Share Price and Basic Stock Data
Last Updated: February 21, 2026, 12:05 pm
| PEG Ratio | 0.48 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
DCB Bank Ltd operates in the private sector banking industry, focusing on providing a range of financial services. As of September 2023, the bank’s market capitalization stood at ₹6,340 Cr, with a share price of ₹197. Revenue trends show a consistent upward trajectory, with total revenue reported at ₹1,306 Cr for Q2 FY 2024, rising from ₹1,072 Cr in Q4 FY 2023. This growth continued into Q3 FY 2024, with revenue further increasing to ₹1,374 Cr. For FY 2023, the bank reported an annual revenue of ₹4,200 Cr, and projections indicate a significant increase to ₹5,362 Cr for FY 2024. The steady growth in revenue reflects the bank’s effective strategies in expanding its customer base and enhancing its product offerings, contributing to a robust financial performance.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Fino Payments Bank Ltd | 1,773 Cr. | 213 | 339/180 | 24.8 | 90.5 | 0.00 % | 6.64 % | 13.3 % | 10.0 |
| ESAF Small Finance Bank Ltd | 1,416 Cr. | 27.5 | 36.2/24.3 | 33.9 | 0.00 % | 4.28 % | 23.5 % | 10.0 | |
| Capital Small Finance Bank Ltd | 1,198 Cr. | 264 | 331/249 | 8.84 | 306 | 1.52 % | 7.04 % | 10.4 % | 10.0 |
| Yes Bank Ltd | 66,022 Cr. | 21.0 | 24.3/16.0 | 20.8 | 16.0 | 0.00 % | 6.36 % | 5.46 % | 2.00 |
| Ujjivan Small Finance Bank Ltd | 12,136 Cr. | 62.5 | 68.0/30.9 | 24.6 | 32.1 | 0.00 % | 8.53 % | 12.4 % | 10.0 |
| Industry Average | 160,653.35 Cr | 352.39 | 17.82 | 214.17 | 0.58% | 6.84% | 11.80% | 6.30 |
Quarterly Result
| Metric | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1,072 | 1,179 | 1,238 | 1,306 | 1,374 | 1,445 | 1,489 | 1,568 | 1,671 | 1,742 | 1,814 | 1,823 | 1,861 |
| Interest | 626 | 693 | 767 | 830 | 900 | 937 | 993 | 1,059 | 1,128 | 1,184 | 1,233 | 1,227 | 1,236 |
| Expenses | 388 | 417 | 407 | 412 | 427 | 434 | 463 | 504 | 523 | 539 | 605 | 539 | 597 |
| Financing Profit | 58 | 69 | 64 | 63 | 47 | 73 | 34 | 5 | 20 | 19 | -24 | 57 | 27 |
| Financing Margin % | 5% | 6% | 5% | 5% | 3% | 5% | 2% | 0% | 1% | 1% | -1% | 3% | 1% |
| Other Income | 95 | 122 | 107 | 107 | 124 | 136 | 143 | 205 | 184 | 219 | 236 | 186 | 221 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 153 | 191 | 171 | 171 | 171 | 210 | 177 | 210 | 204 | 238 | 212 | 243 | 249 |
| Tax % | 26% | 26% | 26% | 26% | 26% | 26% | 26% | 26% | 26% | 26% | 26% | 24% | 26% |
| Net Profit | 114 | 142 | 127 | 127 | 127 | 156 | 131 | 155 | 151 | 177 | 157 | 184 | 185 |
| EPS in Rs | 3.66 | 4.57 | 4.07 | 4.06 | 4.06 | 4.98 | 4.19 | 4.96 | 4.83 | 5.63 | 5.00 | 5.84 | 5.74 |
| Gross NPA % | 3.62% | 3.19% | 3.26% | 3.36% | 3.43% | 3.23% | 3.33% | 3.29% | 3.11% | 2.99% | 2.98% | 2.91% | 2.72% |
| Net NPA % | 1.37% | 1.04% | 1.19% | 1.28% | 1.22% | 1.11% | 1.18% | 1.17% | 1.18% | 1.12% | 1.22% | 1.21% | 1.10% |
Last Updated: February 6, 2026, 5:46 am
Below is a detailed analysis of the quarterly data for DCB Bank Ltd based on the most recent figures (Dec 2025) and their trends compared to the previous period:
- For Interest, as of Dec 2025, the value is 1,236.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1,227.00 Cr. (Sep 2025) to 1,236.00 Cr., marking an increase of 9.00 Cr..
