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Last Updated on: 21 December, 2024
Author: Getaka|Social: Getaka Financial Technology X (Earlier Twitter) Profile Getaka Financial Technology LinkedIn Logo

Just Dial Ltd: Fundamental Analysis, Share Price Insights & Intrinsic Value (2024)

Share Price and Basic Stock Data

Last Updated: December 21, 2024, 2:19 am

Market Cap 8,356 Cr.
Current Price 983
High / Low 1,395/768
Stock P/E26.8
Book Value 508
Dividend Yield0.00 %
ROCE4.81 %
ROE3.63 %
Face Value 10.0
PEG Ratio-11.07

Stock P/E, Current Price, and Intrinsic Value Over Time

View Share Price Target for

Competitors of

Stock NameMarket CapCurrent PriceHigh / LowStock P/EBook ValueDividend YieldROCEROEFace Value
Matrimony.com Ltd 1,427 Cr. 641 850/49928.6 1380.78 %20.8 %18.2 % 5.00
Just Dial Ltd 8,356 Cr. 983 1,395/76826.8 5080.00 %4.81 %3.63 % 10.0
Indiamart Intermesh Ltd 13,507 Cr. 2,250 3,199/2,22931.1 3190.89 %24.4 %18.9 % 10.0
Industry Average7,763.33 Cr1,291.3328.83321.670.56%16.67%13.58%8.33

All Competitor Stocks of

Quarterly Result

MonthDec 2020Mar 2021Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023
Sales170176165156159167186205221233247261265
Expenses131141183140154173177188194199210212205
Operating Profit3835-17165-68172733374960
OPM %22%20%-10%10%3%-4%5%8%12%14%15%19%23%
Other Income301623362935-60567174815875
Interest2212221223222
Depreciation10997777889101212
Profit before tax5639-4432421-6064889610692121
Tax %12%14%20%23%20%-8%19%19%14%13%21%22%24%
Net Profit5034-4331922-48527584837292
EPS in Rs8.075.43-0.573.942.322.65-5.746.198.939.949.818.4410.82

Last Updated: Unknown

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: Unknown

MonthMar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023TTM
Sales262363461590668719782892953675647845961
Expenses194262319424523609617663680520649759816
Operating Profit68101142166144110164229273155-286146
OPM %26%28%31%28%22%15%21%26%29%23%-0%10%15%
Other Income1312404980876693140150122142285
Interest1000000097789
Depreciation9141724314036345242303240
Profit before tax729816519119315619428835225583188382
Tax %29%30%27%27%26%22%26%28%23%16%15%13%
Net Profit516812113914312114320727221471163314
EPS in Rs17.1919.7020.5517.4521.2531.9341.9634.628.4919.3237.12
Dividend Payout %0%0%12%10%0%0%0%0%0%0%0%0%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2012-20132013-20142014-20152015-20162016-20172017-20182018-20192019-20202020-20212021-20222022-2023
YoY Net Profit Growth (%)33.33%77.94%14.88%2.88%-15.38%18.18%44.76%31.40%-21.32%-66.82%129.58%
Change in YoY Net Profit Growth (%)0.00%44.61%-63.07%-12.00%-18.26%33.57%26.57%-13.35%-52.72%-45.50%196.40%

has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2012-2013 to 2022-2023.

Growth

Compounded Sales Growth
10 Years:9%
5 Years:3%
3 Years:16%
TTM:14%
Compounded Profit Growth
10 Years:4%
5 Years:-8%
3 Years:1%
TTM:213%
Stock Price CAGR
10 Years:-3%
5 Years:11%
3 Years:6%
1 Year:25%
Return on Equity
10 Years:8%
5 Years:5%
3 Years:2%
Last Year:4%

Last Updated: Unknown

Balance Sheet

Last Updated: October 15, 2024, 3:28 pm

MonthMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Sep 2024
Equity Capital70707069706765656284848585
Reserves3564646036708369129341,2231,2023,4023,5833,9384,233
Borrowings0000004766355688593
Other Liabilities181231291309360431546468459491601752764
Total Liabilities6077659651,0481,2661,4101,5491,8321,7864,0334,3374,8615,176
Fixed Assets615392139156149126172138134152147144
CWIP21099060003000
Investments4866267737969651,1431,2911,5531,5123,7984,0514,6084,789
Other Assets5985100105136118126107137101103107243
Total Assets6077659651,0481,2661,4101,5491,8321,7864,0334,3374,8615,176

Reserves and Borrowings Chart

Cash Flow

MonthMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
Cash from Operating Activity +10213318514813622627615313939179259
Cash from Investing Activity +-353-129-15825-118-137-77-127174-2,187-163-230
Cash from Financing Activity +2514-14-1811-84-217-27-2912,109-23-27
Net Cash Flow-0912-8195-17-122-38-72

