Share Price and Basic Stock Data
Last Updated: October 10, 2025, 9:40 pm
| PEG Ratio | 0.37 |
|---|
Analyst Insight & Comprehensive Analysis
Business Overview and Revenue Trends
IDFC Ltd, a holding company, reported a stock price of ₹108, with a market capitalization of ₹17,275 Cr. The company has shown a fluctuating revenue trend over recent quarters. For instance, sales in March 2023 stood at ₹154 Cr, while the trailing twelve months (TTM) revenue recorded was ₹51 Cr. Notably, the quarterly sales peaked at ₹54 Cr in December 2021 but exhibited a decline to ₹27 Cr in June 2023. The company’s revenue dynamics reflect challenges in maintaining consistent sales growth, as evidenced by the negative sales of ₹8 Cr reported for December 2023. The operating profit margin (OPM) has varied significantly, reaching a high of 94% in September 2022, but recorded a decline to 35% by June 2024. Overall, IDFC Ltd’s sales trajectory indicates volatility, necessitating strategic measures to stabilize revenue generation.
Profitability and Efficiency Metrics
IDFC Ltd’s profitability metrics indicate a mixed performance. The company reported a net profit of ₹867 Cr, with a price-to-earnings (P/E) ratio of 19.9, suggesting a moderate valuation relative to earnings. Return on equity (ROE) stood at 8.37%, while return on capital employed (ROCE) was slightly higher at 8.49%, both reflecting subpar performance against industry benchmarks. The interest coverage ratio (ICR) of 6.55x indicates a strong ability to meet interest obligations, although the company had no borrowings reported, enhancing its financial flexibility. The operating profit margin exhibited significant fluctuations, peaking at 94% in September 2022 but declining to 35% by June 2024. This inconsistency in operational efficiency raises concerns about the sustainability of profitability, particularly in light of the declining revenue trend.
Balance Sheet Strength and Financial Ratios
IDFC Ltd’s balance sheet demonstrates robust reserves amounting to ₹11,781 Cr and zero borrowings, indicating strong financial health and a conservative capital structure. The company’s total assets were reported at ₹13,429 Cr, with a book value per share of ₹83.63, reflecting a considerable increase from ₹55.91 in March 2022. The price-to-book value (P/BV) ratio stood at 1.32x, which is relatively high compared to typical industry ranges, suggesting that the stock may be overvalued. Additionally, the current and quick ratios were exceptionally high at 1374.24 and 1374.24, respectively, indicating excellent liquidity. However, the low asset turnover ratio of 0.01% signals inefficiencies in asset utilization. Overall, while IDFC Ltd maintains a strong balance sheet, the operational inefficiencies may impede growth potential.
Shareholding Pattern and Investor Confidence
The shareholding pattern of IDFC Ltd indicates a diversified ownership structure. Foreign institutional investors (FIIs) held 20.82% of the company shares, while domestic institutional investors (DIIs) accounted for 14.57%. The public held a significant stake of 48.15%, with the total number of shareholders reaching 6,78,676. This distribution reflects a balanced investor base, which can provide stability. However, the gradual decline in FII participation from 24.27% in September 2021 to the current level may signal waning foreign investor confidence. The government’s consistent holding of 16.45% further indicates a stable support base. The mixed trends in institutional holdings may affect market perception and investor confidence, particularly if FII interest continues to decline.