- For Expenses, as of Dec 2025, the value is 597.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 539.00 Cr. (Sep 2025) to 597.00 Cr., marking an increase of 58.00 Cr..
- For Other Income, as of Dec 2025, the value is 221.00 Cr.. The value appears strong and on an upward trend. It has increased from 186.00 Cr. (Sep 2025) to 221.00 Cr., marking an increase of 35.00 Cr..
- For Depreciation, as of Dec 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Dec 2025, the value is 249.00 Cr.. The value appears strong and on an upward trend. It has increased from 243.00 Cr. (Sep 2025) to 249.00 Cr., marking an increase of 6.00 Cr..
- For Tax %, as of Dec 2025, the value is 26.00%. The value appears to be increasing, which may not be favorable. It has increased from 24.00% (Sep 2025) to 26.00%, marking an increase of 2.00%.
- For Net Profit, as of Dec 2025, the value is 185.00 Cr.. The value appears strong and on an upward trend. It has increased from 184.00 Cr. (Sep 2025) to 185.00 Cr., marking an increase of 1.00 Cr..
- For EPS in Rs, as of Dec 2025, the value is 5.74. The value appears to be declining and may need further review. It has decreased from 5.84 (Sep 2025) to 5.74, marking a decrease of 0.10.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 5:27 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1,128 | 1,422 | 1,698 | 2,076 | 2,413 | 3,041 | 3,537 | 3,458 | 3,513 | 4,200 | 5,362 | 6,471 | 7,049 |
| Interest | 760 | 914 | 1,079 | 1,279 | 1,418 | 1,892 | 2,272 | 2,172 | 2,155 | 2,483 | 3,434 | 4,364 | 4,772 |
| Expenses | 338 | 443 | 550 | 700 | 866 | 949 | 1,113 | 1,223 | 1,356 | 1,422 | 1,586 | 1,927 | 2,205 |
| Financing Profit | 31 | 66 | 70 | 97 | 129 | 201 | 152 | 64 | 1 | 295 | 342 | 180 | 72 |
| Financing Margin % | 3% | 5% | 4% | 5% | 5% | 7% | 4% | 2% | 0% | 7% | 6% | 3% | 1% |
| Other Income | 139 | 166 | 220 | 249 | 310 | 350 | 391 | 446 | 452 | 409 | 474 | 751 | 825 |
| Depreciation | 18 | 23 | 29 | 39 | 53 | 44 | 51 | 57 | 64 | 77 | 94 | 101 | 0 |
| Profit before tax | 151 | 208 | 261 | 307 | 386 | 507 | 492 | 453 | 390 | 628 | 722 | 829 | 897 |
| Tax % | 0% | 8% | 26% | 35% | 36% | 36% | 31% | 26% | 26% | 26% | 26% | 26% | |
| Net Profit | 151 | 191 | 195 | 200 | 245 | 325 | 338 | 336 | 288 | 466 | 536 | 615 | 670 |
| EPS in Rs | 6.05 | 6.78 | 6.84 | 7.00 | 7.96 | 10.51 | 10.89 | 10.81 | 9.25 | 14.95 | 17.13 | 19.58 | 21.30 |
| Dividend Payout % | 0% | 0% | 0% | 7% | 9% | 10% | 0% | 0% | 11% | 8% | 7% | 7% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 26.49% | 2.09% | 2.56% | 22.50% | 32.65% | 4.00% | -0.59% | -14.29% | 61.81% | 15.02% | 14.74% |
| Change in YoY Net Profit Growth (%) | 0.00% | -24.40% | 0.47% | 19.94% | 10.15% | -28.65% | -4.59% | -13.69% | 76.09% | -46.78% | -0.28% |
DCB Bank Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 16% |
| 5 Years: | 13% |
| 3 Years: | 23% |
| TTM: | 21% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 12% |
| 5 Years: | 13% |
| 3 Years: | 29% |
| TTM: | 19% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 0% |
| 5 Years: | 7% |
| 3 Years: | 9% |
| 1 Year: | 4% |