Free Cash Flow

MonthMar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023
Free Cash Flow68.00101.00142.00166.00144.00110.00164.00225.00197.0092.00-57.0018.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
Debtor Days100000000000
Inventory Days
Days Payable
Cash Conversion Cycle100000000000
Working Capital Days-164-166-166-154-161-181-177-136-178-199-195-183
ROCE %34%27%26%13%19%21%29%30%12%-0%2%5%

Financial Efficiency Indicators Chart

Share Holding Pattern

MonthDec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024
Promoters77.66%77.64%77.05%76.98%74.98%74.96%74.31%74.31%74.31%74.29%74.18%74.15%
FIIs3.41%3.21%2.86%2.70%3.38%3.82%5.33%4.88%4.87%5.31%6.95%7.82%
DIIs3.67%4.86%5.94%5.97%8.79%8.97%9.13%9.36%8.89%8.18%8.86%8.37%
Public15.26%14.28%14.15%14.35%12.85%12.24%11.23%11.45%11.93%12.21%10.01%9.65%
No. of Shareholders1,05,10197,0071,00,4271,01,40494,04988,67082,03584,58579,37276,66073,05476,713

Shareholding Pattern Chart

No. of Shareholders

Mutual Fund Holdings

Fund NameNo of SharesAUM (%)Amount Invested (Cr)Previous Number of SharesPrevious DatePercentage Change
Quant Small Cap Fund2,156,3271.66158.2713,3622024-12-1816037.76%
Nippon India Small Cap Fund1,627,1570.32119.4313,3622024-12-1812077.5%
DSP Mid Cap Fund1,522,8210.77111.7813,3622024-12-1811296.65%
DSP Small Cap Fund1,491,5620.92109.4813,3622024-12-1811062.72%
Quant Teck Fund164,7456.4312.0913,3622024-12-181132.94%
Samco Active Momentum Fund88,6831.516.5113,3622024-12-18563.7%
Nippon India Nifty Smallcap 250 Index Fund13,3620.140.9813,3622024-12-180%
Motilal Oswal Nifty Smallcap 250 Index Fund8,3880.140.6213,3622024-12-18-37.22%
SBI Nifty Smallcap 250 Index Fund6,1580.140.4513,3622024-12-18-53.91%
Motilal Oswal Nifty 500 Index Fund9160.010.0713,3622024-12-18-93.14%

ROCE Trend

EPS Trend

Key Financial Ratios

MonthMar 24Mar 23Mar 22Mar 21Mar 20
FaceValue10.0010.0010.0010.0010.00
Basic EPS (Rs.)42.7219.329.4933.9242.00
Diluted EPS (Rs.)42.6719.149.3133.0041.81
Cash EPS (Rs.)48.1123.1112.0441.4549.97
Book Value[Excl.RevalReserv]/Share (Rs.)473.13434.90416.96204.31198.39
Book Value[Incl.RevalReserv]/Share (Rs.)473.13434.90416.96204.31198.39
Revenue From Operations / Share (Rs.)122.64100.1977.38109.11150.40
PBDIT / Share (Rs.)61.3827.0014.3549.1963.57
PBIT / Share (Rs.)55.9623.1810.7842.3555.55
PBT / Share (Rs.)54.8622.279.9641.1554.17
Net Profit / Share (Rs.)42.6819.308.4734.6141.95
NP After MI And SOA / Share (Rs.)42.6819.308.4734.6141.95
PBDIT Margin (%)50.0526.9418.5445.0742.26
PBIT Margin (%)45.6223.1413.9338.8136.93
PBT Margin (%)44.7322.2312.8737.7136.02
Net Profit Margin (%)34.7919.2610.9431.7127.89
NP After MI And SOA Margin (%)34.7919.2610.9431.7127.89
Return on Networth / Equity (%)9.024.432.0316.9321.14
Return on Capital Employeed (%)11.195.132.4918.9825.67
Return On Assets (%)7.463.751.7511.9814.86
Asset Turnover Ratio (%)0.220.200.220.380.57
Current Ratio (X)7.687.758.360.280.24
Quick Ratio (X)7.687.758.360.280.24
Interest Coverage Ratio (X)56.2529.6817.5441.1346.31
Interest Coverage Ratio (Post Tax) (X)40.1122.2211.3629.9431.56
Enterprise Value (Cr.)6801.674996.425924.305275.311863.83
EV / Net Operating Revenue (X)6.525.919.167.811.91
EV / EBITDA (X)13.0321.9549.3717.334.52
MarketCap / Net Operating Revenue (X)6.545.939.197.901.95
Price / BV (X)1.691.371.714.221.48
Price / Net Operating Revenue (X)6.545.939.197.901.95
EarningsYield0.050.030.010.040.14

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Fair Value

Fair Value of as of December 21, 2024 is: 504.09

Calculation basis:

  • Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

As of December 21, 2024, is Overvalued by 48.72% compared to the current share price 983.00

Intrinsic Value of as of December 21, 2024 is: 491.88

Calculation basis:

  • Intrinsic value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
  • EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.

