Share Price and Basic Stock Data
Last Updated: October 29, 2025, 8:26 pm
| PEG Ratio | 0.94 |
|---|
Analyst Insight & Comprehensive Analysis
Business Overview and Revenue Trends
Can Fin Homes Ltd operates in the housing finance sector, focusing on providing home loans and related services. As of the latest reporting, the company’s share price stood at ₹865 with a market capitalization of ₹11,518 Cr. The revenue for the financial year ending March 2025 reached ₹3,879 Cr, reflecting a significant increase from ₹2,742 Cr in March 2023. This upward trend in revenue is indicative of robust demand for housing finance, as evidenced by quarterly revenue figures that consistently rose from ₹611 Cr in June 2022 to ₹927 Cr in March 2024. The company’s revenue from operations per share also improved, reaching ₹291.24 in March 2025. The financing margin percentage has stabilized around 28%, showcasing the efficiency of Can Fin Homes in managing its interest income against expenses. This performance trend aligns with a generally positive outlook for the housing finance industry, driven by government initiatives and a growing middle-class population seeking home ownership.
Profitability and Efficiency Metrics
Can Fin Homes Ltd has demonstrated strong profitability metrics, with a reported net profit of ₹857 Cr for the financial year ending March 2025, an increase from ₹621 Cr in March 2023. The earnings per share (EPS) also rose to ₹64.37, up from ₹46.65. The company’s return on equity (ROE) stood at 18.2%, reflecting its effective use of shareholder funds to generate profits. Additionally, the interest coverage ratio (ICR) was reported at 1.44, indicating that the company comfortably meets its interest obligations. However, the financing margin percentage has slightly declined from 30% in March 2023 to 28% in March 2025, indicating potential pressure on margins due to competitive pricing in the housing finance market. The gross non-performing assets (NPA) ratio was recorded at 0.87% as of March 2025, which is relatively low compared to the sector average, suggesting effective risk management practices.
Balance Sheet Strength and Financial Ratios
The balance sheet of Can Fin Homes Ltd reflects a strong financial position, with total assets reported at ₹40,967 Cr as of March 2025. The company has maintained a reserve amounting to ₹5,041 Cr, providing a solid cushion for future growth and potential risks. The total debt-to-equity ratio was reported at 6.92, indicating a high leverage level, which could be a concern in times of rising interest rates. However, the company has shown a consistent ability to manage its debt effectively, as evidenced by the interest coverage ratio of 1.44. The price-to-book value (P/BV) ratio stood at 1.76x, suggesting that the stock is trading at a premium compared to its book value, which is indicative of investor confidence in its future growth prospects. Overall, the financial ratios indicate a company that is leveraging its equity base to expand while managing its liabilities prudently.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Can Fin Homes Ltd reveals a diverse investor base, with promoters holding 29.99% of the shares. Foreign institutional investors (FIIs) accounted for 12.10%, and domestic institutional investors (DIIs) held 24.53%. The public shareholding stands at 33.37%, which indicates a healthy distribution of shares among retail investors. The total number of shareholders has seen fluctuations, with a reported count of 98,637 as of June 2025, down from 1,18,386 in September 2022. This decline may suggest some consolidation among investors, potentially reflecting confidence in the company’s long-term prospects. The increasing percentage of institutional holdings could be interpreted as a sign of growing institutional investor confidence in Can Fin Homes’ business model and its ability to navigate the competitive landscape of the housing finance sector.