| Return on Equity | |
|---|---|
| 10 Years: | 10% |
| 5 Years: | 10% |
| 3 Years: | 11% |
| Last Year: | 11% |
Last Updated: September 5, 2025, 2:40 am
Balance Sheet
Last Updated: December 4, 2025, 1:09 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 250 | 282 | 284 | 285 | 308 | 310 | 310 | 311 | 311 | 312 | 313 | 314 | 315 |
| Reserves | 904 | 1,307 | 1,508 | 1,920 | 2,500 | 2,806 | 3,112 | 3,448 | 3,738 | 4,255 | 4,758 | 5,376 | 5,654 |
| Deposits | 10,390 | 12,674 | 14,926 | 19,289 | 24,007 | 28,435 | 30,370 | 29,704 | 34,692 | 41,239 | 49,353 | 60,031 | 64,777 |
| Borrowing | 795 | 1,099 | 1,148 | 1,276 | 1,927 | 2,723 | 3,408 | 4,482 | 4,082 | 4,118 | 6,219 | 9,115 | 5,929 |
| Other Liabilities | 584 | 771 | 1,252 | 1,276 | 1,481 | 1,518 | 1,305 | 1,657 | 1,970 | 2,443 | 2,393 | 1,973 | 2,216 |
| Total Liabilities | 12,923 | 16,132 | 19,119 | 24,046 | 30,222 | 35,792 | 38,505 | 39,602 | 44,793 | 52,366 | 63,037 | 76,810 | 78,890 |
| Fixed Assets | 239 | 237 | 248 | 489 | 494 | 526 | 546 | 569 | 608 | 783 | 841 | 832 | 893 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 53 | 44 | 24 | 66 | 0 |
| Investments | 3,634 | 3,962 | 4,333 | 5,818 | 6,219 | 7,844 | 7,742 | 8,414 | 9,051 | 12,582 | 16,211 | 20,150 | 20,496 |
| Other Assets | 9,050 | 11,933 | 14,537 | 17,740 | 23,509 | 27,422 | 30,218 | 30,620 | 35,081 | 38,957 | 45,961 | 55,761 | 57,501 |
| Total Assets | 12,923 | 16,132 | 19,119 | 24,046 | 30,222 | 35,792 | 38,505 | 39,602 | 44,793 | 52,366 | 63,037 | 76,810 | 78,890 |
Below is a detailed analysis of the balance sheet data for DCB Bank Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 315.00 Cr.. The value appears strong and on an upward trend. It has increased from 314.00 Cr. (Mar 2025) to 315.00 Cr., marking an increase of 1.00 Cr..
- For Reserves, as of Sep 2025, the value is 5,654.00 Cr.. The value appears strong and on an upward trend. It has increased from 5,376.00 Cr. (Mar 2025) to 5,654.00 Cr., marking an increase of 278.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 2,216.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1,973.00 Cr. (Mar 2025) to 2,216.00 Cr., marking an increase of 243.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 78,890.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 76,810.00 Cr. (Mar 2025) to 78,890.00 Cr., marking an increase of 2,080.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 893.00 Cr.. The value appears strong and on an upward trend. It has increased from 832.00 Cr. (Mar 2025) to 893.00 Cr., marking an increase of 61.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 66.00 Cr. (Mar 2025) to 0.00 Cr., marking a decrease of 66.00 Cr..
- For Investments, as of Sep 2025, the value is 20,496.00 Cr.. The value appears strong and on an upward trend. It has increased from 20,150.00 Cr. (Mar 2025) to 20,496.00 Cr., marking an increase of 346.00 Cr..
- For Other Assets, as of Sep 2025, the value is 57,501.00 Cr.. The value appears strong and on an upward trend. It has increased from 55,761.00 Cr. (Mar 2025) to 57,501.00 Cr., marking an increase of 1,740.00 Cr..