Outlook, Risks, and Final Insight
IDFC Ltd faces several strengths and risks that may influence its future trajectory. On the positive side, a strong balance sheet with zero debt and substantial reserves enhances financial stability, while a high interest coverage ratio indicates sound financial management. Conversely, the company confronts challenges such as inconsistent revenue growth and declining profitability margins, which could hinder future performance. Additionally, the fluctuating shareholding pattern, particularly the decrease in FII participation, poses a risk to market sentiment. To navigate these challenges, IDFC Ltd may need to focus on enhancing operational efficiencies and stabilizing revenue streams. If strategic measures are effectively implemented, the company could potentially reverse its current trends and bolster investor confidence; however, failure to address these operational inefficiencies could result in continued volatility in performance.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of IDFC Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Choice International Ltd | 17,078 Cr. | 831 | 841/438 | 94.2 | 59.5 | 0.00 % | 20.0 % | 19.6 % | 10.0 |
| Abans Holdings Ltd | 1,013 Cr. | 201 | 418/165 | 9.24 | 212 | 0.00 % | 9.71 % | 10.2 % | 2.00 |
| Max India Ltd | 1,117 Cr. | 214 | 312/160 | 69.1 | 0.00 % | 23.6 % | 30.0 % | 10.0 | |
| IDFC Ltd | 17,275 Cr. | 108 | / | 19.9 | 83.6 | 0.93 % | 8.49 % | 8.37 % | 10.0 |
| BF Investment Ltd | 1,775 Cr. | 471 | 829/398 | 22.7 | 1,832 | 0.00 % | 4.62 % | 3.39 % | 5.00 |
| Industry Average | 72,255.57 Cr | 2,290.57 | 33.39 | 1,191.74 | 0.25% | 12.46% | 13.71% | 6.86 |
Quarterly Result
| Metric | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 3 | 29 | 54 | 2 | 22 | 49 | 30 | 53 | 27 | 37 | -8 | 10 | 12 |
| Expenses | 456 | 5 | 36 | 6 | 8 | 3 | 4 | 49 | 7 | 6 | 5 | 3 | 8 |
| Operating Profit | -453 | 24 | 18 | -4 | 14 | 47 | 25 | 4 | 19 | 31 | -13 | 7 | 4 |
| OPM % | -16,431% | 81% | 33% | -163% | 65% | 94% | 85% | 7% | 72% | 84% | 73% | 35% | |
| Other Income | 46 | 246 | 36 | 215 | 245 | 297 | 249 | 3,754 | 256 | 200 | 218 | 344 | 82 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 7 | 0 | 0 | 0 | 0 |
| Depreciation | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | -409 | 269 | 54 | 211 | 260 | 343 | 275 | 3,758 | 268 | 230 | 205 | 351 | 87 |
| Tax % | 0% | 3% | 67% | 8% | 3% | 3% | 1% | 10% | 1% | 3% | -3% | 1% | 1% |
| Net Profit | -410 | 263 | 18 | 194 | 252 | 332 | 272 | 3,387 | 264 | 224 | 210 | 348 | 86 |
| EPS in Rs | -2.57 | 1.64 | 0.11 | 1.22 | 1.58 | 2.08 | 1.70 | 21.17 | 1.65 | 1.40 | 1.31 | 2.17 | 0.54 |
Last Updated: February 28, 2025, 7:24 pm
Below is a detailed analysis of the quarterly data for IDFC Ltd based on the most recent figures (Jun 2024) and their trends compared to the previous period:
- For Sales, as of Jun 2024, the value is 12.00 Cr.. The value appears strong and on an upward trend. It has increased from 10.00 Cr. (Mar 2024) to 12.00 Cr., marking an increase of 2.00 Cr..
- For Expenses, as of Jun 2024, the value is 8.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 3.00 Cr. (Mar 2024) to 8.00 Cr., marking an increase of 5.00 Cr..
- For Operating Profit, as of Jun 2024, the value is 4.00 Cr.. The value appears to be declining and may need further review. It has decreased from 7.00 Cr. (Mar 2024) to 4.00 Cr., marking a decrease of 3.00 Cr..
- For OPM %, as of Jun 2024, the value is 35.00%. The value appears to be declining and may need further review. It has decreased from 73.00% (Mar 2024) to 35.00%, marking a decrease of 38.00%.
