Share Price and Basic Stock Data
Last Updated: November 24, 2024, 8:01 pm
PEG Ratio | 1.03 |
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Competitors of Home First Finance Company India Ltd
Stock Name | Market Cap | Current Price | High / Low | Stock P/E | Book Value | Dividend Yield | ROCE | ROE | Face Value |
---|---|---|---|---|---|---|---|---|---|
Ind Bank Housing Ltd | 43.3 Cr. | 43.3 | 87.9/31.6 | 121 | 0.00 % | 7.86 % | % | 10.0 | |
Home First Finance Company India Ltd | 9,697 Cr. | 1,087 | 1,383/777 | 28.3 | 257 | 0.31 % | 11.2 % | 15.5 % | 2.00 |
Aptus Value Housing Finance India Ltd | 15,762 Cr. | 315 | 402/282 | 23.3 | 80.3 | 1.43 % | 14.7 % | 17.2 % | 2.00 |
Repco Home Finance Ltd | 2,805 Cr. | 448 | 595/366 | 6.59 | 494 | 0.67 % | 10.5 % | 14.6 % | 10.0 |
PNB Housing Finance Ltd | 22,206 Cr. | 855 | 1,202/600 | 13.1 | 575 | 0.00 % | 9.27 % | 11.8 % | 10.0 |
Industry Average | 10,536.10 Cr | 420.99 | 12.67 | 287.99 | 0.76% | 11.06% | 13.49% | 5.64 |
All Competitor Stocks of Home First Finance Company India Ltd
Quarterly Result
Month | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | 146 | 152 | 156 | 169 | 189 | 205 | 227 | 255 | 273 | 296 | 313 | 336 | 373 |
Interest | 56 | 55 | 54 | 61 | 71 | 80 | 93 | 107 | 117 | 130 | 146 | 157 | 176 |
Expenses | 32 | 36 | 37 | 40 | 47 | 48 | 52 | 60 | 62 | 65 | 58 | 68 | 75 |
Financing Profit | 58 | 61 | 65 | 68 | 71 | 78 | 82 | 88 | 95 | 101 | 109 | 112 | 123 |
Financing Margin % | 40% | 40% | 42% | 40% | 38% | 38% | 36% | 34% | 35% | 34% | 35% | 33% | 33% |
Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 4 | 5 | 5 | 5 | 5 | 5 | 1 |
Depreciation | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 3 | 3 | 3 | 3 | 3 | 4 |
Profit before tax | 56 | 59 | 63 | 66 | 69 | 76 | 84 | 90 | 96 | 103 | 111 | 114 | 120 |
Tax % | 20% | 22% | 5% | 23% | 22% | 22% | 24% | 23% | 23% | 23% | 25% | 23% | 23% |
Net Profit | 45 | 46 | 60 | 51 | 54 | 59 | 64 | 69 | 74 | 79 | 83 | 88 | 92 |
EPS in Rs | 5.13 | 5.25 | 6.87 | 5.84 | 6.19 | 6.69 | 7.27 | 7.84 | 8.43 | 8.92 | 9.43 | 9.87 | 10.34 |
Gross NPA % | 2.56% | 2.30% | 2.14% | 1.90% | 1.61% | 1.64% | 1.70% | 1.70% | 1.70% | 2.90% | 1.70% | ||
Net NPA % | 2.00% | 1.80% | 1.68% | 1.07% | 1.14% | 1.20% | 1.20% | 1.20% | 1.30% | 1.30% |
Last Updated: November 6, 2024, 6:31 pm
Profit & Loss - Annual Report
Last Updated: November 22, 2024, 2:20 pm
Month | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | TTM |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | 6 | 20 | 39 | 60 | 94 | 145 | 264 | 411 | 489 | 596 | 796 | 1,157 | 1,318 |
Interest | 3 | 10 | 22 | 37 | 54 | 67 | 127 | 194 | 220 | 219 | 308 | 503 | 608 |
Expenses | 5 | 8 | 12 | 16 | 26 | 41 | 75 | 111 | 127 | 143 | 183 | 242 | 265 |
Financing Profit | -2 | 2 | 5 | 7 | 14 | 38 | 63 | 106 | 142 | 234 | 304 | 412 | 445 |
Financing Margin % | -30% | 12% | 13% | 12% | 15% | 26% | 24% | 26% | 29% | 39% | 38% | 36% | 34% |
Other Income | 1 | 0 | 0 | 2 | 0 | 2 | 7 | 9 | 0 | 0 | 0 | 0 | 16 |
Depreciation | 0 | 0 | 0 | 0 | 1 | 1 | 5 | 7 | 8 | 8 | 9 | 12 | 13 |
Profit before tax | -1 | 2 | 5 | 9 | 14 | 38 | 65 | 107 | 134 | 226 | 295 | 400 | 447 |
