Stock P/E, Current Price, and Intrinsic Value Over Time
Competitors of IDFC Ltd
Stock Name
Market Cap
Current Price
High / Low
Stock P/E
Book Value
Dividend Yield
ROCE
ROE
Face Value
Industry Average
0 Cr
0
0
0
0%
0%
0%
0
Quarterly Result
Month
Sep 2020
Dec 2020
Mar 2021
Jun 2021
Sep 2021
Dec 2021
Mar 2022
Jun 2022
Sep 2022
Dec 2022
Mar 2023
Jun 2023
Sep 2023
Sales
87
104
21
3
29
54
2
22
49
30
53
27
37
Expenses
232
280
58
456
5
36
6
8
3
4
49
7
6
Operating Profit
-145
-176
-37
-453
24
18
-4
14
47
25
4
19
31
OPM %
-167%
-170%
-177%
-16,431%
81%
33%
-163%
65%
94%
85%
7%
72%
84%
Other Income
5
2
78
46
246
36
215
245
297
249
3,754
256
200
Interest
5
4
1
0
0
0
0
0
0
0
0
7
0
Depreciation
-12
5
0
1
0
0
0
0
0
0
0
0
0
Profit before tax
-133
-182
39
-409
269
54
211
260
343
275
3,758
268
230
Tax %
-10%
-13%
-7%
-0%
3%
67%
8%
3%
3%
1%
10%
1%
3%
Net Profit
-147
-206
42
-410
263
18
194
252
332
272
3,387
264
224
EPS in Rs
-0.91
-1.29
0.26
-2.57
1.64
0.11
1.22
1.58
2.08
1.70
21.17
1.65
1.40
Last Updated: August 9, 2024, 6:45 pm
Quarterly Chart
Profit & Loss - Annual Report
Last Updated: August 9, 2024, 6:45 pm
Month
Mar 2012
Mar 2013
Mar 2014
Mar 2015
Mar 2016
Mar 2017
Mar 2018
Mar 2019
Mar 2020
Mar 2021
Mar 2022
Mar 2023
TTM
Sales
6,420
8,145
8,778
9,720
8,968
10,400
628
356
342
34
88
154
108
Expenses
768
844
1,141
1,777
1,490
1,806
517
1,200
1,274
503
25
64
67
Operating Profit
5,653
7,301
7,637
7,943
7,478
8,594
112
-844
-932
-469
64
91
41
OPM %
88%
90%
87%
82%
83%
83%
18%
-237%
-273%
-1,364%
72%
59%
38%
Other Income
15
3
12
-0
-2,640
-3
984
-107
31
171
61
4,545
4,427
Interest
3,456
4,676
5,055
5,658
5,736
6,650
1
6
3
10
0
0
7
Depreciation
38
34
31
-61
62
149
13
14
32
3
0
0
0
Profit before tax
2,173
2,594
2,563
2,346
-959
1,791
1,082
-970
-936
-311
125
4,635
4,461
Tax %
29%
29%
29%
25%
38%
27%
18%
15%
-6%
-8%
48%
8%
Net Profit
1,553
1,844
1,826
1,728
-657
1,240
885
-822
-996
-337
64
4,244
4,085
EPS in Rs
10.28
12.12
11.89
10.72
-5.86
4.38
5.44
-5.26
-6.23
-2.10
0.40
26.52
25.53
Dividend Payout %
22%
21%
22%
24%
0%
6%
14%
0%
-51%
0%
249%
45%
Profit & Loss Yearly Chart
YoY Net Profit Growth
Year
2012-2013
2013-2014
2014-2015
2015-2016
2016-2017
2017-2018
2018-2019
2019-2020
2020-2021
2021-2022
2022-2023
YoY Net Profit Growth (%)
18.74%
-0.98%
-5.37%
-138.02%
288.74%
-28.63%
-192.88%
-21.17%
66.16%
118.99%
6531.25%
Change in YoY Net Profit Growth (%)
0.00%
-19.71%
-4.39%
-132.65%
426.76%
-317.37%
-164.25%
171.71%
87.33%
52.83%
6412.26%
Growth
Compounded Sales Growth
10 Years:
-39%
5 Years:
-29%
3 Years:
24%
TTM:
-58%
Compounded Profit Growth
10 Years:
-5%
5 Years:
31%
3 Years:
62%
TTM:
140%
Stock Price CAGR
10 Years:
4%
5 Years:
27%
3 Years:
27%
1 Year:
-8%
Return on Equity
10 Years:
1%
5 Years:
-6%
3 Years:
-5%
Last Year:
8%
Last Updated: August 3, 2024, 5:55 pm
Balance Sheet
Last Updated: August 9, 2024, 6:45 pm
Month
Mar 2013
Mar 2014
Mar 2015
Mar 2016
Mar 2017
Mar 2018
Mar 2019
Mar 2020
Mar 2021
Mar 2022
Mar 2023
Mar 2024
Equity Capital
1,515
1,516
1,593
1,594
1,596
1,596
1,596
1,596
1,596
1,596
1,600
1,600
Reserves
12,168
13,524
15,684
8,515
9,224
9,680
8,788
6,724
6,619
7,330
9,997
11,781
Borrowings
54,227
56,565
66,252
65,749
92,153
3,544
0
47
38
0
0
0
Other Liabilities
3,146
3,554
3,534
10,994
14,650
767
173
200
110
237
89
48
Total Liabilities
71,056
75,159
87,062
86,851
117,623
15,587
10,558
8,568
8,362
9,164
11,686
13,429
Fixed Assets
1,302
1,285
1,370
1,725
2,202
1,270
885
918
834
0
0
0
CWIP
0
1
14
29
6
0
0
0
0
0
0
0
Investments
11,004
11,309
29,975
30,703
51,687
9,379
8,673
6,681
7,386
7,702
11,221
12,964
Other Assets
58,750
62,565
55,703
54,394
63,728
4,937
1,000
969
143
1,461
466
464
Total Assets
71,056
75,159
87,062
86,851
117,623
15,587
10,558
8,568
