Share Price and Basic Stock Data
Last Updated: August 15, 2025, 7:46 pm
PEG Ratio | 0.99 |
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Quick Insight
City Union Bank Ltd's current share price of 211 reflects a P/E ratio of 13.4, indicating an undervalued position compared to its intrinsic value. With a ROE of 12.6% and ROCE at 6.86%, the bank shows moderate profitability and efficiency. The significant ownership distribution among FIIs (27.44%), DIIs (33.59%), and the public (38.98%) underscores investor confidence. The bank's healthy reserves of 9,393 Cr provide a strong financial base. However, the lack of specific data on operating profit margin, borrowings, and key ratios like P/BV and ICR hinders a comprehensive analysis. Investors should monitor operational efficiency and leverage levels for a more nuanced assessment of the bank's financial health.
Competitors of City Union Bank Ltd
Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
---|---|---|---|---|---|---|---|---|---|
Fino Payments Bank Ltd | 2,079 Cr. | 250 | 467/180 | 24.2 | 89.8 | 0.00 % | 6.64 % | 13.3 % | 10.0 |
Yes Bank Ltd | 58,912 Cr. | 18.8 | 25.0/16.0 | 21.5 | 15.3 | 0.00 % | 6.36 % | 5.46 % | 2.00 |
Ujjivan Small Finance Bank Ltd | 8,066 Cr. | 41.7 | 51.9/30.8 | 15.3 | 31.4 | 3.60 % | 8.53 % | 12.4 % | 10.0 |
South Indian Bank Ltd | 7,666 Cr. | 29.3 | 32.3/22.1 | 5.76 | 39.8 | 1.37 % | 6.50 % | 13.8 % | 1.00 |
Karnataka Bank Ltd | 6,422 Cr. | 170 | 243/162 | 5.51 | 320 | 3.24 % | 6.33 % | 11.1 % | 10.0 |
Industry Average | 172,404.81 Cr | 455.82 | 17.37 | 256.09 | 1.01% | 6.96% | 11.31% | 6.14 |
Quarterly Result
Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | 1,099 | 1,181 | 1,206 | 1,228 | 1,266 | 1,304 | 1,326 | 1,374 | 1,389 | 1,434 | 1,479 | 1,533 | 1,605 |
Interest | 575 | 613 | 650 | 714 | 744 | 766 | 810 | 828 | 843 | 851 | 891 | 932 | 980 |
Expenses | 447 | 390 | 507 | 451 | 452 | 390 | 391 | 402 | 403 | 451 | 455 | 489 | 488 |
Financing Profit | 78 | 178 | 49 | 63 | 71 | 149 | 125 | 145 | 142 | 132 | 133 | 112 | 137 |
Financing Margin % | 7% | 15% | 4% | 5% | 6% | 11% | 9% | 11% | 10% | 9% | 9% | 7% | 9% |
Other Income | 218 | 173 | 224 | 195 | 191 | 182 | 193 | 175 | 192 | 226 | 228 | 251 | 244 |
Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Profit before tax | 295 | 351 | 273 | 258 | 262 | 331 | 318 | 320 | 334 | 358 | 361 | 363 | 381 |
Tax % | 24% | 21% | 20% | 16% | 13% | 15% | 20% | 20% | 21% | 20% | 21% | 21% | 20% |
Net Profit | 225 | 276 | 218 | 218 | 227 | 281 | 253 | 255 | 264 | 285 | 286 | 288 | 306 |
EPS in Rs | 3.04 | 3.74 | 2.94 | 2.94 | 3.07 | 3.79 | 3.42 | 3.44 | 3.57 | 3.85 | 3.86 | 3.89 | 4.13 |
Gross NPA % | 4.65% | 4.36% | 4.62% | 4.37% | 4.91% | 4.66% | 4.47% | 3.99% | 3.88% | 3.54% | 3.36% | 3.09% | 2.99% |
Net NPA % | 2.89% | 2.69% | 2.67% | 2.36% | 2.51% | 2.34% | 2.19% | 1.97% | 1.87% | 1.62% | 1.42% | 1.25% | 1.20% |
Last Updated: August 1, 2025, 10:40 pm
Below is a detailed analysis of the quarterly data for City Union Bank Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Interest, as of Jun 2025, the value is 980.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 932.00 Cr. (Mar 2025) to 980.00 Cr., marking an increase of 48.00 Cr..
- For Expenses, as of Jun 2025, the value is 488.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 489.00 Cr. (Mar 2025) to 488.00 Cr., marking a decrease of 1.00 Cr..
