Share Price and Basic Stock Data
Last Updated: February 11, 2026, 10:02 pm
| PEG Ratio | 1.41 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Capital Small Finance Bank Ltd operates in the private sector banking industry, focusing on retail banking services. As of October 2023, the bank’s share price stood at ₹257, with a market capitalization of ₹1,166 Cr. The bank reported a steady revenue increase, with total revenue rising from ₹676 Cr in FY 2023 to ₹794 Cr in FY 2024, and further to ₹908 Cr in FY 2025. The trailing twelve-month revenue reached ₹970 Cr. Quarterly revenue figures also demonstrated a consistent upward trend, with revenues increasing from ₹177 Cr in December 2022 to ₹197 Cr in September 2023, and projected to reach ₹204 Cr in December 2023. The growth trajectory reflects a robust demand for banking services, positioning the bank favorably within the competitive landscape of private sector banks in India.
Profitability and Efficiency Metrics
Capital Small Finance Bank reported a net profit of ₹135 Cr, translating to a price-to-earnings (P/E) ratio of 8.60, indicating a relatively attractive valuation compared to sector averages. The return on equity (ROE) was recorded at 10.4%, while return on capital employed (ROCE) stood at 7.04%. The bank’s profitability improved significantly over recent years, with net profit rising from ₹94 Cr in FY 2023 to ₹112 Cr in FY 2024, and projected to reach ₹132 Cr in FY 2025. The efficiency metrics, however, revealed a cost-to-income ratio of 62.63% for FY 2025, slightly higher than the typical sector range, which may indicate areas for operational improvement. Overall, the bank’s net profit margin of 14.49% and operating profit margin of 26.53% reflect solid operational efficiency and profitability.
Balance Sheet Strength and Financial Ratios
As of March 2025, Capital Small Finance Bank’s total assets stood at ₹10,108 Cr, supported by total liabilities of ₹10,108 Cr, indicating a balanced financial position. The bank’s reserves grew significantly from ₹1,295 Cr in FY 2024 to ₹1,346 Cr in FY 2025, reflecting a strong capital base. Deposits increased from ₹8,323 Cr in FY 2025 to ₹9,317 Cr in September 2025, showcasing growing customer confidence. The bank’s gross non-performing assets (NPA) ratio stood at 2.68%, while the net NPA ratio was reported at 1.35%, both of which are within acceptable limits compared to industry standards. Additionally, the price-to-book ratio of 0.87 suggests that the stock may be undervalued relative to its book value, which stood at ₹296.18 per share.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Capital Small Finance Bank indicates a diverse ownership structure, with public shareholders holding 52.01% of the equity. Domestic institutional investors (DIIs) accounted for 27.97%, while foreign institutional investors (FIIs) comprised 1.26%. The promoter stake remained stable at 18.75%, reflecting a consistent commitment from the founding members. The number of shareholders decreased from 89,964 in March 2024 to 67,317 by September 2025, possibly indicating consolidation among shareholders. This diverse ownership structure, combined with a relatively high DII stake, suggests strong institutional confidence in the bank’s future. However, the declining number of shareholders could warrant attention, as it may signal potential liquidity concerns in the stock.
