Share Price and Basic Stock Data
Last Updated: March 8, 2025, 1:37 pm
| PEG Ratio | 0.00 |
|---|
Competitors of Karur Vysya Bank Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Fino Payments Bank Ltd | 1,855 Cr. | 222 | 467/200 | 19.8 | 80.6 | 0.00 % | 14.1 % | 14.4 % | 10.0 |
| Yes Bank Ltd | 52,925 Cr. | 16.9 | 28.6/16.1 | 24.4 | 15.0 | 0.00 % | 5.81 % | 3.11 % | 2.00 |
| Ujjivan Small Finance Bank Ltd | 6,725 Cr. | 34.8 | 56.7/30.8 | 6.92 | 0.00 | 4.32 % | 11.1 % | 26.7 % | 10.0 |
| South Indian Bank Ltd | 6,627 Cr. | 25.3 | 31.8/22.3 | 5.28 | 37.2 | 1.18 % | 51.6 % | 13.8 % | 1.00 |
| Karnataka Bank Ltd | 6,781 Cr. | 179 | 245/162 | 5.24 | 0.00 | 3.07 % | 6.24 % | 13.7 % | 10.0 |
| Industry Average | 151,231.43 Cr | 417.97 | 13.11 | 89.46 | 1.06% | 19.84% | 13.99% | 6.14 |
Quarterly Result
| Metric | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1,405 | 1,409 | 1,474 | 1,579 | 1,695 | 1,768 | 1,883 | 1,997 | 2,139 | 2,185 | 2,285 | 2,384 | 2,486 |
| Interest | 717 | 699 | 728 | 758 | 806 | 876 | 986 | 1,082 | 1,138 | 1,189 | 1,260 | 1,324 | 1,407 |
| Expenses | 627 | 614 | 624 | 718 | 882 | 847 | 741 | 743 | 833 | 1,051 | 800 | 896 | 878 |
| Financing Profit | 60 | 96 | 122 | 104 | 7 | 45 | 156 | 173 | 168 | -55 | 225 | 164 | 200 |
| Financing Margin % | 4% | 7% | 8% | 7% | 0% | 3% | 8% | 9% | 8% | -3% | 10% | 7% | 8% |
| Other Income | 196 | 205 | 199 | 242 | 317 | 401 | 333 | 339 | 358 | 629 | 388 | 472 | 467 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 255 | 301 | 321 | 345 | 325 | 446 | 489 | 512 | 526 | 574 | 613 | 636 | 668 |
| Tax % | 27% | 29% | 29% | 28% | 11% | 24% | 27% | 26% | 22% | 20% | 25% | 26% | 26% |
| Net Profit | 185 | 213 | 229 | 250 | 289 | 338 | 359 | 378 | 412 | 456 | 459 | 474 | 496 |
| EPS in Rs | 2.32 | 2.67 | 2.86 | 3.13 | 3.61 | 4.21 | 4.47 | 4.72 | 5.12 | 5.67 | 5.70 | 5.89 | 6.16 |
| Gross NPA % | 6.97% | 6.03% | 5.28% | 4.02% | 2.70% | 2.27% | 1.99% | 1.73% | 1.58% | 1.40% | 1.32% | 1.10% | 0.83% |
| Net NPA % | 2.55% | 2.31% | 1.93% | 1.38% | 0.90% | 0.74% | 0.59% | 0.47% | 0.42% | 0.40% | 0.38% | 0.28% | 0.20% |
Last Updated: February 28, 2025, 6:56 pm
Below is a detailed analysis of the quarterly data for Karur Vysya Bank Ltd based on the most recent figures (Dec 2024) and their trends compared to the previous period:
- For Interest, as of Dec 2024, the value is ₹1,407.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1,324.00 Cr. (Sep 2024) to ₹1,407.00 Cr., marking an increase of ₹83.00 Cr..
- For Expenses, as of Dec 2024, the value is ₹878.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 896.00 Cr. (Sep 2024) to ₹878.00 Cr., marking a decrease of 18.00 Cr..
