Share Price and Basic Stock Data
Last Updated: October 28, 2025, 6:59 pm
| PEG Ratio | 0.68 |
|---|
Analyst Insight & Comprehensive Analysis
Business Overview and Revenue Trends
REC Ltd operates in the finance sector, focusing primarily on lending to the power sector. The company’s revenue trajectory indicates robust growth, with reported revenues rising from ₹2,089 Cr in June 2022 to ₹3,008 Cr in September 2023, culminating in a projected ₹3,339 Cr by March 2024. This upward trend reflects a compounded quarterly growth rate, showcasing the company’s ability to capitalize on increasing demand for financing in the energy sector. Notably, the total revenue for the fiscal year ending March 2023 was ₹9,677 Cr, which is an increase from ₹8,176 Cr reported in FY 2022. For FY 2024, REC Ltd is set to achieve ₹12,394 Cr, further underscoring its strong revenue-generating capabilities. The company’s commitment to expanding its lending portfolio, especially in renewable energy projects, positions it favorably within a rapidly evolving market landscape.
Profitability and Efficiency Metrics
REC Ltd’s profitability metrics showcase a mixed performance. The net profit for FY 2023 stood at ₹883 Cr, an increase from a net loss of ₹75 Cr in FY 2022. However, the net profit margin for FY 2025 is projected to decline to 5.10%, down from 10.16% in FY 2024, indicating potential challenges in maintaining profitability amidst rising expenses. The return on equity (ROE) was reported at 4.57% for the latest fiscal year, which is lower than the typical sector average, suggesting room for improvement in leveraging shareholder equity. The company’s financing profit remains negative, recorded at ₹-1,576 Cr for FY 2024, reflecting ongoing challenges in managing interest costs relative to income. Efficiency ratios, such as the cost-to-income ratio at 64.32%, highlight operational inefficiencies that could hinder profitability if not addressed promptly.
Balance Sheet Strength and Financial Ratios
REC Ltd’s balance sheet demonstrates a solid foundation, with total assets reported at ₹146,725 Cr for FY 2025, up from ₹115,876 Cr in FY 2023. The reserves have also seen commendable growth, rising to ₹14,999 Cr, indicating strong retained earnings and financial stability. However, the company’s debt management appears crucial, with borrowings reported at ₹13,734 Cr. The interest coverage ratio remains unreported, raising concerns about the company’s ability to service its debt amidst fluctuating interest rates. The price-to-book value ratio stands at 0.67, suggesting that the stock is undervalued compared to its book value, potentially appealing to value investors. Additionally, the net interest margin at 4.40x aligns with sector standards, reflecting REC’s ability to manage its interest income effectively against expenses.
Shareholding Pattern and Investor Confidence
The shareholding pattern of REC Ltd illustrates a diverse investor base, with foreign institutional investors (FIIs) holding 17.56% and domestic institutional investors (DIIs) at 34.37%. This distribution demonstrates significant institutional confidence in the company. The public holds 47.67% of the shares, indicating broad retail participation. Notably, the number of shareholders decreased to 3,86,691 from 4,94,291 in September 2022, which may reflect market volatility or selective investor sentiment. The gradual increase in DIIs from 13.83% in September 2022 to 34.37% in June 2025 highlights growing institutional interest, likely driven by the company’s solid fundamentals and growth prospects. However, the declining percentage of public shareholders could suggest a consolidation phase, where larger investors dominate the shareholding landscape.