Outlook, Risks, and Final Insight
Looking ahead, Can Fin Homes Ltd is poised for continued growth, supported by favorable industry dynamics and a solid financial foundation. However, potential risks include rising interest rates, which could pressure margins and affect loan demand. Additionally, the high debt-to-equity ratio might expose the company to financial strain should market conditions worsen. While the company’s low NPA levels indicate effective credit risk management, any deterioration in asset quality could pose challenges. Should the company successfully navigate these risks, it may leverage its strong market position to capture further growth opportunities. Conversely, should economic conditions shift unfavorably, it may face headwinds in maintaining profitability. Overall, Can Fin Homes Ltd presents a compelling case for investors, balancing solid performance metrics against inherent market risks.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Can Fin Homes Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Ind Bank Housing Ltd | 37.9 Cr. | 37.9 | 56.5/33.0 | 121 | 0.00 % | 3.74 % | % | 10.0 | |
| Home First Finance Company India Ltd | 12,466 Cr. | 1,203 | 1,519/839 | 30.2 | 280 | 0.31 % | 11.4 % | 16.5 % | 2.00 |
| Aptus Value Housing Finance India Ltd | 15,866 Cr. | 317 | 368/268 | 19.9 | 86.4 | 1.42 % | 15.0 % | 18.6 % | 2.00 |
| Repco Home Finance Ltd | 2,613 Cr. | 417 | 524/308 | 5.91 | 530 | 0.96 % | 11.1 % | 14.2 % | 10.0 |
| PNB Housing Finance Ltd | 24,430 Cr. | 938 | 1,142/746 | 11.1 | 690 | 0.53 % | 9.46 % | 12.3 % | 10.0 |
| Industry Average | 10,913.90 Cr | 432.78 | 12.32 | 315.21 | 0.96% | 48.21% | 13.33% | 5.64 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 611 | 657 | 710 | 764 | 824 | 871 | 901 | 927 | 931 | 962 | 986 | 999 | 1,020 |
| Interest | 356 | 401 | 453 | 491 | 533 | 548 | 566 | 584 | 603 | 616 | 636 | 634 | 648 |
| Expenses | 35 | 50 | 49 | 72 | 54 | 122 | 77 | 70 | 71 | 70 | 78 | 82 | 91 |
| Financing Profit | 220 | 206 | 208 | 201 | 236 | 201 | 258 | 273 | 258 | 277 | 272 | 282 | 281 |
| Financing Margin % | 36% | 31% | 29% | 26% | 29% | 23% | 29% | 29% | 28% | 29% | 28% | 28% | 28% |
| Other Income | 0 | 0 | 0 | 1 | 0 | 0 | 1 | 1 | 0 | 0 | 0 | 1 | 0 |
| Depreciation | 2 | 3 | 3 | 4 | 3 | 3 | 3 | 4 | 3 | 3 | 3 | 4 | 3 |
| Profit before tax | 219 | 203 | 205 | 198 | 234 | 198 | 256 | 270 | 255 | 274 | 269 | 279 | 278 |
| Tax % | 26% | 30% | 26% | 16% | 22% | 20% | 22% | 23% | 22% | 23% | 21% | 16% | 19% |
| Net Profit | 162 | 142 | 151 | 166 | 183 | 158 | 200 | 209 | 200 | 211 | 212 | 234 | 224 |
| EPS in Rs | 12.18 | 10.64 | 11.38 | 12.45 | 13.78 | 11.87 | 15.03 | 15.70 | 14.99 | 15.88 | 15.93 | 17.57 | 16.81 |
| Gross NPA % | 0.65% | 0.62% | 0.60% | 0.55% | 0.63% | 0.76% | 0.91% | 0.82% | 0.91% | 0.88% | 0.92% | 0.87% | 0.98% |
| Net NPA % | 0.30% | 0.35% | 0.30% | 0.26% | 0.34% | 0.43% | 0.49% | 0.42% | 0.49% | 0.47% | 0.50% | 0.46% | 0.54% |
Last Updated: August 1, 2025, 11:00 pm
Below is a detailed analysis of the quarterly data for Can Fin Homes Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Interest, as of Jun 2025, the value is 648.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 634.00 Cr. (Mar 2025) to 648.00 Cr., marking an increase of 14.00 Cr..
- For Expenses, as of Jun 2025, the value is 91.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 82.00 Cr. (Mar 2025) to 91.00 Cr., marking an increase of 9.00 Cr..
- For Other Income, as of Jun 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 1.00 Cr. (Mar 2025) to 0.00 Cr., marking a decrease of 1.00 Cr..
- For Depreciation, as of Jun 2025, the value is 3.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 4.00 Cr. (Mar 2025) to 3.00 Cr., marking a decrease of 1.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 278.00 Cr.. The value appears to be declining and may need further review. It has decreased from 279.00 Cr. (Mar 2025) to 278.00 Cr., marking a decrease of 1.00 Cr..
- For Tax %, as of Jun 2025, the value is 19.00%. The value appears to be increasing, which may not be favorable. It has increased from 16.00% (Mar 2025) to 19.00%, marking an increase of 3.00%.
- For Net Profit, as of Jun 2025, the value is 224.00 Cr.. The value appears to be declining and may need further review. It has decreased from 234.00 Cr. (Mar 2025) to 224.00 Cr., marking a decrease of 10.00 Cr..