- For Other Income, as of Jun 2025, the value is 244.00 Cr.. The value appears to be declining and may need further review. It has decreased from 251.00 Cr. (Mar 2025) to 244.00 Cr., marking a decrease of 7.00 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 381.00 Cr.. The value appears strong and on an upward trend. It has increased from 363.00 Cr. (Mar 2025) to 381.00 Cr., marking an increase of 18.00 Cr..
- For Tax %, as of Jun 2025, the value is 20.00%. The value appears to be improving (decreasing) as expected. It has decreased from 21.00% (Mar 2025) to 20.00%, marking a decrease of 1.00%.
- For Net Profit, as of Jun 2025, the value is 306.00 Cr.. The value appears strong and on an upward trend. It has increased from 288.00 Cr. (Mar 2025) to 306.00 Cr., marking an increase of 18.00 Cr..
- For EPS in Rs, as of Jun 2025, the value is 4.13. The value appears strong and on an upward trend. It has increased from 3.89 (Mar 2025) to 4.13, marking an increase of 0.24.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: June 16, 2025, 5:49 pm
Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | 2,546 | 2,699 | 2,944 | 3,174 | 3,402 | 3,767 | 4,169 | 4,135 | 4,105 | 4,714 | 5,271 | 5,834 |
Interest | 1,787 | 1,891 | 1,963 | 1,975 | 1,972 | 2,156 | 2,493 | 2,305 | 2,188 | 2,552 | 3,147 | 3,518 |
Expenses | 588 | 655 | 736 | 937 | 1,120 | 1,140 | 1,690 | 1,738 | 1,605 | 1,723 | 1,559 | 1,797 |
Financing Profit | 171 | 153 | 245 | 262 | 310 | 472 | -15 | 92 | 311 | 440 | 564 | 519 |
Financing Margin % | 7% | 6% | 8% | 8% | 9% | 13% | -0% | 2% | 8% | 9% | 11% | 9% |
Other Income | 280 | 415 | 410 | 484 | 532 | 514 | 680 | 689 | 759 | 810 | 742 | 898 |
Depreciation | 38 | 47 | 52 | 53 | 52 | 62 | 79 | 87 | 85 | 73 | 75 | 0 |
Profit before tax | 414 | 521 | 603 | 693 | 790 | 925 | 586 | 693 | 985 | 1,177 | 1,231 | 1,417 |
Tax % | 16% | 24% | 26% | 27% | 25% | 26% | 19% | 14% | 23% | 20% | 17% | 21% |
Net Profit | 347 | 395 | 445 | 503 | 592 | 683 | 476 | 593 | 760 | 937 | 1,016 | 1,124 |
EPS in Rs | 5.29 | 5.47 | 6.14 | 6.91 | 8.10 | 9.30 | 6.46 | 8.02 | 10.28 | 12.66 | 13.71 | 15.16 |
Dividend Payout % | 16% | 17% | 16% | 4% | 3% | 5% | 8% | 6% | 10% | 8% | 11% | 13% |
YoY Net Profit Growth
Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
---|---|---|---|---|---|---|---|---|---|---|---|
YoY Net Profit Growth (%) | 13.83% | 12.66% | 13.03% | 17.69% | 15.37% | -30.31% | 24.58% | 28.16% | 23.29% | 8.43% | 10.63% |
Change in YoY Net Profit Growth (%) | 0.00% | -1.17% | 0.38% | 4.66% | -2.32% | -45.68% | 54.89% | 3.58% | -4.87% | -14.86% | 2.20% |
City Union Bank Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
Compounded Sales Growth | |
---|---|
10 Years: | 8% |
5 Years: | 7% |
3 Years: | 12% |
TTM: | 12% |
Compounded Profit Growth | |
---|---|
10 Years: | 11% |
5 Years: | 19% |
3 Years: | 14% |
TTM: | 11% |
Stock Price CAGR | |
---|---|
10 Years: | 10% |
5 Years: | 11% |
3 Years: | 6% |
1 Year: | 28% |
Return on Equity | |
---|---|
10 Years: | 13% |
5 Years: | 12% |
3 Years: | 13% |
Last Year: | 13% |
Last Updated: Unknown
Balance Sheet
Last Updated: May 13, 2025, 3:41 pm
Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 54 | 60 | 60 | 60 | 66 | 73 | 74 | 74 | 74 | 74 | 74 | 74 |
Reserves | 1,971 | 2,636 | 2,992 | 3,510 | 4,097 | 4,767 | 5,222 | 5,769 | 6,512 | 7,383 | 8,327 | 9,393 |
