Share Price and Basic Stock Data
Last Updated: January 19, 2026, 8:34 pm
| PEG Ratio | 0.89 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Can Fin Homes Ltd operates in the housing finance sector, catering primarily to the housing needs of individuals and entities. The company reported a revenue of ₹2,742 Cr for the fiscal year ending March 2023, reflecting a growth trajectory from ₹1,988 Cr in FY 2022. The upward trend continued, with projected revenues rising to ₹3,523 Cr in FY 2024 and ₹3,879 Cr in FY 2025. Quarterly revenue data indicates a consistent increase, with revenue reaching ₹871 Cr in September 2023 and projected to rise to ₹1,049 Cr by September 2025. This growth is indicative of robust demand in the housing sector, which has been buoyed by favorable government policies and low-interest rates. Can Fin Homes’ focus on retail housing loans has positioned it well to capitalize on this demand, as evidenced by its expanding customer base and revenue growth over recent quarters.
Profitability and Efficiency Metrics
Can Fin Homes has demonstrated solid profitability metrics, with a reported net profit of ₹921 Cr for FY 2025, reflecting an increase from ₹621 Cr in FY 2023. The company’s net profit margin stood at 22.10% for FY 2025, slightly up from 22.65% in FY 2023, showcasing its ability to maintain profitability amidst rising operational costs. The return on equity (ROE) for FY 2025 was reported at 18.2%, which is above the typical sector average, indicating efficient use of shareholders’ equity. Additionally, the interest coverage ratio (ICR) stood at 1.44x, suggesting that the company comfortably meets its interest obligations. However, the financing margin has shown variability, declining to 23% in September 2023 before stabilizing at 28% in subsequent periods. This fluctuation underscores potential pressures on interest income, which the company must manage to sustain profitability.
Balance Sheet Strength and Financial Ratios
The balance sheet of Can Fin Homes reflects a strong financial position, with total assets recorded at ₹40,967 Cr as of March 2025, up from ₹33,070 Cr in March 2023. The company reported reserves of ₹5,436 Cr, indicating a solid capital base. The total debt-to-equity ratio stood at 6.92x in FY 2025, which suggests a highly leveraged position typical in the housing finance sector. This leverage can amplify returns but also poses risks, particularly in a rising interest rate environment. The book value per share increased to ₹380.54, providing a strong foundation for shareholder value. Furthermore, the price-to-book value ratio of 1.76x indicates that the stock is trading at a reasonable valuation relative to its net assets, suggesting potential for capital appreciation if managed prudently.
Shareholding Pattern and Investor Confidence
Can Fin Homes’ shareholding pattern illustrates a diversified ownership structure that may enhance investor confidence. Promoters hold a stable 29.99% stake, while Foreign Institutional Investors (FIIs) increased their holdings to 12.52% by September 2025, reflecting growing interest from international investors. Domestic Institutional Investors (DIIs) accounted for 23.88%, indicating a strong institutional backing. The public shareholding stands at 33.61%, which enhances liquidity in the stock. However, the number of shareholders has declined to 94,300 from a peak of 1,18,718 in December 2022, suggesting potential concerns about retail investor sentiment. The overall distribution of shares indicates a robust institutional interest, which is typically viewed favorably by the market, contributing to the company’s stability and growth potential.