Outlook, Risks, and Final Insight
Looking ahead, REC Ltd has strong growth prospects, particularly in financing renewable energy projects, which align with India’s energy transition goals. However, the company faces several risks, including rising interest rates that could impact profitability and a negative financing profit trend that needs addressing. Furthermore, operational inefficiencies indicated by the high cost-to-income ratio could hinder future profitability if not managed effectively. Should REC successfully streamline operations and enhance its financing margins, it could improve overall financial health significantly. Conversely, any deterioration in asset quality, reflected in the net NPA ratio at 0.45% for June 2025, poses a risk to its stability. Overall, REC Ltd’s ability to navigate these challenges while leveraging its strengths will determine its future trajectory in the competitive finance sector.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of REC Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Fino Payments Bank Ltd | 2,546 Cr. | 306 | 396/180 | 29.6 | 89.8 | 0.00 % | 6.64 % | 13.3 % | 10.0 |
| ESAF Small Finance Bank Ltd | 1,467 Cr. | 28.5 | 46.0/24.3 | 37.8 | 0.00 % | 4.28 % | 23.5 % | 10.0 | |
| Capital Small Finance Bank Ltd | 1,290 Cr. | 285 | 331/250 | 9.65 | 304 | 1.40 % | 7.04 % | 10.4 % | 10.0 |
| Yes Bank Ltd | 71,315 Cr. | 22.7 | 24.3/16.0 | 25.1 | 15.7 | 0.00 % | 6.36 % | 5.46 % | 2.00 |
| Ujjivan Small Finance Bank Ltd | 10,377 Cr. | 53.6 | 54.6/30.8 | 24.9 | 32.2 | 0.00 % | 8.53 % | 12.4 % | 10.0 |
| Industry Average | 162,651.78 Cr | 415.45 | 17.96 | 238.44 | 0.60% | 6.84% | 11.80% | 6.48 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2,089 | 2,286 | 2,498 | 2,642 | 2,856 | 3,008 | 3,191 | 3,339 | 3,496 | 3,531 | 3,536 | 3,476 | 3,441 |
| Interest | 1,062 | 1,111 | 1,220 | 1,285 | 1,434 | 1,533 | 1,646 | 1,739 | 1,796 | 1,916 | 1,951 | 1,913 | 1,960 |
| Expenses | 1,365 | 1,487 | 1,621 | 1,672 | 1,726 | 2,089 | 2,016 | 2,002 | 2,013 | 2,251 | 2,851 | 2,487 | 2,290 |
| Financing Profit | -337 | -312 | -344 | -315 | -304 | -614 | -470 | -402 | -313 | -636 | -1,266 | -924 | -809 |
| Financing Margin % | -16% | -14% | -14% | -12% | -11% | -20% | -15% | -12% | -9% | -18% | -36% | -27% | -24% |
| Other Income | 614 | 583 | 618 | 674 | 685 | 704 | 778 | 875 | 805 | 927 | 1,073 | 1,000 | 1,069 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 276 | 271 | 274 | 359 | 381 | 91 | 307 | 473 | 493 | 292 | -192 | 76 | 261 |
| Tax % | 27% | 26% | 24% | 25% | 24% | -224% | 24% | 25% | 25% | 24% | -117% | 10% | 23% |
| Net Profit | 201 | 202 | 209 | 271 | 288 | 294 | 233 | 353 | 372 | 223 | 33 | 69 | 200 |
| EPS in Rs | 3.36 | 3.36 | 3.49 | 4.52 | 4.80 | 4.89 | 3.87 | 5.83 | 6.13 | 3.66 | 0.54 | 1.13 | 3.29 |
| Gross NPA % | 4.08% | 3.80% | 3.61% | 3.37% | 3.22% | 3.12% | 3.12% | 2.65% | 2.69% | 2.88% | 2.92% | 2.60% | 2.78% |
| Net NPA % | 1.16% | 1.26% | 1.18% | 1.10% | 1.00% | 0.78% | 0.80% | 0.74% | 0.74% | 0.79% | 0.53% | 0.29% | 0.45% |
Last Updated: August 1, 2025, 1:20 pm
Below is a detailed analysis of the quarterly data for REC Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Interest, as of Jun 2025, the value is 1,960.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1,913.00 Cr. (Mar 2025) to 1,960.00 Cr., marking an increase of 47.00 Cr..
- For Expenses, as of Jun 2025, the value is 2,290.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 2,487.00 Cr. (Mar 2025) to 2,290.00 Cr., marking a decrease of 197.00 Cr..
- For Other Income, as of Jun 2025, the value is 1,069.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,000.00 Cr. (Mar 2025) to 1,069.00 Cr., marking an increase of 69.00 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 261.00 Cr.. The value appears strong and on an upward trend. It has increased from 76.00 Cr. (Mar 2025) to 261.00 Cr., marking an increase of 185.00 Cr..
- For Tax %, as of Jun 2025, the value is 23.00%. The value appears to be increasing, which may not be favorable. It has increased from 10.00% (Mar 2025) to 23.00%, marking an increase of 13.00%.
- For Net Profit, as of Jun 2025, the value is 200.00 Cr.. The value appears strong and on an upward trend. It has increased from 69.00 Cr. (Mar 2025) to 200.00 Cr., marking an increase of 131.00 Cr..
- For EPS in Rs, as of Jun 2025, the value is 3.29. The value appears strong and on an upward trend. It has increased from 1.13 (Mar 2025) to 3.29, marking an increase of 2.16.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: October 15, 2025, 4:34 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1,352 | 1,953 | 2,744 | 3,713 | 4,508 | 6,301 | 8,514 | 8,329 | 8,176 | 9,677 | 12,394 | 14,039 | 13,984 |
| Interest | 1,010 | 1,397 | 1,925 | 2,492 | 2,741 | 3,761 | 4,885 | 4,541 | 4,149 | 4,678 | 6,351 | 7,576 | 7,740 |
| Expenses | 449 | 627 | 833 | 1,234 | 1,781 | 2,561 | 4,649 | 4,824 | 6,318 | 6,111 | 7,619 | 9,382 | 9,878 |
| Financing Profit | -108 | -70 | -14 | -12 | -15 | -21 | -1,019 | -1,037 | -2,292 | -1,113 | -1,576 | -2,919 | -3,634 |
| Financing Margin % | -8% | -4% | -1% | -0% | -0% | -0% | -12% | -12% | -28% | -12% | -13% | -21% | -26% |
| Other Income | 261 | 403 | 491 | 755 | 1,068 | 1,442 | 1,910 | 1,884 | 2,341 | 2,489 | 3,043 | 3,806 | 4,070 |
| Depreciation | 21 | 33 | 48 | 62 | 87 | 122 | 138 | 158 | 164 | 196 | 215 | 219 | 0 |
| Profit before tax | 133 | 300 | 428 | 681 | 967 | 1,299 | 753 | 689 | -115 | 1,180 | 1,252 | 668 | 436 |
| Tax % | 30% | 31% | 32% | 35% | 34% | 33% | 33% | 26% | -35% | 25% | 7% | -4% | |
| Net Profit | 93 | 207 | 292 | 446 | 635 | 867 | 506 | 508 | -75 | 883 | 1,168 | 695 | 524 |
| EPS in Rs | 3.41 | 7.06 | 9.01 | 11.89 | 15.13 | 20.32 | 9.94 | 8.49 | -1.25 | 14.72 | 19.30 | 11.44 | 8.62 |
| Dividend Payout % | 26% | 17% | 17% | 15% | 14% | 13% | 15% | 0% | 0% | 10% | 8% | 9% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 122.58% | 41.06% | 52.74% | 42.38% | 36.54% | -41.64% | 0.40% | -114.76% | 1277.33% | 32.28% | -40.50% |
| Change in YoY Net Profit Growth (%) | 0.00% | -81.52% | 11.68% | -10.36% | -5.84% | -78.17% | 42.03% | -115.16% | 1392.10% | -1245.06% | -72.77% |
REC Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 22% |
| 5 Years: | 11% |
| 3 Years: | 20% |
| TTM: | 7% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 13% |
| 5 Years: | 7% |
| 3 Years: | 124% |
| TTM: | -58% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | 7% |
| 3 Years: | 29% |
| 1 Year: | 23% |
| Return on Equity | |
|---|---|
| 10 Years: | 6% |
| 5 Years: | 5% |
| 3 Years: | 6% |
| Last Year: | 5% |
Last Updated: September 5, 2025, 1:00 pm
Balance Sheet
Last Updated: September 10, 2025, 2:22 pm