Deposits | 22,057 | 24,115 | 27,158 | 30,116 | 32,853 | 38,448 | 40,832 | 44,537 | 47,690 | 52,398 | 55,657 | 63,526 |
Borrowing | 265 | 129 | 665 | 531 | 1,736 | 481 | 2,032 | 1,346 | 5,312 | 4,688 | 4,724 | 2,169 |
Other Liabilities | 647 | 932 | 929 | 1,054 | 1,186 | 1,489 | 1,573 | 1,586 | 1,944 | 2,051 | 2,044 | 2,461 |
Total Liabilities | 24,994 | 27,871 | 31,804 | 35,271 | 39,937 | 45,259 | 49,734 | 53,312 | 61,531 | 66,595 | 70,826 | 77,623 |
Fixed Assets | 183 | 210 | 218 | 215 | 223 | 250 | 245 | 233 | 215 | 239 | 270 | 322 |
CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Investments | 5,954 | 5,871 | 6,826 | 7,031 | 7,879 | 7,712 | 9,117 | 9,436 | 12,221 | 14,333 | 15,664 | 17,336 |
Other Assets | 18,857 | 21,790 | 24,760 | 28,024 | 31,835 | 37,297 | 40,372 | 43,643 | 49,095 | 52,023 | 54,891 | 59,965 |
Total Assets | 24,994 | 27,871 | 31,804 | 35,271 | 39,937 | 45,259 | 49,734 | 53,312 | 61,531 | 66,595 | 70,826 | 77,623 |
Below is a detailed analysis of the balance sheet data for City Union Bank Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2025, the value is 74.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 74.00 Cr..
- For Reserves, as of Mar 2025, the value is 9,393.00 Cr.. The value appears strong and on an upward trend. It has increased from 8,327.00 Cr. (Mar 2024) to 9,393.00 Cr., marking an increase of 1,066.00 Cr..
- For Other Liabilities, as of Mar 2025, the value is 2,461.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 2,044.00 Cr. (Mar 2024) to 2,461.00 Cr., marking an increase of 417.00 Cr..
- For Total Liabilities, as of Mar 2025, the value is 77,623.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 70,826.00 Cr. (Mar 2024) to 77,623.00 Cr., marking an increase of 6,797.00 Cr..
- For Fixed Assets, as of Mar 2025, the value is 322.00 Cr.. The value appears strong and on an upward trend. It has increased from 270.00 Cr. (Mar 2024) to 322.00 Cr., marking an increase of 52.00 Cr..
- For CWIP, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For Investments, as of Mar 2025, the value is 17,336.00 Cr.. The value appears strong and on an upward trend. It has increased from 15,664.00 Cr. (Mar 2024) to 17,336.00 Cr., marking an increase of 1,672.00 Cr..
- For Other Assets, as of Mar 2025, the value is 59,965.00 Cr.. The value appears strong and on an upward trend. It has increased from 54,891.00 Cr. (Mar 2024) to 59,965.00 Cr., marking an increase of 5,074.00 Cr..
- For Total Assets, as of Mar 2025, the value is 77,623.00 Cr.. The value appears strong and on an upward trend. It has increased from 70,826.00 Cr. (Mar 2024) to 77,623.00 Cr., marking an increase of 6,797.00 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow | 566.00 | 631.00 | 709.00 | 907.00 | -31.00 | -37.00 | -39.00 | -43.00 | -46.00 | -51.00 | -54.00 | -62.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
---|---|---|---|---|---|---|---|---|---|---|---|---|
ROE % | 19% | 16% | 15% | 15% | 15% | 15% | 9% | 11% | 12% | 13% | 13% | 13% |
Mutual Fund Holdings
Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
---|---|---|---|---|---|---|
Canara Robeco Small Cap Fund | 9,086,154 | 1.3 | 156.53 | 9,086,154 | 2025-04-22 05:38:51 | 0% |
SBI Flexi Cap Fund | 8,274,501 | 0.62 | 142.54 | 8,274,501 | 2025-04-22 17:25:38 | 0% |
UTI Mid Cap Fund | 6,679,156 | 0.93 | 115.06 | 6,679,156 | 2025-04-22 05:38:51 | 0% |
