Generic selectors
Exact matches only
Search in title
Search in content
Post Type Selectors
post

Fundamental Analysis of Cholamandalam Investment & Finance Company Ltd

About the Company - Cholamandalam Investment & Finance Company Ltd

Cholamandalam Investment & Finance Company Ltd. is a Public Limited Listed company incorporated on 17/08/1978 and has its registered office in the State of Tamil Nadu, India. Company’s Corporate Identification Number(CIN) is L65993TN1978PLC007576 and registration number is 007576. Currently Company is involved in the business activities of Other financial service activities, except insurance and pension funding activities. Company’s Total Operating Revenue is Rs. 10048.29 Cr. and Equity Capital is Rs. 164.28 Cr. for the Year ended 31/03/2022.
INDUSTRYADDRESSCONTACT
Finance & InvestmentsDare House, Chennai (Madras) Tamil Nadu 600001investors@chola.murugappa.com
http://www.cholamandalam.com
Management
NamePosition Held
Mr. Vellayan SubbiahChairman & Non-Exe.Director
Mr. Ravindra Kumar KunduExecutive Director
Mr. M A M ArunachalamNon Executive Director
Mr. Anand KumarIndependent Director
Ms. Bhama KrishnamurthyIndependent Director
Mr. N Ramesh RajanIndependent Director
Mr. Rohan VermaIndependent Director

Cholamandalam Investment & Finance Company Ltd. Share Price Update

Share PriceValue
Today₹1,105.45
Previous Day₹1,106.20

Basic Stock Data of Cholamandalam Investment & Finance Company Ltd

Market Cap 93,111 Cr.
Current Price 1,109
High / Low1,284/658
Stock P/E30.8
Book Value 192
Dividend Yield0.18 %
ROCE9.72 %
ROE20.4 %
Face Value 2.00

Cholamandalam Investment & Finance Company Ltd Quarterly Results

MonthSep 2020Dec 2020Mar 2021Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023
Revenue2,4542,5202,4792,4822,4962,5572,6052,7703,0173,3563,7414,0824,623
Interest1,1851,1401,1201,1041,0781,0461,0711,1301,3401,5431,7342,0062,204
Expenses6628021,0639105747956308799409129021,1741,391
Financing Profit6075782974688457179047607369011,1059021,028
Financing Margin %25%23%12%19%34%28%35%27%24%27%30%22%22%
Other Income4056011752265052938973
Depreciation25252625242428282830363939
Profit before tax5865533274438227109277597599231,1639521,062
Tax %26%26%25%26%26%26%26%26%26%26%26%25%27%
Net Profit435410245329611528687562563685855710773
EPS in Rs5.305.002.994.017.446.438.366.846.858.3310.408.649.40
Gross NPA %
Net NPA %

Cholamandalam Investment & Finance Company Ltd Quarterly Chart

Cholamandalam Investment & Finance Company Ltd Profit & Loss

MonthMar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023TTM
Revenue1,7842,5703,2793,7154,2144,6945,5597,1088,7129,58310,14812,88415,802
Interest9901,4101,7691,9582,0482,2282,6573,5884,5924,5764,2985,7487,488
Expenses5466889321,0611,2661,3221,4511,6322,4212,9132,9263,6214,379
Financing Profit2484725786968991,1431,4511,8881,6992,0942,9243,5153,935
Financing Margin %14%18%18%19%21%24%26%27%20%22%29%27%25%
Other Income52110230105684220307
Depreciation1022253022395157111102101121143
Profit before tax2894525546668791,1071,4011,8321,5882,0482,9083,6154,099
Tax %42%32%34%33%35%35%34%35%34%26%26%26%
Net Profit1693083684445757189181,1971,0541,5212,1542,6653,023
EPS in Rs2.554.305.146.187.369.2111.7615.3212.8618.5526.2332.4236.77
Dividend Payout %20%16%14%11%12%12%11%8%13%11%8%6%