Tax % | 0% | -10% | 29% | 33% | 36% | 34% | 30% | 26% | 25% | 18% | 23% | 24% | |
Net Profit | -1 | 3 | 3 | 6 | 9 | 25 | 46 | 80 | 100 | 186 | 228 | 306 | 342 |
EPS in Rs | -3.75 | 8.87 | 11.73 | 16.01 | 8.50 | 24.41 | 36.09 | 10.16 | 11.46 | 21.24 | 25.94 | 34.54 | 38.56 |
Dividend Payout % | 0% | 0% | 2% | 1% | 0% | 0% | 0% | 0% | 0% | 0% | 10% | 10% |
YoY Net Profit Growth
Year | 2013-2014 | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 |
---|---|---|---|---|---|---|---|---|---|---|---|
YoY Net Profit Growth (%) | 400.00% | 0.00% | 100.00% | 50.00% | 177.78% | 84.00% | 73.91% | 25.00% | 86.00% | 22.58% | 34.21% |
Change in YoY Net Profit Growth (%) | 0.00% | -400.00% | 100.00% | -50.00% | 127.78% | -93.78% | -10.09% | -48.91% | 61.00% | -63.42% | 11.63% |
Home First Finance Company India Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2013-2014 to 2023-2024.
Growth
Compounded Sales Growth | |
---|---|
10 Years: | 50% |
5 Years: | 34% |
3 Years: | 33% |
TTM: | 37% |
Compounded Profit Growth | |
---|---|
10 Years: | 61% |
5 Years: | 46% |
3 Years: | 45% |
TTM: | 29% |
Stock Price CAGR | |
---|---|
10 Years: | % |
5 Years: | % |
3 Years: | 10% |
1 Year: | 23% |
Return on Equity | |
---|---|
10 Years: | 12% |
5 Years: | 13% |
3 Years: | 14% |
Last Year: | 16% |
Last Updated: Unknown
Balance Sheet
Last Updated: November 14, 2024, 2:31 pm
Month | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Sep 2024 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 3 | 3 | 3 | 4 | 10 | 10 | 13 | 16 | 17 | 18 | 18 | 18 | 18 |
Reserves | 46 | 93 | 96 | 146 | 298 | 323 | 510 | 918 | 1,363 | 1,556 | 1,800 | 2,104 | 2,272 |
Borrowings | 53 | 117 | 255 | 369 | 665 | 1,022 | 1,926 | 2,494 | 3,054 | 3,467 | 4,813 | 7,302 | 8,867 |
Other Liabilities | 1 | 3 | 6 | 78 | 18 | 17 | 33 | 53 | 76 | 76 | 108 | 110 | 152 |
Total Liabilities | 102 | 216 | 359 | 597 | 990 | 1,372 | 2,482 | 3,480 | 4,510 | 5,117 | 6,739 | 9,534 | 11,309 |
Fixed Assets | 0 | 0 | 1 | 1 | 3 | 5 | 17 | 21 | 17 | 20 | 26 | 30 | 32 |
CWIP | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Investments | 0 | 0 | 0 | 0 | 0 | 0 | 103 | 146 | 375 | 0 | 281 | 379 | 409 |
Other Assets | 102 | 215 | 359 | 595 | 988 | 1,366 | 2,361 | 3,314 | 4,118 | 5,097 | 6,432 | 9,125 | 10,868 |
Total Assets | 102 | 216 | 359 | 597 | 990 | 1,372 | 2,482 | 3,480 | 4,510 | 5,117 | 6,739 | 9,534 | 11,309 |
Cash Flow
Month | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
Month | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow | -48.00 | -109.00 | -243.00 | -353.00 | -639.00 | 40.00 | 74.00 | 109.00 | 124.00 | 140.00 | 179.00 | 235.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
Month | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
---|---|---|---|---|---|---|---|---|---|---|---|---|
ROE % | -3% | 4% | 3% | 5% | 4% | 8% | 11% | 11% | 9% | 13% | 13% | 16% |
Mutual Fund Holdings
Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
---|---|---|---|---|---|---|
Canara Robeco Small Cap Fund | 862,324 | 0.81 | 102.31 | 862,324 | 2024-11-23 | 0% |
