward trend. It has increased from 113,984.00 Cr. (Mar 2025) to 124,630.00 Cr., marking an increase of 10,646.00 Cr..
- For Total Assets, as of Sep 2025, the value is 153,988.00 Cr.. The value appears strong and on an upward trend. It has increased from 146,725.00 Cr. (Mar 2025) to 153,988.00 Cr., marking an increase of 7,263.00 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 438.00 | 610.00 | 809.00 | -33.00 | -42.00 | -56.00 | -53.00 | -69.00 | -73.00 | -78.00 | -96.00 | -101.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 5% | 10% | 11% | 12% | 12% | 12% | 6% | 4% | -1% | 7% | 8% | 5% |
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| Quant Small Cap Fund | 37,909,419 | 3.93 | 1184.29 | 19,673,977 | 2025-12-08 01:47:58 | 92.69% |
| Kotak Multicap Fund | 13,116,941 | 1.84 | 409.77 | N/A | N/A | N/A |
| Nippon India Small Cap Fund | 8,932,844 | 0.41 | 279.06 | 7,290,321 | 2025-12-08 01:47:58 | 22.53% |
| SBI Small Cap Fund | 7,892,021 | 0.68 | 246.55 | N/A | N/A | N/A |
| HSBC Midcap Fund | 5,352,298 | 1.33 | 167.21 | N/A | N/A | N/A |
| Franklin India Small Cap Fund | 4,959,814 | 1.15 | 154.94 | 5,850,000 | 2025-12-14 00:57:54 | -15.22% |
| HSBC Small Cap Fund | 4,937,200 | 0.95 | 154.24 | N/A | N/A | N/A |
| Tata Aggressive Hybrid Fund | 4,500,000 | 3.37 | 140.58 | N/A | N/A | N/A |
| Franklin India Opportunities Fund | 3,993,038 | 1.5 | 124.74 | N/A | N/A | N/A |
| Tata Arbitrage Fund | 3,305,175 | 0.51 | 103.25 | 3,006,725 | 2025-12-14 00:57:54 | 9.93% |
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 11.81 | 20.94 | 15.34 | -2.77 | 9.75 |
| Diluted EPS (Rs.) | 11.76 | 20.54 | 15.27 | -2.77 | 9.68 |
| Cash EPS (Rs.) | 15.68 | 24.70 | 18.89 | 0.23 | 11.69 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 257.77 | 245.20 | 225.58 | 209.00 | 211.79 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 257.77 | 245.21 | 225.59 | 209.01 | 211.80 |
| Operating Revenue / Share (Rs.) | 230.99 | 204.82 | 159.27 | 140.86 | 143.16 |
| Net Profit / Share (Rs.) | 11.80 | 20.82 | 15.34 | -2.77 | 8.85 |
| Net Profit After MI / Share (Rs.) | 11.80 | 20.82 | 15.34 | -2.77 | 8.85 |
| Net Profit Margin (%) | 5.10 | 10.16 | 9.62 | -1.96 | 6.18 |
| Net Profit After MI And SOA Nargin (%) | 5.10 | 10.16 | 9.62 | -1.96 | 6.18 |
| Operating Profit Margin (%) | 7.00 | 13.83 | 12.46 | -2.49 | 8.56 |
| Return On Assets (%) | 0.48 | 0.90 | 0.79 | -0.15 | 0.52 |
| Return On Equity / Networth (%) | 4.57 | 8.49 | 6.79 | -1.32 | 4.18 |
| Net Interest Margin (X) | 4.40 | 4.36 | 4.20 | 4.04 | 4.11 |
| Cost To Income (%) | 64.32 | 65.64 | 69.59 | 60.08 | 49.65 |
| Interest Income / Total Assets (%) | 9.56 | 8.95 | 8.24 | 7.95 | 8.50 |
| Non-Interest Income / Total Assets (%) | 2.57 | 2.21 | 2.16 | 2.21 | 2.03 |
| Operating Profit / Total Assets (%) | -2.08 | -1.30 | -1.37 | -2.37 | -1.50 |
| Operating Expenses / Total Assets (%) | 4.48 | 4.31 | 4.43 | 3.76 | 3.05 |
| Interest Expenses / Total Assets (%) | 5.16 | 4.58 | 4.04 | 3.90 | 4.39 |
| Enterprise Value (Rs.Cr.) | 124271.05 | 120104.23 | 100425.33 | 84792.71 | 89984.95 |
| EV Per Net Sales (X) | 8.85 | 9.69 | 10.52 | 10.04 | 10.51 |
| Price To Book Value (X) | 0.67 | 0.97 | 0.62 | 0.62 | 0.97 |
| Price To Sales (X) | 0.75 | 1.17 | 0.88 | 0.92 | 1.45 |
| Retention Ratios (%) | 87.31 | 92.85 | 100.00 | 100.00 | 100.00 |
| Earnings Yield (X) | 0.06 | 0.08 | 0.10 | -0.02 | 0.04 |
After reviewing the key financial ratios for REC Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For Basic EPS (Rs.), as of Mar 25, the value is 11.81. This value is within the healthy range. It has decreased from 20.94 (Mar 24) to 11.81, marking a decrease of 9.13.