- For Other Income, as of Dec 2024, the value is ₹467.00 Cr.. The value appears to be declining and may need further review. It has decreased from 472.00 Cr. (Sep 2024) to ₹467.00 Cr., marking a decrease of 5.00 Cr..
- For Depreciation, as of Dec 2024, the value is ₹0.00 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2024) which recorded 0.00 Cr..
- For Profit before tax, as of Dec 2024, the value is ₹668.00 Cr.. The value appears strong and on an upward trend. It has increased from 636.00 Cr. (Sep 2024) to ₹668.00 Cr., marking an increase of ₹32.00 Cr..
- For Tax %, as of Dec 2024, the value is 26.00%. The value remains steady. There is no change compared to the previous period (Sep 2024) which recorded 26.00%.
- For Net Profit, as of Dec 2024, the value is ₹496.00 Cr.. The value appears strong and on an upward trend. It has increased from 474.00 Cr. (Sep 2024) to ₹496.00 Cr., marking an increase of ₹22.00 Cr..
- For EPS in Rs, as of Dec 2024, the value is 6.16. The value appears strong and on an upward trend. It has increased from ₹5.89 (Sep 2024) to 6.16, marking an increase of ₹0.27.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: March 7, 2025, 7:46 pm
| Metric | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 4,242 | 5,116 | 5,396 | 5,443 | 5,622 | 5,700 | 5,816 | 5,990 | 5,470 | 5,588 | 6,517 | 8,204 | 9,339 |
| Interest | 3,084 | 3,832 | 3,930 | 3,662 | 3,549 | 3,402 | 3,453 | 3,642 | 3,111 | 2,872 | 3,168 | 4,395 | 5,181 |
| Expenses | 829 | 1,378 | 1,503 | 1,494 | 1,887 | 2,609 | 2,902 | 3,112 | 2,620 | 2,434 | 2,965 | 3,267 | 3,625 |
| Financing Profit | 329 | -94 | -37 | 288 | 187 | -311 | -539 | -764 | -260 | 281 | 384 | 542 | 534 |
| Financing Margin % | 8% | -2% | -1% | 5% | 3% | -5% | -9% | -13% | -5% | 5% | 6% | 7% | 6% |
| Other Income | 453 | 564 | 590 | 707 | 782 | 900 | 963 | 1,155 | 919 | 769 | 1,159 | 1,659 | 1,957 |
| Depreciation | 56 | 75 | 81 | 83 | 86 | 85 | 101 | 119 | 124 | 119 | 106 | 100 | 0 |
| Profit before tax | 725 | 395 | 471 | 912 | 883 | 504 | 322 | 272 | 534 | 931 | 1,437 | 2,100 | 2,491 |
| Tax % | 24% | -9% | 2% | 38% | 31% | 31% | 35% | 14% | 33% | 28% | 23% | 24% | |
| Net Profit | 550 | 430 | 464 | 568 | 606 | 346 | 211 | 235 | 359 | 673 | 1,106 | 1,605 | 1,884 |
| EPS in Rs | 8.00 | 6.24 | 5.95 | 7.25 | 7.75 | 4.32 | 2.64 | 2.94 | 4.50 | 8.42 | 13.79 | 19.95 | 23.42 |
| Dividend Payout % | 27% | 32% | 34% | 30% | 26% | 13% | 23% | 0% | 11% | 19% | 14% | 12% |
YoY Net Profit Growth
| Year | 2013-2014 | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | -21.82% | 7.91% | 22.41% | 6.69% | -42.90% | -39.02% | 11.37% | 52.77% | 87.47% | 64.34% | 45.12% |
| Change in YoY Net Profit Growth (%) | 0.00% | 29.73% | 14.51% | -15.72% | -49.59% | 3.89% | 50.39% | 41.39% | 34.70% | -23.13% | -19.22% |
Karur Vysya Bank Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2013-2014 to 2023-2024.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 5% |
| 5 Years: | 7% |
| 3 Years: | 14% |
| TTM: | 20% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 14% |
| 5 Years: | 50% |
| 3 Years: | 64% |