Invesco India Smallcap Fund | 632,102 | 1.43 | 72.88 | 862,324 | 2024-11-23 | -26.7% |
Invesco India Multicap Fund | 606,199 | 1.81 | 69.89 | 862,324 | 2024-11-23 | -29.7% |
Invesco India ELSS Tax Saver Fund | 495,329 | 1.91 | 57.11 | 862,324 | 2024-11-23 | -42.56% |
Tata Banking and Financial Services Fund | 450,000 | 2.25 | 51.89 | 862,324 | 2024-11-23 | -47.82% |
Aditya Birla Sun Life Small Cap Fund | 426,157 | 0.93 | 50.56 | 862,324 | 2024-11-23 | -50.58% |
Aditya Birla Sun Life Multi-Cap Fund | 394,233 | 0.71 | 46.77 | 862,324 | 2024-11-23 | -54.28% |
Tata Flexi Cap Fund | 400,000 | 1.5 | 46.12 | 862,324 | 2024-11-23 | -53.61% |
Edelweiss Mid Cap Fund | 322,545 | 0.49 | 38.27 | 862,324 | 2024-11-23 | -62.6% |
Sundaram Aggressive Hybrid Fund | 300,000 | 0.65 | 35.59 | 862,324 | 2024-11-23 | -65.21% |
Key Financial Ratios
Month | Mar 24 | Mar 23 | Mar 22 | Mar 21 | Mar 20 |
---|---|---|---|---|---|
FaceValue | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
Basic EPS (Rs.) | 34.65 | 26.01 | 21.26 | 12.37 | 10.81 |
Diluted EPS (Rs.) | 33.67 | 25.20 | 20.85 | 12.18 | 10.57 |
Cash EPS (Rs.) | 35.86 | 26.97 | 22.09 | 12.33 | 11.08 |
Book Value[Excl.RevalReserv]/Share (Rs.) | 239.68 | 206.48 | 179.57 | 157.96 | 119.21 |
Book Value[Incl.RevalReserv]/Share (Rs.) | 239.68 | 206.48 | 179.57 | 157.96 | 119.21 |
Dividend / Share (Rs.) | 3.40 | 2.60 | 0.00 | 0.00 | 0.00 |
Revenue From Operations / Share (Rs.) | 128.50 | 89.87 | 67.97 | 54.59 | 50.91 |
PBDIT / Share (Rs.) | 102.98 | 69.14 | 51.29 | 41.40 | 39.39 |
PBIT / Share (Rs.) | 101.66 | 68.11 | 50.43 | 40.53 | 38.46 |
PBT / Share (Rs.) | 45.19 | 33.54 | 25.82 | 15.34 | 13.71 |
Net Profit / Share (Rs.) | 34.54 | 25.94 | 21.24 | 11.46 | 10.16 |
PBDIT Margin (%) | 80.14 | 76.93 | 75.45 | 75.83 | 77.35 |
PBIT Margin (%) | 79.10 | 75.79 | 74.19 | 74.23 | 75.54 |
PBT Margin (%) | 35.16 | 37.32 | 37.98 | 28.09 | 26.92 |
Net Profit Margin (%) | 26.87 | 28.86 | 31.24 | 20.98 | 19.95 |
Return on Networth / Equity (%) | 14.41 | 12.56 | 11.82 | 7.25 | 8.52 |
Return on Capital Employeed (%) | 42.02 | 27.49 | 27.84 | 25.25 | 31.68 |
Return On Assets (%) | 3.20 | 3.38 | 3.63 | 2.22 | 2.28 |
Long Term Debt / Equity (X) | 0.00 | 0.19 | 0.00 | 0.00 | 0.00 |
Total Debt / Equity (X) | 3.44 | 2.65 | 2.20 | 2.21 | 2.67 |
Asset Turnover Ratio (%) | 0.13 | 0.13 | 0.12 | 0.11 | 0.13 |
Current Ratio (X) | 1.28 | 1.47 | 1.44 | 1.44 | 1.36 |
Quick Ratio (X) | 1.28 | 1.47 | 1.44 | 1.44 | 1.36 |
Dividend Payout Ratio (NP) (%) | 7.49 | 0.00 | 0.00 | 0.00 | 0.00 |
Dividend Payout Ratio (CP) (%) | 7.21 | 0.00 | 0.00 | 0.00 | 0.00 |
Earning Retention Ratio (%) | 92.51 | 0.00 | 0.00 | 0.00 | 0.00 |
Cash Earning Retention Ratio (%) | 92.79 | 0.00 | 0.00 | 0.00 | 0.00 |
Interest Coverage Ratio (X) | 1.82 | 2.00 | 2.08 | 1.64 | 1.59 |
Interest Coverage Ratio (Post Tax) (X) | 1.61 | 1.75 | 1.86 | 1.45 | 1.41 |
Enterprise Value (Cr.) | 14428.35 | 11068.66 | 9539.36 | 6294.59 | 0.00 |
EV / Net Operating Revenue (X) | 12.68 | 13.99 | 16.01 | 13.19 | 0.00 |
EV / EBITDA (X) | 15.83 | 18.19 | 21.22 | 17.40 | 0.00 |
MarketCap / Net Operating Revenue (X) | 6.99 | 8.29 | 11.32 | 8.22 | 0.00 |