- For Other Income, as of Jun 2024, the value is 82.00 Cr.. The value appears to be declining and may need further review. It has decreased from 344.00 Cr. (Mar 2024) to 82.00 Cr., marking a decrease of 262.00 Cr..
- For Interest, as of Jun 2024, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For Depreciation, as of Jun 2024, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2024, the value is 87.00 Cr.. The value appears to be declining and may need further review. It has decreased from 351.00 Cr. (Mar 2024) to 87.00 Cr., marking a decrease of 264.00 Cr..
- For Tax %, as of Jun 2024, the value is 1.00%. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 1.00%.
- For Net Profit, as of Jun 2024, the value is 86.00 Cr.. The value appears to be declining and may need further review. It has decreased from 348.00 Cr. (Mar 2024) to 86.00 Cr., marking a decrease of 262.00 Cr..
- For EPS in Rs, as of Jun 2024, the value is 0.54. The value appears to be declining and may need further review. It has decreased from 2.17 (Mar 2024) to 0.54, marking a decrease of 1.63.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: October 15, 2025, 5:10 am
| Metric | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 8,145 | 8,778 | 9,720 | 8,968 | 10,400 | 628 | 356 | 342 | 34 | 88 | 154 | 66 | 51 |
| Expenses | 844 | 1,141 | 1,777 | 1,490 | 1,806 | 517 | 1,200 | 1,274 | 503 | 25 | 64 | 21 | 21 |
| Operating Profit | 7,301 | 7,637 | 7,943 | 7,478 | 8,594 | 112 | -844 | -932 | -469 | 64 | 91 | 44 | 29 |
| OPM % | 90% | 87% | 82% | 83% | 83% | 18% | -237% | -273% | -1,364% | 72% | 59% | 68% | 58% |
| Other Income | 3 | 12 | -0 | -2,640 | -3 | 984 | -107 | 31 | 171 | 61 | 4,545 | 1,016 | 843 |
| Interest | 4,676 | 5,055 | 5,658 | 5,736 | 6,650 | 1 | 6 | 3 | 10 | -0 | -0 | 7 | 0 |
| Depreciation | 34 | 31 | -61 | 62 | 149 | 13 | 14 | 32 | 3 | 0 | 0 | 0 | 0 |
| Profit before tax | 2,594 | 2,563 | 2,346 | -959 | 1,791 | 1,082 | -970 | -936 | -311 | 125 | 4,635 | 1,054 | 872 |
| Tax % | 29% | 29% | 25% | -38% | 27% | 18% | -15% | 6% | 8% | 48% | 8% | 1% | |
| Net Profit | 1,844 | 1,826 | 1,728 | -657 | 1,240 | 885 | -822 | -996 | -337 | 64 | 4,244 | 1,046 | 867 |
| EPS in Rs | 12.12 | 11.89 | 10.72 | -5.86 | 4.38 | 5.44 | -5.26 | -6.23 | -2.10 | 0.40 | 26.52 | 6.53 | 5.42 |
| Dividend Payout % | 21% | 22% | 24% | -0% | 6% | 14% | -0% | -51% | -0% | 249% | 45% | -0% |
YoY Net Profit Growth
| Year | 2013-2014 | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | -0.98% | -5.37% | -138.02% | 288.74% | -28.63% | -192.88% | -21.17% | 66.16% | 118.99% | 6531.25% | -75.35% |
| Change in YoY Net Profit Growth (%) | 0.00% | -4.39% | -132.65% | 426.76% | -317.37% | -164.25% | 171.71% | 87.33% | 52.83% | 6412.26% | -6606.60% |
IDFC Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2013-2014 to 2023-2024.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -39% |
| 5 Years: | -29% |
| 3 Years: | 24% |
| TTM: | -68% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | -5% |
| 5 Years: | 30% |
| 3 Years: | 62% |
| TTM: | 21% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 6% |
| 5 Years: | 30% |