| TTM: | 27% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 7% |
| 5 Years: | 44% |
| 3 Years: | 62% |
| 1 Year: | 13% |
| Return on Equity | |
|---|---|
| 10 Years: | 10% |
| 5 Years: | 10% |
| 3 Years: | 14% |
| Last Year: | 17% |
Last Updated: Unknown
Balance Sheet
Last Updated: Unknown
| Month | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 107 | 107 | 122 | 122 | 122 | 145 | 160 | 160 | 160 | 160 | 160 | 161 |
| Reserves | 2,978 | 3,219 | 4,124 | 4,451 | 4,914 | 6,119 | 6,263 | 6,440 | 6,800 | 7,436 | 8,424 | 9,879 |
| Borrowings | 42,652 | 47,051 | 47,591 | 52,973 | 55,395 | 59,284 | 61,433 | 60,259 | 65,807 | 69,825 | 78,070 | 91,591 |
| Other Liabilities | 996 | 1,166 | 1,315 | 1,439 | 1,376 | 1,393 | 1,484 | 1,419 | 1,857 | 2,650 | 3,526 | 3,954 |
| Total Liabilities | 46,733 | 51,543 | 53,152 | 58,985 | 61,808 | 66,941 | 69,340 | 68,278 | 74,623 | 80,071 | 90,179 | 105,585 |
| Fixed Assets | 320 | 376 | 395 | 417 | 411 | 475 | 545 | 563 | 518 | 464 | 418 | 412 |
| CWIP | 2 | 9 | 17 | 4 | 8 | 53 | 38 | 23 | 21 | 15 | 17 | 20 |
| Investments | 13,837 | 13,247 | 12,375 | 14,443 | 14,857 | 15,803 | 14,882 | 15,762 | 16,019 | 17,216 | 18,808 | 22,344 |
| Other Assets | 32,574 | 37,911 | 40,366 | 44,122 | 46,532 | 50,610 | 53,876 | 51,929 | 58,065 | 62,377 | 70,936 | 82,809 |
| Total Assets | 46,733 | 51,543 | 53,152 | 58,985 | 61,808 | 66,941 | 69,340 | 68,278 | 74,623 | 80,071 | 90,179 | 105,585 |
Below is a detailed analysis of the balance sheet data for Karur Vysya Bank Ltd based on the most recent figures (Mar 2024) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2024, the value is ₹161.00 Cr.. The value appears strong and on an upward trend. It has increased from ₹160.00 Cr. (Mar 2023) to ₹161.00 Cr., marking an increase of 1.00 Cr..
- For Reserves, as of Mar 2024, the value is ₹9,879.00 Cr.. The value appears strong and on an upward trend. It has increased from ₹8,424.00 Cr. (Mar 2023) to ₹9,879.00 Cr., marking an increase of 1,455.00 Cr..
- For Borrowings, as of Mar 2024, the value is ₹91,591.00 Cr.. The value appears to be increasing, which may not be favorable. However, Borrowings exceed Reserves, which may signal higher financial risk. It has increased from ₹78,070.00 Cr. (Mar 2023) to ₹91,591.00 Cr., marking an increase of 13,521.00 Cr..
- For Other Liabilities, as of Mar 2024, the value is ₹3,954.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from ₹3,526.00 Cr. (Mar 2023) to ₹3,954.00 Cr., marking an increase of 428.00 Cr..
- For Total Liabilities, as of Mar 2024, the value is ₹105,585.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from ₹90,179.00 Cr. (Mar 2023) to ₹105,585.00 Cr., marking an increase of 15,406.00 Cr..
- For Fixed Assets, as of Mar 2024, the value is ₹412.00 Cr.. The value appears to be declining and may need further review. It has decreased from ₹418.00 Cr. (Mar 2023) to ₹412.00 Cr., marking a decrease of 6.00 Cr..
- For CWIP, as of Mar 2024, the value is ₹20.00 Cr.. The value appears strong and on an upward trend. It has increased from ₹17.00 Cr. (Mar 2023) to ₹20.00 Cr., marking an increase of 3.00 Cr..