ICICI Prudential Multicap Fund | 5,358,081 | 0.66 | 92.3 | 5,358,081 | 2025-04-22 17:25:38 | 0% |
ICICI Prudential Value Discovery Fund | 4,278,849 | 0.15 | 73.71 | 4,278,849 | 2025-04-22 17:25:38 | 0% |
Tata ELSS Tax Saver Fund | 2,500,000 | 0.91 | 43.07 | 2,500,000 | 2025-04-22 05:38:51 | 0% |
Kotak India EQ Contra Fund - Regular Plan | 2,320,000 | 1.06 | 39.97 | 2,320,000 | 2025-04-22 05:38:51 | 0% |
SBI Multi Asset Allocation Fund | 1,960,755 | 0.56 | 31.54 | 1,960,755 | 2025-04-22 05:38:51 | 0% |
Bandhan Arbitrage Fund | 1,510,000 | 0.37 | 26.01 | 1,510,000 | 2025-04-22 05:38:51 | 0% |
HDFC Multi Asset Fund - Regular Plan | 1,300,000 | 0.67 | 22.4 | 1,300,000 | 2025-04-22 05:38:51 | 0% |
Key Financial Ratios
Month | Mar 24 | Mar 23 | Mar 22 | Mar 21 | Mar 20 |
---|---|---|---|---|---|
Face Value | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
Basic EPS (Rs.) | 13.72 | 12.67 | 10.29 | 8.03 | 6.48 |
Diluted EPS (Rs.) | 13.62 | 12.57 | 10.18 | 7.97 | 6.41 |
Cash EPS (Rs.) | 14.73 | 13.65 | 11.43 | 9.21 | 7.53 |
Book Value[Excl.RevalReserv]/Share (Rs.) | 113.43 | 100.72 | 89.05 | 79.08 | 71.83 |
Book Value[Incl.RevalReserv]/Share (Rs.) | 113.43 | 100.72 | 89.05 | 79.08 | 71.83 |
Dividend / Share (Rs.) | 1.50 | 1.00 | 1.00 | 0.50 | 0.50 |
Operating Revenue / Share (Rs.) | 71.16 | 63.67 | 55.50 | 55.96 | 56.54 |
Net Profit / Share (Rs.) | 13.71 | 12.66 | 10.28 | 8.02 | 6.46 |
Interest Income / Employee (Rs.) | 7332450.19 | 7832425.82 | 7648180.55 | 7076304.81 | 7261109.21 |
Net Profit / Employee (Rs.) | 1413092.52 | 1557533.64 | 1416368.73 | 1014586.34 | 829673.40 |
Business / Employee (Rs.) | 140765665.55 | 158583159.49 | 164054663.69 | 138105754.75 | 130221110.78 |
Interest Income / Branch (Rs.) | 65882065.00 | 62690652.93 | 56461877.58 | 58898645.30 | 59551468.57 |
Net Profit / Branches (Rs.) | 12696636.25 | 12466482.71 | 10456191.20 | 8444769.23 | 6804507.14 |
Business / Branches (Rs.) | 1264779505.00 | 1269297921.54 | 1211116066.02 | 1149504166.67 | 1067999138.57 |
Net Profit Margin (%) | 19.27 | 19.88 | 18.51 | 14.33 | 11.42 |
Operating Profit Margin (%) | 5.20 | 2.69 | 0.02 | -2.70 | -4.88 |
Return On Assets (%) | 1.43 | 1.40 | 1.23 | 1.11 | 0.95 |
Return On Equity / Networth (%) | 12.08 | 12.57 | 11.54 | 10.14 | 8.99 |
Net Interest Margin (X) | 2.99 | 3.24 | 3.11 | 3.43 | 3.36 |
Cost To Income (%) | 47.06 | 38.85 | 40.37 | 41.45 | 43.04 |
Interest Income / Total Assets (%) | 7.44 | 7.07 | 6.67 | 7.75 | 8.38 |
Non-Interest Income / Total Assets (%) | 1.04 | 1.21 | 1.23 | 1.32 | 1.36 |
Operating Profit / Total Assets (%) | 0.38 | 0.19 | 0.00 | -0.20 | -0.40 |
Operating Expenses / Total Assets (%) | 1.90 | 1.73 | 1.75 | 1.97 | 2.03 |
Interest Expenses / Total Assets (%) | 4.44 | 3.83 | 3.55 | 4.32 | 5.01 |
Enterprise Value (Rs.Cr.) | 65768.17 | 63101.73 | 59580.74 | 54608.58 | 50393.87 |
EV Per Net Sales (X) | 12.48 | 13.39 | 14.51 | 13.21 | 12.09 |
Price To Book Value (X) | 1.19 | 1.25 | 1.45 | 1.97 | 1.80 |
Price To Sales (X) | 1.90 | 1.98 | 2.33 | 2.79 | 2.29 |
Retention Ratios (%) | 92.71 | 92.11 | 95.14 | 93.78 | 92.28 |
Earnings Yield (X) | 0.10 | 0.10 | 0.07 | 0.05 | 0.04 |
After reviewing the key financial ratios for City Union Bank Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For Basic EPS (Rs.), as of Mar 24, the value is 13.72. This value is within the healthy range. It has increased from 12.67 (Mar 23) to 13.72, marking an increase of 1.05.