8,362
9,164
11,686
13,429
Reserves and Borrowings Chart
Cash Flow
Month
Mar 2013
Mar 2014
Mar 2015
Mar 2016
Mar 2017
Mar 2018
Mar 2019
Mar 2020
Mar 2021
Mar 2022
Mar 2023
Mar 2024
Cash from Operating ActivityÂ
-5,498
-1,486
7,524
2,994
-3,806
-761
3,418
-1,206
-102
43
4,128
860
Cash from Investing ActivityÂ
-2,006
184
-17,628
8,640
-20,361
-713
154
2,386
-509
204
-2,356
-906
Cash from Financing ActivityÂ
7,589
1,432
10,010
-8,891
26,382
1,183
-3,729
-652
-25
-3
-1,900
0
Net Cash Flow
85
130
-94
2,743
2,215
-291
-157
528
-636
244
-129
-47
Free Cash Flow
Month
Mar 2012
Mar 2013
Mar 2014
Mar 2015
Mar 2016
Mar 2017
Mar 2018
Mar 2019
Mar 2020
Mar 2021
Mar 2022
Mar 2023
Free Cash Flow
5.00
-47.00
-49.00
-59.00
-58.00
-84.00
109.00
-844.00
-979.00
-507.00
64.00
91.00
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.
Undervalued: 30.40% compared to the current price ₹111.00
Intrinsic Value: 290.84
Calculation basis:
Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.
This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.
Undervalued: 162.02% compared to the current price ₹111.00
Last 5 Year EPS CAGR: 100.94%
*Investments are subject to market risks
Strength and Weakness
Strength
Weakness
The stock is trading at a low valuation with an average P/B ratio of 0.61 and average Dividend Yield of 54.07%.
The stock has a low average Working Capital Days of -13.58, which is a positive sign.
The stock has a low average ROCE of 1.33%, which may not be favorable.
The stock has a high average Cash Conversion Cycle of 18.33, which may not be favorable.
The company has higher borrowings (28,214.58) compared to reserves (10,002.83), which may suggest financial risk.
The company has not shown consistent growth in sales (135.31) and profit (-233.31).
Stock Analysis
Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in IDFC Ltd:
Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
ROE%: 7.81% (Industry Average ROE: 0%)
ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
Stock P/E: 20.5 (Industry average Stock P/E: 0)
Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
Total Debt / Equity: 0
Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions. Stock Rating:
About the Company - Qualitative Analysis
IDFC Ltd. is a Public Limited Listed company incorporated on 30/01/1997 and has its registered office in the State of Tamil Nadu, India. Company’s Corporate Identification Number(CIN) is L65191TN1997PLC037415 and registration number is 037415. Currently company belongs to the Industry of Finance - Term Lending Institutions. Company’s Total Operating Revenue is Rs. 54.68 Cr. and Equity Capital is Rs. 1596.44 Cr. for the Year ended 31/03/2022.
INDUSTRY
ADDRESS
CONTACT
Holding Company
4th Floor, Capital Tower, Chennai (Madras) Tamil Nadu 600018
Getaka, CFA, a financial analyst with 15 years of experience in the industry. Getaka holds an MBA degree and the Chartered Financial Analyst designation, demonstrating his profound understanding of financial analysis and investment management. Throughout his career, he has conducted numerous financial analyses and due diligence processes for companies in the industry, and has a strong track record of identifying key trends and opportunities. He leverages his expertise to deliver a thorough financial analysis of a company, encompassing its financial performance, key ratios, future prospects, and risks. Getaka is committed to providing accurate, reliable, and trustworthy information to help readers make informed decisions about their finances and investments.
Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in IDFC Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE
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