- For Total Assets, as of Sep 2025, the value is 78,890.00 Cr.. The value appears strong and on an upward trend. It has increased from 76,810.00 Cr. (Mar 2025) to 78,890.00 Cr., marking an increase of 2,080.00 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 328.00 | 431.00 | 536.00 | 681.00 | 842.00 | 921.00 | -29.00 | -28.00 | -33.00 | -40.00 | -48.00 | -59.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 14% | 14% | 12% | 10% | 10% | 11% | 10% | 9% | 7% | 11% | 11% | 11% |
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| Franklin India Small Cap Fund | 12,199,095 | 1.59 | 209.95 | N/A | N/A | N/A |
| Bandhan Small Cap Fund | 11,663,358 | 1.06 | 200.73 | 12,913,358 | 2025-12-15 02:00:07 | -9.68% |
| Tata Small Cap Fund | 11,340,118 | 1.72 | 195.16 | 11,340,118 | 2025-04-22 17:25:37 | 0% |
| Sundaram Small Cap Fund | 4,603,530 | 2.33 | 79.23 | N/A | N/A | N/A |
| Motilal Oswal Small Cap Fund | 4,454,471 | 1.31 | 76.66 | N/A | N/A | N/A |
| Sundaram Financial Services Opportunities Fund | 4,243,632 | 4.4 | 73.03 | N/A | N/A | N/A |
| Sundaram Multi Cap Fund | 3,919,350 | 2.32 | 67.45 | N/A | N/A | N/A |
| Tata Banking and Financial Services Fund | 2,880,022 | 1.54 | 49.57 | 2,880,022 | 2025-04-22 17:25:37 | 0% |
| Mirae Asset Banking and Financial Services Fund | 1,891,057 | 1.47 | 32.55 | N/A | N/A | N/A |
| Mahindra Manulife Small Cap Fund | 1,745,824 | 0.71 | 30.05 | N/A | N/A | N/A |
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 19.63 | 17.18 | 14.96 | 9.26 | 10.82 |
| Diluted EPS (Rs.) | 19.49 | 16.99 | 14.79 | 9.19 | 10.70 |
| Cash EPS (Rs.) | 22.81 | 20.15 | 17.42 | 11.29 | 12.64 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 172.05 | 152.85 | 137.05 | 122.95 | 113.58 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 181.07 | 162.12 | 146.58 | 130.20 | 121.04 |
| Dividend / Share (Rs.) | 1.35 | 1.25 | 1.25 | 1.00 | 0.00 |
| Operating Revenue / Share (Rs.) | 205.88 | 171.42 | 134.84 | 112.96 | 111.36 |
| Net Profit / Share (Rs.) | 19.58 | 17.13 | 14.95 | 9.24 | 10.81 |
| Interest Income / Employee (Rs.) | 5852026.14 | 4758643.33 | 4240556.28 | 4375096.53 | 5417851.17 |
| Net Profit / Employee (Rs.) | 556511.44 | 475660.72 | 470024.13 | 358082.33 | 526068.93 |
| Business / Employee (Rs.) | 100459316.72 | 80118564.79 | 76344926.00 | 79446341.76 | 87205235.63 |
| Interest Income / Branch (Rs.) | 139452269.40 | 121313106.33 | 98367002.34 | 87819125.00 | 98244727.27 |
| Net Profit / Branches (Rs.) | 13261523.71 | 12126119.91 | 10903018.74 | 7187607.50 | 9539482.95 |
| Business / Branches (Rs.) | 2393919536.64 | 2042479610.86 | 1770951971.90 | 1594686695.00 | 1581338122.16 |
| Net Profit Margin (%) | 9.50 | 9.99 | 11.08 | 8.18 | 9.70 |
| Operating Profit Margin (%) | 21.53 | 22.31 | 21.89 | 15.88 | 19.24 |
| Return On Assets (%) | 0.80 | 0.85 | 0.88 | 0.64 | 0.84 |
| Return On Equity / Networth (%) | 11.37 | 11.21 | 10.90 | 7.51 | 9.51 |
| Net Interest Margin (X) | 2.74 | 3.05 | 3.27 | 3.02 | 3.24 |
| Cost To Income (%) | 63.70 | 64.01 | 63.00 | 55.95 | 48.51 |
| Interest Income / Total Assets (%) | 8.42 | 8.50 | 8.02 | 7.83 | 8.73 |
| Non-Interest Income / Total Assets (%) | 0.97 | 0.75 | 0.78 | 1.00 | 1.15 |
| Operating Profit / Total Assets (%) | -0.17 | 0.09 | 0.10 | -0.36 | -0.30 |
| Operating Expenses / Total Assets (%) | 2.36 | 2.43 | 2.55 | 2.25 | 2.13 |
| Interest Expenses / Total Assets (%) | 5.68 | 5.44 | 4.74 | 4.80 | 5.48 |
| Enterprise Value (Rs.Cr.) | 70158.66 | 56431.08 | 46653.26 | 39354.20 | 36192.43 |
| EV Per Net Sales (X) | 10.84 | 10.52 | 11.11 | 11.20 | 10.47 |
| Price To Book Value (X) | 0.65 | 0.77 | 0.77 | 0.56 | 0.90 |
| Price To Sales (X) | 0.54 | 0.69 | 0.79 | 0.61 | 0.92 |
| Retention Ratios (%) | 93.63 | 92.72 | 93.31 | 100.00 | 100.00 |
| Earnings Yield (X) | 0.17 | 0.14 | 0.13 | 0.13 | 0.10 |
After reviewing the key financial ratios for DCB Bank Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For Basic EPS (Rs.), as of Mar 25, the value is 19.63. This value is within the healthy range. It has increased from 17.18 (Mar 24) to 19.63, marking an increase of 2.45.