- For Diluted EPS (Rs.), as of Mar 24, the value is 13.62. This value is within the healthy range. It has increased from 12.57 (Mar 23) to 13.62, marking an increase of 1.05.
- For Cash EPS (Rs.), as of Mar 24, the value is 14.73. This value is within the healthy range. It has increased from 13.65 (Mar 23) to 14.73, marking an increase of 1.08.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 113.43. It has increased from 100.72 (Mar 23) to 113.43, marking an increase of 12.71.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 113.43. It has increased from 100.72 (Mar 23) to 113.43, marking an increase of 12.71.
- For Dividend / Share (Rs.), as of Mar 24, the value is 1.50. This value is within the healthy range. It has increased from 1.00 (Mar 23) to 1.50, marking an increase of 0.50.
- For Net Profit / Share (Rs.), as of Mar 24, the value is 13.71. This value is within the healthy range. It has increased from 12.66 (Mar 23) to 13.71, marking an increase of 1.05.
- For Net Profit Margin (%), as of Mar 24, the value is 19.27. This value exceeds the healthy maximum of 10. It has decreased from 19.88 (Mar 23) to 19.27, marking a decrease of 0.61.
- For Return On Assets (%), as of Mar 24, the value is 1.43. This value is below the healthy minimum of 5. It has increased from 1.40 (Mar 23) to 1.43, marking an increase of 0.03.
- For Retention Ratios (%), as of Mar 24, the value is 92.71. This value exceeds the healthy maximum of 70. It has increased from 92.11 (Mar 23) to 92.71, marking an increase of 0.60.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Unable to fetch valid data for stock valuation.Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in City Union Bank Ltd:
- Net Profit Margin: 19.27%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 0% (Industry Average ROCE: 6.96%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0% (Industry Average ROE: 11.31%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 13.4 (Industry average Stock P/E: 17.37)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 19.27%
About the Company - Qualitative Analysis
INDUSTRY | ADDRESS | CONTACT |
---|---|---|
Finance - Banks - Private Sector | 149, T.S.R. (Big) Street, Thanjavur Dist., Kumbakonam Tamil Nadu 612001 | shares@cityunionbank.in http://www.cityunionbank.com |
Management | |
---|---|
Name | Position Held |
Mr. G Mahalingam | Non Exe.Part Time Chairman |
Dr. N Kamakodi | Managing Director & CEO |
Mr. R Vijay Anandh | Executive Director |
Mr. V Ramesh | Executive Director |
Dr. T S Sridhar | Director |
Mr. K Vaidyanathan | Director |
Mr. T K Ramkumar | Director |
Mrs. Lalitha Rameswaran | Director |
Prof. V Kamakoti | Director |
Mr. N Subramaniam | Director |
Mr. V N Shiva Shankar | Director |
FAQ
What is the intrinsic value of City Union Bank Ltd?
City Union Bank Ltd's intrinsic value (as of 15 August 2025) is ₹174.53 which is 17.28% lower the current market price of ₹211.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's ₹15,659 Cr. market cap, FY2025-2026 high/low of ₹233/143, reserves of ₹9,393 Cr, and liabilities of ₹77,623 Cr.
What is the Market Cap of City Union Bank Ltd?
The Market Cap of City Union Bank Ltd is 15,659 Cr..
What is the current Stock Price of City Union Bank Ltd as on 15 August 2025?
The current stock price of City Union Bank Ltd as on 15 August 2025 is 211.
What is the High / Low of City Union Bank Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of City Union Bank Ltd stocks is 233/143.
What is the Stock P/E of City Union Bank Ltd?
The Stock P/E of City Union Bank Ltd is 13.4.
What is the Book Value of City Union Bank Ltd?
The Book Value of City Union Bank Ltd is 128.
What is the Dividend Yield of City Union Bank Ltd?
The Dividend Yield of City Union Bank Ltd is 0.95 %.
What is the ROCE of City Union Bank Ltd?
The ROCE of City Union Bank Ltd is 6.86 %.
What is the ROE of City Union Bank Ltd?
The ROE of City Union Bank Ltd is 12.6 %.
What is the Face Value of City Union Bank Ltd?
The Face Value of City Union Bank Ltd is 1.00.