Share Price and Basic Stock Data
Last Updated: December 5, 2025, 4:22 am
| PEG Ratio | 0.63 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
REC Ltd, a prominent player in the private sector finance industry, reported a current market capitalization of ₹18,784 Cr and a share price of ₹304. The company’s revenue has shown a consistent upward trajectory, rising from ₹2,089 Cr in June 2022 to ₹3,008 Cr in September 2023, marking a growth of approximately 43.9% over this period. This upward trend continued with revenue reaching ₹3,191 Cr in December 2023. Over the fiscal year ending March 2025, REC Ltd is expected to achieve revenue of ₹14,039 Cr, a significant increase from ₹9,677 Cr in the previous fiscal year. This growth in revenue is indicative of strong demand for financing in infrastructure projects, aligning with governmental initiatives aimed at boosting capital expenditure. The company’s ability to scale operations and maintain a robust revenue growth trajectory supports its position in the competitive landscape of the finance sector.
Profitability and Efficiency Metrics
REC Ltd’s profitability metrics reflect a mixed performance, with a reported net profit of ₹524 Cr for the fiscal year ending March 2025. The net profit margin stood at 5.10%, a decline from the previous year’s 10.16%. The company faced challenges in maintaining profitability, which is evident from the fluctuating net profit figures recorded quarterly, particularly a sharp decline to ₹33 Cr in December 2024. The return on equity (ROE) was reported at 4.57%, lower than the sector average, indicating potential inefficiencies in capital utilization. The financing margin, which remained negative throughout the observed periods, exemplifies the pressures on profitability, with a significant margin of -21% for FY 2025. These figures highlight the need for REC Ltd to enhance operational efficiencies and manage costs more effectively to sustain profitability amidst rising expenses.
Balance Sheet Strength and Financial Ratios
REC Ltd’s balance sheet reflects a solid capital structure, with total liabilities increasing to ₹146,725 Cr by March 2025, driven by rising deposits that reached ₹110,944 Cr. The company’s reserves stood at ₹15,247 Cr, indicating a healthy cushion for future investments and potential losses. However, the total assets also rose to ₹146,725 Cr, leading to a price-to-book value ratio of 0.67, suggesting that the shares are trading below their book value, which might appeal to value investors. Additionally, the interest coverage ratio (ICR) is not reported; however, the negative financing profit points to potential challenges in meeting interest obligations. The company’s return on assets (ROA) was reported at 0.48%, reflecting lower asset efficiency compared to industry standards, which necessitates a focus on improving asset utilization to enhance overall financial health.
Shareholding Pattern and Investor Confidence
The shareholding pattern of REC Ltd indicates a diversified ownership structure, with public shareholders holding 48.85% of the company, while domestic institutional investors (DIIs) accounted for 35.28%. Foreign institutional investors (FIIs) held 15.49%, showcasing a moderate interest from foreign investors. The number of shareholders stood at 347,292, reflecting a broad base of retail and institutional investors, which is a positive indicator of investor confidence. However, the shareholding proportions have seen fluctuations, with FIIs declining from 28.92% in December 2022 to the current 15.49%, which may raise concerns regarding foreign investor sentiment. The increase in DII holdings, from 19.85% to 35.28%, suggests growing domestic institutional confidence in REC Ltd’s long-term prospects. This diverse and changing ownership landscape could affect the company’s stock price volatility and market perception.
