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Last Updated: March 3, 2026, 1:32 pm
Author: Getaka|Social: XLinkedIn
Stock Ticker - BSE: 542904 | NSE: UJJIVANSFB

Ujjivan Small Finance Bank Ltd: Intrinsic Value & Share Price Analysis

Share Price and Basic Stock Data

Last Updated: March 3, 2026, 1:32 pm

Market Cap 11,117 Cr.
Current Price 57.3
Intrinsic Value₹104.40
High / Low 68.0/31.0
Stock P/E22.5
Book Value 32.1
Dividend Yield0.00 %
ROCE8.53 %
ROE12.4 %
Face Value 10.0
PEG Ratio0.52

Stock P/E, Current Price, and Intrinsic Value Over Time

View Share Price Target for Ujjivan Small Finance Bank Ltd

Competitors

Stock Name ⇩Market Cap ⇩Current Price ⇩High / Low ⇩Stock P/E ⇩Book Value ⇩Dividend Yield ⇩ROCE ⇩ROE ⇩Face Value ⇩
Ujjivan Small Finance Bank Ltd 11,117 Cr. 57.3 68.0/31.022.5 32.10.00 %8.53 %12.4 % 10.0
South Indian Bank Ltd 10,627 Cr. 40.6 46.8/22.17.65 42.10.99 %6.50 %13.8 % 1.00
Jammu & Kashmir Bank Ltd 13,206 Cr. 120 124/82.06.16 1411.79 %6.15 %15.8 % 1.00
Karnataka Bank Ltd 7,678 Cr. 203 220/1626.65 3332.46 %6.33 %11.1 % 10.0
Equitas Small Finance Bank Ltd 7,038 Cr. 61.7 73.4/50.0 51.40.00 %6.85 %2.43 % 10.0
Industry Average157,022.22 Cr347.6317.12214.170.57%6.84%11.80%6.30

All Competitor Stocks of Ujjivan Small Finance Bank Ltd

Quarterly Result

MetricDec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Revenue1,0821,1851,2871,3911,4711,5291,5771,6131,5911,5731,6191,6821,752
Interest 385447494568611595636669704709763761751
Expenses 4475055385766507307398419231,0399691,0181,051
Financing Profit250233255248210203203103-36-174-113-96-51
Financing Margin %23%20%20%18%14%13%13%6%-2%-11%-7%-6%-3%
Other Income 139179177189185236197207172270249256295
Depreciation 0000000000000
Profit before tax 38941243243639444040031013695136160244
Tax % 25%25%25%25%24%25%25%25%20%12%24%24%24%
Net Profit 29331032432830033030123310983103122186
EPS in Rs 1.501.581.661.681.531.681.561.200.560.430.530.630.96
Gross NPA %3.64%2.88%2.62%2.35%2.18%2.23%2.52%2.52%2.68%2.18%2.52%2.45%2.39%
Net NPA %0.05%0.04%0.06%0.09%0.17%0.28%0.41%0.56%0.56%0.49%0.70%0.67%0.57%

Last Updated: February 3, 2026, 6:16 pm

Below is a detailed analysis of the quarterly data for Ujjivan Small Finance Bank Ltd based on the most recent figures (Dec 2025) and their trends compared to the previous period:

  • For Interest, as of Dec 2025, the value is 751.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 761.00 Cr. (Sep 2025) to 751.00 Cr., marking a decrease of 10.00 Cr..
  • For Expenses, as of Dec 2025, the value is 1,051.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1,018.00 Cr. (Sep 2025) to 1,051.00 Cr., marking an increase of 33.00 Cr..
  • For Other Income, as of Dec 2025, the value is 295.00 Cr.. The value appears strong and on an upward trend. It has increased from 256.00 Cr. (Sep 2025) to 295.00 Cr., marking an increase of 39.00 Cr..
  • For Depreciation, as of Dec 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2025) which recorded 0.00 Cr..
  • For Profit before tax, as of Dec 2025, the value is 244.00 Cr.. The value appears strong and on an upward trend. It has increased from 160.00 Cr. (Sep 2025) to 244.00 Cr., marking an increase of 84.00 Cr..
  • For Tax %, as of Dec 2025, the value is 24.00%. The value remains steady. There is no change compared to the previous period (Sep 2025) which recorded 24.00%.
  • For Net Profit, as of Dec 2025, the value is 186.00 Cr.. The value appears strong and on an upward trend. It has increased from 122.00 Cr. (Sep 2025) to 186.00 Cr., marking an increase of 64.00 Cr..
  • For EPS in Rs, as of Dec 2025, the value is 0.96. The value appears strong and on an upward trend. It has increased from 0.63 (Sep 2025) to 0.96, marking an increase of 0.33.

Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: February 26, 2026, 7:16 am

MetricMar 2012Mar 2013Mar 2017n n 9mMar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025TTM
Revenue1482232171,4681,8322,7042,8062,8134,1655,6776,3546,626
Interest 59811096077251,0701,0781,0391,4672,2682,7182,984
Expenses 931021119221,0531,4171,9442,6031,7302,3963,4064,077
Financing Profit-340-3-6154217-215-8309681,014230-435
Financing Margin %-2%18%-1%-4%3%8%-8%-30%23%18%4%-7%
Other Income 81191112063223023605897878461,071
Depreciation 235416173778090981350
Profit before tax 2491919946610-5501,4671,702942636
Tax % 22%31%94%22%0%25%19%-25%25%25%23%
Net Profit 234071993508-4151,1001,281726494
EPS in Rs 0.000.051.382.020.05-2.405.636.543.752.55
Dividend Payout % 0%48%0%0%0%0%0%0%22%6%0%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2012-20132018-20192019-20202020-20212021-20222022-20232023-20242024-2025
YoY Net Profit Growth (%)1600.00%2742.86%75.88%-97.71%-5287.50%365.06%16.45%-43.33%
Change in YoY Net Profit Growth (%)0.00%1142.86%-2666.98%-173.59%-5189.79%5652.56%-348.61%-59.78%

Ujjivan Small Finance Bank Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 8 years from 2012-2013 to 2024-2025.

Growth

Compounded Sales Growth
10 Years:%
5 Years:19%
3 Years:31%
TTM:7%
Compounded Profit Growth
10 Years:%
5 Years:16%
3 Years:56%
TTM:-58%
Stock Price CAGR
10 Years:%
5 Years:5%
3 Years:25%
1 Year:-2%
Return on Equity
10 Years:%
5 Years:14%
3 Years:22%
Last Year:12%

Last Updated: September 5, 2025, 1:50 pm

Balance Sheet

Last Updated: January 7, 2026, 4:35 pm

MonthMar 2012Mar 2013Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Sep 2025
Equity Capital 57661,4401,4401,4401,7281,7281,7281,9555191,9351,937
Reserves 185256071801,2601,2908742,0545,0954,1484,293
Deposits002063,7737,37910,78013,13618,29225,53831,46237,63039,211
Borrowing6179976,4914,0534,3664,1533,4471,9642,8412,1712,8452,962
Other Liabilities 38412982013774907797549291,1761,1301,211
Total Liabilities 8981,3608,4369,47313,74218,41120,38023,61233,31740,42247,68949,614
Fixed Assets 1111137194282280276244265395444490
CWIP 0034221561832130
Investments 001,4471,2321,5272,3962,5164,1538,5109,76611,73011,603
Other Assets 8861,3496,8498,04211,93115,71517,58319,21024,52430,23035,50237,521
Total Assets 8981,3608,4369,47313,74218,41120,38023,61233,31740,42247,68949,614

Below is a detailed analysis of the balance sheet data for Ujjivan Small Finance Bank Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:

  • For Equity Capital, as of Sep 2025, the value is 1,937.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,935.00 Cr. (Mar 2025) to 1,937.00 Cr., marking an increase of 2.00 Cr..
  • For Reserves, as of Sep 2025, the value is 4,293.00 Cr.. The value appears strong and on an upward trend. It has increased from 4,148.00 Cr. (Mar 2025) to 4,293.00 Cr., marking an increase of 145.00 Cr..
  • For Other Liabilities, as of Sep 2025, the value is 1,211.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1,130.00 Cr. (Mar 2025) to 1,211.00 Cr., marking an increase of 81.00 Cr..
  • For Total Liabilities, as of Sep 2025, the value is 49,614.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 47,689.00 Cr. (Mar 2025) to 49,614.00 Cr., marking an increase of 1,925.00 Cr..
  • For Fixed Assets, as of Sep 2025, the value is 490.00 Cr.. The value appears strong and on an upward trend. It has increased from 444.00 Cr. (Mar 2025) to 490.00 Cr., marking an increase of 46.00 Cr..
  • For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 13.00 Cr. (Mar 2025) to 0.00 Cr., marking a decrease of 13.00 Cr..
  • For Investments, as of Sep 2025, the value is 11,603.00 Cr.. The value appears to be declining and may need further review. It has decreased from 11,730.00 Cr. (Mar 2025) to 11,603.00 Cr., marking a decrease of 127.00 Cr..
  • For Other Assets, as of Sep 2025, the value is 37,521.00 Cr.. The value appears strong and on an upward trend. It has increased from 35,502.00 Cr. (Mar 2025) to 37,521.00 Cr., marking an increase of 2,019.00 Cr..
  • For Total Assets, as of Sep 2025, the value is 49,614.00 Cr.. The value appears strong and on an upward trend. It has increased from 47,689.00 Cr. (Mar 2025) to 49,614.00 Cr., marking an increase of 1,925.00 Cr..

Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.

Reserves and Borrowings Chart

Cash Flow

MonthMar 2012Mar 2013Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Cash from Operating Activity + -168-409-7,0842,3144782422,6572,5541,0601,5932,028
Cash from Investing Activity + 13-161-101-148-757-1,356-841-2,096-865-1,793
Cash from Financing Activity + 2694277,931-2,439287776-706-1,4841,186-519398
Net Cash Flow 10221687-225617261595230150210633

Free Cash Flow

MonthMar 2012Mar 2013Mar 2017n n 9mMar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Free Cash Flow93.00102.00111.00919.00-6.00-9.00-12.00-16.00-24.00-29.00-34.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthMar 2012Mar 2013Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
ROE % 12%0%13%15%-0%-15%33%27%12%

Financial Efficiency Indicators Chart

Share Holding Pattern

MonthMar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Promoters 73.67%73.67%73.66%73.60%73.52%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
FIIs 1.96%3.90%3.54%3.70%3.48%24.68%20.62%17.87%19.51%19.55%17.05%15.45%
DIIs 8.35%7.07%4.21%3.99%2.33%7.33%6.50%6.58%8.47%16.82%20.13%28.67%
Public 16.00%15.35%18.59%18.72%20.67%67.99%72.87%75.54%72.03%63.61%62.83%55.88%
No. of Shareholders 2,78,2882,94,8854,52,7495,98,0806,90,4249,14,07710,68,32511,38,62611,24,0909,84,2659,37,1438,40,960

Shareholding Pattern Chart

No. of Shareholders

Ujjivan Small Finance Bank Ltd: Intrinsic Value & Share Price Analysis - Shareholder trend analysis

Mutual Fund Holdings

Fund NameNo of SharesAUM (%)Amount Invested (Cr)Previous Number of SharesPrevious DatePercentage Change
Franklin India Small Cap Fund 33,844,479 1.73 221.24N/AN/AN/A
Canara Robeco Small Cap Fund 28,163,189 1.45 184.132,677,5532026-02-21 00:04:02-13.81%
Franklin India Opportunities Fund 25,999,478 2.05 169.9620,280,2162026-02-21 07:58:2328.2%
JM Flexicap Fund 24,674,004 3.13 161.2925,902,1232026-02-23 02:57:59-4.74%
Axis Small Cap Fund 24,077,021 0.62 157.3921,911,1852026-02-21 07:58:239.88%
Bajaj Finserv Flexi Cap Fund 23,530,084 2.46 153.8223,398,6892026-02-23 02:12:340.56%
Franklin India Multi Cap Fund 17,431,926 2.34 113.9515,298,8102026-02-23 08:41:3113.94%
Mahindra Manulife Small Cap Fund 15,321,304 2.51 100.16N/AN/AN/A
DSP Small Cap Fund 15,296,631 0.62 99.9914,729,6832026-02-22 18:32:183.85%
Aditya Birla Sun Life Small Cap Fund 14,830,393 2.03 96.9511,830,3932025-12-15 08:37:3325.36%