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 272 | 293 | 325 | 375 | 420 | 427 | 509 | 598 | 600 | 600 | 605 | 608 |
| Reserves | 1,742 | 1,936 | 2,664 | 3,960 | 6,264 | 7,121 | 10,074 | 12,065 | 12,019 | 12,977 | 14,191 | 14,999 |
| Deposits | 11,599 | 17,099 | 24,349 | 34,588 | 43,902 | 58,394 | 57,812 | 73,121 | 79,007 | 84,887 | 103,494 | 110,944 |
| Borrowing | 3,896 | 6,963 | 10,536 | 7,980 | 9,261 | 11,832 | 17,007 | 11,226 | 11,093 | 13,331 | 14,184 | 13,734 |
| Other Liabilities | 689 | 812 | 1,287 | 1,771 | 2,003 | 2,585 | 3,576 | 3,641 | 3,491 | 4,082 | 5,958 | 6,441 |
| Total Liabilities | 18,197 | 27,104 | 39,161 | 48,675 | 61,851 | 80,359 | 88,978 | 100,651 | 106,209 | 115,876 | 138,432 | 146,725 |
| Fixed Assets | 110 | 153 | 158 | 224 | 303 | 363 | 408 | 442 | 467 | 529 | 525 | 570 |
| CWIP | 23 | 10 | 19 | 35 | 31 | 40 | 62 | 24 | 82 | 45 | 7 | 7 |
| Investments | 6,477 | 9,792 | 14,436 | 13,482 | 15,448 | 16,840 | 18,150 | 23,230 | 22,274 | 28,875 | 29,576 | 32,165 |
| Other Assets | 11,587 | 17,148 | 24,548 | 34,934 | 46,069 | 63,116 | 70,358 | 76,954 | 83,386 | 86,427 | 108,324 | 113,984 |
| Total Assets | 18,197 | 27,104 | 39,161 | 48,675 | 61,851 | 80,359 | 88,978 | 100,651 | 106,209 | 115,876 | 138,432 | 146,725 |
Below is a detailed analysis of the balance sheet data for REC Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2025, the value is 608.00 Cr.. The value appears strong and on an upward trend. It has increased from 605.00 Cr. (Mar 2024) to 608.00 Cr., marking an increase of 3.00 Cr..
- For Reserves, as of Mar 2025, the value is 14,999.00 Cr.. The value appears strong and on an upward trend. It has increased from 14,191.00 Cr. (Mar 2024) to 14,999.00 Cr., marking an increase of 808.00 Cr..
- For Other Liabilities, as of Mar 2025, the value is 6,441.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 5,958.00 Cr. (Mar 2024) to 6,441.00 Cr., marking an increase of 483.00 Cr..
- For Total Liabilities, as of Mar 2025, the value is 146,725.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 138,432.00 Cr. (Mar 2024) to 146,725.00 Cr., marking an increase of 8,293.00 Cr..
- For Fixed Assets, as of Mar 2025, the value is 570.00 Cr.. The value appears strong and on an upward trend. It has increased from 525.00 Cr. (Mar 2024) to 570.00 Cr., marking an increase of 45.00 Cr..
- For CWIP, as of Mar 2025, the value is 7.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 7.00 Cr..
- For Investments, as of Mar 2025, the value is 32,165.00 Cr.. The value appears strong and on an upward trend. It has increased from 29,576.00 Cr. (Mar 2024) to 32,165.00 Cr., marking an increase of 2,589.00 Cr..
- For Other Assets, as of Mar 2025, the value is 113,984.00 Cr.. The value appears strong and on an upward trend. It has increased from 108,324.00 Cr. (Mar 2024) to 113,984.00 Cr., marking an increase of 5,660.00 Cr..