| 3 Years: | 16% |
| 1 Year: | -5% |
| Return on Equity | |
|---|---|
| 10 Years: | 1% |
| 5 Years: | -6% |
| 3 Years: | -5% |
| Last Year: | 8% |
Last Updated: September 5, 2025, 6:45 am
Balance Sheet
Last Updated: August 11, 2025, 2:05 pm
| Month | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 1,515 | 1,516 | 1,593 | 1,594 | 1,596 | 1,596 | 1,596 | 1,596 | 1,596 | 1,596 | 1,600 | 1,600 |
| Reserves | 12,168 | 13,524 | 15,684 | 8,515 | 9,224 | 9,680 | 8,788 | 6,724 | 6,619 | 7,330 | 9,997 | 11,781 |
| Borrowings | 54,227 | 56,565 | 66,252 | 65,749 | 92,153 | 3,544 | 0 | 47 | 38 | 0 | 0 | 0 |
| Other Liabilities | 3,146 | 3,554 | 3,534 | 10,994 | 14,650 | 767 | 173 | 200 | 110 | 237 | 89 | 48 |
| Total Liabilities | 71,056 | 75,159 | 87,062 | 86,851 | 117,623 | 15,587 | 10,558 | 8,568 | 8,362 | 9,164 | 11,686 | 13,429 |
| Fixed Assets | 1,302 | 1,285 | 1,370 | 1,725 | 2,202 | 1,270 | 885 | 918 | 834 | 0 | 0 | 0 |
| CWIP | 0 | 1 | 14 | 29 | 6 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 11,004 | 11,309 | 29,975 | 30,703 | 51,687 | 9,379 | 8,673 | 6,681 | 7,386 | 7,702 | 11,221 | 12,964 |
| Other Assets | 58,750 | 62,565 | 55,703 | 54,394 | 63,728 | 4,937 | 1,000 | 969 | 143 | 1,461 | 466 | 464 |
| Total Assets | 71,056 | 75,159 | 87,062 | 86,851 | 117,623 | 15,587 | 10,558 | 8,568 | 8,362 | 9,164 | 11,686 | 13,429 |
Below is a detailed analysis of the balance sheet data for IDFC Ltd based on the most recent figures (Mar 2024) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2024, the value is 1,600.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2023) which recorded 1,600.00 Cr..
- For Reserves, as of Mar 2024, the value is 11,781.00 Cr.. The value appears strong and on an upward trend. It has increased from 9,997.00 Cr. (Mar 2023) to 11,781.00 Cr., marking an increase of 1,784.00 Cr..
- For Borrowings, as of Mar 2024, the value is 0.00 Cr.. The value remains steady. Additionally, since Reserves exceed Borrowings, this is considered a positive sign. There is no change compared to the previous period (Mar 2023) which recorded 0.00 Cr..
- For Other Liabilities, as of Mar 2024, the value is 48.00 Cr.. The value appears to be improving (decreasing). It has decreased from 89.00 Cr. (Mar 2023) to 48.00 Cr., marking a decrease of 41.00 Cr..
- For Total Liabilities, as of Mar 2024, the value is 13,429.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 11,686.00 Cr. (Mar 2023) to 13,429.00 Cr., marking an increase of 1,743.00 Cr..
- For Fixed Assets, as of Mar 2024, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2023) which recorded 0.00 Cr..
- For CWIP, as of Mar 2024, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2023) which recorded 0.00 Cr..
- For Investments, as of Mar 2024, the value is 12,964.00 Cr.. The value appears strong and on an upward trend. It has increased from 11,221.00 Cr. (Mar 2023) to 12,964.00 Cr., marking an increase of 1,743.00 Cr..
- For Other Assets, as of Mar 2024, the value is 464.00 Cr.. The value appears to be declining and may need further review. It has decreased from 466.00 Cr. (Mar 2023) to 464.00 Cr., marking a decrease of 2.00 Cr..