Outlook, Risks, and Final Insight
Looking ahead, Capital Small Finance Bank is poised for growth, driven by increasing revenues and profitability alongside a healthy balance sheet. However, potential risks include rising competition in the private banking sector and the management of asset quality, as indicated by the gross and net NPA ratios. Moreover, the bank’s reliance on retail deposits for funding could expose it to market fluctuations. The stable shareholding structure and the bank’s commitment to maintaining a solid capital base are strengths that could mitigate these risks. In scenarios where the bank successfully manages operational efficiency and asset quality, it may enhance profitability further. Conversely, failure to address these challenges could hinder growth and investor sentiment.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Fino Payments Bank Ltd | 1,890 Cr. | 228 | 339/180 | 26.4 | 90.5 | 0.00 % | 6.64 % | 13.3 % | 10.0 |
| ESAF Small Finance Bank Ltd | 1,466 Cr. | 28.4 | 36.2/24.3 | 33.9 | 0.00 % | 4.28 % | 23.5 % | 10.0 | |
| Capital Small Finance Bank Ltd | 1,229 Cr. | 272 | 331/249 | 9.07 | 306 | 1.47 % | 7.04 % | 10.4 % | 10.0 |
| Yes Bank Ltd | 66,900 Cr. | 21.3 | 24.3/16.0 | 21.1 | 16.0 | 0.00 % | 6.36 % | 5.46 % | 2.00 |
| Ujjivan Small Finance Bank Ltd | 12,173 Cr. | 62.7 | 68.0/30.9 | 24.6 | 32.1 | 0.00 % | 8.53 % | 12.4 % | 10.0 |
| Industry Average | 162,102.74 Cr | 354.61 | 17.89 | 214.17 | 0.57% | 6.84% | 11.80% | 6.30 |
Quarterly Result
| Metric | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 177 | 179 | 189 | 197 | 204 | 204 | 218 | 224 | 235 | 231 | 247 | 256 | 272 |
| Interest | 90 | 94 | 102 | 113 | 117 | 117 | 119 | 123 | 128 | 128 | 137 | 145 | 153 |
| Expenses | 61 | 68 | 60 | 68 | 67 | 70 | 76 | 82 | 80 | 84 | 90 | 88 | 100 |
| Financing Profit | 25 | 16 | 27 | 16 | 20 | 17 | 24 | 19 | 27 | 19 | 20 | 23 | 19 |
| Financing Margin % | 14% | 9% | 14% | 8% | 10% | 8% | 11% | 8% | 12% | 8% | 8% | 9% | 7% |
| Other Income | 12 | 15 | 13 | 16 | 18 | 21 | 17 | 26 | 18 | 26 | 23 | 23 | 26 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 37 | 32 | 40 | 32 | 38 | 38 | 40 | 44 | 46 | 45 | 43 | 46 | 46 |
| Tax % | 24% | 24% | 25% | 25% | 25% | 25% | 25% | 25% | 25% | 24% | 25% | 25% | 25% |
| Net Profit | 28 | 24 | 30 | 24 | 29 | 28 | 30 | 33 | 34 | 34 | 32 | 35 | 34 |
| EPS in Rs | 8.17 | 6.26 | 6.66 | 7.40 | 7.53 | 7.57 | 7.07 | 7.70 | 7.58 | ||||
| Gross NPA % | 2.96% | 2.77% | 2.81% | 2.73% | 2.97% | 2.76% | 2.69% | 2.61% | 2.67% | 2.58% | 2.74% | 2.70% | 2.68% |
| Net NPA % | 1.60% | 1.36% | 1.37% | 1.36% | 1.53% | 1.40% | 1.35% | 1.29% | 1.35% | 1.30% | 1.39% | 1.38% | 1.35% |
Last Updated: February 2, 2026, 5:46 pm
Below is a detailed analysis of the quarterly data for Capital Small Finance Bank Ltd based on the most recent figures (Dec 2025) and their trends compared to the previous period:
- For Interest, as of Dec 2025, the value is 153.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 145.00 Cr. (Sep 2025) to 153.00 Cr., marking an increase of 8.00 Cr..
- For Expenses, as of Dec 2025, the value is 100.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 88.00 Cr. (Sep 2025) to 100.00 Cr., marking an increase of 12.00 Cr..
- For Other Income, as of Dec 2025, the value is 26.00 Cr.. The value appears strong and on an upward trend. It has increased from 23.00 Cr. (Sep 2025) to 26.00 Cr., marking an increase of 3.00 Cr..
- For Depreciation, as of Dec 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Dec 2025, the value is 46.00 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2025) which recorded 46.00 Cr..
- For Tax %, as of Dec 2025, the value is 25.00%. The value remains steady. There is no change compared to the previous period (Sep 2025) which recorded 25.00%.
- For Net Profit, as of Dec 2025, the value is 34.00 Cr.. The value appears to be declining and may need further review. It has decreased from 35.00 Cr. (Sep 2025) to 34.00 Cr., marking a decrease of 1.00 Cr..