- For Investments, as of Mar 2024, the value is ₹22,344.00 Cr.. The value appears strong and on an upward trend. It has increased from ₹18,808.00 Cr. (Mar 2023) to ₹22,344.00 Cr., marking an increase of 3,536.00 Cr..
- For Other Assets, as of Mar 2024, the value is ₹82,809.00 Cr.. The value appears strong and on an upward trend. It has increased from ₹70,936.00 Cr. (Mar 2023) to ₹82,809.00 Cr., marking an increase of 11,873.00 Cr..
- For Total Assets, as of Mar 2024, the value is ₹105,585.00 Cr.. The value appears strong and on an upward trend. It has increased from ₹90,179.00 Cr. (Mar 2023) to ₹105,585.00 Cr., marking an increase of 15,406.00 Cr..
However, the Borrowings (91,591.00 Cr.) are higher than the Reserves (₹9,879.00 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 787.00 | -46.00 | -46.00 | -51.00 | -54.00 | -57.00 | -59.00 | -57.00 | -63.00 | -67.00 | -76.00 | -88.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 19% | 13% | 12% | 13% | 13% | 6% | 3% | 4% | 5% | 9% | 14% | 17% |
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| HDFC Mid-Cap Opportunities Fund - Regular Plan | 33,085,000 | 0.99 | 473.45 | 9,912,400 | 2025-03-11 | 233.77% |
| Nippon India Small Cap Fund | 31,784,062 | 1.22 | 454.83 | 9,912,400 | 2025-03-11 | 220.65% |
| Franklin India Smaller Companies Fund | 15,898,917 | 2.35 | 227.51 | 9,912,400 | 2025-03-11 | 60.39% |
| HSBC Value Fund | 13,164,300 | 2.03 | 188.38 | 9,912,400 | 2025-03-11 | 32.81% |
| SBI Banking & Financial Services Fund | 10,635,167 | 3.59 | 152.19 | 9,912,400 | 2025-03-11 | 7.29% |
| HSBC Small Cap Fund - Regular Plan | 9,912,400 | 1.23 | 141.85 | 9,912,400 | 2025-03-11 | 0% |
| UTI Mid Cap Fund | 7,387,599 | 1.21 | 105.72 | 9,912,400 | 2025-03-11 | -25.47% |
| Franklin India Prima Fund | 5,630,441 | 0.95 | 80.57 | 9,912,400 | 2025-03-11 | -43.2% |
| HSBC Aggressive Hybrid Fund | 4,793,700 | 1.44 | 68.6 | 9,912,400 | 2025-03-11 | -51.64% |
| SBI Multicap Fund | 4,109,413 | 0.45 | 58.81 | 9,912,400 | 2025-03-11 | -58.54% |
Key Financial Ratios
| Month | Mar 24 | Mar 23 | Mar 22 | Mar 21 | Mar 20 |
|---|---|---|---|---|---|
| Face Value | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
| Basic EPS (Rs.) | 19.99 | 13.81 | 8.42 | 4.50 | 2.94 |
| Diluted EPS (Rs.) | 19.97 | 13.78 | 8.41 | 4.50 | 2.94 |
| Cash EPS (Rs.) | 19.95 | 15.11 | 9.91 | 6.05 | 4.43 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 124.81 | 107.03 | 94.95 | 87.07 | 82.57 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 124.81 | 107.03 | 94.95 | 87.07 | 82.57 |
| Dividend / Share (Rs.) | 2.40 | 2.00 | 1.60 | 0.50 | 0.00 |
| Operating Revenue / Share (Rs.) | 101.99 | 81.25 | 69.84 | 68.44 | 74.94 |
| Net Profit / Share (Rs.) | 19.95 | 13.79 | 8.42 | 4.50 | 2.94 |
| Interest Income / Employee (Rs.) | 0.00 | 8393289.03 | 8264566.93 | 7062260.52 | 7548816.38 |
| Net Profit / Employee (Rs.) | 0.00 | 1424641.68 | 995810.24 | 463967.60 | 296187.40 |