Outlook, Risks, and Final Insight
The outlook for Can Fin Homes appears positive, bolstered by a strong demand for housing finance and a solid revenue growth trajectory. However, risks include the high leverage indicated by a total debt-to-equity ratio of 6.92x, which could impact financial stability in a rising interest rate scenario. Additionally, the fluctuating financing margins may pose challenges to sustaining profitability. Should the company effectively manage these risks while capitalizing on growth opportunities in the housing market, it could continue to enhance shareholder value. Conversely, failure to navigate the challenges could hinder performance. Overall, the financial health and operational efficiency of Can Fin Homes position it favorably within the housing finance sector, but vigilance is required to mitigate inherent risks.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Ind Bank Housing Ltd | 41.1 Cr. | 41.1 | 53.5/33.0 | 121 | 0.00 % | 3.74 % | % | 10.0 | |
| Home First Finance Company India Ltd | 11,063 Cr. | 1,064 | 1,519/839 | 24.4 | 388 | 0.35 % | 11.4 % | 16.5 % | 2.00 |
| Aptus Value Housing Finance India Ltd | 13,397 Cr. | 268 | 365/264 | 15.9 | 93.0 | 1.68 % | 15.0 % | 18.6 % | 2.00 |
| Repco Home Finance Ltd | 2,510 Cr. | 402 | 464/308 | 5.75 | 557 | 1.00 % | 11.1 % | 14.2 % | 10.0 |
| PNB Housing Finance Ltd | 25,052 Cr. | 961 | 1,142/746 | 11.4 | 690 | 0.52 % | 9.46 % | 12.3 % | 10.0 |
| Industry Average | 10,336.20 Cr | 416.63 | 11.07 | 332.03 | 1.02% | 48.21% | 13.33% | 5.64 |
Quarterly Result
| Metric | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 657 | 710 | 764 | 824 | 871 | 901 | 927 | 931 | 962 | 986 | 999 | 1,020 | 1,049 |
| Interest | 401 | 453 | 491 | 533 | 548 | 566 | 584 | 603 | 616 | 636 | 634 | 648 | 639 |
| Expenses | 50 | 49 | 72 | 54 | 122 | 77 | 70 | 71 | 70 | 78 | 82 | 91 | 75 |
| Financing Profit | 206 | 208 | 201 | 236 | 201 | 258 | 273 | 258 | 277 | 272 | 282 | 281 | 336 |
| Financing Margin % | 31% | 29% | 26% | 29% | 23% | 29% | 29% | 28% | 29% | 28% | 28% | 28% | 32% |
| Other Income | 0 | 0 | 1 | 0 | 0 | 1 | 1 | 0 | 0 | 0 | 1 | 0 | 0 |
| Depreciation | 3 | 3 | 4 | 3 | 3 | 3 | 4 | 3 | 3 | 3 | 4 | 3 | 4 |
| Profit before tax | 203 | 205 | 198 | 234 | 198 | 256 | 270 | 255 | 274 | 269 | 279 | 278 | 332 |
| Tax % | 30% | 26% | 16% | 22% | 20% | 22% | 23% | 22% | 23% | 21% | 16% | 19% | 24% |
| Net Profit | 142 | 151 | 166 | 183 | 158 | 200 | 209 | 200 | 211 | 212 | 234 | 224 | 251 |
| EPS in Rs | 10.64 | 11.38 | 12.45 | 13.78 | 11.87 | 15.03 | 15.70 | 14.99 | 15.88 | 15.93 | 17.57 | 16.81 | 18.88 |
| Gross NPA % | 0.62% | 0.60% | 0.55% | 0.63% | 0.76% | 0.91% | 0.82% | 0.91% | 0.88% | 0.92% | 0.87% | 0.98% | 0.94% |
| Net NPA % | 0.35% | 0.30% | 0.26% | 0.34% | 0.43% | 0.49% | 0.42% | 0.49% | 0.47% | 0.50% | 0.46% | 0.54% | 0.50% |
Last Updated: January 2, 2026, 4:03 am
Below is a detailed analysis of the quarterly data for Can Fin Homes Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Interest, as of Sep 2025, the value is 639.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 648.00 Cr. (Jun 2025) to 639.00 Cr., marking a decrease of 9.00 Cr..
- For Expenses, as of Sep 2025, the value is 75.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 91.00 Cr. (Jun 2025) to 75.00 Cr., marking a decrease of 16.00 Cr..
- For Other Income, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Depreciation, as of Sep 2025, the value is 4.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 3.00 Cr. (Jun 2025) to 4.00 Cr., marking an increase of 1.00 Cr..
- For Profit before tax, as of Sep 2025, the value is 332.00 Cr.. The value appears strong and on an upward trend. It has increased from 278.00 Cr. (Jun 2025) to 332.00 Cr., marking an increase of 54.00 Cr..
- For Tax %, as of Sep 2025, the value is 24.00%. The value appears to be increasing, which may not be favorable. It has increased from 19.00% (Jun 2025) to 24.00%, marking an increase of 5.00%.
- For Net Profit, as of Sep 2025, the value is 251.00 Cr.. The value appears strong and on an upward trend. It has increased from 224.00 Cr. (Jun 2025) to 251.00 Cr., marking an increase of 27.00 Cr..