Outlook, Risks, and Final Insight
Looking ahead, REC Ltd faces both opportunities and risks that will influence its trajectory. The company’s strong revenue growth potential is supported by ongoing infrastructure financing needs, particularly in renewable energy and urban development projects. However, the declining profitability metrics and negative financing margins present significant challenges. Additionally, the rising interest rate environment could further squeeze margins and affect borrowing costs. The company must address operational efficiencies and consider strategic initiatives to enhance its profitability. A focus on improving asset utilization and managing costs effectively is critical for sustaining growth. If REC Ltd can navigate these challenges successfully, it may strengthen its market position. Conversely, failure to improve profitability could hinder its growth prospects and investor confidence in the long term.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of REC Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Fino Payments Bank Ltd | 2,526 Cr. | 304 | 367/180 | 31.5 | 90.5 | 0.00 % | 6.64 % | 13.3 % | 10.0 |
| ESAF Small Finance Bank Ltd | 1,361 Cr. | 26.4 | 43.0/24.3 | 33.9 | 0.00 % | 4.28 % | 23.5 % | 10.0 | |
| Capital Small Finance Bank Ltd | 1,226 Cr. | 271 | 331/250 | 9.07 | 307 | 1.48 % | 7.04 % | 10.4 % | 10.0 |
| Yes Bank Ltd | 71,413 Cr. | 22.8 | 24.3/16.0 | 25.2 | 15.7 | 0.00 % | 6.36 % | 5.46 % | 2.00 |
| Ujjivan Small Finance Bank Ltd | 10,468 Cr. | 54.0 | 56.3/30.8 | 25.1 | 32.2 | 0.00 % | 8.53 % | 12.4 % | 10.0 |
| Industry Average | 163,917.87 Cr | 419.58 | 18.49 | 241.49 | 0.59% | 6.84% | 11.80% | 6.48 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2,089 | 2,286 | 2,498 | 2,642 | 2,856 | 3,008 | 3,191 | 3,339 | 3,496 | 3,531 | 3,536 | 3,476 | 3,441 |
| Interest | 1,062 | 1,111 | 1,220 | 1,285 | 1,434 | 1,533 | 1,646 | 1,739 | 1,796 | 1,916 | 1,951 | 1,913 | 1,960 |
| Expenses | 1,365 | 1,487 | 1,621 | 1,672 | 1,726 | 2,089 | 2,016 | 2,002 | 2,013 | 2,251 | 2,851 | 2,487 | 2,290 |
| Financing Profit | -337 | -312 | -344 | -315 | -304 | -614 | -470 | -402 | -313 | -636 | -1,266 | -924 | -809 |
| Financing Margin % | -16% | -14% | -14% | -12% | -11% | -20% | -15% | -12% | -9% | -18% | -36% | -27% | -24% |
| Other Income | 614 | 583 | 618 | 674 | 685 | 704 | 778 | 875 | 805 | 927 | 1,073 | 1,000 | 1,069 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 276 | 271 | 274 | 359 | 381 | 91 | 307 | 473 | 493 | 292 | -192 | 76 | 261 |
| Tax % | 27% | 26% | 24% | 25% | 24% | -224% | 24% | 25% | 25% | 24% | -117% | 10% | 23% |
| Net Profit | 201 | 202 | 209 | 271 | 288 | 294 | 233 | 353 | 372 | 223 | 33 | 69 | 200 |
| EPS in Rs | 3.36 | 3.36 | 3.49 | 4.52 | 4.80 | 4.89 | 3.87 | 5.83 | 6.13 | 3.66 | 0.54 | 1.13 | 3.29 |
| Gross NPA % | 4.08% | 3.80% | 3.61% | 3.37% | 3.22% | 3.12% | 3.12% | 2.65% | 2.69% | 2.88% | 2.92% | 2.60% | 2.78% |
| Net NPA % | 1.16% | 1.26% | 1.18% | 1.10% | 1.00% | 0.78% | 0.80% | 0.74% | 0.74% | 0.79% | 0.53% | 0.29% | 0.45% |
Last Updated: August 1, 2025, 1:20 pm
Below is a detailed analysis of the quarterly data for REC Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Interest, as of Jun 2025, the value is 1,960.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1,913.00 Cr. (Mar 2025) to 1,960.00 Cr., marking an increase of 47.00 Cr..
- For Expenses, as of Jun 2025, the value is 2,290.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 2,487.00 Cr. (Mar 2025) to 2,290.00 Cr., marking a decrease of 197.00 Cr..
- For Other Income, as of Jun 2025, the value is 1,069.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,000.00 Cr. (Mar 2025) to 1,069.00 Cr., marking an increase of 69.00 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 261.00 Cr.. The value appears strong and on an upward trend. It has increased from 76.00 Cr. (Mar 2025) to 261.00 Cr., marking an increase of 185.00 Cr..