- For Total Assets, as of Mar 2025, the value is 146,725.00 Cr.. The value appears strong and on an upward trend. It has increased from 138,432.00 Cr. (Mar 2024) to 146,725.00 Cr., marking an increase of 8,293.00 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 438.00 | 610.00 | 809.00 | -33.00 | -42.00 | -56.00 | -53.00 | -69.00 | -73.00 | -78.00 | -96.00 | -101.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 5% | 10% | 11% | 12% | 12% | 12% | 6% | 4% | -1% | 7% | 8% | 5% |
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| Quant Small Cap Fund | 19,673,977 | 2.73 | 472.77 | 19,673,977 | 2025-04-22 17:25:21 | 0% |
| Nippon India Small Cap Fund | 7,290,321 | 0.38 | 175.19 | 7,290,321 | 2025-04-22 17:25:21 | 0% |
| Nippon India Arbitrage Fund | 4,040,000 | 0.7 | 97.08 | 4,040,000 | 2025-04-22 17:25:21 | 0% |
| Invesco India Arbitrage Fund | 4,015,000 | 0.66 | 96.48 | 4,015,000 | 2025-04-22 17:25:21 | 0% |
| Aditya Birla Sun Life Pure Value Fund | 3,450,734 | 1.46 | 82.92 | 3,450,734 | 2025-04-22 17:25:21 | 0% |
| Quant ELSS Tax Saver Fund | 3,100,000 | 0.89 | 74.49 | 3,100,000 | 2025-04-22 02:17:08 | 0% |
| Axis Arbitrage Fund | 2,885,000 | 1.76 | 69.33 | 2,885,000 | 2025-04-22 17:25:21 | 0% |
| Edelweiss Arbitrage Fund | 2,182,500 | 0.57 | 52.45 | 2,182,500 | 2025-04-22 17:25:21 | 0% |
| Aditya Birla Sun Life Banking And Financial Services Fund | 2,129,676 | 1.71 | 51.18 | 2,129,676 | 2025-04-22 17:25:21 | 0% |
| Baroda BNP Paribas Balanced Advantage Fund | 1,850,000 | 1.17 | 44.46 | 1,850,000 | 2025-04-22 17:25:21 | 0% |
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 11.81 | 20.94 | 15.34 | -2.77 | 9.75 |
| Diluted EPS (Rs.) | 11.76 | 20.54 | 15.27 | -2.77 | 9.68 |
| Cash EPS (Rs.) | 15.68 | 24.70 | 18.89 | 0.23 | 11.69 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 257.77 | 245.20 | 225.58 | 209.00 | 211.79 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 257.77 | 245.21 | 225.59 | 209.01 | 211.80 |
| Operating Revenue / Share (Rs.) | 230.99 | 204.82 | 159.27 | 140.86 | 143.16 |
| Net Profit / Share (Rs.) | 11.80 | 20.82 | 15.34 | -2.77 | 8.85 |
| Net Profit After MI / Share (Rs.) | 11.80 | 20.82 | 15.34 | -2.77 | 8.85 |
| Net Profit Margin (%) | 5.10 | 10.16 | 9.62 | -1.96 | 6.18 |
| Net Profit After MI And SOA Nargin (%) | 5.10 | 10.16 | 9.62 | -1.96 | 6.18 |
| Operating Profit Margin (%) | 7.00 | 13.83 | 12.46 | -2.49 | 8.56 |
| Return On Assets (%) | 0.48 | 0.90 | 0.79 | -0.15 | 0.52 |
| Return On Equity / Networth (%) | 4.57 | 8.49 | 6.79 | -1.32 | 4.18 |
| Net Interest Margin (X) | 4.40 | 4.36 | 4.20 | 4.04 | 4.11 |
| Cost To Income (%) | 64.32 | 65.64 | 69.59 | 60.08 | 49.65 |
| Interest Income / Total Assets (%) | 9.56 | 8.95 | 8.24 | 7.95 | 8.50 |
| Non-Interest Income / Total Assets (%) | 2.57 | 2.21 | 2.16 | 2.21 | 2.03 |
| Operating Profit / Total Assets (%) | -2.08 | -1.30 | -1.37 | -2.37 | -1.50 |
| Operating Expenses / Total Assets (%) | 4.48 | 4.31 | 4.43 | 3.76 | 3.05 |
| Interest Expenses / Total Assets (%) | 5.16 | 4.58 | 4.04 | 3.90 | 4.39 |
| Enterprise Value (Rs.Cr.) | 124271.05 | 120104.23 | 100425.33 | 84792.71 | 89984.95 |
| EV Per Net Sales (X) | 8.85 | 9.69 | 10.52 | 10.04 | 10.51 |
| Price To Book Value (X) | 0.67 | 0.97 | 0.62 | 0.62 | 0.97 |
| Price To Sales (X) | 0.75 | 1.17 | 0.88 | 0.92 | 1.45 |
| Retention Ratios (%) | 87.31 | 92.85 | 100.00 | 100.00 | 100.00 |
| Earnings Yield (X) | 0.06 | 0.08 | 0.10 | -0.02 | 0.04 |
After reviewing the key financial ratios for REC Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For Basic EPS (Rs.), as of Mar 25, the value is 11.81. This value is within the healthy range. It has decreased from 20.94 (Mar 24) to 11.81, marking a decrease of 9.13.
