Share Price and Basic Stock Data
Last Updated: September 5, 2025, 5:33 pm
PEG Ratio | 0.20 |
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Quick Insight
Union Bank of India's current market price of 130 reflects a P/E ratio of 5.26, indicating potential undervaluation compared to industry peers. With a solid ROE of 17.0% and ROCE of 6.72%, the bank demonstrates efficient capital utilization. The Net Profit stands at 18,027 Cr., showcasing a healthy bottom line. However, the lack of specific data on operational efficiency and ownership structure raises transparency concerns. Despite this, the substantial reserves of 106,200 Cr. provide a cushion for growth and stability. Investors should monitor operational metrics closely to assess the bank's long-term performance and potential for value appreciation.
Competitors of Union Bank of India
Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
---|---|---|---|---|---|---|---|---|---|
Union Bank of India | 97,199 Cr. | 127 | 159/101 | 5.17 | 149 | 3.73 % | 6.72 % | 17.0 % | 10.0 |
UCO Bank | 35,913 Cr. | 28.6 | 52.0/26.8 | 14.4 | 25.5 | 1.36 % | 5.76 % | 8.38 % | 10.0 |
State Bank of India (SBI) | 7,44,911 Cr. | 807 | 876/680 | 9.37 | 583 | 1.97 % | 6.47 % | 17.2 % | 1.00 |
Punjab National Bank | 1,19,262 Cr. | 104 | 116/85.5 | 7.17 | 120 | 2.80 % | 6.32 % | 15.2 % | 2.00 |
Punjab & Sind Bank | 20,300 Cr. | 28.7 | 58.0/25.2 | 18.4 | 19.2 | 0.24 % | 5.98 % | 7.03 % | 10.0 |
Industry Average | 124,491.92 Cr | 186.82 | 9.63 | 167.05 | 2.23% | 6.22% | 14.34% | 7.46 |
Quarterly Result
Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | 18,256 | 19,778 | 20,966 | 22,163 | 23,613 | 24,732 | 25,521 | 26,510 | 26,527 | 26,887 | 27,135 | 27,869 | 27,475 |
Interest | 10,598 | 11,384 | 12,242 | 13,810 | 14,664 | 15,498 | 16,236 | 16,966 | 17,004 | 17,720 | 17,765 | 18,245 | 18,231 |
Expenses | 8,442 | 9,598 | 8,817 | 10,041 | 7,978 | 7,962 | 8,012 | 9,365 | 9,367 | 8,686 | 8,096 | 9,673 | 8,844 |
Financing Profit | -784 | -1,204 | -93 | -1,688 | 971 | 1,271 | 1,273 | 179 | 156 | 480 | 1,274 | -49 | 400 |
Financing Margin % | -4% | -6% | -0% | -8% | 4% | 5% | 5% | 1% | 1% | 2% | 5% | -0% | 1% |
Other Income | 2,948 | 3,697 | 3,669 | 5,601 | 4,209 | 4,221 | 4,281 | 5,102 | 4,799 | 5,926 | 4,614 | 6,223 | 4,869 |
Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Profit before tax | 2,165 | 2,493 | 3,576 | 3,912 | 5,180 | 5,492 | 5,554 | 5,281 | 4,954 | 6,406 | 5,889 | 6,175 | 5,269 |
Tax % | 28% | 26% | 37% | 28% | 37% | 35% | 35% | 37% | 27% | 26% | 22% | 19% | 21% |
Net Profit | 1,583 | 1,853 | 2,264 | 2,812 | 3,272 | 3,572 | 3,625 | 3,328 | 3,642 | 4,751 | 4,623 | 5,011 | 4,428 |
EPS in Rs | 2.32 | 2.71 | 3.31 | 4.11 | 4.79 | 4.82 | 4.89 | 4.36 | 4.77 | 6.22 | 6.06 | 6.56 | 5.80 |
Gross NPA % | |||||||||||||
Net NPA % |
Last Updated: August 1, 2025, 9:50 am
Below is a detailed analysis of the quarterly data for Union Bank of India based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Interest, as of Jun 2025, the value is 18,231.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 18,245.00 Cr. (Mar 2025) to 18,231.00 Cr., marking a decrease of 14.00 Cr..
- For Expenses, as of Jun 2025, the value is 8,844.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 9,673.00 Cr. (Mar 2025) to 8,844.00 Cr., marking a decrease of 829.00 Cr..