- For Tax %, as of Jun 2025, the value is 23.00%. The value appears to be increasing, which may not be favorable. It has increased from 10.00% (Mar 2025) to 23.00%, marking an increase of 13.00%.
- For Net Profit, as of Jun 2025, the value is 200.00 Cr.. The value appears strong and on an upward trend. It has increased from 69.00 Cr. (Mar 2025) to 200.00 Cr., marking an increase of 131.00 Cr..
- For EPS in Rs, as of Jun 2025, the value is 3.29. The value appears strong and on an upward trend. It has increased from 1.13 (Mar 2025) to 3.29, marking an increase of 2.16.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: October 15, 2025, 4:34 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1,352 | 1,953 | 2,744 | 3,713 | 4,508 | 6,301 | 8,514 | 8,329 | 8,176 | 9,677 | 12,394 | 14,039 | 13,984 |
| Interest | 1,010 | 1,397 | 1,925 | 2,492 | 2,741 | 3,761 | 4,885 | 4,541 | 4,149 | 4,678 | 6,351 | 7,576 | 7,740 |
| Expenses | 449 | 627 | 833 | 1,234 | 1,781 | 2,561 | 4,649 | 4,824 | 6,318 | 6,111 | 7,619 | 9,382 | 9,878 |
| Financing Profit | -108 | -70 | -14 | -12 | -15 | -21 | -1,019 | -1,037 | -2,292 | -1,113 | -1,576 | -2,919 | -3,634 |
| Financing Margin % | -8% | -4% | -1% | -0% | -0% | -0% | -12% | -12% | -28% | -12% | -13% | -21% | -26% |
| Other Income | 261 | 403 | 491 | 755 | 1,068 | 1,442 | 1,910 | 1,884 | 2,341 | 2,489 | 3,043 | 3,806 | 4,070 |
| Depreciation | 21 | 33 | 48 | 62 | 87 | 122 | 138 | 158 | 164 | 196 | 215 | 219 | 0 |
| Profit before tax | 133 | 300 | 428 | 681 | 967 | 1,299 | 753 | 689 | -115 | 1,180 | 1,252 | 668 | 436 |
| Tax % | 30% | 31% | 32% | 35% | 34% | 33% | 33% | 26% | -35% | 25% | 7% | -4% | |
| Net Profit | 93 | 207 | 292 | 446 | 635 | 867 | 506 | 508 | -75 | 883 | 1,168 | 695 | 524 |
| EPS in Rs | 3.41 | 7.06 | 9.01 | 11.89 | 15.13 | 20.32 | 9.94 | 8.49 | -1.25 | 14.72 | 19.30 | 11.44 | 8.62 |
| Dividend Payout % | 26% | 17% | 17% | 15% | 14% | 13% | 15% | 0% | 0% | 10% | 8% | 9% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 122.58% | 41.06% | 52.74% | 42.38% | 36.54% | -41.64% | 0.40% | -114.76% | 1277.33% | 32.28% | -40.50% |
| Change in YoY Net Profit Growth (%) | 0.00% | -81.52% | 11.68% | -10.36% | -5.84% | -78.17% | 42.03% | -115.16% | 1392.10% | -1245.06% | -72.77% |
REC Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Balance Sheet
Last Updated: December 4, 2025, 1:53 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 272 | 293 | 325 | 375 | 420 | 427 | 509 | 598 | 600 | 600 | 605 | 608 | 613 |
| Reserves | 1,742 | 1,936 | 2,664 | 3,960 | 6,264 | 7,121 | 10,074 | 12,065 | 12,019 | 12,977 | 14,191 | 14,999 | 15,247 |