ROCE Trend

EPS Trend

Key Financial Ratios

MonthMar 25Mar 24Mar 23Mar 22Mar 21
Face Value10.0010.0010.0010.0010.00
Basic EPS (Rs.) 3.756.655.82-2.400.05
Diluted EPS (Rs.) 3.716.545.81-2.400.05
Cash EPS (Rs.) 4.457.146.09-1.930.49
Book Value[Excl.RevalReserv]/Share (Rs.) 31.4429.0620.5115.0617.47
Book Value[Incl.RevalReserv]/Share (Rs.) 31.4429.0620.5115.0617.47
Dividend / Share (Rs.) 1.501.501.250.000.00
Operating Revenue / Share (Rs.)32.8429.3921.3116.2716.23
Net Profit / Share (Rs.) 3.756.635.63-2.400.04
Interest Income / Employee (Rs.)2607036.022515799.922330718.911664870.731693359.24
Net Profit / Employee (Rs.)297900.67567885.62615512.98-245392.365006.88
Business / Employee (Rs.)28317259.4625855303.9526204445.0520476702.1616673537.57
Interest Income / Branch (Rs.)84387644.0975494070.4866216131.9648918245.2248801140.87
Net Profit / Branches (Rs.)9642803.4517041099.7317486831.48-7210267.83144293.91
Business / Branches (Rs.)916606749.00775865410.90744472866.45601658926.96480516853.91
Net Profit Margin (%) 11.4222.5726.40-14.730.29
Operating Profit Margin (%)16.1930.5333.46-19.860.40
Return On Assets (%) 1.523.173.30-1.750.04
Return On Equity / Networth (%)11.9322.8227.43-15.920.27
Net Interest Margin (X)7.628.438.097.518.48
Cost To Income (%)62.3154.3154.8271.7060.31
Interest Income / Total Assets (%)13.3214.0412.5011.9113.76
Non-Interest Income / Total Assets (%)1.771.941.761.321.52
Operating Profit / Total Assets (%)-0.251.221.53-3.08-1.48
Operating Expenses / Total Assets (%)5.855.635.406.336.03
Interest Expenses / Total Assets (%)5.695.614.404.405.28
Enterprise Value (Rs.Cr.)43998.8939672.8231021.2421131.4420142.91
EV Per Net Sales (X)6.926.997.457.517.18
Price To Book Value (X)1.091.521.230.981.75
Price To Sales (X)1.051.511.190.901.88
Retention Ratios (%) 60.0594.6686.67100.00100.00
Earnings Yield (X)0.100.140.22-0.160.00

After reviewing the key financial ratios for Ujjivan Small Finance Bank Ltd, here is a detailed analysis based on the latest available data and recent trends:

  • For Basic EPS (Rs.), as of Mar 25, the value is 3.75. This value is below the healthy minimum of 5. It has decreased from 6.65 (Mar 24) to 3.75, marking a decrease of 2.90.
  • For Diluted EPS (Rs.), as of Mar 25, the value is 3.71. This value is below the healthy minimum of 5. It has decreased from 6.54 (Mar 24) to 3.71, marking a decrease of 2.83.
  • For Cash EPS (Rs.), as of Mar 25, the value is 4.45. This value is within the healthy range. It has decreased from 7.14 (Mar 24) to 4.45, marking a decrease of 2.69.
  • For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 31.44. It has increased from 29.06 (Mar 24) to 31.44, marking an increase of 2.38.
  • For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 31.44. It has increased from 29.06 (Mar 24) to 31.44, marking an increase of 2.38.
  • For Dividend / Share (Rs.), as of Mar 25, the value is 1.50. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 1.50.
  • For Net Profit / Share (Rs.), as of Mar 25, the value is 3.75. This value is within the healthy range. It has decreased from 6.63 (Mar 24) to 3.75, marking a decrease of 2.88.
  • For Net Profit Margin (%), as of Mar 25, the value is 11.42. This value exceeds the healthy maximum of 10. It has decreased from 22.57 (Mar 24) to 11.42, marking a decrease of 11.15.
  • For Return On Assets (%), as of Mar 25, the value is 1.52. This value is below the healthy minimum of 5. It has decreased from 3.17 (Mar 24) to 1.52, marking a decrease of 1.65.
  • For Retention Ratios (%), as of Mar 25, the value is 60.05. This value is within the healthy range. It has decreased from 94.66 (Mar 24) to 60.05, marking a decrease of 34.61.

Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Fair Value

Fair Value of Ujjivan Small Finance Bank Ltd as of March 4, 2026 is: ₹73.08

Calculation basis:

  • Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

As of March 4, 2026, Ujjivan Small Finance Bank Ltd is Undervalued by 27.54% compared to the current share price ₹57.30

Intrinsic Value of Ujjivan Small Finance Bank Ltd as of March 4, 2026 is: ₹104.40

Calculation basis:

  • Intrinsic value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
  • EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.