- For Other Income, as of Jun 2025, the value is 4,869.00 Cr.. The value appears to be declining and may need further review. It has decreased from 6,223.00 Cr. (Mar 2025) to 4,869.00 Cr., marking a decrease of 1,354.00 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 5,269.00 Cr.. The value appears to be declining and may need further review. It has decreased from 6,175.00 Cr. (Mar 2025) to 5,269.00 Cr., marking a decrease of 906.00 Cr..
- For Tax %, as of Jun 2025, the value is 21.00%. The value appears to be increasing, which may not be favorable. It has increased from 19.00% (Mar 2025) to 21.00%, marking an increase of 2.00%.
- For Net Profit, as of Jun 2025, the value is 4,428.00 Cr.. The value appears to be declining and may need further review. It has decreased from 5,011.00 Cr. (Mar 2025) to 4,428.00 Cr., marking a decrease of 583.00 Cr..
- For EPS in Rs, as of Jun 2025, the value is 5.80. The value appears to be declining and may need further review. It has decreased from 6.56 (Mar 2025) to 5.80, marking a decrease of 0.76.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: July 22, 2025, 2:48 pm
Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | 29,394 | 32,164 | 32,316 | 32,817 | 32,952 | 34,314 | 37,479 | 69,311 | 68,230 | 81,163 | 100,376 | 108,417 | 109,365 |
Interest | 21,467 | 23,640 | 23,894 | 23,776 | 23,471 | 23,896 | 25,837 | 44,112 | 40,178 | 48,033 | 63,364 | 70,733 | 71,960 |
Expenses | 8,829 | 9,498 | 10,349 | 13,871 | 21,181 | 19,019 | 21,166 | 36,270 | 32,264 | 36,155 | 32,422 | 34,738 | 35,299 |
Financing Profit | -902 | -973 | -1,928 | -4,830 | -11,700 | -8,601 | -9,523 | -11,071 | -4,213 | -3,024 | 4,590 | 2,946 | 2,106 |
Financing Margin % | -3% | -3% | -6% | -15% | -36% | -25% | -25% | -16% | -6% | -4% | 5% | 3% | 2% |
Other Income | 3,141 | 3,957 | 3,934 | 5,430 | 5,462 | 5,042 | 5,789 | 14,307 | 13,524 | 15,915 | 17,813 | 21,562 | 21,632 |
Depreciation | 198 | 225 | 249 | 241 | 368 | 374 | 417 | 908 | 745 | 745 | 896 | 1,084 | 0 |
Profit before tax | 2,040 | 2,759 | 1,758 | 359 | -6,607 | -3,933 | -4,151 | 2,327 | 8,566 | 12,147 | 21,507 | 23,424 | 23,738 |
Tax % | 18% | 36% | 24% | -58% | -21% | -25% | -27% | -22% | 39% | 31% | 36% | 23% | |
Net Profit | 1,687 | 1,771 | 1,347 | 573 | -5,212 | -2,922 | -3,121 | 2,863 | 5,265 | 8,512 | 13,797 | 18,027 | 18,813 |
EPS in Rs | 26.59 | 27.69 | 19.73 | 8.33 | -44.61 | -16.58 | -9.12 | 4.47 | 7.70 | 12.45 | 18.07 | 23.62 | 24.64 |
Dividend Payout % | 15% | 22% | 10% | 0% | 0% | 0% | 0% | 0% | 25% | 24% | 20% | 20% |
YoY Net Profit Growth
Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
---|---|---|---|---|---|---|---|---|---|---|---|
YoY Net Profit Growth (%) | 4.98% | -23.94% | -57.46% | -1009.60% | 43.94% | -6.81% | 191.73% | 83.90% | 61.67% | 62.09% | 30.66% |
Change in YoY Net Profit Growth (%) | 0.00% | -28.92% | -33.52% | -952.14% | 1053.54% | -50.75% | 198.54% | -107.84% | -22.23% | 0.42% | -31.43% |
Union Bank of India has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
Compounded Sales Growth | |
---|---|
10 Years: | 13% |
5 Years: | 24% |
3 Years: | 17% |
TTM: | 6% |
Compounded Profit Growth | |
---|---|
10 Years: | 26% |
5 Years: | 51% |
3 Years: | 51% |
TTM: | 33% |
Stock Price CAGR | |
---|---|
10 Years: | -2% |
5 Years: | 34% |
3 Years: | 44% |
1 Year: | 3% |
Return on Equity | |
---|---|
10 Years: | 8% |
5 Years: | 13% |
3 Years: | 15% |
Last Year: | 17% |
Last Updated: September 5, 2025, 1:50 pm
Balance Sheet
Last Updated: July 25, 2025, 2:09 pm
Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 630 | 636 | 687 | 687 | 1,169 | 1,763 | 3,423 | 6,407 | 6,835 | 6,835 | 7,634 | 7,634 |