- For EPS in Rs, as of Sep 2025, the value is 18.88. The value appears strong and on an upward trend. It has increased from 16.81 (Jun 2025) to 18.88, marking an increase of 2.07.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 5:31 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 578 | 816 | 1,083 | 1,353 | 1,518 | 1,727 | 2,030 | 2,018 | 1,988 | 2,742 | 3,523 | 3,879 | 4,054 |
| Interest | 423 | 611 | 744 | 884 | 981 | 1,170 | 1,345 | 1,209 | 1,155 | 1,702 | 2,232 | 2,488 | 2,557 |
| Expenses | 46 | 65 | 83 | 95 | 107 | 89 | 158 | 182 | 189 | 205 | 323 | 301 | 326 |
| Financing Profit | 109 | 140 | 257 | 373 | 430 | 468 | 528 | 627 | 644 | 835 | 969 | 1,089 | 1,171 |
| Financing Margin % | 19% | 17% | 24% | 28% | 28% | 27% | 26% | 31% | 32% | 30% | 28% | 28% | 29% |
| Other Income | 0 | 1 | 1 | 1 | 4 | 4 | 0 | 0 | 1 | 1 | 1 | 1 | 1 |
| Depreciation | 2 | 4 | 3 | 4 | 3 | 3 | 9 | 10 | 10 | 12 | 13 | 13 | 15 |
| Profit before tax | 107 | 137 | 254 | 370 | 431 | 470 | 518 | 618 | 635 | 824 | 958 | 1,077 | 1,157 |
| Tax % | 29% | 37% | 38% | 36% | 34% | 37% | 27% | 26% | 26% | 25% | 22% | 20% | |
| Net Profit | 76 | 86 | 157 | 235 | 286 | 297 | 376 | 456 | 471 | 621 | 751 | 857 | 921 |
| EPS in Rs | 5.69 | 6.48 | 11.80 | 17.68 | 21.49 | 22.29 | 28.25 | 34.25 | 35.38 | 46.65 | 56.38 | 64.37 | 69.19 |
| Dividend Payout % | 18% | 22% | 17% | 11% | 9% | 9% | 7% | 6% | 8% | 8% | 11% | 19% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 13.16% | 82.56% | 49.68% | 21.70% | 3.85% | 26.60% | 21.28% | 3.29% | 31.85% | 20.93% | 14.11% |
| Change in YoY Net Profit Growth (%) | 0.00% | 69.40% | -32.88% | -27.98% | -17.86% | 22.75% | -5.32% | -17.99% | 28.56% | -10.91% | -6.82% |
Can Fin Homes Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 17% |
| 5 Years: | 14% |
| 3 Years: | 25% |
| TTM: | 9% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 26% |
| 5 Years: | 18% |
| 3 Years: | 22% |
| TTM: | 15% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 18% |
| 5 Years: | 15% |
| 3 Years: | 6% |
| 1 Year: | -14% |
| Return on Equity | |
|---|---|
| 10 Years: | 19% |
| 5 Years: | 18% |
| 3 Years: | 18% |
| Last Year: | 18% |
Last Updated: September 5, 2025, 1:30 am
Balance Sheet
Last Updated: December 4, 2025, 1:04 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 20 | 27 | 27 | 27 | 27 | 27 | 27 | 27 | 27 | 27 | 27 | 27 | 27 |
| Reserves | 432 | 745 | 852 | 1,050 | 1,460 | 1,756 | 2,123 | 2,583 | 3,040 | 3,621 | 4,317 | 5,041 | 5,436 |
| Borrowing | 5,269 | 7,375 | 9,444 | 11,872 | 13,921 | 16,880 | 18,748 | 19,293 | 24,648 | 29,068 | 31,863 | 35,051 | 36,107 |
| Other Liabilities | 191 | 188 | 433 | 430 | 322 | 67 | 145 | 171 | 230 | 355 | 807 | 849 | 186 |
| Total Liabilities | 5,912 | 8,334 | 10,756 | 13,379 | 15,730 | 18,729 | 21,044 | 22,074 | 27,944 | 33,070 | 37,014 | 40,967 | 41,755 |
| Fixed Assets | 8 | 9 | 9 | 10 | 10 | 10 | 38 | 38 | 35 | 45 | 53 | 49 | 48 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 |
| Investments | 15 | 15 | 15 | 16 | 16 | 16 | 24 | 50 | 1,126 | 1,459 | 1,459 | 2,374 | 2,145 |
| Other Assets | 5,889 | 8,310 | 10,732 | 13,352 | 15,704 | 18,703 | 20,981 | 21,986 | 26,784 | 31,566 | 35,502 | 38,543 | 39,562 |
| Total Assets | 5,912 | 8,334 | 10,756 | 13,379 | 15,730 | 18,729 | 21,044 | 22,074 | 27,944 | 33,070 | 37,014 | 40,967 | 41,755 |
Below is a detailed analysis of the balance sheet data for Can Fin Homes Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 27.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 27.00 Cr..