| Deposits | 11,599 | 17,099 | 24,349 | 34,588 | 43,902 | 58,394 | 57,812 | 73,121 | 79,007 | 84,887 | 103,494 | 110,944 | 116,667 |
| Borrowing | 3,896 | 6,963 | 10,536 | 7,980 | 9,261 | 11,832 | 17,007 | 11,226 | 11,093 | 13,331 | 14,184 | 13,734 | 15,224 |
| Other Liabilities | 689 | 812 | 1,287 | 1,771 | 2,003 | 2,585 | 3,576 | 3,641 | 3,491 | 4,082 | 5,958 | 6,441 | 6,236 |
| Total Liabilities | 18,197 | 27,104 | 39,161 | 48,675 | 61,851 | 80,359 | 88,978 | 100,651 | 106,209 | 115,876 | 138,432 | 146,725 | 153,988 |
| Fixed Assets | 110 | 153 | 158 | 224 | 303 | 363 | 408 | 442 | 467 | 529 | 525 | 570 | 544 |
| CWIP | 23 | 10 | 19 | 35 | 31 | 40 | 62 | 24 | 82 | 45 | 7 | 7 | 0 |
| Investments | 6,477 | 9,792 | 14,436 | 13,482 | 15,448 | 16,840 | 18,150 | 23,230 | 22,274 | 28,875 | 29,576 | 32,165 | 28,814 |
| Other Assets | 11,587 | 17,148 | 24,548 | 34,934 | 46,069 | 63,116 | 70,358 | 76,954 | 83,386 | 86,427 | 108,324 | 113,984 | 124,630 |
| Total Assets | 18,197 | 27,104 | 39,161 | 48,675 | 61,851 | 80,359 | 88,978 | 100,651 | 106,209 | 115,876 | 138,432 | 146,725 | 153,988 |
Below is a detailed analysis of the balance sheet data for REC Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 613.00 Cr.. The value appears strong and on an upward trend. It has increased from 608.00 Cr. (Mar 2025) to 613.00 Cr., marking an increase of 5.00 Cr..
- For Reserves, as of Sep 2025, the value is 15,247.00 Cr.. The value appears strong and on an upward trend. It has increased from 14,999.00 Cr. (Mar 2025) to 15,247.00 Cr., marking an increase of 248.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 6,236.00 Cr.. The value appears to be improving (decreasing). It has decreased from 6,441.00 Cr. (Mar 2025) to 6,236.00 Cr., marking a decrease of 205.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 153,988.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 146,725.00 Cr. (Mar 2025) to 153,988.00 Cr., marking an increase of 7,263.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 544.00 Cr.. The value appears to be declining and may need further review. It has decreased from 570.00 Cr. (Mar 2025) to 544.00 Cr., marking a decrease of 26.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 7.00 Cr. (Mar 2025) to 0.00 Cr., marking a decrease of 7.00 Cr..
- For Investments, as of Sep 2025, the value is 28,814.00 Cr.. The value appears to be declining and may need further review. It has decreased from 32,165.00 Cr. (Mar 2025) to 28,814.00 Cr., marking a decrease of 3,351.00 Cr..
- For Other Assets, as of Sep 2025, the value is 124,630.00 Cr.. The value appears strong and on an upward trend. It has increased from 113,984.00 Cr. (Mar 2025) to 124,630.00 Cr., marking an increase of 10,646.00 Cr..