Reserves | 18,004 | 19,263 | 22,361 | 23,406 | 24,083 | 25,073 | 30,567 | 58,331 | 64,026 | 71,969 | 89,964 | 106,200 |
Deposits | 306,191 | 325,990 | 344,118 | 377,195 | 410,288 | 417,505 | 452,436 | 925,654 | 1,034,368 | 1,120,322 | 1,224,593 | 1,312,291 |
Borrowing | 20,888 | 26,628 | 30,637 | 41,226 | 45,680 | 43,276 | 52,714 | 51,922 | 51,245 | 42,737 | 26,974 | 27,490 |
Other Liabilities | 9,300 | 11,048 | 9,562 | 13,167 | 9,900 | 10,964 | 16,369 | 40,063 | 37,292 | 46,495 | 52,831 | 57,714 |
Total Liabilities | 355,013 | 383,566 | 407,365 | 455,681 | 491,120 | 498,581 | 555,509 | 1,082,377 | 1,193,766 | 1,288,357 | 1,401,996 | 1,511,329 |
Fixed Assets | 2,621 | 2,690 | 3,939 | 3,896 | 3,824 | 3,743 | 4,734 | 7,303 | 7,171 | 8,826 | 9,224 | 9,765 |
CWIP | 2 | 4 | 13 | 21 | 34 | 44 | 54 | 63 | 37 | 22 | 36 | 59 |
Investments | 94,636 | 85,818 | 90,573 | 113,441 | 125,485 | 128,391 | 154,251 | 339,059 | 351,839 | 343,727 | 343,953 | 361,903 |
Other Assets | 257,753 | 295,053 | 312,840 | 338,322 | 361,777 | 366,402 | 396,470 | 735,952 | 834,718 | 935,782 | 1,048,783 | 1,139,602 |
Total Assets | 355,013 | 383,566 | 407,365 | 455,681 | 491,120 | 498,581 | 555,509 | 1,082,377 | 1,193,766 | 1,288,357 | 1,401,996 | 1,511,329 |
Below is a detailed analysis of the balance sheet data for Union Bank of India based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2025, the value is 7,634.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 7,634.00 Cr..
- For Reserves, as of Mar 2025, the value is 106,200.00 Cr.. The value appears strong and on an upward trend. It has increased from 89,964.00 Cr. (Mar 2024) to 106,200.00 Cr., marking an increase of 16,236.00 Cr..
- For Other Liabilities, as of Mar 2025, the value is 57,714.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 52,831.00 Cr. (Mar 2024) to 57,714.00 Cr., marking an increase of 4,883.00 Cr..
- For Total Liabilities, as of Mar 2025, the value is 1,511,329.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1,401,996.00 Cr. (Mar 2024) to 1,511,329.00 Cr., marking an increase of 109,333.00 Cr..
- For Fixed Assets, as of Mar 2025, the value is 9,765.00 Cr.. The value appears strong and on an upward trend. It has increased from 9,224.00 Cr. (Mar 2024) to 9,765.00 Cr., marking an increase of 541.00 Cr..
- For CWIP, as of Mar 2025, the value is 59.00 Cr.. The value appears strong and on an upward trend. It has increased from 36.00 Cr. (Mar 2024) to 59.00 Cr., marking an increase of 23.00 Cr..
- For Investments, as of Mar 2025, the value is 361,903.00 Cr.. The value appears strong and on an upward trend. It has increased from 343,953.00 Cr. (Mar 2024) to 361,903.00 Cr., marking an increase of 17,950.00 Cr..
- For Other Assets, as of Mar 2025, the value is 1,139,602.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,048,783.00 Cr. (Mar 2024) to 1,139,602.00 Cr., marking an increase of 90,819.00 Cr..
- For Total Assets, as of Mar 2025, the value is 1,511,329.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,401,996.00 Cr. (Mar 2024) to 1,511,329.00 Cr., marking an increase of 109,333.00 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow | -298.00 | -316.00 | -334.00 | -364.00 | -389.00 | -398.00 | -431.00 | -889.00 | 31.00 | 35.00 | 31.00 | 33.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
---|---|---|---|---|---|---|---|---|---|---|---|---|
ROE % | 9% | 9% | 6% | 2% | -21% | -11% | -10% | 6% | 8% | 11% | 16% | 17% |
No data available for the Shareholding
No data available for the Shareholding Pattern chart.