- For Reserves, as of Sep 2025, the value is 5,436.00 Cr.. The value appears strong and on an upward trend. It has increased from 5,041.00 Cr. (Mar 2025) to 5,436.00 Cr., marking an increase of 395.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 186.00 Cr.. The value appears to be improving (decreasing). It has decreased from 849.00 Cr. (Mar 2025) to 186.00 Cr., marking a decrease of 663.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 41,755.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 40,967.00 Cr. (Mar 2025) to 41,755.00 Cr., marking an increase of 788.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 48.00 Cr.. The value appears to be declining and may need further review. It has decreased from 49.00 Cr. (Mar 2025) to 48.00 Cr., marking a decrease of 1.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 1.00 Cr. (Mar 2025) to 0.00 Cr., marking a decrease of 1.00 Cr..
- For Investments, as of Sep 2025, the value is 2,145.00 Cr.. The value appears to be declining and may need further review. It has decreased from 2,374.00 Cr. (Mar 2025) to 2,145.00 Cr., marking a decrease of 229.00 Cr..
- For Other Assets, as of Sep 2025, the value is 39,562.00 Cr.. The value appears strong and on an upward trend. It has increased from 38,543.00 Cr. (Mar 2025) to 39,562.00 Cr., marking an increase of 1,019.00 Cr..
- For Total Assets, as of Sep 2025, the value is 41,755.00 Cr.. The value appears strong and on an upward trend. It has increased from 40,967.00 Cr. (Mar 2025) to 41,755.00 Cr., marking an increase of 788.00 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 41.00 | 58.00 | 74.00 | 84.00 | 94.00 | 73.00 | 140.00 | 163.00 | 165.00 | 176.00 | 292.00 | 266.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 18% | 14% | 19% | 24% | 22% | 18% | 19% | 19% | 17% | 18% | 19% | 18% |
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| Axis Small Cap Fund | 4,272,355 | 1.41 | 377.91 | 5,243,788 | 2025-12-06 02:15:14 | -18.53% |
| HSBC Value Fund | 1,854,100 | 1.13 | 164 | N/A | N/A | N/A |
| ICICI Prudential Banking and Financial Services | 1,815,082 | 1.45 | 160.55 | 898,933 | 2025-12-15 01:40:09 | 101.92% |
| Canara Robeco Small Cap Fund | 1,717,975 | 1.16 | 151.96 | N/A | N/A | N/A |
| Nippon India Small Cap Fund | 1,644,260 | 0.21 | 145.44 | 1,193,042 | 2025-12-08 07:42:13 | 37.82% |
| HDFC Banking & Financial Services Fund | 1,158,433 | 2.27 | 102.47 | N/A | N/A | N/A |
| Bandhan Small Cap Fund | 991,393 | 0.48 | 87.69 | 1,093,831 | 2025-12-15 01:40:09 | -9.37% |
| Edelweiss Small Cap Fund | 884,776 | 1.47 | 78.26 | 674,013 | 2025-12-08 02:25:37 | 31.27% |
| ICICI Prudential Smallcap Fund | 690,528 | 0.72 | 61.08 | N/A | N/A | N/A |
| Edelweiss Large & Mid Cap Fund | 530,924 | 1.05 | 46.96 | 499,693 | 2025-12-08 00:26:50 | 6.25% |
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
| Basic EPS (Rs.) | 64.37 | 56.38 | 46.65 | 35.38 | 34.25 |
| Diluted EPS (Rs.) | 64.37 | 56.38 | 46.65 | 35.38 | 34.25 |