- For Total Assets, as of Mar 2024, the value is 13,429.00 Cr.. The value appears strong and on an upward trend. It has increased from 11,686.00 Cr. (Mar 2023) to 13,429.00 Cr., marking an increase of 1,743.00 Cr..
Notably, the Reserves (11,781.00 Cr.) exceed the Borrowings (0.00 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -47.00 | -49.00 | -59.00 | -58.00 | -84.00 | 109.00 | -844.00 | -979.00 | -507.00 | 64.00 | 91.00 | 44.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 7 | 27 | 2 | 1 | 2 | 13 | 14 | 19 | 135 | -0 | -0 | -0 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 7 | 27 | 2 | 1 | 2 | 13 | 14 | 19 | 135 | -0 | -0 | -0 |
| Working Capital Days | -504 | -383 | -739 | -708 | -1,477 | -241 | 591 | 53 | -371 | 3,945 | 84 | 1,186 |
| ROCE % | 11% | 11% | 10% | 9% | 9% | 2% | -5% | -10% | -5% | 0% | -24% | 8% |
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| HDFC Small Cap Fund - Regular Plan | 51,071,544 | 2.52 | 584.77 | 51,071,544 | 2025-04-22 17:25:32 | 0% |
| Nippon India Arbitrage Fund | 8,410,000 | 0.85 | 96.29 | 8,410,000 | 2025-04-22 17:25:32 | 0% |
| Kotak Balanced Advantage Fund | 8,070,000 | 0.63 | 92.4 | 8,070,000 | 2025-04-22 17:25:32 | 0% |
| SBI Arbitrage Opportunities Fund | 6,840,000 | 0.35 | 78.32 | 6,840,000 | 2025-04-22 17:25:32 | 0% |
| Tata Hybrid Equity Fund - Regular Plan | 6,800,000 | 2.35 | 77.86 | 6,800,000 | 2025-04-22 17:25:32 | 0% |
| ICICI Prudential Equity - Arbitrage Fund | 6,290,000 | 0.47 | 72.02 | 6,290,000 | 2025-04-22 17:25:32 | 0% |
| Aditya Birla Sun Life Flexi Cap Fund | 6,085,520 | 0.41 | 69.68 | 6,085,520 | 2025-04-22 17:25:32 | 0% |
| Kotak Equity Savings Fund - Regular Plan | 4,500,000 | 1.57 | 51.53 | 4,500,000 | 2025-04-22 17:25:32 | 0% |
| Aditya Birla Sun Life Banking And Financial Services Fund | 4,279,800 | 1.76 | 49 | 4,279,800 | 2025-04-22 17:25:32 | 0% |
| DSP Arbitrage Fund | 3,890,000 | 1.7 | 44.54 | 3,890,000 | 2025-04-22 17:25:32 | 0% |
Key Financial Ratios
| Month | Mar 24 | Mar 23 | Mar 22 | Mar 21 | Mar 20 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 6.53 | 26.56 | 0.40 | -2.11 | -6.24 |
| Diluted EPS (Rs.) | 6.53 | 26.56 | 0.40 | -2.11 | -6.24 |
| Cash EPS (Rs.) | 0.20 | 20.44 | 0.37 | 0.94 | 0.24 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 83.63 | 72.48 | 55.91 | 51.46 | 52.12 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 83.63 | 72.48 | 55.91 | 51.46 | 52.12 |
| Revenue From Operations / Share (Rs.) | 0.40 | 0.96 | 0.55 | 2.55 | 2.13 |
| PBDIT / Share (Rs.) | 0.29 | 0.56 | 0.35 | 1.46 | 0.76 |
| PBIT / Share (Rs.) | 0.29 | 0.56 | 0.32 | 1.34 | 0.56 |
| PBT / Share (Rs.) | 0.25 | 0.56 | 0.32 | 1.25 | 0.55 |
| Net Profit / Share (Rs.) | 0.20 | 20.44 | 0.35 | 0.81 | 0.05 |