- For Diluted EPS (Rs.), as of Mar 25, the value is 11.76. This value is within the healthy range. It has decreased from 20.54 (Mar 24) to 11.76, marking a decrease of 8.78.
- For Cash EPS (Rs.), as of Mar 25, the value is 15.68. This value is within the healthy range. It has decreased from 24.70 (Mar 24) to 15.68, marking a decrease of 9.02.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 257.77. It has increased from 245.20 (Mar 24) to 257.77, marking an increase of 12.57.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 257.77. It has increased from 245.21 (Mar 24) to 257.77, marking an increase of 12.56.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 11.80. This value is within the healthy range. It has decreased from 20.82 (Mar 24) to 11.80, marking a decrease of 9.02.
- For Net Profit Margin (%), as of Mar 25, the value is 5.10. This value is within the healthy range. It has decreased from 10.16 (Mar 24) to 5.10, marking a decrease of 5.06.
- For Return On Assets (%), as of Mar 25, the value is 0.48. This value is below the healthy minimum of 5. It has decreased from 0.90 (Mar 24) to 0.48, marking a decrease of 0.42.
- For Retention Ratios (%), as of Mar 25, the value is 87.31. This value exceeds the healthy maximum of 70. It has decreased from 92.85 (Mar 24) to 87.31, marking a decrease of 5.54.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Unable to fetch valid data for stock valuation.Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in REC Ltd:
- Net Profit Margin: 5.1%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 0% (Industry Average ROCE: 6.84%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0% (Industry Average ROE: 11.8%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 41.5 (Industry average Stock P/E: 17.96)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 5.1%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance - Banks - Private Sector | 1st Lane, Shahupuri, Kolhapur Maharashtra 416001 | investorgrievances@rblbank.com http://www.rblbank.com |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Chandan Sinha | Non Exe. Ind. Part Time Chairman |
| Mr. R Subramaniakumar | Managing Director & CEO |
| Mr. Rajeev Ahuja | Executive Director |
| Ms. Veena Mankar | Non Exe.Non Ind.Director |
| Mr. Gopal Jain | Non Exe.Non Ind.Director |
| Dr. Sivakumar Gopalan | Ind. Non-Executive Director |
| Mr. Murali Ramakrishnan | Ind. Non-Executive Director |
| Dr. Somnath Ghosh | Ind. Non-Executive Director |
| Ms. Ranjana Agarwal | Ind. Non-Executive Director |
| Mr. Soma Sankara Prasad | Ind. Non-Executive Director |
| Mr. Manjeev Singh Puri | Ind. Non-Executive Director |
FAQ
What is the intrinsic value of REC Ltd?
REC Ltd's intrinsic value (as of 28 October 2025) is 394.18 which is 21.29% higher the current market price of 325.00, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's 19,941 Cr. market cap, FY2025-2026 high/low of 329/146, reserves of ₹14,999 Cr, and liabilities of 146,725 Cr.
What is the Market Cap of REC Ltd?
The Market Cap of REC Ltd is 19,941 Cr..
What is the current Stock Price of REC Ltd as on 28 October 2025?
The current stock price of REC Ltd as on 28 October 2025 is 325.
What is the High / Low of REC Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of REC Ltd stocks is 329/146.
What is the Stock P/E of REC Ltd?
The Stock P/E of REC Ltd is 41.5.
What is the Book Value of REC Ltd?
The Book Value of REC Ltd is 259.
What is the Dividend Yield of REC Ltd?
The Dividend Yield of REC Ltd is 0.31 %.
What is the ROCE of REC Ltd?
The ROCE of REC Ltd is 6.04 %.
What is the ROE of REC Ltd?
The ROE of REC Ltd is 4.57 %.
What is the Face Value of REC Ltd?
The Face Value of REC Ltd is 10.0.