- For EPS in Rs, as of Jun 2025, the value is 16.81. The value appears to be declining and may need further review. It has decreased from 17.57 (Mar 2025) to 16.81, marking a decrease of 0.76.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: August 22, 2025, 5:32 pm
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 578 | 816 | 1,083 | 1,353 | 1,518 | 1,727 | 2,030 | 2,018 | 1,988 | 2,742 | 3,523 | 3,879 | 3,968 |
| Interest | 423 | 611 | 744 | 884 | 981 | 1,170 | 1,345 | 1,209 | 1,155 | 1,702 | 2,232 | 2,488 | 2,534 |
| Expenses | 46 | 65 | 83 | 95 | 107 | 89 | 158 | 182 | 189 | 205 | 323 | 301 | 321 |
| Financing Profit | 109 | 140 | 257 | 373 | 430 | 468 | 528 | 627 | 644 | 835 | 969 | 1,089 | 1,112 |
| Financing Margin % | 19% | 17% | 24% | 28% | 28% | 27% | 26% | 31% | 32% | 30% | 28% | 28% | 28% |
| Other Income | 0 | 1 | 1 | 1 | 4 | 4 | 0 | 0 | 1 | 1 | 1 | 1 | 1 |
| Depreciation | 2 | 4 | 3 | 4 | 3 | 3 | 9 | 10 | 10 | 12 | 13 | 13 | 14 |
| Profit before tax | 107 | 137 | 254 | 370 | 431 | 470 | 518 | 618 | 635 | 824 | 958 | 1,077 | 1,100 |
| Tax % | 29% | 37% | 38% | 36% | 34% | 37% | 27% | 26% | 26% | 25% | 22% | 20% | |
| Net Profit | 76 | 86 | 157 | 235 | 286 | 297 | 376 | 456 | 471 | 621 | 751 | 857 | 881 |
| EPS in Rs | 5.69 | 6.48 | 11.80 | 17.68 | 21.49 | 22.29 | 28.25 | 34.25 | 35.38 | 46.65 | 56.38 | 64.37 | 66.19 |
| Dividend Payout % | 18% | 22% | 17% | 11% | 9% | 9% | 7% | 6% | 8% | 8% | 11% | 19% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 13.16% | 82.56% | 49.68% | 21.70% | 3.85% | 26.60% | 21.28% | 3.29% | 31.85% | 20.93% | 14.11% |
| Change in YoY Net Profit Growth (%) | 0.00% | 69.40% | -32.88% | -27.98% | -17.86% | 22.75% | -5.32% | -17.99% | 28.56% | -10.91% | -6.82% |
Can Fin Homes Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 17% |
| 5 Years: | 14% |
| 3 Years: | 25% |
| TTM: | 9% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 26% |
| 5 Years: | 18% |
| 3 Years: | 22% |
| TTM: | 15% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 18% |
| 5 Years: | 15% |
| 3 Years: | 6% |
| 1 Year: | -14% |
| Return on Equity | |
|---|---|
| 10 Years: | 19% |
| 5 Years: | 18% |
| 3 Years: | 18% |
| Last Year: | 18% |
Last Updated: September 5, 2025, 1:30 am
Balance Sheet
Last Updated: August 11, 2025, 1:47 pm
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 20 | 27 | 27 | 27 | 27 | 27 | 27 | 27 | 27 | 27 | 27 | 27 |
| Reserves | 432 | 745 | 852 | 1,050 | 1,460 | 1,756 | 2,123 | 2,583 | 3,040 | 3,621 | 4,317 | 5,041 |
| Borrowing | 5,269 | 7,375 | 9,444 | 11,872 | 13,921 | 16,880 | 18,748 | 19,293 | 24,648 | 29,068 | 31,863 | 35,051 |
| Other Liabilities | 191 | 188 | 433 | 430 | 322 | 67 | 145 | 171 | 230 | 355 | 807 | 849 |
| Total Liabilities | 5,912 | 8,334 | 10,756 | 13,379 | 15,730 | 18,729 | 21,044 | 22,074 | 27,944 | 33,070 | 37,014 | 40,967 |
| Fixed Assets | 8 | 9 | 9 | 10 | 10 | 10 | 38 | 38 | 35 | 45 | 53 | 49 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 |
| Investments | 15 | 15 | 15 | 16 | 16 | 16 | 24 | 50 | 1,126 | 1,459 | 1,459 | 2,374 |
| Other Assets | 5,889 | 8,310 | 10,732 | 13,352 | 15,704 | 18,703 | 20,981 | 21,986 | 26,784 | 31,566 | 35,502 | 38,543 |
| Total Assets | 5,912 | 8,334 | 10,756 | 13,379 | 15,730 | 18,729 | 21,044 | 22,074 | 27,944 | 33,070 | 37,014 | 40,967 |
Below is a detailed analysis of the balance sheet data for Can Fin Homes Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2025, the value is 27.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 27.00 Cr..