- For Diluted EPS (Rs.), as of Mar 25, the value is 19.49. This value is within the healthy range. It has increased from 16.99 (Mar 24) to 19.49, marking an increase of 2.50.
- For Cash EPS (Rs.), as of Mar 25, the value is 22.81. This value is within the healthy range. It has increased from 20.15 (Mar 24) to 22.81, marking an increase of 2.66.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 172.05. It has increased from 152.85 (Mar 24) to 172.05, marking an increase of 19.20.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 181.07. It has increased from 162.12 (Mar 24) to 181.07, marking an increase of 18.95.
- For Dividend / Share (Rs.), as of Mar 25, the value is 1.35. This value is within the healthy range. It has increased from 1.25 (Mar 24) to 1.35, marking an increase of 0.10.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 19.58. This value is within the healthy range. It has increased from 17.13 (Mar 24) to 19.58, marking an increase of 2.45.
- For Net Profit Margin (%), as of Mar 25, the value is 9.50. This value is within the healthy range. It has decreased from 9.99 (Mar 24) to 9.50, marking a decrease of 0.49.
- For Return On Assets (%), as of Mar 25, the value is 0.80. This value is below the healthy minimum of 5. It has decreased from 0.85 (Mar 24) to 0.80, marking a decrease of 0.05.
- For Retention Ratios (%), as of Mar 25, the value is 93.63. This value exceeds the healthy maximum of 70. It has increased from 92.72 (Mar 24) to 93.63, marking an increase of 0.91.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in DCB Bank Ltd:
- Net Profit Margin: 9.5%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 0% (Industry Average ROCE: 6.84%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0% (Industry Average ROE: 11.8%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 8.75 (Industry average Stock P/E: 17.82)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 9.5%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance - Banks - Private Sector | 601 & 602, Peninsula Business Park, Mumbai Maharashtra 400013 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Farokh N Subedar | Chairman |
| Mr. Praveen Achuthan Kutty | Managing Director & CEO |
| Mr. Krishnan Sridhar Seshadri | Whole Time Director |
| Ms. Lakshmy Chandrasekaran | Director |
| Mr. Iqbal Khan | Director |
| Mr. Thiyagarajan Kumar | Director |
| Mr. Amyn Jassani | Director |
| Mr. P R Somasundaram | Director |
| Mr. Tarun Balram | Director |
| Mr. Balu Srinivasan | Director |
| Mr. Nadir Bhalwani | Director |
| Mr. Nasser Munjee | Director |
FAQ
What is the intrinsic value of DCB Bank Ltd?
DCB Bank Ltd's intrinsic value (as of 21 February 2026) is ₹176.62 which is 7.53% lower the current market price of ₹191.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's ₹6,148 Cr. market cap, FY2025-2026 high/low of ₹204/101, reserves of ₹5,654 Cr, and liabilities of ₹78,890 Cr.
What is the Market Cap of DCB Bank Ltd?
The Market Cap of DCB Bank Ltd is 6,148 Cr..
What is the current Stock Price of DCB Bank Ltd as on 21 February 2026?
The current stock price of DCB Bank Ltd as on 21 February 2026 is ₹191.
What is the High / Low of DCB Bank Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of DCB Bank Ltd stocks is ₹204/101.
What is the Stock P/E of DCB Bank Ltd?
The Stock P/E of DCB Bank Ltd is 8.75.
What is the Book Value of DCB Bank Ltd?
The Book Value of DCB Bank Ltd is 186.
What is the Dividend Yield of DCB Bank Ltd?
The Dividend Yield of DCB Bank Ltd is 0.71 %.
What is the ROCE of DCB Bank Ltd?
The ROCE of DCB Bank Ltd is 7.67 %.
What is the ROE of DCB Bank Ltd?
The ROE of DCB Bank Ltd is 11.4 %.
What is the Face Value of DCB Bank Ltd?
The Face Value of DCB Bank Ltd is 10.0.