| NP After MI And SOA / Share (Rs.) | 6.53 | 26.52 | 0.40 | -2.10 | -6.23 |
| PBDIT Margin (%) | 72.70 | 58.92 | 63.77 | 57.42 | 35.95 |
| PBIT Margin (%) | 72.64 | 58.87 | 59.73 | 52.44 | 26.68 |
| PBT Margin (%) | 61.55 | 58.87 | 59.19 | 49.24 | 25.92 |
| Net Profit Margin (%) | 49.42 | 2125.56 | 64.74 | 31.96 | 2.44 |
| NP After MI And SOA Margin (%) | 1595.33 | 2758.81 | 72.72 | -82.57 | -291.99 |
| Return on Networth / Equity (%) | 7.81 | 36.59 | 0.71 | -4.09 | -11.95 |
| Return on Capital Employeed (%) | 0.35 | 0.77 | 0.58 | 2.57 | 1.08 |
| Return On Assets (%) | 7.78 | 36.31 | 0.69 | -4.01 | -11.61 |
| Asset Turnover Ratio (%) | 0.01 | 0.01 | 0.01 | 0.00 | 0.01 |
| Current Ratio (X) | 1374.24 | 253.73 | 41.94 | 81.16 | 45.28 |
| Quick Ratio (X) | 1374.24 | 253.73 | 41.94 | 81.16 | 45.28 |
| Dividend Payout Ratio (NP) (%) | 0.00 | 38.43 | 0.00 | 0.00 | -50.54 |
| Dividend Payout Ratio (CP) (%) | 0.00 | 38.42 | 0.00 | 0.00 | -52.19 |
| Earning Retention Ratio (%) | 0.00 | 61.57 | 0.00 | 0.00 | 150.54 |
| Cash Earning Retention Ratio (%) | 0.00 | 61.58 | 0.00 | 0.00 | 152.19 |
| Interest Coverage Ratio (X) | 6.55 | 0.00 | 116.98 | 17.92 | 47.48 |
| Interest Coverage Ratio (Post Tax) (X) | 5.46 | 0.00 | -16.46 | 10.95 | 11.83 |
| Enterprise Value (Cr.) | 17462.52 | 12182.46 | 9546.05 | 7485.29 | 1646.59 |
| EV / Net Operating Revenue (X) | 266.44 | 79.19 | 108.42 | 18.39 | 4.83 |
| EV / EBITDA (X) | 366.47 | 134.40 | 170.01 | 32.03 | 13.44 |
| MarketCap / Net Operating Revenue (X) | 270.12 | 81.65 | 111.69 | 18.56 | 6.96 |
| Retention Ratios (%) | 0.00 | 61.56 | 0.00 | 0.00 | 150.54 |
| Price / BV (X) | 1.32 | 1.08 | 1.10 | 0.91 | 0.28 |
| Price / Net Operating Revenue (X) | 270.54 | 81.69 | 111.80 | 18.56 | 6.96 |
| EarningsYield | 0.05 | 0.33 | 0.01 | -0.04 | -0.41 |
After reviewing the key financial ratios for IDFC Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 24, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 23) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 24, the value is 6.53. This value is within the healthy range. It has decreased from 26.56 (Mar 23) to 6.53, marking a decrease of 20.03.
- For Diluted EPS (Rs.), as of Mar 24, the value is 6.53. This value is within the healthy range. It has decreased from 26.56 (Mar 23) to 6.53, marking a decrease of 20.03.
- For Cash EPS (Rs.), as of Mar 24, the value is 0.20. This value is below the healthy minimum of 3. It has decreased from 20.44 (Mar 23) to 0.20, marking a decrease of 20.24.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 83.63. It has increased from 72.48 (Mar 23) to 83.63, marking an increase of 11.15.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 83.63. It has increased from 72.48 (Mar 23) to 83.63, marking an increase of 11.15.