- For Reserves, as of Mar 2025, the value is 5,041.00 Cr.. The value appears strong and on an upward trend. It has increased from 4,317.00 Cr. (Mar 2024) to 5,041.00 Cr., marking an increase of 724.00 Cr..
- For Other Liabilities, as of Mar 2025, the value is 849.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 807.00 Cr. (Mar 2024) to 849.00 Cr., marking an increase of 42.00 Cr..
- For Total Liabilities, as of Mar 2025, the value is 40,967.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 37,014.00 Cr. (Mar 2024) to 40,967.00 Cr., marking an increase of 3,953.00 Cr..
- For Fixed Assets, as of Mar 2025, the value is 49.00 Cr.. The value appears to be declining and may need further review. It has decreased from 53.00 Cr. (Mar 2024) to 49.00 Cr., marking a decrease of 4.00 Cr..
- For CWIP, as of Mar 2025, the value is 1.00 Cr.. The value appears strong and on an upward trend. It has increased from 0.00 Cr. (Mar 2024) to 1.00 Cr., marking an increase of 1.00 Cr..
- For Investments, as of Mar 2025, the value is 2,374.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,459.00 Cr. (Mar 2024) to 2,374.00 Cr., marking an increase of 915.00 Cr..
- For Other Assets, as of Mar 2025, the value is 38,543.00 Cr.. The value appears strong and on an upward trend. It has increased from 35,502.00 Cr. (Mar 2024) to 38,543.00 Cr., marking an increase of 3,041.00 Cr..
- For Total Assets, as of Mar 2025, the value is 40,967.00 Cr.. The value appears strong and on an upward trend. It has increased from 37,014.00 Cr. (Mar 2024) to 40,967.00 Cr., marking an increase of 3,953.00 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 41.00 | 58.00 | 74.00 | 84.00 | 94.00 | 73.00 | 140.00 | 163.00 | 165.00 | 176.00 | 292.00 | 266.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 18% | 14% | 19% | 24% | 22% | 18% | 19% | 19% | 17% | 18% | 19% | 18% |
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| Axis Small Cap Fund | 5,243,788 | 2.29 | 409.59 | 5,243,788 | 2025-04-22 17:25:39 | 0% |
| Nippon India Small Cap Fund | 1,193,042 | 0.23 | 93.19 | 1,193,042 | 2025-04-22 17:25:39 | 0% |
| UTI Value Fund | 875,000 | 0.9 | 66.8 | 875,000 | 2025-04-22 17:25:39 | 0% |
| Tata Multicap Fund | 680,000 | 2.02 | 53.11 | 680,000 | 2025-04-22 17:25:39 | 0% |
| Edelweiss Small Cap Fund | 674,013 | 1.88 | 52.65 | 674,013 | 2025-04-22 17:25:39 | 0% |
| Axis Multicap Fund | 544,014 | 0.92 | 42.49 | 544,014 | 2025-04-22 17:25:39 | 0% |
| Edelweiss Large & Mid Cap Fund | 499,693 | 1.6 | 39.03 | 499,693 | 2025-04-22 17:25:39 | 0% |
| UTI ELSS Tax Saver Fund | 499,940 | 1.24 | 38.17 | 499,940 | 2025-04-22 17:25:39 | 0% |
| Baroda BNP Paribas Value Fund | 410,000 | 2.03 | 32.03 | 410,000 | 2025-04-22 05:46:17 | 0% |
| Edelweiss Balanced Advantage Fund | 406,348 | 0.33 | 31.74 | 406,348 | 2025-04-22 17:25:39 | 0% |
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
| Basic EPS (Rs.) | 64.37 | 56.38 | 46.65 | 35.38 | 34.25 |