| Cash EPS (Rs.) | 65.33 | 57.33 | 47.58 | 36.11 | 34.97 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 380.54 | 326.20 | 273.89 | 230.29 | 195.98 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 380.54 | 326.20 | 273.89 | 230.29 | 195.98 |
| Dividend / Share (Rs.) | 12.00 | 6.00 | 3.50 | 3.00 | 2.00 |
| Revenue From Operations / Share (Rs.) | 291.24 | 264.56 | 205.91 | 149.28 | 151.55 |
| PBDIT / Share (Rs.) | 268.73 | 240.43 | 190.54 | 135.05 | 137.83 |
| PBIT / Share (Rs.) | 267.76 | 239.47 | 189.61 | 134.31 | 137.12 |
| PBT / Share (Rs.) | 80.91 | 71.91 | 61.88 | 47.69 | 46.38 |
| Net Profit / Share (Rs.) | 64.37 | 56.37 | 46.65 | 35.38 | 34.25 |
| PBDIT Margin (%) | 92.27 | 90.87 | 92.53 | 90.46 | 90.94 |
| PBIT Margin (%) | 91.93 | 90.51 | 92.08 | 89.97 | 90.47 |
| PBT Margin (%) | 27.78 | 27.17 | 30.05 | 31.94 | 30.60 |
| Net Profit Margin (%) | 22.10 | 21.30 | 22.65 | 23.69 | 22.59 |
| Return on Networth / Equity (%) | 16.91 | 17.28 | 17.03 | 15.36 | 17.47 |
| Return on Capital Employeed (%) | 63.45 | 25.85 | 23.92 | 18.28 | 22.36 |
| Return On Assets (%) | 2.09 | 2.05 | 1.87 | 1.68 | 2.06 |
| Long Term Debt / Equity (X) | 0.00 | 1.82 | 1.88 | 2.17 | 2.08 |
| Total Debt / Equity (X) | 6.92 | 7.34 | 7.97 | 8.04 | 7.39 |
| Asset Turnover Ratio (%) | 0.09 | 0.10 | 0.08 | 0.07 | 0.09 |
| Current Ratio (X) | 1.14 | 1.50 | 1.46 | 1.53 | 1.58 |
| Quick Ratio (X) | 1.14 | 1.50 | 1.46 | 1.53 | 1.58 |
| Dividend Payout Ratio (NP) (%) | 15.53 | 7.09 | 6.43 | 9.89 | 5.83 |
| Dividend Payout Ratio (CP) (%) | 15.30 | 6.97 | 6.30 | 9.69 | 5.71 |
| Earning Retention Ratio (%) | 84.47 | 92.91 | 93.57 | 90.11 | 94.17 |
| Cash Earning Retention Ratio (%) | 84.70 | 93.03 | 93.70 | 90.31 | 94.29 |
| Interest Coverage Ratio (X) | 1.44 | 1.43 | 1.49 | 1.56 | 1.52 |
| Interest Coverage Ratio (Post Tax) (X) | 1.34 | 1.34 | 1.37 | 1.41 | 1.38 |
| Enterprise Value (Cr.) | 43648.36 | 41427.55 | 35805.39 | 32731.67 | 27432.41 |
| EV / Net Operating Revenue (X) | 11.25 | 11.76 | 13.06 | 16.47 | 13.59 |
| EV / EBITDA (X) | 12.20 | 12.94 | 14.11 | 18.20 | 14.95 |
| MarketCap / Net Operating Revenue (X) | 2.30 | 2.84 | 2.57 | 4.23 | 4.04 |
| Retention Ratios (%) | 84.46 | 92.90 | 93.56 | 90.10 | 94.16 |
| Price / BV (X) | 1.76 | 2.31 | 1.93 | 2.74 | 3.13 |
| Price / Net Operating Revenue (X) | 2.30 | 2.84 | 2.57 | 4.23 | 4.04 |
| EarningsYield | 0.09 | 0.07 | 0.08 | 0.05 | 0.05 |
After reviewing the key financial ratios for Can Fin Homes Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 2.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 2.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 64.37. This value is within the healthy range. It has increased from 56.38 (Mar 24) to 64.37, marking an increase of 7.99.
- For Diluted EPS (Rs.), as of Mar 25, the value is 64.37. This value is within the healthy range. It has increased from 56.38 (Mar 24) to 64.37, marking an increase of 7.99.