Retention Ratios (%) | 92.50 | 0.00 | 0.00 | 0.00 | 0.00 |
Price / BV (X) | 3.75 | 3.61 | 4.28 | 2.84 | 0.00 |
Price / Net Operating Revenue (X) | 6.99 | 8.29 | 11.32 | 8.22 | 0.00 |
EarningsYield | 0.03 | 0.03 | 0.02 | 0.02 | 0.00 |
Strength and Weakness
Unable to fetch valid data for stock valuation.Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Home First Finance Company India Ltd:
- Net Profit Margin: 26.87%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 42.02% (Industry Average ROCE: 11.06%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 14.41% (Industry Average ROE: 13.49%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 1.61
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 1.28
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 28.3 (Industry average Stock P/E: 12.67)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 3.44
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 26.87%
About the Company - Qualitative Analysis
INDUSTRY | ADDRESS | CONTACT |
---|---|---|
Finance - Housing | 511, Acme Plaza, Mumbai Maharashtra 400059 | corporate@homefirstindia.com http://www.homefirstindia.com |
Management | |
---|---|
Name | Position Held |
Mr. Deepak Satwalekar | Chairman & Ind.Dire (Non-Exe) |
Mr. Manoj Viswanathan | Managing Director & CEO |
Ms. Sucharita Mukherjee | Ind. Non-Executive Director |
Mr. Narendra Ostawal | Ind. Non-Executive Director |
Ms. Geeta Dutta Goel | Ind. Non-Executive Director |
Mr. Anuj Srivastava | Non Exe. & Nominee Director |
Ms. Divya Sehgal | Non Exe. & Nominee Director |
Mr. Maninder Singh Juneja | Non Exe. & Nominee Director |
FAQ
What is the latest intrinsic value of Home First Finance Company India Ltd?
The latest intrinsic value of Home First Finance Company India Ltd as on 25 November 2024 is ₹1130.83, which is 4.03% higher than the current market price of ₹1,087.00.
What is the Market Cap of Home First Finance Company India Ltd?
The Market Cap of Home First Finance Company India Ltd is 9,697 Cr..
What is the current Stock Price of Home First Finance Company India Ltd as on 25 November 2024?
The current stock price of Home First Finance Company India Ltd as on 25 November 2024 is 1,087.
What is the High / Low of Home First Finance Company India Ltd stocks in FY 2024?
In FY 2024, the High / Low of Home First Finance Company India Ltd stocks is 1,383/777.
What is the Stock P/E of Home First Finance Company India Ltd?
The Stock P/E of Home First Finance Company India Ltd is 28.3.
What is the Book Value of Home First Finance Company India Ltd?
The Book Value of Home First Finance Company India Ltd is 257.
What is the Dividend Yield of Home First Finance Company India Ltd?
The Dividend Yield of Home First Finance Company India Ltd is 0.31 %.
What is the ROCE of Home First Finance Company India Ltd?
The ROCE of Home First Finance Company India Ltd is 11.2 %.
What is the ROE of Home First Finance Company India Ltd?
The ROE of Home First Finance Company India Ltd is 15.5 %.
What is the Face Value of Home First Finance Company India Ltd?
The Face Value of Home First Finance Company India Ltd is 2.00.