- For Revenue From Operations / Share (Rs.), as of Mar 24, the value is 0.40. It has decreased from 0.96 (Mar 23) to 0.40, marking a decrease of 0.56.
- For PBDIT / Share (Rs.), as of Mar 24, the value is 0.29. This value is below the healthy minimum of 2. It has decreased from 0.56 (Mar 23) to 0.29, marking a decrease of 0.27.
- For PBIT / Share (Rs.), as of Mar 24, the value is 0.29. This value is within the healthy range. It has decreased from 0.56 (Mar 23) to 0.29, marking a decrease of 0.27.
- For PBT / Share (Rs.), as of Mar 24, the value is 0.25. This value is within the healthy range. It has decreased from 0.56 (Mar 23) to 0.25, marking a decrease of 0.31.
- For Net Profit / Share (Rs.), as of Mar 24, the value is 0.20. This value is below the healthy minimum of 2. It has decreased from 20.44 (Mar 23) to 0.20, marking a decrease of 20.24.
- For NP After MI And SOA / Share (Rs.), as of Mar 24, the value is 6.53. This value is within the healthy range. It has decreased from 26.52 (Mar 23) to 6.53, marking a decrease of 19.99.
- For PBDIT Margin (%), as of Mar 24, the value is 72.70. This value is within the healthy range. It has increased from 58.92 (Mar 23) to 72.70, marking an increase of 13.78.
- For PBIT Margin (%), as of Mar 24, the value is 72.64. This value exceeds the healthy maximum of 20. It has increased from 58.87 (Mar 23) to 72.64, marking an increase of 13.77.
- For PBT Margin (%), as of Mar 24, the value is 61.55. This value is within the healthy range. It has increased from 58.87 (Mar 23) to 61.55, marking an increase of 2.68.
- For Net Profit Margin (%), as of Mar 24, the value is 49.42. This value exceeds the healthy maximum of 10. It has decreased from 2,125.56 (Mar 23) to 49.42, marking a decrease of 2,076.14.
- For NP After MI And SOA Margin (%), as of Mar 24, the value is 1,595.33. This value exceeds the healthy maximum of 20. It has decreased from 2,758.81 (Mar 23) to 1,595.33, marking a decrease of 1,163.48.
- For Return on Networth / Equity (%), as of Mar 24, the value is 7.81. This value is below the healthy minimum of 15. It has decreased from 36.59 (Mar 23) to 7.81, marking a decrease of 28.78.
- For Return on Capital Employeed (%), as of Mar 24, the value is 0.35. This value is below the healthy minimum of 10. It has decreased from 0.77 (Mar 23) to 0.35, marking a decrease of 0.42.
- For Return On Assets (%), as of Mar 24, the value is 7.78. This value is within the healthy range. It has decreased from 36.31 (Mar 23) to 7.78, marking a decrease of 28.53.
- For Asset Turnover Ratio (%), as of Mar 24, the value is 0.01. There is no change compared to the previous period (Mar 23) which recorded 0.01.
- For Current Ratio (X), as of Mar 24, the value is 1,374.24. This value exceeds the healthy maximum of 3. It has increased from 253.73 (Mar 23) to 1,374.24, marking an increase of 1,120.51.
- For Quick Ratio (X), as of Mar 24, the value is 1,374.24. This value exceeds the healthy maximum of 2. It has increased from 253.73 (Mar 23) to 1,374.24, marking an increase of 1,120.51.
- For Dividend Payout Ratio (NP) (%), as of Mar 24, the value is 0.00. This value is below the healthy minimum of 20. It has decreased from 38.43 (Mar 23) to 0.00, marking a decrease of 38.43.
- For Dividend Payout Ratio (CP) (%), as of Mar 24, the value is 0.00. This value is below the healthy minimum of 20. It has decreased from 38.42 (Mar 23) to 0.00, marking a decrease of 38.42.