- For Total Assets, as of Sep 2025, the value is 153,988.00 Cr.. The value appears strong and on an upward trend. It has increased from 146,725.00 Cr. (Mar 2025) to 153,988.00 Cr., marking an increase of 7,263.00 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 438.00 | 610.00 | 809.00 | -33.00 | -42.00 | -56.00 | -53.00 | -69.00 | -73.00 | -78.00 | -96.00 | -101.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 5% | 10% | 11% | 12% | 12% | 12% | 6% | 4% | -1% | 7% | 8% | 5% |
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| Quant Small Cap Fund | 19,673,977 | 2.73 | 472.77 | 19,673,977 | 2025-04-22 17:25:21 | 0% |
| Nippon India Small Cap Fund | 7,290,321 | 0.38 | 175.19 | 7,290,321 | 2025-04-22 17:25:21 | 0% |
| Nippon India Arbitrage Fund | 4,040,000 | 0.7 | 97.08 | 4,040,000 | 2025-04-22 17:25:21 | 0% |
| Invesco India Arbitrage Fund | 4,015,000 | 0.66 | 96.48 | 4,015,000 | 2025-04-22 17:25:21 | 0% |
| Aditya Birla Sun Life Pure Value Fund | 3,450,734 | 1.46 | 82.92 | 3,450,734 | 2025-04-22 17:25:21 | 0% |
| Quant ELSS Tax Saver Fund | 3,100,000 | 0.89 | 74.49 | 3,100,000 | 2025-04-22 02:17:08 | 0% |
| Axis Arbitrage Fund | 2,885,000 | 1.76 | 69.33 | 2,885,000 | 2025-04-22 17:25:21 | 0% |
| Edelweiss Arbitrage Fund | 2,182,500 | 0.57 | 52.45 | 2,182,500 | 2025-04-22 17:25:21 | 0% |
| Aditya Birla Sun Life Banking And Financial Services Fund | 2,129,676 | 1.71 | 51.18 | 2,129,676 | 2025-04-22 17:25:21 | 0% |
| Baroda BNP Paribas Balanced Advantage Fund | 1,850,000 | 1.17 | 44.46 | 1,850,000 | 2025-04-22 17:25:21 | 0% |
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 11.81 | 20.94 | 15.34 | -2.77 | 9.75 |
| Diluted EPS (Rs.) | 11.76 | 20.54 | 15.27 | -2.77 | 9.68 |
| Cash EPS (Rs.) | 15.68 | 24.70 | 18.89 | 0.23 | 11.69 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 257.77 | 245.20 | 225.58 | 209.00 | 211.79 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 257.77 | 245.21 | 225.59 | 209.01 | 211.80 |
| Operating Revenue / Share (Rs.) | 230.99 | 204.82 | 159.27 | 140.86 | 143.16 |
| Net Profit / Share (Rs.) | 11.80 | 20.82 | 15.34 | -2.77 | 8.85 |
| Net Profit After MI / Share (Rs.) | 11.80 | 20.82 | 15.34 | -2.77 | 8.85 |
| Net Profit Margin (%) | 5.10 | 10.16 | 9.62 | -1.96 | 6.18 |
| Net Profit After MI And SOA Nargin (%) | 5.10 | 10.16 | 9.62 | -1.96 | 6.18 |
| Operating Profit Margin (%) | 7.00 | 13.83 | 12.46 | -2.49 | 8.56 |
| Return On Assets (%) | 0.48 | 0.90 | 0.79 | -0.15 | 0.52 |
| Return On Equity / Networth (%) | 4.57 | 8.49 | 6.79 | -1.32 | 4.18 |
| Net Interest Margin (X) | 4.40 | 4.36 | 4.20 | 4.04 | 4.11 |
| Cost To Income (%) | 64.32 | 65.64 | 69.59 | 60.08 | 49.65 |
| Interest Income / Total Assets (%) | 9.56 | 8.95 | 8.24 | 7.95 | 8.50 |
| Non-Interest Income / Total Assets (%) | 2.57 | 2.21 | 2.16 | 2.21 | 2.03 |
| Operating Profit / Total Assets (%) | -2.08 | -1.30 | -1.37 | -2.37 | -1.50 |
| Operating Expenses / Total Assets (%) | 4.48 | 4.31 | 4.43 | 3.76 | 3.05 |
| Interest Expenses / Total Assets (%) | 5.16 | 4.58 | 4.04 | 3.90 | 4.39 |
| Enterprise Value (Rs.Cr.) | 124271.05 | 120104.23 | 100425.33 | 84792.71 | 89984.95 |
| EV Per Net Sales (X) | 8.85 | 9.69 | 10.52 | 10.04 | 10.51 |
| Price To Book Value (X) | 0.67 | 0.97 | 0.62 | 0.62 | 0.97 |
| Price To Sales (X) | 0.75 | 1.17 | 0.88 | 0.92 | 1.45 |
| Retention Ratios (%) | 87.31 | 92.85 | 100.00 | 100.00 | 100.00 |
| Earnings Yield (X) | 0.06 | 0.08 | 0.10 | -0.02 | 0.04 |
After reviewing the key financial ratios for REC Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For Basic EPS (Rs.), as of Mar 25, the value is 11.81. This value is within the healthy range. It has decreased from 20.94 (Mar 24) to 11.81, marking a decrease of 9.13.