- For Cash EPS (Rs.), as of Mar 25, the value is 65.33. This value is within the healthy range. It has increased from 57.33 (Mar 24) to 65.33, marking an increase of 8.00.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 380.54. It has increased from 326.20 (Mar 24) to 380.54, marking an increase of 54.34.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 380.54. It has increased from 326.20 (Mar 24) to 380.54, marking an increase of 54.34.
- For Dividend / Share (Rs.), as of Mar 25, the value is 12.00. This value exceeds the healthy maximum of 3. It has increased from 6.00 (Mar 24) to 12.00, marking an increase of 6.00.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 291.24. It has increased from 264.56 (Mar 24) to 291.24, marking an increase of 26.68.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 268.73. This value is within the healthy range. It has increased from 240.43 (Mar 24) to 268.73, marking an increase of 28.30.
- For PBIT / Share (Rs.), as of Mar 25, the value is 267.76. This value is within the healthy range. It has increased from 239.47 (Mar 24) to 267.76, marking an increase of 28.29.
- For PBT / Share (Rs.), as of Mar 25, the value is 80.91. This value is within the healthy range. It has increased from 71.91 (Mar 24) to 80.91, marking an increase of 9.00.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 64.37. This value is within the healthy range. It has increased from 56.37 (Mar 24) to 64.37, marking an increase of 8.00.
- For PBDIT Margin (%), as of Mar 25, the value is 92.27. This value is within the healthy range. It has increased from 90.87 (Mar 24) to 92.27, marking an increase of 1.40.
- For PBIT Margin (%), as of Mar 25, the value is 91.93. This value exceeds the healthy maximum of 20. It has increased from 90.51 (Mar 24) to 91.93, marking an increase of 1.42.
- For PBT Margin (%), as of Mar 25, the value is 27.78. This value is within the healthy range. It has increased from 27.17 (Mar 24) to 27.78, marking an increase of 0.61.
- For Net Profit Margin (%), as of Mar 25, the value is 22.10. This value exceeds the healthy maximum of 10. It has increased from 21.30 (Mar 24) to 22.10, marking an increase of 0.80.
- For Return on Networth / Equity (%), as of Mar 25, the value is 16.91. This value is within the healthy range. It has decreased from 17.28 (Mar 24) to 16.91, marking a decrease of 0.37.
- For Return on Capital Employeed (%), as of Mar 25, the value is 63.45. This value is within the healthy range. It has increased from 25.85 (Mar 24) to 63.45, marking an increase of 37.60.
- For Return On Assets (%), as of Mar 25, the value is 2.09. This value is below the healthy minimum of 5. It has increased from 2.05 (Mar 24) to 2.09, marking an increase of 0.04.
- For Long Term Debt / Equity (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 0.2. It has decreased from 1.82 (Mar 24) to 0.00, marking a decrease of 1.82.
- For Total Debt / Equity (X), as of Mar 25, the value is 6.92. This value exceeds the healthy maximum of 1. It has decreased from 7.34 (Mar 24) to 6.92, marking a decrease of 0.42.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.09. It has decreased from 0.10 (Mar 24) to 0.09, marking a decrease of 0.01.
- For Current Ratio (X), as of Mar 25, the value is 1.14. This value is below the healthy minimum of 1.5. It has decreased from 1.50 (Mar 24) to 1.14, marking a decrease of 0.36.
- For Quick Ratio (X), as of Mar 25, the value is 1.14. This value is within the healthy range. It has decreased from 1.50 (Mar 24) to 1.14, marking a decrease of 0.36.
- For Dividend Payout Ratio (NP) (%), as of Mar 25, the value is 15.53. This value is below the healthy minimum of 20. It has increased from 7.09 (Mar 24) to 15.53, marking an increase of 8.44.
- For Dividend Payout Ratio (CP) (%), as of Mar 25, the value is 15.30. This value is below the healthy minimum of 20. It has increased from 6.97 (Mar 24) to 15.30, marking an increase of 8.33.
- For Earning Retention Ratio (%), as of Mar 25, the value is 84.47. This value exceeds the healthy maximum of 70. It has decreased from 92.91 (Mar 24) to 84.47, marking a decrease of 8.44.