No data available for the No. of Shareholders chart.
Mutual Fund Holdings
Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
---|---|---|---|---|---|---|
HDFC Mid-Cap Opportunities Fund - Regular Plan | 95,552,641 | 2.26 | 1336.3 | 95,552,641 | 2025-04-22 13:31:13 | 0% |
Nippon India Growth Fund | 19,400,000 | 1.11 | 271.31 | 19,400,000 | 2025-04-22 17:25:16 | 0% |
Nippon India ETF Nifty PSU Bank BeES | 14,372,566 | 9.18 | 201 | 14,372,566 | 2025-04-22 17:25:16 | 0% |
Nippon India Large Cap Fund | 13,902,366 | 0.91 | 194.42 | 13,902,366 | 2025-04-22 13:03:41 | 0% |
Nippon India ELSS Tax Saver Fund | 8,930,000 | 0.88 | 124.89 | 8,930,000 | 2025-04-22 17:25:16 | 0% |
Kotak Nifty PSU Bank ETF | 8,928,108 | 9.18 | 124.86 | 8,928,108 | 2025-04-22 17:25:16 | 0% |
Sundaram Mid Cap Fund | 8,415,503 | 1.16 | 117.69 | 8,415,503 | 2025-04-22 17:25:16 | 0% |
Sundaram Mid Cap Fund - Institutional Plan | 8,415,503 | 1.16 | 117.69 | 8,415,503 | 2025-04-22 17:25:16 | 0% |
Aditya Birla Sun Life Multi-Cap Fund | 6,438,209 | 1.79 | 90.04 | 6,438,209 | 2025-04-22 17:25:16 | 0% |
Nippon India Small Cap Fund | 5,500,000 | 0.17 | 76.92 | 5,500,000 | 2025-04-22 17:25:16 | 0% |
Key Financial Ratios
Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
---|---|---|---|---|---|
Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
Basic EPS (Rs.) | 23.62 | 19.15 | 12.45 | 7.77 | 4.47 |
Diluted EPS (Rs.) | 23.62 | 19.15 | 12.45 | 7.77 | 4.47 |
Cash EPS (Rs.) | 23.48 | 19.13 | 13.42 | 8.71 | 5.83 |
Book Value[Excl.RevalReserv]/Share (Rs.) | 148.99 | 120.32 | 106.17 | 96.56 | 93.24 |
Book Value[Incl.RevalReserv]/Share (Rs.) | 148.99 | 127.72 | 115.15 | 103.53 | 100.88 |
Operating Revenue / Share (Rs.) | 142.03 | 131.49 | 118.75 | 99.83 | 108.18 |
Net Profit / Share (Rs.) | 23.48 | 17.96 | 12.33 | 7.62 | 4.41 |
Net Profit After MI / Share (Rs.) | 23.61 | 18.07 | 12.45 | 7.70 | 4.47 |
Net Profit Margin (%) | 16.52 | 13.65 | 10.38 | 7.63 | 4.08 |
Net Profit After MI And SOA Nargin (%) | 16.62 | 13.74 | 10.48 | 7.71 | 4.13 |
Operating Profit Margin (%) | 30.24 | 25.00 | 17.18 | 12.52 | 7.23 |
Return On Assets (%) | 1.19 | 0.98 | 0.66 | 0.44 | 0.26 |
Return On Equity / Networth (%) | 15.85 | 15.02 | 11.72 | 7.97 | 4.79 |
Net Interest Margin (X) | 2.49 | 2.63 | 2.57 | 2.34 | 2.32 |
Cost To Income (%) | 31.79 | 48.34 | 47.88 | 47.38 | 50.51 |
Interest Income / Total Assets (%) | 7.17 | 7.15 | 6.29 | 5.71 | 6.40 |
Non-Interest Income / Total Assets (%) | 1.42 | 1.27 | 1.23 | 1.13 | 1.28 |
Operating Profit / Total Assets (%) | -0.24 | -0.29 | -0.58 | -0.69 | -1.02 |
Operating Expenses / Total Assets (%) | 1.85 | 1.89 | 1.82 | 1.65 | 1.82 |
Interest Expenses / Total Assets (%) | 4.68 | 4.51 | 3.72 | 3.36 | 4.07 |
Enterprise Value (Rs.Cr.) | 1346712.82 | 1315907.76 | 1158348.65 | 1066085.71 | 961609.75 |
EV Per Net Sales (X) | 12.42 | 13.11 | 14.27 | 15.62 | 13.87 |
Price To Book Value (X) | 0.84 | 1.28 | 0.62 | 0.40 | 0.36 |
Price To Sales (X) | 0.88 | 1.17 | 0.55 | 0.38 | 0.31 |
Retention Ratios (%) | 100.00 | 80.08 | 75.91 | 75.33 | 100.00 |
Earnings Yield (X) | 0.18 | 0.11 | 0.18 | 0.19 | 0.13 |
After reviewing the key financial ratios for Union Bank of India, here is a detailed analysis based on the latest available data and recent trends:
- For Basic EPS (Rs.), as of Mar 25, the value is 23.62. This value is within the healthy range. It has increased from 19.15 (Mar 24) to 23.62, marking an increase of 4.47.