| Diluted EPS (Rs.) | 64.37 | 56.38 | 46.65 | 35.38 | 34.25 |
| Cash EPS (Rs.) | 65.33 | 57.33 | 47.58 | 36.11 | 34.97 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 380.54 | 326.20 | 273.89 | 230.29 | 195.98 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 380.54 | 326.20 | 273.89 | 230.29 | 195.98 |
| Dividend / Share (Rs.) | 12.00 | 6.00 | 3.50 | 3.00 | 2.00 |
| Revenue From Operations / Share (Rs.) | 291.24 | 264.56 | 205.91 | 149.28 | 151.55 |
| PBDIT / Share (Rs.) | 268.73 | 240.43 | 190.54 | 135.05 | 137.83 |
| PBIT / Share (Rs.) | 267.76 | 239.47 | 189.61 | 134.31 | 137.12 |
| PBT / Share (Rs.) | 80.91 | 71.91 | 61.88 | 47.69 | 46.38 |
| Net Profit / Share (Rs.) | 64.37 | 56.37 | 46.65 | 35.38 | 34.25 |
| PBDIT Margin (%) | 92.27 | 90.87 | 92.53 | 90.46 | 90.94 |
| PBIT Margin (%) | 91.93 | 90.51 | 92.08 | 89.97 | 90.47 |
| PBT Margin (%) | 27.78 | 27.17 | 30.05 | 31.94 | 30.60 |
| Net Profit Margin (%) | 22.10 | 21.30 | 22.65 | 23.69 | 22.59 |
| Return on Networth / Equity (%) | 16.91 | 17.28 | 17.03 | 15.36 | 17.47 |
| Return on Capital Employeed (%) | 63.45 | 25.85 | 23.92 | 18.28 | 22.36 |
| Return On Assets (%) | 2.09 | 2.05 | 1.87 | 1.68 | 2.06 |
| Long Term Debt / Equity (X) | 0.00 | 1.82 | 1.88 | 2.17 | 2.08 |
| Total Debt / Equity (X) | 6.92 | 7.34 | 7.97 | 8.04 | 7.39 |
| Asset Turnover Ratio (%) | 0.09 | 0.10 | 0.08 | 0.07 | 0.09 |
| Current Ratio (X) | 1.14 | 1.50 | 1.46 | 1.53 | 1.58 |
| Quick Ratio (X) | 1.14 | 1.50 | 1.46 | 1.53 | 1.58 |
| Dividend Payout Ratio (NP) (%) | 15.53 | 7.09 | 6.43 | 9.89 | 5.83 |
| Dividend Payout Ratio (CP) (%) | 15.30 | 6.97 | 6.30 | 9.69 | 5.71 |
| Earning Retention Ratio (%) | 84.47 | 92.91 | 93.57 | 90.11 | 94.17 |
| Cash Earning Retention Ratio (%) | 84.70 | 93.03 | 93.70 | 90.31 | 94.29 |
| Interest Coverage Ratio (X) | 1.44 | 1.43 | 1.49 | 1.56 | 1.52 |
| Interest Coverage Ratio (Post Tax) (X) | 1.34 | 1.34 | 1.37 | 1.41 | 1.38 |
| Enterprise Value (Cr.) | 43648.36 | 41427.55 | 35805.39 | 32731.67 | 27432.41 |
| EV / Net Operating Revenue (X) | 11.25 | 11.76 | 13.06 | 16.47 | 13.59 |
| EV / EBITDA (X) | 12.20 | 12.94 | 14.11 | 18.20 | 14.95 |
| MarketCap / Net Operating Revenue (X) | 2.30 | 2.84 | 2.57 | 4.23 | 4.04 |
| Retention Ratios (%) | 84.46 | 92.90 | 93.56 | 90.10 | 94.16 |
| Price / BV (X) | 1.76 | 2.31 | 1.93 | 2.74 | 3.13 |
| Price / Net Operating Revenue (X) | 2.30 | 2.84 | 2.57 | 4.23 | 4.04 |
| EarningsYield | 0.09 | 0.07 | 0.08 | 0.05 | 0.05 |
After reviewing the key financial ratios for Can Fin Homes Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 2.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 2.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 64.37. This value is within the healthy range. It has increased from 56.38 (Mar 24) to 64.37, marking an increase of 7.99.
- For Diluted EPS (Rs.), as of Mar 25, the value is 64.37. This value is within the healthy range. It has increased from 56.38 (Mar 24) to 64.37, marking an increase of 7.99.