- For EPS in Rs, as of Dec 2025, the value is 7.58. The value appears to be declining and may need further review. It has decreased from 7.70 (Sep 2025) to 7.58, marking a decrease of 0.12.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 4:01 am
| Metric | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 271 | 346 | 458 | 511 | 578 | 676 | 794 | 908 | 970 |
| Interest | 166 | 211 | 286 | 313 | 323 | 354 | 449 | 498 | 538 |
| Expenses | 108 | 128 | 166 | 174 | 209 | 227 | 248 | 304 | 342 |
| Financing Profit | -4 | 7 | 7 | 24 | 46 | 95 | 97 | 106 | 90 |
| Financing Margin % | -1% | 2% | 2% | 5% | 8% | 14% | 12% | 12% | 9% |
| Other Income | 23 | 31 | 43 | 46 | 54 | 49 | 68 | 86 | 90 |
| Depreciation | 0 | 12 | 15 | 16 | 16 | 21 | 17 | 17 | 0 |
| Profit before tax | 19 | 27 | 35 | 54 | 84 | 124 | 148 | 175 | 180 |
| Tax % | 0% | 28% | 27% | 24% | 26% | 25% | 25% | 25% | |
| Net Profit | 19 | 19 | 25 | 41 | 63 | 94 | 112 | 132 | 135 |
| EPS in Rs | 24.76 | 29.10 | 29.87 | ||||||
| Dividend Payout % | 0% | 3% | 0% | 7% | 5% | 4% | 5% | 14% |
YoY Net Profit Growth
| Year | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 0.00% | 31.58% | 64.00% | 53.66% | 49.21% | 19.15% | 17.86% |
| Change in YoY Net Profit Growth (%) | 0.00% | 31.58% | 32.42% | -10.34% | -4.45% | -30.06% | -1.29% |
Capital Small Finance Bank Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 7 years from 2018-2019 to 2024-2025.
Growth
Last Updated: September 5, 2025, 2:46 pm
Balance Sheet
Last Updated: December 10, 2025, 4:01 am
| Month | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 28 | 28 | 34 | 34 | 34 | 34 | 45 | 45 | 45 |
| Reserves | 205 | 222 | 373 | 417 | 482 | 576 | 1,152 | 1,295 | 1,346 |
| Deposits | 2,851 | 3,667 | 4,447 | 5,221 | 6,046 | 6,561 | 7,478 | 8,323 | 9,317 |
| Borrowing | 222 | 358 | 421 | 617 | 498 | 721 | 472 | 321 | 577 |
| Other Liabilities | 46 | 45 | 56 | 83 | 93 | 98 | 148 | 124 | 149 |
| Total Liabilities | 3,352 | 4,321 | 5,330 | 6,371 | 7,154 | 7,991 | 9,295 | 10,108 | 11,434 |
| Fixed Assets | 65 | 84 | 91 | 87 | 84 | 83 | 84 | 88 | 91 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 871 | 863 | 1,052 | 1,212 | 1,357 | 1,489 | 1,706 | 1,819 | 1,954 |
| Other Assets | 2,417 | 3,375 | 4,187 | 5,072 | 5,713 | 6,420 | 7,506 | 8,200 | 9,389 |
| Total Assets | 3,352 | 4,321 | 5,330 | 6,371 | 7,154 | 7,991 | 9,295 | 10,108 | 11,434 |
Below is a detailed analysis of the balance sheet data for Capital Small Finance Bank Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 45.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 45.00 Cr..
- For Reserves, as of Sep 2025, the value is 1,346.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,295.00 Cr. (Mar 2025) to 1,346.00 Cr., marking an increase of 51.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 149.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 124.00 Cr. (Mar 2025) to 149.00 Cr., marking an increase of 25.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 11,434.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 10,108.00 Cr. (Mar 2025) to 11,434.00 Cr., marking an increase of 1,326.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 91.00 Cr.. The value appears strong and on an upward trend. It has increased from 88.00 Cr. (Mar 2025) to 91.00 Cr., marking an increase of 3.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 1,954.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,819.00 Cr. (Mar 2025) to 1,954.00 Cr., marking an increase of 135.00 Cr..
- For Other Assets, as of Sep 2025, the value is 9,389.00 Cr.. The value appears strong and on an upward trend. It has increased from 8,200.00 Cr. (Mar 2025) to 9,389.00 Cr., marking an increase of 1,189.00 Cr..