Cholamandalam Investment & Finance Company Ltd Profit & Loss Yearly Chart

Cholamandalam Investment & Finance Company Ltd Growth

Compounded Sales Growth
10 Years::17%
5 Years::18%
3 Years::14%
TTM::44%

Cholamandalam Investment & Finance Company Ltd Growth

Compounded Profit Growth
10 Years::24%
5 Years::24%
3 Years::36%
TTM::29%

Cholamandalam Investment & Finance Company Ltd Growth

Stock Price CAGR
10 Years::37%
5 Years::34%
3 Years::47%
1 Year::56%

Cholamandalam Investment & Finance Company Ltd Growth

Return on Equity
10 Years::19%
5 Years::19%
3 Years::19%
Last Year::20%

Cholamandalam Investment & Finance Company Ltd Balance Sheet

MonthMar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Sep 2023
Equity Capital133143143144156156156156164164164164165
Reserves1,2711,8092,1442,5313,5144,1424,9696,0528,0369,43611,60514,18215,643
Preference Capital00050000000000
Borrowings11,44415,26918,07519,45022,54624,07138,33050,56755,00563,73069,17497,358119,471
Other Liabilities6491,0071,1821,7431,6732,2307117158531,3141,5361,9232,310
Total Liabilities13,49718,22821,54423,86827,88930,59844,16757,49064,05874,64482,478113,627137,588
Fixed Assets56737469120150170167283228259403501
CWIP000000414111037600
Investments101723925161822342331,5832,0553,5623,481
Other Assets13,43017,98421,43123,77527,75330,26643,97057,26763,73272,82380,127109,602133,607
Total Assets13,49718,22821,54423,86827,88930,59844,16757,49064,05874,64482,478113,627137,588

Cholamandalam Investment & Finance Company Ltd Reserves and Borrowings Chart

Cholamandalam Investment & Finance Company Ltd Cash Flow

MonthMar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023
Cash from Operating Activity -3,574-3,754-2,447-2,264-2,809-1,468-7,926-9,317-2,075-8,848-5,571-27,105
Cash from Investing Activity 555-83-40-137-222-60-11-54-1,7461,640-2,148
Cash from Financing Activity 3,6024,0672,7491,8193,0311,6928,00912,1912,4528,7075,15027,466
Net Cash Flow83317219-485852222,862323-1,8881,218-1,787

Cholamandalam Investment & Finance Company Ltd Financial Efficiency Indicators Chart

Cholamandalam Investment & Finance Company Ltd Share Holding Pattern

MonthDec 2020Mar 2021Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023
Promoters51.64%51.62%51.61%51.57%51.55%51.55%51.52%51.50%51.49%51.47%51.46%51.43%
FIIs13.17%16.49%18.85%17.88%17.65%17.61%17.96%18.69%19.38%19.63%20.92%21.51%
DIIs27.37%24.43%21.83%22.54%22.79%23.00%22.41%21.92%21.24%21.45%20.37%20.04%
Public7.82%7.46%7.72%8.01%8.00%7.84%8.11%7.90%7.88%7.44%7.25%7.03%
No. of Shareholders84,45086,2961,03,1341,07,4431,14,3091,20,0691,25,5251,30,8331,30,1541,21,1841,40,5461,46,815

Cholamandalam Investment & Finance Company Ltd Shareholding Pattern Chart

No. of Cholamandalam Investment & Finance Company Ltd Shareholders

Cholamandalam Investment & Finance Company Ltd Mutual Fund Holdings

Fund NameNo of SharesAUM (%)Amount Invested (Cr)
Axis Long Term Equity Fund119297994.561452.51
HDFC Mid-Cap Opportunities Fund - Regular Plan116747502.921421.46
Axis Midcap Fund88946434.781082.97
SBI Blue Chip Fund78150462.4951.52
Motilal Oswal Flexi Cap Fund65000009.71791.41
Axis Bluechip Fund58472542.23711.93
Canara Robeco Emerging Equities44981093.03547.67
Motilal Oswal Midcap Fund44250009.05538.77
Aditya Birla Sun Life Flexi Cap Fund37861052.61460.98
Axis Growth Opportunities Fund36806544.58448.14