- For Cash EPS (Rs.), as of Mar 25, the value is 65.33. This value is within the healthy range. It has increased from 57.33 (Mar 24) to 65.33, marking an increase of 8.00.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 380.54. It has increased from 326.20 (Mar 24) to 380.54, marking an increase of 54.34.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 380.54. It has increased from 326.20 (Mar 24) to 380.54, marking an increase of 54.34.
- For Dividend / Share (Rs.), as of Mar 25, the value is 12.00. This value exceeds the healthy maximum of 3. It has increased from 6.00 (Mar 24) to 12.00, marking an increase of 6.00.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 291.24. It has increased from 264.56 (Mar 24) to 291.24, marking an increase of 26.68.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 268.73. This value is within the healthy range. It has increased from 240.43 (Mar 24) to 268.73, marking an increase of 28.30.
- For PBIT / Share (Rs.), as of Mar 25, the value is 267.76. This value is within the healthy range. It has increased from 239.47 (Mar 24) to 267.76, marking an increase of 28.29.
- For PBT / Share (Rs.), as of Mar 25, the value is 80.91. This value is within the healthy range. It has increased from 71.91 (Mar 24) to 80.91, marking an increase of 9.00.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 64.37. This value is within the healthy range. It has increased from 56.37 (Mar 24) to 64.37, marking an increase of 8.00.
- For PBDIT Margin (%), as of Mar 25, the value is 92.27. This value is within the healthy range. It has increased from 90.87 (Mar 24) to 92.27, marking an increase of 1.40.
- For PBIT Margin (%), as of Mar 25, the value is 91.93. This value exceeds the healthy maximum of 20. It has increased from 90.51 (Mar 24) to 91.93, marking an increase of 1.42.
- For PBT Margin (%), as of Mar 25, the value is 27.78. This value is within the healthy range. It has increased from 27.17 (Mar 24) to 27.78, marking an increase of 0.61.
- For Net Profit Margin (%), as of Mar 25, the value is 22.10. This value exceeds the healthy maximum of 10. It has increased from 21.30 (Mar 24) to 22.10, marking an increase of 0.80.
- For Return on Networth / Equity (%), as of Mar 25, the value is 16.91. This value is within the healthy range. It has decreased from 17.28 (Mar 24) to 16.91, marking a decrease of 0.37.
- For Return on Capital Employeed (%), as of Mar 25, the value is 63.45. This value is within the healthy range. It has increased from 25.85 (Mar 24) to 63.45, marking an increase of 37.60.
- For Return On Assets (%), as of Mar 25, the value is 2.09. This value is below the healthy minimum of 5. It has increased from 2.05 (Mar 24) to 2.09, marking an increase of 0.04.
- For Long Term Debt / Equity (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 0.2. It has decreased from 1.82 (Mar 24) to 0.00, marking a decrease of 1.82.
- For Total Debt / Equity (X), as of Mar 25, the value is 6.92. This value exceeds the healthy maximum of 1. It has decreased from 7.34 (Mar 24) to 6.92, marking a decrease of 0.42.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.09. It has decreased from 0.10 (Mar 24) to 0.09, marking a decrease of 0.01.
- For Current Ratio (X), as of Mar 25, the value is 1.14. This value is below the healthy minimum of 1.5. It has decreased from 1.50 (Mar 24) to 1.14, marking a decrease of 0.36.
- For Quick Ratio (X), as of Mar 25, the value is 1.14. This value is within the healthy range. It has decreased from 1.50 (Mar 24) to 1.14, marking a decrease of 0.36.
- For Dividend Payout Ratio (NP) (%), as of Mar 25, the value is 15.53. This value is below the healthy minimum of 20. It has increased from 7.09 (Mar 24) to 15.53, marking an increase of 8.44.
- For Dividend Payout Ratio (CP) (%), as of Mar 25, the value is 15.30. This value is below the healthy minimum of 20. It has increased from 6.97 (Mar 24) to 15.30, marking an increase of 8.33.
- For Earning Retention Ratio (%), as of Mar 25, the value is 84.47. This value exceeds the healthy maximum of 70. It has decreased from 92.91 (Mar 24) to 84.47, marking a decrease of 8.44.