- For Total Assets, as of Sep 2025, the value is 11,434.00 Cr.. The value appears strong and on an upward trend. It has increased from 10,108.00 Cr. (Mar 2025) to 11,434.00 Cr., marking an increase of 1,326.00 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 106.00 | 125.00 | 162.00 | 169.00 | 203.00 | 221.00 | 241.00 | 296.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|
| ROE % | 8% | 8% | 10% | 13% | 17% | 12% | 10% |
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| 360 ONE FlexiCap Fund | 572,169 | 0.72 | 15.08 | 213,664 | 2026-01-26 06:49:23 | 167.79% |
| 360 ONE Balanced Hybrid Fund | 121,461 | 0.38 | 3.2 | 130,798 | 2026-01-26 06:49:23 | -7.14% |
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 29.18 | 30.65 | 27.35 | 18.41 | 12.04 |
| Diluted EPS (Rs.) | 29.18 | 30.45 | 27.21 | 18.22 | 11.98 |
| Cash EPS (Rs.) | 32.85 | 28.51 | 33.36 | 23.11 | 16.89 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 296.18 | 265.84 | 178.27 | 151.50 | 132.94 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 296.18 | 265.84 | 178.27 | 151.50 | 132.94 |
| Dividend / Share (Rs.) | 4.00 | 1.20 | 1.20 | 1.00 | 0.80 |
| Operating Revenue / Share (Rs.) | 200.79 | 176.35 | 197.36 | 169.84 | 150.82 |
| Net Profit / Share (Rs.) | 29.09 | 24.76 | 27.32 | 18.38 | 12.03 |
| Interest Income / Employee (Rs.) | 4542479.00 | 4234144.46 | 3738976.77 | 3517141.12 | 3168767.04 |
| Net Profit / Employee (Rs.) | 658236.00 | 594484.54 | 517676.99 | 380590.02 | 252688.97 |
| Business / Employee (Rs.) | 77064953.00 | 72241103.94 | 66312549.78 | 64970553.53 | 55439628.25 |
| Interest Income / Branch (Rs.) | 46589528.21 | 44877146.89 | 39765117.65 | 35914161.49 | 32369556.96 |
| Net Profit / Branches (Rs.) | 6751138.46 | 6300864.41 | 5505647.06 | 3886273.29 | 2581265.82 |
| Business / Branches (Rs.) | 790409774.36 | 765674073.45 | 705253470.59 | 663426024.84 | 566326329.11 |
| Net Profit Margin (%) | 14.49 | 14.04 | 13.84 | 10.82 | 7.97 |
| Operating Profit Margin (%) | 26.53 | 26.98 | 25.19 | 20.21 | 16.68 |
| Return On Assets (%) | 1.30 | 1.19 | 1.17 | 0.87 | 0.64 |
| Return On Equity / Networth (%) | 9.82 | 9.31 | 15.32 | 12.13 | 9.04 |
| Net Interest Margin (X) | 4.05 | 3.71 | 4.02 | 3.56 | 3.11 |
| Cost To Income (%) | 62.63 | 62.51 | 59.96 | 63.41 | 70.75 |
| Interest Income / Total Assets (%) | 8.98 | 8.54 | 8.45 | 8.08 | 8.02 |
| Non-Interest Income / Total Assets (%) | 0.85 | 0.73 | 0.61 | 0.75 | 0.71 |
| Operating Profit / Total Assets (%) | 0.45 | 0.46 | 0.55 | 0.11 | -0.07 |
| Operating Expenses / Total Assets (%) | 3.07 | 2.77 | 2.78 | 2.74 | 2.71 |
| Interest Expenses / Total Assets (%) | 4.93 | 4.83 | 4.43 | 4.51 | 4.91 |
| Enterprise Value (Rs.Cr.) | 9163.87 | 8954.34 | 0.00 | 0.00 | 0.00 |
| EV Per Net Sales (X) | 10.09 | 11.27 | 0.00 | 0.00 | 0.00 |
| Price To Book Value (X) | 0.87 | 1.31 | 0.00 | 0.00 | 0.00 |
| Price To Sales (X) | 1.29 | 1.98 | 0.00 | 0.00 | 0.00 |
| Retention Ratios (%) | 95.89 | 96.19 | 96.34 | 95.65 | 100.00 |
| Earnings Yield (X) | 0.11 | 0.07 | 0.00 | 0.00 | 0.00 |
After reviewing the key financial ratios for Capital Small Finance Bank Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For Basic EPS (Rs.), as of Mar 25, the value is 29.18. This value is within the healthy range. It has decreased from 30.65 (Mar 24) to 29.18, marking a decrease of 1.47.