- For Diluted EPS (Rs.), as of Mar 25, the value is 11.76. This value is within the healthy range. It has decreased from 20.54 (Mar 24) to 11.76, marking a decrease of 8.78.
- For Cash EPS (Rs.), as of Mar 25, the value is 15.68. This value is within the healthy range. It has decreased from 24.70 (Mar 24) to 15.68, marking a decrease of 9.02.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 257.77. It has increased from 245.20 (Mar 24) to 257.77, marking an increase of 12.57.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 257.77. It has increased from 245.21 (Mar 24) to 257.77, marking an increase of 12.56.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 11.80. This value is within the healthy range. It has decreased from 20.82 (Mar 24) to 11.80, marking a decrease of 9.02.
- For Net Profit Margin (%), as of Mar 25, the value is 5.10. This value is within the healthy range. It has decreased from 10.16 (Mar 24) to 5.10, marking a decrease of 5.06.
- For Return On Assets (%), as of Mar 25, the value is 0.48. This value is below the healthy minimum of 5. It has decreased from 0.90 (Mar 24) to 0.48, marking a decrease of 0.42.
- For Retention Ratios (%), as of Mar 25, the value is 87.31. This value exceeds the healthy maximum of 70. It has decreased from 92.85 (Mar 24) to 87.31, marking a decrease of 5.54.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in REC Ltd:
- Net Profit Margin: 5.1%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 0% (Industry Average ROCE: 6.84%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0% (Industry Average ROE: 11.8%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 39.3 (Industry average Stock P/E: 18.48)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 5.1%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance - Banks - Private Sector | 1st Lane, Shahupuri, Kolhapur Maharashtra 416001 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Chandan Sinha | Non Exe. Ind. Part Time Chairman |
| Mr. R Subramaniakumar | Managing Director & CEO |
| Mr. Rajeev Ahuja | Executive Director |
| Ms. Veena Mankar | Non Exe.Non Ind.Director |
| Mr. Gopal Jain | Non Exe.Non Ind.Director |
| Dr. Sivakumar Gopalan | Ind. Non-Executive Director |
| Mr. Murali Ramakrishnan | Ind. Non-Executive Director |
| Dr. Somnath Ghosh | Ind. Non-Executive Director |
| Ms. Ranjana Agarwal | Ind. Non-Executive Director |
| Mr. Soma Sankara Prasad | Ind. Non-Executive Director |
| Mr. Manjeev Singh Puri | Ind. Non-Executive Director |
FAQ
What is the intrinsic value of REC Ltd?
REC Ltd's intrinsic value (as of 14 January 2026) is ₹373.36 which is 22.01% higher the current market price of ₹306.00, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's ₹18,866 Cr. market cap, FY2025-2026 high/low of ₹332/146, reserves of ₹15,247 Cr, and liabilities of ₹153,988 Cr.
What is the Market Cap of REC Ltd?
The Market Cap of REC Ltd is 18,866 Cr..
What is the current Stock Price of REC Ltd as on 14 January 2026?
The current stock price of REC Ltd as on 14 January 2026 is ₹306.
What is the High / Low of REC Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of REC Ltd stocks is ₹332/146.
What is the Stock P/E of REC Ltd?
The Stock P/E of REC Ltd is 39.3.
What is the Book Value of REC Ltd?
The Book Value of REC Ltd is 259.
What is the Dividend Yield of REC Ltd?
The Dividend Yield of REC Ltd is 0.33 %.
What is the ROCE of REC Ltd?
The ROCE of REC Ltd is 6.04 %.
What is the ROE of REC Ltd?
The ROE of REC Ltd is 4.57 %.
What is the Face Value of REC Ltd?
The Face Value of REC Ltd is 10.0.