- For Earning Retention Ratio (%), as of Mar 24, the value is 0.00. This value is below the healthy minimum of 40. It has decreased from 61.57 (Mar 23) to 0.00, marking a decrease of 61.57.
- For Cash Earning Retention Ratio (%), as of Mar 24, the value is 0.00. This value is below the healthy minimum of 40. It has decreased from 61.58 (Mar 23) to 0.00, marking a decrease of 61.58.
- For Interest Coverage Ratio (X), as of Mar 24, the value is 6.55. This value is within the healthy range. It has increased from 0.00 (Mar 23) to 6.55, marking an increase of 6.55.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 24, the value is 5.46. This value is within the healthy range. It has increased from 0.00 (Mar 23) to 5.46, marking an increase of 5.46.
- For Enterprise Value (Cr.), as of Mar 24, the value is 17,462.52. It has increased from 12,182.46 (Mar 23) to 17,462.52, marking an increase of 5,280.06.
- For EV / Net Operating Revenue (X), as of Mar 24, the value is 266.44. This value exceeds the healthy maximum of 3. It has increased from 79.19 (Mar 23) to 266.44, marking an increase of 187.25.
- For EV / EBITDA (X), as of Mar 24, the value is 366.47. This value exceeds the healthy maximum of 15. It has increased from 134.40 (Mar 23) to 366.47, marking an increase of 232.07.
- For MarketCap / Net Operating Revenue (X), as of Mar 24, the value is 270.12. This value exceeds the healthy maximum of 3. It has increased from 81.65 (Mar 23) to 270.12, marking an increase of 188.47.
- For Retention Ratios (%), as of Mar 24, the value is 0.00. This value is below the healthy minimum of 30. It has decreased from 61.56 (Mar 23) to 0.00, marking a decrease of 61.56.
- For Price / BV (X), as of Mar 24, the value is 1.32. This value is within the healthy range. It has increased from 1.08 (Mar 23) to 1.32, marking an increase of 0.24.
- For Price / Net Operating Revenue (X), as of Mar 24, the value is 270.54. This value exceeds the healthy maximum of 3. It has increased from 81.69 (Mar 23) to 270.54, marking an increase of 188.85.
- For EarningsYield, as of Mar 24, the value is 0.05. This value is below the healthy minimum of 5. It has decreased from 0.33 (Mar 23) to 0.05, marking a decrease of 0.28.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in IDFC Ltd:
- Net Profit Margin: 49.42%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 0.35% (Industry Average ROCE: 12.46%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 7.81% (Industry Average ROE: 13.71%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 5.46
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 1374.24
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 19.9 (Industry average Stock P/E: 33.39)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 49.42%
FAQ
What is the intrinsic value of IDFC Ltd?
IDFC Ltd's intrinsic value (as of 14 October 2025) is 112.43 which is 4.10% higher the current market price of 108.00, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's ₹17,275 Cr. market cap, FY2025-2026 high/low of /, reserves of ₹11,781 Cr, and liabilities of 13,429 Cr.
What is the Market Cap of IDFC Ltd?
The Market Cap of IDFC Ltd is 17,275 Cr..
What is the current Stock Price of IDFC Ltd as on 14 October 2025?
The current stock price of IDFC Ltd as on 14 October 2025 is 108.
What is the High / Low of IDFC Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of IDFC Ltd stocks is /.
What is the Stock P/E of IDFC Ltd?
The Stock P/E of IDFC Ltd is 19.9.
What is the Book Value of IDFC Ltd?
The Book Value of IDFC Ltd is 83.6.
What is the Dividend Yield of IDFC Ltd?
The Dividend Yield of IDFC Ltd is 0.93 %.
What is the ROCE of IDFC Ltd?
The ROCE of IDFC Ltd is 8.49 %.
What is the ROE of IDFC Ltd?
The ROE of IDFC Ltd is 8.37 %.
What is the Face Value of IDFC Ltd?
The Face Value of IDFC Ltd is 10.0.