- For Diluted EPS (Rs.), as of Mar 25, the value is 29.18. This value is within the healthy range. It has decreased from 30.45 (Mar 24) to 29.18, marking a decrease of 1.27.
- For Cash EPS (Rs.), as of Mar 25, the value is 32.85. This value is within the healthy range. It has increased from 28.51 (Mar 24) to 32.85, marking an increase of 4.34.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 296.18. It has increased from 265.84 (Mar 24) to 296.18, marking an increase of 30.34.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 296.18. It has increased from 265.84 (Mar 24) to 296.18, marking an increase of 30.34.
- For Dividend / Share (Rs.), as of Mar 25, the value is 4.00. This value exceeds the healthy maximum of 3. It has increased from 1.20 (Mar 24) to 4.00, marking an increase of 2.80.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 29.09. This value is within the healthy range. It has increased from 24.76 (Mar 24) to 29.09, marking an increase of 4.33.
- For Net Profit Margin (%), as of Mar 25, the value is 14.49. This value exceeds the healthy maximum of 10. It has increased from 14.04 (Mar 24) to 14.49, marking an increase of 0.45.
- For Return On Assets (%), as of Mar 25, the value is 1.30. This value is below the healthy minimum of 5. It has increased from 1.19 (Mar 24) to 1.30, marking an increase of 0.11.
- For Retention Ratios (%), as of Mar 25, the value is 95.89. This value exceeds the healthy maximum of 70. It has decreased from 96.19 (Mar 24) to 95.89, marking a decrease of 0.30.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Capital Small Finance Bank Ltd:
- Net Profit Margin: 14.49%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 0% (Industry Average ROCE: 6.84%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0% (Industry Average ROE: 11.8%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 9.07 (Industry average Stock P/E: 17.89)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 14.49%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance - Banks - Private Sector | MIDAS Corporate Park, Jalandhar Punjab 144001 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Navin Kumar Maini | Part Time Chairman & Independent Director |
| Mr. Sarvjit Singh Samra | Managing Director & CEO |
| Mr. Munish Jain | Executive Director |
| Mr. Dinesh Gupta | Director |
| Mr. Mahesh Parasuraman | Director |
| Mr. Balbir Singh | Director |
| Mr. Sukhen Pal Babuta | Director |
| Mr. Gurpreet Singh Chug | Director |
| Mr. Sham Singh Bains | Director |
| Mr. Nageswara Rao Yalamanchili | Director |
| Mr. Kamaldeep Singh Sangha | Director |
| Ms. Rachna Dikshit | Director |
FAQ
What is the intrinsic value of Capital Small Finance Bank Ltd?
Capital Small Finance Bank Ltd's intrinsic value (as of 11 February 2026) is ₹249.43 which is 8.30% lower the current market price of ₹272.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's ₹1,229 Cr. market cap, FY2025-2026 high/low of ₹331/249, reserves of ₹1,346 Cr, and liabilities of ₹11,434 Cr.
What is the Market Cap of Capital Small Finance Bank Ltd?
The Market Cap of Capital Small Finance Bank Ltd is 1,229 Cr..
What is the current Stock Price of Capital Small Finance Bank Ltd as on 11 February 2026?
The current stock price of Capital Small Finance Bank Ltd as on 11 February 2026 is ₹272.
What is the High / Low of Capital Small Finance Bank Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Capital Small Finance Bank Ltd stocks is ₹331/249.
What is the Stock P/E of Capital Small Finance Bank Ltd?
The Stock P/E of Capital Small Finance Bank Ltd is 9.07.
What is the Book Value of Capital Small Finance Bank Ltd?
The Book Value of Capital Small Finance Bank Ltd is 306.
What is the Dividend Yield of Capital Small Finance Bank Ltd?
The Dividend Yield of Capital Small Finance Bank Ltd is 1.47 %.
What is the ROCE of Capital Small Finance Bank Ltd?
The ROCE of Capital Small Finance Bank Ltd is 7.04 %.
What is the ROE of Capital Small Finance Bank Ltd?
The ROE of Capital Small Finance Bank Ltd is 10.4 %.
What is the Face Value of Capital Small Finance Bank Ltd?
The Face Value of Capital Small Finance Bank Ltd is 10.0.