- For Cash Earning Retention Ratio (%), as of Mar 25, the value is 84.70. This value exceeds the healthy maximum of 70. It has decreased from 93.03 (Mar 24) to 84.70, marking a decrease of 8.33.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 1.44. This value is below the healthy minimum of 3. It has increased from 1.43 (Mar 24) to 1.44, marking an increase of 0.01.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 1.34. This value is below the healthy minimum of 3. There is no change compared to the previous period (Mar 24) which recorded 1.34.
- For Enterprise Value (Cr.), as of Mar 25, the value is 43,648.36. It has increased from 41,427.55 (Mar 24) to 43,648.36, marking an increase of 2,220.81.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 11.25. This value exceeds the healthy maximum of 3. It has decreased from 11.76 (Mar 24) to 11.25, marking a decrease of 0.51.
- For EV / EBITDA (X), as of Mar 25, the value is 12.20. This value is within the healthy range. It has decreased from 12.94 (Mar 24) to 12.20, marking a decrease of 0.74.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 2.30. This value is within the healthy range. It has decreased from 2.84 (Mar 24) to 2.30, marking a decrease of 0.54.
- For Retention Ratios (%), as of Mar 25, the value is 84.46. This value exceeds the healthy maximum of 70. It has decreased from 92.90 (Mar 24) to 84.46, marking a decrease of 8.44.
- For Price / BV (X), as of Mar 25, the value is 1.76. This value is within the healthy range. It has decreased from 2.31 (Mar 24) to 1.76, marking a decrease of 0.55.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 2.30. This value is within the healthy range. It has decreased from 2.84 (Mar 24) to 2.30, marking a decrease of 0.54.
- For EarningsYield, as of Mar 25, the value is 0.09. This value is below the healthy minimum of 5. It has increased from 0.07 (Mar 24) to 0.09, marking an increase of 0.02.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Can Fin Homes Ltd:
- Net Profit Margin: 22.1%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 63.45% (Industry Average ROCE: 48.21%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 16.91% (Industry Average ROE: 13.33%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 1.34
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 1.14
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 12.8 (Industry average Stock P/E: 11.07)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 6.92
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 22.1%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance - Housing | #29/1, 1st Floor, Sir M N Krishna Rao Road, Bengaluru Karnataka 560004 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. K Satyanarayana Raju | Chairman & Non-Exe.Director |
| Mr. Suresh S Iyer | Managing Director & CEO |
| Mr. Vikram Saha | Deputy Managing Director |
| Mr. Ajai Kumar | Ind. Non-Executive Director |
| Mr. Murali Ramaswami | Ind. Non-Executive Director |
| Mrs. Shubhalakshmi Aamod Panse | Ind. Non-Executive Director |
| Mr. Arvind Narayan Yennemadi | Ind. Non-Executive Director |
| Mr. Anup Sankar Bhattacharya | Ind. Non-Executive Director |
FAQ
What is the intrinsic value of Can Fin Homes Ltd?
Can Fin Homes Ltd's intrinsic value (as of 19 January 2026) is ₹884.99 which is 5.75% lower the current market price of ₹939.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's ₹12,502 Cr. market cap, FY2025-2026 high/low of ₹972/558, reserves of ₹5,436 Cr, and liabilities of ₹41,755 Cr.
What is the Market Cap of Can Fin Homes Ltd?
The Market Cap of Can Fin Homes Ltd is 12,502 Cr..
What is the current Stock Price of Can Fin Homes Ltd as on 19 January 2026?
The current stock price of Can Fin Homes Ltd as on 19 January 2026 is ₹939.
What is the High / Low of Can Fin Homes Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Can Fin Homes Ltd stocks is ₹972/558.
What is the Stock P/E of Can Fin Homes Ltd?
The Stock P/E of Can Fin Homes Ltd is 12.8.
What is the Book Value of Can Fin Homes Ltd?
The Book Value of Can Fin Homes Ltd is 410.
What is the Dividend Yield of Can Fin Homes Ltd?
The Dividend Yield of Can Fin Homes Ltd is 1.28 %.
What is the ROCE of Can Fin Homes Ltd?
The ROCE of Can Fin Homes Ltd is 9.34 %.
What is the ROE of Can Fin Homes Ltd?
The ROE of Can Fin Homes Ltd is 18.2 %.
What is the Face Value of Can Fin Homes Ltd?
The Face Value of Can Fin Homes Ltd is 2.00.