- For Diluted EPS (Rs.), as of Mar 25, the value is 11.76. This value is within the healthy range. It has decreased from 20.54 (Mar 24) to 11.76, marking a decrease of 8.78.
- For Cash EPS (Rs.), as of Mar 25, the value is 15.68. This value is within the healthy range. It has decreased from 24.70 (Mar 24) to 15.68, marking a decrease of 9.02.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 257.77. It has increased from 245.20 (Mar 24) to 257.77, marking an increase of 12.57.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 257.77. It has increased from 245.21 (Mar 24) to 257.77, marking an increase of 12.56.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 11.80. This value is within the healthy range. It has decreased from 20.82 (Mar 24) to 11.80, marking a decrease of 9.02.
- For Net Profit Margin (%), as of Mar 25, the value is 5.10. This value is within the healthy range. It has decreased from 10.16 (Mar 24) to 5.10, marking a decrease of 5.06.
- For Return On Assets (%), as of Mar 25, the value is 0.48. This value is below the healthy minimum of 5. It has decreased from 0.90 (Mar 24) to 0.48, marking a decrease of 0.42.
- For Retention Ratios (%), as of Mar 25, the value is 87.31. This value exceeds the healthy maximum of 70. It has decreased from 92.85 (Mar 24) to 87.31, marking a decrease of 5.54.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Unable to fetch valid data for stock valuation.Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in REC Ltd:
- Net Profit Margin: 5.1%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 0% (Industry Average ROCE: 6.84%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0% (Industry Average ROE: 11.8%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 38.3 (Industry average Stock P/E: 18.49)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 5.1%
About the Company
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance - Banks - Private Sector | 1st Lane, Shahupuri, Kolhapur Maharashtra 416001 | investorgrievances@rblbank.com http://www.rblbank.com |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Prakash Chandra | Non Exe.Chairman&Ind.Director |
| Mr. R Subramaniakumar | Managing Director & CEO |
| Mr. Rajeev Ahuja | Executive Director |
| Ms. Veena Mankar | Non Executive Director |
| Mr. Gopal Jain | Non Independent Director |
| Mr. Vimal Bhandari | Non Independent Director |
| Ms. Ranjana Agarwal | Independent Director |
| Mr. Chandan Sinha | Independent Director |
| Mr. Manjeev Singh Puri | Independent Director |
| Dr. Sivakumar Gopalan | Independent Director |
| Dr. Somnath Ghosh | Independent Director |
| Mr. Ishan Raina | Independent Director |
| Mr. Yogesh Dayal | Nominee Director |
RBL Bank Ltd. Share Price Update | |
|---|---|
| Share Price | Value |
| Today | ₹252.55 |
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FAQ
What is the intrinsic value of REC Ltd?
REC Ltd's intrinsic value (as of 05 December 2025) is 363.90 which is 22.11% higher the current market price of 298.00, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's 18,408 Cr. market cap, FY2025-2026 high/low of 332/146, reserves of ₹15,247 Cr, and liabilities of 153,988 Cr.
What is the Market Cap of REC Ltd?
The Market Cap of REC Ltd is 18,408 Cr..
What is the current Stock Price of REC Ltd as on 05 December 2025?
The current stock price of REC Ltd as on 05 December 2025 is 298.
What is the High / Low of REC Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of REC Ltd stocks is 332/146.
What is the Stock P/E of REC Ltd?
The Stock P/E of REC Ltd is 38.3.
What is the Book Value of REC Ltd?
The Book Value of REC Ltd is 259.
What is the Dividend Yield of REC Ltd?
The Dividend Yield of REC Ltd is 0.34 %.
What is the ROCE of REC Ltd?
The ROCE of REC Ltd is 6.04 %.
What is the ROE of REC Ltd?
The ROE of REC Ltd is 4.57 %.
What is the Face Value of REC Ltd?
The Face Value of REC Ltd is 10.0.