As of March 4, 2026, Ujjivan Small Finance Bank Ltd is Undervalued by 82.20% compared to the current share price ₹57.30

Last 5 Year EPS CAGR: 42.86%

*Investments are subject to market risks

Strength and Weakness

Unable to fetch valid data for stock valuation.

Stock Analysis

  • Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Ujjivan Small Finance Bank Ltd:
    1. Net Profit Margin: 11.42%
      • Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
    2. ROCE: 0% (Industry Average ROCE: 6.84%)
      • ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
    3. ROE%: 0% (Industry Average ROE: 11.8%)
      • ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
    4. Interest Coverage Ratio (Post Tax): 0
      • Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
    5. Quick Ratio: 0
      • Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
    6. Stock P/E: 22.5 (Industry average Stock P/E: 17.12)
      • Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
    7. Total Debt / Equity: 0
      • Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
    The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
    Stock Rating:

About the Company - Qualitative Analysis

Ujjivan Small Finance Bank Ltd. is a Public Limited Listed company incorporated on 04/07/2016 and has its registered office in the State of Karnataka, India. Company's Corporate Identification Number(CIN) is L65110KA2016PLC142162 and registration number is 302481. Currently Company is involved in the business activities of Monetary intermediation of commercial banks, saving banks. postal savings bank and discount houses. Company's Total Operating Revenue is Rs. 6354.39 Cr. and Equity Capital is Rs. 1935.00 Cr. for the Year ended 31/03/2025.
INDUSTRYADDRESSCONTACT
Finance - Banks - Private SectorGrape Garden, Bengaluru Karnataka 560095Contact not found
Management
NamePosition Held
Mr. Banavar Anantharamaiah PrabhakarPart Time Chairman & Independent Director
Mr. Sanjeev NautiyalManaging Director & CEO
Ms. Carol Kripanayana FurtadoWhole Time Executive Director
Ms. Anita RamachandranIndependent Director
Mr. Rajesh Kumar JogiIndependent Director
Ms. Rajni MishraIndependent Director
Mr. Ravichandran VenkataramanIndependent Director
Ms. Sudha SureshIndependent Director
Ms. Mona KachhwahaIndependent Director

FAQ

What is the intrinsic value of Ujjivan Small Finance Bank Ltd?

Ujjivan Small Finance Bank Ltd's intrinsic value (as of 04 March 2026) is ₹104.40 which is 82.20% higher the current market price of ₹57.30, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's ₹11,117 Cr. market cap, FY2025-2026 high/low of ₹68.0/31.0, reserves of ₹4,293 Cr, and liabilities of ₹49,614 Cr.

What is the Market Cap of Ujjivan Small Finance Bank Ltd?

The Market Cap of Ujjivan Small Finance Bank Ltd is 11,117 Cr..

What is the current Stock Price of Ujjivan Small Finance Bank Ltd as on 04 March 2026?

The current stock price of Ujjivan Small Finance Bank Ltd as on 04 March 2026 is ₹57.3.

What is the High / Low of Ujjivan Small Finance Bank Ltd stocks in FY 2025-2026?

In FY 2025-2026, the High / Low of Ujjivan Small Finance Bank Ltd stocks is ₹68.0/31.0.

What is the Stock P/E of Ujjivan Small Finance Bank Ltd?

The Stock P/E of Ujjivan Small Finance Bank Ltd is 22.5.

What is the Book Value of Ujjivan Small Finance Bank Ltd?

The Book Value of Ujjivan Small Finance Bank Ltd is 32.1.

What is the Dividend Yield of Ujjivan Small Finance Bank Ltd?

The Dividend Yield of Ujjivan Small Finance Bank Ltd is 0.00 %.

What is the ROCE of Ujjivan Small Finance Bank Ltd?

The ROCE of Ujjivan Small Finance Bank Ltd is 8.53 %.

What is the ROE of Ujjivan Small Finance Bank Ltd?

The ROE of Ujjivan Small Finance Bank Ltd is 12.4 %.

What is the Face Value of Ujjivan Small Finance Bank Ltd?

The Face Value of Ujjivan Small Finance Bank Ltd is 10.0.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in Ujjivan Small Finance Bank Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE
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