Cholamandalam Investment & Finance Company Ltd ROCE Trend

Cholamandalam Investment & Finance Company Ltd EPS Trend

Cholamandalam Investment & Finance Company Ltd Key Financial Ratios

MonthMar 23Mar 22Mar 21Mar 20Mar 19
FaceValue2.002.002.002.0010.00
Basic EPS (Rs.)32.4426.2418.5513.3915.31
Diluted EPS (Rs.)32.3826.1918.5213.3715.30
Cash EPS (Rs.)34.0227.5119.7914.2180.16
Book Value[Excl.RevalReserv]/Share (Rs.)174.44143.28117.02100.01396.93
Book Value[Incl.RevalReserv]/Share (Rs.)174.44143.28117.02100.01396.93
Revenue From Operations / Share (Rs.)156.66123.46116.77106.26453.11
PBDIT / Share (Rs.)115.3288.9481.9976.73350.13
PBIT / Share (Rs.)113.8587.7280.7475.37346.48
PBT / Share (Rs.)43.9535.4024.9619.37117.09
Net Profit / Share (Rs.)32.5526.2818.5512.8676.52
NP After MI And SOA / Share (Rs.)32.4026.2218.5412.8576.59
PBDIT Margin (%)73.6072.0470.2172.2177.27
PBIT Margin (%)72.6671.0569.1470.9376.46
PBT Margin (%)28.0528.6721.3718.2325.84
Net Profit Margin (%)20.7721.2815.8812.0916.88
NP After MI And SOA Margin (%)20.6821.2315.8712.0916.90
Return on Networth / Equity (%)18.5718.2915.8412.8519.29
Return on Capital Employeed (%)24.1824.7425.1330.7921.87
Return On Assets (%)2.342.612.031.642.08
Long Term Debt / Equity (X)1.681.461.721.432.97
Total Debt / Equity (X)6.795.886.646.718.14
Asset Turnover Ratio (%)0.130.120.130.140.13
Current Ratio (X)1.501.521.521.431.73
Quick Ratio (X)1.501.521.521.431.73
Dividend Payout Ratio (NP) (%)6.167.627.0015.768.48
Dividend Payout Ratio (CP) (%)5.897.286.5614.268.09
Earning Retention Ratio (%)93.8492.3893.0084.2491.52
Cash Earning Retention Ratio (%)94.1192.7293.4485.7491.91
Interest Coverage Ratio (%)1.651.701.471.371.53
Interest Coverage Ratio (Post Tax) (%)1.471.501.331.231.33
Enterprise Value (Cr.)156984.38123872.82104291.3860545.0669500.08
EV / Net Operating Revenue (X)12.1812.2210.896.959.81
EV / EBITDA (X)16.5516.9615.519.6212.69
MarketCap / Net Operating Revenue (X)4.865.824.791.443.19
Retention Ratios (%)93.8392.3792.9984.2391.51
Price / BV (X)4.375.014.781.533.65
Price / Net Operating Revenue (X)4.865.824.791.443.19
EarningsYield0.040.030.030.080.05

Cholamandalam Investment & Finance Company Ltd Profitability Ratios (%)

Cholamandalam Investment & Finance Company Ltd Liquidity Ratios

Cholamandalam Investment & Finance Company Ltd Liquidity Ratios (%)

Cholamandalam Investment & Finance Company Ltd Interest Coverage Ratios (%)

Cholamandalam Investment & Finance Company Ltd Valuation Ratios

Fair Value of Cholamandalam Investment & Finance Company Ltd Stock

Fair Value: ₹1208.55

The stock is undervalued by 8.98% compared to the current price ₹1109

*This is not Investment Advice

Strength and Weakness of Cholamandalam Investment & Finance Company Ltd Stock

Unable to fetch valid data for stock valuation.

Related Posts