| Business / Employee (Rs.) | 0.00 | 180025404.43 | 183420765.86 | 146710482.57 | 132543398.61 |
| Interest Income / Branch (Rs.) | 0.00 | 81558818.52 | 67976565.69 | 67452860.67 | 75345733.33 |
| Net Profit / Branches (Rs.) | 0.00 | 13843451.81 | 8190599.76 | 4431434.03 | 2956285.53 |
| Business / Branches (Rs.) | 0.00 | 1749333216.52 | 1508646956.20 | 1401256964.24 | 1322933167.30 |
| Net Profit Margin (%) | 19.56 | 16.97 | 12.04 | 6.56 | 3.92 |
| Operating Profit Margin (%) | -0.65 | -0.81 | -1.71 | -12.74 | -15.35 |
| Return On Assets (%) | 1.51 | 1.22 | 0.84 | 0.48 | 0.34 |
| Return On Equity / Networth (%) | 15.98 | 12.88 | 8.86 | 5.16 | 3.56 |
| Net Interest Margin (X) | 3.60 | 3.71 | 3.39 | 3.16 | 3.43 |
| Cost To Income (%) | 39.16 | 45.07 | 53.21 | 58.15 | 49.72 |
| Interest Income / Total Assets (%) | 7.76 | 7.22 | 6.98 | 7.33 | 8.77 |
| Non-Interest Income / Total Assets (%) | 1.57 | 1.28 | 0.96 | 1.41 | 1.69 |
| Operating Profit / Total Assets (%) | -0.05 | -0.05 | -0.11 | -0.93 | -1.34 |
| Operating Expenses / Total Assets (%) | 2.49 | 2.25 | 2.31 | 2.66 | 2.55 |
| Interest Expenses / Total Assets (%) | 4.16 | 3.51 | 3.58 | 4.16 | 5.33 |
| Enterprise Value (Rs.Cr.) | 100695.51 | 82147.51 | 70125.05 | 67134.89 | 59145.21 |
| EV Per Net Sales (X) | 12.27 | 12.61 | 12.55 | 12.27 | 9.87 |
| Price To Book Value (X) | 1.46 | 0.97 | 0.48 | 0.63 | 0.24 |
| Price To Sales (X) | 1.79 | 1.28 | 0.66 | 0.81 | 0.27 |
| Retention Ratios (%) | 100.00 | 88.42 | 94.06 | 100.00 | 100.00 |
| Earnings Yield (X) | 0.10 | 0.13 | 0.18 | 0.08 | 0.14 |
After reviewing the key financial ratios for Karur Vysya Bank Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For Basic EPS (Rs.), as of Mar 24, the value is 19.99. This value is within the healthy range. It has increased from 13.81 (Mar 23) to 19.99, marking an increase of 6.18.
- For Diluted EPS (Rs.), as of Mar 24, the value is 19.97. This value is within the healthy range. It has increased from 13.78 (Mar 23) to 19.97, marking an increase of 6.19.
- For Cash EPS (Rs.), as of Mar 24, the value is 19.95. This value is within the healthy range. It has increased from 15.11 (Mar 23) to 19.95, marking an increase of 4.84.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 124.81. It has increased from 107.03 (Mar 23) to 124.81, marking an increase of 17.78.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 124.81. It has increased from 107.03 (Mar 23) to 124.81, marking an increase of 17.78.
- For Dividend / Share (Rs.), as of Mar 24, the value is 2.40. This value is within the healthy range. It has increased from 2.00 (Mar 23) to 2.40, marking an increase of 0.40.
- For Net Profit / Share (Rs.), as of Mar 24, the value is 19.95. This value is within the healthy range. It has increased from 13.79 (Mar 23) to 19.95, marking an increase of 6.16.
- For Net Profit Margin (%), as of Mar 24, the value is 19.56. This value exceeds the healthy maximum of 10. It has increased from 16.97 (Mar 23) to 19.56, marking an increase of 2.59.