- For Cash Earning Retention Ratio (%), as of Mar 25, the value is 84.70. This value exceeds the healthy maximum of 70. It has decreased from 93.03 (Mar 24) to 84.70, marking a decrease of 8.33.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 1.44. This value is below the healthy minimum of 3. It has increased from 1.43 (Mar 24) to 1.44, marking an increase of 0.01.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 1.34. This value is below the healthy minimum of 3. There is no change compared to the previous period (Mar 24) which recorded 1.34.
- For Enterprise Value (Cr.), as of Mar 25, the value is 43,648.36. It has increased from 41,427.55 (Mar 24) to 43,648.36, marking an increase of 2,220.81.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 11.25. This value exceeds the healthy maximum of 3. It has decreased from 11.76 (Mar 24) to 11.25, marking a decrease of 0.51.
- For EV / EBITDA (X), as of Mar 25, the value is 12.20. This value is within the healthy range. It has decreased from 12.94 (Mar 24) to 12.20, marking a decrease of 0.74.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 2.30. This value is within the healthy range. It has decreased from 2.84 (Mar 24) to 2.30, marking a decrease of 0.54.
- For Retention Ratios (%), as of Mar 25, the value is 84.46. This value exceeds the healthy maximum of 70. It has decreased from 92.90 (Mar 24) to 84.46, marking a decrease of 8.44.
- For Price / BV (X), as of Mar 25, the value is 1.76. This value is within the healthy range. It has decreased from 2.31 (Mar 24) to 1.76, marking a decrease of 0.55.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 2.30. This value is within the healthy range. It has decreased from 2.84 (Mar 24) to 2.30, marking a decrease of 0.54.
- For EarningsYield, as of Mar 25, the value is 0.09. This value is below the healthy minimum of 5. It has increased from 0.07 (Mar 24) to 0.09, marking an increase of 0.02.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Unable to fetch valid data for stock valuation.Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Can Fin Homes Ltd:
- Net Profit Margin: 22.1%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 63.45% (Industry Average ROCE: 48.21%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 16.91% (Industry Average ROE: 13.33%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 1.34
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 1.14
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 12.5 (Industry average Stock P/E: 12.32)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 6.92
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 22.1%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance - Housing | #29/1, 1st Floor, Sir M N Krishna Rao Road, Bengaluru Karnataka 560004 | investor.relationship@canfinhomes.com http://www.canfinhomes.com |
| Management | |
|---|---|
| Name | Position Held |
| Mr. K Satyanarayana Raju | Chairman & Non-Exe.Director |
| Mr. Suresh S Iyer | Managing Director & CEO |
| Mr. Vikram Saha | Deputy Managing Director |
| Mr. Ajai Kumar | Ind. Non-Executive Director |
| Mr. Murali Ramaswami | Ind. Non-Executive Director |
| Mrs. Shubhalakshmi Aamod Panse | Ind. Non-Executive Director |
| Mr. Arvind Narayan Yennemadi | Ind. Non-Executive Director |
| Mr. Anup Sankar Bhattacharya | Ind. Non-Executive Director |
FAQ
What is the intrinsic value of Can Fin Homes Ltd?
Can Fin Homes Ltd's intrinsic value (as of 29 October 2025) is 756.57 which is 12.33% lower the current market price of 863.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 11,493 Cr. market cap, FY2025-2026 high/low of 897/558, reserves of ₹5,041 Cr, and liabilities of 40,967 Cr.
What is the Market Cap of Can Fin Homes Ltd?
The Market Cap of Can Fin Homes Ltd is 11,493 Cr..
What is the current Stock Price of Can Fin Homes Ltd as on 29 October 2025?
The current stock price of Can Fin Homes Ltd as on 29 October 2025 is 863.
What is the High / Low of Can Fin Homes Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Can Fin Homes Ltd stocks is 897/558.
What is the Stock P/E of Can Fin Homes Ltd?
The Stock P/E of Can Fin Homes Ltd is 12.5.
What is the Book Value of Can Fin Homes Ltd?
The Book Value of Can Fin Homes Ltd is 410.
What is the Dividend Yield of Can Fin Homes Ltd?
The Dividend Yield of Can Fin Homes Ltd is 1.39 %.
What is the ROCE of Can Fin Homes Ltd?
The ROCE of Can Fin Homes Ltd is 9.34 %.
What is the ROE of Can Fin Homes Ltd?
The ROE of Can Fin Homes Ltd is 18.2 %.
What is the Face Value of Can Fin Homes Ltd?
The Face Value of Can Fin Homes Ltd is 2.00.