- For Diluted EPS (Rs.), as of Mar 25, the value is 23.62. This value is within the healthy range. It has increased from 19.15 (Mar 24) to 23.62, marking an increase of 4.47.
- For Cash EPS (Rs.), as of Mar 25, the value is 23.48. This value is within the healthy range. It has increased from 19.13 (Mar 24) to 23.48, marking an increase of 4.35.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 148.99. It has increased from 120.32 (Mar 24) to 148.99, marking an increase of 28.67.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 148.99. It has increased from 127.72 (Mar 24) to 148.99, marking an increase of 21.27.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 23.48. This value is within the healthy range. It has increased from 17.96 (Mar 24) to 23.48, marking an increase of 5.52.
- For Net Profit Margin (%), as of Mar 25, the value is 16.52. This value exceeds the healthy maximum of 10. It has increased from 13.65 (Mar 24) to 16.52, marking an increase of 2.87.
- For Return On Assets (%), as of Mar 25, the value is 1.19. This value is below the healthy minimum of 5. It has increased from 0.98 (Mar 24) to 1.19, marking an increase of 0.21.
- For Retention Ratios (%), as of Mar 25, the value is 100.00. This value exceeds the healthy maximum of 70. It has increased from 80.08 (Mar 24) to 100.00, marking an increase of 19.92.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Unable to fetch valid data for stock valuation.Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Union Bank of India:
- Net Profit Margin: 16.52%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 0% (Industry Average ROCE: 6.22%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0% (Industry Average ROE: 14.34%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 5.17 (Industry average Stock P/E: 9.63)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 16.52%
About the Company - Qualitative Analysis
INDUSTRY | ADDRESS | CONTACT |
---|---|---|
Finance - Banks - Public Sector | Union Bank Bhavan, Mumbai Maharashtra 400021 | investorservices@unionbankofindia.bank http://www.unionbankofindia.co.in |
Management | |
---|---|
Name | Position Held |
Mr. Srinivasan Varadarajan | Non Executive Chairman |
Mr. S Ramasubramanian | Executive Director |
Mr. Nitesh Ranjan | Executive Director |
Mr. Sanjay Rudra | Executive Director |
Mr. Suraj Srivastava | Part Time Non Official Director |
Mrs. Priti Jay Rao | Shareholder Director |
Mr. Prakash Chandra Kandpal | Shareholder Director |
Mr. Sameer Shukla | Government Nominee Director |
Mr. Prakash Baliarsingh | Nominee Director |
FAQ
What is the intrinsic value of Union Bank of India?
Union Bank of India's intrinsic value (as of 05 September 2025) is 108.67 which is 14.43% lower the current market price of 127.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's ₹97,199 Cr. market cap, FY2025-2026 high/low of 159/101, reserves of ₹106,200 Cr, and liabilities of 1,511,329 Cr.
What is the Market Cap of Union Bank of India?
The Market Cap of Union Bank of India is 97,199 Cr..
What is the current Stock Price of Union Bank of India as on 05 September 2025?
The current stock price of Union Bank of India as on 05 September 2025 is 127.
What is the High / Low of Union Bank of India stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Union Bank of India stocks is 159/101.
What is the Stock P/E of Union Bank of India?
The Stock P/E of Union Bank of India is 5.17.
What is the Book Value of Union Bank of India?
The Book Value of Union Bank of India is 149.
What is the Dividend Yield of Union Bank of India?
The Dividend Yield of Union Bank of India is 3.73 %.
What is the ROCE of Union Bank of India?
The ROCE of Union Bank of India is 6.72 %.
What is the ROE of Union Bank of India?
The ROE of Union Bank of India is 17.0 %.
What is the Face Value of Union Bank of India?
The Face Value of Union Bank of India is 10.0.