- For Return On Assets (%), as of Mar 24, the value is 1.51. This value is below the healthy minimum of 5. It has increased from 1.22 (Mar 23) to 1.51, marking an increase of 0.29.
- For Retention Ratios (%), as of Mar 24, the value is 100.00. This value exceeds the healthy maximum of 70. It has increased from 88.42 (Mar 23) to 100.00, marking an increase of 11.58.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Unable to fetch valid data for stock valuation.Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Karur Vysya Bank Ltd:
- Net Profit Margin: 19.56%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 0% (Industry Average ROCE: 19.84%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0% (Industry Average ROE: 13.99%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 8.72 (Industry average Stock P/E: 13.11)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 19.56%
About the Company - Qualitative Analysis
Karur Vysya Bank Ltd. is a Public Limited Listed company incorporated on 22/06/1916 and has its registered office in the State of Tamil Nadu, India. Company's Corporate Identification Number(CIN) is L65110TN1916PLC001295 and registration number is 001295. Currently Company is involved in the business activities of Monetary intermediation of commercial banks, saving banks. postal savings bank and discount houses. Company's Total Operating Revenue is Rs. 8203.94 Cr. and Equity Capital is Rs. 160.88 Cr. for the Year ended 31/03/2024.
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance - Banks - Private Sector | No. 20, Erode Road, Vadivel Nagar, Karur Tamil Nadu 639002 | kvb_sig@kvbmail.com http://www.kvb.co.in |
| Management | |
|---|---|
| Name | Position Held |
| Dr. Meena Hemchandra | Non Exe. Ind. Part Time Chairman |
| Mr. B Ramesh Babu | Managing Director & CEO |
| Mr. J Natarajan | Executive Director |
| Mr. R Ramkumar | Non Exe.Non Ind.Director |
| Mr. K G Mohan | Ind. Non-Executive Director |
| Dr. R Harshavardhan | Ind. Non-Executive Director |
| Mr. R Vidhya Shankar | Ind. Non-Executive Director |
| Mr. Murali Ramaswami | Ind. Non-Executive Director |
| CA. Chinnasamy Ganesan | Ind. Non-Executive Director |
FAQ
What is the latest intrinsic value of Karur Vysya Bank Ltd?
The latest intrinsic value of Karur Vysya Bank Ltd as on 12 March 2025 is ₹148.30, which is 27.30% lower than the current market price of 204.00, indicating the stock is overvalued by 27.30%. The intrinsic value of Karur Vysya Bank Ltd is calculated using PE ratio method. The stock has a market capitalization of ₹16,424 Cr. and recorded a high/low of ₹246/164 during the current fiscal year 2024-2025. As of Mar 2024, the company has reserves of ₹9,879 Cr and total liabilities of ₹105,585 Cr.
What is the Market Cap of Karur Vysya Bank Ltd?
The Market Cap of Karur Vysya Bank Ltd is 16,424 Cr..
What is the current Stock Price of Karur Vysya Bank Ltd as on 12 March 2025?
The current stock price of Karur Vysya Bank Ltd as on 12 March 2025 is ₹204.
What is the High / Low of Karur Vysya Bank Ltd stocks in FY 2024-2025?
In FY 2024-2025, the High / Low of Karur Vysya Bank Ltd stocks is ₹246/164.
What is the Stock P/E of Karur Vysya Bank Ltd?
The Stock P/E of Karur Vysya Bank Ltd is 8.72.
What is the Book Value of Karur Vysya Bank Ltd?
The Book Value of Karur Vysya Bank Ltd is 0.00.
What is the Dividend Yield of Karur Vysya Bank Ltd?
The Dividend Yield of Karur Vysya Bank Ltd is 1.18 %.
What is the ROCE of Karur Vysya Bank Ltd?
The ROCE of Karur Vysya Bank Ltd is 6.89 %.
What is the ROE of Karur Vysya Bank Ltd?
The ROE of Karur Vysya Bank Ltd is 17.2 %.
What is the Face Value of Karur Vysya Bank Ltd?
The Face Value of Karur Vysya Bank Ltd is 2.00.