As of December 21, 2024, is Overvalued by 49.96% compared to the current share price 983.00

Last 5 Year EPS CAGR: -2.42%

*Investments are subject to market risks

Strength and Weakness

StrengthWeakness
  1. The stock has a high average ROCE of 18.17%, which is a positive sign.
  2. The stock has a low average Working Capital Days of -171.67, which is a positive sign.
  3. The company has higher reserves (1,719.69 cr) compared to borrowings (34.15 cr), indicating strong financial stability.
  4. The company has shown consistent growth in sales (678.31 cr) and profit (201.31 cr) over the years.
  1. The stock has a high average Cash Conversion Cycle of 0.08, which may not be favorable.
  • Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in :
    1. Net Profit Margin: 34.79%
      • Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
    2. ROCE: 11.19% (Industry Average ROCE: 16.67%)
      • ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
    3. ROE%: 9.02% (Industry Average ROE: 13.58%)
      • ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
    4. Interest Coverage Ratio (Post Tax): 40.11
      • Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
    5. Quick Ratio: 7.68
      • Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
    6. Stock P/E: 26.8 (Industry average Stock P/E: 28.83)
      • Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
    7. Total Debt / Equity: 0
      • Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
    The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
    Stock Rating:

About the Company - Qualitative Analysis

Just Dial Ltd. is a Public Limited Listed company incorporated on 20/12/1993 and has its registered office in the State of Maharashtra, India. Company’s Corporate Identification Number(CIN) is L74140MH1993PLC150054 and registration number is 150054. Currently Company is involved in the business activities of Other information service activities. Company’s Total Operating Revenue is Rs. 646.95 Cr. and Equity Capital is Rs. 83.61 Cr. for the Year ended 31/03/2022.
INDUSTRYADDRESSCONTACT
Internet & Catalogue RetailPalm Court, Building-M, 501/B, 5th Floor, New Link Road, Mumbai Maharashtra 400064investors@justdial.com
http://www.justdial.com
Management
NamePosition Held
Mr. B AnandChairman & Ind.Director
Mr. V S S ManiManaging Director & CEO
Mr. V SubramaniamNon Executive Director
Mr. Ashwin KhasgiwalaNon Executive Director
Mr. Malcolm MonteiroIndependent Director
Mr. Sanjay BahadurIndependent Director
Ms. Bhama KrishnamurthyIndependent Director
Mr. Ranjit PanditIndependent Director
Ms. Geeta FulwadayaNon Executive Director
Mr. Anshuman ThakurNon Executive Director
Mr. Dinesh TalujaNon Executive Director

FAQ

What is the latest intrinsic value of ?

The latest intrinsic value of as on 21 December 2024 is ₹504.09, which is 48.72% lower than the current market price of ₹983.00. The stock has a market capitalization of 8,356 Cr. and recorded a high/low of 1,395/768 during the current fiscal year 2024-2025. As of Sep 2024, the company has reserves of ₹4,233 Cr and total liabilities of ₹5,176 Cr.

What is the Market Cap of ?

The Market Cap of is 8,356 Cr..

What is the current Stock Price of as on 21 December 2024?

The current stock price of as on 21 December 2024 is 983.

What is the High / Low of stocks in FY 2024-2025?

In FY 2024-2025, the High / Low of stocks is 1,395/768.

What is the Stock P/E of ?

The Stock P/E of is 26.8.

What is the Book Value of ?

The Book Value of is 508.

What is the Dividend Yield of ?

The Dividend Yield of is 0.00 %.

What is the ROCE of ?

The ROCE of is 4.81 %.

What is the ROE of ?

The ROE of is 3.63 %.

What is the Face Value of ?

The Face Value of is 10.0.

About the Author

Author Avatar
Getaka

Getaka, CFA, a financial analyst with 15 years of experience in the industry. Getaka holds an MBA degree and the Chartered Financial Analyst designation, demonstrating his profound understanding of financial analysis and investment management. Throughout his career, he has conducted numerous financial analyses and due diligence processes for companies in the industry, and has a strong track record of identifying key trends and opportunities. He leverages his expertise to deliver a thorough financial analysis of a company, encompassing its financial performance, key ratios, future prospects, and risks. Getaka is committed to providing accurate, reliable, and trustworthy information to help readers make informed decisions about their finances and investments.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in . Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE